Cashflow Forecasting Template

of 50

  • date post

    26-Feb-2018
  • Category

    Documents

  • view

    221
  • download

    0

Embed Size (px)

Transcript of Cashflow Forecasting Template

  • 7/25/2019 Cashflow Forecasting Template

    1/50

    Small Business Victoria: Information sheet

    Cash flow scenario planner

    Changes in sales incom 0%

    Changes in expenses 0%

    Month six

    January February March April May June July

    $5,000 $7,671 -$1,167 $2, ! $5,"7 -$#,2 ! $1,2 0

    Cash in (record when actually recieved)Operating revenue

    $2,200 $2,200 $2, 20 $2,6 0 $2,772 $2,!60 $#,0!0

    ollection o recie&ables $2,7 5 $#,102 $#,25! $#, "! $#,7"5 $ ,0 6 $ ,217

    $0 $0 $0 $0 $0 $0 $0

    Total Operating Revenue $4,945 $5,302 $5,678 $6,138 $6,567 $6,906 $7,297

    Other Source o! "a h #n!lo

    'rocee(s ro) sale o assets

    Fun(s borro*e( $20,000

    +ax re un( rebates

    ther sources o cash in.o*

    Total other ca h in!lo $0 $20,000 $0 $0 $0 $0 $0

    $4,945 $25,3 2 $5,!"# $!, 3# $!,5!" $!,9 ! $",29"

    Cash out (record when actually paid)#nventor% &Stoc'(

    /toc purchases 12,012 13,728

    %Cash flow worksheet Use this automated cash flow worksheet to forecast and record cash flow. The worksheet will update your figures as yoe!planation of cash flow.

    How to use it: Type your cash balance at the beginning in cell B10. Then type in your monthly figures for cash in and cash out, month by month.your cash flow projections and replace these with real figures when you have them. ou can also use this cash flow worksheet to test what will hplanner and report.

    MonthMonth

    oneMonth

    t*oMonththree

    Monthour

    Month&e

    Monthse&en

    ash balance at the start oeach )onth 3

    ash reciepts ro)custo)ers

    ther operatin4 re&enuerecei&e(

    &ota mont y casin

  • 7/25/2019 Cashflow Forecasting Template

    2/50

    ther ost o oo(s

    Total "o t o! )oo* $0 $12,012 $0 $0 $13,728 $0 $0

    )eneral + *-ini trative

    an char4es 17 17 17 17 20 18 20

    re(it car( co))ission

    ce /upplies 22 22 22 22 22 22 27

    8icense ees

    usiness insurance

    9tc:

    $39 $39 $39 $39 $42 $40 $47

    .ar'eting + /ro-otional

    A(&ertisin4 275 275 275

    'ro)otion - eneral

    'ro)otion - ther

    9tc:

    $275 $0 $0 $275 $0 $0 $275

    Operating pen e

    ;e*spapers < )a4a=ines

    'ar in4 +axis +olls

    9ntertain)ent Meals

    +ra&el Acco)o(ation

    8aun(ry (ry cleanin4

    leanin4 < cleanin4 pro(ucts

    /un(ry supplies

    9>uip)ent hire

    9tc:

