221657_1418131304Dec 10 2014 Z3 LR.pdf
Transcript of 221657_1418131304Dec 10 2014 Z3 LR.pdf
Wreaths. Trees.Lights. Mangerscenes. Christmas
is clearly upon us. And eachyear it seems to come earlierand earlier. This year, a NewYork City radio station wasplaying 24/7 Christmas musicby the end of November. Thosewho shopped in malls werehearing the sounds ofChristmas long before themeals were being made forThanksgiving.
What is Christmas? It
must mean something morethan just a consumer free-for-all that engulfs our culture forthe last month of every year.But how do we untangle thatwhich is the core of Christmasand that which has beenappended to it (such as SantaClaus and reindeer) as theyears have progressed?
Obviously, the best placeto turn to is the source. Thoughthe celebration of December25th was several hundred years
What is Christmas really? By Pastor Russell Huizing
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December 10, 2014Zone 3, Vol. 12, No. 24
We are a Family, Friendly Publication
continued on page 30
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NOTE: To have your group’s announce-ment appear in Community Happenings,please e-mail your paragraph to [email protected].
DEC 10•Create a Gingerbread House for yourholiday table on Wednesday, December10, at 6pm. Adults now have the oppor-tunity to join to customize their own gin-gerbread house kits with a variety ofadornments. For more information, callthe library at 973-835-5044 or checkour website at www.riverdalelibrary.org.
DEC 12•Butler Public Library, 1 Ace Road, willhold their Second Family Movie Night,now showing Northpole Rated PG, 80minutes, on Friday, December 12, from 7-8:30pm. Come watch on our New 70” FlatScreen TV, purchased by The Friends of theButler Public Library. Program is open toall ages. Sign up at the circulation desk,or contact the library at www.butlerli-brary.org, or 973-838-3262.•Riverdale Library is hosting a FridayMovie Matinee on Friday, December 12,at 1pm. View a recent blockbuster movie
presented on our big screen. Special holi-day refreshments will be served. Pleasecall the library at 973 835-5044 for themovie title and to register.
DEC 13•The Bloomingdale United MethodistChurch, 65 Main Street, Bloomingdale, ishaving a live nativity event on Saturday,December 13 from 3-6pm, snow dateDecember 14. There will be a BethlehemMarketplace with live animals at the timeof the Census over 2000 years ago. MeetMary and Joseph while you visit the peo-
ple of Bethlehem; see the merchants atwork in their stalls. Make a craft at eachstation and enjoy some snacks. This is afree event and great for kids and families.Register or send your questions to [email protected] or call973-838-5140.
DEC 14•Our Lady of the Magnificat ChurchAnnual Christmas Concert will be Sunday,December 14, at 7:30pm, 2 Miller Road,Kinnelon. The highly acclaimed thirty-fivemember Christmas Festival Orchestra willbe conducted by Maestra Karen Pinoci.The program includes classical favoritesand traditional Christmas pieces. OLM’sSenior and Junior Choirs will join theorchestra for several selections. Specialguest artists this year are the Jordan PiperJazz Trio. For tickets or additional infor-mation visit www.olmconcert.com, or call973-838-5577 or 551-486-6674.
Dec 20•Family Matinee at the Riverdale PublicLibrary. Snack on popcorn and watch afamily film to celebrate the winter holi-days on Saturday, December 20 at 1pm.All ages welcome. Registration isrequired. Call 973-835-5044 orwww.riverdalelibrary.org to register.
JAN 7•Butler Public Library, 1 Ace Road, ishosting a movie party on January 7 at2pm. Come watch Breakfast at Tiffany’son our new 70” flat screen TV purchasedby The Friends of the Butler PublicLibrary. This free program is limited to25 participants. Call 973-838-3262, orstop by the library to pre-register.
Around theCommunity…•Butler Public Library, 1 Ace Road, will
host a Career Skills Workshop Seriespresented by Catherine Chadwick,Library Director on Thursdays: January8, January 22, February 12 andFebruary 26, from 6:15pm-7:45pm.This program is for job seekers, careertransitions, new or returning to theworkforce. All are welcome to attendthis free program is limited to 10 partic-ipants. Join us for these topics,Searching for a job in the 21st Century,Resume Writing, Cover Letters andInterview Tips. Class is limited to 10 stu-dents. Stop by the library to preregister,or www.butlerlibrary.org, phone 973-838-3262.•Butler Public Library presents Readingto Joey the Dog. This program is gearedfor 1st or 2nd graders or any child whoneeds to practice reading. Joey is afriendly, well-mannered golden retriev-er who helps children read in a pressure-free environment. Sign up for a free 15
100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor
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Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Denise Wirsing i Art Director: Robin Banta Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen ToddPlease e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
continued on page 6
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Two months ago, myyoungest son Samneeded a new phone
and our Verizon family plancould not accommodateanother line. I really wantedto put him on our plan, as wehave no limit on data or talktime, as were the plans of 5 orso years ago. Today, the major-ity of phone plans, regardlessof carrier, charge for data orlimit you and those that don’tcharge, reduce your speedwhen you exceed a certainlevel of data each month. Samis 14 which means he, by gen-eration, is a data hog and anunlimited data plan is essen-tial to his psyche and my wal-let too! What is a father to do?
Lo and behold, Sprint,introduced an unlimited dataplan that would not slowdown upon reaching a setusage level. Immediately, wesped to our local Sprint Kiosk,to purchase a new SamsungGalaxy S-5 Android phonewith unlimited data plan.Thephone cost over $600 and theplan was $60 per month wherethey would finance the phonewith no interest at just $50 permonth. Sam, remember, is 14so an insurance plan is critical,adding another $11 to themonthly bill bringing the totalto just over $100 per month.
Ok, we walk away withthe best phone on the market,unlimited data and a satisfac-tion guarantee, not happy, getyour money back. Well notexactly, as we found out.Service was fine except, nearWayne Hills High School, thephone doesn’t work very well,
exactly where Sam happens tobe 5 days a week. Though hedoesn’t use the phone everyday, we decided to give Sprintthe opportunity to better thesituation by explaining tothem our dilemma. After 4weeks, we attempted to cancelthe service, trying to “port-over” the phone to Verizon,who has excellent service atthe high school. Sprint refusedto tell me anything about myaccount unless I told them myaccount password or my child-hood best friend. I couldn’tanswer their questions, as Inever supplied the informa-tion to them since I was neverasked the questions when weinitially purchased the phoneand service. They refused tohelp me disconnect thephone. I asked for managers,supervisors and vice presidentsto speak to, explaining that Icannot possibly answer anyquestions for which I had notpreviously given information.I even visited the Sprint loca-tion in Butler to cancel theaccount and get a refund forthe phone. The clerk said Ihad to return to Willow Brookas each were third party retail-ers; not corporate ownedstores and they were the onlyones that could help us. I wasfurious to say the least as thishad consumed many hours ofenergy already.
