Cashflow Express

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Ca $ h Flow EXPRESS PRICELESS No. 1 / Vol. 3, 2013 INSIDE: Learn about the National Association of Residential Property Managers Continued on pg. 7 CashFlow in the Mid West with SBD Housing Solutions By Stephanie B. Mojica, staff reporter I nvestors from around the world are flocking to the Mid West to pur- chase rental properties at discounted prices. The values can be outstanding. In fact, just this year, Missouri real es- tate entrepreneur Marck de Lautour, a native of New Zealand, bought a 12-unit apartment complex valued at $300,000 for just $10,000. Six of the units were occupied with the tenants paying $400 a month in rent and de Lautour and his staff members at SBD Housing Solutions were able to recoup nearly 25 percent of the initial investment the very next day! He freely acknowledges that this doesn’t happen every day, but stories like this are hap- Join Marck de Lautour on his Property Tour in Kansas City pening more and more, often as banks desperately try to unload foreclosure properties at auctions on the court- house steps. “The banks need the cash and value it is getting today. Lenders are fast learning, and statistics prove that they lose about 50% of the value of the note if they take a property back and have to sell through a REALTOR ® on the open market,” explained de Lau- tour, who started SBD Housing Solu- tions in 2002 in an effort to capitalize on the growing number of financially distressed homes in the Kansas City, Missouri area. Though most real estate investors will not regularly strike a dream deal tions, manufac- turing, service, distribution and government sec- tors are heavily represented Investors can expect 10-14% yield rates on investment homes Rehabbers can expect 25-30% equity in homes after repair The median rental rate is $1,000 Typical investment property is a 3 bed / 2 bath and 2 car garage home Kansas City is home to profes- sional hockey, soccer, baseball and NFL football franchises K ansas City, Missouri, boasts all the characteristics that investors are looking for when buying for long-term holds: a growing population, a diversified econo- my and an educated workforce. The following are some additional highlights that make the “City of Fountains” such a popular stop for savvy real estate investors: Stable economy with lower than average unemployment Diverse employment base: educa- tion, technology, telecommunica- Marck de Lautour leads investors on a foreclosure tour in Kansas City, Mo.

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The newest issue of CashFlow Express is here! Don't miss the prosperity bus that is rolling your way... Inside you'll find tips and techniques to SKYROCKET your wealth in real estate, stocks and business. Our writers are some of the nation's most successful investors and they are sharing their SECRET$ with YOU. Download it today!

Transcript of Cashflow Express

Page 1: Cashflow Express

Ca$hFlowEXPRESS

PRICELESSNo. 1 / Vol. 3, 2013

INSIDE: Learn about the National Association of Residential Property Managers

Continued on pg. 7

CashFlow in the Mid West with SBD Housing SolutionsBy Stephanie B. Mojica, staff reporter

Investors from around the world are flocking to the Mid West to pur-chase rental properties at discounted

prices. The values can be outstanding. In fact, just this year, Missouri real es-tate entrepreneur Marck de Lautour, a native of New Zealand, bought a 12-unit apartment complex valued at $300,000 for just $10,000.

Six of the units were occupied with the tenants paying $400 a month in rent and de Lautour and his staff members at SBD Housing Solutions were able to recoup nearly 25 percent of the initial investment the very next day! He freely acknowledges that this doesn’t happen every day, but stories like this are hap-

Join Marck de Lautour on his Property Tour in Kansas City

pening more and more, often as banks desperately try to unload foreclosure properties at auctions on the court-house steps.

“The banks need the cash and value it is getting today. Lenders are fast learning, and statistics prove that they lose about 50% of the value of the note if they take a property back and have to sell through a REALTOR® on the open market,” explained de Lau-tour, who started SBD Housing Solu-tions in 2002 in an effort to capitalize on the growing number of financially distressed homes in the Kansas City, Missouri area.

Though most real estate investors will not regularly strike a dream deal

tions, manufac-turing, service, distribution and government sec-tors are heavily represented• Investors can expect 10-14%

yield rates on investment homes• Rehabbers can expect 25-30% equity in homes after repair• The median rental rate is $1,000• Typical investment property is a 3 bed / 2 bath and 2 car garage home• Kansas City is home to profes-sional hockey, soccer, baseball and NFL football franchises

Kansas City, Missouri, boasts all the

characteristics that investors are looking for when buying for long-term holds: a growing population, a diversified econo-my and an educated workforce.

The following are some additional highlights that make the “City of Fountains” such a popular stop for savvy real estate investors: • Stable economy with lower than average unemployment• Diverse employment base: educa-tion, technology, telecommunica-

Marck de Lautour leads investors on a foreclosure tour in Kansas City, Mo.

Page 2: Cashflow Express

By Linda Pliagas, publisher/investor

Welcome to a new issue of our financial newspaper, CashFlow Express. This is our third edition. When we began the

publication last year, I wasn’t sure where this path would lead us. I just knew we needed to have an-other avenue for disseminating important invest-ment news, tips, and information in addition to our quarterly real estate magazine Realty411(www.Realty411guide.com).

The real estate industry and the financial mar-kets are fast-paced and ever changing and, in an effort to keep up, we decided to add CashFlow Express into the mix.

In this issue, we are excited to feature Marck de Lautour on the cover. Marck is a the owner of SBD Housing Solutions. He locates and secures phenomenally discounted deals in the Kansas City market. Investors from around the world rely on Marck to find them foreclosures that have the potential to be steady income producers, once they are spruced up.

Living in Coastal California where the average 3 bedroom / 2 bath home is about $650,000, I was amazed to see solid homes for under $65,000! I was reminded of the reasons why I chose to start investing out of state back in 2005. The numbers make more sense outside of my expensive zip code.

Many of my colleagues questioned my deci-sion to begin investing long distance, but I as-sured them that, with the right property manage-ment, my funds and property would be safe. Long distance landlording works well for me and my family thanks to the dedication and hard work of our property managers who live in the area.

Having owned multifamily rentals in five states now, I know how crucial finding an honest and professional property manager is, this is why I’m so delighted that we have NARPM as a sponsor in this issue. NARPM stands for the National As-sociation of Residential Property Managers.

NARPM provides important education and training to the property management industry. Property management is the crucial element of success for investment properties so please utilize their website to locate a member property manag-er. Be sure to visit their site at www.NARPM.com to learn more about their organization and to find a member property manager in your area. If you are a property manager, be sure to schedule The NARPM Broker/Owner Conference on February 19th and 20th on your calendar. Keep in mind that you do not have to be a NARMP member to attend this important event in Las Vegas.

I want to welcome all of our advertisers, read-ers, friends and fans to our brand new CashFlow Express edition. I’d like to also encourage you to connect with us online. Our media company is the administrator of many online social networking groups reaching nearly 30,000 globally. Be sure to connect with us on social media to receive daily updates on industry news, as well as information that may help you advance in your career as an investor or real estate professional.

Again, thanks for reading our publication and hopefully I will meet you soon at one of our live events. In the meantime, please let me know if I can help in any way. I enjoy hearing from all of our readers.

