Savings Report- 0614 Full

Savings Report: Accion Network and Partners

JUNE, 2014:

3,781,381

4,426,350

SAVERS

SAVINGS

Acción TENDENCIA Y COMPOSICIÓN CAPTACIONES-12 MESES/ SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS

2,51

6,14

8

2,79

7,34

2

2,79

8,79

0

2,85

6,44

1

2,89

7,79

1

2,92

7,40

3

2,96

4,18

7

3,63

8,88

7

3,68

0,71

4

3,64

3,50

9

3,61

3,90

8

3,64

9,41

4

3,78

1,38

1

$3,671,934 $3,816,846 $3,818,401 $3,924,485 $3,974,225 $4,021,060

$4,173,305 $3,957,842 $3,976,701

$4,395,199 $4,290,210 $4,338,901 $4,426,350

$-

$500,000

$1,000,000

$1,500,000

$2,000,000

$2,500,000

$3,000,000

$3,500,000

$4,000,000

$4,500,000

$5,000,000

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000June 2013 July 2013 Aug 2013 Sep 2013 Oct 2013 Nov 2013 Dec 2013 Jan 2014 Feb 2014 Mar 2014 April 2014 May 2014 June 2014

Savers Savings ($ 000)

Banco Ademi,

5.7%

Bandelta, 0.2% Banco Solidario ,

2.5%

BancoSol , 17.7%

Banco Popular, 1.0%

BanGente, 3.7%

FINAMERICA , 7.6%

Financiera El Comercio, 1.5%

FINSOL, 1.1%

Mibanco, 10.8% Akiba, 5.6%

AMFB, 1.8% EB ACCION, 2.6%

EAMF, 1.0%

Banco Pichincha, 33.7%

Apoyo Integral, 0.5%

Banco Compartamos,

3.0%

Composición de Clientes de Captaciones Savers Composition- June 2014

Banco Ademi, 4.8%

Bandelta, 3.5%

Banco Solidario , 10.7%

BancoSol , 19.5%

Banco Popular, 0.5% BanGente, 4.7%

FINAMERICA , 5.8%

Financiera El Comercio, 2.9%

FINSOL, 0.4%

Mibanco, 31.7%

Akiba, 1.4%

AMFB, 0.2%

EB ACCION, 0.2% EAMF, 0.2%

Banco Pichincha, 13.2%


Banco Compartamos,

0.1%

Composición de Saldos de Captaciones Savings $000 Composition-

June 2014

Bandelta, 0.3% Banco Solidario ,

3.6%

BancoSol ,

23.7% BanGente, 3.5%

FINAMERICA , 3.9% Financiera El

Comercio, 2.4% Mibanco, 11.4%


Composición de Cuentas Activas para el 47% de IMF´s Active Accounts Composition 47% MFI s- June 2014

2,96

4,18

7

3,64

3,50

9

3,78

1,38

1

23,8

62,8

56

25,9

33,6

44

25,7

29,8

67

0

5,000,000

10,000,000

15,000,000

20,000,000

25,000,000

30,000,000Dec 2013 Mar 2014 June 2014

Savers Savers-Global Market* MIX Market (85 MFI´s-LAC, Africa and Asia)

$4,173,305 $4,395,199 $4,426,350

$5,629,632 $5,976,435 $6,133,524

$-

$1,000,000

$2,000,000

$3,000,000

$4,000,000

$5,000,000

$6,000,000

$7,000,000Dec 2013 Mar 2014 June 2014

Savings ($ 000) Savings-Global Market* MIX Market (85 MFI´s-LAC, Africa and Asia)

$1,459 $1,364 $1,364 $1,374 $1,371 $1,374 $1,408 $1,088 $1,080 $1,206 $1,187 $1,189 $1,171

$-

$500

$1,000

$1,500

$2,000

June2013

July2013

Aug2013

Sep2013

Oct2013

Nov2013

Dec2013

Jan2014

Feb2014

Mar2014

April2014

May2014

June2014

Average Savings Balance ($ 000)

Average Savings Balance ($ 000)

LATI

N A

MER

ICA

During the first quarter there was a growth of 30% in Latin America tak-ing into account that figures of Banco Pichincha reflect the most significant participation within the group. When comparing Depositors vs Active Ac-counts there are cases where there are plenty of active clients but there is low concentration of active accounts.

