Home & Real Estate Weekly

HOME & RealEstateWeekly

May 14, 2011

Longmont Times-Call www.HomeandRealEstateWeekly.com

Freshen your look andhome this spring

SpringSparkle

SSShhhaaarrrpppeeennn UUUpppGet your mower blade ready

Ensure agood deal whenbuying a house

2 Times-Call / Home & Real Estate Weekly May 14, 2011

Freshen your look and home this springFamily Features

With new spring collections hittingthe shelves, it’s the perfect time tochange up your home and wardrobewith fresh new styles that reflect the joy-ful mood and bright colorsof spring. Glade has part-nered with style expert Giu-liana Rancic to help womentransform their look andsurroundings for the newseason. Together they aresharing what’s in this seasonand introducing two newlimited edition home fra-grances – Bring on the Blos-soms and Sparkle of Spring.As an entertainment jour-

nalist and co-host of E!’s “Fashion Po-lice,” Rancic is an expert in today’s fash-ion and aims to inspire women to cele-brate the season by updating their lookthis spring. From home décor towardrobe, Rancic shares firsthand howsurroundings can affect mood.“Spring is my favorite time of year be-

cause it’s a new awakening in the fash-ion world. I love exploring all the new

trends and updating my surroundingswith bright, happy colors that lift mymood,” Rancic says. “With a few newaccessories and the limited-edition fra-grances from Glade, your home will

look as fresh as it smells.”In order to help other

women rejuvenate their lookand surroundings, Rancicshares tips to stay on-trendand feel fresh and exhilaratedin time for spring.

Reinforce RufflesSpring is all about feeling

pretty and feminine, and de-signers are pumping up thevolume with ruffles.Whether on a throw pillow,

journal or jacket, this season we’ll beseeing gorgeous fabrics and texturesdraped and ruffled into fabulous cre-ations.

Revitalize Home FragranceGlade Limited Edition Spring Collec-

tion fragrances refresh the home andwipe away the doldrums left behindwhen winter fades. The Glade Sparkle of

Spring Premium Room Spray looks asgood as it smells, and the hints of citrushelp you create an energized vibe duringthe day.

Bright Colors, Fresh LookWhat’s more perfect for spring than

bright, cheerful colors? Take advantageof the season’s uplifting hues and makelips pop with orangey pink lipstick.

Wake Up HappyStart the day with colors that awaken

your senses. Make your bedroom envi-ronment happy with a bright, cheerfulnew duvet or throw.

Go for Geometric Jewels

Cool, geometric shapes are every-where this spring. Clean, straight linesand bold color accents make a perfectpair. Added perk? You don’t have tospend a lot to achieve this look – Giu-liana recently discovered a pair of boldemerald green earrings for just $8.

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May 14, 2011 Times-Call / Home & Real Estate Weekly 3

Taking items from discarded to divine for your homeArticle Resource Association

Spring is often considered a time forcleaning up and cleaning out. As thesaying goes, “Out with the old, in withthe new.” However, according to Molly J.Deas, academic director for InteriorDesign at The Art Institute of Portland,spring is an ideal time to inject trends ofthe season and redecorate by reusingitems in new ways.Deas highlights what’s hot in interior

design and offers ideas on turning itemsthat might usually be labeled as “junk”into new treasures. “Reuse” is the key tobeing both thrifty and eco-friendly.Examine objects you already have or fleamarket finds and consider how a freshcoat of paint or new hardware couldupdate it.“Some popular new trends in interiors

comprise the use of intense pop colors,mixing colors from a similar palette,metallic accessories, and adding naturalaccents such as seasonal flowers andplants,” Deas says.Incorporating pops of color like

bright yellow, magenta, violet and limegreen is a simple way to create a freshroom. Try punches of bright coloragainst neutral backgrounds, such aswhite, cream or gray, for a lively newvibe. Mixing colors of the same palette,

for example a light violet with a darkerplum, is another way to use color thisspring.“Metallic accents can add a feeling of

luxury and drama to a room,” suggestsDeas. “Be on the lookout for mirrors,trays and picture frames that you can in-tegrate into your room.” White furnitureand accessories are another way to bringfreshness to your space. They provide aneutral backdrop and contrast to brightaccent colors.Finally, bring nature and spring color

indoors with potted tulips, daffodils,paperwhites or amaryllis. Make a state-ment with a brightly colored pot. This isa great way to incorporate subtle hits ofcolor, particularly if your landlord justwon’t go for magenta walls. Now thatyou have your inspiration and ideas,here are some suggestions on how tobring them to life.Commonly overlooked pieces that

can be reused for home decor includeold lamps, lighting fixtures, pictureframes, mirrors and furniture. All ofthese items can be painted to create newdecor. Paint is the most inexpensive wayto create dramatic change in an interiorenvironment.Mirror frames, old lamps and lighting

fixtures painted with metallic paint will

add a feeling of luxury and add contrast.Furniture can be painted or stained aswell. Consider new, brushed metalhardware to give it a modern feel. Beeco-friendly by using a non-toxic orlow-VOC paint. Both are widely avail-able at local home improvement andhardware stores.“As the weather improves, flea mar-

kets and garage sales are the perfect

place to search for unique accent pieces.Vintage is still a hot trend in interiordecorating,” Deas says.Mix vintage objects and furniture in

with modern decor. Buying used orvintage is good for the environmentbecause it doesn’t require the use ofmore natural resources, energy or pack-aging. Reducing, reusing and recyclinghave never looked so good.

News and Press ReleasesHome & Real Estate Weekly welcomes news on hirings, advance-ments, awards, classes and other information of interest to the realestate and home community. Please submit information to the editorby email, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO80501. The deadline is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverUpdate your home thisspring with fresh scents.(Courtesy Glad)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadline is Tuesday at 3 p.m., and theclassified line advertising deadline is Thursday at 3 p.m. – both theweek of publication. For advertising information, call 720-494-5445.

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Planting strawberryjars for spring colorBy Sean ConwayTribune Media Services

Recently, I potted up one of my favorite spring container plant-ings: violas in a strawberry jar. I have been collecting strawberryplanters (often referred to as strawberry jars) for years. These oddshaped, often cylindrical planters have numerous openings in theirsides and one large opening at the top. The side openings, calledpockets, are perfect for plants that like good drainage.Some people use strawberry jars for their originally intended

purpose: to grow strawberries in. They are indeed well suited forthis, as the fruit is kept off the ground, making it easier to ripen andpick. However, my preference for planting strawberry jars is forgrowing violas in the early spring and succulents later in the sum-mer.Violas are available in myriad of colors, and like their larger

cousins, pansies, thrive in cool weather. They like well-drained soiland bright sun. The cool temperatures of early spring keep themgrowing and blooming well into the heat of late June and July. Butonce the heat of summer arrives, they fizzle out.Here are a few tips on how to plant your own strawberry jar,

whether you choose to plant colorful flowers such as violas or stickto the traditional strawberries.Start by making sure your jar has a hole in the bottom for ade-

quate drainage. If it doesn’t, drill one using a sharp masonry bit.Next, choose a well-drained potting soil. If you use regular pottingsoil, adding a few handfuls of either non-treated sand or small peagravel (often sold in bags at aquarium shops) will ensure your soilwill not get waterlogged.Especially if you choose to plant succulents in your jar, or if your

jar is large, try this tip. Save the cardboard tube from the inside of aroll of paper towels. Stand up the tube in the center of your jar be-fore you add any soil. Add a handful or two of soil around the tubeto hold it in place. Leave the tube in place while you complete thenext steps.Next, add soil to the level of the jar’s first pocket. Remove your

chosen plant from its container and gently push the root ballthrough the pocket from the outside so the roots are gently restingon the soil inside the jar. Cover the roots with soil and add soil upto the next pocket and repeat. Continue the process until you reachthe top of the jar, being careful to keep the paper tube in the centerof the pot.Next, pour pea gravel or sand down the center of the paper tube

until it fills the tube or reaches the top of your jar. Fill the jar withsoil to just below the top. Plant several plants around the top of thejar. Next, gently remove the paper tube, leaving a core of gravel orsand in the center of the pot. This core will insure you have gooddrainage. Now place your pot in as much sun as possible and enjoythe fruits of your labor.