So next I went to theVerizon store, after receiving a“special chip” by overnightmail directly from Verizon cor-porate, to place in the phoneso Verizon could communicatewith it. You see, up to this
point I was under the impres-sion that a Samsung Galaxy S-5 phone could use any serviceprovider, after all, it is the
newest phone on the marketand available from a myriad ofretailers as well. Boy was Iwrong! The Verizon storeinformed me that even withthe chip installed, the phonewould not operate properly orperhaps at all with Verizon,because this was a “Sprint”phone, unique and manufac-tured exclusively for them andcannot be ported over to any-one. Now, I had to go back tothe kiosk where I found outthe salesman made-up theanswers to the security ques-tions and password, neglectingto tell me what they were.Further, after speaking withthe Sprint tech people directlyfrom the kiosk, the phonecould not be changed to anyother service provider and Icould not get a refund as I wasover the 14 day window ofopportunity, even though the
reason for delay was to remedythe problem. Earlier, theSprint home office told me Icouldn’t port the phone unless
I paid the bill in full, (whichwas the balance of the phonepurchase price) so I did, righton the phone with my AMEXcard. So now, I have a paid forSprint phone that can’t bechanged to Verizon, theSprint service is deactivatedand I am unable to move it toVerizon or any other provider.Sprint offered me $170 for thephone I just paid $600 for andVerizon will sell me a new one,with a 2 year service contractcommitment for only $290.This is my current dilemma;I’m sure there are thousands ofpeople in a similar predica-ment. Sprint was dishonestfrom the beginning, signingme up with a promise of “satis-faction guaranteed,” makingup the answers to securityquestions and passwords with-out my knowledge, not dis-closing that the phone was
unable to be “ported” to any-one else, allowing me to can-cel the service, but not thephone and failing to refundmy money stating that I tooktoo long now to bring it totheir attention. They were dis-honest not to reveal that theSprint dealers are independ-ent contractors/retailers andnot actually affiliated with thecompany and other Sprintlocations have nothing to dowith each other. I feel dupedand severely disappointed thatthis kiosk independent retailerwill not step-up and rise to theoccasion and refund mymoney for the phone enablingme to take my business else-where.
I am devoting my finan-cial column space today to letmy readers know that theSprint “Satisfaction Guaran-teed” has a time limit of 14days (this was never initiallydiscussed) and you shouldthink twice before purchasinga phone and service fromthem. May my $600 expense,be a lesson to you and a warn-ing to them, not to treat thepeople in our communityunfairly, as a bad reputationtravels much faster than agood one. Basically everyoneneeds a cell phone today andthere are many choices inwhich to secure one. Pleaseremember this true story whenconsidering which cell compa-ny or retailer to use.
The holidays are here,put your family first by havinga no cost nor obligation lifeinsurance policy review withAmerican Prosperity Group!
Call me today to discuss thisvery important subject thatmay affect everyone whoneeds you. Remember thatpurchasing life insurance is anact of love for ones beneficiar-ies so give the gift of financialsecurity this holiday season byupgrading your life insuranceprogram before the holidayspass us by and your age andhealth may no longer be thesame.
Mark E. Charnet, CAS, isPresident and Founder of Amer-ican Prosperity Group. APG isthe Premier Retirement and Es-tate Planning Franchise in the
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The Christmas Tree isa tradition that camefrom Europe and
gained great popularity inthe United States, and thetraditional tree was oftenadorned with candles, stars,and food such as cookies andcandy to celebrate the sea-son. It was believed by somethat the candles representedlight, or the birth of theSavior who would be “theLight of the World.” Starsrepresented the light in thesky that led the travelers tothe birthplace of the infantJesus. The treats were a wayof giving thanks for havingfood throughout the year,and also served as gifts forchildren.
So where does the candycane fit in as a symbol ofChristmas? Back in the1400’s, priests in France
developed an all-white stickof candy that was straightand not hooked. As legendhas it, a French choirmasterin the year 1670 bent oneend of the straight stick ofcandy into the shape of theshepherd’s staff or crook, as itwas called. This crook thensymbolized the shepherds inand around Bethlehem who
were the first to hear thegood news. Red-and-whitestriped, peppermint-flavoredcandy canes began to appearat Christmas time in theUnited States during theearly part of the 20thCentury.Have a Merry Christmas and ahappy and safe Holiday Season!
December 10, 2014 Zone 3, Page 5
503 MAIN ST. • BUTLER • 973-838-9200www.flowersbutlernj.com
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Have aBlessedHolidaySeason
minute session with Joey. Limited to 4readers a week. Call 973-838-3262,visit www.butlerlibrary.org or stop in theLibrary, 1 Ace Road, to pre-register forDecember 23.•Butler Library presents Kid’s BookClubs. Jr. Book Club meets Mondays at5pm ages 5-8 years, and at 6:30pm forages 8-12 years. We read and discuss astory together. The sessions run contin-uously throughout the year on specifieddates. Each child who participatesreceives a free copy of the book whenwe have completed reading the story.Parents are required to remain in theLibrary during the program. Visit ourwebsite www.butlerlibrary.org, call973-838-3262 or stop in at 1 Ace Road.•The Circle of Friendship, a non-denom-inational support group for the separat-ed and divorced, meets at 7:30pm onthe first, third and fifth Thursday’s ofeach month at St. Mary’s Church 17Pompton Ave. Pompton Lakes. For fur-
It took me awhile to figureout that the “new andimproved” Joe wasn’t a win-
ning persona. When I wasaround 23, I was a hotshot staff
accountant at the WitcoChemical Corporation. Myaura at the time was that mypoop didn’t stink. Other peo-ple’s might have, but not mine.
I decided to venture outand look for a new job. A head-hunter set up an interview forme in a nearby town. I don’tremember the name of thecompany, but I sure rememberthe meeting.
My interviewer was ayoung guy who immediatelymade me feel very confidentand very comfortable. Abouthalf way through the interview,I planted my feet firmly on his
desk. We talked about women,partying and all of my consider-able conquests. When I left, hegave me a slap on the back andtold me he looked forward toseeing me soon.
I left feeling absolutelypositive that I had gotten thejob. When I arrived home,there was already a message onmy machine. The call was frommy headhunter.
Her first message was this,“Joe, I just heard from the com-pany and unfortunately, youdid not get the job.” When Iheard those words, my heartsank. The rejection didn’t
make sense to me. I thought Ihad connected with the inter-viewer on a spiritual level.
But the next words thatcame out of her mouthchanged the way I looked atmyself. She said, “Oh, by theway, he has a message for you:‘Grow up’!” Think about it...
I realized too late thatduring the interview, the inter-viewer was testing me. Hewanted to see how far I wouldgo. He opened the door, and Ijust ran my mouth. What wasimpressive to a 23 year-oldwhose life was a mess was
VERY unimpressive in the realworld! Have you had a similar“testing”? How did you do?Perhaps some changes need tobe made in your life so thatwhen you feel comfortable inan initial meeting, your trueself will be just the ticket.
Joe Pellegrino is an author, speak-er and consultant for Not JustAn Average Joe, LLC. Have
thoughts of your own? Send themto [email protected].
