Savings Report: Accion Network and Partners
JUNE, 2014:
3,781,381
4,426,350
SAVERS
SAVINGS
Acción TENDENCIA Y COMPOSICIÓN CAPTACIONES-12 MESES/ SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS
2,51
6,14
8
2,79
7,34
2
2,79
8,79
0
2,85
6,44
1
2,89
7,79
1
2,92
7,40
3
2,96
4,18
7
3,63
8,88
7
3,68
0,71
4
3,64
3,50
9
3,61
3,90
8
3,64
9,41
4
3,78
1,38
1
$3,671,934 $3,816,846 $3,818,401 $3,924,485 $3,974,225 $4,021,060
$4,173,305 $3,957,842 $3,976,701
$4,395,199 $4,290,210 $4,338,901 $4,426,350
$-
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
$5,000,000
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000June 2013 July 2013 Aug 2013 Sep 2013 Oct 2013 Nov 2013 Dec 2013 Jan 2014 Feb 2014 Mar 2014 April 2014 May 2014 June 2014
Savers Savings ($ 000)
Banco Ademi,
5.7%
Bandelta, 0.2% Banco Solidario ,
2.5%
BancoSol , 17.7%
Banco Popular, 1.0%
BanGente, 3.7%
FINAMERICA , 7.6%
Financiera El Comercio, 1.5%
FINSOL, 1.1%
Mibanco, 10.8% Akiba, 5.6%
AMFB, 1.8% EB ACCION, 2.6%
EAMF, 1.0%
Banco Pichincha, 33.7%
Apoyo Integral, 0.5%
Banco Compartamos,
3.0%
Composición de Clientes de Captaciones Savers Composition- June 2014
Banco Ademi, 4.8%
Bandelta, 3.5%
Banco Solidario , 10.7%
BancoSol , 19.5%
Banco Popular, 0.5% BanGente, 4.7%
FINAMERICA , 5.8%
Financiera El Comercio, 2.9%
FINSOL, 0.4%
Mibanco, 31.7%
Akiba, 1.4%
AMFB, 0.2%
EB ACCION, 0.2% EAMF, 0.2%
Banco Pichincha, 13.2%
Apoyo Integral, 0.4%
Banco Compartamos,
0.1%
Composición de Saldos de Captaciones Savings $000 Composition-
June 2014
Bandelta, 0.3% Banco Solidario ,
3.6%
BancoSol ,
23.7% BanGente, 3.5%
FINAMERICA , 3.9% Financiera El
Comercio, 2.4% Mibanco, 11.4%
Apoyo Integral, 0.0%
Composición de Cuentas Activas para el 47% de IMF´s Active Accounts Composition 47% MFI s- June 2014
2,96
4,18
7
3,64
3,50
9
3,78
1,38
1
23,8
62,8
56
25,9
33,6
44
25,7
29,8
67
0
5,000,000
10,000,000
15,000,000
20,000,000
25,000,000
30,000,000Dec 2013 Mar 2014 June 2014
Savers Savers-Global Market* MIX Market (85 MFI´s-LAC, Africa and Asia)
$4,173,305 $4,395,199 $4,426,350
$5,629,632 $5,976,435 $6,133,524
$-
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
$6,000,000
$7,000,000Dec 2013 Mar 2014 June 2014
Savings ($ 000) Savings-Global Market* MIX Market (85 MFI´s-LAC, Africa and Asia)
$1,459 $1,364 $1,364 $1,374 $1,371 $1,374 $1,408 $1,088 $1,080 $1,206 $1,187 $1,189 $1,171
$-
$500
$1,000
$1,500
$2,000
June2013
July2013
Aug2013
Sep2013
Oct2013
Nov2013
Dec2013
Jan2014
Feb2014
Mar2014
April2014
May2014
June2014
Average Savings Balance ($ 000)
Average Savings Balance ($ 000)
LATI
N A
MER
ICA
During the first quarter there was a growth of 30% in Latin America tak-ing into account that figures of Banco Pichincha reflect the most significant participation within the group. When comparing Depositors vs Active Ac-counts there are cases where there are plenty of active clients but there is low concentration of active accounts.
