221657_1423237753Feb 11 2015 Z3 LR.pdf

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Circa 2011. Jim was a

friend. A lazy friend.

One day Jim, who

worked for me, came by the

office to pay a visit. You see

Jim was a nice guy, just lazy.

(Did I point that out already?)

On this particular visit we

were talking about the state of

my company and I mentioned

how I really needed one more

salesperson. After a few sec-

onds he said, “Why don’t you

hire me?” Once the shock of

what he said wore off I decid-

ed to ask him one simple ques-

tion, “Would you hire you?”

Without hesitation he smiled

and said, NO.

The good news is he

knew himself well, at least

when it came to his work

ethic. The bad news is that

while he knew this truth, he

did nothing to change it.

Think about it…

Do you live in a comfort

zone? One that repels change?

If so let me tell you there is a

brave new world out there.

One that will make us feel

comfortable and move us to

action and ultimately change.

After awhile, the comfort

zone can really stink!

Joe Pellegrino is an author,

speaker and consultant for Not

Just An Average Joe, LLC.

Have thoughts of your own?

Send them to joe@notjus-

tanaveragejoe.com. ©2014

Not Just An Average Joe, LLC.

Would you hire you? Picture this...

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February 11, 2015

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visit our website at www.lifeandleisurenj.com February 11, 2015Page 2, Zone 3

NOTE: To have your group’s announce-

ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

FEB 11

•Bring your reluctant reader for a visit

with our friendl y canine listene rs,

Liberty and Justice at the Riverdale

Library on Wednesday February 11

from 4-5pm. For grades K-5.

Registration is required. Call 973-835-

5044 or go online at www.riverdaleli-

brary.org.

•Spend less time cleaning and more

time reading at the Riverdale Library on

Wednesday February 11 at 1pm or7pm. Linda Anders, owner of COC

Enterprises LLC will present a program

for anyone interested in cleaning tips.

For more information, call the library at

973-835-5044 or www.riverdaleli-

brary.org.

FEB 12

•Drop-In and make a Valentine at the

Riverdale Library on Thursday, February

12 from 3-6pm. Stop by after school to

make a special Valentine card and take

home a sweet treat. For grades K-5. No

registration required.

FEB 13

•View a recent blockbuster movie pre-

sented on our big screen on Friday,

February 13 at 1pm. Special holiday

refreshments will be served. Please call

the Riverdale library at 973-835-5044

for the movie title and to register.

FEB 18

•Chinese New Year Celebration at the

Riverdale Library on Wednesday

February 18 from 4-5pm. Welcome the

Year of the Sheep with traditional tales,music, crafts, food, and fun! Wear red-

the Chinese color of good luck! For

grades K-5. Registration is required.

Call 973-835-5044 or go online at

www.riverdalelibrary.org to register.

FEB 20

•Butler Public Library Family Movie

Night is showing “Dolphin Tale 2” rated

PG (107 minutes) on Friday, February

20, from 6:45pm-8:30pm. Program is

open to all ages. This free program is

limited to 25 participants. Please call the

library at 973-838-3262 or stop by the

Circulation Desk to sign up.

FEB 21

•Family Matinee at the Riverdale

Library on Saturday February 21 at

1pm. Spend a snowy afternoon enjoying

popcorn and this heartwarming true

story about a rescued dolphin. Rated

PG, 107 minutes. For all ages.

Registration is required. Call 973-835-5044 or go online at www.riverdaleli-

brary.org to register.

FEB 25

•Aromatherapy for Beginners will be at

the Butler Public Library on Wednesday,

February 25 from 6-7:45pm. Learn

about essential oils and how they act as

powerful antioxidants, antiseptics,

detoxifying agents, hormone regulators,

immune stimulators, and relaxants. For

more information contact Galina Lebid,

RN, CNHP [email protected] or

973-981-1774. This free program is

limited to 25 participants. Call 973-838-

3262, or visit the Library to register at

www.butlerlibrary.org.

•Lego Lab at the Riverdale Library on

Wednesday, February 25 from 4-

5pm.You bring your imagination, we’ll

supply the LEGOs! For grades K-5.

Registration is required. Call 973-835-

5044 or go online at www.riverdaleli-

brary.org to register.

FEB 28

•The Butler Public Library will be offer-

ing free tax assistance for seniors and

low-income residents on Saturday,

February 28 by appointment between

10am-2pm. Registration is required and

sign-ups are first come, first served. This

program is offered by our volunteers.

Space is limited to 15 participants. Sign

up at the Circulation Desk or call 973-

838-3262.

Around the

Community…

•Join us for a Healthy Mind & Body

Exercise for Elders Program at Butler

Public Library presented by Marissa

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

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Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

continued on page 5

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These were three head-

lines from three finan-

cial periodicals last

week that came across my

desk. They were written by

respectable writers with very

obvious strong opinions. Can

they all be correct and at the

same time? Invariably, history

has shown us that a good num-

ber of people hesitate to invest

at the bottom of the market,

thinking there is more room

on the downside. They wait

and wait as the market is mov-

ing back up showing sustained

upward momentum beforeleaping in. They wait for the

headline that reads, “Investor

Confidence is Up” before get-

ting off the fence and you

know what, they waited too

long! Then the second head-

line, “The Big Market Crash

of 2015!” headline makes the

front page of the paper and

these people knew that they

should not have gotten back

into the markets at that time.