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Create a relaxing backyardSteps to ensure agood deal whenbuying a houseAmple inventory, lowmortgage rates andmotivated sellers – all thesekey elements are present inreal estate markets acrossthe country, indicating it’sstill a great time to buy ahouse. If you’re thinking ofbuying a house you can helpensure you get the best dealby doing a few thingsbeforehand.

Check your CreditYou might think thatgetting pre-approved for amortgage is your first step inhome-shopping, and it is animportant one. But beforeyou talk to a potentiallender, you should checkyour credit report andscore. Your credit score is areflection of your creditstatus, and one thatpotential lenders willconsider when assessingyour credit worthiness.Knowing your creditstanding can make youbetter prepared to securethe best possible conditionsand rates for a home loan.It’s a good idea to monitoryour credit for a whilebefore making a move toapply for a mortgage.Websites likefreecreditscore.com allowyou to access your creditscore when you enroll incredit monitoring. Bymonitoring your credit,you’ll be able to see howchanges in your creditreport can affect your score,and you’ll receive creditscore alerts whenever yourscore changes.

Capitalize on LenderCompetitionDespite the credit crunch– or perhaps because of it –competition is fierce amonglenders to work with thebest-qualified buyers. Thatmeans if your credit scoreand report are good, youcould be in a position tosnag the loan terms andinterest rates reserved forthe most-desirableborrowers. But you’ll stillhave to compare rates andoffers from a number ofcompanies.

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The best vacations lift us outof the frenzy of our lives, whisk-ing us off to faraway places thatrelax and rejuvenate us.Yet a great vacation can also

be a great financial strain, andreally, how relaxing is that? Es-pecially since once the trip isover, there’s typically little toshow for all the expense beyonda few snapshots you can post onFacebook.So how do you meet the

pressing need for a stress-reduc-ing change of scenery withoutwiping out your savings in theprocess? The solution may actu-ally be simpler, and closer, thanyou think: Open your own backdoor, and begin imagining theleisure possibilities right beyondyour doorstep.Instead of throwing a bunch

of money at a short-term get-away, consider investing a por-tion of it into transforming yourback yard into a personal relax-ation oasis. Don’t be put off byhow big a task that sounds. Startout simple, making additionalchanges as finances allow, andinspiration strikes.To begin with your yard may

need some degree of facelift.Hire a quality professional land-scaper who can design aroundnative plant species for maxi-mum benefit and minimal up-keep.Yet landscaping is only setting

the stage – you still need somekind of show-stopper to com-plete your yard’s transformation.Pools and decks are whop-

ping financial commitments.There is, however, a less bank-breaking path to backyard-relax-ation bliss: Invest in the symbolof relaxation itself. Invest in ahammock and hammock stand.“Repeat customers are always

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color it had fade like a flower bysummer’s end. But today, a qual-ity fabric hammock can be ashow-stopper for your yard, formany seasons to come.”Add an arc-style cypress or

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1725 Spencer Street1725 Spencer StreetGorgeous quad level hmin NW Longmont w/all newcarpet in April 2011! Nice up-dates in bkyrd landscaping,interior paint, light fixtures &concrete work in driveway.Newer dishwasher,disposer& hood. Newer Cent A/C& Humidifier. Mntn views!Lite,brite & open floorplan.Mstr w/priv. bath. Unfin. Bs-mnt. Near shopping parks &dining. Eatin kitchen. Ceilingfans. Patio & priv. fencing.$200,000$200,000

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Reversible roomredos for rentersArticle Resource Association

Renters face a perennial decorating dilemma:Do you personalize your apartment decor, know-ing that when you move out the landlord willlikely require you to put everything back the wayit was? Or do you live with bare white walls, neu-tral-toned carpets and homogeneous decor?You may not be able to make major changes,

but you can personalize your rental space withsome easy-to-reverse upgrades. While the effortto install, and later remove, these upgrades issmall, their impact on your home’s decor can bebig, indeed.Here are a few simple room “redos” that can

add pizzazz to your apartment.

WallsPaint is an easy way to switch up the color of a

room, but if you paint the walls, be prepared torepaint them back to white before your leaseends. Peel and stick wall decor can be a better op-tion for personalizing a space, while leaving thewhite walls intact – especially if you opt for high-quality peel and stick wall murals like those of-fered by MuralsYourWay.com.

FloorsReplacing apartment carpet is usually a big no-

no. Even if the existing carpet is worn and

stained, unless you strike an agreement with yourlandlord for replacing it at your own expense, it’sbetter to simply cover up the carpeting you can’tstand.

Fortunately, it’s easy to find decorative throwrugs that will add color and personalization toyour space – and help protect neutral-toned car-pets from wear, tear and staining, all of whichyou may be required to pay for when you moveout.

WindowsOften, apartments will have no window treat-

ments beyond blinds when you move in. Youcould install your own curtain rods and drapery,but the landlord may require you to remove therods, and repair all those little holes left by thehardware, before you move out. An easy way toget privacy, without having to install hardware, isto purchase removable window film. The frostedfilm affords privacy, but is easily removed, leavingthe windows clear.

Succession inthe gardenBy Charlie NardozziFamily Features

Spring in the garden is a dangerous time. The temptationis to go out on those warm, sunny days and plant ’til youdrop. Not only is that strenuous on your body and mind, itcan also lead to the proverbial glut of food in a few months.A better solution is to plan out your annual edible garden

so crops mature in amore orderly fashion.Succession planting re-quires a little knowledgeof the type of plantsyou’re growing, a littleplanning to have roomfor them to grow and thepatience to plant eachcrop in turn. Also, othergardening techniques,such as crop rotationand interplanting, canhelp maximize growingspace and help yourplants avoid many soil-borne diseases and in-sects.