Deposits balance increased in 6.3% dur-ing June in Latin America,. Same growth as Depositors. It is important to add that the sample includes just 8 MFI´s based in LAC which information for Dec and March is available in the MIX Market but the Mix compiles deposits data for around 40 MFI´s based in LAC and this number is expected to increase.
AFR
ICA
AN
D A
SIA
During the second quarter, Deposits de-creased 6% in terms of balance. It is im-portant to add that the largest % growth was registered by EAMF-Cameroon with 14.35% in terms of balance.
In terms of Depositors, Savings account is the most important product around African Institutions.
Growth remains with a positive trend within all African institutions. AMFB-Nigeria reflected the highest growth up to 20% in terms of Depositors. com-pared to Dec 2013.
Sights Deposits are the most important products as of June 2014 in terms of Clients.
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2013 JUNE 2014
Cambio últimos 06
meses/Change last
06 months (%)
Dominican Republic Banco Ademi 195,227 206,433 5.74%
Mexico Banco Compartamos 96,918 116,972 20.69%
Panama Bandelta 8,277 8,793 6.23%
Ecuador Banco Solidario 91,790 84,108 -8.37%
Bolivia BancoSol 628,965 656,455 4.37%
Honduras Banco Popular 36,460 38,432 5.41%
Venezuela BanGente 126,800 141,188 11.35%
Ecuador Banco Pichincha 1
639,840 1,304,507 103.88%
Colombia Finamerica 265,604 288,304 8.55%
Paraguay Financiera El Comercio 50,489 56,705 12.31%
Honduras Finsol 38,643 39,942 3.36%
Peru Mibanco 382,139 406,113 6.27%
El Salvador Apoyo Integral 16,627 18,638 12.09%
2,577,779 3,366,590 30.6%
AFRICA, INDIA, CHINA
Tanzania Akiba 197,781 202,401 2.34%
Nigeria Accion Microfinance Bank 61,720 74,575 20.83%
Ghana EB-ACCION 91,785 99,311 8.20%
Cameroon EAMF 35,122 38,504 9.63%
Total - Africa, India and China 386,408 414,791 7.3%
Grand Total ACCION International 2,964,187 3,781,381 27.6%
1. Data available as of December 2013
Total Latin America and The Caribbean
Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL
SAVERS-PERCENTAGE INCREASE
Usd $(000)
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2013 JUNE 2014
Cambio últimos 06
meses/Change
last 06 months
(%)
Dominican Republic Banco Ademi 194,965 221,001 13.35%
Mexico Banco Compartamos 2,981 2,698 -9.48%
Panama Bandelta 147,523 161,462 9.45%
Ecuador Banco Solidario 475,218 456,897 -3.86%
Bolivia BancoSol 851,847 881,586 3.49%
Honduras Banco Popular 20,759 20,440 -1.54%
Venezuela BanGente 212,450 253,027 19.10%
Ecuador Banco Pichincha 1
477,422 650,658 36.29%
Colombia FINAMERICA 254,660 272,549 7.02%
Paraguay Financiera El Comercio 115,389 135,809 17.70%
Honduras FINSOL 16,743 17,872 6.75%
Peru Mibanco 1,298,058 1,251,322 -3.60%
El Salvador Apoyo Integral 18,397 19,018 3.37%
4,086,412 4,344,340 6.3%
Tanzania Akiba 64,695 60,331 -6.75%
Nigeria Accion Microfinance Bank 6,755 7,421 9.85%
Ghana EB ACCION 8,738 6,591 -24.57%
Cameroon EAMF 6,705 7,667 14.35%
86,894 82,010 -5.6%
4,173,305 4,426,350 6.1%
1. Data as of December 2013
TOTAL LATIN AMERICA AND THE CARIBBEAN
Total - Latin America & Caribbean
