Home & Real Estate Weekly

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HOME & Real Estate Weekly October 23, 2010 Longmont Times-Call www.HomeandRealEstateWeekly.com Tips for keeping home sales, bargaining smooth C C l l e e a a n n U U p p T T i i m m e e Fall is time for sprucing up the yard Plan for next weekend’s home and decorating show

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Weekly home and real estate publication

Transcript of Home & Real Estate Weekly

HOME& RealEstateWe e k l y

October 23, 2010

Longmont Times-Call w w w. H o m e a n d R e a l E s t a t e We e k l y. c o m

Tips for keeping homesales, bargaining smooth

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Fall is timefor sprucingup the yard

Plan for nextweekend’shome anddecorating show

2 Times-Call / Home & Real Estate Weekly October 23, 2010

News and Press ReleasesHome & Real Estate Weekly welcomes news

on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverFall is the perfect time to clean up the yard by tending to plants and trees. See page 6. (Thinkstock)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.

Canvas

By Maureen Gilmer

Scripps Howard News Service

To most people, a riverbed is simply a place wherewater flows. To an engineer, the riverbed itself tells astory in a language set in stone – millions of them.When the water moves quickly, it can pick up stonesand carry them along in suspension. As it slows,heavier stones sink to the bottom while smaller onescontinue to travel. The water may slow many timesthrough a river’s course, and each time the stones’sizes will tell the engineer the water’s relative speed.

This is how nature creates and sorts river-rungravel. The gravel industry does the same thing bymining these pockets of similar-sized pebbles, or it

uses giant metal grids to separate smaller stonesfrom larger ones. The grid size dictates the resultinggravel’s size. When you ask for one-inch river-rungravel, you can expect rounded stones about oneinch in diameter.

River-run gravel is rounded by water over millen-nia. This makes it easier on bare feet and dog’s padsbecause there are no sharp edges. But pebbles thathave been rolling down riverbeds will roll elsewhere,too. On a sloping driveway, the gravel will graduallyroll downhill to collect at the lowest point. The sameapplies to paths and other areas that may be replac-ing lawn.

Not all gravel originates in streambeds. Some ismined and then crushed. Crushed gravel is sharpedged and preferred for binding concrete. Its sharpedges dig into soft, damp soil that, when dry, an-chors the gravel. Crushed gravel therefore is pre-ferred on sloping sites and driveways. Well-an-chored gravel won’t roll under your shoe, making itsafer to walk on – but it’s hard on bare feet.

The old standard for driveways is crushed greygranite, widely available in a cool neutral tone. Butin the garden, particularly when used in lieu oflawn, you may want more visually appealing gravel.

Each type of gravel comes from a different source.The place of origin dictates not any color but price;trucking costs drive the cost of any stone product.Some even originates in the cinder cones of extinctvolcanoes.

Each state has specialty gravels that are affordablebecause they originate locally.

Gravel color has a huge bearing on the visual ap-peal of an installation space. For example, whitegravel can create undesirable glare in areas with in-tense sunlight. Black gravel shows every speck of lit-ter. Gravel that blends with your existing paving orlandscape boulders can soften the space, drawingthe whole landscape together.

When exploring gravel, remember that size can belinked to maintenance. The larger the gravel, themore nooks and crannies there are to trap litter.Whether it’s dried grass clippings or decomposingleaves, this material builds up through time. Onceit’s wet and compacted, it’s impossible to remove.Fine gravel, such as coarse sand, produces a surfacethat can be cleaned with a rake or blower.

Maureen Gilmer is an author, horticulturist and landscape de-signer. Join her online at www.MoPlants.com or e-mail [email protected].

In this yard, the lawn was replaced with a gravel field. (SHNS/Maureen Gilmer)

Here in Colorado, there are numerous gravels that work great forlandscaping, including these available at Colorado Materials in Longmont.(Paul Litman/Times-Call)

of ColorGravel adds unique style andcustomization to landscapes

October 23, 2010 Times-Call / Home & Real Estate Weekly 3

Appraisal problems kill opportunityfor super-low mortgage interest rate

Homebuyers and owners across thecountry are having appraisal problems.Some buyers are denied mortgages becausethe properties they want to purchase havebeen appraised for less than the agreed up-on price. Many owners trying torefinance are being rejected be-cause lower appraisals are elim-inating the equity they need toqualify for new loans.

I recently received a letterfrom a homeowner whosehouse appraised at $187,000two years ago. Three weeks ago,the same property appraised for$127,000. The homeownerwanted to refinance a first andsecond mortgage into a singleprimary loan. The owner is sev-en years into his first mortgage (a 15-yearfixed rate mortgage at 5.375 percent), andfour years into the second mortgage (a 15-year fixed rate loan at 7.84 percent)

The homeowner still has enough equityto qualify, but the new loan-to-value ratio is81 percent, and the lender has offered a 30-year loan at 4.78 percent and wants tocharge the borrower private mortgage in-surance.

But his appraisal problems are about toget worse. As he explained: “My neighbor,who bought his home in 2006 for $170,000has decided to stop paying his mortgage be-cause his house is now a liability instead ofan investment. His house is now appraisedfor $104,000. If the bank forecloses on him,that will make my property value go downeven more.”

My reader wants to move, but he can’tget any equity out of his property becausethe appraisal is so low and local propertyvalues keep dropping. He earns a good liv-

ing and has a credit score of 780. He want-ed to know what he could do to improvehis refinancing odds and beat the appraisala l b a t ro s s .

The problem is that you usually can’tbeat a bad appraisal. You canask the lender to reappraiseyour property, but if you live ina neighborhood full of foreclo-sures and strategic defaults, it isgoing to drive down the valueof your home – and of all of thehomes in the neighborhood.

The loan deal my correspon-dent was offered is a bad one allaround: The lender is offeringto replace two 15-year loanswith a new 30-year loan. Theinterest rate, while a bit lower

than what the homeowner is currently pay-ing, is significantly higher than the 4.2 per-cent many homeowners with high creditscores and ample equity are getting.

The only reason to take this deal is be-cause you simply can’t afford the two loanpayments you have. But over the term of anew 30-year loan, you’ll pay tens of thou-sands of dollars in additional interest overkeeping the two loans that you have. Pay-ing private mortgage insurance might evenmitigate any savings you’d have, so thisnew loan could be all pain and no gain.

Unfortunately, there’s not much I can sayin a situation where a neighbor is consider-ing strategic default. For all the grumblingabout how we’re “bailing out homeown-ers,” I’d think that every homeowner whodoesn’t want to see his or her equity disap-pear should welcome every opportunity tokeep homeowners in their properties, pay-ing their mortgages.

The appraisal problem will continue for

some time to come. The Home ValuationCode of Conduct rules, which governwhat appraisers can and cannot do whenappraising property, have recently beenrewritten. Many of the details are yetto be known, but hopefully the new ruleswill make appraisals friendlier to home-owners located in communities with a largenumber of foreclosures or strategicdefaults.

If this is happening in your community,you can help out by being neighborly andencouraging homeowners to feel that theneighborhood still brings value to everyfamily that lives there. Maybe you can helpyour neighbor try for a loan modification,or perhaps the homeowner will be able toarrange a short sale. Either option is betterfor the rest of the neighborhood than an-other strategic default or foreclosure.

As values decline, more borrowers thatcan walk from their mortgages may do so.We can only hope that lenders see this situ-ation as a downward spiral and work withas many borrowers as possible to keepthem in their homes and keep neighbor-hoods vibrant with at least stable pricing.

Unfortunately, it seems that lendersthese days aren’t willing to work withborrowers on their home loan modifica-tions. Some lenders are making short salesdifficult for their borrowers. And lenders asa group appear willing to continue with await and see attitude while the housingmarket continues to slide or bounce alongthe bottom.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!”If you have questions, you can call her radio show at800-972-8255 any Sunday, from 11 a.m. to 1 p.m.EST. Contact Ilyce through her website atw w w. t h i n k g l i n k . c o m .

Ilyce Glink

Tribune Media Services

Makeover yourfoyer with pizazz

In most homes, entryways functionas more than a welcome area. Wherethere is available space, entrywaysmay be treated and furnished in away that makes them special littlerooms.

Although they are not always themost private place in the home, entry-ways, hallways and foyers can be de-signed in ways that encourage fittingactivities. A desk, for example, underthe stairwell could work well for writ-ing out bills, a bench and piano couldbe perfect for music lessons and prac-ticing.

Look at your layout to determinepotential for a new use. Is there a big,winding staircase that has created anoasis of peace beneath? What can beplaced there? A desk? A bookcase? Aloveseat?

Remember, the entryway designdoes not have to align with the rest ofthe house style; it can be its own artform.

Consider adding a drop-leaf table, afew chairs and a wooden chest filledwith board and card games to thearea. Or, if there’s room, purchase abench with game storage underneath.And finally, another option would beto construct a window seat with stor-age underneath and keep thedrop-leaf table to the side.

Try painting a checkerboard on thefloor beneath the table and chairs formore fun. If the wall space allows,wallpaper this area differently than therest of the main hall. For example, us-ing a wallpaper that resembles suedeor a library-wall print will enhance thegame or club look.

– Courtesy of “Hallways and

Fo y e r s ” (Rockport Publishers)

by Anna Kasabian on hgtv.com

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4 Times-Call / Home & Real Estate Weekly October 23, 2010

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Tips for a smooth sale, bargain buy in a slow housing marketArticle Resource Association

Not everyone who relocates hasthe luxury of doing it whenschool is out and the yard looksbeautiful. If you’re forced to sellyour house and/or buy a new oneoutside peak season, you mighthave to work a little harder andthink creatively.

Anyone who has bought or solda home has heard the standard ad-vice: Find a good agent, be awareof local home values, fix up thehouse you’re selling and researchschool districts and crime rateswhere you’re buying.

“It’s all good advice, but it’s notalways enough,” says Rich Novak,assistant vice president ofHome Solutions, with USAA, afull-service financial servicesprovider serving military person-nel and their families. “Familieswho need to move quickly duringa tough real estate market mayneed to go the extra mile to closea sale.”