Planting for SuccessSuccession planting is

a simple concept: Plantsmall rows or beds of plants periodically during the growingseason. As one planting’s harvest begins to fade, the nextplanting’s harvest will be ready. The key is knowing whatvegetables can be planted in succession, and the best time ofyear to do it.To succession plant, start in spring with cool-season crops

that can be planted early, such as lettuce, spinach, peas,broccoli, greens, pak choi, carrots, radishes and beets. Forexample, instead of planting one long row or bed of lettuce,consider planting a short, 2-foot-long row or bed. Two weekslater, sow another 2-foot-long row, and so on until theweather gets too warm for lettuce. Since the plants mature inone to two months you’ll get a continuous harvest of lettuce.For warm weather crops, such as bush beans, summer

squash, or cucumbers, follow the same planting pattern.Plant one bed after the last frost date, and another three orfour weeks later.The other key to succession planting is leaving room to

plant. The temptation is to plant everything all at once andfill the garden. It’s important to plan for subsequent plant-ings. Cover unused beds with straw or other mulch to deterweeds.Pull out old crops as soon as they finish producing. Don’t

let those peas hang on just because there are a few fruits onthe vine. Pull old lettuce and spinach plants as soon as theyshow signs of bolting. By being a little hard-hearted, you’llcreate lots of room to grow a second and third crop. It takesa little planning in advance, but you’ll be amazed at whereyou can tuck in a few broccoli or pak choi plants or a smallrow of beans.

For more tips and garden information, visit www.garden.org.

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It’s the year of the tomato

Foreclosures continue topummel the housing market.About a third of all home salesnationwide during April wereforeclosures, leading to what an-alysts call a “double dip” inhousing prices.

Prices during the month were0.7 percent lower then the previ-ous low hit in March 2009, ac-cording to Clear Capital’smonthly Home Data Index Mar-ket Report released the firstweek in May.

Some key points from the re-port:

• Across the country homeprices fell 5 percent duringApril.

• Nationwide, home pricesfell 11.5 percent over the previ-ous nine-month period, a rate ofdecline not experienced since2008.

• All major metro areas thefirm tracks showed quarter-over-quarter price declines.

• Nationwide, bank-ownedsales as a percent of all sales hit35 percent. Among the worst-hitmetro areas were Detroit, where56 percent of all sales were fore-closures or short sales; Fresno,Calif. (55 percent); and Min-neapolis-St. Paul (more than 50percent).

• Quarter-to-quarter, the Mid-west performed worse than thenation as a whole, though it’sthe only region yet to double-dip largely because of big gainsin home sales made during thehomebuyer’s tax credit market.Quarter-to-quarter prices in theMidwest fell almost 9 percent,while annual prices during Aprilfell 6.3 percent. Those declineshappened primarily because of a4.3 percentage point increase inso-called REO saturation – thosebank-owned properties – whichnow stands at nearly 40 percent,6.8 percentage points below thespeak REO saturation reachedduring the first quarter of 2009.

Recently, CoreLogic said thenationwide foreclosure rate was3.61 percent.

– Jim Buchta, MinneapolisStar Tribune

Foreclosures stilldominate realestate market

I don’t pay much attention to astrologi-cal calendars featuring the zodiac or ani-mal influences. Outside ofamusing myself with place-mats at Chinese food restau-rants, the characteristics ofwhatever year I was born un-der never inspired me, mainlybecause the celestial guidesnever include a plant. Thereare animals and arachnids,fish and fowl, dragons andvirgins, but never a plant,which bothers me because I’ma gardener.But it turns out I wasn’t

looking in the right place tofind a foliaged guide; all I needed to dowas look to the National Garden Bureau,which anoints a different plant every yearfor us to celebrate. And this year, 2011, isa year of great excitement, because finallywe are in The Year of the Tomato.How auspicious to be born under this

sign. Anyone guided by this is sure to bethe love apple of everyone’s eye, becausethe tomato is the most popular plant in

the vegetable garden.

“There are so many different varietiesand types. What originallywas just a round, red fruitnow comes in many shapesand names: currant, cherry,grape, salad, saladette, plum,roma, beefsteak and more,”says Diane Blazek, executivedirector of the bureau. “It’s al-most impossible to not findone to fit your taste, gardenspace and growing climate.”

Though it’s roots are in theAndes Mountains, the fruit isa world traveller, first beingcultivated by the pre-Mayan

people, says the NGB. After the explorerCortés discovered the tomato in an Aztecmarket and took it home to Spain, thetomato traveled throughout Europe andacross the channel to England.

But love for the tasty tomato didn’t takehold in Europe in those early days; as amember of the nightshade family it wasgrown as an ornamental plant. Supersti-tions grew around it, including the beliefthat witches used it to summon were-wolves, which is why Linnaeus, the fatherof our scientific naming system, dubbed itLycopersicon esculentum, or “edible wolfpeach.”

More than 10,000 varieties of the loveapple exist; many, known as heirlooms,have been handed down for more than 50years. The NGB says open pollinatedtomatoes, which include heirlooms andall varieties that grow true from seed, area popular choice for home gardeners.

From smallest to largest, the sizes arecurrant, cherry, plum, standard and beef-steak. Cherry tomatoes range from one-quarter to one ounce. Plum, or pastetomatoes, have meaty walls that makefine sauces. Standard-sized tomatoesweigh from 4 to 16 ounces, while beef-steaks can get to be 2 pounds or more.

Tomatoes have different growth habits,determinate or indeterminate. Determi-nates are compact, reaching 3 to 5 feet.They set fruit and ripen it all at once, sothe main harvest is concentrated into afew weeks.

Indeterminate tomatoes grow and pro-duce tomatoes throughout the growingseason. They can reach up to 12 feet tall,and produce many main stems, all ofwhich are capable of flowering and fruit-ing. To support unwieldy growth and tokeep tomatoes off of the ground, supportplants with cages or stakes.

There is a third type called semi-deter-minate which is bushy like a determinate,but will set and ripen fruit throughout alonger period of time. The 1984 AASAward Winner ‘Celebrity’ is a semi-deter-minate.

Choose your tomatoes by maturitydate, the average number of days fromplanting outdoors to the first ripe fruit.Early tomatoes, generally speaking, arethose that ripen in fewer than 70 days;mid-season tomatoes ripen in 70 to 80days; and late types require morethan 80 days.

Carol O’Meara is a horticulture entomol-ogist with the Colorado State UniversityExtension office at the Boulder CountyFairgrounds in Longmont. Contacther by calling 303-678-6238 oremailing [email protected]. For more gardeningtips, check out her blog at gar-deningafterfive.wordpress.com.

Carol O’MearaColorado State

University Extension


Going green in the homeMetro Services

Perhaps no decade has witnessed more rapid technological ad-vancements than the opening decade of the 21st century. At theturn of the century, cellular phones had still yet to catch on univer-sally, but 10 years later, cell phones are so prevalent even school-aged children have them.

Technology has advanced in other areas as well. Among the morenotable advancements is the increase in eco-friendly technologies.Homeowners hoping to make their homes more environmentallyfriendly have a host of options at their beck and call that enablethem to do just that. No matter which area of the home needs to beaddressed, chances are homeowners can find ways to improve theirhomes.

CarpetingCost-conscious homeowners often love how eco-friendly carpet-

ing options are typically lower in price. Recyclable carpets requirefew, if any, toxic materials to manufacture. What’s more, homeown-ers who enjoy changing their home’s decor from time to time willfind eco-friendly carpet tiles are easy to install.