AFRICA, INDIA AND CHINA
Total - Africa, India and China
Grand Total - ACCION International
Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL
SAVINGS-PERCENTAGE INCREASE
Real Amount
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2013 JUNE 2014
Cambio últimos
06 meses/Change
last 06 months
(%)
Dominican Republic Banco Ademi 999 1,071 7.20%
Mexico Banco Compartamos 31 23 -25.00%
Panama Bandelta 17,823 18,363 3.03%
Ecuador Banco Solidario 5,177 5,432 4.93%
Bolivia BancoSol 1,354 1,343 -0.84%
Honduras Banco Popular 569 532 -6.59%
Venezuela BanGente 1,675 1,792 6.96%
Ecuador Banco Pichincha 746 499 -33.15%
Colombia FINAMERICA 959 945 -1.40%
Paraguay Financiera El Comercio 2,285 2,395 4.79%
Honduras FINSOL 433 447 3.27%
Peru Mibanco 3,397 3,081 -9.29%
El Salvador Apoyo Integral 1,106 1,020 -7.78%
1,585 1,290 -18.6%
Tanzania Akiba 327 298 -8.87%
Nigeria Accion Microfinance Bank 109 100 -9.08%
Ghana EB ACCION 95 66 -30.28%
Cameroon EAMF 191 199 4.31%
225 198 -12.1%
1,408 1,171 -16.9%
TOTAL LATIN AMERICA AND THE CARIBBEAN
Total - Latin America & Caribbean
AFRICA, INDIA AND CHINA
Total - Africa, India and China
Grand Total - ACCION International
Accion SALDO PROMEDIO- CAMBIO PORCENTUAL AVERAGE BALANCE PERCENTAGE INCREASE
Region/Región Asia Africa LAC Total * This is only a small size of total market. There are more than 40 MFI´s
Sample-Muestra No Socios Acción 34 43 8 85 which are Not part of Accion but Data from both variables and periods is Not available yet
Region/Región Dic 2013 Mar-14 Jun-14 % Dic 2013 Mar-14 Jun-14 % Dic 2013 Mar-14 Jun-14 %
Asia (East, South and The Pacific) 1,391,269 1,521,603.8 1,631,480.6 9% 9,169,598 10,225,593 10,299,915 12% 152 149 158 4.21%
Africa 3,107,837 3,302,213 3,349,425 6% 13,197,933 14,415,982 14,137,883 9% 235 229 237 0.60%
LAC 1,130,526 1,152,618 1,152,618 2% 1,251,397 1,235,435 1,235,435 -1% 903 933 933 3.17%
Savings Balance/Saldo Captaciones (usd 000) Savers/Clientes Captaciones Average Balance/Saldo Promedio (Real Amount)
9,169,598
13,197,933
1,251,397 1,391,269
3,107,837
1,130,526
-
2,000,000
4,000,000
6,000,000
8,000,000
10,000,000
12,000,000
14,000,000
Asia (East, South and The Pacific) Africa LAC
Savers/Clientes Captaciones Savings Balance/Saldo Captaciones (usd 000)
DEC 2013
10,225,593
14,415,982
1,235,435 1,521,603.8
3,302,213
1,152,618
-
2,000,000
4,000,000
6,000,000
8,000,000
10,000,000
12,000,000
14,000,000
16,000,000
Asia (East, South and The Pacific) Africa LAC
Savers/Clientes Captaciones Savings Balance/Saldo Captaciones (usd 000)
JUNE 2014
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
AKIBA COMMERCIAL BANK (Tanzania)
19
0,0
48
19
0,3
35
19
0,1
86
19
1,5
36
19
1,5
36
19
6,0
08
19
7,7
81
19
9,6
52
19
9,4
65
20
2,8
80
20
2,7
46
20
1,0
60
20
2,4
01
$60,192
$61,376
$62,237
$63,253
$64,122
$62,975
$64,695
$63,710
$62,443
$63,702
$62,049
$60,535 $60,331
180,000
185,000
190,000
195,000
200,000
205,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
39.2%
46.8%
1.3%
1.4%
2.1%
9.2%
0.01%
0.0% 0.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
68.5%
31.4%
0.02% 0.02%
0.02% 0.07%
0.00% 0.00%