Though they might lose a

small or a big fortune in the

crash, they feel vindicated in

their decision to wait, just not

long enough; instead of the

proper position of, “I never

should have left the market!”

Let’s talk about headline

number 3. “The End of the

Middle Class in America!” Doyou agree? Are families being

pushed into poverty or step-

ping-up to the wealthy class?

These are the only two possi-

ble directions upon leaving

the middle class. I’ve written

about inflation and the costs

of goods and services, taxa-

tion, both income and proper-

ty taxes in this column for

over seven years now. We

have all been witness to our

net disposable income being

whittled away by increasing

taxes, insurance premiums and

rising energy costs, we have

seen our grocery bill rise with

certainty and have known

people who were forced into

decisions of delaying their

retirement or move to a less

expensive State to live.Savings rates have fallen from

8%, 20 years ago to the cur-

rent rate of less than ½ of 1%.

Remember when a million

dollars was really a million

dollars and one could live like

a “millionaire” off of the inter-

est that sum was able to gener-

ate? Forever!?

We were taught by our

parents and the public school

system to get a good job with

benefits and for that era might

not have been totally bad

advice; however it should

have been accompanied by

the lecture of live below your

means and save and invest at

least 10% of your earnings

outside and in addition to the

company plan. I do believe

the 3rd headline, that themiddle class will be forced into

living with their children and

children living with their par-

ents purely for economic rea-

sons. Why pay two mortgages

and utility bills when only one

is necessary. A better lifestyle

is possible when combining

resources, where parents can

travel knowing that the home-

stead is occupied, protected

and cared for by their chil-

dren; and children can afford

to save and invest more for

their future, which, is not

optional in order to have a

retirement free from working.

Today, there are invest-

ment programs available that

guarantee* a lifetime income

for both husband and wife,then return the original

investment or more, back to

the children at the parents

passing. There are programs

available that may increase

the lifetime income each year

even if the account balance

is simultaneously dropping.

There are programs available,

for the informed that will pass

hundreds of thousands of dol-

lars to your beneficiaries, but,

along the way if needed for

any long-term care claims will

provide the money for that. It

goes without saying that one

must study these programs to

determine which one, or a

combination of them, would

be best for your particular situ-ation.

I hope my column today

has given you pause to reflect

and ponder about your own

retirement portfolio. Would

the crash of 2015, or during

any year, fatally injure your

income? Can you afford to let

that happen? A long-term

care stay, at home or in a

home, has the potential to

severely injure a retirement

portfolio. Of course, one could

purchase a traditional long-

term care policy, but, is that

the best option today? I think

there is a better alternative.

To learn more, please

attend our free no cost nor

obligation workshop series

February 17th, 18th and 19thwith sessions 1-3pm and

repeated at 7-9pm in

our national headquarters:

American Prosperity Group,

901 Rt. 23 South 2nd floor, in

Pompton Plains, NJ. Seating is

limited to ensure the maxi-

mum learning environment;

please check out our website

for more info or call 973-831-

4424 (24/7) to reserve your

seats. Looking forward to

meeting you and shaking your

hand!

Mark E. Charnet, CAS, is

President and Founder of Amer-

ican Prosperity Group. APG is

the Premier Retirement and Es-

tate Planning Franchise in theUnited States with 20 offices in

10 states. Mr. Charnet has

over 33 years of experience in

the Retirement and Estate Plan-

ning fields. Creator of the Trini-

ty Method of Investing©, Mark

encourages your inquiries and

can be reached at: 973-831-

4424 or via email, markchar-

[email protected] Check out our

website: www.1APG.com In-

terested in a career in retirement

and estate planning? Check out

this website: www.APGFran-

chise.com Securities through:

United Planners Financial Serv-

ices, A limited partnership.

Member SIPC, FINRA and a

Registered Investment Advisor.

*Guarantees based on the

claims paying ability of the in-

surance companies selected.

APG is located at: 901 Route23 South, 2nd floor,Pompton

Plains, NJ in the Lakeland Bank

and PediatriCare building.

“Investor Confidence is Up!”; “The Big Market Crash of

2015!”; “The End of the Middle Class in America!” By Mark Charnet

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Jacobia, Volunteer Girl Scout on

Saturdays, February 21, March 7, 21 &

28, from 12-1pm. This class will exercise

your mind and body through yoga,

meditation, and stretching. Health andnutrition information will also be provid-

ed. Please bring a yoga mat and light

weights if you wish. This free program is


3262, or stop by the Library to sign up.

• Read to Joey the Dog is a program is

geared for 1st or 2nd graders, or any

child who wishes to practice reading

aloud. Joey is a friendly, well-mannered

golden retriever who listens well. This

free program encourages children to

read in a relaxing, pressure-free envi-

ronment. Limit 4 participants each

week. The program is on Friday,

February 13 & 27 and March 13 & 27

from 3:30-4:30pm. Register at the

Library call 973-838-3262 or www.but-

lerlibrary.org.

