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Circa 2011. Jim was a

friend. A lazy friend.

One day Jim, who

worked for me, came by the

office to pay a visit. You see

Jim was a nice guy, just lazy.

(Did I point that out already?)

On this particular visit we

were talking about the state of

my company and I mentioned

how I really needed one more

salesperson. After a few sec-

onds he said, “Why don’t you

hire me?” Once the shock of

what he said wore off I decid-

ed to ask him one simple ques-

tion, “Would you hire you?”

Without hesitation he smiled

and said, NO.

The good news is he

knew himself well, at least

when it came to his work

ethic. The bad news is that

while he knew this truth, he

did nothing to change it.

Think about it…

Do you live in a comfort

zone? One that repels change?

If so let me tell you there is a

brave new world out there.

One that will make us feel

comfortable and move us to

action and ultimately change.

After awhile, the comfort

zone can really stink!

Joe Pellegrino is an author,

speaker and consultant for Not

Just An Average Joe, LLC.

Have thoughts of your own?

Send them to joe@notjus-

tanaveragejoe.com. ©2014

Not Just An Average Joe, LLC.

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

February 11, 2015

Zone 1, Vol. 13, No. 3

We are a Family, Friendly Publication

Wayne

Would you hire you? Picture this...

Shopping GuidePages 14 & 15

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visit our website at www.lifeandleisurenj.com February 11, 2015Page 2, Zone 1

NOTE: To have your grou p’s

announcement appear in Community

Happenings, please e-mail yourparagraph to calendar@lifeand

leisurenj.com.

FEB 12

•Join the Teen Advisory Group and

make a simple Valentine’s craft on

Thurs day Februa ry 12 from 3:15 -

3:45pm. Open to Wayne kids in grades

5-12. Register at waynepublic

library.org. Funded by the Friends of

the WPL.

FEB 16

•Watch the blockbuster movie

“Divergent” at the Wayne Library onMonday February 16 at 1pm. Students

ages 13-18 are welcome to join the

viewing, Rated PG-13, 140 minutes.

Snacks & beverages will be provided.

Register at waynepubliclibrary.org.

Funded by the Friends of the WPL.

FEB 18

•Wayne House Committee will hold

Fish and Chips night on Wednesday,

February 18 serving from 5:30-7:30

for eat in or take out. Tickets for adults

are $12 and children under 12 are $7

and include chips, coleslaw, fish dessertand coffee. Call Joyce at 973-956-

8956 for reservation.

FEB 22

•Join Women and girls, ages 8 and up,

for an evening of unity and inspira-

tion, as we knead and braid delicious

Challah to adorn our Shabbat Tables on

Sunday, February 22 at 7 pm at The

Chabad Center, 194 Ratzer Road,

Wayne. The cost is $18. RSVP is

required. Email [email protected]

or call 973-694-6274. Visit our web-

site- jewishwayne.com.

FEB 26

•Gaming Get-together for kids at the

Wayne Library on Thursday February

26 at 6:15pm. Bring your own devices

to our casual gaming get-together.

Make sure your portable devices are

charged beforehand! Connect to the

library’s Wi-Fi and socialize with other

gamers. Open to kids in grades 5-8.

Please register online in advance to

make sure we have enough partici-

pants.

FEB 27

•Huge Garage Sale hosted by the

Packanack Lake Mother’s Club on

Friday, February 27 from 9am-3pm

and Saturday, February 28 from 9am-

3pm Sunday, March 1 from 9am-3pm

Shop early for best selection of toys,

appliances, household items, electron-

ics, games, books, movies, sporting

goods, jewelry and tons more!•Wayne Elks Auxiliary will hold Polish

night on Friday, February 27 serving

7-9pm. Buffet menu prepared by Chef

Bob Fisher. Call Joyce at 973-956-

8956 for tickets. Casual dress.

FEB 28

•Young Adults in grades 5-12 are wel-

come to play chess on Saturday,

February 28 at 3pm in the Wayne

Library Story Time room. Online regis-

tration required at www.wayne

library.org.

MAR 1

•The Wayne Conservative Congrega-

tion, 30 Hinchman Avenue, will hold its

annual children’s Purim Carnival on

Sunday, March 1 at 11:30am-1pm.

Purim game booth tickets can be pur-

chased in advance or at the door- $20

for 25 tickets; $10 for 10 tickets; $5

for 5 tickets; and $6 for Combo Meal

Ticket. Se parate fo od items will al so beavailable for purchase. Come in cos-

tume and celebrate Purim! For infor-

mation contact office@shomreitorah

wcc.org or 973- 696-2500 .

Around the

Community...

•The Teen Advisory Group is open to

Wayne kids in grades 6-12 who are

interested in being library advocates.

The g roup helps with different library

needs, and provides input for Y.A. pro-

grams and book related activities. The

group meets bi-monthly on Thursdays

at 6:30pm. Please contact Eleana at

973-694-4272 ext 5305, or email

[email protected] for

information.