0.00% Composición de Clientes de Captaciones
Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
Akiba
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
ACCION MICROFINANCE BANK (AMFB) (Nigeria)
61
,72
0
61
,72
0
64
,49
9
67
,34
9
69
,17
4
70
,94
3
74
,57
5
$6,755 $6,744
$7,023
$7,183
$7,243 $7,205
$7,421
$6,400
$6,600
$6,800
$7,000
$7,200
$7,400
$7,600
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
AMFB
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
APOYO INTEGRAL (Salvador)1
3,3
98
13
,73
5
14
,02
7
14
,76
3
15
,66
2
16
,25
4
16
,62
7
16
,83
2
16
,98
5
17
,17
1
17
,35
6
17
,81
1
18
,63
8
10
,69
3
10
,69
3
-
$11,747 $11,747
$13,259
$14,329
$17,065 $16,804
$18,397 $18,472 $18,549 $18,459
$15,842 $16,447
$19,018
$-
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
$14,000
$16,000
$18,000
$20,000
0
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000
18,000
20,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
Apoyo Integral
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANCO ADEMI (Dominican Republic)1
82
,50
1
18
5,3
40
18
8,8
81
19
2,1
13
19
0,5
20
19
4,1
27
19
5,2
27
19
4,6
11
19
7,8
32
20
7,9
15
21
1,5
81
21
6,1
03
20
6,4
33
$176,516 $178,628 $174,732 $177,859 $185,129 $187,641
$194,965 $190,965 $198,598
$213,146 $215,064 $216,482 $221,001
$-
$50,000
$100,000
$150,000
$200,000
$250,000
160,000
170,000
180,000
190,000
200,000
210,000
220,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
Banco Ademi
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANCO COMPARTAMOS (Mexico)
83
,09
6
90
,25
9
96
,91
8
10
8,6
98
11
6,9
72
$2,610
$2,884
$2,981
$2,719 $2,698
$2,400
$2,500
$2,600
$2,700
$2,800
$2,900
$3,000
$3,100
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000
June 13 Sep 13 Dec 13 Mar 14 June 14
Savers Savings ($ 000)
Banco Compartamos
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANDELTA (Panama)
7,8
52
8,0
19
8,1
02
7,4
26
9,0
29
8,3
69
8,2
77
8,4
68
8,5
95
8,6
67
8,7
44
8,7
89
8,7
93
6,1
36
6,4
16
6,5
05
$144,321 $143,462 $143,907 $144,392
$145,528
$147,068 $147,523
$148,972
$152,796 $153,270
$157,611
$159,105
$161,462
$130,000
$135,000
$140,000
$145,000
$150,000
$155,000
$160,000
$165,000
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
17.5%
0.3%
1.2%
0.6%
0.0%
1.9%
64.4%
11.94%
2.16%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Vcn's
Bandelta
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANGENTE (Venezuela)
11
4,7
15
11
6,7
97
11
9,0
08
12
1,3
35
12
3,7
12
12
5,5
23
12
6,8
00
12
7,8
61
13
1,8
50
13
3,3
82
13
5,2
58
13
5,2
58
14
1,1
88
77
,86
9
81
,90
2
88
,14
3
$151,658 $152,426 $161,386
$175,653 $187,356
$201,290 $212,450 $207,882 $205,123 $206,350
$220,321
$235,170
$253,027
$-
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000
160,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
5.7%
29.1%
6.1%
5.0% 0.1% 0.3%
0.0%
45.6%
8.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones conVencimiento a la VistaOtros ( Certificados deMicrocrédito )
26%
73%
0.04%
0.03%
0.00%
0.00%
0.00%
0.09%
0.01%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones con Vencimiento ala VistaOtros ( Certificados deMicrocrédito )