•Butler Library presents Kid’s Book

Clubs. Jr. Book Club meets Mondays at

5pm ages 5-8 years, and at 6:30pm for

ages 8-12 years. We read and discuss a

story together. The sessions run continu-

ously throughout the year on specified

dates. Each child who participates

receives a free copy of the book when

we have completed reading the story.Parents are required to remain in the

Library during the program. Visit our

website www.butlerlibrary.org, call 973-

838-3262 or stop in at 1 Ace Road.

•The first and third Wednesday is movie

time at the Butler Public Library at 2pm,

February 18 Atonement, March 4 “The

Secret Life of Bees” and March 18 “My

Sister’s Keeper.” This free program is


3262, or stop by the Butler Library to

pre-register.•Weekly computer classes for beginners

at Butler Public Library on Tuesdays

from 11am-12pm presented by volun-

teer Paul Pilmanis. This free program is

limited to 10 participants, so please con-

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Community Happenings

continued on page 22

continued from page 2

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As a parent, you ex-

pect to file a federal

income tax return

every year. But do you check

to see if your children

need to file a return of

their own? The filing

requirements for chil-

dren vary depending not

only on the amount of

income they have, but

also on whether their

income comes from

working, investing, or

both.

If your child had

wage income only dur-

ing 2014, a tax return is

required if wages exceeded

$6,200. If the child earned less

than $6,200 but employers

withheld taxes, a tax return

must be filed if a refund is to

be claimed.

If your child had net self-

employment earnings of $400

or more in 2014, a return is

required and a self-employ-

ment tax is due. Income tax

could be due if earnings

exceeded $6,200.

If a child had invest-

ment income only dur-

ing 2014 (such as divi-

dends and interest),

reporting is required if

the total exceeded

$1,000.

If your child has

both earned and

unearned investment

income, a return is

required if the total was

more than the larger of

$1,000 or earnings plus $350

(up to $6,200).

If your child’s investment


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Though February does

not often elicit images

of youngsters building

campfires or playing games in

the pool, the month more syn-

onymous with the Super Bowl

and Valentine’s Day is a great

time for parents to start think-

ing about summer camps for

their kids.

Summer camp is often

something kids look forward

to, and something they will

fondly recall long after they

reach adulthood. For many

kids, summer camp provides a

first taste of independence, as

youngsters spend significant

time away from home without

their parents for the first time

in their lives. But as great an

experience as summer camp

can be for youngsters, it can be

just as difficult an experience if

parents don’t find the right fit

for their children. That’s why

it behooves parents to start

thinking about summer camps

for their kids in winter, before

camps start filling out their

rosters, which tends to happen

Things to consider before choosing a summer camp


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Ask ten people how

they feel about

Valentine’s Day and

it would be plausible, if not

definite, to get ten different

answers. Some suggest it is a

“created holiday” only con-

ceived to make money by

manipulating women and men

in its importance. Others

(read as single people) take a

more bitter stance to the day

and its in-your-face (you can’t

open your eyes without seeing

a heart), overpriced flowers (it

does get ridiculous), chocolate

covered everything (well

everyone loves chocolate cov-


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continued on next page

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9/23


ered on something) approachthat is Valentine’s Day.

Whatever one may

think, in reality the day of

“love” is simply that; one day

out of the year that calls out

everybody and brings his

or her feelings to the

forefront. Whether sin-

gle or committed,

Valentine’s Day makes

you think about loved

ones. Silly at times with

a little too much focus

on the material aspects

of it, February 14th is not

about giving or receiving

gifts, although lately it

has evolved to that. At

its core, Valentine’s Day

is about dedicating your-

self unconditionally to a

loved one for 24 hours.

One may say that peopleshould always treat each other

this way and it’s true, but

unfortunately unrealistic. Too

many times we get caught in

the daily web of work, respon-

sibilities, and other frivolous

tasks that seem important onany given day. Valentine’s Day

makes people check them-

selves and reminds them of

what is essential; why they

work hard every day and

night, and that is for the peo-

ple we love.

If it were up to most of us

we would be on a beach some-

where not stressing about

tomorrow and loving today,

instead we work hard hour to

hour losing countless nights of

sleep, and we do it for the peo-

ple we love. I do not see any-

thing wrong with a day that

reminds us of that.

Happy Valentine’s Day,

make the best out of it.

Love ya!

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Valentine's Day is a popular time of the

year to send greeting cards. According

to the Greeting Card Association,

around 145 million Valentine's Day cards

are exchanged annually. While that is an

impressive number, Valentine's Day

actually comes in second as the most

popular card-giving occasion. Christmas

tops the list with some 1.6 billion cards

purchased, including boxed card vari-

eties. Other popular occasions to send

greeting cards include Mother's Day,

Father's Day, graduation, Easter,

Halloween, Thanksgiving, and St.

Patrick's Day.


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A recent UCLA study headline states:“Baby Boomers Face More Health Problems Than Their Parents”

8/9/2019 221657_1423237753Feb 11 2015 Z3 LR.pdf

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Dietary and Lifestyle Changes Without Proper Hydration,Many Unhealthy Changes Occur in Our Cells

One solution can be as simple as drinking more water. But

what kind of water should we be drinking?