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Denise Wirsingi

Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

continued on page 6

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These were three head-

lines from three finan-

cial periodicals last

week that came across my

desk. They were written by

respectable writers with very

obvious strong opinions. Can

they all be correct and at the

same time? Invariably, history

has shown us that a good num-

ber of people hesitate to invest

at the bottom of the market,

thinking there is more room

on the downside. They wait

and wait as the market is mov-

ing back up showing sustained

upward momentum beforeleaping in. They wait for the

headline that reads, “Investor

Confidence is Up” before get-

ting off the fence and you

know what, they waited too

long! Then the second head-

line, “The Big Market Crash

of 2015!” headline makes the

front page of the paper and

these people knew that they

should not have gotten back

into the markets at that time.

Though they might lose a

small or a big fortune in the

crash, they feel vindicated in

their decision to wait, just not

long enough; instead of the

proper position of, “I never

should have left the market!”

Let’s talk about headline

number 3. “The End of the

Middle Class in America!” Doyou agree? Are families being

pushed into poverty or step-

ping-up to the wealthy class?

These are the only two possi-

ble directions upon leaving

the middle class. I’ve written

about inflation and the costs

of goods and services, taxa-

tion, both income and proper-

ty taxes in this column for

over seven years now. We

have all been witness to our

net disposable income being

whittled away by increasing

taxes, insurance premiums and

rising energy costs, we have

seen our grocery bill rise with

certainty and have known

people who were forced into

decisions of delaying their

retirement or move to a less

expensive State to live.Savings rates have fallen from

8%, 20 years ago to the cur-

rent rate of less than ½ of 1%.

Remember when a million

dollars was really a million

dollars and one could live like

a “millionaire” off of the inter-

est that sum was able to gener-

ate? Forever!?

We were taught by our

parents and the public school

system to get a good job with

benefits and for that era might

not have been totally bad

advice; however it should

have been accompanied by

the lecture of live below your

means and save and invest at

least 10% of your earnings

outside and in addition to the

company plan. I do believe

the 3rd headline, that themiddle class will be forced into

living with their children and

children living with their par-

ents purely for economic rea-

sons. Why pay two mortgages

and utility bills when only one

is necessary. A better lifestyle

is possible when combining

resources, where parents can

travel knowing that the home-

stead is occupied, protected

and cared for by their chil-

dren; and children can afford

to save and invest more for

their future, which, is not

optional in order to have a

retirement free from working.

Today, there are invest-

ment programs available that

guarantee* a lifetime income

for both husband and wife,then return the original

investment or more, back to

the children at the parents

passing. There are programs

available that may increase

the lifetime income each year

even if the account balance is

simultaneously dropping.

There are programs available,

for the informed that will pass

hundreds of thousands of dol-

lars to your beneficiaries, but,

along the way if needed for

any long-term care claims will

provide the money for that. It

goes without saying that one

must study these programs to

determine which one, or a

combination of them, would

be best for your particular situ-ation.

I hope my column today

has given you pause to reflect

and ponder about your own

retirement portfolio. Would

the crash of 2015, or during

any year, fatally injure your

income? Can you afford to let

that happen? A long-term

care stay, at home or in a

home, has the potential to

severely injure a retirement

portfolio. Of course, one could

purchase a traditional long-

term care policy, but, is that

the best option today? I think

there is a better alternative.

To learn more, please

attend our free no cost nor

obligation workshop series

February 17th, 18th and 19thwith sessions 1-3pm and

repeated at 7-9pm in our

national headquarters: Ameri-

can Prosperity Group, 901 Rt.

23 South 2nd floor, in

Pompton Plains, NJ. Seating is

limited to ensure the maxi-

mum learning environment;

please check out our website

for more info or call 973-831-

4424 (24/7) to reserve your

seats. Looking forward to

meeting you and shaking your

hand!

Mark E. Charnet, CAS, is

President and Founder of Amer-

ican Prosperity Group. APG is

the Premier Retirement and Es-

tate Planning Franchise in theUnited States with 20 offices in

10 states. Mr. Charnet has

over 33 years of experience in

the Retirement and Estate Plan-

ning fields. Creator of the Trini-

ty Method of Investing©, Mark

encourages your inquiries and

can be reached at: 973-831-

4424 or via email, markchar-

[email protected] Check out our

website: www.1APG.com In-

terested in a career in retirement

and estate planning? Check out

this website: www.APGFran-

chise.com Securities through:

United Planners Financial Serv-

ices, A limited partnership.

Member SIPC, FINRA and a

Registered Investment Advisor.

*Guarantees based on the

claims paying ability of the in-

surance companies selected.

APG is located at: 901 Route23 South, 2nd floor,Pompton

Plains, NJ in the Lakeland Bank

and PediatriCare building.

“Investor Confidence is Up!”; “The Big Market Crash of

2015!”; “The End of the Middle Class in America!” By Mark Charnet

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•Join Calvary Temple’s various support

groups to guide you through life. Every

Thursday a t 7p m the meetings includ e:

Anger management, single parenting,

grief share, marriage builders, men’spure life dealing with pornography, post

abortion group. Veteran’s Support is

every Monday at 7pm. For more infor-

mation contact Reverend Dee Verhagen

at 973-694-2938, 1111 Preakness

Avenue, Wayne.