©2014 Not Just An AverageJoe, LLC.
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CommunityHappeningscontinued from page 2
continued on next page
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 7
ther information call the parish at 973-835-0374.•Bereavement Support Group meets onthe third Wednesday of every monthfrom 6:45-7:45pm at the Butler PublicLibrary, 1 Ace Road. The group is leadby Lea Shupp, author of “No One HearsMe Crying,” a non-fiction book aboutdealing with the loss of a loved one. Leawill speak from personal experiencewith anyone dealing with a similar situ-ation. Please call 973-838-3262 or stopby the library to sign up eachmonth.www.butlerlibrary.org.•The Pompton Lakes Republican Clubinvites you to its monthly meetings everythird Thursday, at the VFW Post 2906,Wanaque Avenue, Pompton Lakes.Membership is open to the public. Getinvolved with the PLRC and participate ininformative meetings, community out-reach, scholarships for youth, and socialactivities. Questions? Call 973-835-4025or email [email protected].
CommunityHappeningscontinued from previous page
May All YourHolidayWishes
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As the cost of livingcontinues to rise,holiday shopping
also has become much moreexpensive in recent years,and it can be easy for shop-pers to overextend them-selves financially come theholiday season.
According to a recentGallup poll, the averageAmerican plans to spendaround $790 per holiday sea-son, although many go aboveand beyond that amount.Starting off the new year indebt is a recipe for stress,which can have negative
repercussions for the rest ofthe year.
In addition to overspend-ing during the holiday season,many people stretch them-selves thin on Valentine’s Day,birthdays, and Mother’s Dayand Father’s Day. One way to
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make shopping more manage-able is to establish spendinglimits that dictate how mucheach family member can spendon each gift he or she buys.
It is important to exercisetact when approaching thesubject of gift limits. Discussthe topic with friends andfamily members with whomyou usually exchange gifts
long before the holiday sea-son. Agree on a reasonableamount of money each personwill spend on gifts. If neces-sary, ask everyone to writedown a figure and then deter-mine the average, using thatfigure as your spending limit.
Establishing a spendinglimit makes it easier for everyfamily to afford their holiday
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How to establish gift spending limits continued from previous page
continued on page 10
purchases. If there are six peo-ple on your shopping list andyou’re spending $50 per per-son, you know to allocate$300 for gifts. Saving andbudgeting can be adjustedaccordingly.
When no such limit isestablished, you may go over-board to compensate, even ifyou cannot afford to do so.
Another way to savemoney is to suggest giving thegift of experiences rather thantangible and potentially costlygifts. For example, take aloved one out for dinner orsuggest going on vacationtogether to make better use ofyour collective funds. A well-timed extended family vaca-tion in lieu of gift exchangesmay alleviate the stress of the
holiday season, much ofwhich can be traced to holi-day spending.
Establishing a gift-givingstrategy and budget for eachperson to work with can makefor a more peaceful holidayseason by freeing up time tospend with loved ones andplacing the focus on familyinstead of shopping.
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Deciding to get a dogcan be a life-alteringmoment. While the
decision carries with it awealth of responsibility, a dogcan change a person’s life forthe better, providing loyaltyand companionship for yearsto come.
Once the decision to geta dog has been made, prospec-tive pet owners must choose abreed. Various factors playinto this decision, includinghow much space the dog willhave at home, the groomingresponsibilities that comewith a particular breed and the
typical demeanor of a givenbreed. Because no two breedsor owners are the same, somedog-owner combinations maymake for a better pairing thanothers.
Descriptions of breedtemperament can provide awindow into the general per-sonality of certain dogs. Butsuch descriptions are not set instone, as each dog is uniqueand may exhibit behaviorsextraordinary to its breed.Factors such as socializationand training play key roles inhow dogs will react in situa-tions, and the following are
some dog breeds that have apropensity to be easy-goingand relatively easy to train.
Golden retriever: Goldenretrievers tend to be gregari-ous, docile and a good fit forfamilies. They are people-ori-ented, affectionate and loyal.Golden retrievers are moder-ately-sized dogs that needexercise to prevent boredom(which can compel them tocause damage around thehome). But golden retrieversare generally a good fit forfirst-time dog owners.
Labrador retriever: Aclose cousin to the golden
retriever, Labradors are anoth-er breed known for their goodnature and willingness to betrained. Labs shed and cangrow large, so that is some-thing apartment-dwellersmust consider before bringinghome a Lab.
Standard poodle: Poodlesare an intelligent breed thatare easily trained. Poodles canbe high strung if not givenample exercise, so this issomething prospective poodleowners need to consider.
Cavalier King Charlesspaniel: This is a well-propor-
Best breeds for first-time dog owners
visit our website at www.lifeandleisurenj.com December 10, 2014Page 12, Zone 3
Dr. Matthew Krupnick, D.V.M.
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continued on page 18
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 13
LOCATION246 Hamburg Turnpike,Suite 202 Wayne, NJ 07470
is certif ied by the American Board of Cardiovascular Disease and InterventionalCardiology. He is a member of the AmericanCollege of Phlebology and the American Society of Laser Medicine and Surgery.
Dr. Ghassemi specializes in advanced vascular procedures, which include VascularLaser Therapy for the treatment of varicoseveins, laser ablation and sclerotherapy. Healso specializes in advanced cardiovascularprocedures, including angioplasty, laseratherectomy and stenting.
Dr. Ghassemi received his M.D. from theUniversity of Medicine and Dentistry(UMDNJ)/Robert Wood Johnson MedicalSchool in Camden. His internship and residency were completed at the Medical College of Pennsylvania Hospital inPhiladelphia in Internal Medicine in 1991.He completed his fellowship at HahnemannUniversity Hospital in 1994 and in 1995completed an Interventional Fellowship atthe Albert Einstein Medical Center,Philadelphia.
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Spider veins and varicoseveins are different in ap-pearance but similar intheir causes. With vari-cose veins, the valves lo-cated within the veins are
diseased and do not fully close to preventblood in the vein from flowing in the wrongdirection (called “refluxing”). This results inbulging veins in the legs which are often blueor purple in appearance. These varicoseveins can cause pain, numbness and fatiguein the legs; and in more extreme cases cancause painful leg ulcers. We refer to spider veins as smaller dis-colored veins that have a spider web-likeappearance. These veins are generally notpainful, and are treated cosmetically. As we age, the risk of developing vari-cose veins increases. Approximately 30 –50% of adults suffer from the underlyingcondition, known as chronic venous insuffi-ciency, or CVI. Approximately 80% of patients arewomen and only 20% are men.Contributing factors that put a person atrisk of developing varicose veins include:
• Heredity• Age• Standing profession• Being overweight or obese• Hormonal issuesWhat Causes Varicose and SpiderVeins to Appear Non-functioning valves within a bloodvessel cause varicose veins. Veins returnblood back to the heart, but when a valvedoes not function properly, it causes bloodto flow backwards into the vein. This iscalled venous insufficiency and this back-ward flow causes vein enlargement. Spiderveins can develop for the same reason, butare further influenced by obesity, heredity,pregnancy and menopause.Signs of Vein Problems The symptoms are similar for varicoseand spider veins, but are typically more se-vere for varicose veins. Spider veins maycause minor burning or itching at the site.Varicose vein symptoms include leg achesor cramps, a feeling of leg heaviness, burn-ing, throbbing or tingling. Skin ulcers, espe-cially in the ankle area, are not uncommonwhen varicose veins are particularly severe.