Deposits balance increased in 6.3% dur-ing June in Latin America,. Same growth as Depositors. It is important to add that the sample includes just 8 MFI´s based in LAC which information for Dec and March is available in the MIX Market but the Mix compiles deposits data for around 40 MFI´s based in LAC and this number is expected to increase.

AFR

ICA

AN

D A

SIA

During the second quarter, Deposits de-creased 6% in terms of balance. It is im-portant to add that the largest % growth was registered by EAMF-Cameroon with 14.35% in terms of balance.

In terms of Depositors, Savings account is the most important product around African Institutions.

Growth remains with a positive trend within all African institutions. AMFB-Nigeria reflected the highest growth up to 20% in terms of Depositors. com-pared to Dec 2013.

Sights Deposits are the most important products as of June 2014 in terms of Clients.

PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2013 JUNE 2014

Cambio últimos 06

meses/Change last

06 months (%)

Dominican Republic Banco Ademi 195,227 206,433 5.74%

Mexico Banco Compartamos 96,918 116,972 20.69%

Panama Bandelta 8,277 8,793 6.23%

Ecuador Banco Solidario 91,790 84,108 -8.37%

Bolivia BancoSol 628,965 656,455 4.37%

Honduras Banco Popular 36,460 38,432 5.41%

Venezuela BanGente 126,800 141,188 11.35%

Ecuador Banco Pichincha 1

639,840 1,304,507 103.88%

Colombia Finamerica 265,604 288,304 8.55%

Paraguay Financiera El Comercio 50,489 56,705 12.31%

Honduras Finsol 38,643 39,942 3.36%

Peru Mibanco 382,139 406,113 6.27%

El Salvador Apoyo Integral 16,627 18,638 12.09%

2,577,779 3,366,590 30.6%

AFRICA, INDIA, CHINA

Tanzania Akiba 197,781 202,401 2.34%

Nigeria Accion Microfinance Bank 61,720 74,575 20.83%

Ghana EB-ACCION 91,785 99,311 8.20%

Cameroon EAMF 35,122 38,504 9.63%

Total - Africa, India and China 386,408 414,791 7.3%

Grand Total ACCION International 2,964,187 3,781,381 27.6%

1. Data available as of December 2013

Total Latin America and The Caribbean

Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL

SAVERS-PERCENTAGE INCREASE

Usd $(000)


Cambio últimos 06

meses/Change

last 06 months

(%)

Dominican Republic Banco Ademi 194,965 221,001 13.35%

Mexico Banco Compartamos 2,981 2,698 -9.48%

Panama Bandelta 147,523 161,462 9.45%

Ecuador Banco Solidario 475,218 456,897 -3.86%

Bolivia BancoSol 851,847 881,586 3.49%

Honduras Banco Popular 20,759 20,440 -1.54%


Ecuador Banco Pichincha 1

477,422 650,658 36.29%

Colombia FINAMERICA 254,660 272,549 7.02%


Honduras FINSOL 16,743 17,872 6.75%

Peru Mibanco 1,298,058 1,251,322 -3.60%

El Salvador Apoyo Integral 18,397 19,018 3.37%

4,086,412 4,344,340 6.3%

Tanzania Akiba 64,695 60,331 -6.75%

Nigeria Accion Microfinance Bank 6,755 7,421 9.85%

Ghana EB ACCION 8,738 6,591 -24.57%

Cameroon EAMF 6,705 7,667 14.35%

86,894 82,010 -5.6%

4,173,305 4,426,350 6.1%

1. Data as of December 2013

TOTAL LATIN AMERICA AND THE CARIBBEAN

Total - Latin America & Caribbean

AFRICA, INDIA AND CHINA

Total - Africa, India and China

Grand Total - ACCION International

Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL

SAVINGS-PERCENTAGE INCREASE

Real Amount


Cambio últimos

06 meses/Change

last 06 months

(%)