•The Community Food Box Program is

at St. Michael’s Episcopal Church, 1219

Ratzer Road. The boxes contain a

great selection of quality frozen food

that is delivered on site each month,

for pick up, at very inexpensive prices. There are 8 different selection s of

boxes to purchase. For more informa-

tion and to receive a menu call 973-

626-2802.

•Professional musicians and vocalists

of the Wayne Seniors Swing Band will

perform for your dancing and listening

pleasure on the third Tuesday of each

month. Performances are from 12:30-

2:30pm at the Wayne Elks Lodge, 50

Hinchman Ave. Requested donation is

$2 from Wayne Elks Lodge membersand Wayne Adult Community Center

members. For all others donation is

$3. Light refreshments will be served.

For more information, call 973-633-

0734.

•The Riverview Garden Club, based in

Wayne encourages local area residents

who are interested in gardening and

expanding their botanical knowledge

to join. Novice as well as experienced

gardeners welcome. For details please

call membership chairperson LindaWescott 973-694-1098 or email

[email protected] or visit

riverviewgardenclub.com.

•Visiting Angels in association with The

Alzheimer’s Foundation of America is

offering free year round memory

screenings. Confidential screenings are

held from 2-4pm every third

Wednesday of each month except for

November. Call for your appointment

973-839-3761. All screenings are held

at the Visiting Angels office at 2190Hamburg Turnpike, Wayne.

•The Golden Age Circle of Wayne, Inc.

(GACW) is an active non-profit senior

group sponsored by the Wayne

Department of Parks and Recreation

that meets every Thursday at 1pm in

the PAL Building, 1 PAL Drive in

Wayne. Day trips and overnight trips

are scheduled throughout the year,

special speakers, and bingo is played

for only GACW members one Thursday

a month. Members must be a Wayneresident and at least 50 years of age.

Yearly dues are $7. For more informa-

tion, call Val Turner, assistant recording

secretary, at 973-694-5094.

•Jewish Family Service of North

Jersey, a recipient of financial assis-

tance from UJA Federation of North

Jersey, is expanding its Kosher Meals

on Wheels program in Wayne. The

Meals on Wheels Program provides

hot, nutritious kosher meals to people

those who are unable to cook or shop,

due to a disability or their age. Drivers

needed to deliver meals. We are

accepting referrals for people who

need meals. To volunteer, or to request

Kosher Meals on Wheels, call Paul

Klein at 973-595-0111.

•Spa 23 Health & Racquet Club in

Wayne offers birthday parties and spe-

Established 1971

309 Valley Road, Wayne • (973) 696-4446MAJOR CREDIT CARDS ACCEPTED

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Community Happeningscontinued from page 2

continued on next page

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cial events for all ages. Kids will have

the time of their lives at Spa 23 par-

ties! In addition to our pool parties,

choose from any of our themed par-

ties, or add a theme to your pool party.

Theme parti es are avai lable seven

days a week. Pool parties are available

Fridays, Saturdays, and Sundays. You

can also book the entire club for your

own private event! The spa is located

at 381 Route 23 in Pompton Plains.

Contact Spa 23’s program director,

Laura Severance, at 973-839-8823.

View more information online at

www.spa23 .com.

•An open invitation to all seniors to

join the Golden Key of Wayne. Come

play bingo, dominoes, and other

games. Enjoy fellowship, fun, holiday

parties, and trips. The Golden Key Club

meets every Friday afternoon from 1-

3pm at the Post 174 American Legion

building, 55 Mountain View Blvd.,

Wayne. For more information, please

call Annette Ford at 973-628-0492.

•The MOMS Club of Wayne is looking

for members. It is part of an interna-

tional non-profit support group for

mothers who are home with their chil-dren during the day. The group offers

monthly socials, group activities/out-

ings, play group opportunities, mom’s

night and community service projects.

For more information e-mail mom-

[email protected] or go to

ww w. me et up .c om /m om s- cl ub -o f-

wayne.

•The Morning Minyan, a group of car-

ing people dedicated to observing the

tradition of daily prayer, meets at

7:30am in the sanctuary of TempleBeth Tikvah, 950 Preakness Avenue in

Wayne. A light breakfast follows the

15-20 minute prayer service. All wel-

come.

•The Pines Lake Woman’s Club is open

Using LenSx Laser Technology

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Other conditions we treat (partial list)

- Blurred Vision

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- Glaucoma- Diabetic Retinopathy

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Treatments (partial list)

- Custom Vue Lasik

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- Foldable Lens Implants- Selective Laser Trabeculoplasty

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Community Happeningscontinued from previous page

continued on page 8

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to women from Wayne. The club meets

monthly on the second Wednesday of

the month at the Pines Lake Elementary

School cafeteria at 7:30pm. Visitors are

welcome. The club offers fun, friend-

ship, and service. For more information

call 973-835-3272 or e-mail pineslake-

womansclub @yahoo.com.