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Now is the time to getready for Fall Fun.
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DIC
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visit our website at www.lifeandleisurenj.com December 10, 2014Page 14, Zone 3
Thanks to sales featur-ing heavily discounteditems, millions of peo-
ple wait to start their holidayshopping until the season hitsfull swing. But in spite of suchbargains, overextending budg-ets during the holiday season
is too tempting for many shop-pers to resist. However, shop-pers need not risk financialperil if they shop smartly andheed some dos and don’ts ofholiday shopping.
Do set a budget. Establishwhat you can afford to spend
on gifts and other seasonaltrimmings early on. TheNational Retail Federationestimates that the averageconsumer will spend around$700 come the holiday season.But not every person needs tobe a big spender. The “buy
now, pay later” mentality thatcredit cards offer lands manyshoppers in trouble, a stickysituation many only noticeonce the first bill comes due. Ifyou cannot afford to pay yourentire credit card balance offonce the bill arrives, you facesteep interest charges that canquickly add up. Instead, pick aset spending limit and keep toit no matter how tempting itmay seem to overspend with acredit card.
Don’t be fooled by falsesales. Retailers understandthat a good advertised deallures shoppers into theirstores. As a result, some retail-ers mark up the cost of certainitems in order to slash theprices for holiday sales. Even ifyou are saving the assumed 50
to 60 percent, the final cost ofthe item still may be higherthan normal. Comparisonshop and do your research soyou don’t fall victim to cleverpricing.
Do schedule time forshopping. Hectic schedulessometimes result in last-minute shopping that leads toimpulse purchases. Schedulesome distraction-free time foryour holiday shopping soyou’re less likely to rush intopurchases before thinkingthem through.
Don’t double buy. Someshoppers use the holidays as anexcuse to buy more for them-selves than the people on theirlists. While it’s tempting totreat yourself come the holi-day season, this is a great and
quick way to deplete yourbudget. If you plan on usingholiday deals to supplementyour own wardrobe or house-hold needs, reduce yourspending the rest of the yearand save money for year-endpurchases.
Do collect coupons andlook for purchasing incen-tives. Comparison shoppingnot only helps you get thebest price, but also it canshed light on coupons, ship-ping discounts and otherincentives that lower theoverall cost of products.Search online for Web sitesthat publish coupons andcodes for online discounts,including free shipping. Joina store’s marketing list and
continued on next page
the SQUARE AT RIVERDALEDos and don’ts of holiday shopping
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 15
Baroque Jewellersintroduces
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FOR CREATING TREASURED MEMORIES973 616-0888
92 Route 23N • Riverdale • BaroqueJewelers.comHOLIDAY HOURS: OPEN 7 DAYS A WEEK
Dos and don’ts of holidayshopping
receive emails with deals sent directly toyour inbox.
Don’t be afraid to delay some pur-chases if need be. If hosting a post-holidaygathering where gifts will be exchanged,it’s perfectly acceptable to delay buyingthose gifts until after Christmas orChanukah, when many items can befound at even lower prices. Many storesreduce prices on merchandise comeDecember 26, so you can wait until afterthe holidays to shop for items that will beexchanged with distant friends and rela-tives. This enables you to save moremoney and use any received gift cardstoward shopping.
Do keep a level head. Some peopleforget the true meaning of the season isspending time with loved ones. Gettingswept away by shopping and worryingabout deadlines can make the season lessenjoyable. Don’t allow the stress of holi-day shopping to compromise an otherwisejoyous time of year.
continued from previous page
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visit our website at www.lifeandleisurenj.com December 10, 2014Page 16, Zone 3
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 17
tioned and smaller dog that istypically affectionate, happyand outgoing. Typically eagerto please and intelligentenough for obedience train-ing, the cavalier is naturallywell-behaved and can getalong well with other pets.
Boston terrier: TheBoston terrier, also known asthe “Boston Bull,” is a com-pact brute of a dog. Althoughsmall in size, the Boston terri-er does not lack for personali-ty and tends to be playful andfriendly with a willingness tolearn. Bostons do require afirm human leader; otherwise,they may believe they run theshow.
These breeds are offeredas examples of good breeds forfirst-time dog owners.However, there are plenty ofother breeds out there thatwould make ideal pets, even
for the novice dog owner.Socialization, training andexercise are essential to shap-ing a dog into a trusted andhappy member of the family.
Dr. Matthew Krupnick is theowner of the Pequannock Ani-mal Hospital. He grew up inKinnelon and is happy to be
home – with his wife, three cats,and two dogs – to provide quali-ty and compassionate care for
pets in the community. The Pe-quannock Animal Hospital islocated at 591 Newark Pomp-
ton Turnpike in PomptonPlains. You can reach the hospi-tal by calling 973-616-0400.
There’s a lot of talkabout social securitythese days. For many
of us, social security paymentsare a big part of retirementplanning. Here are answers toa few basic questions on socialsecurity.Q. When can I start drawingbenefits?A. You can start to draw yourstandard benefit when youreach your full retirement age.That’s at age 65 if you wereborn before 1938. Full retire-ment age increases progressive-ly to age 67 if you were born inlater years. But you can chooseto receive a reduced benefit anytime after you reach age 62.The earlier you start, the biggerthe reduction. Or you canincrease the size of your month-ly payment by delaying drawing
benefits beyond your retire-ment age.Q. Will my benefits be taxed?A.Whether you’ll have to payincome tax on the social securi-ty benefits you receive dependson your other income. If your“provisional income” exceedscertain thresholds, up to 50%of your social security benefitscould be subject to tax. Thiscan go up to 85% at higherincome levels. Generally, pro-visional income is your totalincome from all sources,including tax-exempt interest,plus one-half of your socialsecurity benefits.Q. What happens if I keepworking while receiving socialsecurity?A. If you’ve reached fullretirement age, you can keepworking without reducing
your benefits. But if you’redrawing benefits in the yearsbefore full retirement age andstill working, your benefitscould be reduced. Generally,you’ll lose $1 in benefits forevery $2 you earn above a cer-tain amount ($15,480 in2014). Different rules apply inthe year you actually reachyour retirement age. In a fewcases, continuing to workwhile you’re drawing benefitscan actually increase yourlater benefits.Q. How do I decide when tobegin drawing benefits? A. Deciding when to startdrawing benefits and when tostop working is a very person-al decision, but it’s critical foryour retirement planning. Wecan supply the numbers andexplain the tax issues to help
you make the right choices.For assistance, give us a call.