Best Regards,Linda Pliagaspublisher: 310.994.1962 | e: [email protected]

Be sure to connect with me on Facebook, Twitter, LinkedIn or Google+

WELCOME

CashFlow Express is published in Santa Barbara County by Manifest Media Partners. © Copyright 2013. All Rights Reserved. Reproduction without permission is strictly prohibited. The opinions expressed by writers and columnists are not endorsed by the publishers and/or editorial staff. Before investing in real estate, stocks, bonds, mutual funds, gold, or securities, seek the advisement of a trusted financial advisor, attorney or tax consultant. Investing in any asset and market sector is risky business and may result in loss of capital. Please invest responsibly. PRINTED IN THE USA ~ GOD BLESS AMERICA

FOUNDERLinda Pliagas

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Passive Income for Today & Tomorrow

Ca$hFlowEXPRESS

Yes! You can be rich from owning real

estate and trading stocks. We’ve all heard the story of the

little old lady who lived modestly and worked as a school teach-er for 40 years. She never earned more than $35,000 per year, owned a modest home, and shared her life with two cats. Once she died, her rela-tives discovered a $150,000 life insurance policy and $1.5 million in stocks that she left to the elementary school’s scholarship fund.

The national media loves to air these stories. It seems there are several old ladies who fit this seemly unique profile year after year. How could that be?

Investing in stocks is not the world’s most challenging task. In fact, at its core, it’s very simple. The truth is that the stock market creates millionaires every year. Investing in stocks, with wealth in mind, is easier than you think.

Invest In What You Know

Wanna be a good stock market in-vestor? Keep it simple and start with

companies and products with which you are familiar.

If you’ve ever opened a can of Coca Cola on a hot summer day and felt refreshed and invigorated, why not own the stock? It’s a product you know with a story you understand. When I say “a story you understand,” I mean to say that you understand

how the Coca Cola Corporation makes money, or to ex-press it in Wall Street terms, you understand how the company earns revenue. The more bottles and cans of Coke that Coca Cola sells around the world each day, the larger the com-pany’s profit. Over

the past ten years Coke stock (symbol KO) has risen from around $40 per share to a high of $71 — $1000 in-vested in Coca Cola stock ten years ago would be worth $4,100 today; $10,000 invested in Coca Cola stock would be worth $41,000 today.

If you spend more than $100 per year eating fast food, why not own the stock? Over the past ten years McDonalds stock (symbol MCD) has risen from a low of $15 per share to a high of $95 per share.

By Doug CarverOrganizer Pasadena and Burbank Cashflow Meetup Groups

I can remember my first time play-ing Robert Kiyosaki’s Cashflow board game about eight years ago and how it started a chain

of events that continues to this day. What stuck with me most was not the “how to” of playing the game but the people that I met at the event. These were not like the normal people in my life that would tell me I was crazy for trying to start my own real estate business or that financial freedom was impossible without a steady well-paying job. The people I met were excited about learn-ing and expanding their knowledge on how to achieve financial freedom. They were active investors in real estate and the stock market. They were small busi-ness owners with a passion and vision for creating more financial success in their lives. Overall, they had a mindset for prosperity that I like to call a “Cash-flow” mindset.

A lot of people complain that Kiyosaki does not provide the specific details on how people should implement his strat-egies to create financial freedom in his books and programs. Truth is he never spells out a step-by-step “how to” for building long-term financial freedom. What he does teach is far more impor-tant, and that is how to create a “Cash-flow” mindset. Kiyosaki describes it in his book Cashflow Quadrant moving your mindset from the E (employee) and S (self-employed) side of his Cashflow quadrant to the B (business owner) and I (investor) side of the quadrant. In lay-man’s terms, it’s the mental shift from someone who seeks financial security at all costs to someone who can confidently and knowledgeably take measured risks. This is a simplistic definition but a very important one to understand. Without the correct mindset, it really doesn’t matter how much you learn the “how to” of real

estate investing, trading stocks, building a strong MLM business, etc. You will not succeed. It’s like trying to grow corn in a field of sand. The seeds will not germi-nate and you’ll end up with next to noth-ing to harvest in the fall.

How, you ask, does this relate to the Cashflow game? Well, after playing the game a bunch of times, I learned the “how to” of getting out of the rat race, but I still was not able to take what I learned from the game and apply it to my real-life financial situ-ation. However, I

realized that the time I was spending with my new Cashflow friends was changing the way I thought about money and my financial future. I no longer viewed the stock market as a giant rigged system for losing money. I began to see the tremen-dous opportunities in the sinking real es-tate market even as many people I knew were losing money on deals that had gone bad. Overall, I saw for the first time op-portunities all around me to create wealth even as the newspapers talked constantly of the “Great Recession.”

Today as a result of my ongoing in-volvement playing and organizing local Cashflow events in Southern California, I have a thriving real estate investing business. It was after speaking with one of my Cashflow friends who was a real estate investor that I was encouraged to start wholesaling distressed properties. It turned out to be a great decision. More recently, I’ve begun to learn how to suc-cessfully trade in the stock market using options. As a self-proclaimed real estate “zealot”, I never would have dreamed of investing in the equity markets. Howev-er, after playing Cashflow 202 with my Cashflow friend ,who is an active trader, and learning about his trading system, I was able to see the opportunity before me. I now fully expect that investing in the markets will be a huge part of my fu-ture financial success in addition to my

Learn How to Create Stock Market Wealth Today

Investors Manifest a “Cashflow” Mindset

FREENo. 1 / Vol. 1 2012

Personal Finance News from the Publishers of Realty411 Magazine - www.Realty411Guide.com

Continued on pg. 2Continued on pg. 12

By Tyrone JacksonTheWealthyInvestor.net

Doug Carver (left) and Chris Hanson dis-play the Cashflow game to group members.

c o n t e n t s1 Discover Kansas City, Mo.

2 Publisher’s Note

5 The Main $treet Millionaires

6 CA Realty Trends with

GCA Equity Partners

6 Investor Spotlight

6 Myths About Land Trusts

8 Trading Stocks & Stock Splits

9 Coffee with Sensei Gilliland

12 Inside Our Expos & Mixers

14 Learn About NARMP

15 CashFlow Resources

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Passive Income for Today & Tomorrow

Ca$hFlowEXPRESS

FREENo. 1 / Vol. 2 2012

Continued on pg. 9

Personal Finance News from the Publishers of Realty411 Magazine - www.Realty411Guide.com

Receive Chris & Ruth’s “Property Analyzer” and guide to “How To Start Your Flipping Business”

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By Ginger Maciaswww.OCWholesalers.com

How would you like create your own “Money List”? I have one and every success-

ful real estate entrepreneur I know has one. Your money list is simply your list of customers who will do business with you on a consistent and profitable basis. This list is your most valuable asset in your real estate business; without it your business will not flourish, with it your busi-

Find Money for Deals...

Continued on pg. 6

Rehab Tips by the ‘Property Flip Pros’ of Southern CA

I t’s not easy to be a flipper in Southern California. The prices are steep, the competition fierce,

and the deals are few and far between. Yet, professional rehabbers Christian Yepez and Ruth Ortiz not only find a way to make it work, but they profit handsomely month after month while others struggle. Known as the “Property Flip Pros” Yepez and Ortiz credit their success on their many years of real estate educa-tion (they have been attending semi-nars and bootcamps together since 2005). They also acknowledge their

team consisting of personal and vir-tual assistants, private investors, hard money lenders, and other real estate brokers. “We have a lot of REALTORS and brokers who bring the deals to us be-cause they know we are serious all-cash buyers.” explains Ortiz. “We also have virtual assistants who are looking for deals and submitting offer after offer.” So many offers are made, that they may completely forget about the prop-

Page 3: Cashflow Express

Why UseA NARPM® MEMBER?