FlooringAn increasing percentage of homeowners prefer wood

flooring over carpeting. Fortunately, there are several eco-friendlyflooring options that use recycled and reliable wood from oldbuildings. In addition, homeowners can choose eco-friendlyoptions like cork, rubber or even bamboo for their home’sflooring.

Sharpening your lawn mower bladeFamily Features

Regular lawn mower mainte-nance is vital to keeping thistool running well. These tipsfrom the experts at TruGreenwill help you take care of theworkhorse of lawn care.

Sharpen the BladeThe sharper the blade, the

cleaner your mower will cut thegrass, and the better your lawnwill look. Dull blades can shredgrass and cause discoloration atthe tips.If you don’t have the time or

the inclination to sharpen theblade yourself, pack up yourmower (or carefully remove themower blade) and take it to a re-pair shop or home improvementstore. For the do-it yourselfer,take a look at these general tips.To sharpen a blade:• Drain the gas and discon-

nect the spark plug.• Clamp a piece of wood to

the deck to keep the blade fromturning.• Turn the blade bolt counter

clockwise to remove it. If there

is resistance, apply some pene-trating oil, wait 15 minutes.• Remove the blade and mark

the bottom side so you can put itback on correctly.• Clamp the blade in a bench

vise and sharpen with a 10-inchmill file. Use long strokes andwork from the center outward.Use the same number of strokeson each side and keep the sameangle.• Balance the blade on a bal-

ance tool – it’s an inexpensivepyramid-shaped tool that can befound in most hardware stores.If one side of the blade hangslower than the other, grind offexcess metal from the end of theblade – not from the part justsharpened.• Reinstall blade. When you

reinstall the mower blade, makesure you place it at the propermowing height.“Letting grass grow tall and

then removing more than one-third of the leaf blade is calledscalping and can damage thelawn,” said Ben Hamza, Ph.D.,

director of technical operationsat TruGreen. “Be careful not tomow grass extremely low as youcan damage the lawn by cuttinginto the crowns of the plants.”

Clean it UpCleaning your lawn mower

not only helps machine perfor-mance, it can minimize thespread of lawn disease.• Empty the gas tank and dis-

connect the spark plug wire. It’spossible for the mower to starton its own when the blade getsturned, which can result in seri-ous injury.• Rinse mower completely

with a water hose from above.Aiming the hose at the side ofthe mower might get water intothe air filter. Wash the outsidewith sudsy water and sponge.Rinse.• Turn the mower on its side

and clean off any built-up grasswith your hands or a puttyknife. Wash the underside withsoapy water, then gently rinse.• Let mower dry completely

(about an hour).

www.LiveKingsbridge.com

Townhomes

Beautifully remodeled 2856sf homew/ 4BD,3BA on 2.46acres! Wood flrs, lg master stew/ sitting room & balcony, newer 4-stallGardner wood barn, fenced yd/pastures, &38x12 garden room $429,900.Kathy Burcham, 303-775-7429

5101Gary Dr.Berthoud

970-532-5096www.berthoudrealestate.com

PRICE RE

DUCED


Research to find out if home was used as collateralQ: My mother is about to turn 75.

She took out a home equity loanyears ago for about $33,000. At somepoint, the loan was converted by thebank from a home equityloan to a personal loan.Currently, she still has anapproximate balance of$17,000.The problem is that

Mom is on an extremelyfixed income, and is strug-gling to make the $366monthly payment. Wehave talked with the bankseveral times in an effortto modify the loan, only tobe told over and over thatthere’s nothing they can do.We are on the verge of just having

her stop making the payment, andforcing the bank to take some sort ofaction. I highly doubt they wouldwant the bad press of forcing a 75-year old woman out of her home.That leads to my next question.

Her home was used as collateral forthe original home equity loan. Nowthat the loan is considered a personal

loan, would her home still be consid-ered security for the loan? If she wereto default on the loan, could theytake her home?

Who should she contactfor help?A: Your mother’s situation

is interesting. You shouldcheck to see if the priormortgage that your momgave to the bank was re-leased. While you may thinkthe loan is a personal loan,the loan may be an equityloan of some sort.If your mother has a per-

sonal loan with the bank,then no, her house wouldn’t

be collateral. But if the house is still col-lateral for the loan and your motherstops making her payments, then thebank would be able to step in and fore-close on the property. But even with apersonal loan, the bank can still sueyour mom, obtain a judgment againsther and then seek to enforce the judg-ment by going after the home.If the bank is able to foreclose on the

home and if your mom only owes

$17,000, and the property is worth$100,000 (let’s say), then after sellingthe house and subtracting all fees, thebank would hand your mother a checkfor probably around $50,000. That sce-nario leaves a lot of money on the table.This is not the way you want this to

go – and don’t even think about tempt-ing the bank or relying on some sort ofbad publicity threat to keep the lenderfrom making a move. It may not work.There are far worse cases and the emo-tional play doesn’t seem to be working.One possibility is for your mom to

take out another home equity line ofcredit for $17,000, pay off the other loanand enjoy a low interest rate that shouldcut her payments. There is some risk as-sociated with this move since the inter-est rate will fluctuate. But, it should helpyour mom’s payments.If your mom can’t qualify for a home

equity line of credit, you should thinkabout whether you can work with herand help her make these payments, oreven help her pay off the loan entirely. It’sfar better for you to lend her the $17,000,if you can swing it, and have her makepayments back to you. If she dies with

some of the loan outstanding, your agree-ment (in writing, please) can be to havethe estate repay the loan with the pro-ceeds from the sale of the property.

A final thought is to have your momdo a reverse mortgage, which wouldthen pay off the $17,000 and provideher perhaps with extra equity so that shecan live more comfortably. While reversemortgages are expensive, they’re de-signed to help out seniors who are“house rich but cash poor.” The loanshave recently become more transparentand slightly less expensive, and yourmother will not have to repay the loan atall until the home is sold or she movesout of it permanently.

I think you and your mom shouldhave a heart to heart talk to help her fig-ure out her next, best step. But remem-ber to review the documents on herloan, and you may want to seek the ad-vice from a real estate attorney.

Ilyce R. Glink’s latest book is “Buy, Close, MoveIn!” If you have questions, you can call her radioshow at 800-972-8255 any Sunday, from 11a.m. to 1 p.m. EST. Contact Ilyce through herwebsite at www.thinkglink.com.