TAP WATERTap water is a healthier option than soft drinks and other bever-ages, but according to the Environmental Working Group, there

have been 315 pollutants found in America's tap water since2004, and over half of these pollutants are completely unregu-lated and can legally exist in any amount.

At the current levels of contamination, the public is starting to

question the quality of tap water and wonders if it is safe enoughto drink.

BOTTLED WATER

Bottled water is not necessarily healthier than tap water and yetit costs much more! Bottled water costs more per gallon thangasoline! Although, through marketing tactics, it is associatedwith healthy water, bottled water is not guaranteed to be anyhealthier than tap water. In fact, there are many carcinogenic

chemicals that go into the making of plastic water bottles thatcan leach into the water. Why do you think they constantly tellus not to store bottled water in our cars? Because the plasticheats up, releasing chemicals into the water. Bottled water hasalready been heated many times in the 4 to 6 months it takes

to reach market.

A four-year study by the Natural Resources Defense Councilshows that 1/3 of the bottled water tested contains levels of con-

tamination which exceed allowable limits. Bottled water can alsobe slightly acidic, which may affect your body's pH balance. Fi-nally, the environmental impact caused by the production anddisposal of plastic bottles is harmful to our ecosystem.

REVERSE OSMOSIS AND DISTILLED WATERReverse Osmosis and Distilling are filtering processes, whichmay be effective in areas that do not receive municipallytreated water and are commonly used in bottled water facili-

ties. Both reverse osmosis and distilling removes healthy, nat-urally occurring minerals in our water. These minerals not onlyprovide good taste, they also serve a vital function in thehealthy balance of our bodies. When stripped of these miner-als, this water becomes unnatural and an aggressive ab-

sorber. This can be quite unhealthy. Also, 2 - 3 gallons of water are wasted for every gallon of purified water produced; again,a very negative impact on our environment and ecosystem.

THE SOLUTIONOne of the best ways to clean and remove toxins from your body is by drinking the right water so the body can heal itself. Everything in the body happens in water. Nutrients, Miner-

als, Hormones and Insulin follow water into the cells.

Find out why tap water, bottled water, reverse osmosis anddistilled water are not the answer and could be actuallycausing more health problems.

We have researched the best water to drink for detoxifyingyour body of these harmful pollutants, as well as removepesticides (toxins) from your fruits and vegetables.

ANTI-OXIDANT, ALKALINE, RESTRUCTUREDIONIZED WATERThis technology comes from Japan and has been used inJapanese homes for decades. It is now available in the USA.

This water brilliantly addresses the Three Stresses that arecausing us to feel and look older, slowing us down, andcausing more aches and pains: Oxidative Stress, AcidicStress and Dehydration Stress.

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Why are so many people getting acid reflux, diabetes, high blood pressure and highcholesterol? This destructive environment that we are creating in our bodies of

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inflammation, aches and pains, illness and disease. We then look older and feel older.

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Valentine’s Day is upon

us. This is a day to cel-

ebrate our loved ones

and show them we care. We

also have to take care of our

four-legged loved ones, as some

Valentine’s Day gifts and ideas

may be hazardous to our pets.

The most obvious warn-

ing is: Don’t let your pets eat

chocolate. Chocolate is one of

the traditional gifts on

Valentine’s Day but can be

very dangerous to pets, even

life threatening. The toxic

compounds in chocolate are

methylxanthines, mainly theo-

bromine and, less importantly,

caffeine. The amounts of theo-

bromine and caffeine vary

with the type of chocolate.

For instance, unsweetened

(Baker’s) chocolate contains 8

to 10 times the amount of

theobromine as milk choco-

late. This is a very common

toxicity in dogs and seen less in

cats just by nature of their eat-

ing habits.

Clinical signs of choco-

late toxicity usually occur with-

in six to 12 hours of ingestion.

Theobromine affects the body

as a central nervous system

stimulant, cardiovascular stim-

ulant, increases blood pressure

and nausea. Therefore, com-

mon signs of chocolate toxicity

are: vomiting, diarrhea, hyper-

activity, tremors, seizures, fast

heart rate and, in severe cases,

death. If your pet ingests

chocolate, contact your veteri-

narian or poison control imme-

diately for treatment. Also,

knowing the type and quantity

of chocolate ingested is helpful.

Another potential hazard

for pets on this ‘sweet’ holiday

is any ‘sugar-free’ gum or candy.

They commonly contain the

sugar substitute xylitol. Signs of

xylitol toxicity can be seen as

quickly as 30 minutes and caus-

es a sudden drop in the body’s

blood sugar (hypoglycemia).

This may result in weakness,

depression, loss of coordina-

tion, seizures, coma and even

liver failure. Treatment should

be initiated immediately if

ingestion occurs.

Some holiday flowers,

though they are romantic, can

be toxic for your pet. The

biggest culprits are lilies. They

are highly toxic to cats, so

make sure your cats can’t get

near them, or choose a differ-

ent variety of flower but not

tulips (the bulbs are the most

toxic). Amaryllis, daisies,

chrysanthemums or any flow-

ers with thorns may be poten-

tially dangerous flowers.