NARPM® property managers have heightened

expertise and industry knowledge to assist

them in doing the best possible job. They

are real estate professionals who know first-

hand the unique challenges of managing

rental property in today’s constantly changing

economic and legislative environment. They

know how to manage those challenges to

everyone’s benefit. NARPM® members

have access to numerous educational

opportunities, making them experts in the

rental industry; they adhere to the highest

Standards of Professionalism and Code of

Ethics; they can maximize rents and income

for you; and they will manage the property

efficiently, professionally and economically—

freeing you up to do other things, like relax.

www.WhyUseOne.comwww.narpm.org

The NARPM® Broker/Owner Conference is intended for the Owners and/or Managing Brokers of Property Management Companies. Sensitive topics will be discussed including employment issues, technology innovations, and company structure.Dates: February 19-20, 2013Location: Monte Carlo Resort & Casino, Las Vegas, NVYou do not have to be a NARPM® member to attend. Visit www.narpm.org/conferences/brokerowner/ for more information and to sign up.

Page 4: Cashflow Express

CashFlow Express • Page 4

Why Should You Invest In A Mobile Home Community?

Log on to any websites below to get more information

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Page 5: Cashflow Express

CashFlow Express • Page 5

Mike Conlon Teaches Investors to beMain $treet Millionaires

The New Main$treet Millionaires

M I K E C O N L O N

Mike has the unique ability to provide Americans with a realistic, no B.S. view of the financial world today – one that comes from his years of street-wise investment success in three different businesses – financial planning, mid-sized apartment complexes, and mobile home communities that have made him a true Main $treet Millionaire.

He has bought, rehabbed, and sold over $50 million worth of commercial multi-family (affordable apartment complexes and mobile home parks) involving 15 projects over the last ten years. He was a leader in the financial planning business in the 1990’s and early 2000’s as he grew a financial planning broker-dealer from $1.2 million in gross revenues to $40 million in six years and then sold it to a large national insurance company; he also managed over $100 million of client money in his own financial planning practice before becoming completely disillusioned with Wall Street money machine. He is a 1990 graduate of the University of Minnesota Law School.

Mike’s basic investing premise has brought him success over the last decade and he foresees even more opportunities over the next 10 years. Unconventional Wealth gives readers insight into the skillz they need to become Main $treet Millionaires.

UNCONVENTIONAL WEALTH:The New Main $treet MillionairesIn this book, Mike Conlon will show you an unconventional path to prosperity in this very difficult economy by providing quality, ethical, and affordable services to America’s largest and fastest growing consumer group. In order to prosper on this path, you don’t need a college degree, only the willingness to work hard and learn.

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Unconventional Wealth: The New Main $treet Millionaires by Mike Conlon

{ A Book Review by Isaac Newkirk III }

“Main Street Millionaire” is a term that author Mike Conlon uses to describe those of us who achieve financial freedom using an “unconventional path to prosperity.” That path is through entrepreneur-ship. While the overarch-ing message of the book is very positive (the fact that financial freedom is within the reach of all of us), some of his predictions are dark and dreary (sixty percent of the population will be amongst the working poor during the next decade).

Unconventional Wealth: The New Main $treet Mil-lionaires gets to the core of what it takes for an in-dividual to realize financial freedom; it explodes the myth of a society that chooses (primarily through education) which of us is going to be blessed with the good life.

Is it a self help book? Yes. Is it a testimonial to

entrepreneurship? Yes. Is it a step-by-step guide that can lead to financial independence?

It is all that and more. It is essentially an exposition of the wherewithal to succeed. Mike Conlon looks within and carefully charts his own experiences. He looks without and notes where the experiences of oth-

ers can be illumi-nating.

Unconvention-al Wealth begins with a reality check: a look at how things were and how they’re going to be. That old adage of “the proof of the pud-

ding is in the eating” has never rang truer as Conlon describes how “small department stores, niche re-tailers, upscale restaurants, etc. have been replaced by tattoo parlors, pawn shops, internet cafes, check cashing/bill pay stores, dollar stores and other ‘low end’ types of stores all over America.” The reader is forced to realize that the society we thought we knew, no longer exists.

But isn’t the job market improving, you ask? Con-

lon doesn’t trust the official government figures, and he suggests that you shouldn’t either. Besides, he avers, the way things used to be will never again be. He sees “two distinctly separate economies emerging — the daily struggle of the working poor and the insulated bubble of the rich.” It is for each individual to decide which segment he’ll reside in. Remember that adage about pudding and the eating thereof? As Conlon care-fully lays out his case for financial freedom, it’s hard not to acknowledge that, yes, these points make per-fect sense.

One of his major points is that college is a huge waste of money. Some august journalistic mediums (includ-ing the New York Times) have recently been running

book review

Mike Conlon’s book Unconventional Wealth is a guide through the maze of entrepreneurship. He gets you focused on the prize: learning the skills you need to survive in your chosen field.

Continued on pg. 11

ARE YOU READY FOR THE NEW YEAR?

GETPLATINUM MARKETING SERVICES

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MARKETCAPITALIZE

Page 6: Cashflow Express

CashFlow Express • Page 6

Realty Trends in California

GCA Equity Partners, LLC announced that its GCA California Real Estate Fund provided investors with an annualized return on contributed capital of 12.26% for the quarter end-ed September 30, 2012. Investors who have participated in the fund since incep-tion have realized a 12.04% total return, annualized through the same date.

The Fund earns money for its investors primarily by making short-term loans to borrowers who buy distressed real estate to rehabili-tate and resell. Loans are typically struc-tured so that the Fund receives monthly interest, as well as a portion of the appre-ciation for each project funded (known as “contingent interest”). Investments in the Fund are diversified into multiple loans and each loan is secured by the property to decrease risk and increase safety.

“Many investors are looking for alter-native investment options to increase re-turns and diversify their portfolios beyond traditional stocks and bonds,” said fund manager Charles Tralka. “That fact, along with our continued strong performance, brought multiple new investors to the Fund and caused many of our current investors

GCA Equity Partners, LLC Announces 3rd Quarter Results for its GCA California Real Estate Fund

•12.26% Annualized Net Return to Fund Investors for the Quarter•12.04% Annualized Net Returns to Fund Investors Since Inception

•S&P 500 Index Up 2.5% During Same Time Period (4.7% Annualized)

Myths about land Trusts

By Randy Hughes, Mr. Land Trust

I write and teach a lot about the many benefits to using a Land Trust to hold title to real estate investments. There is a lot of misinformation in the market-place about Land Trusts and a lot of bad advice given regarding these title holding trusts. After using these trusts for over 30 years I have found that the myths outnumber the facts. In this article I will dis-pel some of the myths that I hear over and over.