•Afraid of Speaking in Public? Join

Toastmasters to improve your speak-

ing skills. Meetings are held every 2nd

and 4th Tuesday each month at the

Wayne Civic Center 1006 Hamburg

Turnpike, from 7-9pm. For inquiries

contact Antheya 862-571-3148 or

visit www.toastmasters.org.


A

s a parent, you

expect to file a fed-

eral income taxreturn every year. But do you

check to see if your children

need to file a return of their

own? The filing requirements

for children vary depending

not only on the amount of

income they have, but also on

whether their income comes

from working, investing, or

both.

If your child had wage

income only during 2014, a

tax return is required if wages

exceeded $6,200. If the child

earned less than $6,200 but

employers withheld taxes, a

tax return must be filed if a

refund is to be claimed.

If your child had net self-

employment earnings of $400

or more in 2014, a return is

required and a self-employ-

ment tax is due. Income tax

could be due if earningsexceeded $6,200.

If a child had investment

income only during 2014

(such as dividends and inter-

est), reporting is required if

the total exceeded $1,000.

If your child has both

earned and unearned invest-

ment income, a return is

required if the total was more

than the larger of $1,000 or

earnings plus $350 (up to

$6,200).

If your child’s invest-

ment income for 2014

exceeded $2,000 and your

child is under age 19 (age 24

if the child is a full-time stu-

dent), the amount over

$2,000 will be taxed at your

top rate. You may elect to

include your child’s unearned

income on your tax return in

certain circumstances, ratherthan filing a separate return

for the child.

Be aware that a working

child can make contributions

to an individual retirement

account, either a regular IRA

or a Roth IRA. A contribu-

tion to a regular IRA will be

tax-deductible, reducing the

tax if your child owes any. A

contribution to a Roth IRA

won’t be deductible so it won’t

lower a child’s tax bill, but the

offsetting benefit of tax-free

withdrawals later on may still

make it a wiser choice.

Contributions to 2014 IRAs

may be made any time up to

April 15, 2015, the filing

deadline for 2014 tax returns.

For assistance with your

tax filing or those of your chil-

dren, call our office.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

ness and Individual Clients. We

are QuickBooks Certified Pro

Advisors and provide new busi-

ness set up, training and sup-

port. Our office is located at

166 Main St. Lincoln Park, NJ

07035. Our website is

www.cpanewjersey.com and

email is [email protected].

To contact us by phone please

call 973-633-1001.

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Community Happeningscontinued from page 7

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Valentine's Day is a

popular time of the year to

send greeting cards.

According to the Greeting

Card Association, around

145 million Valentine's Day

cards are exchanged annually. While that is an impressive

number, Valentine's Day actually comes in second as the

most popular card-giving occasion. Christmas tops the list

with some 1.6 billion cards purchased, including boxed card

varieties. Other popular occasions to send greeting cards

include Mother's Day, Father's Day, graduation, Easter,

Halloween, Thanksgiving, and St. Patrick's Day.

Did you know?

8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

10/23

Valentine’s Day is upon

us. This is a day to

celebrate our loved

ones and show them we care.

We also have to take care of

our four-legged loved ones, as

some Valentine’s Day gifts and

ideas may be hazardous to our

pets.

The most obvious warn-

ing is: Don’t let your pets eat

chocolate. Chocolate is one of

the traditional gifts on

Valentine’s Day but can be

very dangerous to pets, even

life threatening. The toxic

compounds in chocolate

are methylxanthines, mainly

theobromine and, less impor-

tantly, caffeine. The amounts

of theobromine and caffeine

vary with the type of choco-

late. For instance, unsweet-

ened (Baker’s) chocolate con-

tains 8 to 10 times the amount

of theobromine as milk

chocolate. This is a very com-

mon toxicity in dogs and seen

less in cats just by nature of

their eating habits.

Clinical signs of choco-

late toxicity usually occur

within six to 12 hours of

ingestion. Theobromine

affects the body as a central

nervous system stimulant,

cardiovascular stimulant,

increases blood pressure and

nausea. Therefore, common

signs of chocolate toxicity are:

vomiting, diarrhea, hyperac-

tivity, tremors, seizures, fast

heart rate and, in severe cases,

death. If your pet ingests

chocolate, contact your vet-

erinarian or poison control

immediately for treatment.

Also, knowing the type and

quantity of chocolate ingested

is helpful.

Another potential haz-

ard for pets on this ‘sweet’ hol-

iday is any ‘sugar-free’ gum or

candy. They commonly con-

tain the sugar substitute xyli-

tol. Signs of xylitol toxicity

can be seen as quickly as 30

minutes and causes a sudden

drop in the body’s blood sugar

(hypoglycemia). This may

result in weakness, depression,

loss of coordination, seizures,

coma and even liver failure.

Treatment should be initiated

immediately if ingestion

occurs.