Keep these five themes in mindfrom the moment you start plan-ning your next move.

1. Dig deeper: You probably al-ready know to use neighboringhome values as a comparisonpoint for selling or buying. But intoday’s market, some additionalhomework can pay off. If youneed to sell quickly, for example,keep a close eye on what otherhouses are selling for in yourneighborhood and stay ahead ofthe market by pricing yours low-er. In the wake of the bursting realestate bubble, it’s also importantto have a heightened awareness offoreclosures, both where you’re

selling and buying. As unfair as itseems, any foreclosures on yourstreet can put a dent in yourhome’s market value. And if fore-closures are still prevalent in theneighborhood you’re moving to, itcould be a warning sign that val-ues could continue to drop afteryou buy.

2. Be involved: Just becauseyou’re working with a Realtordoesn’t mean you can’t do someof your own legwork.

“The first 10 days on the mar-ket are the most critical to sellinga home because new listings tendto get the most attention frombuyers,” says Brenda Wall, reloca-tion director with ERA ColonialReal Estate in San Antonio, Texas.“Anything a seller can do to gettheir home ready to sell beforeputting it on the market would behelpful, including de-cluttering,cleaning, painting if needed andmaking the home look spaciousand bright.”

The Internet and social mediahave opened limitless new strate-gies to sell your home and findyour next one. Try Craigslist,Facebook, Flickr and YouTube.And don’t be shy, say real estateagents. When you’re selling, postpictures that show your home atits best and upload a narratedvideo tour – because that’s whatyou’d want to see as a buyer. Atsome real estate agencies, a videotour is becoming the new require-ment for sellers.

3. Accept a helping hand: Takeadvantage of a wide range of ser-vices, beyond your local Realtor’s,that could help you streamline the

buying and selling process. Somecost money, such as home stagingservices that can help whip yourhouse into selling shape. Othersare free, such as relocation bene-fits offered by some employers, orthe military’s Homeowners Assis-tance Program.

One free service actually helpsyou while you are out and aboutlooking for a place to live. For ex-ample, Home Circle from USAAprovides free home search ser-vices on the web and through aniPhone app that gives you accessto the same comprehensive listinginformation real estate agents use,driving directions to the homesyou’ve searched and organizationof pictures taken to help you keeptrack of all the homes you’ve seen.Chances are you qualify for sometype of assistance through an em-ployer, the government or an as-sociation you belong to – you just

have to ask.4. Get creative: Sometimes it

takes out-of-the-box ideas to seala deal. If you know that a poten-tial buyer is wavering on whetherto make an offer on your house,buck convention by making a“reverse offer,” where you try towin the sale with an attractiveprice. Sellers might also sweetenthe pot with extra incentives.Money toward closing costsor prepaid homeowner’s dues arecommon buyer incentives, butwhy not set yourself apart byoffering a free trip to a beachre s o rt ?

If you’re the one buyingbut can’t find the perfect house,ask your agent to look up housesthat were recently taken off themarket. You might be able to re-quest a one-time showing and geta bargain price on a housethe owners thought they couldn’t

sell.

5. Remain flexible: Accordingto the experts, buyers and sellersshould keep their pride in checkand be willing to make some con-cessions, especially in a toughmarket. That means not hagglingover minor repairs or refusing toleave behind the chandelier yourpotential buyer loves. Factor inthe cost of keeping up your homefor several more months versusjust accepting a lower sellingprice today.

“Always think in terms of thebigger picture. Don’t lose a dealover $500,” says Jodi Van Wagner,a Coldwell Banker agent in thePensacola, Fla., area.

Even in the most sluggish realestate market, an early start andan open mind are two of the beststrategies to make your next movego smoothly.

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October 23, 2010 Times-Call / Home & Real Estate Weekly 5

Get Inspired at the

Fall Home and Decorating ShowBy Anna Taylor

Longmont Times-Call

The Boulder County Fall Home andDecorating Show is a great place toplan out any small project or big re-model you hope to accomplish aroundyour home this year.

Taking place Oct. 29 to 31 at theBoulder County Fairgrounds, theshow features products and servicesfor all of your home improvementneeds.

The show, which is free for parkingand admittance, started in March2009 and has expanded to increasethe number of vendors that are in-volved. “It’s really a one-stop shop,” exclaims GaryKrahn from Great Western Productions, the man be-hind this weekend-long show. You can find anythingfrom patios and paint to basements and bedding, andeverything in between.

This year the show is featuring 85 vendors fromLongmont, Boulder, Northern Colorado and Denver.“We really try to be as local as we can,” Krahn says.

If you’re not sure where to start with your home

improvements there are interior designers that areavailable to help you get inspiration for revampingyour rooms. “We just have really good vendors,”Krahn explains. “We tend to work with vendors that Iknow and trust.”

Also, the show has teamed up with American Fur-niture Warehouse this year to give away a $2,500shopping spree, which visitors can register for at theevent.

And just because it’s a home and decorating showdoesn’t mean it’s not an event that the whole familycan enjoy. Krahn says there are a lot of families and avariety of ages that attend the event, so they try tohave a little something for everyone. “Since it’s Hal-loween, we will be giving away goodie bags for thekids all weekend long,” he says.

So whether you’re looking to do a massive remodelor simply add a few little upgrades to your home, theBoulder County Fall Home and Decorating Show isthe perfect starting point to find information and in-spiration for your next home project.

Vendors at the 2009 Fall Home and Decorating Show. Thisyear’s event will feature 85 vendors. (Courtesy Gary Krahn)

Part of the appealof the show isperusing the manyvendors andgetting ideas foryour own home.(Courtesy GaryKrahn)

Clear kids clutter with see-through boxesThese organizational wonders make it much easier for par-

ents and children to know what’s where. They’re great fortoys and clothing storage between seasons and sizes. Stackand number them, then keep a record of what’s where. Re-member: Similar-size boxes stack best and look neater.

– Debbie Arrington, Sacramento Bee

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6 Times-Call / Home & Real Estate Weekly October 23, 2010

Keep planted garlic aliveThey’re everywhere, filling

books, airwaves and cable showswith their toothsome tales. Seduc-tive, beautiful and irresistible,they’re a perfect example of howgood public relations can take thedead and turn them in-to superstars. If you’vebeen anywhere nearpop culture recently,you know the nation’sbeen bitten with vam-pire fever.

And if you’re any-thing like my monster-purist son, you’re prob-ably wishing thesesparkling, soft-hearted,new-age-fiendwannabes would growa pair of fangs and startacting like the archfiends they’resupposed to be. Yet if they do re-turn to their bad boy roots, garden-ers will be ready for defense, plant-ing bulbs that give these ghoulsn i g h t m a re s .

The one, sure way to keep abloodsucker at bay is with garlic, abelief that might have sprung fromthe Romanian tradition of crushingand smearing garlic on everythingfrom doors and windows to live-stock horns to repel disease. Aknown antibacterial, garlic is alsoshown to help prevent blood clots,some cancers and reduce choles-t e ro l .

While wearing braided bulbs iscertainly a fashion statement, theRomanians knew that to get themost from garlic you have to breakthe clove. Garlic holds two com-

pounds, alliin and alliinase, in dif-ferent cells and you don’t get thepungent, sulfurous flavor of garlicuntil the cells are damaged, allow-ing the two to mingle. The productthey create is allicin, which re-

searchers credit withhealth benefits.

Leave the clovewhole, and allicin isn’tcreated; the garlic ismild, nutty and well be-haved. Chop or crush itand the allicin activates,imbuing the air withthe odiferous tang thatvampires, and lovers,find offensive.

Garlic thrives in Col-orado, and if you wantto grow your own pro-

tection from vampires, there’s stilltime to pop some in the ground ifyou act quickly. Because grocerystore garlic might be treated with agrowth inhibitor, purchase garlicfor planting from garden centers oron-line suppliers.

Softneck garlic (Allium sativumvar sativum) has a soft, flexiblestem at the top of the bulb thatmakes it the choice for braiding in-to ropes and necklaces for wardingoff vampires. Commonly sold ingrocery stores, they grow readily.

Hardneck garlic (Allium sativumvar ophioscorodon) produces acurled, flowering stem, called ascape, that eventually turns woody.Rich with flavor, they have fewer,but larger, easy-to-peel cloves. Usehardnecks early; they don’t store aslong.

Elephant garlic (Allium ampelo-prasum) won’t help protect youfrom Dracula and his fiends be-cause it’s more of a leek than garlic.But the big cloves and subtle flavormake this giant a cook’s garden fa-vorite. For best size, plant these 3inches deep.

Plant now, while we still havefour to six weeks before the groundfreezes, in a sunny spot with welldrained soil. Plant only the largestcloves, saving the smaller ones foreating. Push cloves root end down,1 to 2 inches into the soil, about 6inches apart.

Mulch to keep the soil moist andprevent heaving during winter.Water the garlic if we’re having adry spell in winter, then plan toharvest in mid-summer, after fo-liage browns and dies back. Curein a dry, warm, dark, airy place fora few weeks, then cut stalks 1 inchabove the bulb for storage.

If you didn’t grow garlic and stillwant to keep the vampires off yourneck, don’t worry. According tolegend, they’re also compulsivecounters, stopping to tally any-thing in their way. An old trick isto strew millet or poppy seedsaround, so the vampire spends thenight counting until dawn arrivesand it’s forced to return to thegrave.

Carol O’Meara is a horticulture entomol-ogist with the Colorado State UniversityExtension office at the Boulder CountyFairgrounds in Longmont. Contact her bycalling 303-678-6238 or [email protected]. For moregardening tips, check out her blog atgardeningafterfive.wordpress.com.

Carol O’Meara

Colorado StateUniversity Extension

Tips to throw a great party

Plant garlic now for the best results. First plant the bulb in the ground, left, and then once grown, separate the cloves.(Courtesy Carol O’Meara)

For more real estate information, visit HomeandRealEstateWeekly.com

What’s the secret to pulling off afabulous soiree? There’s more tobeing a gracious host thanproviding food and drinks. “It’simportant that you be a guest atyour own party,” says entertainingexpert Jennifer O’Neil. Alongwith her equally fun-loving sister,Kitty, she enjoys hostingeverything from casual get-togethers to themed events. Thesisters say if you’re relaxed andenjoying yourself, your guests willfollow suit.