    Total Operating pen e$0 $0 $0 $0 $0 $0 $0

    .otor ehicle pen e

    Fuel 500 358 275 302

    ?ehicle ser&ice costs

    Accountin4 8e4al onsultantees

    Total )eneral +*-ini trative

    Total .ar'eting +/ro-otional

    +yres < other replace)entcosts

  • 7/25/2019 Cashflow Forecasting Template

    3/50

    @nsurance 300

    e4istrations

    Total .otor ehicle pen e$0 $300 $0 $500 $358 $275 $302

    e ite pen e

    Bo)ain na)e re4istration

    Costin4 expenses 110

    etc

    Total e ite pen e $0 $110 $0 $0 $0 $0 $0

    -plo%-ent pen e

    /er-anent

    /alaries Da4es 1,230 1,230 1,230 1,230 1,230 1,230 1,230

    'AE9260 260 260 260 260 260 260

    /uperannuation 135 135 135 135 135 135 135

    ther - 9)ployee ene ts

    ecruit)ent costs

    Total /er- -plo% p$1,625 $1,625 $1,625 $1,625 $1,625 $1,625 $1,625

    "a ual

    /alaries Da4es

    'AE9

    /uperannuation

    ther - 9)ployee ene ts

    ecruit)ent costs

    Total "a ual -plo% p $0 $0 $0 $0 $0 $0 $0

    Dor co&er @nsurance

    Total -plo%-ent pen e$1,625 $1,625 $1,625 $1,625 $1,625 $1,625 $1,625

    Occupanc% "o t

    9lectricity as 130

    +elephones 30 54 64 43 36 43 75

    'roperty @nsurance 305

    ates

  • 7/25/2019 Cashflow Forecasting Template

    4/50

    ent

    epair < )aintenance

    Daste re)o&al

    Dater

    9tc:

    Total Occupanc% "o t $335 $54 $64 $173 $36 $43 $75

    Other pen e

    an @nterest

    /+ 335 435

    Total Other pen e $0 $0 $335 $0 $0 $435 $0

    Other "a h Out!lo'urchase o assets 20,000

    ne-o ban ees

    'rincipal 8oan repay)ents

    'ay)ents to the o*ner s

    @n&est)ent o surplus un(s:

    ther cash in.o*s

    Total Other "a h Out!lo $0 $20,000 $0 $0 $0 $0 $0

    $2,2"4 ''' $2, !3 $2,! 2 ''' $2,4 # $2,324

    $2,671 -$!,!#! $#,615 $#,526 -$",222 $ , !! $ ,"7#

    $",!" $ , !" $2,44# $5,9"4 $3,24# $ ,24 $!,2 3

    Notes:

    $ ou may wish to write in the names of the months under the numbers to keep track. %&onth one% is the month you start the business.

    &ota mont y casout

    et di*erence G

    Cash +alance at the endo each month -

    G 'et difference shows if more cash came in, than went out, or vice versa( and how much.

    ) To get the cash balance *last row+, add or subtract the Net difference from the Cash balance at the start of the month *top row+. This figure becomes the ne!t.

    employees and agents do not accept any liability to any person for the information or advice which is provided herein. uthorised by the /ictorian overnment, 112 3!hibition treet, &elb

  • 7/25/2019 Cashflow Forecasting Template

    5/50

    Month ten +otal

    Au4ust ctober ;o&e)ber Bece)ber

    $6,21# $2,661 $7,#0# $1#,0"# -$1,116

    $#,16! $#,212 $#,#00 $#,#!! $#,0!0 $# ,#20

    $ , 75 $ ,666 $ ,77! $ ,!"1 $5,016 $ !, !7

    $0 $0 $0 $0 $0 $0

    $7,643 $7,878 $8,078 $8,279 $8,096 $82,807

    $0

    $20,000

    $0

    $0

    $0 $0 $0 $0 $0 $20,000

    $",!43 $",#"# $#, "# $#,2"9 $#, 9! '''

    8,580 20,592 $5 ,"12

    type. If you're not sure how to use this worksheet, there's a plain nglish

    If you are using the worksheet as part of a business plan, fill out as much as you can withppen if something changes e.g. e!penses go up by "#, using the cash flow scenario