Ilyce GlinkTribune Media Services

†Loansaresubjecttofundsavailability.OffersavailableonselecthomesasdeterminedbyLennar,forpurchaseagreementswrittenonorbefore5/31/11andclosingmustoccurnolaterthan6/30/11.$0DownofferappliesonlytobuyerswhoqualifyforanFHA1stlienmortgagewithColoradoHousingandFinanceAuthority(CHFA).NotallpropertylocationsareeligibleundertheCHFAprogramandspecificeligibility,creditandincomerestrictionsapply.*OffersavailableonselecthomesasdeterminedbyLennar,forpurchaseagreementsthatarewrittenonorbefore5/31/11andclosingmustoccurnolaterthan6/30/11.Closingcostsand/orinterestratebuydownsaresubjecttosellercontributionlimitsthatwhenexceededwillaffectthemaximummortgageamountavailable.Therefore,buyermaynotbeabletogetthefulluseofsavingswhenapplyingtoonlyclosingcostsand/oraninterestratebuydown.Inthiscasetheadditionalfunds,asagreeduponbetweenLennarandthebuyer,maybeappliedtoreducethepurchaseprice.PleasecontactyourUAMCLoanOfficerforprogramguidelinesandcontributionlimits.Amountofsavingsisoffoflistpriceandmayvarybyhomesite.Lennarreservestherighttochangeorwithdrawanyofferatanytime.UniversalAmericanMortgageCompany,LLC;MattWolf NMLS #155562, 9781 S.Meridian Blvd, Suite 120, Englewood, CO80112, 303-200-1970. Supervised Lender License #987996. To check the license status of yourmortgage loan originator, visit http://www.dora.state.co.us/realestate . Copyright©2011LennarCorporationandUniversalAmericanMortgageCompany,LLC. All rights reserved.Lennar, theLennar logo,UniversalAmericanMortgageCompanyandtheUAMClogoareregisteredservicemarksor servicemarksofLennarCorporationand/or its subsidiaries.5/11

HOVER CROSSING | 18th Ave. & Hover St. | 866-201-5112

CLOSINGCOSTS*

$0 DOWN†

LOWERINTEREST RATES*

AND/OR

AND/OR

AND/OR

LINCOLN | 1727 Trevor Court2 stories, 4 bedrooms, 3.5 baths, 2-car garage,mud room, 2,047 sq. ft. plus full unfinished base-ment | $279,900

ROOSEVELT | 1736 Trevor Court2 stories, 4 bedrooms, 3.5 baths, 2-car garage,formal dining, upstairs laundry, 2,214 sq. ft. plus fullunfinished basement | $289,900

WASHINGTON | 1740 Trevor Court2 stories, 3 bedrooms, 2.5 baths,2-car garage, upstairs laundry, 1,622 sq. ft. plus fullunfinished basement | $259,900

MONROE | 1724 Trevor CourtRanch, 3 bedrooms, 2 baths, 2-car garage,1,540 sq. ft. plus full unfinished basement$259,900

MMMMMOONONONONONONONONONONONONONONROROROROROOOORORORRRRR EEEEEE |||||||||||| 171717171777724242424242424424242424242424 TTTTTTTTTTTTTTrerererererererererererevovovovovovorrrrrrrrr CCCCCCCCoCoCoCoCourtRaRaaaaannncncncncncccnnn h,h,h,h, 333333333333 bbbbbbbbbbb ddddedededededrororooooororororoomomomomomomommmoo sssssssss, 22222222222222 bbbbbbbbbbbbbatatatatatathhhshs, 2-car garage,1,545444440000000000 sqsqsqsqsqsqqqqq.... ftftftftftftftfftftftftt... plplplplplplplplpluuuuuususususususs full unfinished basement$259,9090909090909090900000000000000000000SOLD

PRICEREDUCTION*


Real Estateplace yoUr ad: 303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

4750 BusinessOpportunities

Executive Opportunity toCreate Wealth. Visit

www.CoachBartko.com303-539-0185

5000 Homesfor Sale

3 brm, 1 3/4 ba,modular, newer win-

dows vinyl siding, AC,1400 sf, $115K(303)909-2404

Heidi & Helena buyhouses! $ SAVE YourCredit $ 303-725-8388/

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Work where you live!40x60 shop insulated &heated + 325sf office +3 B R h o u s e o n l y$250,000 Call to see719-433-5095

5000 Homesfor Sale

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Park Your RV in the back-yard at this nice Tri-levelwith 3 bedrooms and 3bathrooms. 2 car garage,Storage shed, call for de-

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PLACE YOUR AD.Call 303.466.3636or 970-635-3650

5000 Homesfor Sale

Exquisite CrestoneRetreat!

2-story Deltec home,2.08 acres borderinggreenbelt and creek.Full views of SanLuis Valley andSangre de Cristo

Mountains.Bathed in sun

light/custom woodwork, large deck.Peaceful, finished1,400 sf home forweekends or full-time. $339,000.Contact Darlene719-256-4198.

Southmoor Park, 2500+Sq.ft., 3 bed, 2 ba., ranch,

recently updated,MLS#650283, 1502

Mayfield Lane, $209,900303-652-8183.

5006 RuralReal Estate

10 acres, SW Berthoud, 3bdrm ranch w/ dbl gar, lgshop & barn, wtr rights,zoned agri, $437K.970-532-2768

5007 Mobile HomeFor Sale

3 BDRM, 2 BA double wide,$45K, end lot in family park.

303-772-3240

BUYING & SELLINGAll types of mobile

homes! (970)962-9860

Double Wide 3BR, 2BAcovered patio, carport,Royal MHP South Long-mont $26,500, Excellentcondition 303-775-7402

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LOT RENTSTARTING@ $199250+ communities to

choose from.Offer expires 6/25/2011

970-377-0990

NEW MOBILE HOMESAROUND $799 MONTH

Payment incl. lot rent Usedsingles/doubles starting

@$595Great locations!Quick Easy Credit970-420-8488

5015 Lots& Tracts

2 ACRE Building Site inRainbow Lake Estates,Berthoud. HUGE pricereduction! $79,000

Steve Conder303-514-3706

6000 Homesfor Rent

0 App Fee-$100 off 1st 2mos Lg 3 bdrm, 2 ba,gar , water pa id . Nodogs. 303-682-2525

1 -RENT TO OWN!3 bdrm, 2 ba, A/C,W/D, $1395/mo.

866-810-1446 x1032(24/hr free rec msg)

2442 Tyrrhenian 4BR, 3BA, 2 cars, fenced yardPets neg $1900/moCall Bill or Shelly303-776-0684

6000 Homesfor Rent

2, 3, 4 Bedroom Homes1624 19th Ave.2245 Whistler Dr.154 Grant St.1309 Hilltop Dr.411 VerdantCall PMP

303-776-RENT

23 TELLURIDE PL5 bdrm, 2 ba, frpl, 2 car,large fncd yd. $1500. Pet-

sOnego. Avail June 1st.

Pennant Inv. (303)447-8988

2 BDRM, 1 BA, beautifulold Town. Gar, fncd yd, w/d,

n/s/p $895303-682-5985

3 bdrm, 2 ba, 2 car gar,N/S, pets? No Sec 8

In Firestone $1100 + dep.303-833-3200

3 BDRM, 2 ba, hardwood &carpet, A/C, W/D hkup,bsmt, fncd yd. No P/S.NW Platteville $1175FirstTree Property303-772-5858

3 BDRM, 2 BA in Berthoud2 car gar, fncd bkyd,A/C, avail 5/1, $1300.

303-589-0211

3BR, 3 bath, 2 car garage,tri-level home, fenced yard.$1250 per month + deposit.1 year lease. Dogs negotia-ble. Sandy@ 303-746-0345

4128 Frederick Circle5BR, 4BA 3840sq ft

3 Car Garage, No Pets$2600/monthRMG Realty303-772-4466

4200 SF, 3 bdrm, 3 ba on 1acre near IBM,

Seagate, Amgen. Lgmt$2,975 plus utils. Non-smkg.

303-478-3207.

Classified Ads getResults very, very fast!