Here are more of their tips formaking sure your event is thehottest ticket in town.

Be Prepared• Send invitations at least three

to four weeks in advance.• Create your “to do” list at

least a week in advance, includingthe menu, drinks and quantities,decorations and party events.

• Tidy up.

Keep it Simple• Forego the formal dinner in

favor of appetizers.• Let guests help themselves. A

dinner party is more fun to throwand attend when it’s buffet style.

Get Guests Talking• Pick a theme for a party that

mixes different groups of friends.• Keep the evening moving

with party milestones.

– HGTV

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adjacent to the UNC athletic fields.Terms & Conditions: Sells ABSOLUTE to the Highest bidder for Cash with no contingencies for financing. Earnest money of $25,000.00 due auction day, balance upon date of closing no later than December 13, 2010. Packets with disclosures, maps and other pertinent information may be obtained from Kreps-Wiedeman (970) 356-3943 or Wheeler Management Group (970) 352-5860. See our web site for photos @ www.K-Wauctions.com.

October 23, 2010 Times-Call / Home & Real Estate Weekly 7

Createfun doordecor

Keeping your hectic home stylish, family friendlyFor busy families,

finding ways to keepthe home fresh, deco-rative and fami-ly-friendly can be achallenge. But thereare ways to keep yourhome organized with-out sacrificing style andbeauty in an activehousehold, includingstylish home fra-grances to enhance thescent experience andambiance of any roomin your home.

With a little thoughtand creativity, it’s pos-sible to create a homeenvironment that al-lows your little ones to roam and playwhile providing a stylish living space for youand your guests.

Television personality Brooke Burke is abusy mother of four and co-CEO of theonline community for the woman behindthe mom, ModernMom.com. Burke knowsa few things about balancing safety andstyle and has the following helpful tips forkeeping your home child-friendly:

• Give your children their own space.Have a playroom where they can have funand play with their toys. By creating cub-

bies, kids will have anarea to call their ownand to store their toys,while keeping the restof the room and houseclear of them.

• Keep colors andpatterns in mind whendecorating a familyroom or child’s playarea. There are plentyof visually-appealingpatterns and attractivecolors that will alsohide dirt, stains andhandprints.

• Besides the colorsused in decorating,think about the typesof surfaces you use for

your home decor. Spills will be easier toclean on smooth surfaces than they will oncarpet. Apply the same logic when thinkingabout the upholstery you choose for yourfurniture. There’s no reason something thatdefends against stains can’t look good.

• Teaching your children organizationalskills will also help them learn how to keepthe house tidy. You can help achieve this bykeeping a family calendar so your childrencan keep track of their activities and yours.

– Article Resource Association

By Mary Carol Garrity

Scripps Howard News Service

I asked Gail, a member of our talentedvisual team at Nell Hill’s, to join me in cre-ating simple and fun fall looks for exteriordoors.

We had intended to dress up the frontdoor of my home, but the day we hadscheduled our photo session turned out tobe so blisteringly hot, we wimped out andinstead stayed in the wonderful air-condi-tioned confines of Garrity’s.

Nothing says welcome like a happy bas-ket spilling over with the glorious colors offall. So for our first look, Gail hung a sim-ple flower basket on the door by a burlapribbon. New this year, these white wickerbaskets make fabulous year-round decorat-ing tools. They are long, thin, lightweight,inexpensive and feature a handle at the topthat makes them easy to hang from a door.We ’re carrying the basket in three sizes,but I think the large size and the mediumsize are the best sizes for door displays be-cause they are large enough to make astatement that’s visible from the street.

Gail put the basket a little lower on thedoor so that when she added the bouquet,the floral arrangement would be right ateye level. My husband, Dan, goes nutswhen I hammer nails willy-nilly in ourhome, so I have tried to come up with cre-ative ways to hang things using as few nailsas possible. One way to do this on yourfront door is to hang your display fromyour door knocker, securing it with a love-ly seasonal ribbon.

If your front porch is not covered or ifyou get a lot of wind where you live, likewe do in Kansas, you’ll need to secure thebasket so it doesn’t bang around in a stifffall breeze. Gail solved this problem byputting a weight in the bottom of the bas-ket, which does a nice job of helping ithang straight, no matter what the weather.

With the basket in place, Gail began fill-

ing it with a bouquet of fall goodies. Tocreate the signature Nell Hill’s look, sheused a base of fallen sticks for the arrange-ment. She positioned four twigs in the bas-ket so they look like they’ve grown therenaturally. Next, she filled it with a mix offall foliage. She inserted one sprig of fauxmaple leaves at a time, being sure to keepthe look light and airy, bending and twist-ing the artificial branches so they look life-like. Then she added fall flowers, like sun-flowers and black-eyed Susans, and even ahefty fake pumpkin for added fun. I alsoadore bittersweet and honeysuckle vine indisplays like these.

When Gail liked what she saw, she se-cured all the pieces with florist wire. Thenshe finished it off with an adorable half-bow treatment – my favorite these days.She made a loop out of burlap ribbon,knotted it and let the two ends trail down.

Gail selected a traditional oval mirror ina distressed painted finish. If your porch isuncovered, be sure to pick a mirror thatcan withstand wind and rain. I recommendyou go for something waterproof and inex-pensive. You’ll also want to pick a mirrorthat is heavy enough not to be tossed aboutby the wind.

Gail hammered in a small nail at the topof the door’s inside, then tied a bit of twineto the nail. She brought the twine up overthe door, where she tied it securely to thepicture hanger on the back of the mirror.

Next, Gail made a simple loop bow outof one of the new ribbon styles we just gotin for fall. This adorable burlap check rib-bon looks great in a host of fall displays –you can loop it around wreaths, in and outof bouquets, on lantern handles or candle-sticks, and around the base of fall topiariesin your garden. I can’t decide which I likebetter, this cute new patterned burlap ormy trusty gold standard – solid burlap rib-bon. It’s a tie: They both scream fall.

Front-door decor canbe a wonderfulexpression of hospitalityto friends, neighborsand passers-by. Flavoryour display withseasonal touches.(SHNS/Nell Hill’s)

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8 Times-Call / Home & Real Estate Weekly October 23, 2010

Fall treemaintenance

Clean up your fall yardFamily Features

Fall is a great time for yard maintenance.Raking leaves is a given for many home-owners, but there are more things you cando to help make sure your lawn, trees andshrubs will be ready for the new growth ofspring.

“One of the keys to successful yardmaintenance is to use the right tools foreach job,” says Joe Newland, outdoor prod-uct development manager for Black &Decker. “Using the proper tools makesyour job easier and helps you take bettercare of your landscaping investments.”

Here are some tips and equipment solu-tions to make this year’s fall clean up effort-less and efficient.

Prune and Trim Overgrown Trees andShrubs

This helps prevent weakening of thelimbs under snowfall and helps keep treesand shrubs healthy. Black & Decker’s 18Volt Rechargeable Pole Pruner enablesusers to easily reach up to 14 feet to pruneo v e rh e a d .

• To prune properly, make cuts at a node,the point at which one branch or twig at-taches to another.

• To maintain or develop structure andform, thin some branches throughout thecrown of the plant. This helps increase

light penetration and air circulation. Donot remove more than one quarter of theliving crown.

• Prune branches from the bottom of thecrown to provide clearance for people andvehicles, and to clear lines of sight.

Trim and Edge Your Yard and GardenGive your yard a finished look with one

last trim around trees and shrubs to cutdown taller grass. Use an edger betweenthe lawn and the garden area or a hardsurface next to it for a clean, manicuredlawn.

Clean up LeavesA lawn buried in leaves all winter will

not thrive come spring. A mulching moweror bagger can help you deal with some ofthe clean up, while a blower can make a bigjob more manageable. The Black & DeckerLeafHog Blower Vac allows you to do bothwith up to 240 MPH blow speed and a met-al mulching impeller that can reduce up to16 bags of dry leaves down to just one.

• Never point nozzle or blow debris to-ward people, pets, cars or houses.

• Most blowers make plenty of noise.Wear ear protection whenever operating ab l o w e r.

• Follow local ordinances about when touse leaf blowers.

• Mow a few more times. Grass growth

slows down as it gets ready for winter dor-mancy, but it does still grow.

• Some experts recommend decreasingyour mowing height to 2 to 2.5 inches forthe last few mowings of the year. This picksup all the debris and helps keep thegrass from bending under the weight ofsnow and becoming susceptible to fungalmold.

• Clean and spray mower blades with arust preventer before storing for the winter.

Trees are often overlooked during thesummer when it comes to watering. Yet,when trees go dormant for autumn andwinter – meaning active root growth comesto a standstill – and deciduous trees losetheir leaves, they make up for deficits andabsorb as much water and nutrients as theycan hold.

Enter fall’s first rains, windstorms andfreezes, and homeowners are guaranteed adose of trouble. Homeowners are advisedto follow seven guidelines this fall to avoidtree problems year round.

HydrateTrees with deep root systems typically do

not need extra water, while trees withshallow roots do. Your tree is thirsty if it isbrown in places, or if some of its branchesare dead or brittle. If needed, place mulchat the base of the tree to help the soil retainw a t e r.

Plant for Your RegionPlant for all seasons, and for your region It

is best to plant trees that thrive in yourhome city’s weather. Young trees planted inlocations subject to harsh weather shouldbe staked until their root balls have grownstrong enough to support them. Protectagainst nibbling animals by placing a smallfence around the base. And be sure tocheck with local jurisdictions on permitsneeded or other restrictions.

Remove TroublemakersIf a tree is located next to a foundation,

path or fence, or along an irrigation, seweror utility line, fall is a good time to move it,or even remove it. To remove a treequickly, and effortlessly, a chainsaw can beused to cut the tree down piece by piece(consult an arborist for larger projects orwhen tree falling has the potential to harmproperty or people).