Bangente
CUSTOMER SAVINGS AT JUNE/2014- Figures are in Dollars (Real Amount)
BANCO PICHINCHA (Ecuador)
33
1,2
86
55
8,7
86
56
0,8
54
54
8,3
15
56
5,4
18
56
5,0
61
63
9,8
40
1,1
07
,43
2
1,1
27
,26
2
1,2
28
,25
3
1,1
78
,40
8
1,2
00
,37
7
1,3
04
,50
7
$177,076
$296,618 $302,808 $301,895 $303,460 $306,574
$477,422
$406,343 $412,496
$581,553
$451,518 $457,020
$650,658
$-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
94%
5% 0.2%
0.3%
0.1%
0.4%
0.0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
Banco Pichincha
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANCO POPULAR (Honduras)
36
,49
5
36
,95
2
37
,50
6
37
,85
7
37
,07
1
36
,94
8
36
,46
0
35
,93
8
36
,44
4
36
,94
6
37
,26
5
37
,82
9
38
,43
2
$20,941
$21,158
$21,464
$20,981 $20,904
$20,546
$20,759
$20,019
$20,571
$21,274 $21,379
$20,959
$20,440
$19,000
$19,500
$20,000
$20,500
$21,000
$21,500
$22,000
34,500
35,000
35,500
36,000
36,500
37,000
37,500
38,000
38,500
39,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
25.2%
1.7%
0.00%
0.86%
0.00%
28.41%
43.8%
0.0%
0.0% 0.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Hasta 180 DIAS
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
93.8%
1.8%
0.01%
0.30%
0.01%
0.99%
3.03%
0.07%
0% 0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Hasta 180 DIAS
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Popular
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANCO SOLIDARIO (Ecuador)
76
,76
5
88
,89
3
89
,54
5
90
,14
8
90
,77
5
91
,38
0
91
,79
0
92
,29
4
92
,51
1
89
,53
9
90
,22
1
87
,78
7
84
,10
8
84
,82
0
97
,55
6
90
,41
4
$463,503 $462,326
$456,213 $455,320
$459,566
$466,015
$475,218
$470,983
$473,357
$468,271
$461,251
$455,207
$456,897
$445,000
$450,000
$455,000
$460,000
$465,000
$470,000
$475,000
$480,000
0
20,000
40,000
60,000
80,000
100,000
120,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
13%
4%
18%
22%
17%
17%
9% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
90%
1% 2%
2%
1%
3%
1%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Solidario
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
BANCOSOL (Bolivia)
58
4,8
88
59
1,9
22
59
8,7
13
60
6,4
67
61
5,0
73
62
2,4
44
62
8,9
65
63
5,5
89
64
1,1
75
64
5,5
39
64
8,7
13
65
2,3
85
65
6,4
55
58
9,4
80
59
8,3
86
60
0,3
34
$767,440
$789,135 $785,659
$802,239
$816,792
$839,391
$851,847 $855,927 $855,420 $855,457
$860,716
$884,291 $881,586
$700,000
$720,000
$740,000
$760,000
$780,000
$800,000
$820,000
$840,000
$860,000
$880,000
$900,000
540,000
560,000
580,000
600,000
620,000
640,000
660,000
680,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
27%
0%
1% 0%
0% 2%
59%
3% 8%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
BancoSol
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
EAMF (Cameroon)
29
,96
9
30
,78
9
31
,73
1
32
,73
0
33
,63
9
34
,41
9
35
,12
2
35
,78
5
36
,29
2
36
,92
3
37
,48
6
38
,00
7
38
,50
4
$5,514 $5,788 $5,646
$6,082 $6,318 $6,422
$6,705 $6,754 $6,923
$7,224 $7,196 $7,180
$7,667
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
91%
6%
0%
0%
