URBIN RBITS INC.Home of the Hive Tech Living Environment

FOR INVESTORSAngela Conte, Founder and CEO

2350 McBride Lane #D1, Santa Rosa, CA 95403cell: 1.707.239.3429

email: angelaconte@att.netwebsite: www.urbinorbits.com

We Build Hive Tech Living EnvironmentsWhat are HTLE? They’re a network of micro-

communities that provide affordable rental housing and everything else people use everyday in a beautiful green sustainable environment. It’s kind of like an affordable modern lifestyle member’s club with sites in all the fastest growing urban hubs in the US and abroad; and its the first in the world socio-economic capitalist loop that uses a proprietary virtual operating system.

We make life simpler, more affordable, healthier, convenient, productive and fun for our members and in exchange they make our investors and stockholders wealthier. Our pride is in making it all run smoothly and efficiently.

Cellophane House by Kieran Timberlake

HTLE are green, sustainable and built with money saving technologies such as: ● Photovoltaic solar system

● Geothermal HVAC● Grey water recycling● Electric vehicle charging stations

Crisp, Clean, Light and Airy

An Example of a Site Ground Plan

How it WorksA member joins the club and gets affordable rental housing and access to competitively priced basic resources;

or just access to basic resources, from us or our enterprise partners; things such as: Healthy corner market food staples, efficient transportation, basic dry goods, professional healthcare services, a private banking/credit union, travel accommodations to any of our sister sites around the US and abroad; and a business resource center etc....In exchange for all this they promise to spend a certain amount of their income, (about 60% of it), buying from us and our enterprise partners. We add a 2% fee on purchases to cover operating expenses, (But then things like utilities are included in the rent because we design with solar and geothermal so all the other cost-of-living savings more than makes up for the 2% fee). This means we can make money offering a higher quality affordable lifestyle by selling our goods and services directly to our members and the general public. And our members get to live in a beautiful park like resort. There is no ending to the places that this type of affordable quality lifestyle community can be introduced.

To keep our costs down, everything is done over a integrated private operating and virtual monetary system, so members can pay bills and make purchases with their membership card that is also a security key card.

Prospective members must show a years worth of income, (Minimum of the average US income of $40,000 or more depending on the city), and pay their government taxes; but by their sticking with us and our enterprise partners, we are able to create a much better cost of living deal for them. Pretty simple really.

Need for Rental HousingFrom the Joint Center for Housing at Harvard University, 2013.

1) 1 in 3 households currently rent their primary residence. 2) In the last four years rental housing occupation increased 28%.3) A survey reported that 30% of renters would like to live in their own home someday; 60% said they prefered to live in rental housing indefinitely; 10% were undecided.4) Renter’s top three preference for renting: Affordability, flexibility and convenience.5) 43% of all rental housing is in urban metro areas and yet quality affordable rental housing is still lacking as these areas continue to rapidly expand.6) In 2000-2009 approximately 260,000 rental housing units were completed; in 2010 only 151,000 units; in 2012 only 186,000 units in spite of the growing population of renters in that time. 7) Today the US population is growing 2.5 million a year and will grow 37% by 2050 while 1 in 3 households will most likely continue to be rentals, leading to a significant need for new rental housing.

Our primary market is: Educated, tech savvy, forward thinking people between the ages of 25-50 who are currently migrating into rapidly growing urban sectors along with major job creators. They work in industries with horizontal career movement and will most likely work for themselves at some point in their lives. “By 2025 they will make up as much as 75 percent of the workforce.” - Brookings Institute. They make an average of $51,000 a year. Our secondary market is everyone else who wants to live in affordable quality new green rental housing in walkable vibrant communities where they benefit directly from their spending. A person will need an income of at least $40,000 a year to live in one of our sites, or have access to federal or local living subsidies.

Who’s our Market?

Housing Food Transportation Clothing Healthcare *Other **Total

$16,803 $6458 $8293 $1740 $3313 $6093 $42,700

*Other: Taxes, insurance, entertainment etc…**Minimum income to live in one of our communities would start at $40,000. We will also accept Federal and Local subsidies benefits.

US Cost of Living AveragesUS average cost of living is $42,700 per capita, ($65,000 for a family of four.)How the $42,700 breaks down:

The Private Banking and Virtual Operating SystemOur proprietary virtual monetary system connects all our members, employees, partners and global sites on a privately operated and secured network that is controlled from our corporate HQ.

Uses and Benefits:

● Virtual cashless currency.● Online service fees and housing payments.● Business & personal loans from our company’s

credit union.● Group investing and crowd funding resources.● Member only bartering system.● Mandatory membership points management.