For safety and efficiency, keep thechainsaw chain sharp. Given that manuallysharpening a saw chain can take more thanan hour, consider using PowerSharp, aseconds-fast and portable chainsawsharpening system.

Pr u n eFall is the time to prune most trees. With

an expert’s help or on your own, prune toopen up the tree’s crown and removeexcess limbs and dead or weakened wood.Use your chainsaw to complete the jobq u i c k e r.

Remove Fallen LeavesRemove fallen leaves to be certain that the

base of your tree can “breathe,” and toremove a haven for tree-damaging insects.

FertilizeMost trees don’t require fertilizer

although fruiting and flowering trees maybenefit from it. Late fall is a good time tofertilize because winter rains will preventchemical burn.

Article provided by Oregon, the foremost brandof Blount International, which is headquartered inPortland, Oregon, USA.

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October 23, 2010 Times-Call / Home & Real Estate Weekly 9

Know state foreclosure lawsBy Holden Lewis

b a n k r at e . c o m

At least four mortgage companies havesuspended foreclosure actions while theystraighten out irregularities in legal paper-work. But the halts in foreclosures aren’thappening everywhere. The moratoriumsprimarily are in states that employ judicialf o re c l o s u re .

Each state governs foreclosures in itsown way. Broadly speaking, there are twoformats. In judicial-foreclosure states, allforeclosures are overseen by courts. Innonjudicial-foreclosure states, foreclosuresusually are processed without court super-vision.

“In judicial foreclosures, all foreclosuresmust go through a more traditional courtp ro c e s s , ” says David Townsend, CEO ofAgents National Title Insurance Co., basedin Columbia, Mo. “A judge or administra-tive law judge must sign off on a foreclo-sure before the property is taken back bythe foreclosing lender.”

In nonjudicial-foreclosure states,“lenders can foreclose on a piece of prop-erty by doing certain steps that are usuallylaid out by statute,” Townsend says.

“Once those steps have been followed,the sale is held and the property can besold or transferred back to the lender,” hesays.

A home loan has two parts: the borrow-er’s promise to repay and the lender’s rightto take the property back if the loan isn’tre p a i d .

In a judicial-foreclosure state, a mort-gage allows the lender to file a lawsuit toget the property back. In a nonjudicial-foreclosure state, a deed of trust puts theproperty title in escrow. If the loan goesdelinquent, the trustee transfers title to thelender after the lender follows a series ofsteps.

The definition of a nonjudicial-foreclo-sure state can be slippery, because in mostof these states, the lender has the option ofpursuing foreclosure through the courts.But in practice, most of these jurisdictionsgo the nonjudicial route because it’s usual-ly faster and less expensive.

Peter Macdonald, general counsel andsenior vice president for LoanDepot.com,an online mortgage lender, says: “In somecases, lenders choose to judicially fore-close when they have the option to nonju-dicially foreclose, and they choose that op-

tion because they want to secure an addi-tional judgment against the borrower form o n e y. ”

In other words, when the bank wantsnot only the house, but also to sue the bor-rower for some of the money that the banklost, the bank can pursue foreclosure inc o u rt .

It’s mostly in the judicial-foreclosurestates that Bank of America, GMAC Mort-gage and its parent company Ally, JPMor-gan Chase and PNC Financial ServicesGroup suspended pending foreclosures.(Bank of America now has a moratoriumin all 50 states.)

While foreclosures dwell in limbo, thecompanies will deal with fallout from acontroversial practice dubbed “ro b o s i g n -ing.”

Robosigning is the practice of signingaffidavits assembly-line-style. In these affi-davits, the signers swear that they havepersonal knowledge the facts laid out inthese legal documents are true.

In depositions, some robosigners havetestified they signed the affidavits withoutinvestigating whether they were true andaccurate. Industry observers believe ro-bosigning has been rampant, and that oth-er major mortgage servicers will suspendforeclosure cases, too – at least in judicial-foreclosure states.

Are borrowers better protected in judi-cial-foreclosure states? Macdonald pausesand answers carefully: “In my opinion, ju-dicial-foreclosure states have greater op-portunity for the borrowers to protectthemselves,” he says. “In a deed-of-truststate, the process goes unless stopped. In ajudicial foreclosure, the process essentiallyhas someone making sure things are goingc o r re c t l y. ”

“In my opinion, judicial-foreclosurestates have greater opportunity forthe borrowers to protectthemselves. In a deed-of-truststate, the process goes unlessstopped. In a judicial foreclosure,the process essentially hassomeone making sure things aregoing correctly.”

Peter Macdonald, general counsel andsenior vice president for LoanDepot.com

Using theright red

• Transitional design relieson a neutral palette, a perfectcanvas for pops of red. On thedoor: Match this red to huesyou use inside the home, orskip the red door entirely tokeep a more neutral theme.

• Country reds are chalkierand softer: Think barn or scar-let reds. Choose reds withpinkish and purplish hues, likethe color of a ripening apple.

– Home and Garden

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10 Times-Call / Home & Real Estate Weekly October 23, 2010

Pot extrabulbs forthe season

Tete-a-tete chair setsfoster conversationBy Helaine Fendelman and Joe Rosson

Scripps Howard News Service

Dear Helaine and Joe: We have had this furni-ture set for many years and have never discoveredwhat it is called or what it is worth. We would ap-preciate any help you might provide. Thank you. –A.A.

Dear A.A.: As Freud supposedly said, “Sometimes acigar is just a cigar.” In this case, sometimes a table andtwo chairs are just a table and two chairs, but somepeople occasionally call this grouping a “tete-a-tete.”

This literally means “head-to-head” in French, andis a term generally applied to two conjoined chairs de-signed to promote an intimate conversation.

When two people are seated in the chairs, they es-sentially face each other. Other forms of tete-a-tetesexist, but this is the most common. A tete-a-tete alsomay apply to a tea or coffee set consisting of two cupsand saucers, a tea or coffeepot, a cream pitcher and asugar bowl on a tray.

When we find these pieces in modern homes, thechairs are generally decorative and their owners dis-courage people from sitting in them.

The set’s curvilinear lines and decorations are basedon Germanic baroque design (popular in the 17th cen-tury) and blended with French rococo elements (pop-ular since the mid-18th century). This set may repre-sent the height of Victorian style, but reality points to amanufacture date no earlier than the late 19th century.An early 20th century date is far more likely.

This particular early-20th-century example in wal-nut, walnut burl and satinwood with elaborate inlaywork should be valued at $1,200 to $1,800 for insur-ance purposes.

Helaine Fendelman and Joe Rosson are the authors of “Price ItYo u r s e l f ” (HarperResource, $19.95). Contact them at Treasuresin Your Attic, P.O. Box 18350, Knoxville, TN 37928. E-mail themat [email protected].

By Sean Conway

Tribune Media Services

When it comes to ordering seedsand bulbs from glossy garden catalogsand websites, I tend to get carriedaway. I inevitably order more than Ineed and more than I usually havetime to plant. Fortunately, whenstored properly, unused seed can beplanted at a later date. Bulbs, however,don’t store well and will be useless ifnot planted within a short time.

Rather than throwing leftover bulbsaway, I pot them up in mixed bulbcontainers. That is, I plant severaltypes of flowering bulbs in one pot.One of the best methods for doing thatis to layer the bulbs, with larger oneson the bottom and smaller ones nearthe top of the pot. Leftover bulbs canbe forced for indoor use, but ratherthan giving up windowsill or counter-top space – which is already at a pre-mium in our house – I pot them inlarge cement pots for outdoor use.

Potted bulbs need a cooling-downperiod, just as they do when plantedin the ground, in order to form roots.For most bulbs, this period lasts be-tween eight and 15 weeks. During thistime they need temperatures that arebetween 50 degrees and freezing. Thiscan be accomplished either by storingthe pot in an unheated garage or shed,or (for folks living in warmer cli-mates) by storing the pots in an oldre f r i g e r a t o r.

I plant mine and leave them in anunheated greenhouse. Some peoplebury the pots in the ground outside. Ifyou choose this method, make surethe top of the pot is level with the sur-rounding soil. This method alleviateswatering duties, but the pots will need

to be dug up and cleaned off comespring. Remember to use plastic, fiber-glass or cement pots when buryingthem in the ground, as clay pots willcrack if allowed to freeze.

Here are the steps I use to pot upmixed bulb pots.

1. Choose a large frost-proof pot; Iprefer cement or Fiberglas pots be-cause of their durability. Mix one partgrit, sand or gravel to three parts all-purpose potting soil. Adding sand orgravel ensures the bulbs have gooddrainage, which is a must.

2. Add some soil to the bottom thirdof the container and begin plantingthe bulbs with their flat sides down.As a general rule, start planting largersized bulbs such as daffodils or tulipsfirst. Cover the bulbs with soil and be-gin the next layer. Small bulbs are bestplaced on the top layer or around theoutside rim so their larger neighborswill not obscure them. Larger bulbs re-quire on average 6 to 8 inches of soilover them, and smaller sized bulbssuch as crocus and muscari need only3 to 4 inches.

3. Next add a 1-inch layer of fine

gravel over the surface of the soil andwater the pot well. Adding gravel ontop prevents the soils from washingaway when watering the pot.

4. Store the container in a cool, darkplace where temperatures remainabove freezing but below 50 degrees.The bulbs should remain in this coollocation for at least two-and-a-half tothree-and-a-half months, or untilbulbs begin showing signs of growthin your garden.

5. Once the bulbs begin to grow(i.e., when growth is visible pokingthrough the soil) you can move thecontainer outside and the bulbs willcontinue to emerge and bloom as theywould if planted in the ground.

Be sure to check periodically tomake sure the soil does not dry out.Bulbs prefer moist but well drainedsoil.

One of the advantages to plantingbulbs in mixed containers is that youcan place them wherever you wantspring color. Another is that orderingtoo many bulbs from glossy catalogsor websites is no longer a problem.