Dominican Republic Banco Ademi 999 1,071 7.20%

Mexico Banco Compartamos 31 23 -25.00%

Panama Bandelta 17,823 18,363 3.03%

Ecuador Banco Solidario 5,177 5,432 4.93%

Bolivia BancoSol 1,354 1,343 -0.84%

Honduras Banco Popular 569 532 -6.59%


Ecuador Banco Pichincha 746 499 -33.15%

Colombia FINAMERICA 959 945 -1.40%


Honduras FINSOL 433 447 3.27%

Peru Mibanco 3,397 3,081 -9.29%

El Salvador Apoyo Integral 1,106 1,020 -7.78%

1,585 1,290 -18.6%

Tanzania Akiba 327 298 -8.87%

Nigeria Accion Microfinance Bank 109 100 -9.08%

Ghana EB ACCION 95 66 -30.28%

Cameroon EAMF 191 199 4.31%

225 198 -12.1%

1,408 1,171 -16.9%

TOTAL LATIN AMERICA AND THE CARIBBEAN

Total - Latin America & Caribbean

AFRICA, INDIA AND CHINA

Total - Africa, India and China

Grand Total - ACCION International

Accion SALDO PROMEDIO- CAMBIO PORCENTUAL AVERAGE BALANCE PERCENTAGE INCREASE

Region/Región Asia Africa LAC Total * This is only a small size of total market. There are more than 40 MFI´s

Sample-Muestra No Socios Acción 34 43 8 85 which are Not part of Accion but Data from both variables and periods is Not available yet

Region/Región Dic 2013 Mar-14 Jun-14 % Dic 2013 Mar-14 Jun-14 % Dic 2013 Mar-14 Jun-14 %

Asia (East, South and The Pacific) 1,391,269 1,521,603.8 1,631,480.6 9% 9,169,598 10,225,593 10,299,915 12% 152 149 158 4.21%

Africa 3,107,837 3,302,213 3,349,425 6% 13,197,933 14,415,982 14,137,883 9% 235 229 237 0.60%

LAC 1,130,526 1,152,618 1,152,618 2% 1,251,397 1,235,435 1,235,435 -1% 903 933 933 3.17%

Savings Balance/Saldo Captaciones (usd 000) Savers/Clientes Captaciones Average Balance/Saldo Promedio (Real Amount)

9,169,598

13,197,933

1,251,397 1,391,269

3,107,837

1,130,526

-

2,000,000

4,000,000

6,000,000

8,000,000

10,000,000

12,000,000

14,000,000

Asia (East, South and The Pacific) Africa LAC

Savers/Clientes Captaciones Savings Balance/Saldo Captaciones (usd 000)

DEC 2013

10,225,593

14,415,982

1,235,435 1,521,603.8

3,302,213

1,152,618

-

2,000,000

4,000,000

6,000,000

8,000,000

10,000,000

12,000,000

14,000,000

16,000,000

Asia (East, South and The Pacific) Africa LAC

Savers/Clientes Captaciones Savings Balance/Saldo Captaciones (usd 000)

JUNE 2014

CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)

AKIBA COMMERCIAL BANK (Tanzania)

19

0,0

48

19

0,3

35

19

0,1

86

19

1,5

36

19

1,5

36

19

6,0

08

19

7,7

81

19

9,6

52

19

9,4

65

20

2,8

80

20

2,7

46

20

1,0

60

20

2,4

01

$60,192

$61,376

$62,237

$63,253

$64,122

$62,975

$64,695

$63,710

$62,443

$63,702

$62,049

$60,535 $60,331

180,000

185,000

190,000

195,000

200,000

205,000

June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14


39.2%

46.8%

1.3%

1.4%

2.1%

9.2%

0.01%

0.0% 0.0%

Composición de Saldos de Captaciones Savings ($000) Composition

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

Others (convertiblebonds)