MYTH: My lender will not let me close my deal using a Land Trust (LT)TRUTH: This depends on if you are us-ing borrowed funds from a lender that must qualify you in the secondary mar-ket. If you must meet secondary market guidelines it is true that you must close the deal in your name, but you can put the property into a land trust the day af-ter closing. Once you have 10 secondary market loans (the maximum allowed) you must use a portfolio lender and they will let you close using your land trust.Note: Bank of America WILL let you close four secondary market loans using a land trust to take initial title. However, you must use an Illinois Land Trust and the property must be in Illinois.MYTH: Do I have to get a tax ID num-ber for my LT?TRUTH: The answer is no. Nor do you have to register your Trust Agreement with anyone.MYTH: You can’t do a Short Sale us-ing a LT.TRUTH: False. You can and I have and there are many advantages to using a LT for this type of transaction.MYTH: Is it true that I must record my Trust Agreement to make it val-id?TRUTH: No, and 99% of the time you would not want to record your trust agreement. However, there is that 1% reason that you might want to record. More on that in another article.MYTH: My attorney says Land Trusts are illegal in my stateTRUTH: This is probably not true. Al-most all states recognize the validity of a LT or a similar type entity (Title Hold-ing Trust, Common Law Trust, etc.). My experience is that a vast majority of lawyers do not understand Land Trusts and therefore do not recommend them. Too bad for their clients...they are miss-ing out on 50 reasons to use a LT (I have written a booklet called “50 Reasons to Use a Land Trust” and will send it to you for free if you send me an email at: [email protected]: If I use my LLC as the ben-eficiary of a Land Trust I must reg-ister the LLC in the state where the

property is located.TRUTH: Wrong! Many accountants will tell you this, but they are incorrect. The beneficiary of the Land Trust is not “do-ing business” in the state where the prop-erty is located...the Land Trust is...and the Land Trust is not required to register. Note: California has a law that says if you transfer more than 49% of ANY en-tity that owns property in CA or is the beneficiary of a Trust that owns property in CA, they have the right to tax you.MYTH: Land Trusts are expensive to set up and maintainTRUTH: Not true. If you follow my ad-vice to put each of your properties into a separate Land Trust and you hire an at-torney to do this for you, it WILL get ex-pensive. But you do not need to do this. You can learn how to set up and admin-ister your own Land Trusts (as many as you need/want) for only the continuing cost of recording each deed.MYTH: Land Trusts must have incor-poration papers and the State noti-fied.TRUTH: Wrong again! Land Trusts are not registered like corporations and LLC’s on a state-by-state basis (in fact, they are not registered at all...any-where!). This is one of the many reasons to start your estate planning with a Land Trust for each property you buy.MYTH: It is illegal to hide the owner-ship of property.TRUTH: I love this one. WRONG! It is not illegal to hold title to your real estate in a Land Trust to conceal the owner-ship (I call this being private about your business). The president of the United States, Barack Obama, owns his home in Chicago, IL in a Land Trust with his at-torney serving as the trustee. If it is good enough for our president, it should be good enough for you!

This is certainly not a complete list of misconceptions about Land Trusts, but is enough to digest for now. I will write more on this subject in future articles.Feel free to contact me if you have any specific questions. My number is: 866-696-7347. Or, [email protected]

investor Spotlight:Marko Rubel

to increase their account sizes with us last quarter.”

According to data from website Yahoo Finance (www.finance.yahoo.com),

the S&P 500 index was up approxi-mately 2.5% (4.7% annualized)

from March 20, 2012 through September 30, 2012, consis-tently underperforming the GCA fund during the same

time period.Wondering what else GCA

Equity Partners is up to? Stay up to date on Facebook and

Twitter. Be sure to visit their so-cial media pages for their latest news

and updates.

About GCA Equity Partners The Fund, a California State registered of-fering, offers investors an 8% annual pre-ferred rate, but targets total annualized in-vestor returns in the low double digit range through its combined interest and shared appreciation (contingent interest) lend-ing model. Investors must be California residents, meet certain income and/or net worth requirements, and limit their invest-ment in the Fund to no more than 10% of their net worth as defined by the State of California. More information about GCA Equity Partners and the GCA California Real Estate Fund is available at www.gcaequitypartners.com.

Meet the Founder of “Unlimited Funding Program”

Marko Rubel is the nation’s leading authority on pre-foreclosure and distressed property investing. His “Unlimited Funding Program” has enabled investors to buy

properties and profit WITHOUT using their credit or savings.

>>> Special Gift for CashFlow Express Readers:FREE “Unlimited Funding” Business Kit – Claim your copy here:

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Rubel is also one of America’s top educators, who is still an active, full-time investor participating in over 300 transactions. Using his proprietary automated systems, he earned profits exceeding $1,000,000 in a single year. When Rubel arrived in the United States he virtually had nothing.

In fact, he couldn’t even speak English. When he started investing in real estate, he was destined to fail because his credit was non-existent and he had no money. He turned his destiny around by discovering and perfecting the strategies that leverage other people’s credit. After a few hundred successful transactions, he perfected the system and created the Unlimited Funding Program.

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Page 7: Cashflow Express

CashFlow Express • Page 7

Photographs from left to right, clockwise: Marck de Lautour, owner of SBD Housing Solutions, leads our investor group on a tour of the foreclosure market in Kansas City, Mo. The group inspected numerous single family homes perfect for an investor’s rental portfolio. Photo above: Marck provides tips to investors in the group, who were both local and out of state. Below: SBD Housing Solutions specializes in top quality rehab work.

like the 12-unit apartment complex, many single-family homes and multi-family properties are selling at foreclo-sure auctions for as little as 30 cents on the dollar.

Buying a $150,000 home for $33,000 on the courthouse steps is fairly com-mon in these economically challenged times, which offers even inexperienced real estate investors an opportunity to

make a profit. “There’s no way you can buy cheaper than at the courthouse steps,” said de Lautour, “And obviously when you’re buying that cheap, the cash flow kind of takes care of itself.”

SBD Housing Solu-tions is a full service real estate firm that specializes in buying investments for their investor clientele.

The average client of SBD Housing Solu-tions not only enjoys a 12 to 15 percent return on investment, but the bonus here is the in-stant home equity of $25,000 to $30,000 that can be converted into cash if needed. SBD Housing Solu-tions has an A+ rating with the Better Business Bureau and has built a solid reputation that is drawing American cli-ents as well as international investors from as far away as South Africa, Hong Kong and New Zealand.

“We have a huge repeat business cli-entele, which we’re pretty proud of,” said de Lautour. “Although we can ser-vice the investor that is just looking to buy one or two homes, most of our cli-

ents are looking to build a portfolio of income producing assets.”

Buying any property at auction can be a risky proposition, but SBD Hous-ing Solutions has a detailed process that minimizes risk to clients. All prop-erties include title insurance.

Also, the investor has immediate possession of the property, which elim-inates the 30-day closing and rehab can

begin immediately.“Some of our best success stories

have been Rent Back to Owner deals, where we buy a property and then rent

it back to the former owner. Sounds like it goes against logic, but with so many adjustable rate mortgages, we find that good honest people just gave up on trying to work with the banks and are simply looking to get back to a fair rental rate for their home” explained de Lautour, “a classic example would be a home that sold for $135,000 in 2006, we buy it on the steps for $45,000, but rent it back to the former owner for

$950, dropping their payment down from the $1,300 that their mortgage had escalated to. Immediate cash flow to the investor and the people get to stay in their home… it is a true win-win.” In the Kansas City area, de Lautour has noticed a growing number of already occupied duplexes and four-plexes showing up at recent foreclosure

auctions. Whether an investor buys a single family home or a multi-family property, the team at SBD Housing Solutions is there to help him come up with the best cash flow plan pos-sible.