Bulbs of different flowers can be planted in the same container. Layer them in potting soilmixed with grit, sand or gravel. Arrange larger bulbs in the lowest layer and smaller oneson top or around the edges of the pot. (Tribune Media Services)

Simplifyyour

HOMESEARCH

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.comwww.YourFrontRangeHOME.com

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44-1

5391

5

October 23, 2010 Times-Call / Home & Real Estate Weekly 11

Real Estate Transactions are supplied byProspects Unlimited Inc.,w w w. p r o s p e c t s u n l i m i t e d . c o m .

• Borrower: Garrett & JessicaStoll, Lender: Wells Fargo BankNA, Amount: $255,283, Property:1733 Lefthand Dr, Longmont,Filed: 10/07/10

• Borrower: Robert & KimberleBalsman, Lender: CitimortgageInc, Amount: $192,968, Property:2217 Santa Fe Dr, Longmont,Filed: 10/07/10

• Borrower: Mark & Janet Bur-row, Lender: Fifth Third MortgageCompany, Amount: $219,786,

Property: 639 Coronado Pl, Long-mont, Filed: 10/07/10

• Borrower: George Ramirez &Ruth Gray, Lender: ColoradoHousing And Finance, Amount:$160,885, Property: 4013 Freder-ick Cir, Longmont, Filed:10/08/10

• Borrower: Miguel OrtegaValverde, Lender: Wells FargoBank NA, Amount: $224,151,Property: 1437 Twin Sisters Dr,Longmont, Filed: 10/12/10

• Borrower: Richard Emerick,Lender: Bank Of The West,Amount: $34,775, Property: 947

Emery St, Longmont, Filed:10/12/10

• Borrower: Tresban Sherrill,Lender: Wells Fargo FinancialColorado Inc, Amount: $173,681,Property: 315 Mill Village Blvd,Longmont, Filed: 10/12/10

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Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440

Hover Manor Senior Apartment Residence

1401 Elmhurst Dr. • 303-772-9292$885-$890 $835-$840 1 1 Yes No Yes Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable

TV included, 62 yrs & older; vouchers accepted.

Victoria Inn2400 17th Ave. • 303-772-4667

$725-$875 $250 1, 2 1, 1¾ Yes Yes Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments1100 E 17th Ave. • 303-684-6821

Starting at $799 $125 1, 2 1, 2 Yes Yes Yes

Full SIzein each

apartmentYes

Move-In Specials, senior and other discounts. Fireplace,

pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores2450 Airport Rd. • 303-774-8000

*$705- $1200

$100$200$300

1,2,& 3 Studios 1,2

YesShort Term Available

Yes Yes Yes YesGas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached

garages. *On selected apartments.

Cloverbasin Village630 Peck Dr. • 888-837-4912

$690-$1100 $1491,2,3

3-bdrm.townhomes

2 Yes YesYes

65 lbs limitNo

Yes& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Elliott Apartments418 Emery St. Longmont, CO 80501 • 303-772-6452

$580-$945 Yes 1, 2, 3 1, 2 Yes Yes Pets Neg. Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat

included.

Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

$789-$1239 $200 1, 2, 3 1, 2Yes

Short Term Available

Yes Yes Yes YesIsland kitchens, garden tubs, gas fireplaces,

double balconies, two tone paint, gated com-munity. Close to schools & newest community in

Longmont.

Tanglewood CondominiumsSenior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

$1235-$1625

$1235-$1625 1, 2 1, 2 Yes Some Yes

$50+ mo.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE

amenities package, quiet 55+ community. Call for incentives!

Com

plex

Nam

e

Add

ress

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12 Times-Call / Home & Real Estate Weekly October 23, 2010

LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $575

2 Beds From $610Great Location

Large UnitsPark Like SettingAmple Parking

A/C & Pool

303.772.3737

40-1

5550

7

0 APP FEE: FallSpecial! 1 bdrm $550On-site pkng/laundry.A/C. Water & heat pd.Se Habla Espanol.

(303)774-0593

Apartments/Unfurnished 4030

NO lease, dep or credit chkWkly/4-wk • 303-776-2185• ALSO RV SITES AVAIL!

Apartments/Furnished 4010

Responsible older maleneeds small farmhouse torent w/ facilities for 2 mini.donkeys. Mike 303-746-7028

WantedTo Rent 4170

Rentals

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]

CLOVERBASINVILLAGE(303)485-0512630 Peck Drive-Longmont West onNelson/Airport Rd

♣ 1 BEDROOM,1 BATH

AS LOW AS $690

♣ 2 BEDROOM,2 BATH

AS LOW AS$799!

♣ 3 BEDROOM,2 BATH

Starting @ $799!

♣ 3 BEDROOMTOWNHOUSES

Starting at $975!

QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec

Center

● 2 BEDROOM,2 BATH

AS LOW AS$731

● 3 BEDROOM,2 BATH

Starting at$799!*LIMITEDNUMBER

AVAILABLE*

**Income GuidelinesMay Apply**

✓ Full Size Washer& Dryer Hookups

✓ Close to Bus lines

✓ Pets Welcome

2 BDRM ✭ Completelyremodeled. $745/month, in-cludes heat. 303-588-1551

2 BDRM APT´s-Starting at $645, some with

Move-in Specials!Call PMP, 303-776-RENT

1 BDRM Studio apt in quietarea. $430/mo + elec, $200dep. 84 21st Ave. Se HablaEspanol! 303-678-6221

1 BDRM APT´s-Starting at $525, some with

Move-in Specials!Call PMP, 303-776-RENT

1 BDRM APT in NoLongmont. Senior housing,62 or older or those w/disabilites. Call for our

move-in specials.(303)485-5232

1 BD, off st pkng, nearshopping, 1637 Kimbark,$4752 BD, 1.5 bath, off stpkng beh i nd , 2 1 3 7Dexter, $6852 BD, 1 bath, carport,1611 Warren, $6952 BD, 1 bath, garage,800SF, 2330 Wedgewood,$650 & $695Alert Realty 303-776-5156

● 1438 STUART1 bdrm, 1 bath, 2nd flr,water pd, carport. $500/mo.RMG Realty (303)772-4466

1 & 2 BDRMApt HomesFox Ridge Apts PremierGated Community. PetsOK!For Info & SpecialsCall (303)774-9944

•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918

✭✭✭✭✭✭✭✭✭✭✭✭✭1, 2 & 3 BDRM

Apartment HomesThe ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

✭✭✭✭✭✭✭✭✭✭✭

Apartments/Unfurnished 4030

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108

Mtn Views! 1 BDRMAPTQuiet area, lndry, nr 23rd&Main. Sorry no pets, $575Top Realty, (303)931-6423

Horizon Place1 Bedroom- $545!2 Bedroom- $645!

Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT

EASTGLEN APTS630 Lashley, Longmont

(303)682-29431, 2 & 3 BEDROOMS:Pool, air, laundry

✭Wtr, trash, sewer pd

3 BDRM Mobile home inErie. N/P. W/D, $650. 735Kattell #113. 303-980-1204

3 BDRM APTPREMIUMAVAILABLE IMMEDOn-site stor/parking/

lndry. Heat incl. $990/mo.Elliott Apts. (303)772-6452www.elliottapartments.com

2 MUMFORD PL- W/D•1809 EMERY ST-

2 bdrm in 4-Plex, off stpkng, pet nego. Availnow, $650. (303)447-8988

2 BDRM- CLEAN! Neardowntown, laundry room,storage. No pets. $600+RENTED- 5 DAYS!!

2 Bdrm, 1 ba, large, comp.remodel- WD, A/C, deck,N/P/S 2041 Meadow Dr.

$840 303-443-4308

2 BDRM, 1 BA, $700/mo,only $250 deposit. Gas &Wtr paid. 1419 Emery St. SeHabla Espanol. 303-678-6221

Apartments/Unfurnished 4030

LONGMONT/BOULDER CONDOS• 1601 Great Western• 804 Summerhawk

Call PMP, 303-776-RENT

$996/ 2 BR, 2 BA CONDOSpacious ground floor,1 car gar, lots of Storage,frpl, refrig, oven/range,D/W. W/D Contact Joe720-684-8287

2 BDRM, 1 ba, No smk/pets. 225 E. 8th Ave. $695/mo + $695/dep. 303-678-8663

2 BDRM, 2 ba, 1 car gar,W/D, gas frpl, AC, wtr/swrpaid. 1000/mo. 303-859-0093

● 1401 Stuart St 2 bdrm, 2ba, 2 story w/ bsmt & car-port. New carpet/paint,$775. Call Pat (303)589-5752

1 & 2 BDRM´s, off st pkng,2 bdrm w/2 car gar, fncdyd. $850 • 1 bdrm pd utils,

$550. 720-334-0695

Condos/Townhouses 4050

VALUE PLACEFIRESTONE

New ExtentedStay Hotel

● $179* WEEKLY

or● $699

MONTHLY✓ Perfect for visitingfriends & family!

I-25 & Hwy 119,Longmont exit 240.

303-485-0040

Bring ad to qualify.*Expires 9/15/2010

Apartments/Unfurnished 4030

NW Quiet 2 bdrm, gar,fncd, cov patio, A/C. N/S,N/P $800 (303)776-8038

DUPLEXES2 Bedrooms• 1453 Lamplighter• 1451 Lamplighter

Call PMP, 303-776-RENT

COUNTRY duplex, 2bdrm, 1 ba, animalsOK, on CR 13. $850 incutils.RENTED IN 2 DAYS!

3 BDRM´s, 1.5 ba, w/bsmt,fncd back yd, off st pkng.$915/mo. (720)334-0695

3 BDRM Duplex, Centrallocation, Available Imme-diately, $795. Please callfor showings. 303-440-8200

✭2 and 3✭BedroomDuplexes.Visit www.

alertrealty.net

● 1203 SPRUCE- 4 bdrm,2 bath, 2 story, fenced,

2 car & RV pkng. $1295/mo.RMG Realty, (303)772-4466

● 1201 SPRUCE- 2 bdrm,1 bath, fncd with patio,all appls. $695/mo.