Leftover gift-wrapping or

decorations are enticing for

curious cats. Make sure all rib-

bons, bows and other wrap-

ping are out of your pets’

reach and cleaned up. Cats

especially like chewing on

strings or ribbons which can

cause choking or worse, an

obstruction in the intestines

that could require emergency

surgery.

Candles are also a nice

touch on Valentine’s Day but

not to paws and fur. Don’t

leave candles unattended, as

pets can easily be burned or

the candles could be knocked

over, causing a fire.

One last warning is not

to give pets as gifts. Puppies

and kittens are very cute and

cuddly but owning a pet is a

big undertaking. Purchasing a

pet should be done in a

responsible way and only after

a lot of research. If you’re

ready, you should consider

adopting a pet from your local

shelter. These steps can be

done together and are roman-

tic and rewarding.

Have a sweet and safe

Valentine’s Day!

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quality

and compassionate care for your

pets in the community. The Pe-

quannock Animal Hospital is

located at 591 Newark Pomp-

ton Turnpike in Pompton

Plains. You may reach them by

calling (973) 616-0400.

A safe Valentine’s Day for your pet

Brought to you by Dr. Matthew Krupnick,

the owner of Pequannock Animal Hospital

Dr. Matthew Krupnick, D.V.M.

591 Newark Pompton Tpke. (near Friendly's)Pompton Plains, NJ

973.616.0400• Full Service Animal Hospital,Specializing in Cats & Dogs

• Complete Medical, Dental & Surgical

Services On Premises

• Caring & Competent Staff

“WHERE YOUR PET IS FAMILY”

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet.Not combinable w/other offers. Expires 3/11/15.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 3/11/15.

PequannockVeterinarian.com

O p e n S a t u r d a y s

Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm

8/9/2019 221657_1423237753Feb 11 2015 Z3 LR.pdf

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CHIROPRACTIC CARESpinal Decompression -

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Primary Medical and Urgent CareExtended hours in addition to our regular hours • Friday 3-7pm and Saturday 9am-1pm

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Full Drainage SystemsSump Pumps • Drywells

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WE DO THE COMPLETE JOBPlumbing, Electric, Carpentry & Ceramic Tile

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FREE ESTIMATES

Regions that adhere to daylight sav-

ing time, or DST, will set their clocks

forward at 2 a.m. on Sunday March

8, 2015. Many people look forward

to daylight saving time in the spring because it extends light into the evening hours,

allowing those who live in regions where DST is practiced to spend more time out-

doors in natural sunlight. The modern incarnation of DST was proposed by New

Zealand entomologist and astronomer George Vernon Hudson in 1895. Hudsonenjoyed collecting insects and knew that it would be easier to do so if there were

more hours of daylight in the evening. That prompted him to present a paper to the

Wellington Philosophical Society in which he proposed a two-hour daylight saving

shift. In April 1916, Germany and Austria-Hungary became the first countries to

implement DST, and many countries have since followed suit. Many proponents

cite the positive impact that DST has on energy consumption, but research study-

ing the impact of DST on heating and coolingusage patterns has produced mixed

results.

Did you know?

8/9/2019 221657_1423237753Feb 11 2015 Z3 LR.pdf

17/23

Valentine’s Day is syn-onymous with many

things, including

chocolate. Men and women

indulge their love of chocolate

every February 14, but those

who want to go the extra mile

for their sweethearts this

Valentine’s Day can make

their own delicacies. Home-

made confections send a spe-

cial message to loved ones on

Valentine’s Day, especiallywhen they include chocolate,

such as the following recipe for

“Crochette di Ricotta con

Salsa di Cioccolato (Ricotta

Beignets With Chocolate

Dipping Sauce)” from Michael

White and Joanna Pruess’

“Fiamma: The Essence of

Contemporary Italian

Cooking” (Wiley).Crochette di Ricotta con

Salsa di Cioccolato

(Ricotta Beignets With

Chocolate Dipping Sauce)

Makes 6 to 8 servings

1 cup whole milk ricotta cheese

2 large eggs

1/4 cup sugar

1/4 cup all-purpose flour

3/4 teaspoon baking powder

1/2 cup finely crushed amaretti

cookies (about 16 cookies)1 cup chopped bittersweet choco-

late

1 cup heavy cream

Vegetable oil, for deep-fat frying

Confectioners’ sugar, for garnish

In a medium-size bowl,

whisk the ricotta and eggs

together until smooth. Add


Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensures every course is prepared to perfection. That’s our recipe for success.

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Lina’s A Touch Of Italy In Bloomingdale

CUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

4PM-11PM

50% Off Entire Check18% Gratuity added to total bill.Not validwithany other offers.

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Since 1983

49 MAIN STREET | BLOOMINGDALE973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com

Just off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am AT

o u c h O f I t a l y I n B l o o m i n

g d a l e

of course!