Some holiday flowers,

though they are romantic, can

be toxic for your pet. The

biggest culprits are lilies. They

are highly toxic to cats, so

make sure your cats can’t get

near them, or choose a differ-

ent variety of flower but not

tulips (the bulbs are the most

toxic). Amaryllis, daisies,

chrysanthemums or any flow-

ers with thorns may be poten-

tially dangerous flowers.

Leftover gift-wrapping or

decorations are enticing for

curious cats. Make sure all rib-

bons, bows and other wrap-

ping are out of your pets’

reach and cleaned up. Cats

especially like chewing on

strings or ribbons which can

cause choking or worse, an

obstruction in the intestines

that could require emergency

surgery.

Candles are also a nice

touch on Valentine’s Day but

not to paws and fur. Don’t

leave candles unattended, as

pets can easily be burned or

the candles could be knocked

over, causing a fire.

One last warning is not

to give pets as gifts. Puppies

and kittens are very cute and

cuddly but owning a pet is a


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continued on page 15

8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

11/23

Though February does

not often elicit images

of youngsters building

campfires or playing games in

the pool, the month more syn-

onymous with the Super Bowl

and Valentine’s Day is a great

time for parents to start think-

ing about summer camps for

their kids.

Summer camp is often

something kids look forward

to, and something they will

fondly recall long after they

reach adulthood. For many

kids, summer camp provides a

first taste of independence, as

youngsters spend significant

time away from home without

their parents for the first time

in their lives. But as great an

experience as summer camp

can be for youngsters, it can be

just as difficult an experience

if parents don’t find the right

fit for their children. That’s

why it behooves parents to

start thinking about summer

camps for their kids in winter,

before camps start filling out

their rosters, which tends to

happen in early spring. The

following are a few things par-

ents should take into consider-

ation when seeking a summer

camp for their kids.

STAFF

The right summer camp

staff can make all the differ-

ence. Many children are

understandably shy when

arriving at a summer camp, as

their friends from back home

might not be joining them.

That can make kids hesitant

to participate in activities or

less enthusiastic about those

activities. But a good staff will

know how to make kids feel

welcome, which should help

them come out of their shells

and make the most of their

summer camp experiences.

The quality of staffs can vary

significantly depending on the

camp, so it’s important that

parents ask camp representa-

tives about their staffs before

making any commitments.

Ask how long the staff has

been together and the types of

training new and even veteran

staff members undergo before

the start of camp season? Does

the training include first aid

and emergency medical train-

ing and certification?

It’s also good to ask about

the vetting process the camp

employs before hiring new

staff, including the extent of

its background checks. Are

criminal background checks

conducted? How many refer-

ences must potential staff

members supply to be consid-

ered for employment? A good

camp will be forthcoming with

answers to all of your ques-


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Things to consider before choosing a summer camp

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A recent UCLA study headline states:“Baby Boomers Face More Health Problems Than Their Parents”

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Dietary and Lifestyle Changes Without Proper Hydration,Many Unhealthy Changes Occur in Our Cells

One solution can be as simple as drinking more water. But

what kind of water should we be drinking?

TAP WATERTap water is a healthier option than soft drinks and other bever-ages, but according to the Environmental Working Group, there

have been 315 pollutants found in America's tap water since2004, and over half of these pollutants are completely unregu-lated and can legally exist in any amount.

At the current levels of contamination, the public is starting to

question the quality of tap water and wonders if it is safe enoughto drink.

BOTTLED WATER

Bottled water is not necessarily healthier than tap water and yetit costs much more! Bottled water costs more per gallon thangasoline! Although, through marketing tactics, it is associatedwith healthy water, bottled water is not guaranteed to be anyhealthier than tap water. In fact, there are many carcinogenic

chemicals that go into the making of plastic water bottles thatcan leach into the water. Why do you think they constantly tellus not to store bottled water in our cars? Because the plasticheats up, releasing chemicals into the water. Bottled water hasalready been heated many times in the 4 to 6 months it takes

to reach market.

A four-year study by the Natural Resources Defense Councilshows that 1/3 of the bottled water tested contains levels of con-

tamination which exceed allowable limits. Bottled water can alsobe slightly acidic, which may affect your body's pH balance. Fi-nally, the environmental impact caused by the production anddisposal of plastic bottles is harmful to our ecosystem.

REVERSE OSMOSIS AND DISTILLED WATERReverse Osmosis and Distilling are filtering processes, whichmay be effective in areas that do not receive municipallytreated water and are commonly used in bottled water facili-

ties. Both reverse osmosis and distilling removes healthy, nat-urally occurring minerals in our water. These minerals not onlyprovide good taste, they also serve a vital function in thehealthy balance of our bodies. When stripped of these miner-als, this water becomes unnatural and an aggressive ab-

sorber. This can be quite unhealthy. Also, 2 - 3 gallons of water are wasted for every gallon of purified water produced; again,a very negative impact on our environment and ecosystem.