Robert P. Sokoloff and Associ-ates, PC, is a year round, fullservice CPA firm providing awide range of Accounting and
Tax services to both Small Busi-ness and Individual Clients. Weare QuickBooks Certified Pro
Advisors and provide new busi-ness set up, training and sup-port. Our office is located at
166 Min St. Lincoln Park, NJ07035. Our website is
www.cpanewjersey.com andemail is [email protected] contact us by phone please
call 973-633-1001.
visit our website at www.lifeandleisurenj.com December 10, 2014Page 18, Zone 3
Physical Therapy - Speech TherapyOccupational TherapySensory Integration
Has your childbeen diagnosedwith...Cerebral PalsyAutismDevelopmental DelayBalance/CoordinationDisorderHypertonia(increased muscle tone)Hypotonia(low muscle tone)Down SyndromeSpina BifidaMetabolic DisorderTraumatic Brain InjuryWe can help, give us a call
973.616.830018 Newark Pompton Tpk
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Questions and answers aboutsocial security benefits
Best breeds for first-time dog ownerscontinued from page 12
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 19
It’s Chanukah and in Israeland in many places aroundthe world Jews are lighting
candles in their window asnight falls. They’re adding alittle light to the world andreminding everyone of the mir-acles that happened to theirancestors so long ago.
Over two thousand yearsago, the Jews of Israel wereruled by the Greek conquerorsof Syria. Antiochus, the Greekking, wanted all of his subjectsto live like Greeks so he madelaws forbidding Jews to practicetheir religion by forbidding thestudy of the Torah or keepingthe mitzvot. The Jews revoltedand had a whole army fightingthe Greeks. After many longyears, the Jews finally threwthe Greek army out of thecountry. The first thing theydid as soon as they conqueredJerusalem was to rededicate the
Temple (Chanukah means“dedication”.) When theytried to light the menorah, allthey could find was enough oilto last them for one day. Tomake more oil would havetaken at least a week – eightdays more likely. A miraclehappened and the little jar ofoil burned for eight days.
Ever since then, Jewshave celebrated the victoryover the Greeks during theholiday of Chanukah. On thefirst night we light one candle,on the second night we lighttwo candles, and so on. By theeighth night we have eightcandles burning brightly,reminding us of the eight daysthat the oil burned in theTemple and of the Jewish strug-gle against oppression.
“Pirsumei nisa” or publi-cizing the miracle is a veryimportant custom on
Chanukah. We light the can-dles in a window or by a doorfacing the street so that every-
one passing by will see themand remember the miraclesthat happened. The special
menorah we use on Chanukahis called a “chanukiah” inHebrew. It has places for eightcandles and an extra place forthe “shamash” – the candle weuse to light all the other can-dles.
There’s an old custom ofgiving children gifts of coins onChanukah. Sometimes thecoins are real and sometimesthey are made of chocolate(gelt.) Since the miracle ofChanukah happened through ajar of oil, one way to rememberthe miracle is to eat foodscooked in oil duringChanukah. “Latkes,” or potatopancakes fried to a crispy, gold-en brown are one popularChanukah food. “Sufganiyot”or jelly donuts are another asthey are also fried in oil.
“Dreidels” are a favoritetoy on Chanukah. They arefour-sided tops with Hebrew
letters painted or carved on thesides. The letters – nun, gimel,heh, and shin stand for theHebrew words: “Nes gadolhayah sham” (A great miraclehappened there.) One way toplay dreidel is to spin it formoney. Everyone puts a coinor gelt in the pot, then theyspin the dreidel to see whowins: nun means nothing –you don’t have to put in anoth-er coin and you don’t get any-thing; gimel means you geteverything in the pot; hehmeans you get half of what is inthe pot; and shin means youhave to put one into the pot.In Israel, a dreidel is called a“sevivon.” The sevivon has a“peh” instead of a shin on oneside, so that the letters standfor “Nes gadol hayah poh” (Agreat miracle happened here.)Happy Chanukah!
The story of Chanukahvisit our website at www.lifeandleisurenj.com December 10, 2014Page 20, Zone 3
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 21
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From Our Family to Yours, Have a Happy Holiday Season!
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COATING8 ounces vanilla candy coating(almond bark)1 tablespoon shortening½ cup white jimmies or sprinklesHeat oven to 325°F.
Combine butter, sugar,milk and almond extract in
visit our website at www.lifeandleisurenj.com December 10, 2014Page 24, Zone 3
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Snowballs
continued on next page
bowl; beat at medium speeduntil well mixed. Stir in flourand finely chopped almonds.Shape 2 teaspoons dougharound 1 almond half. Place1-inch apart onto ungreasedcookie sheets. Bake 13-15minutes or until set. Cool 1minute on cookie sheet;remove to cooling rack. Coolcompletely.
Place candy coating andshortening into bowl.Microwave 1 minute; stir.Continue microwaving, stir-ring every 15 seconds, untilmixture is melted and smooth.Place jimmies in shallow
bowl. Dip each cookie incoating (do not coat bot-tom); immediately dip topinto jimmies. Let stand until
coating is set.HELPFUL HINTS:
Use a mini food proces-sor to finely chop almonds.Substitute 1 cup white bak-ing chips for candy coating.www.landolakes.com
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 25
Check Out Our Full Menu Online
www.santinaspizza.com
FREECHEESE PIEWHEN YOU SPEND$40 or MORE
Toppings Extra. Plus Tax. Not to be combinedwith any other offer. Exp. 1/12/15.
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15% OffAny CateringOrder $125or MoreToppings Extra. Plus Tax. Not to becombined with any other offer.Exp. 1/12/15.
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combined with any other offer.
Exp. 1/12/15.$28.993 Large Pies
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$25.002 Large SingleTopping PiesTake-out OnlyToppings Extra. Plus Tax. Not to becombined with any other offer.Exp. 1/12/15.
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Toppings Extra. Plus Tax. Not to be combinedwith any other offer. Exp. 1/12/15.
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OwnersSandi & Jimi Nouri
Snowballscontinued from previous page
No matter how deli-cious a main coursemay be, a great dessert
has a way of being the mostmemorable part of a meal.Perhaps because it’s the finalthing a person eats during ameal or maybe because dinerstend to find dessert irresistible,the final course, when donecorrectly, makes a lastingimpression.
When entertaining guests,a special dessert makes a greatfinal way to show your guestshow much you value their com-pany before they go home forthe night. When hosting your
next soiree, the followingrecipe for “Pasticcio diCioccolato con Lampone(Individual Chocolate CakesWith Fresh Raspberries)” fromMichael White and JoannaPruess’ “Fiamma: The Essenceof Contemporary ItalianCooking” (Wiley) is sure tomake for a memorable finalcourse.