WE ARE OPEN FOR PRIVATE PARTIES ON MONDAY & TUESDAYS

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D E L I V E R Y

Ferati's PizzaNot to be combined w/any

other offer. Exp. March 15, 2015

BUY ANY 2ITALIAN STYLEDISHES OR

DINNERS ANDRECEIVE THE

3RD FREEOf Equal or Lesser Value



$2 Off ANY

LARGEPIE

Toppings Extra



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A delicious delicacy to delight your valentine

continued on next page

8/9/2019 221657_1423237753Feb 11 2015 Z3 LR.pdf

18/23


the sugar, flour, baking powder,and amaretti and stir until well

blended. Cover and chill for at

least 1 hour.

While the batter is chill-

ing, put the chocolate in a

small bowl. In a small

saucepan, bring the heavy

cream to a boil over medium-

high heat, about 2 minutes.

Remove the pan from the heat

and pour the hot cream over

the chopped chocolate, stir-ring until blended and smooth.

Keep warm.

Fill a medium-size pot

with at least 3 inches oil and

heat until the oil measures

about 360 F on a candy or

instant-read thermometer.

Carefully drop the crochette

batter by the heaping table-

spoon into the hot oil and

cook, turning once, untilbrown on all sides, about 3

minutes. Using a slotted

spoon, remove them from the

oil and drain on paper towels.

Dust with confectioners’ sugar

and serve immediately with

chocolate sauce. If desired,

serve with warm caramel andberry sauces as well.

OPEN 7 DAYSFrom 11AM-10PM for

LUNCH & DINNER

Authentic Mexican Food • Full Bar(Bloomingdale Only)

Catering • Newly Decorated

$3 OffAny Check of $15 or More

W/coupon. Not valid on holidays.Cannot be combined with any other

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offers. Expires 3-15-15 L&L

Cinco De Mayo$5 OffAny Check of $25 or More

Cinco De Mayo

125 Hamburg Tpk.Bloomingdale

(Across from Quick Chek)

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140 Franklin Tpk.Waldwick

201.251.0700

Both Locations Accept All Major Credit Cards

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Book Your Party for that Special Event or Place your catering Order Now!

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W/Dinner. Not valid on other holidays.Cannot be combined with any other

offers. Dine-in Only. Exp. 2-14-15 L&L

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DINE-IN or TAKE-OUT • FREE DELIVERY • CATERING AVAILABLE

DANNY’S PIZZA

47 Main St. Bloomingdale 973-838-6700 • 973-838-6787 fax

www.DannysPizzaNJ.com

ITALIAN RESTAURANT

Gourmet Specialty Pies,

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Calzones,Wraps & More!

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“Voted best pizza in the Tri-boro area by PLHS Music Parent Association”

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(TAKE-OUT/DELIVERY)With this coupon. Toppings Extra. P lus Tax. Cannotbe combined with any other offer. Exp. 3/31/15.

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A delicious delicacy to delight your valentinecontinued from previous page

To Advertise

Call 973-696-8008

8/9/2019 221657_1423237753Feb 11 2015 Z3 LR.pdf

19/23

income for 2014 exceeded

$2,000 and your child is under

age 19 (age 24 if the child is a

full-time student), the

amount over $2,000 will betaxed at your top rate. You

may elect to include your

child’s unearned income on

your tax return in certain cir-

cumstances, rather than filing

a separate return for the child.

Be aware that a working

child can make contributions

to an individual retirement

account, either a regular IRA

or a Roth IRA. A contribu-

tion to a regular IRA will betax-deductible, reducing the

tax if your child owes any. A

contribution to a Roth IRA

won’t be deductible so it

won’t lower a child’s tax bill,

but the offsetting benefit of

tax-free withdrawals later on

may still make it a wiser

choice. Contributions to 2014

IRAs may be made any time

up to April 15, 2015, the fil-

ing deadline for 2014 taxreturns.

For assistance with your

tax filing or those of your chil-

dren, call our office.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

ness and Individual Clients. We

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License #: NJ09980558654 ©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call today for a complimentary Mortgage Pre-approvaland know your buying power

before beginning the home buying process.

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of January 21, 2015. Terms for Condos listed above are subject to meeting

Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.

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tact the Library at 973-838-3262 or

www.butlerlibrary.org to register.

•The Circle of Friendship, a non-denom-

inational support group for the separat-

ed and divorced, meets at 7:30pm on

the first, third and fifth Thursday’s of

each month at St. Mary’s Church 17

Pompton Ave. Pompton Lakes. For fur-

ther information call the parish at 973-

835-0374.

•Bereavement Support Group meets on

the third Wednesday of every month

from 6:45-7:45pm at the Butler Public

Library, 1 Ace Road. The group is lead

by Lea Shupp, author of “No One Hears

Me Crying,” a non-fiction book about

dealing with the loss of a loved one. Lea

will speak from personal experience

with anyone dealing with a similar situ-

ation. Please call 973-838-3262 or stop

by the library to sign up each

month.www.butlerlibrary.org.

•The Pompton Lakes Republican Club

invites you to its monthly meetings

every third Thursday, at the VFW Post2906, Wanaque Avenue, Pompton

Lakes. Membership is open to the pub-

lic. Get involved with the PLRC and par-

ticipate in informative meetings, com-

munity outreach, scholarships for

youth, and social activities. Questions?