THE SOLUTIONOne of the best ways to clean and remove toxins from your body is by drinking the right water so the body can heal itself. Everything in the body happens in water. Nutrients, Miner-

als, Hormones and Insulin follow water into the cells.

Find out why tap water, bottled water, reverse osmosis anddistilled water are not the answer and could be actuallycausing more health problems.

We have researched the best water to drink for detoxifyingyour body of these harmful pollutants, as well as removepesticides (toxins) from your fruits and vegetables.

ANTI-OXIDANT, ALKALINE, RESTRUCTUREDIONIZED WATERThis technology comes from Japan and has been used inJapanese homes for decades. It is now available in the USA.

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Ask ten people how

they feel about

Valentine’s Day and

it would be plausible, if not

definite, to get ten different

answers. Some suggest it is a

“created holiday” only con-

ceived to make money by

manipulating women and

men in its importance.

Others (read as single peo-

ple) take a more bitter stance

to the day and its in-your-

face (you can’t open your

eyes without seeing a heart),overpriced flowers (it does

get ridiculous), chocolate

covered everything (well

everyone loves chocolate

covered on something)

approach that is Valentine’s

Day.

Whatever one may

think, in reality the day of

“love” is simply that; one day

out of the year that calls out

everybody and brings his or

her feelings to the forefront.

Whether single or commit-

ted, Valentine’s Day makes

you think about loved ones.

Silly at times with a little too

much focus on the materialaspects of it, February 14th is

not about giving or receiving

gifts, although lately it has

evolved to that. At its core,

Valentine’s Day is about ded-

icating yourself uncondition-

ally to a loved one for 24

hours.

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8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

14/23

big undertaking. Purchasing

a pet should be done in a

responsible way and only

after a lot of research. If

you’re ready, you should con-

sider adopting a pet from

your local shelter. These

steps can be done together

and are romantic and

rewarding.

Have a sweet and safe

Valentine’s Day!

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quali-

ty and compassionate care for

your pets in the community.

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One may say that people

should always treat each

other this way and it’s true,

but unfortunately unrealistic.

Too many times we get

caught in the daily web of

work, responsibilities, and

other frivolous tasks that

seem important on any given

day. Valentine’s Day makespeople check themselves and

reminds them of what is

essential; why they work hard

every day and night, and that

is for the people we love.

If it were up to most of

us we would be on a beach

somewhere not stressing

about tomorrow and loving

today, instead we work hardhour to hour losing countless

nights of sleep, and we do it

for the people we love. I do

not see anything wrong with

a day that reminds us of that.

Happy Valentine’s Day,

make the best out of it.

Love ya!

Valentine’s Day, A simple reminder

continued from previous page

A safe Valentine’s Day for your petcontinued from page 10

8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

15/23

Although Valentine’s

Day may be geared

toward adults, chil-dren are quite drawn to the cel-

ebration as well. Perhaps it’s

the promise of candy or choco-

late that gets their attention,

but Valentine’s Day annually

appeals to the younger set.

Some couples opt to leave

children in the capable

hands of a babysitter come

Valentine’s Day and

enjoy the evening solo.

But for those who want

to include youngsters in

their fun, they canexplore the many

enjoyable and clever

crafts and other activi-

ties available.

LEARNING GAMES

Valentine’s Day can

be turned into a learn-

ing opportunity for chil-

dren. One idea is to cre-

ate an “Attracting Love” game

that illustrates the power of

magnets and the laws of attrac-tion. Fill an empty glass jar

with various items made into

heart shapes. These can

include small pieces of pipe

cleaner, paper clips, paper, and

even aluminum foil hearts. Put

the top on the jar and shake up

the contents. Let children

guess which items will be

attracted to a magnet, then

have them test their theory

with a strong magnet rubbed

on the outside of the jar. See

which hearts are attracted tothe magnet.

Other learning games can

include matching or finding

the differences between pic-

tures, counting paper hearts or

making recipes of scented mod-

eling dough.

DESSERT FUN

Invite youngsters into the

kitchen to try their hands at

different recipes, making sure

that they have a chance tosample their handiwork after-

ward.

Faux chocolate truffles

made with chocolate sandwich

cookies can be a tasty treat for

little hands. Start by mashing

up some Oreo® cookies, then

add them to a bowl with one 8-

ounce package of cream

cheese. Mix until everything is

incorporated into a sticky bat-

ter. Truffles can be made into

balls or heart shapes. For chil-

dren celebrating Valentine’sDay and winter fun, turn the

truffles into edible snowmen.

Dip the truffles into melted

chocolate or colored candy

melts to coat. Place on a wax

paper-covered cookie sheet and

refrigerate for an hour, or until

the truffles are firm.

CRAFTS

Children can have fun

cutting out cupids, making col-

oring pages or doing just aboutany other Valentine-inspired

craft, like making their own

cards.

Another craft idea is to

write secret love notes with

invisible ink. Lemon juice can

be used as invisible ink.

Have children write a message

by dipping a cotton swab or

their finger in lemon juice and

then writing words on a white

piece of paper. Once the papers

have dried, an adult can reveal

the message by placing thepaper in front of a heat source,

such as an iron or a light bulb.