The SBD Hous-ing Solutions team takes more of a Financial Services approach to the in-dustry. Even though the investor owns the home outright, they say they treat their client relation-ships more like a partnership, where we are simply trying to build wealth for their clients.

“Right now is a great time to buy and we’re preaching buy and hold,” said de Lautour. “We can still flip in this mar-ket because we’re buying so cheap, but we always analyze our homes on a case by case basis. There are so many vari-ables in real estate investing, we have to look at the whole picture before mak-ing a decision on what makes sense for that individual owner.”

With the increasing number of home

foreclosures, the economy in Kansas City is strong but does not seem to be on a dramatic upswing, de Lautour says. Conservative investors can expect to wait three to five years to maximize the return on their investment properties. About 90 percent of SBD Housing So-lutions clients hold properties while the other 10 percent rehabilitate and flip the houses.

Investors may have different exit strategies, but one thing they can all agree on is that Kansas City is a market worth entering.For more information about SBD Hous-ing Solutions, call (816) 994-9401 or visit www.sbdhousing.com

“Right now is a great time to buy and we’re preaching buy and hold,” said de Lautour. “We can still flip in this market because we’re buying so cheap, but we always analyze our homes on a case by case basis...“

CashFlow in the Mid West, pg. 1

Page 8: Cashflow Express

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By Tyrone Jackson, investor/educatorwww.TheWealthyInvestor.net

When Hollywood actors and Silicon Valley executives want to increase their wealth, they turn to Tyrone Jack-son. He’s the founder and creator of the Wealthy Investor program. Each month, Jackson teaches beginners and seasoned stock market investors how to produce monthly income ranging from $5,000 to $30,000. He’s also the cre-ator of The Wealthy Investor’s Guide to Stock Market audio CD series.

Yes you can profit big from stocks splits!First, a little back story: For the past sixteen years I’ve been both a stock market trader and investor. As a result I have financial freedom. What’s financial freedom? To keep it simple, my stock market invest-ments pay my bills, allow me to take vacations and basically support my lifestyle. How did I get started?

Somewhere in my twenty six year career in the en-tertainment industry I was introduced to online trad-ing. It was love at first trade. Yes, I owned and still own real estate as an investment but I quickly came to realize that as long as I had internet access, I could buy and sell stocks as a form of passive income with-out attorney’s fee, closing costs or title searches. Plus I never have to go to court in an attempt to collect back rent, an experience every real estate investor be-comes acquainted with.

By contrast, the average stock trade took only two minutes to set up. When the stock was sold a week or two later most of time I had a profit and it was the software in my online trading account that actually triggered the sale. In fact, when most of my stocks were sold I was out enjoying my life. Yes, I was in love. This was so easy. I’d found my financial soul-mate. As I began to educate myself further as to the in-ner workings of the financial markets and Wall Street in general, I learned that investing in the stock market had historically been a tool used by the ultra-rich to create and pass on generational wealth. Hmm …light bulb moment. The internet was a game changer.

The internet, or World Wide Web as it was referred to at the time, meant that I had the same access to a stock’s historical data as did the wealthy. All of the

information that I needed to earn hun-dreds of thousands of dollars was now at my fingertips. Best of all, it was now FREE!

With great enthusiasm and curiosity, I began to study what it means to build wealth. What I learned was that tradi-tional forms of wealth building involved buying stocks and holding them, pur-chasing bonds for low risk income and real estate for a tax shelter. They say financial success leaves clues. If I just followed the patterns that have proven themselves over time, I could be really rich within a ten year period of time. No

problem, count me in.When it comes to investing in stocks for the long

term not only were there systems but there were also secrets that only the really affluent knew about. These inside secrets helped create large amounts of wealth within a short period of time.

I’m now going to share one of these powerful tools with you. It is called a stock split. What is a stock split you ask? When the board of directors of a pub-licly traded company wants to attract and/or reward investors, one of the things they can do is offer a stock split. There are several different ways a stock can split. The most common splits are 3 for 2 and 2 for 1. By far the easiest and most profitable stock splits are 2 for 1.

A 2 for 1 split means exactly what it suggests. For every one share you own in a company, you’ll receive one additional share post-split. How can a 2 for 1 split help an average investor build wealth? Let’s take a look.

Patricia, an attractive and educated self-directed in-vestor, owns six hundred shares of Coca Cola (KO) in her IRA. Coke’s shares are currently trading at $80 dollars. She learns that the board of Coca Cola has de-cided to split its shares 2 for 1. Once the split occurs Patricia will be the proud owner of 1,200 shares of Coca Cola at $40 per share. The truth is, the amount of Patricia’s investment has not changed but she will own additional shares at half of the stock’s trading price.

Let the Gains BeginNow here’s where you, me and Patricia have the op-

portunity to earn big profit when stocks split. Fas-

ten your seat belts. When highly recognizable and profitable companies like Coca Cola split its stock price in half, it attracts “big money.” In The Wealthy Investor program we refer to institutional investors such as banks, insurance companies, college endow-ments, and hedge funds as “big money.”

Big money tends to purchase shares in lot sizes of 100,000 or more. When the right 2 for 1 stocks split happens, big money moves in to purchase even more shares. It’s the purchase of large blocks of shares that drive up the stock price. The historical pattern has been that stocks that split double in value within a year and a half. That means you, me and Patricia have an opportunity to double our investment when we invest in companies that have strong earning and split their shares.

The Red Hot 2012 Stock MarketIn April 2012 both Google (GOOG) and Coca

Cola (KO) boldly announced a 2 for 1 stock split. The Coca Cola split marked the first time in sixteen years that the company split its shares.

Stock Splits can be tracked and some say predict-ed by watching a company’s price over a three year period. When shares are at an all-time high, there’s generally a split coming.

Stock splits are public information. Want to make it easy to trade splits? Log on to: http://biz.yahoo.com/c/s.html to view the calendar of upcoming stock splits. There’s so much information available for the self-directed investor.

In addition to owning shares, one of my favorite low-risk strategies for investing in stock split is pur-chasing LEAPS options. On Wall Street LEAPS op-tions are something called a derivative. Derivatives are investment instruments used by more sophis-ticated investors for wealth acceleration. LEAPS stand for “Long Term Equity Anticipation Security.” A directive gets its value from the value of a single share of stock. They also grow in value exponen-tially when a stock price increases.

In a bull market, a LEAPS option allows a trader to turn $5,000 into $10,000 dollars each time KO increases five dollars post-split. LEAPS options would allow a big money institution investor to turn $500,000 into $1,000,000 each time KO shares in-crease five dollars. As a wealth coach and instructor, I find that most people fear the financial markets.