Pasticcino di Cioccolatocon Lampone (IndividualChocolate Cakes With FreshRaspberries)Makes 8 servings1 1/3 cups cake flour, sifted1/3 cup plus 2 tablespoons cocoa
powder, sifted¼ tea baking soda6 tab unsalted butter6 large eggs1 cup granulated sugar1 teaspoon vanilla extract1 cup heavy cream¼ cup confectioners’ sugar, sifted1 pint fresh raspberriesVegetable cooking sprayPinch of sea salt
Preheat the oven to 325F. Spray a standard muffin tinwith nonstick spray or fill 8of the cups with paper or foilliners.
Sift the flour, 1/3 cup of
visit our website at www.lifeandleisurenj.com December 10, 2014Page 26, Zone 3
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A dessert to delight hosts andguests alike
continued on next page
cocoa, salt, and baking sodainto a bowl and set aside. Meltthe butter in a small saucepanand set aside.
Combine the eggs andsugar in the bowl of an electricmixer fitted with a whiskattachment. Set the bowl overa pan partially filled with sim-mering water. The watershould not touch the bowl.Using a whisk, beat the egg-sugar mixture until it feels verywarm to the touch and all ofthe sugar has dissolved.Immediately remove the bowlfrom the heat and transfer it tothe electric mixer.
Whip the egg-sugar mix-ture on medium speed for 3 to4 minutes until it triples in vol-ume and is very thick and light
colored. Add the vanilla andwhip 2 to 3 seconds longer toblend. Remove the bowl fromthe mixer and gently fold inthe flour-cocoa mixture.
Place about 1 ½ cups ofthe batter in a separate bowland fold in the melted butter.Do this gently, as you do notwant to overwork the batter.Fold this into the remainingbatter. Divide the batter evenlyamong the cupcake tins. Bakein the center of the oven for 20to 25 minutes, or until a tooth-pick or knife inserted in thecenter of one cupcake comesout clean. Remove and coolcompletely on a rack.
While the cupcakes arecooling, combine the heavycream with the confectioners’sugar and the remaining 2
tablespoons of cocoa, beat intosoft peaks, and set aside.
Remove the cupcakesfrom the tin and place them ondessert plates. Spoon thewhipped cream on top, dividethe raspberries among theplates and serve.
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 27
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A dessert to delight hosts and guests alike continued from previous page
visit our website at www.lifeandleisurenj.com December 10, 2014Page 28, Zone 3
[email protected] CIRCLE OF EXCELLENCE
2002-2013Consistent
TOP PRODUCERin the WAYNE area.
TOWNHOME SPECIALISTRELOCATION AGENT~ SHORT SALE AGENT ~
OWE MORE THANYOUR HOME IS WORTH?
GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ
CALL MARIAat 973-986-6914 Cell
for CURRENT MARKET VALUEOF YOUR HOME
WAYNE $549,999Renovated 4BR, 2.5BA Colonial. Gourmet EIK, Family Room withFireplace. Over 1/2 acre property.
M A R I A F E R R I T OProfessional Full Service Realtor
KINNELON $550,000Smoke Rise-Exceptional 1.33 Ac. Level Prop-erty Ready To Be Built on. Septic System &Well Installed. House Plans Available. MLS2957233
KINNELON $649,000Smoke Rise-Gracious 11 RM 4 BR/2.1 BAPillared Mount Vernon Colonial set back on1.85 Park like Ac. w/Circular Driveway. MLS3169830
KINNELON $665,000Smoke Rise-A Charming Ambiance comeswith this Impressive 4BR/2+BA Ranch Situ-ated on 1.76 acres. 2 Fireplaces. MLS3149030
KINNELON $649,000Smoke Rise-A Charming Air comes with thisImpressive Contemp. Ideally Sited on 1.23Ac. 4BRS/2.2BTHs. 2C Gar. Cul-de-sac. MLS3127868
KINNELON $725,000Smoke Rise-24HR Gated Comm. 4BR/3.1BADutch Col. w/open Flr plan. Fin LL. 2C Gar.This Home Abounds w/Warmth & Charm.MLS 3185627
KINNELON $899,000Smoke Rise-Verify for Yourself the Charms ofthis Exceptional 4BR/3+BA Col. Lots ofSpace. 3 Fireplaces. Colonial Warmth! MLS1421358
KINNELON $915,000Learn the Basics of Superb Living in thisTruly Tempting 5 Bedroom, 4+ Bath Colo-nial Positioned on 1.46 acres. 3C Gar. MLS3182940
KINNELON $330,000Fab Opportunity to Build your Dream Homeon this Buildable Lot in a Very PrestigiousNeighborhood of Million $ Homes. MLS3161847
KINNELON $599,000Smoke Rise-Unmatched Country Elegancedescribes this Classic 10Rm 4BR/2.1BA Col.on 1.24 private Ac. Renovated to Perfection.MLS 3175765
KINNELON $600,000Smoke Rise-Truly tantalizing 4BR/3+BA Ex-panded Ranch w/elevator on 1.40 Ac. HugePrice Reduction! Move in Condition. MLS3123044
KINNELON $1,550,000Gift Yourself with Gracious Styling in thisCustom 5 Bedroom, 4+ Bath Colonial IdeallySited on 3 Acres. 3C Gar. Patio. MLS3182949
KINNELON $255,000Delightful 2 Bedroom, 2BA Town House end-unit. Master Bath, Ceiling Fans. Garage, Au-tomatic Sprinklers. An Excellent Buy! MLS3184247
Re/Max NeighborhoodProperties, 381 MainRoad in Montville,
participated in the NorthJersey Association ofRealtor’s annual holidayturkey drive on November
19th. The goal was to pro-vide over five hundredThanksgiving dinners forthose in need of assistanceand we are pleased toannounce our sale agentsat Re/Max Neighborhood
Properties have helped tomake this year’s drive a suc-cess and want to extend ourhappy holiday wishes to all.Call 973-334-3341 for allyour real estate needs today.
Re/Max Food Drive 2014
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 29
License #: NJ09980558654 ©2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Call today for a complimentary Mortgage Pre-approvaland know your buying power
before beginning the home buying process.
Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013
973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of November 18, 2014. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
Ryan BarryMortgage Banker
NMLS# 183464
CALL TODAY973-686-1500
142 Route 23 NorthPompton Plains, NJ 07444
AWARD-WINNINGCENTURION® OFFICE
SMARTER. BOLDER. FASTER.