How Our Virtual Banking and Operating System is Simpler and More Secure

By joining us, our members are signing up for a much simpler banking system that is accessible 24/7 online to keep track of all their community purchasing, bill payments and personal finances. It tells them how much they have in the bank every time they pay for necessities such as housing, basic food staples, transportation, childcare or eating out etc…So they can see exactly what their lifestyle is costing and make adjustments for building a long term savings plans or making special purchases.

Our closed loop private monetary system is also much safer because members make all their financial transactions with their membership card and secret pin thats only connected to their community’s encrypted *tokenization system and not a large global banking institution. If there is ever a problem, their site team, or our corporate services agent, is available to figuring things out and give a real time answer immediately, never a runaround.

*Tokenization is a data security model that replaces sensitive data like credit card information in applications and database fields with a proprietary token. The sensitive data is then encrypted and stored in a central data vault, where it can be unlocked only with proper authorization credentials by persons within the security loop. The token can then be safely passed around in applications, databases and business processes including all purchase points, leaving the encrypted data the token represents securely stored in the data vault. Hackers are focused on finding and stealing large scale payment data that they can easily sell to criminal organizations globally. We close the loop tighter around each of our sites with double security to make criminal infiltration more difficult and less productive for them. This is just one option we add to other techniques to protect your monetary system such as technical, architectural or operational constraint that tokenization imposes in practical use.

Commercial Partner EnterprisesRetail and business service partners are open to the public and the proprietor pays corporate a 2% fee

for each transaction with non member customers. In exchange, partners get a dedicated customer base and low advertising costs. For Member purchases, the 2% fee is taken from the Member’s account for which Members receive points that go towards their contractual agreement. Examples of onsite company partner industries are:

● Food markets● Hardware stores● Pharmacies

● Dry Goods shops● Healthcare● Childcare

● Hospitality● Livery services● Professional services

Our Business CentersBusiness centers are located in the commercial building

above the ground level retail space and its where the security and management offices are located. They offer the following benefits and resources:

● Access to the latest state of the art computer and business technologies.

● Private offices, group meeting rooms, a 60 person auditorium and an open floor work space with private lockers and charging stations.

● Business incubator services and educational programs.● Access to partner professional businesses and consulting services.

Our Commercial Enterprises Along with the many products and services available onsite from our enterprise

partners, we'll also offer our own services and amenities that keep costs down for our members and creates added revenue streams for us. They are:

Auto Rentals

Instead of people owning cars, they can rent quality electric ones from us, saving them maintenance and insurance costs and creating a revenue stream for us that also keeps more cars off the roads.

Travel Accommodations

If any of our members need to travel to a city with one of our sister sites they can stay in a members only apartment and have access to all the same amenities they have back home at competitive rates.

Who’s our Competition?1) Mixed-use developers Our Response: Currently, with all the years of residential development stagnation, many developers haven’t figured out how to make money from new affordable housing and brick and mortar commercial development the way we have.2) Shared living communities Our Response: Shared living communities are a desirable social option for many people but they haven’t figured out how to maintain an income generating system for their residents the way we have. 3) Workshare hubs and business incubators which are popping up all over the country Our Response: Their rapid development shows the strong market for these types of income generating independent work environments but none of them are providing anything close to what we are as part of a community. 4) Commercial retailers, general services and large chain hospitality proprietors Our Response: We are creating an opportunity for many smaller quality business proprietors to go into business with us and build a direct link to their clientele. Once we build traction and reach into the general market. those who would be negatively impacted by us would be larger big box chains.In Short: We believe we are a major force for change that will blindside our competition because they haven’t begun to think about the problems we are confronting We believe once we start development, there will be strong competition, so getting a solid jump will be important to owning our primary markets of rental housing, basic consumer goods, transportation and independent business development.

(Note: Figures are in Millions)

We’re financing the company by first partnering with a construction developer to build a prototype project with a capital budget of $100million. From its beta metrics we can do a second round of funding to build three more projects for $3000mm. A year after their completion, the revenue results and market demand will position us for an IPO to continue building sites well into the future. For this, our construction partner will be given a contract to build all projects for the next ten years plus the return on their initial investment. This allows us lest risk and the ability to pivot our real estate portfolio for expansion or sale, at any point along the way.

Proforma SnapshotSTART UP YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5

0 Sites 1 Prototype 1 Pro Site 4 Sites 4 Sites 4 Sites

$300mm

Corporate Organizational Chart

A SITE TEAM

● Three and a half years learning retail management at Home Depot and HomeGoods stores.

TOWS Matrix

URBIN RBITS INC.Home of the Hive Tech Living Environment

To request more information email angelaconte@att.net or call 1.707.239.3429