3% 0%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EAMF
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
EB-ACCION (EASL) (Ghana))
87
,40
1
87
,85
5
88
,50
3
90
,86
1
90
,91
3
91
,58
2
91
,78
5
95
,91
9
96
,51
4
95
,41
9
98
,25
6
99
,05
6
99
,31
1
$9,021 $9,129 $8,938
$8,008
$8,460 $8,086
$8,738
$8,025 $7,843
$6,995 $7,172 $7,018
$6,591
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
$10,000
80,000
82,000
84,000
86,000
88,000
90,000
92,000
94,000
96,000
98,000
100,000
102,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
74%
14%
0%
3% 7% 2%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EB-ACCION
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
FINAMERICA (Colombia)
23
6,3
74
24
1,5
20
24
6,0
98
25
1,2
27
25
6,7
62
26
2,0
45
26
5,6
04
26
9,0
98
27
3,2
71
27
7,5
27
28
1,3
51
28
5,2
72
28
8,3
04
96
,99
2
10
0,2
72
99
,13
4
$252,766
$256,619
$250,821
$254,293 $255,501
$254,452 $254,660
$248,069
$242,632
$253,828
$260,438
$267,708
$272,549
$225,000
$230,000
$235,000
$240,000
$245,000
$250,000
$255,000
$260,000
$265,000
$270,000
$275,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Active Accounts Savings ($ 000)
11% 0% 0%
1%
8%
39%
41%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
98%
0% 0.1%
0.2%
0.4%
1%
0.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Finamerica
CUSTOMER SAVINGS AT JUNE 2014/2014- Figures are in Dollars (Real Amount)
Financiera El Comercio (Paraguay)
41
,60
7
42
,53
4
44
,32
8
46
,25
8
48
,40
3
49
,78
0
50
,48
9
51
,09
6
52
,09
4
53
,04
1
54
,18
9
55
,39
8
56
,70
5
$108,613 $109,801 $112,375 $114,770 $118,184 $118,058
$115,389 $115,814
$123,532 $126,571
$130,503 $132,260 $135,809
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
0
10,000
20,000
30,000
40,000
50,000
60,000
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
19% 0%
1% 0%
2%
7%
71%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 180 days Up to 360 days
>360 days Bonds
Others (convertible bonds)
Financiera El Comercio
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
FINSOL (Honduras)3
7,1
38
37
,34
2
37
,56
8
37
,89
0
38
,15
5
38
,42
7
38
,64
3
38
,89
2
38
,22
5
39
,34
4
39
,54
6
39
,72
5
39
,94
2
$16,347
$16,542
$16,688
$16,844
$17,082
$16,760 $16,743 $16,643
$16,874
$17,135 $17,126
$17,533
$17,872
$15,500
$16,000
$16,500
$17,000
$17,500
$18,000
35,500
36,000
36,500
37,000
37,500
38,000
38,500
39,000
39,500
40,000
40,500
June 13 July 13 Aug 13 Sep 13 Oct 13 Nov 13 Dec 13 Jan 14 Feb 14 Mar 14 April 14 May 14 June 14
Savers Savings ($ 000)
Finsol
CUSTOMER SAVINGS AT JUNE 30/2014- Figures are in Dollars (Real Amount)
MIBANCO (Peru)
35
1,5
19
38
4,9
83
38
2,1
39
39
4,9
16
40
6,1
13
30
4,2
43
30
3,1
39
28
8,2
20
$1,298,350
$1,359,356
$1,298,058
$1,392,061
$1,251,322
$1,150,000
$1,200,000
$1,250,000
$1,300,000
$1,350,000
$1,400,000
$1,450,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
June 13 Sep 13 Dec 13 Mar 14 June 14
Savers Active Accounts Savings ($ 000)
21%
1%
3% 5%
5%
29%
36%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
90%
1% 0.1%
0%
1%
3%
5.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Mibanco