CREST REAL ESTATE
From Our Family to Yours!PPAATTRRIICCIIAA WWOOJJTTYYSSZZYYNN,,
OWNER/BROKERMMAARRIIEE EEPPIISSAALLEE,,
BROKER/MANAGER
ADDIE SCATTAGLIA,REALTOR
ALEX GARCIA,REALTOR
ALMA GROSS,REALTOR
ANA ALONSO-BASSI,REALTOR
ANNMARIE DEGEORGE,REALTOR
ANTHONY CHEFF, REALTOR
CATHERINE (CATHY)LAWTON, REALTOR
CHRISTINE FISCHER,REALTOR
COLLEEN MCMAHON,REALTOR
CORY DEAK, REALTOR
DANIELLE FIORINA, REALTOR
DEBORAH JANKE, REALTOR
DIANE GELFAND,REALTOR
DONNA MARIE RAMA,REALTOR
DORY VALENTINE, ADMINISTRATOR
ELISA DESTEFANO, REALTOR
FRANCINE ELMODEMING , REALTOR
FRANK ZALFINO, REALTOR
GABRIELLA BARBARO,REALTOR
REGINA (GINA) PETRY,REALTOR
JAYME FACE,REALTOR
JOANNE MARTOCCI,REALTOR
JOHN TIERNEY, REALTOR
JOSEPH GONSALES,REALTOR
KELLY TITUS,REALTOR
KRYSZTOF (KRIS)KOWALCZYK, REALTOR
KYUNG HI (JONI) KIM,REALTOR
LINDA LEE ALLEN, REALTOR
LISA MARIE ELZER, REALTOR
LIVIA DEAK, REALTOR
LORRAINE PESCATORE,REALTOR
MARGIE WEST,REALTOR
MARLENE MELFI,REALTOR
MARSHALL BERRY,REALTOR
MARTHA BAKELAAR,ADMINISTRATOR
Happy Holidays & Best Wishes for a Wonerful Year Ahead
MARYANNE WARDEN,ADMINISTRATIVE ASST.
NICOLE RUGGERIO, REALTOR
PABLO CASTRO, REALTOR
PAVLE (PAUL) BIJELONIC,REALTOR
PHIL BLANDINE, REALTOR
SHELLEY LALONDE, REALTOR
SUZANNE PARISI, REALTOR
TAESOON YANG, REALTOR
TERE EPISALE,REALTOR
THERESA (TERRI)GOGOLEN, REALTOR
THOMAS MAGGIO,REALTOR
visit our website at www.lifeandleisurenj.com December 10, 2014Page 30, Zone 3
It’s that time of year again!
RE/MAX Neighborhood Properties Annual Glove and Mitten Drive
to Benefit Holiday Express!
We are collecting new gloves, mittens and/or monetary donations for bulk purchases at:
RE/MAX Neighborhood Properties
381 Main Road, Montville, NJ 07045
Especially in need this year are children’s gloves and mittens. ALL donations are greatly appreciated!
Thank you for your continued support!
www.HolidayExpress.org
in the making, the focus of thecelebration has very clearsource material. In the pages ofscripture, we see what theevents of the first Christmaswere and why we still celebratethat night thousands of yearslater.
Most of us are aware ofthe story of Christmas. Thebaby Jesus is born inBethlehem to a young, newlymarried Jewish couple - Josephand Mary. But this is no normalbirth. Mary, a virgin, is told byan angel that the baby con-ceived in her is from the HolySpirit (Matthew 1:20). Thismiracle happened to fulfill theprophecy of Isaiah 7:14, “Thevirgin will be with child andwill give birth to a son, andthey will call him Immanuel.”The place of His birth is nocoincidence either. Theprophets were clear that thepromised Messiah would be
born in Bethlehem (Micah5:2). Joseph and Mary, after atrip to Egypt to escape theanger of Herod, make their res-idence in Nazareth by the Seaof Galilee - again, a fulfillmentof scripture (Isaiah 9:1-2).
So what’s the big deal?Apart from the miracle of a vir-gin having a son, what is sonoteworthy to commemorateChristmas over two thousandyears later? This is where thescriptures come alive with veri-fication for the joy that hasbeen celebrated all these years.
There is little debate overthe humanity of Jesus. Mostwould agree that at the veryleast, He was the world’s great-est teacher. We see in Him alucidity of thought and morali-ty that is present in no otherperson. As we look at Him inthe Gospels (Matthew, Mark,Luke and John) it is difficultnot to walk away with a deepsense that He was not just a
good man, but a perfecthuman.
But scripture does notleave us there. It goes on todescribe Jesus as not only a per-fect human, but also as God.This is where we stumble in ourmodern times, but scripture isclear. In Colossians 1:19, weread, “For God was pleased tohave all His fullness dwell inJesus.” In Colossians 2:9 Godtells us that “In Jesus, all thefullness of the Deity lives inbodily form.” Jesus was not justa fully perfect human, He wasfully perfect God. This is notjust the writings of His follow-ers. Jesus claimed to be God(John 10:30) and asserted theattributes of God (Mark 2:5-12). Interestingly, this was fore-told in the scriptures in Isaiah9:6. Note in this familiar versethat a child is born who will becalled ‘Mighty God’ and‘Everlasting Father.’ Both theseterms are used elsewhere in
Isaiah as a reference to God(Isaiah 10:20-21 and 64:8). So,in this verse we see God pre-dicting through Isaiah that theMessiah would be both Godand man.
But again, we are left withthe question, “So what.” If wetake the scriptures at face valuewe can clearly see that Jesuswas both God and man. Whatis the celebration all about? Inorder to understand that, wemust go back to Job.
Job 9:33-35 says in refer-ence to his relationship withGod, “If only there weresomeone to arbitrate betweenus, to lay his hand upon usboth, someone to removeGod’s rod from me, so that Histerror would frighten me nomore. Then I would speak upwithout fear of Him, but as itnow stands with me, I can-not.” Scripture teaches thatour imperfections separate usfrom a perfect God so that we
are all in Job’s dilemma - adesire to be in relationshipwith God but with no basis forthat relationship. That mayseem appalling to many butwe are comforted that God isalso appalled by our circum-stances. In Isaiah 59:16, Godsays that “He saw that therewas no one, He was appalledthat there was no one to inter-vene; so His own arm workedsalvation for Him and Hisown righteousness sustainedHim.” God was not satisfiedin leaving us in a hopelessrelationship. So He took onhumanity in the person ofJesus. On that first Christmasday in a manger, the desire ofJob was finally realized. Jesus,who could represent humans(because He was fully human)and God (because He wasfully God), was born tobecome the perfect mediator.He lived the perfect life thatwe cannot live and He took
on the punishment that wedeserved (we celebrate thaton Good Friday). It is throughJesus that we can receiverighteousness (or a rightstanding) before God.
How does that happen?The same way that Abrahamreceived righteousness.Genesis 15:6 says that“Abraham believed and it wascredited to him as righteous-ness.” There is nothing wecan do that causes God to oweus the righteousness fromJesus. Instead, we have to trustin Jesus - believe He is whoHe said He is and that whatHe did is sufficient to coverour imperfections. We arethen able to be in relationshipwith God - and not just fortoday but for eternity.
That’s good news!!That’s worth celebrating!!That’s what Christmas is real-ly all about!!