4BR, 2BA Brick Bi-Levelclose to Clark Centen-nial Park. Large kitch-en, sprinkler system &fenced yard. $1495 dis-counted to $1095 w/good refs. Avail June 1.32 Nome Court Call303-776-7528

6 BDRM, 3.5 ba, rec room,frplc, fncd yard,near park, mtn view, SWLgmt, near shopping, din-ing, IBM, Seagate, close toBldr. Sunset/SilvercreekHS. N/S,pets nego. $1600. AvailImmed. 303-589-8785

723 Kimbark St 2 bdrm,1 ba, fenced yard, pets

nego. $1000/moBill 303-776-0684

Available now. Patio homein The Shores. 3BR.s, 2baths, 2 car garage. Poolprivileges. $1300/monthplus deposit. No Pets.Sandy, 303-746-0345.

CLEAN 3 bedroomhome, fncd yard, W/Dhkup. $950. 31 Marshall

Pl Unit A.(720)371-4624

HORSE PROPERTYTwo-story, 2 bedroom, 2bath home. Includes allappliances. With barn,stable & 2 car garageon 20 acres. Located atNiwot & County Line Rd$1,500/mo. 303-464-8170

6001 Apartmentsfor Rent

1 & 2 BDRM Apt HomesFox Ridge Apts PremierGated Community. Pets

OK! For Info & Specials Call(303)774-9944

6001 Apartmentsfor Rent

1, 2 & 3 BDRMApartment Homes

The ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

1 BDRM 1 BA, 1968McCall A/C. Heat pd.For 1 person. $525Dottie, 303-682-8802

2 BDRM APTSStarting at $675/monthCall PMP, 303-776-RENT

Place your ad.Call 303-466-3636or 970-635-3650

2BR, 2BA Condo 1 cargar, W/D, 1000sq ft, gasfrpl, AC, wtr/swr incl-$1100/mo 303-859-0093

EASTGLEN APTS630 Lashley, Longmont

(303)682-2943

1, 2 & 3 BEDROOMS:laundry.

Wtr, trash, sewer pd

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililties in-cluded. (303)931-7108

VALUE PLACEFIRESTONE

New ExtendedStay Hotel

$199.99/Week*1st 2 weeks

ONLYPerfect for visiting friends& family!

I-25 & Hwy 119, Longmontexit 240. 303-485-0040

Bring ad to qualify.*Expires 5/31/11

*New GuestsOnly*

PLACE YOUR AD.Call 303.466.3636or 970-635-3650

6005 Apts. forRent Furnished

NO lease,dep or creditchk Wkly/4-wk,

303-776-2185 ALSO RVSITES AVAIL!

6007 Duplexes

2008 Yeager Dr 2BD, 1BA,fenced yard, 1 car, petsneg $850/mo Call Bill orShelly 303-776-0684

2 bdrm apt, just paint-ed, in quiet, no-smkgbldg. Bkgrd chk req.$675/mo 303-682-9273

3BR, 2.5BA, 1 car ga-rage, fenced yard, petsnego, $1125 + dep,c l o s e t o L a f a y e t t eschools 303-548-8434

6007 Duplexes

Duplex/Condo2-3 Bedroom

1419 Red Mountain1703 Whitehall Dr805 Summerhawk1000 Harmon Place

Call PMP,303-776-RENT

6009 Housemates/Roommates

900 SF Private lower level1BR apt w/ kitchenetteshare entry. Utils & ca-ble pd N/S/P $500/$350dep. Call(303)682-3246

MALE looking for sameto share house. Lge rm.

Don 720-203-6969

MATURE MALE40+ share homeall utils + w/d$450/mo.

303-833-6808

6010 Roomsfor Rent

Sub t e r r anean 3Roomspace + private bath,shared laundry/kitch-en $600/month, Sheryl720-253-6097

6014 Wantedto Rent

Responsible older maleneeds rural house orapt to rent w/ space for

2 mini donkeys.303-772-8425

Wanted to RentCarriage house or

1 bdrm apt for college cou-ple with two cats.

Needs affordable rent.303-772-7715.

6015 Retail Spacefor Lease

2773 SQ FT-Busy shopping center,1116 Francis St, $825.Alert RE (303)776-5156

6016 Office Spacefor Lease

1400 SF. professional of-fice suites, 8 offices, waitingroom, reception area, stor-age, all ground floor, plentyof parking. (303)956-1141

$250/mo, 110 to 5000 SF2432 Main,

Four Seasons Realty.303-875-1345.

6016 Office Spacefor Lease

500 to 2500 SF, can divide.On site prkg, Good expo-

sure. 303-523-3369

OFFICE SPACE For RentHolistic WellnessCenter. (720)280-9047

PROFESSIONAL OfficesN. Longmont. 150 to

825 SF Single & 3 officesuite. All ground level,2 entr, great prkg.303-956-1141

6017 Indust./Comm’lfor Lease

912 Second StreetUnits A, B Berthoud6120 sq ft $3550/mo.or 4080 sq ft $2375/mo.or 2040 sq ft $1190/mo.

Plus Utilities3 Phase Electric

2367 W. 8th, faces WilsonLoveland

1200 sq ft $950/moPlus Utilities

Light Industrial,Office or Retail

Contact Shelley970-430-4235

TWO Industrial/Commspaces for rent inLyons. Please call

303-823-6821 /775-9556

Place your ad.Call 303-466-3636or 970-635-3650

WAREHOUSE / SHOPI-25 North, Exit 245,50’ x 60’, 16’ ceiling,2OH doors, 3-phaseelect. Rent nego.303-546-6881

6018 Storage Spacefor Lease

CLEAN, secure, 10x20’ drystorage close to HWY 287

$100.Forrest (303)444-9555

INDOOR GARAGE &Commercial Storage

20x40x16w/14x14 doorsstart at $300.

20x50x16 w/ 30 ampelect, man door & pwrdooropener start at

$450. Garage StorageLLC, 4070 Camelot Cir,located I25 BusinessPark. I-25 & Hwy-66.

970-535- 6074www.Longmont-sto-

rage.com

303-772-7576629 Terry St., Longmont

www.longmont-realty.com

303-772629 Terry St.,

www.longmont-re

LONGMONTREALTY

1716 GAY STREETSprawling ranch on corner lotwith tons of potential! A littleelbow grease and you willdiscover the value of homeownership here. $121,500

6802 CAMELIA CT.,NIWOTBeautiful ranch home on cornerlot is move-in ready! Checkout the fresh paint in/out,new appliances, new roof, newcarpet and finished basement.All this for just $269,900

820 SHALLOT CIRCLE,LAFAYETTEGreat investment for thehandyperson. Tri-level on cornerlot with large yard. A true gemin the rough! $129,900

10385 FALCON CT.,FIRESTONERoomy quad level with plentyof room to roam wih anunfinished basement too. Alittle elbow grease here will gainyou instant equity. $167,500

35 BUNYAN AVE,BERTHOUDElegant, restored Turn of the centuryVictorian is Move-In ready Now!!High end remodel includes StainlessSteel Appls, Granite countertops,Cherry cabinetry, newer furnace,updated lighting, & oversized lot.Only $255000! Better Hurry!!