RMG Realty, (303)772-4466

0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpd. No dogs. 303-682-2525

Duplexes 4060

11595 QUAIL RD- LGMTClean 5 bdrm, 3 ba, fncdacre lot, 2 car gar, master20x15 + bath & walk-incloset. New paint & carpet.Pets ok, $1600. (720)338-9635or (720)371-4624

● 1109 YEAGER DR-3 bdrm, 1 ba, fncd yd,

storage shed, 1 year lease.$1050/mo. 303-517-0061

● 1018 SUMAC ST-3 bdrm, 1.5 ba, $1100/mo.303-775-0429 ask for Sean

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

INDOOR GARAGE &Commercial Storage

20x40x16 w/ 14x14 doorsstart at $275.

20x50x16 w/ 30 amp elect,man door & pwr dooropener start at $400.Garage Storage LLC,

4070 Camelot Cir, locatedI25 Business Park.

I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

HOUSES2- 4 Bedroom Homes

• 163 Grant• 46 University• 2631 Stratford• 536 St Andrews

• 820 9th Ave• 28 ReedCall PMP,

303-776-RENT

Great Value! 5 bdrm, 2 ba,lge yd, w/d hkups, gar, smpet OK. $1235. (970)310-6321

Berthoud Patio Home withupgrades, fully furnished, 2bdrm, 2 1/2 ba, 2 car gar,W/D, A/C, N/P, N/S,$1,100/mo + $1,100 deposit.Call 303-776-0333 or e-mailto [email protected].

5 BDRM, 3 ba, 2 car, 4290sf, 1505 Red Mountain Dr,fncd bkyd $1695 303-834-2526

4+ BDRM, 4 ba- 3824 SF, 5pc master ba, in SW, fncdyd, A/C. 3581 Larkspur Cir.$1595/mo. (303)746-0447

4 Bdrm, 3 ba, 3 car, Niwotschls, nice famly home. 664Timothy. $1695 303-772-0442

4 + BDRM, 2 ba, 2500 sf,very lg gar, fncd. Hwy 287& 66. 12888 Waterbury Rd,$1500, pets OK 605-440-2710

3 BDRM, 6 YRS OLD,3 baths, A/C, frplc,2 car gar, 1900 Sq Ft,unfinished basement.✓ $1300. (303)905-6600

3 Bdrm, 1.5 Ba, cute, clean,fncd yd, 2 car, 1733 TulipSt. $1150/mo. 720-939-3970

✭3 and 4✭BedroomHouses.

Visit www.alertrealty.net

2 bdr,1 ba.,fenced yd,1 dogOK, 1112 Gay Street, $790/mo +$790/dep. 303-775-1495

2232 JUDSON, nice & clean,4 bdrm, 3 ba, RV space,shed. $1300. Apply at house.

1209 Frontier, 3 bdrm, 1 ba,hdwd flrs, nice yd, fullyfncd, pets nego, $975 +utils. 303-442-6569 Lgmt

Houses 4080

October 23, 2010 Times-Call / Home & Real Estate Weekly 13

Offi ce Space1,000 to 7,521 sq ft on

Hover Ideal for Medical

Near Hospital. Low rate $6.00 to $8.50/ sq ft NNN

74 Offi ce Spaces for Lease Can be viewed at

www.longmontcommercial.com

43-156960

Ken Kanemoto303-772-2222

255 WEAVER PARKCLASS “A” second

floor office space for lease or sale. Common

area, conference room, elevator, mountain views.1 yr Free Rent!

Don Rulle, CCIM303-772-2222

43-1

5695

6

GREAT MASSAGEOFFICE FOR RENT.

(720)280-9047

500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369

$250/MONTH-Great parking, quiet.

Ground level. Four SeasonsRealty, (303)875-1345

2500 to 5000 SF- great viewsfrom 2nd level, ample park-ing. 2432 Main. 303-875-1345

Office Space 4100

VERY CLEAN!3 bdrm, 2 bath, all appl´s,hrdwd floors, custom tile.$875 + dep. Firestone.No pets/smoking. AvailNov 13th. (303)523-0733.

N.W. Loveland-Patio Homein Harvest Gold subdivision

3 bedrooms, 2 baths,central air, fireplace& 2 car garage.

Clean & in excellentcondition. Quiet location,full unfinished basementfor storage. Snow shovelingand mowing included inHOA dues paid by owner.No pets/ smoking. $1,300per month. Available now.970-667-7224 or 307-262-7235

LAFAYETTE HOMECentrally located &walking distance to

downtown. 104 Cleveland.Call TODAY!

PMP, 303-776-RENT

Houses 4080

Ed & Keith Kanemoto303-772-2222

43-1

5695

7

FULLY LEASED 4 PLEX LISTED IN DESIRABLE SOUTHMOOR PARK.

Good rental history, well maintained,

off street parking.

$295,000

3700SF, 4 bdrm on 1 acre,tennis ct/encl hot tub/grtneighhd! $450K 303-818-4287

Longmont 5090

“BOOTH SPACE”Unique opportunity! Set upyour Booth in retail store.Display, sell your items.Main St. display windows,inside spaces too. Limited

area. (303)682-8985

Business 5025Opportunities

Real Estate

773 SQ FT- busy shoppingcenter, 1116 Francis St,

$825. Alert RE (303)776-5156

Retail Space 4135

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc

(303)931-7108

RoomsFor Rent 4130

Respon, clean M/F,W. side, great area, golfcourse, W/D, kit. $300+1/3utils. 3-775-1144/3-772-8466.

RoommatesWanted 4120

PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141

Professional/Business OfcFrancis & Mtn View Ave.4 rooms & reception area.

HIGHLY VISIBLE820 SF, (303)776-3150

Office Space 4100

click on Submit an Ad

I can place myad when I want to.

303-776-7440

Convenience!

06470344 2x8c

www.TimesCall.com

Barb Ponesse Niwot Real Estate, Inc.303-419-3551 [email protected]

Quiet streets, family neigh-borhood near trails and parks. Clean, clean, and allergy free!!

5 bedrooms, 4 baths

POPULAR WESTLAKE VILLAGE2073 Gold Finch Ct.

$399,900

A picture is wortha thousand wordsTry a color classified

picture ad!Call for details.303-776-7440

537 Cherrywood * $237KOPEN SAT 11am-2pm

Remodeled 2 story: gran-ite, wd flrs, a/c, fncd yd,fin bsmt, new roof. FromMain St: E on Mtn View,N Alpine, E Cherrywood.Re/Max Jan 303-817-9675

Longmont 5090

Longmont 5090

SW Lgmt - 3 bdrm + studyranch w/ part unfin bsmt.Close to park/shopping inNelson Prk . $267 , 500Rog Gossard 303-888-6906

✭RV or Car Storage✭Flexible with 2 largeoverhead doors, 1 man

door, water, electric, heat,cable, etc. $114,500.

Heidi & Helena buy houses!$ SAVE YOUR CREDIT $303-725-8388 / 303-459-2711

Longmont 5090

303-772-7576 629 Terry St., Longmont

www.longmont-realty.comww

LONGMONTREALTY

43-156453

228 EMERY ST.Handyman Special! Turn of the century bungalow ranch home in Old Town has lots of potential! Check out the many possibilities here. $69,900

1105 VIVIAN ST.Economical all brick ranch on corner lot near schools, parks and shopping. 3 large bedrooms, 2 baths, 1 car garage, wood fl oors and alley access. Come discover this gem in the rough in a great location...$159,900

205 GRANVILLE AVE, FIRESTONE

A true fi xer upper here! Build instant equity with this large corner lot, bungalow home with detached 2 car garage. $84,900

Longmont 5090

2 ACRE LOTS WEST OFBERTHOUD. Great Views!$149,900. Fred @ Four

Seasons Re, (720)494-2133.

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots & Tracts 5100

Longmont 5090

3 BDRM, 1 BA, new carpet,W/D, carport, Lgmt adultpark age 55+, 970-215-1819

Mobile/ 5130ManufacturedHomes/Spaces

Won´t Last!!!!Beautiful home for salewith awesome mountainviews. $79,900 & NO lotrent until Jan. 1, 20113 bdrm/2 bath allappliances included.

• Swimming Pool• Club House• Playground

• New Fitness Center

Financing availablePet Friendly

Call now to set aappointment

Sun Homes atEagle Crest1-888-649-5616

4eaglecrest.com

✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

ADORABLE Homes inadult & family parks.$13,900. 303-682-9141.

Mobile/ 5130ManufacturedHomes/Spaces

Are YouHome

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Homeand Real

EstateWeekly

Boulder County’s

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Home and Real

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14 Times-Call / Home & Real Estate Weekly October 23, 2010

Real Estate Transactions are supplied byProspects Unlimited Inc.,w w w. p r o s p e c t s u n l i m i t e d . c o m .