The message will magically

appear and reveal those secret

sentiments.

Children can get crafty by

making gifts for the special

people in their lives. Combine

the concept of valentines with

the ambiance of a candle. For

an even safer alternative, opt

for an LED-flame candleinstead of traditional candles.

Kids can glue foam con-

versation hearts, sold at many

craft stores, to the outside of

the candle. Wrap the middle of

the candle with ribbon, and

they’ve just created an easy,

heartfelt gift.

KIDS’ DINNER

Encourage the next gen-

eration of chefs to create culi-

nary masterpieces, which they

can then serve to family mem-

bers or friends. Children caneven prepare dinner as a token

of appreciation to their parents.

Plan recipes with kids in

advance, but look for age-

appropriate menu ideas, partic-

ularly those that will not

require much use of the stove-

top or other dangerous kitchen

appliances. Kids can always do

the prep work and then ask an

adult to put the food into the

oven for cooking.One easy idea is to create

heart-shaped hamburger sliders

and Valentine-colored mashed

potatoes. Use red potatoes with

the skin on to create the pota-

to mash. The sliders can be

shaped by hand or using a

heart-shaped cookie cutter.


Valentine’s Day for the kids

8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

16/23

tions, so eliminate those that

appear hesitant to share infor-

mation about their staffs.

A DAY IN THE LIFE

When vetting camps forkids, parents should ask what

a typical day is like once the

season hits full swing. Many

parents want their youngsters

to have a well-rounded expe-

rience, while others might

want their kids to attend a

more specialized camp,

whether it’s a sports camp

focusing on a particular sport

or a music camp devoted to

helping kids become bettermusicians. Regardless of the

type of camp parents are con-

sidering for their kids, they

should ask about what daily

life at the camp is like. Ask to

see schedules and how strictly

camps adhere to those sched-

ules. When considering spe-

cialized camps, ask the staff

representative if kids will

have the chance to simply

have a little fun and which

types of recreational activities

are planned to give kids a

break from what are often rig-orous schedules.

CAMP GOALS

Another thing parents

must consider before choosing

a summer camp for their kids

is the goals of each individual

camp. A camp should be ded-

icated to ensuring kids have

fun, even when kids are

attending more specialized

camps that tend to be more

strict. In addition, parentsshould look for a camp that

wants its attendees to foster

relationships with their fellow

campers. Camp can be lonely

for some youngsters, especially

those attending summer camp

for the first time, but a sum-

mer camp that strives to pro-

mote friendship among its

campers can reduce, if not

eliminate, any feelings of

homesickness.

Late winter is when par-

ents should start looking at

summer camps for their kids,and there are a host of factors

moms and dads should take

into consideration during the

vetting process to ensure their

youngsters have as much fun

as possible.


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Things to consider before choosing a summer camp

continued from page 11

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17/23


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Homeowners hopingto expand their

homes are faced

with a number of choices.

One of the first they will

have to make is which direc-

tion to take their expansion.

Homeowners can choose to

expand horizontally, increas-

ing the footprint of their

homes, or vertically.

Professionals urge

prospective remodelers toconsider the pros and cons to

each expansion option,

including which direction to

build.

One of the first consid-

erations is land space.

Building horizontally will cut

into yard space that you may

have already earmarked for a

pool, shed or anotherfeature. Proximity to

neighbors and the

dimensions of your prop-

erty will also help to

determine if expanding

horizontally is a good

idea.

Building codes and

neighborhood require-

ments also must be con-

sidered before making

any renovations. Somemunicipalities may have

rules in place that govern

renovations. Add-ons

may not be allowed to

exceed certain height

limits, nor may structures

be built within a certain

number of feet of proper-

ty lines.

Homeowners whochoose to build upward

will have to contend

with work crews and

other staff being in their

homes. Raising the roof

may require vacating the

premises at a certain

point. Also, extensive

renovation work will be

needed on the lower

level of the home,

whether it’s to shore upthe structure, clean up

after the renovation or

repair ceilings, drywall

and other components

where levels meet.

It may seem easier to

expand outward, but this

requires laying additional

foundation for the new

building structure. Bringing indigging equipment and masons

can be costly. When you build

vertically, such foundation

work may not be necessary if

your home is structurally

sound and can bear the weight

of the addition.

Building out typically

involves the least disruption

to your life and the existing

space. Homeowners should

keep in mind that any reno-vation will require permits or

variances. In addition, if the

project increases the value of

the home, home insurance

costs and property taxes may

rise. Only after all considera-

tions have been weighed

should a project begin.

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19/23


Valentine’s Day is syn-onymous with many

things, including

chocolate. Men and women

indulge their love of chocolate

every February 14, but those

who want to go the extra mile

for their sweethearts this

Valentine’s Day can make

their own delicacies. Home-

made confections send a spe-

cial message to loved ones on

Valentine’s Day, especiallywhen they include chocolate,

such as the following recipe

for “Crochette di Ricotta con

Salsa di Cioccolato (Ricotta

Beignets With Chocolate

Dipping Sauce)” from

Michael White and Joanna

Pruess’ “Fiamma: The Essence

of Contemporary Italian

Cooking” (Wiley).