1235 JUNIPER ST.Lovely brick ranch in convenientlocation! This 2 bedroom, 1bath has fresh paint, new carpet,vinyl & appliances. Relax inthe enclosed porch on balmysummer evenings! $160,000

1503 PRAIRIE HAWK DR.Discover this neighborhoodgem! New vinyl, carpet & freshpaint make this huge corner lothome sparkle. Close to schools,parks & bus for easy commutes!You can even walk to the poolor YMCA from here! $259,900

303-772-7576629 Terry St., Longmont

www.longmont-realty.com

303-772629 Terry St.,

www.longmont-re

LONGMONTREALTY

APARTMENTS

• FREE Washer/Dryer& Carport

• Wood-burning fireplace• Large balconies/patios• Approved pets accepted• MTM leases available• Within walkingdistance of shopping,restaurants & RTD

• On line leasing available• One bdr, 1 bath starting at $749

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667303-772-4667*www.victoriainnapts.com

18-1

5578

04


Real Estate Transactions are supplied byProspects Unlimited Inc.,www.prospectsunlimited.com, 303-979-9536.

Longmont• Charles & Kathryn Philipp from

Kelly Beard, 1623 Sundance Pl, Long-mont, $114,000, home• Bradley & Christine Elizabeth from

Melissa Hausburg, 4206 Arezzo Dr,Longmont, $276,500, home• Robin & Zachary Cowie from Hugo

Torres, 4616 Calabria Pl, Longmont,$345,000, home• Stein & Therese Cass from Paul

Webb, 1925 Creekside Dr, Longmont,$460,000, home• Boettcher LLC from Compass Bank,

2060 Main St, Longmont, $57,000,home• Resident from William Ford, 1900

N Shore Dr, Longmont, $318,500, home• Mark Michels from HSBC Mortgage

Services Inc, 1843 Spruce Ave, Long-mont, $155,000, home• Denise Turner from Scott Veigel,

1405 Harvard St, Longmont, $225,000,home• Robert & Connie Masson from

Wells Fargo Bank Trustee, 1313 Wil-drose Ct, Longmont, $271,000, home

Berthoud• Erin & Solomon Miller from Feder-

al Home Ln Mortgage Corp, 2016 Breck-enridge Dr, Berthoud, $305,000, home• Dennis Inc from Home St Bk, 1715

Exter, Berthoud, $62,500, home• Douglas Lindgren from Homesales

Inc, 915 7th St, Berthoud, $97,000,home

Dacono• Lizanna Inc from Nationstar Mtg

LLC, 832 Glen Barr St, Dacono,$44,000, home• Robert & Judith Peterson from

Mark Crocker, 4625 Wildgrass Pl, Da-cono, $240,000, home

Erie• Diane Sullivan from Fannie Mae,

2875 Blue Sky Cir Unit 4-207, Erie,$148,000, condo• Jason Coker from Jennifer Salaman,

1627 Leyner Dr, Erie, $234,500, home• Edward & Helen Stout from Jason

Siles, 2060 Wheat Berry Ct, Erie,$274,900, home

• Yueping Fu from Fannie Mae, 3100Blue Sky Cir Unit 14-207, Erie,$102,500, condo• Ryan Glenn from Timothy Price,

2175 Lupine Pl, Erie, $311,000, home

Firestone• Sara Dakin from Journey Homes

LLC, 9649 Roadrunner Ave, Firestone,$256,000, home• Ray & Lorraine Annis from Steven

Modrell, 313 Wooster Ave, Firestone,$123,100, home• Joshua Lessing from Carol Ann Day

Family Trust, 6189 Shenandoah Ave,Firestone, $230,000, home

Fort Lupton• Leticia Galvan from Carolyn Koop,

1808 Chestnut St, Fort Lupton, $85,000,home

Frederick• MacKenzie Reich from Kevin Carri-

co, 7472 Skyline Way, Frederick,$206,000, home• Sidonna Foust from Deutsche Bk

Natl Trust Co, 4849 Kingbird Dr, Fred-erick, $212,500, home

Lyons• Marcus Richardson from Fannie

Mae, 113 Choctaw Rd, Lyons, $175,100,home• Thomas & Linda Brome from Chris-

tine Kjeell, 1507 Stagecoach Trl, Lyons,$520,000, home

Foreclosures – notice of election and de-mand• Borrower: Sanchez Investments

LLC, Lender: Colorado Housing And Fi-nance, Amount: $253,444, Property: 730Glen Creighton Dr, Dacono, Filed:04/22/11• Borrower: Christopher Conway,

Lender: JPMorgan Chase Bank NationalAssoc, Amount: $458,999, Property: 941Marfell St, Erie, Filed: 04/25/11• Borrower: Chris & Clifford Van Pat-

ten, Lender: Colorado Housing And Fi-nance, Amount: $161,755, Property:1465 Blue Sky Cir 17-107, Erie, Filed:04/26/11• Borrower: Jared & Susan Burke,

Lender: Aurora Loan Services LLC,Amount: $223,725, Property: 5947 This-tle Ridge Ave, Firestone, Filed: 04/25/11• Borrower: Mark & Corinne Brown,

Lender: Citibank NA As Trustee,Amount: $250,033, Property: 11336Coal Ridge St, Firestone, Filed: 04/26/11

• Borrower: Rebecca Salazar, Lender:US Bank National Association, Amount:$101,495, Property: 806 3rd St, FortLupton, Filed: 04/26/11

• Borrower: Mark & Nancy Fitzger-ald, Lender: US Bank National Associa-tion, Amount: $185,887, Property: 5749Orchard Ave, Frederick, Filed: 04/21/11

• Borrower: Allison Dixon-Lavington,Lender: Etrade Bank, Amount:$188,144, Property: 19 E 6th Ave, Long-mont, Filed: 04/22/11

• Borrower: Lawrence & Jeannie Baur,Lender: BAC Home Loans Servicing LP,Amount: $132,234, Property: 805 Sum-mer Hawk Dr C13, Longmont, Filed:04/25/11

• Borrower: Harry Walesky, Lender:BAC Home Loans Servicing LP, Amount:$129,633, Property: 1433 11th Ave,Longmont, Filed: 04/25/11

• Borrower: Colleen Gaffney, Lender:Colonial Savings FA, Amount:$570,019, Property: 4105 Spy Glass Ln,Longmont, Filed: 04/25/11

• Borrower: Jose & Maria Garcia,Lender: M&I Bank FSB, Amount:$200,310, Property: 425 Morgan Rd,Longmont, Filed: 04/21/11

• Borrower: Sharon Svendsen, Lender:Wells Fargo Bank NA, Amount:$206,366, Property: 3750 Oakwood Dr,Longmont, Filed: 04/25/11

• Borrower: Daniel & Stacie Blatnick,Lender: Bank Of America NA, Amount:$212,744, Property: 1729 Preston Dr,Longmont, Filed: 04/26/11

• Borrower: Harvey & Barbara Math-ewes, Lender: The Bank Of New YorkMellon, Amount: $138,390, Property:453 Newman Cir, Longmont, Filed:04/25/11

• Borrower: Thomas & KathleenForsyth, Lender: Deutsche Bank Nation-al Trust Company, Amount: $152,915,Property: 725 Hilltop St, Longmont,Filed: 04/21/11

• Borrower: Flora Haskins, Lender:US Bank National Association, Amount:$128,999, Property: 410 Front St, Plat-teville, Filed: 04/21/11

Opt for Storage Under the Bed

Get more mileage out of the hori-zontal space in your bedroom withsliding or rolling under-bed storagebins. Stick a label on the outside ofeach container so when you peekunder the bed you’ll know exactlywhat’s where. Another idea is tokeep extra sheets for your bed here.