68.5%

31.4%

0.02% 0.02%

0.02% 0.07%

0.00% 0.00%

0.00% Composición de Clientes de Captaciones

Savers Composition

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

Others (convertiblebonds)

Akiba


ACCION MICROFINANCE BANK (AMFB) (Nigeria)

61

,72

0

61

,72

0

64

,49

9

67

,34

9

69

,17

4

70

,94

3

74

,57

5

$6,755 $6,744

$7,023

$7,183

$7,243 $7,205

$7,421

$6,400

$6,600

$6,800

$7,000

$7,200

$7,400

$7,600

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14


AMFB


APOYO INTEGRAL (Salvador)1

3,3

98

13

,73

5

14

,02

7

14

,76

3

15

,66

2

16

,25

4

16

,62

7

16

,83

2

16

,98

5

17

,17

1

17

,35

6

17

,81

1

18

,63

8

10

,69

3

10

,69

3

-

$11,747 $11,747

$13,259

$14,329

$17,065 $16,804

$18,397 $18,472 $18,549 $18,459

$15,842 $16,447

$19,018

$-

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

$18,000

$20,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000


Savers Active Accounts Savings ($ 000)

Apoyo Integral


BANCO ADEMI (Dominican Republic)1

82

,50

1

18

5,3

40

18

8,8

81

19

2,1

13

19

0,5

20

19

4,1

27

19

5,2

27

19

4,6

11

19

7,8

32

20

7,9

15

21

1,5

81

21

6,1

03

20

6,4

33

$176,516 $178,628 $174,732 $177,859 $185,129 $187,641

$194,965 $190,965 $198,598

$213,146 $215,064 $216,482 $221,001

$-

$50,000

$100,000

$150,000

$200,000

$250,000

160,000

170,000

180,000

190,000

200,000

210,000

220,000



Banco Ademi


BANCO COMPARTAMOS (Mexico)

83

,09

6

90

,25

9

96

,91

8

10

8,6

98

11

6,9

72

$2,610

$2,884

$2,981

$2,719 $2,698

$2,400

$2,500

$2,600

$2,700

$2,800

$2,900

$3,000

$3,100

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

June 13 Sep 13 Dec 13 Mar 14 June 14


Banco Compartamos


BANDELTA (Panama)

7,8

52

8,0

19

8,1

02

7,4

26

9,0

29

8,3

69

8,2

77

8,4

68

8,5

95

8,6

67

8,7

44

8,7

89

8,7

93

6,1

36

6,4

16

6,5

05

$144,321 $143,462 $143,907 $144,392

$145,528

$147,068 $147,523

$148,972

$152,796 $153,270

$157,611

$159,105

$161,462

$130,000

$135,000

$140,000

$145,000

$150,000

$155,000

$160,000

$165,000

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000



17.5%

0.3%

1.2%

0.6%

0.0%

1.9%

64.4%

11.94%

2.16%


Savings accounts Current accounts

Up to 30 days Up to 90 days

Up to 120 days Up to 360days

> 360 days Bonds

Vcn's

Bandelta


BANGENTE (Venezuela)

11

4,7

15

11

6,7

97

11

9,0

08

12

1,3

35

12

3,7

12

12

5,5

23

12

6,8

00

12

7,8

61

13

1,8

50

13

3,3

82

13

5,2

58

13

5,2

58

14

1,1

88

77

,86

9

81

,90

2

88

,14

3

$151,658 $152,426 $161,386

$175,653 $187,356

$201,290 $212,450 $207,882 $205,123 $206,350

$220,321

$235,170

$253,027

$-

$50,000

$100,000

$150,000

$200,000

$250,000

$300,000

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000



5.7%

29.1%

6.1%

5.0% 0.1% 0.3%

0.0%

45.6%

8.0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Captaciones conVencimiento a la VistaOtros ( Certificados deMicrocrédito )

26%

73%

0.04%

0.03%

0.00%

0.00%

0.00%

0.09%

0.01%

Composición de Clientes de Captaciones Savers Composition

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Captaciones con Vencimiento ala VistaOtros ( Certificados deMicrocrédito )