Crochette di Ricotta con

Salsa di Cioccolato

(Ricotta Beignets With

Chocolate Dipping Sauce)

Makes 6 to 8 servings

1 cup whole milk ricotta cheese

2 large eggs

1/4 cup sugar

1/4 cup all-purpose flour

3/4 teaspoon baking powder

1/2 cup finely crushed amaretticookies (about 16 cookies)

1 cup chopped bittersweet

chocolate

1 cup heavy cream

Vegetable oil, for deep-fat frying

Confectioners’ sugar, for

garnish

In a medium-size bowl,

whisk the ricotta and eggs

together until smooth. Addthe sugar, flour, baking pow-

der, and amaretti and stir until

well blended. Cover and chill

for at least 1 hour.

While the batter is chill-

ing, put the chocolate in a

small bowl. In a small

saucepan, bring the heavy

cream to a boil over medium-

high heat, about 2 minutes.

Remove the pan from the heat

and pour the hot cream over

the chopped chocolate, stir-ring until blended and

smooth. Keep warm.

Fill a medium-size pot

with at least 3 inches oil and

heat until the oil measures

about 360 F on a candy or

instant-read thermometer.

Carefully drop the crochette

batter by the heaping table-

spoon into the hot oil and

cook, turning once, until

brown on all sides, about 3minutes. Using a slotted

spoon, remove them from the

oil and drain on paper towels.

Dust with confectioners’ sugar

and serve immediately with

chocolate sauce. If desired,

serve with warm caramel and

berry sauces as well.

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visit o r ebsite at lifeandleisurenj comFebruary 11 2015 Zone 1 Page 23

8/9/2019 221657_1423237656Feb 11 2015 Z1 LR.pdf

22/23


When homeowners

think about reno-

vating their prop-

erties, many first need to secure

some funding to finance such

projects. Some may tap into

the equity of their homes by

refinancing an existing mort-

gage, while others may apply

for home equity loans. Taking

the latter approach may require

certain steps, including anassessment of how much the

home and property is worth.

Home appraisals compare

your home to neighboring

properties to determine your

home’s current market value.

Homeowners can facilitate the

process by having certain infor-

mation readily available for the

appraiser. When preparing for

appraisers, homeowners should

consider and collect the fol-

lowing information:

If your home was built

on the largest lot in the com-

munity.

If you have made signifi-

cant upgrades since it was last

appraised, such as installing a

new roof or siding. Don’t over-

look smaller renovations, like

extra insulation added or seal-

ing drafty windows, which canincrease a home’s value.

Proof that you have used

sustainable resources or if you

participated in any energy-sav-

ings programs.

Naturally, any expansion

projects, such as adding anoth-

er bedroom or extending the

footprint of the home, should

be mentioned.

A real estate appraiser is

a certified, licensed profes-

sional who will do his or herbest to determine the value of

your home. The appraisal pro-

vides banks with information

that can tell loan officers if the

house is worth the loan

amount. Expect to pay a fee

for the appraisal, which is gen-

erally included in your closing

costs.

The appraiser gathers

information for the appraisal

report from a number of

sources, but the process often

begins with a physical inspec-

tion of the property, both

inside and out. He or she also

will compare your home

against a few others in the

neighborhood, which are

known as comparables or

comps. Appraisals will be

based on recent prices of com-

parable properties as well asother factors.

Apart from the improve-

ments done to the home, there

are other ways to get a higher

appraisal amount. The apprais-

er may consider the overall

maintenance of the home and

property. It is wise to consider

curb appeal and ensure the

home is clean and maintained

when the appraiser arrives.

Minor repairs or common

maintenance can impress theappraiser. Removing clutter

and cleaning up the home’s

interior can make the home

appear larger, possibly increas-

ing its value as a result.

It may be worth it to

invest some more money into

the property before having an

appraisal done. A study spon-

sored by the National

Association of Realtors says

wood floors, landscaping and

an enclosed garage can lead to

a more favorable appraisal.

An appraiser will spend

roughly 30 minutes in a home.

Try to give that person space to

do his or her job. Following the

appraiser around during an

inspection can raise a red flag

that something is wrong withthe house that you don’t want

to be seen. Turn lights on

throughout the house, make

sure the heating or cooling sys-

tem is functioning at full

capacity and keep pets locked

away. Move items that can

impede access to basements or

attics.

An accurate assessment

of the value of your home will

give banks the information

they need to determine loan

amounts for future renovation

projects. Providing back-

ground information on the

home and having a well-main-

tained property can improve

the chances of a favorable

appraisal.

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23/23

Gencarelli’sSpecials

Gencarelli’s on the Lake58 Lake Drive West • Wayne

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Celebrating

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221657_1423237656Feb 11 2015 Z1 LR.pdf

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