Sometimes they can’t even explain why. In the U.S. the secret of how to wealth build in the stock market continues to get passed on and stay within the upper classes. By upper class I’m referring to households that earn $500,000 dollars or more annually. There’s only but so much you can earn exchanging your time for mon-ey. If you want wealth you’re going to have to learn how to make money work for you. If you’d like to break through that financial glass for you and your family, you’ll need an open mind and a financial education. Stocks splits have long been a tool used by financially educated inves-tors to create large sums of wealth and retirement income. There’s no reason why, with the right education, you can’t be one of them.

Learn about Tyrone Jackson at:www.TheWealthyInvestor.net

CashFlow Express • Page 8

Trading Stocks and Stock Splits

Tips from a Master Educator & Club Director

Page 9: Cashflow Express

seller financing). Black Belt Investors business model is to create cash through buying and selling using the strate-gies mentioned earlier

to parlay the cash into buy and hold

properties to build wealth.

Q: Can you tell

us some mar-kets you are excited about?

A: To be honest I’m excited about many markets, however I will just name a few with high-lights. The Phoenix market has

given so much excitement over the years. I started buying there in the year 2000 when prices

were low, pulled out of the market in 2003 when all the investors rushed

in, and returned in late 2007 when investors were running out. We are able

to buy young properties (built in 1995 to 2007) for under $100,000, located in great areas in newer subdivisions that require little mainte-nance; plus they cash flow. Many of us are buying for these reasons, plus for future appreciation.

I also love the Kansas City, Missouri market! If you want to own in a low key, solid and stable market that offers great returns from both flipping or holding, then Kansas City is a great place for you. Many of our investors are flipping properties and getting cash-on-cash returns of 10 to 18 percent while our landlords are getting an average of 15 percent capitalization rate.

Black Belt Investors also focuses on investments in El Paso, Texas (great rental market), Indianapolis,

By Linda Pliagas

A couple of times every year, Sensei Gilliland, CEO of Black Belt Investors, likes to sit down and have coffee individually with his students so they have the opportunity to ask any questions they have about real es-tate. In the spirit of this event, we sat down with Sensei one afternoon over a cup of java to discuss what is going on in the current market.

Question: What do you foresee for the real estate market in 2013?Answer: There is some good news and bad news going into 2013. The good news for the housing market, according to many recent surveys is that consumer optimism about homeowner-ship is on the rebound. The crash of the housing market scared many buyers away from real estate, however the 2012 American Dream Survey found out that the younger generation (known as Millennials, who are 18 to 34 years old), 72 percent said owning

a home is part of their American dream. Among renters in that same age group, 93 percent plan to buy a home in the future. Many rent-ers have recognized that rents have risen so much that owning is becoming cheaper than renting in many cities.

I also believe that the rising prices will unleash sellers into the market. Many of these sellers are in an equitable position just waiting for the market to turn so they can get a little more. The homeowners who had very little equity to those who were slightly under water will now be able to sell their property. The effect of rising prices will allow more inventory for the homebuyer to choose from.

The bad news for homebuyers and small inves-tors is competition with hedge funds. In active buying markets that offer very little inventory such as Southern California, Phoenix and Las Vegas, to name a few, it is very difficult to acquire residential properties. Hedge fund buying is pushing out the mom and pop buyer with their bully-like mental-ity. They have a lot of capital and the man power to monopolize markets. They intimidate buyers with their very large earnest money deposits, all cash offers and over paying by 10 to 30 percent with zero contingencies. Their business model is to purchase a lot of property in a short period of time, which will provide returns of only 7 to 9 percent.

Q: What strategies are working now?A: Buying rentals is the best strategy. If you have the ability to buy then do it! Prices are still below par, we have more people becoming renters so rents are rising, mortgage interests rates are at historic lows and the asset gives us tax advantages. Here at Black Belt Investors we are focused on cash flow, appreciation, equity and tax sheltering, which are all the best ingredients to build wealth. Today’s market truly is the perfect storm and we all need to take advantage of the opportunity.

The strategies that work to create cash through real estate would be wholesaling (flipping deals without cash or credit), rehabbing (fix and flips), and purchase options (lease options, subject to’s,

CashFlow Express • Page 9

Coffee wiTH SenSei

Tips from a Master Educator & Club Director

Indiana (fastest growing city East of the Mississippi), Cleveland, Ohio (great cash flow properties starting at $20,000), and Southern California (for flipping and appreciation).

Q: What are some issues that investors need to know or be aware of when buying real estate?A: One issue is the hedge funds I mentioned earlier. If your are getting beat up

buy these guys, then stay away from them and buy around them. If they are focused on properties in your area that are 10 years or younger, then buy the ones that are older than 10 years. If they are buying in a certain zip code then buy in the surrounding zip codes. If hedge funds are buying off the MLS and at the auctions, then buy probates and pre-foreclosures. What we do at Black Belt Investors is target distress properties and sellers before they get listed, get them under contract, then flip the deal to the hedge fund.

The second issue I want to mention is higher taxes for investors in 2013. We can expect long-term capi-

tal gains rate for most types of property will be 20 percent, regardless of your tax bracket. If you have a property for more than 5 years it will be taxed at 18 percent rather than at 20 percent.

Sensei Gilliland is a real estate master in the art of creating cash and wealth through buying, selling and investing in properties. He coaches hundreds of individuals each year to help the white belt (begin-ner) to black belt (advanced) investor reach their business and financial goals. He is the founder of Black Belt Investors, an education and investment company that teaches a complete balance of creat-ing cash and building wealth. Visit him at online at: www.BlackBeltInvestors.com or call 951-280-1900.

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Page 10: Cashflow Express

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Corona/Norco, Riverside County – Meet the 2nd Wednesday of the MonthDowney, Los Angeles County – Meet the 2nd Thursday of the Month

Page 11: Cashflow Express

articles along the same lines, so it’s hard to deny his position. According to figures from the U.S. Department of Education, 30% of college students drop out in the first year and almost 50% never graduate. And when you consider that college tuition is now 400 times more expensive than it was 30 years ago, the argument becomes even stronger.

As enlightening as are the sections of the book detailing the declining state of our so-ciety, the heart of the book is a how-to man-ual on the achievement of financial security. If the journey of a person’s life is akin to traversing a giant maze, Conlon’s book is a guide that gets you to the goal without hav-ing to run into the perennial dead ends of all

mazes. The key to achieving financial security is through entrepreneurship and the book initiates its journey by identifying the five industries that provide the greatest opportunities for the budding entrepreneur. Once having identified an industry for your career path, you learn how to acquire a bankable skill in that arena.

According to Unconventional Wealth: The New Main $treet Millionaires, “a bankable skill is one that leads directly to a job — sales, accounting, engineer-ing, hair stylist, nail technician, real estate developer, etc.”

Imagine having spent four years in college and spending hard-earned dollars on subjects that we’ll never use (art, philosophy, political science, etc.).

Mike Conlon’s book gets you focused on the prize: learning the skills you need to survive in your chosen field. And how do you acquire those skills on the

To learn more visit:

TheWealthyInvestor.net

Download Back Issues for FREE!!www.Realty411Guide.comwww.reWEALTHmag.com

cheap? The section on ‘Googling Your Education’ is worth the price of the book by itself. An often repeated definition of a good college education is “aside from acquiring knowledge in a particular curriculum, you learn how to learn.” That definition fits Unconventional Wealth. It extends its usefulness by giving abundant resources that detail how to obtain knowledge beyond the book. Much of what Conlon writes about is just plain common sense: wast-ing money on expensive weddings, avoiding Ponzi schemes, profligate spend-ing, the need to save money, and the like. The problem with common sense is that it’s not common. In the end, it’s difficult to disagree with the author’s belief that anyone willing to work hard, regardless of age, prior experience, or education level can control their own destiny and achieve financial freedom.