Longmont• Carp LLC from Aggregate In-

dustries WCR Inc, 1801 BostonAve, Longmont, $455,000, home

• Elizabeth Avila from BACHome Loans Servicing, 5700Mount Sanitas Ave, Longmont,$208,900, home

• Octavio Quinones from BruceBarber, 409 Thistle Pl, Longmont,$189,000, home

• Adam & Sueann Spahr fromJoshua Bingaman, 4224 Riley Dr,Longmont, $225,000, home

• Adam & Abigail Benton fromCMR Investments LLC, 2124Summerlin Dr, Longmont,$900,000, home

• Barbara Walker from FannieMae, 1419 Red Mountain Dr Unit57, Longmont, $139,600, condo

• Pati Walker from GregoryHebbel, 1321 Lincoln St, Long-mont, $216,000, home

• Vicki Barkle from LindaJensen, 1677 Geneva Cir, Long-mont, $205,000, home

• Kenneth & Rana Bachmanfrom JPMorgan Mtg Trust 2007A1, 1762 Edgewater Pl, Long-mont, $437,500, home

• Christopher Blankenshipfrom Roy Roberts, 1159 LefthandDr, Longmont, $195,500, home

• Jan Wilder from RobertStrong, 919 Pinon Ct, Longmont,$195,500, home

• Beth Allen from Thomas Su-tak, 1527 Whitehall Dr, Long-mont, $322,500, home

• Schuyler Trust from MileHigh Banks, 332 Main St, Long-mont, $372,000, home

• Mario Valerio from NormanArmstead, 3116 Almeria Way,Longmont, $193,000, home

• Tyler & Dulcie Wilcox fromSara Beery, 443 Francis St, Long-mont, $280,000, home

• Brian Laughman from Gera-lynn Eurich, 7215 Mount ShermanRd, Longmont, $376,000, home

• Timothy Rakow from FannieMae, 1455 S Bowen St, Long-mont, $187,000, home

• Troy Carpenter from FannieMae, 2413 Flagstaff Dr, Long-mont, $230,000, home

• Michael & Peggy Shell from JC Investments LLC, 7344 Mead-ow Ln, Longmont, $484,900,home

• John & Michele Pentrackfrom Dale Meyers, 5246 GoddingHollow Pkwy, Longmont,$277,000, home

• Karen Gallo from DennisReed, 707 Allen Dr, Longmont,$382,500, home

• Grt LLC from ResidentialCredit Solutions, 10515 MooringRd, Longmont, $825,000, home

• Amanda Ascioti from HeathSenkel, 10413 Butte Dr, Long-mont, $157,700, home

• Jeffrey & Amy Jones fromTodd Stevens, 903 Roundup Pl,Longmont, $224,700, home

• Neri Smallin from JamesYoung, 1824 Wildrose Dr, Long-mont, $235,000, home

• Lwrd LLC from Bank Choice,704 Main St, Longmont,$450,000, home

• Carol Burkle from BradleyBearson, 2267 Tyrrhenian Dr,Longmont, $360,000, home

• Michael & Rhonda Haunfrom Jolene Eggerling, 918 TonyPl, Longmont, $144,300, home

• Adam Chavez from FannieMae, 1609 Flemming Dr, Long-mont, $175,000, home

• Conor Neary from FannieMae, 1019 Woodside Rd, Long-mont, $200,000, home

• Christina & Chris Curtonfrom Federal Home Loan Mort-gage, 1536 Mayfield Ln, Long-mont, $175,000, home

• Sara Beery from InvestmentManagement Benefici, 1241 Hum-mingbird Cir, Longmont,$260,800, home

• Kristin Zeiher from NormaNunez, 1133 Baker St, Longmont,$179,000, home

• Manuel Cellario from Rebec-ah Propst, 2039 Estes Ln Unit 8,Longmont, $59,500, condo

• Joseph & Jill Utter fromRichard Cheryl Burton Revocabl,709 Tanager Cir, Longmont,$318,000, home

• Jacqueline & Mark Mortellfrom William Sellke, 1152Olympia Ave Unit I, Longmont,$135,000, condo

• Main LLC from Arnold Turn-er, 721 Main St, Longmont,$205,000, home

• Robert & Jacqueline McCow-an from Gary Wardlow, 1140Chestnut Dr, Longmont,$285,000, home

Berthoud• Robert Nicholson from Ad-

vantage Bank, 726 14th St,Berthoud, $40,000, home

• Kenneth Lawless fromRaphael Zak, 1090 7th St,Berthoud, $188,000, home

Dacono• Nathan Salgado from Rich-

mond AM Homes Colo Inc, 3162Meadowbrook Pl, Dacono,$251,700, home

• Noehly Arroyo from GloriaFraser, 1119 Glen Dale Cir, Da-cono, $100,000, home

Erie• Cliff & Carol Rogge from HS-

BC Bank USA, 2875 Blue Sky CirUnit 4-103, Erie, $107,500, condo

• Kimberly & Simo Mowatfrom Taylor Morrison Colo Inc,1131 Petras St, Erie, $370,000,home

• Naveen & Madhuri Yeturufrom Taylor Morrison Colo Inc,1132 Lasnik St, Erie, $367,100,home

• Richard & Amanda Mcintirefrom Taylor Morrison Colo Inc,1149 Petras St, Erie, $332,200,home

• Sendera LLC from DeutscheBank National Trust, 1701 PalmerLn, Erie, $200,000, home

• Lenard Pollard from Rich-mond American Homes Col-orado, 768 Graham Cir, Erie,$307,300, home

• Cynthia Mrla from RichmondAmerican Homes Colorado, 403Graham Way, Erie, $283,600,home

• David & Victoria Wirthmanfrom Hubert Smits, 911 MadisonCt, Erie, $455,000, home

• Nikolay Zabotin from JohnPlancon, 1648 Bain Dr, Erie,$215,000, home

Firestone• Adam Weiss from Discovery

Invest LLC, 365 Monmouth Ave,Firestone, $165,000, home

• Jerry & Bonnie Curtis fromElmer Lela Conway Living Trust,5942 Booth Dr, Firestone,$218,400, home

• Nikita & Larisa Kondratskiyfrom Jason O’Malley, 6334 UticaAve, Firestone, $179,000, home

• James & Bethany Brittenhamfrom Richmond AM Homes ColoInc, 4733 Scenic St, Firestone,$250,400, home

• Michael Leblanc from LeonDawson, 6793 Quincy Ave, Fire-stone, $224,500, home

• Mark & Cheryl Conoverfrom Fannie Mae, 5976 ScenicAve, Firestone, $255,000, home

• John Murray from Hector Fe-lix, 10528 Taylor Ave, Firestone,$195,000, home

• Chanel & Michael Kesterfrom Richmond AM Homes ColoInc, 10180 Audrey St, Firestone,$314,400, home

Fort Lupton• Carmen Nolasco from Fran-

cisco Valtierra, 907 Longview Dr,Fort Lupton, $105,000, home

• David Castilleja from CharlesFitch, 1010 Hoover Ave, FortLupton, $172,000, home

Fr e d e r i c k• John Teachnor from William

Mitchell, 5212 Mt Audubon St,

Frederick, $225,000, home• Charles Leeper from Janice

Vangundy, 6313 Saratoga Trl,Frederick, $334,000, home

• James & Teri Mueller fromKBD Homes Inc, 6304 SteepleRock Dr, Frederick, $335,800,home

• Joanne Ladouceur fromMelody Homes Inc, 2829 SteepleRock Dr, Frederick, $300,600,home

• Gerald & Darci Fernandezfrom John Petrack, 7249 FoothillSt, Frederick, $215,000, home

• Rocky Pedersen from KBDHomes Inc, 6430 Spring Gulch St,Frederick, $255,000, home

• Joseph & Candi Duniganfrom Melody Homes Inc, 8225Raspberry Dr, Frederick,$219,000, home

• Gary & Janice Armour fromMelody Homes Inc, 2833 SteepleRock Dr, Frederick, $332,900,home

Ly o n s• Justin & Abigail Spencer

from Gregory Akers, 234 WelchDr, Lyons, $390,000, home

• Aaron & Kathleen Cranefrom Michael Donohoe, 385Vasquez Ct, Lyons, $530,000,home

• Alice Slingo from MargaretWray, 141 Rockledge Cir, Lyons,$400,000, home

• Gregory & Tommye Barnettfrom Neal Allen, 96 Navajo Ct,Lyons, $360,000, home

• Elaine Enarson from CharlesDavies, 5204 Longmont Dam Rd,Lyons, $260,000, home

• Bernard & Wendy Dreistadtfrom Dwight Lintz, 108 EagleCanyon Cir, Lyons, $415,000,home

Niwot• Daniel & Amy Diedrich from

Mary Hale, 7748 Crestview Ln,Niwot, $814,500, home

• Neal & Kay Ingram fromNancy O’Kelley, 8446 GreenwoodDr, Niwot, $1,053,000, home

• Kevin & Kimberly Wall fromAndrew Freedman, 8923 LittleRaven Trl, Niwot, $1,130,000,home

Foreclosures – notice of electionand demand

• Borrower: Michael Hyatt,Lender: Bank Of America NA,Amount: $150,782, Property: 620Elizabeth Street Cir, Dacono,Filed: 10/07/10

• Borrower: Mario & IreneNavarrete, Lender: Wells FargoBank NA, Amount: $6,399, Prop-erty: 516 Glen Ayre St, Dacono,Filed: 10/12/10

• Borrower: Federal Natl MtgAssn, Lender: BAC Home LoansServicing LP, Amount: $232,462,Property: 4715 Wildgrass Pl, Da-cono, Filed: 10/13/10

• Borrower: Colby Geolfos,Lender: Deutsche Bank NationalTrust Company, Amount:$663,478, Property: 196 MeadowView Pkwy, Erie, Filed: 10/11/10

• Borrower: Carol & John Lijoi,Lender: Guild Mortgage Compa-ny, Amount: $295,517, Property:2152 Alpine Dr, Erie, Filed:10/08/10

• Borrower: Richard & PatriciaParrott, Lender: Vanderbilt Mort-gage And Finance Inc, Amount:$291,879, Property: 6516 Silver-leaf Ct, Firestone, Filed: 10/11/10

• Borrower: Karla Dimond,Lender: BAC Home Loans Servic-ing LP, Amount: $182,969, Prop-erty: 190 Lane Ct, Fort Lupton,Filed: 10/08/10

• Borrower: Louis & ElizabethCounter, Lender: Chase Home Fi-nance LLC, Amount: $71,665,Property: 15689 Lamb Ave, FortLupton, Filed: 10/13/10

• Borrower: Kevin & LindaFitzner, Lender: Aurora Loan Ser-vices LLC, Amount: $202,361,Property: 5219 Mt Arapaho Cir,Frederick, Filed: 10/08/10

• Borrower: Wesley Thompson,Lender: Deutsche Bank TrustCompany Americas, Amount:$207,856, Property: 5725 SkylineAve, Frederick, Filed: 10/11/10

• Borrower: Elizabeth Cook,Lender: Wells Fargo Bank NA,Amount: $189,328, Property:2930 Lake Park Way, Longmont,Filed: 10/07/10

• Borrower: Anthony & Patri-cia Crawfurd, Lender: BAC HomeLoans Servicing LP, Amount:$212,798, Property: 811 Sanctu-ary Cir, Longmont, Filed:10/08/10

• Borrower: Leo Zavala,Lender: Colonial National Mort-gage, Amount: $163,294, Proper-ty: 1312 Trout Creek Pl, Long-mont, Filed: 10/11/10

• Borrower: Alan Waligora,Lender: US Bank National Associ-ation, Amount: $131,254, Proper-ty: 717 Drift Pl, Longmont, Filed:10/11/10

• Borrower: Keith Chesnut,Lender: US Bank National Associ-ation, Amount: $242,137, Proper-ty: 1524 24th Ave, Longmont,Filed: 10/12/10

• Borrower: Candace Ence,Lender: BAC Home Loans Servic-ing LP, Amount: $189,522, Prop-erty: 705 Dudley Ln, Longmont,Filed: 10/13/10

October 23, 2010 Times-Call / Home & Real Estate Weekly 15

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

- Only 4 spots available per week on a fi rst-come basis -

ONLY $49! CALL 303-776-2244

OPEN HOUSEDIRECTORY

FEATURED HOMES

Visit www.YourFrontRangeHOME.com to map your home tourVisit www.YourFrontRangeHOME.com to map your home tour

Open Sat & Sun 12-41345 Bluemoon Dr.