Call 973-835-4025 or email

[email protected].


[email protected]

NJ CIRCLE OF EXCELLENCE 2002-2014Consistent

TOP PRODUCER

in the WAYNE area.

TOWNHOME SPECIALIST

RELOCATION AGENT

~ SHORT SALE AGENT ~

OWE MORE THAN YOUR HOME IS WORTH?

GEMINI LLC Realty 973-696-1111x131

197 Berdan Ave., Wayne, NJ

CALL MARIA at973-986-6914 Cell

for CURRENT MARKET VALUEOF YOUR HOME

M A R I A F E R R I T OcÜ É y x á á| É Ç t Ä Y â Ä Ä f x Ü ä |v x ex t Ä à É Ü

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in early spring. The following

are a few things parents should

take into consideration when

seeking a summer camp for

their kids.

STAFF

The right summer camp

staff can make all the differ-

ence. Many children are

understandably shy when

arriving at a summer camp, as

their friends from back home

might not be joining them.

That can make kids hesitant

to participate in activities or

less enthusiastic about those

activities. But a good staff willknow how to make kids feel

welcome, which should help

them come out of their shells

and make the most of their

summer camp experiences.

The quality of staffs can vary

significantly depending on the

camp, so it’s important that

parents ask camp representa-

tives about their staffs before

making any commitments.

Ask how long the staff has

been together and the types of

training new and even veteran

staff members undergo before

the start of camp season? Does

the training include first aid

and emergency medical train-

ing and certification?

It’s also good to ask about

the vetting process the camp

employs before hiring new

staff, including the extent of its background checks. Are

criminal background checks

conducted? How many refer-

ences must potential staff

members supply to be consid-

ered for employment? A good

camp will be forthcoming with

answers to all of your ques-

tions, so eliminate those that

appear hesitant to share infor-

mation about their staffs.

A DAY IN THE LIFE

When vetting camps for

kids, parents should ask what a

typical day is like once the sea-

son hits full swing. Many par-

ents want their youngsters to

have a well-rounded experi-

ence, while others might wanttheir kids to attend a more

specialized camp, whether it’s

a sports camp focusing on a

particular sport or a music

camp devoted to helping kids

become better musicians.

Regardless of the type of camp

parents are considering for

their kids, they should ask

about what daily life at the

camp is like. Ask to see sched-

ules and how strictly camps

adhere to those schedules.

When considering specialized

camps, ask the staff represen-

tative if kids will have the

chance to simply have a little

fun and which types of recre-

ational activities are planned

to give kids a break from what

are often rigorous schedules.

CAMP GOALS

Another thing parentsmust consider before choosing

a summer camp for their kids

is the goals of each individual

camp. A camp should be dedi-

cated to ensuring kids have

fun, even when kids areattending more specialized

camps that tend to be more

strict. In addition, parents

should look for a camp that

wants its attendees to foster

relationships with their fellow

campers. Camp can be lonely

for some youngsters, especially

those attending summer camp

for the first time, but a summer

camp that strives to promote

friendship among its campers

can reduce, if not eliminate,

any feelings of homesickness.

Late winter is when par-

ents should start looking at

summer camps for their kids,

and there are a host of factors

moms and dads should take

into consideration during the

vetting process to ensure their

youngsters have as much fun

as possible.

Things to consider before choosing a summer campCommunity Happenings

continued from page 5 continued from page 7 Realtor’s...

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www.KinnelonRealty.comColdwell Banker Kinnelon/Smoke Rise

1450 Rt23 North, Kinnelon/Butler, NJ 07405

Direct Office 973-283-7725 • Office 973-838-9300 x244Call Cindy at 973-714-3897 cell

© 2014 Coldwell Banker Real Estate LLC. Coldwell Banker ® is a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

A FEW OF CINDY’S RECENT SOLDS!

Beautiful Custom 5 Bedroom 4 Full and 2 Half Bath Colonial in Kinnelon’s Most DesiredPrestigious Neighborhood “Ridge Run.” This Distinguished home boasts an open floor plan forentertaining. The kitchen with maple, granite, Stainless Steel appliances, Subzero refrigerator, centerisland with Breakfast bar is open to the Great room with the 2 Story Stone fireplace. A Formal Dining

Room with a tray ceiling, & Formal Living Room with a gas fireplace. A main level office with walls of windows. A main level bedroom with an en suite. The second level offers a Master bedroom suite w /a Tray ceiling and a Sitting Room, walk-in closets a vanity area & bath with a double sink vanity, a Jacuzzitub & a stall shower. A bedroom with a en suite. 3 additional bedrooms, a full bath & a Laundry Room.Finished Lower Level with a Billiard Room Bar, a Media Room, & Exercise Room or In-Law Suite. 3 carMain Level Garage. You will not be looking for space or closets in this house!!! GSMLS# 3163244

For Sale/Rent Immaculate Lake Front Home with Charm and Character Galore. Fabulous 3Bedroom 2 Bath in the Fayson Lakes Community. All Updated for Your Convenience. Newerkitchen with maple cabinets. Open floor plan for entertaining. Living room with a fireplace, dining area over-looking the large deck and the beautiful Lake. Vaulted ceilings. Two bedrooms, a full bathroom a loft/office