Tame the Shoe Pile

One of the quickest fixes to abedroom closet overrun with shoesis to invest in a shoe rack. “I recom-mend a rack over a hanging shoe(bag) any day,” says Julie Morgen-stern, author of “Organizing fromthe Inside Out

Get Jewelry in Order

If your necklace collection hasoutgrown its jewelry box, but youdon’t have enough for an armoire,try a hanging organizer.

Create a Reading Nook

Rescue your reading chair fromclothes and magazines by addingproper organization to a bedroom’sreading nook. Next to a comfort-able chair, place a side table withdrawers and/or shelves to keep pilesof books off the floor.

Make Your Bed Every Day

Treat your bed as the sanctuary itis by positioning it for use everyday. If you spend three minuteseach morning to tuck and fold,you’ll develop a habit of keeping or-der in the room.

Toy-Proof a Child’s Bedroom

To tidy up toys, purchase canvasclothes hampers or crunch baskets.They’re soft for your child and greatfor concealing clutter.

– Caren Baginski, hgtv.com

Take time to get yourbedroom in order

Simplifyyour

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www.LiveKingsbridge.com • 303-502-5338

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Open Sat & Sun 11-6New floor plans.

New pricing.Same great quality.15th and Francis,

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$249,900303.589.5752

Open Sat 1-3847 Judson St.

Longmont$225,000

Best Value in Old Town! Top-to-Bottom Renovation! 3 bed, 3 baths,1744 sq. ft. Finished basement.

Becky Adams - Prudential Real Estate of the Rockies303-435-0566

1562753

Unit #308 Open Sat & Sun 12-4 pm10818 Cimarron StUnits 1005, 308, 307 & 305

Firestone$165,000 - $179,900Special 100% Loans & DownPayment Assistance Avail for

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17-1

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Open Sat & Sun 12-32413 Pennock Way

Longmont$245,000

4 Bedroom, 3 Bath, 2 Car,Fireplace, AC, Sprinkler System

and Wood Floors.Barnard Agency • Sue Bridgeman • (303)776-9438

NewListing

Open Sun 1-3pm13663 Saddle Dr.

Mead$225,000

Impeccable 3BD 3BA 2408 sf 2 story inLiberty Ranch! Upgraded features throughout!

MLS#651175Doug Miller, The Group, Inc. • 970-481-9444

1565

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Open Sat 11-1621 Glenarbor Cir.

Longmont$379,9004 Bed, 3 Bath, 5112 sq. ft.

Great home directly on Ute CreekGolf Course with mountain views &

southern exposure.

Chris Freeman/ERA Tradewind • 303-478-0300

1562

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FEATURED HOMESOpen Sat 1-4

637 Rider Ridge Dr.Longmont$329,900

Totally charming home with allthe whistles and bells, includingprivate & serene back yard.Over 3,000 square feet.

SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Office Phone

$174,900 Frederick 5727 Russell Circle 1-3 RE/MAX Alliance/Koth 303-746-7316

$179,900 Longmont 905 Pasque Dr 1-3 Challenge West Realty/Fergusen 303-908-2060

$208,778 Longmont 1665 Venice Lane 11-3 Boulder Creek Life and Home 303-502-5338

$225,000 Mead 13663 Saddle Dr 11-1 The Group/Miller 970-481-9444

$239,900 Longmont 321 Judson St 11-1 RE/MAX Alliance/Koth 303-746-7316

$245,000 Longmont 2413 Pennock Way 12-3 Barnard Agency/Brdgeman 303-776-9438

$249,900 Longmont 15th and Francis 11-6 Markel Homes 303-589-5752

$259,000 Longmont 493 E. 16th 1-3 Prudential Rocky Mtn Realtors/Schack 303-772-2222

$279,900 Longmont 439 Olympia Ave 11-2 ERA Tradewind/Hansard 303-517-3837

$299,900 Berthoud 3806 West County Rd 8 11-2 United Country/Gassner 970-344-1500

$314,900 Longmont 3709 Doral Dr 11-1 PorchLight Real Estate/Duran-Marcum 303-995-5205

$329,900 Longmont 637 Rider Ridge Dr 1-4 Keller Williams 1st Realty/Taylor 303-746-0345

$379,900 Longmont 621 Glenarbor Circle 11-1 ERA Tradewind/Freeman 303-478-0300

$399,627 Longmont 1171 Columbia Dr 12-3 Coldwell Banker Residential/Kellogg 303-817-2417

$405,000 Longmont 1411 16th Ave 1-3 RE/MAX Traditions/Wilson 303-775-8832

Price Location Address Hours Office Phone

$239,900 Firestone 5268 Rustic Ave 1-3 Wright Kingdom/Parsons 303-775-9612

$245,000 Longmont 2413 Pennock Way 12-3 Barnard Agency/Brdgeman 303-776-9438

$248,000 Lyons 517 2nd Ave 9-11 Coldwell Banker/Tucker 303-902-6250

$248,750 Firestone 5316 Rustic Ave 1-3 Challenge West Realty/Fergusen 303-908-2060

$249,900 Longmont 15th and Francis 11-6 Markel Homes 303-589-5752

$259,900 Longmont 743 Snowberry St 1-3 Wright Kingdom/Connolly 720-564-6060

$320,000 Longmont 1616 Whitehall Dr 2-4 Wright Kingdom/Sobol 303-885-9806

$324,900 Lyons 204 Welch Dr 12-2 Coldwell Banker/Tucker 303-902-6250

$332,500 Longmont 2104 Pintail Dr 10-1 Wright Kingdom/Colwell 303-775-7135

$379,900 Longmont 1755 Sunlight Dr 12-3 Coldwell Banker Residential/Torres 720-320-1405

$410,000 Longmont 2109 Springs Pl 1:30-3:30 Wright Kingdom/Colwell 303-775-7135

$424,900 Niwot 7295 Timothy Pl 1-3 Wright Kingdom/Johnson 303-775-7135

$464,900 Lafayette 391 Pika Point 11-1 Wright Kingdom/Reuter 720-530-3129

$489,900 Longmont 2071 Amethyst 1-3 Colorado Front Range Realtors/Johnson 303-507-9115

SUNDAY OPEN HOUSESSUNDAY OPEN HOUSES

Open Sat 1-3pm1411 16th Ave.$289,900

Quality built home with custom decoratorfinishes 4 bedroom; 3 bath 2 Story; 3 cartandem garage. Natural cherry cabinets;granite; stainless appliances. ProfessionalLandscaping. Too many upgrades to list.

Open Sun 1-32071 Amethyst Dr.Longmont$489,900

Come and buy this home today! 5bed/4bathImmaculate and updated in desirableRainbow Ridge. New slab granite, largefenced yard, & finished basement!

Jannelle Johnson - CO Front Range, Realtors • 303-507-9115

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