To learn more about Mike Conlon or his new book, Unconventional Wealth: The New Main $treet Millionaires, visit: www.mainstreetmillionaire.com

is it a self help book? Yes. is it a testimonial to entrepreneurship? Yes. is it a step-by-step guide that can lead to financial indepen-dence? it is all that and more..

SBD HOUSING SOLUTIONSFORECLOSURE INVESTMENT SEMINAR & BUS TOURSunday, April 21, 2013 - See Discounted Deals Live!9 am to 2 pm Bus Tour - 2 pm to 4 pm Q&A (Lunch Provided)For information: http://KansasCityTour2.eventbrite.com or 816.994.9401SBD Housing now Buying in FLORIDA, call us for more information.SBDHOUSING.COM

Book Review: Unconventional Wealth, pg. 5

CashFlow Express • Page 11

Page 12: Cashflow Express

www.realty411guide.com | Vol. 4 • No. 1 • 2011 A Resource Guide for Investors

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Ca$hFlowEXPRESS

Yes! You can be rich from owning real estate and trading stocks. We’ve all heard the story of the little old lady who lived modestly and worked as a school teach-er for 40 years. She never earned more than $35,000 per year, owned a modest home, and shared her life with two cats. Once she died, her rela-tives discovered a $150,000 life insurance policy and $1.5 million in stocks that she left to the elementary school’s scholarship fund. The national media loves to air these stories. It seems there are several old ladies who fit this seemly unique profile year after year. How could that be? Investing in stocks is not the world’s most challenging task. In fact, at its core, it’s very simple. The truth is that the stock market creates millionaires every year. Investing in stocks, with wealth in mind, is easier than you think.

Invest In What You Know Wanna be a good stock market in-vestor? Keep it simple and start with

companies and products with which you are familiar. If you’ve ever opened a can of Coca Cola on a hot summer day and felt refreshed and invigorated, why not own the stock? It’s a product you know with a story you understand. When I say “a story you understand,” I mean to say that you understand how the Coca Cola Corporation makes money, or to ex-press it in Wall Street terms, you understand how the company earns revenue. The more bottles and cans of Coke that Coca Cola sells around the world each day, the larger the com-pany’s profit. Over the past ten years Coke stock (symbol KO) has risen from around $40 per share to a high of $71 — $1000 in-vested in Coca Cola stock ten years ago would be worth $4,100 today; $10,000 invested in Coca Cola stock would be worth $41,000 today. If you spend more than $100 per year eating fast food, why not own the stock? Over the past ten years McDonalds stock (symbol MCD) has risen from a low of $15 per share to a high of $95 per share.

By Doug CarverOrganizer Pasadena and Burbank Cashflow Meetup Groups

I can remember my first time play-ing Robert Kiyosaki’s Cashflow board game about eight years ago and how it started a chain of events that continues to this day. What stuck with me most was not the “how to” of playing the game but the people that I met at the event. These were not like the normal people in my life that would tell me I was crazy for trying to start my own real estate business or that financial freedom was impossible without a steady well-paying job. The people I met were excited about learn-ing and expanding their knowledge on how to achieve financial freedom. They were active investors in real estate and the stock market. They were small busi-ness owners with a passion and vision for creating more financial success in their lives. Overall, they had a mindset for prosperity that I like to call a “Cash-flow” mindset.A lot of people complain that Kiyosaki

does not provide the specific details on how people should implement his strat-egies to create financial freedom in his books and programs. Truth is he never spells out a step-by-step “how to” for building long-term financial freedom. What he does teach is far more impor-tant, and that is how to create a “Cash-flow” mindset. Kiyosaki describes it in his book Cashflow Quadrant moving your mindset from the E (employee) and S (self-employed) side of his Cashflow quadrant to the B (business owner) and I (investor) side of the quadrant. In lay-man’s terms, it’s the mental shift from someone who seeks financial security at all costs to someone who can confidently and knowledgeably take measured risks. This is a simplistic definition but a very important one to understand. Without the correct mindset, it really doesn’t matter how much you learn the “how to” of real

estate investing, trading stocks, building a strong MLM business, etc. You will not succeed. It’s like trying to grow corn in a field of sand. The seeds will not germi-nate and you’ll end up with next to noth-ing to harvest in the fall. How, you ask, does this relate to the Cashflow game? Well, after playing the game a bunch of times, I learned the “how to” of getting out of the rat race, but I still was not able to take what I learned from the game and apply it to my real-life financial situ-ation. However, I

realized that the time I was spending with my new Cashflow friends was changing the way I thought about money and my financial future. I no longer viewed the stock market as a giant rigged system for losing money. I began to see the tremen-dous opportunities in the sinking real es-tate market even as many people I knew were losing money on deals that had gone bad. Overall, I saw for the first time op-portunities all around me to create wealth even as the newspapers talked constantly of the “Great Recession.” Today as a result of my ongoing in-

volvement playing and organizing local Cashflow events in Southern California, I have a thriving real estate investing business. It was after speaking with one of my Cashflow friends who was a real estate investor that I was encouraged to start wholesaling distressed properties. It turned out to be a great decision. More recently, I’ve begun to learn how to suc-cessfully trade in the stock market using options. As a self-proclaimed real estate “zealot”, I never would have dreamed of investing in the equity markets. Howev-er, after playing Cashflow 202 with my Cashflow friend ,who is an active trader, and learning about his trading system, I was able to see the opportunity before me. I now fully expect that investing in the markets will be a huge part of my fu-ture financial success in addition to my

Learn How to Create Stock Market Wealth TodayInvestors Manifest a “Cashflow” Mindset

FREE

No. 1 / Vol. 1 2012

Personal Finance News from the Publishers of Realty411 Magazine - www.Realty411Guide.com

Continued on pg. 2

Continued on pg. 12

By Tyrone JacksonTheWealthyInvestor.net

Doug Carver (left) and Chris Hanson dis-play the Cashflow game to group members.

You May Also Join by Calling:

310.499.9545or email: [email protected]

inside our expos & mixers...

STOCKTON, CALIFORNIA - REAL ESTATE EXPO & PROPERTY TOUR. Our first event in Stockton was a huge success! We had over 100 people attend from throughout the state, many of them arriving from the Bay Area and Southern California in search of cashflowing rentals. From left to right, first row: Linda Pliagas, publisher of CashFlow Express and Realty411, greets Geraldine Barry, publisher of REI Voice. Geradline is holding Real Estate WEALTH, which is the alter-native cover to Realty411. That title is marketed directly to accredited in-vestors; Next photo: Tamara Aaragon speaks to guests and reveals some secrets to the local market. Second row: Lamarr Baxter with Accuplan Benefits Services discusses the benefits of self directing an IRA.