Longmont

$338,4581756 SF 2BR + Study 2BA. Partial

Basement, Corner Lot. 2 ½ Car Garage. Low Maintenance Community!

Shadow Grass Park • www.shadowgrasspark.com • 303-776-3331

43-156363

Open Sat & Sun. 11-61538 Venice LnSW Longmont$245,831

Low-Maintenance Townhome, 1,559 sq.ft.2 Bed + Lofted Study, 3 Bath, 2 Car Attached

Garage. Built Green, Energy Star Rated

www.LiveBoulderCreek.com • 303-502-5338

42-156703

41-155289

Open Sunday 1-21619 Ervine Ave.

Longmont$130,900

2 Bedroom, 1 Bath adorable home featuring newer carpet, fenced yard, huge wooden deck. Single car garage.

Mimi Miller/Mimi Miller Realty • (303)709-6990 Cell • 303-774-6531 Offi ce

43-1

5647

4

Open Sat 11-4425 Westview Ct.

Longmont$389,000

Newly remodeled 3602 sq. ft., 4 Bedroom, 3 Baths Fox Hill Ranch sited on 1/3 acre.

Beautiful grounds, new windows, tile fl ooring, Open fl oor plan awaiting the step saving adult.

Mimi Miller/Mimi Miller Realty • (303)709-6990 Cell • 303-774-6531 Offi ce

43-1

5647

5

By Appointment Only

503 Collyer StreetHistoric Old Town Longmont

$379,000Beautiful Historical Old Town

Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at:

www.OldTownRealEstateCo.com

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

44-1

5581

9

OLD TOWN

SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$164,900 Longmont 1757 Shavano St. 12-2 ERA Tradewind/Bernadoni 303-772-9620

$219,900 Firestone 5300 Rustic Ave. 1-3 Coldwell Banker/Napier 303-775-5234

$224,900 Longmont 1502 Crestwood Circle 11-1 Bashor Realty 720-341-8554

$237,000 Longmont 537 Cherrywood 11-2 Remax Alliance/Morose 303-817-9675

$239,900 Longmont 405 Pace St. 10-12 ERA Tradewind/Crews 303-772-9620

$245,831 Longmont 1538 Venice Lane 11-6 Boulder Creek Builders 303-502-5338

$249,900 Longmont 2413 Pennock Way 12-3 Barnard Agency/Bridgeman 303-776-9438

$269,900 Longmont 1243 Hummingbird Circle 12-4 Blue Vista Sales/Biggs 303-652-7949

$275,000 Longmont 2225 Riviera Place 1-3 ERA Tradewind/Stang 303-772-9620

$285,000 Longmont 2214 Spinnaker Cr. 1-4 Coldwell Banker/Tucker 303-902-6250

$319,900 Longmont 307 Widgeion St. 11-1 Remax of Boulder/Trost 303-947-2300

Open Sat 1-4 2214 Spinnaker Cr.

Longmont$285,000

GREAT VALUE, Unbelievable Price, Pool, Tennis, Lake. Don’t miss this

wonderful 4BD home in NW Longmont

Jonelle Tucker/Coldwell Banker • 303-902-6250

43-1

5696

6

Hosted by Dianne Cardinal303-931-5445

Open Sat 1-35300 Rustic Ave

Firestone$219,900

NEW ON THE MARKET!3Bed/2Bath/3Car Ranch Style Home in Stoneridge! Eat-in Kitchen w/Island &

Bay Window! FULL Unfi n Bsmt!

Ann Napier/Coldwell Banker - (303)775-5234

43-1

5696

2

SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$338,458 Longmont 1345 Bluemoon Dr. 12-4 Shadow Grass Park 303-776-3331

$360,000 Longmont 6521 St. Vrain Rd. 12-3 ERA Tradewind/Crook 303-772-9620

$379,000 Longmont 503 Collyer St. Appt Old Town Real Estate/Dudley 303-776-4004

$389,000 Longmont 425 Westview Ct. 11-4 Mimi Miller Realty 303-774-6531

$399,900 Longmont 1255 3rd Ave. 12-2 Wright Kingdom/Fox 303-834-5032

$534,500 Berthoud 1304 Wilfred Ct. 1-3 Dayton Land & Real Estate/ 303-678-8231

$559,000 Longmont 1769 Montgomery 1-3 ERA Tradewind/Freeman 303-772-9620

16 Times-Call / Home & Real Estate Weekly October 23, 2010

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

- Only 4 spots available per week on a fi rst-come basis -

ONLY $49! CALL 303-776-2244

OPEN HOUSEDIRECTORY

FEATURED HOMES

Visit www.YourFrontRangeHOME.com to map your home tourVisit www.YourFrontRangeHOME.com to map your home tour

Open Sat 11-11502 Crestwood Cir

Longmont$224,900

Wine & Cheese Open House!21 x 15 Trex Deck. Oversized lot. Open fl oor plan. Family room fi replace. Loft. The eat-in

kitchen is huge. New hardwood fl oors and tile.

Nicole Bashor - Bashor Realty - 720-341-8554

43-1

5647

8

Open Sat. 12-41243 Hummingbird Cir.

Longmont$269,900

SELLER WILL PAY UP TO 3% OF CLOSING COSTS!3 bed, 3 bath, 2200 sq. ft.

See www.MyBlueVista.com

Natasha Biggs - Blue Vista Sales - 303-652-7949

43-156963

Open Sat. 2 - 47483 Deerfi eld RoadLongmont/Niwot

$995,000Views Galore! Custom brick walk-out ranch on 2+ acres, 4BR/6BA, 4-car gar, award-winning

landscaping, close to schools & shopping.

Jennifer Munson - Prudential Real Estate of the Rockies - 720-300-3550

Open Sun 1-31835 3rd Ave

Longmont$449,000

Beautifully updated 4 BR 3 Bath home, approx 3000 sq ft, across from Sunset Golf Course. Too many custom features to list!

Russ Stacey - Dyer Realty, Inc. - 303-772-3200

43-156712

Open Sat & Sun 12-32413 Pennock Way

Longmont

$249,9004 Bedroom, 3 Bath, 2 Car, Fireplace, AC, Sprinkler System and Wood Floors.

Barnard Agency • Sue Bridgeman • (303)776-9438

43-156487

MOVE-IN READY!

Open Sat. 1-3 p.m.1304 Wilfred Ct.

Berthoud $534,500

Immaculate 3900 SF home (4 BD, 3 BA) on 9.73 irrigated acres with 3200 SF

drive-through shop bldg.

Nancy Dayton, BrokerDayton Land & Real Estate LLC • 303-678-8231

43-1

5674

4

Open Sat. 11-1307 Widgeon Lane

Longmont$319,900

4 bedrooms, 3 Baths, Main Floor Study, 3 Car Garage,

Large Garden and Yard

Peter Trost - RE/MAX of Boulder - 303-947-2300

38-1

5495

1

41-155289

Price Location Address Hours Offi ce Phone

$130,900 Longmont 1619 Ervine Ave 1-2 Mimi Miller Realty 303-774-6531

$164,900 Longmont 1757 Shavano St. 1-3 ERA Tradewind/Carlson 303-772-9620

$239,900 Longmont 1008 Chokecherry Dr. 11-2 Lecacy Real Estate Group 303-382-9299

$244,900 Longmont 1749 Preston Dr. 11-2 Lecacy Real Estate Group 303-382-9299

$245,831 Longmont 1538 Venice Lane 11-6 Boulder Creek Builders 303-502-5338

$249,900 Longmont 2413 Pennock Way 12-3 Barnard Agency/Sloan 303-776-9438

$256,900 Mead 13743 Saddle Dr. 1-3 Prudential Rocky Mtn/Schack 303-772-2222

$265,000 Longmont 9141 Ute Highway 11-2 Lecacy Real Estate Group 303-382-9299

$295,000 Longmont 4413 San Marco Dr. 11-2 Lecacy Real Estate Group 303-382-9299

$338,458 Longmont 1345 Bluemoon Dr. 12-4 Shadow Grass Park 303-776-3331

$379,000 Longmont 503 Collyer St. Appt Old Town Real Estate/Dudley 303-776-4004

SUNDAY OPEN HOUSESSUNDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$414,900 Longmont 4903 Bella Vista Dr. 11-2 Lecacy Real Estate Group 303-382-9299

$449,000 Longmont 1835 3rd Ave. 1-3 Dyer Realty/Russ 303-772-3200

$485,000 Niwot 6254 Brigadoon Court 11-2 Lecacy Real Estate Group 303-382-9299

$995,000 Longmont 7483 Deerfi eld Rd. 2-4 Prudential of The Rockies/Munson 720-300-3550

SUNDAY OPEN HOUSESSUNDAY OPEN HOUSES