What is Christmas really?continued from page 1
visit our website at www.lifeandleisurenj.comDecember 10, 2014 Zone 3, Page 31
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“If you are considering a move, give me a call at 973-714-3897 and I will guide you every step of the way.The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!”
www.KinnelonRealty.comColdwell Banker Kinnelon/Smoke Rise1450 Rt23 North, Kinnelon/Butler, NJ 07405Direct Office 973-283-7725 • Office 973-838-9300 x244
Call Cindy at 973-714-3897cell
Cindy Gallagher
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Cindy GallagherCall me on my cell 973.714.3897
OVER 25 YEARSEXPERIENCE IN
SALES & MARKETING
A Native Of Kinnelon#1 Top ProducerRelocation SpecialistCircle Of ExcellencePremier Sales AgentPreview Property Specialist
Visit www.LuxuryHomesofKinnelon.com For Luxury Listings
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85 CHAPEL HILL TERRACE, SMOKERISE, KINNELON - $675,000
3 WOODLAND COURTKINNELON - $425,000
271 LONGMEADOW RD., SMOKE RISE,KINNELON - $510,000
40 DENISE DR., SAW MILL ESTATES,KINNELON - $1,310,000
17 BRUSH HILL RD., SMOKE RISEKINNELON - $665,000
10 DENISE DR., SAW MILL ESTATESKINNELON - $830,000
43 LAKESIDE TRAIL, FAYSON LAKESKINNELON - $337,500
19 PHEASANT RUNKINNELON - $625,000
2 HILLTOP RD., SMOKE RISEKINNELON - $635,000
3 SCOTT COURTKINNELON - $750,000
1 MISTY RIDGE CIRCLEKINNELON - $425,000
37 MANCHESTER CT., KINNELONHEIGHTS, KINNELON - $218,000
13 WARD AVENUEBUTLER - $200,000
19 WALNUT LANEKINNELON - $379,500
A FEW OF CINDY’S RECENT SOLDS!SOLD PRICE
KINNELON NEW PRICE $799,000 KINNELON NEW PRICE $599,000
KINNELON/FAYSON LAKES $364,900 BUTLER/KINNELON SIDE OF BUTLER $339,900
KINNELON/FAYSON LAKES NEW PRICE $429,000THE ULTIMATE IN PRIVACY!! YOUR OWN OASIS!! Set Back Off the Road you will find this Beautiful Renovated Custom4 Bedroom 3 & 1/2 Bath Ranch with Fabulous Views. The Open Floor Plan is Great for Entertaining. The Living Room is Opento the Dining Room w/ a Vaulted Ceiling & Large Windows to capture the Sunlight with Sliding Glass Doors to a Spectacular DeckOverlooking the Pool & the Back Yard. The Updated Eat In Kitchen with Cherry Cabinets, a Gas cook top, a Dining area w/SlidingGlass Doors to the Deck. The Very Spacious Family Room offers a stone Fireplace & a Wet Bar. A Master Bedroom Suite 2 Walkin Closets, Walls of Windows, a Full Bathroom with, Jacuzzi Tub, Jacuzzi Shower Stall & a Double Sink Vanity. 3 AdditionalBedrooms, 2 Full Baths, & a Laundry Room. Finished W/O Lower Level with Separate Entrance, Office, Powder Room, RecreationRoom, Workshop, Storage Room, Outside Shower, 3 Car Heated Garage, Shed with Electric and so much more. Just Unpack &Enjoy!! GSMLS#3160220
THIS LIGHT, BRIGHT 3 BEDROOM 2 FULL & 2 HALF BATH HOME IS EXACTLY WHAT YOU HAVE BEEN WAIT-ING FOR! Fabulous Updated EIK with Custom Cabinets, SS Appliances, Center Island with Bar Stools Open to the Dining Roomwith a Fireplace to enjoy during those Special Occasions. A Family Room, a 2 Story Living Room w/ a Vaulted Ceiling, Sky Lights& French Doors to a Large Tiered Deck Overlooking the Level Back Yard. A Powder Room/Laundry Area & a Main Level 2 CarGarage. Hardwood Floors, Crown Moldings, Newer Roof, Central Air, Central Vac. The Second Level offers a Master Bedroom w/a Vaulted Ceiling, Sky Light, Large Walk in Closet, French Doors to your own Private Deck. A Newer Master Bath w/ a JacuzziTub, a Vanity with Granite. 2 Additional Bedrooms & a Full Bath. A Finished LL w/a Possible 4th Bedroom or In law Suite,Recreation Room with a Wet Bar and a Powder Room. GSMLS#3169044
ENJOY THIS FABULOUS LARGE FAYSON LAKES COMMUNITY 5 BEDROOM 2 BATH CUSTOM HOME. A BeautifulKitchen with Maple Cabinets, Ganite and Corian Countertops and a Breakfast Bar Open to the Dining Room and Living Roomwith a Gas Fireplace and Hardwood Floors. A Very Spacious 3 Season Room with a Gas Fireplace can be possibleYear Round Family Room, Opens to the Fenced in Backyard. Master Bedroom W/ Walk-in Closet & a Built-in Vanity. Includesan Updated Full Bathroom The Second Level offers 4 Bedrooms & a Second Full Updated Bathroom with a Stall Shower. A TwoCar Garage and a Basement with the Laundry Room & Workshop Area. Large Walk-in Attic for ample storage. Close to the MainBeach where all the Fun Begins. Enjoy Swimming, Boating, Fishing, Tennis & Ice Skating in this Wonderful Lake Community.Close to Shopping. GSMLS#3179204
SO CUTE!! THIS ADORABLE CUSTOM 3 BEDROOM 3 BATH LOG HOME HAS SO MUCH CHARM ANDCHARACTER. IT WILL KNOCK YOUR SOCKS OFF!! Much larger than it Appears from the road. Seller is Installing aNew 3 bedroom Septic. Kit w/Cherry & Granite is open to the fabulous Great Room w/ a Vaulted Ceiling, a skylight, & acozy stone gas fireplace for those cold evenings. A Formal Dining room w/a Door to a Deck. A Master bedroom with a Full Bath& Sliding Doors to a Deck. Two Additional Bedrooms & a Newer full Bathroom. The Finished W/O lower level offers a KitchenetteW/Cherry Cabinets Granite Tops, a Recreation Room W/A Wood Burning Stove, an Office or Possible 4th Bedroom & anotherFull Bath. Multiple Decks, a Patio, Shed & Two Driveways. Enjoy swimming, fishing, boating, tennis, Ice Skating. Very close tothe lake, Fishing Boat included. GSMLS#3171473
BEAUTIFULLY MAINTAINED MOVE IN READY 3 BEDROOM 2 BATH RANCH ON THE KINNELON SIDE OFBUTLER. Close to Rt 23, 287 shopping and schools. Make this Charming home your first and only stop! Very spacious LivingRoom Open to the Formal Dining Room. The Eat in Kitchen offers double Wall ovens, dishwasher, cook top, Refrigerator andplenty of cabinets with a door to the Level Back Yard with a Patio and Shed. Gleaming Hard Wood Floors under the car-pet on the main level. The Fabulous Heated Lower Level offers a Recreation Room with a Bar a Full Bathroom with a ShowerStall a Laundry Room and a Storage Room with a Work Shop Area. Great for a possible In-Law Suite. Newer Furnace andNewer Gutters. Paver Walkway and Central Air Conditioning. This home is truly a GEM! GSMLS#3183906
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