Bangente

CUSTOMER SAVINGS AT JUNE/2014- Figures are in Dollars (Real Amount)

BANCO PICHINCHA (Ecuador)

33

1,2

86

55

8,7

86

56

0,8

54

54

8,3

15

56

5,4

18

56

5,0

61

63

9,8

40

1,1

07

,43

2

1,1

27

,26

2

1,2

28

,25

3

1,1

78

,40

8

1,2

00

,37

7

1,3

04

,50

7

$177,076

$296,618 $302,808 $301,895 $303,460 $306,574

$477,422

$406,343 $412,496

$581,553

$451,518 $457,020

$650,658

$-

$100,000

$200,000

$300,000

$400,000

$500,000

$600,000

$700,000

0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000



94%

5% 0.2%

0.3%

0.1%

0.4%

0.0%

0%

0%





> 360 days Bonds

Others (convertible bonds)

Banco Pichincha


BANCO POPULAR (Honduras)

36

,49

5

36

,95

2

37

,50

6

37

,85

7

37

,07

1

36

,94

8

36

,46

0

35

,93

8

36

,44

4

36

,94

6

37

,26

5

37

,82

9

38

,43

2

$20,941

$21,158

$21,464

$20,981 $20,904

$20,546

$20,759

$20,019

$20,571

$21,274 $21,379

$20,959

$20,440

$19,000

$19,500

$20,000

$20,500

$21,000

$21,500

$22,000

34,500

35,000

35,500

36,000

36,500

37,000

37,500

38,000

38,500

39,000



25.2%

1.7%

0.00%

0.86%

0.00%

28.41%

43.8%

0.0%

0.0% 0.0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Hasta 180 DIAS

Up to 360days

> 360 days

Bonds


93.8%

1.8%

0.01%

0.30%

0.01%

0.99%

3.03%

0.07%

0% 0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Hasta 180 DIAS

Up to 360days

> 360 days

Bonds


Banco Popular


BANCO SOLIDARIO (Ecuador)

76

,76

5

88

,89

3

89

,54

5

90

,14

8

90

,77

5

91

,38

0

91

,79

0

92

,29

4

92

,51

1

89

,53

9

90

,22

1

87

,78

7

84

,10

8

84

,82

0

97

,55

6

90

,41

4

$463,503 $462,326

$456,213 $455,320

$459,566

$466,015

$475,218

$470,983

$473,357

$468,271

$461,251

$455,207

$456,897

$445,000

$450,000

$455,000

$460,000

$465,000

$470,000

$475,000

$480,000

0

20,000

40,000

60,000

80,000

100,000

120,000



13%

4%

18%

22%

17%

17%

9% 0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


90%

1% 2%

2%

1%

3%

1%

0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


Banco Solidario


BANCOSOL (Bolivia)

58

4,8

88

59

1,9

22

59

8,7

13

60

6,4

67

61

5,0

73

62

2,4

44

62

8,9

65

63

5,5

89

64

1,1

75

64

5,5

39

64

8,7

13

65

2,3

85

65

6,4

55

58

9,4

80

59

8,3

86

60

0,3

34

$767,440

$789,135 $785,659

$802,239

$816,792

$839,391

$851,847 $855,927 $855,420 $855,457

$860,716

$884,291 $881,586

$700,000

$720,000

$740,000

$760,000

$780,000

$800,000

$820,000

$840,000

$860,000

$880,000

$900,000

540,000

560,000

580,000

600,000

620,000

640,000

660,000

680,000



27%

0%

1% 0%

0% 2%

59%

3% 8%





> 360 days Bonds


BancoSol


EAMF (Cameroon)

29

,96

9

30

,78

9

31

,73

1

32

,73

0

33

,63

9

34

,41

9

35

,12

2

35

,78

5

36

,29

2

36

,92

3

37

,48

6

38

,00

7

38

,50

4

$5,514 $5,788 $5,646

$6,082 $6,318 $6,422

$6,705 $6,754 $6,923

$7,224 $7,196 $7,180

$7,667

$-

$1,000

$2,000

$3,000

$4,000

$5,000

$6,000

$7,000

$8,000

$9,000

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000



91%

6%

0%

0%

3% 0%

0% 0%

0%





> 360 days Bonds


EAMF


EB-ACCION (EASL) (Ghana))