& hardwood floors. The walkout lower level offers a third bedroom, a recreation room, newer bath roomand a laundry room. Relax in the hot tub while enjoying the fire pit. Beautifully Landscaped on a spaciouslot. Enjoy boating, sailing, fishing and ice skating from your own backyard. Fayson Lakes is a fabulous pri-vate lake community. Enjoy swimming at the main beach. This home is immaculate!! Pride of ownershipthroughout. Kinnelon offers top rated schools. GSMLS#3194506

“If you are considering a move, give me a call at 973-714-3897 and I will guide you every step of the way.

The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!” Cindy Gallagher

All Realtors Are Not The Same.When You’re Ready to Sell, Call Cindy.

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OVER 25 YEARSEXPERIENCE IN

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f|ÅÑÄç

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184 SOUTH GLEN RD.GRAND VIEW, KINNELON

sold for $1,080,000

85 CHAPEL HILL TERRACE,SMOKE RISE, KINNELON

sold for $675,000

3 WOODLAND COURTKINNELON sold for $425,000

271 LONGMEADOW RD.SMOKE RISE, KINNELON

sold for $510,000

40 DENISE DR.SAW MILL ESTATES,

KINNELON sold for $1,310,000

17 BRUSH HILL RD.SMOKE RISE, KINNELON

sold for $665,000

5 THE CROSSWAY.SMOKE RISE KINNELON

sold for $435,000

19 PHEASANT RUNKINNELON sold for $625,000

2 HILLTOP RD., SMOKE RISEKINNELON sold for $635,000

3 SCOTT COURTKINNELON sold for $750,000

1 MISTY RIDGE CIRCLEKINNELON sold for $425,000

37 MANCHESTER CT.KINNELON HEIGHTS,

KINNELON sold for $218,000

13 WARD AVENUEBUTLER sold for $200,000

19 WALNUT LANEKINNELON sold for $379,500

KINNELON/ESTATES OF KINNELON $330,000KINNELON/ESTATES OF KINNELON $650,000Enjoy this fabulous, 4 bedroom 2 Full and 2 Half Bath, Center Hall Colonial amidst oneof Kinnelon’s Most Desirable Million-Dollar Neighborhoods. Beautifully maintained on1.43 acres. Offering bright spacious rooms great for entertaining. Sitting room and officeoff the eat-in kitchen. Great Room with gas fireplace and cathedral ceilings, Formal Living Room andFormal Dining Room. Finished walkout lower level is perfect for an in-law suite. Level backyard, newerfurnace, new carpet, and plenty of storage. Close to shopping, schools and major highways. Kinnelonoffers a excellent top-rated school system and is close to New York City. GSMLS# 3196246

Fabulous Opportunity to Build Your Dream Home on this Beautiful Level Buildable 1.39Acre Lot in a Very Prestigious Neighborhood of Million Dollar Homes in Kinnelon. Recentsurvey on line. The homes in this neighborhood have natural gas, septic and well water. Bring your ownbuilder or we can provide a builder for you. Kinnelon offers a excellent top rated school system and isonly 25 miles from New York City. Close to shopping, schools and public transportation. Close to Rt 23 &287. What are you waiting for? Let’s get building!! GSMLS#3161847

M I L L I O

N D O L L

A R

N E I G H

B O R H

O O D

B U I L D

Y O U R

O W N D

R E A M H

O M E

Welcome to Your Own Private Retreat! Stunning Custom-Built Center Hall Colonial with aCircular Driveway Boasts Elegance & Fine Details. 2 Story Foyer, DR, LR w/gas frplc & custom wetbar. Library/Office and conservatory w/walls of glass. Gourmet KIT w/granite counters, SS appliances,Viking 6 burner gas range, Subzero refrig., breakfast room, open to a two story Great Room w/wood burn-

ing frplc. Mstr bedroom w/tray ceiling & two walk-in closets, Mstr bath w/double sink vanity, Jacuzzi tub,& Stall shower. Finished walk-out LL offers a beautiful KIT w/SS appliances, large center island, exerciseroom/possible 6th bedroom, Rec Room, Media Room, & full bath for possible In-law suite. Large storageroom, crown moldings, hrdwd floors, Heated Saltwater Gunite pool w/Rock Formation Waterfalls, Spa, out-door kitchen. Large Paver Patio, Sprinkler System, 6 Zone Sound System, Alarm System, Intercom System,Cen Vac, Ground Lighting. Enjoy the Sun Rise every morning. Close to Rt 23 & 287. GSMLS#3182949

KINNELON/SAW MILL ESTATES $1,495,000 KINNELON/RIDGE RUN $1,150,000KINNELON/FAYSON LAKES $799,000

FOR SALE OR RENT $3,500 PER MONTH

Y O U R

O W N

P R I V A T E R

E T R E A T

D E S I R A

B L E

N E I G H B O R

H O O D

B E A U T I F

U L

L A K E F R O N

T H O M E

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