    Monthei4ht

    Monthnine

    Monthele&en

    Montht*el&e

    /epte)ber

  • 7/25/2019 Cashflow Forecasting Template

    6/50

    $0

    $8,580 $0 $0 $20,592 $0 $54,912

    20 18 20 18 18 220

    $0

    462 $ 62

    22 22 22 22 28 $275

    $0

    $0

    $0

    $504 $40 $42 $40 $46 $957

    275 $1,100

    $0

    $0

    $0

    $0 $0 $275 $0 $0 $1,100

    $0

    $0

    $0

    $0

    $0

    $0

    $0

    $0

    $0

    $0 $0 $0 $0 $0 $0

    330 347 275 198 110 $2,6"5

    $0

    $0

  • 7/25/2019 Cashflow Forecasting Template

    7/50

    $#00

    $0

    $330 $347 $275 $198 $110 $2,995

    $0

    $110

    $0

    $0 $0 $0 $0 $0 $110

    1,230 1,230 1,230 1,230 1,230 $1 ,760

    260 260 260 260 260$#,120

    135 135 135 135 135 $1,620

    $0

    $0

    $1,625 $1,625 $1,625 $1,625 $1,625 $19,500

    $0

    $0

    $0

    $0

    $0

    $0 $0 $0 $0 $0 $0

    $0

    $1,625 $1,625 $1,625 $1,625 $1,625 $19,500

    130 160 $ 20

    26 44 71 33 30 $5 "

    $#05

    $0

  • 7/25/2019 Cashflow Forecasting Template

    8/50

    $0

    $0

    $0

    $0

    $0

    $156 $44 $71 $33 $190 $1,274

    $0

    1,180 400 $2,#50

    $0

    $0

    $0

    $0

    $0

    $0 $1,180 $0 $0 $400 $2,350

    $20,000

    $0

    $0

    $0

    $0

    $0

    $0 $0 $0 $0 $0 $20,000

    ''' $3,23! $2,2## $22,4## $2,3" '''

    -$#,552 $ ,6 2 $5,7"0 -$1 ,20" $5,725

    $2,!! $",3 3 $ 3, 93 $ , ! $4,! 9

    onth%s new cash balance., . ,

    urne, 2000. 4 epartment of Innovation, Industry and 5egional evelopment 6007

  • 7/25/2019 Cashflow Forecasting Template

    9/50

  • 7/25/2019 Cashflow Forecasting Template

    10/50

  • 7/25/2019 Cashflow Forecasting Template

    11/50

  • 7/25/2019 Cashflow Forecasting Template

    12/50

  • 7/25/2019 Cashflow Forecasting Template

    13/50

    "#$

    "%$

    &%$

    #$

    %$

    (#$

    (%$

    ##$#%$

    )#$

    )%$

    *#$

    *%$

    +#$+%$

    #$

    %$

    #$

    %$

    -#$

    - #$

  • 7/25/2019 Cashflow Forecasting Template

    14/50

  • 7/25/2019 Cashflow Forecasting Template

    15/50

  • 7/25/2019 Cashflow Forecasting Template

    16/50

  • 7/25/2019 Cashflow Forecasting Template

    17/50

    Small Business Victoria: Information sheet

    Cash flow scenario planner

    Changes in sales income

    Changes in expenses

    Month six Month ten

    $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

    Cash in (record when actually recieved)Operating revenue

    ollection o recie&ables

    $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

    Total Operating Revenue $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

    Other Source o! "a h #n!lo

    'rocee(s ro) sale o assets

    Fun(s borro*e(

    +ax re un( rebates

    ther sources o cash in.o*

    %Cash flow worksheet Use this automated cash flow worksheet to forecast and record cash flow. The worksheet will update your figures as you type. If you're not sure how to use this worksheet, there's a plain nglishe!planation of cash flow as well as an easy-to-follow worked e!ample in the ffice of Small Business information sheet Business essentials: cash-flow forecast and break-even pfrom the 1inancial 2anagement section of the Business Victoria we3site at www.3usiness.4ic.go4.au.5

    How to use it: Type your cash balance at the beginning in cell B10. Then type in your monthly figures for cash in and cash out, month by month. If you are using the worksheet as part of a businessyour cash flow projections and replace these with real figures when you have them. ou can also use this cash flow worksheet to test what will happen if s