87

,40

1

87

,85

5

88

,50

3

90

,86

1

90

,91

3

91

,58

2

91

,78

5

95

,91

9

96

,51

4

95

,41

9

98

,25

6

99

,05

6

99

,31

1

$9,021 $9,129 $8,938

$8,008

$8,460 $8,086

$8,738

$8,025 $7,843

$6,995 $7,172 $7,018

$6,591

$-

$1,000

$2,000

$3,000

$4,000

$5,000

$6,000

$7,000

$8,000

$9,000

$10,000

80,000

82,000

84,000

86,000

88,000

90,000

92,000

94,000

96,000

98,000

100,000

102,000



74%

14%

0%

3% 7% 2%

0% 0%

0%





> 360 days Bonds


EB-ACCION


FINAMERICA (Colombia)

23

6,3

74

24

1,5

20

24

6,0

98

25

1,2

27

25

6,7

62

26

2,0

45

26

5,6

04

26

9,0

98

27

3,2

71

27

7,5

27

28

1,3

51

28

5,2

72

28

8,3

04

96

,99

2

10

0,2

72

99

,13

4

$252,766

$256,619

$250,821

$254,293 $255,501

$254,452 $254,660

$248,069

$242,632

$253,828

$260,438

$267,708

$272,549

$225,000

$230,000

$235,000

$240,000

$245,000

$250,000

$255,000

$260,000

$265,000

$270,000

$275,000

0

50,000

100,000

150,000

200,000

250,000

300,000

350,000



11% 0% 0%

1%

8%

39%

41%

0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


98%

0% 0.1%

0.2%

0.4%

1%

0.2%

0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


Finamerica


Financiera El Comercio (Paraguay)

41

,60

7

42

,53

4

44

,32

8

46

,25

8

48

,40

3

49

,78

0

50

,48

9

51

,09

6

52

,09

4

53

,04

1

54

,18

9

55

,39

8

56

,70

5

$108,613 $109,801 $112,375 $114,770 $118,184 $118,058

$115,389 $115,814

$123,532 $126,571

$130,503 $132,260 $135,809

$-

$20,000

$40,000

$60,000

$80,000

$100,000

$120,000

$140,000

$160,000

0

10,000

20,000

30,000

40,000

50,000

60,000



19% 0%

1% 0%

2%

7%

71%

0%

0%





>360 days Bonds


Financiera El Comercio


FINSOL (Honduras)3

7,1

38

37

,34

2

37

,56

8

37

,89

0

38

,15

5

38

,42

7

38

,64

3

38

,89

2

38

,22

5

39

,34

4

39

,54

6

39

,72

5

39

,94

2

$16,347

$16,542

$16,688

$16,844

$17,082

$16,760 $16,743 $16,643

$16,874

$17,135 $17,126

$17,533

$17,872

$15,500

$16,000

$16,500

$17,000

$17,500

$18,000

35,500

36,000

36,500

37,000

37,500

38,000

38,500

39,000

39,500

40,000

40,500



Finsol


MIBANCO (Peru)

35

1,5

19

38

4,9

83

38

2,1

39

39

4,9

16

40

6,1

13

30

4,2

43

30

3,1

39

28

8,2

20

$1,298,350

$1,359,356

$1,298,058

$1,392,061

$1,251,322

$1,150,000

$1,200,000

$1,250,000

$1,300,000

$1,350,000

$1,400,000

$1,450,000

0

50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

450,000

June 13 Sep 13 Dec 13 Mar 14 June 14


21%

1%

3% 5%

5%

29%

36%

0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


90%

1% 0.1%

0%

1%

3%

5.2%

0%

0%


Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds


Mibanco

Savings Report- 0614 Full

Documents

Transcript of Savings Report- 0614 Full