SEATTLE, WASHINGTON - REAL ESTATE MIXER.We had the good fortune of visiting many new markets in 2012, includ-ing Seattle. Second row, photograph to the right: Mathew Owens of OCG Properties shares insight on how to locate a good investment property when investing outside of your market. Bottom row, from left to right: Ryan Kimura from Quest IRA explains the importance of self direction; Sensei Gilliland with Black Belt Investors with his wife and assistant for the day, Annamaria; Our event attracted both novice and savvy investors from throughout the Seattle area.

CashFlow Express • Page 12

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K,ANSAS CITY, MISSOURI - MID WEST REAL ESTATE EXPO. Our event in KC was fantastic! Here are some photos from our album. From left to right, first row: Marck de Lautour, CEO of SBD Housing Solutions, speaks with a fan after his presentation. Our Mid West Expo was attended by over 120 people, many of them were members of the MAREI (Mid West Real Estate Investors Association), founded by Kim Tucker. Left to right, second row: H. Quincy Long, president of Quest IRA visits with a guest. Quincy traveled from Houston to attend; Steve Bighaus from Guild Mortgage chats with Jim Jrolf from National Real Estate Insurance Group (NREIG). Our expo guests came from the surrounding Kansas City metro area as well as from California, Washington, Texas, North Carolina and Arizona. Next photo: Investors stay after the expo to talk real estate. Left to right, third row: Kim Tucker, founder of MAREI provided insider tips; Tim Norris with National Real Estate Insurance Group talks about why NREIG is so vastly different from other insurance companies; Roberta Eastman, an investor from California, chats with a former Californian who is now living in Kansas City. Throughout the day, numerous former Californians who now call the Mid West home came by to say hello, many of them moved for the real estate and business opportunities available in that region. Join us at our next Kansas City event in Missouri, for details see the advertisement on the back of this publication.

STOCKTON, CALIFORNIA - REAL ESTATE EXPO & PROPERTY TOUR. We heard about the phenomenal cashflow op-portunities available in Stockton from several sources, including a local broker, Pilar Tobias. We decided to investigate it further. Clockwise from left to right: A group picture outside of a newer 3 bed /2 bath rental home on the market for $75,000. This home would rent at market for about $1,200; Next, we visit an older home on the market for $45,000. The home needed a few cosmetics and carpet in one bedroom, but it had already been updated for the most part; The tile floor and newer kitchen counter tops make this a low maintenance rental property; Pilar Tobias, broker of Total Solutions Alliance LLC, explains the nuances of the local Stockton market as only a local investor and real estate professional can. Our guests joined us from throughout the state of California, from the Bay Area to Southern California. Would you like to join us for our next tour or expo? Simply join our FREE network at http://realty411guide.com/network to be invited as our guest. Sign up today!

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The mission of NARPM® (National Association of Residential Property Managers) is to be the profes-sional, educational, and ethical leader for the resi-dential property management industry.

In its vision, NARPM® aspires to be integral in the advo-cacy and recognition of the residential property management profession. NARPM® promotes four core values to its mem-bership:

1) Networking - Cooperation and sharing as colleagues; 2) Education - Promotion of education, business develop-ment, and professional designations; 3) Advocacy - Advance the profession by influencing issues that impact residential property management; and 4) Ethics - Respect and integrity among members brought about by ethical, honest and credible behavior.

THE REASON FOR NARPM®NARPM® is an association designed for real estate profes-sionals who know first-hand the unique challenges of manag-ing single-family and small residential properties. NARPM® offers an effective, professional learning environment for owners of property management companies, property manag-ers and their office staff.

The Association was started in the late 1980s by a group of single-family, residential property managers who recognized a need for education, networking and public recognition. Ralph Tudor was NARPM®’s elected first President in 1987. Then followed, the first newsletter in 1988, the first national conference in 1989, the first formal educational offerings in 1991, and the Code of Ethics and Professional Standards in 1994.

Beginning with 13 members in 1988 and continuing to in-crease each year since, NARPM® recently surpassed a total of 4200 members. It has grown into a national association with seven regions and over 55 chapters. Each chapter may

use a chapter website template supported by NARPM® to up-date their members.

The design of a Strategic Plan continues to lead NARPM® into the future. A National Convention and Regional Confer-ences are held each year. The 2013 National Convention will be held in San Diego, California in October 2013. NARPM® has also established access to a list serve for all members that acts as a help line for property management questions. Virtual Chapter Meetings that address property management issues are held via webinar and are recorded and archived on NARPM.org for members.

UPCOMING EvENTSOne of our events that may be of interest to readers of Cash-Flow Express is the Broker/Owner Conference being held in Las Vegas, NV at the Monte Carlo Casino & Resort on February 19 - 20, 2013. The NARPM® Broker/Owner Con-ference is intended for the Owners and/or Managing Brokers of Property Management Companies. Sensitive topics will be discussed including employment issues, technology in-novations, and company structure. You do not have to be a NARPM member to attend this event and more information can be found at http://www.narpm.org/conferences/broker-owner/

EDUCATIONEducation is a key component of the mission statement of NARPM® and our organization delivers educational courses that are essential to the professional performance and ad-vancement of residential property managers.

Current online courses include Ethics, Fair Housing, Hab-itability, Lead-based Paint Law, Maintenance: Basics and Beyond, Marketing, NARPM® 101, Office Operations, Op-erating an In-House Maintenance Company, Owner/Client Relations Essentials, Paperless Office, Personnel Procedures Essentials, Personnel Procedures Advanced, Risk Manage-

ment Essentials, Risk Management Advanced, and Tenancy. These are also offered in classroom settings. Information is posted at http://www.narpm.org/edu-cation/index.htm

Our instructors are active NARPM® members and principals in their own property management com-panies. They bring their practical experience to the classroom to enhance the learning process. These tal-

ented individuals are skilled at delivering the best possible training and are veteran educators. There are several profes-sional member designations that are symbols of success and professionalism in the industry. The first is the Residential Management Professional (RMP®) designation and then fol-lows the Master Property Manager (MPM®) designation. To obtain designations, coursework is required. CRMC® is a Certified Residential Management Company and CSS® is a Certified Support Specialist. If you are looking for a profes-sional property manager to handle your properties, check if they are a NARPM® member and also see if they possess one of these designations.

LEGISLATIvEThe NARPM® Governmental Affairs Committee is strongly committed to supporting the NARPM® goals of professional and ethical practices of rental home management through awareness, education and advocacy on behalf of its members on legislative issues that impact our businesses, clients and customers, as well as the products and services we provide to the general public. Its tasks include NARPM® position state-ments, assisting in lobbying efforts by designing education packages, educating Chapters on the need to set up Legisla-tive Committees and visit state legislature, create a “call to action” capability, and maintaining a central database of leg-islators. Information is posted on www.narpm.org/legislative

WHAT’S IN IT FOR YOU?As a NARPM member, you can network with like minded colleagues (no longer competitors), have access to education that can improve and grow your business, and receive desig-nations that are rapidly becoming recognized as symbols of professionalism.For more information, contact NARPM® National at:[email protected] or 800-782-3452

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team consisting of personal and vir-tual assistants, private investors, hard money lenders, and other real estate brokers. “We have a lot of REALTORS and brokers who bring the deals to us be-cause they know we are serious all-cash buyers.” explains Ortiz. “We also have virtual assistants who are looking for deals and submitting offer after offer.” So many offers are made, that they may completely forget about the prop-