2013 Member Benefits Guide

WESTERN HOME FURNISHINGS ASSOCIATION

est.1944

Western Home Furnishings Association

PROGRAMS

WHFA's insurance brokers know the needs of home furnishings retailers. From your business to your workers' compensation insurance, WHFA insurance programs can meet your needs and make sure you are properly covered, all at competitive rates. WHFA becomes your one-stop-shop for business, auto, workers' compensation, health or employment practices liability insurance.

•  Unlimited telephone access to human resource lawyers and consultants. •  Access to a complete data and labor law library—including wage & hour laws. •  Wage, salary and benefits data. •  Guidance to problems with:

 State labor code Federal wage and hour compliance OSHA compliance

Insurance

Labor Law & HR Consulting Solve human resource and employee issues at no cost to you

•  Music created with your customer in mind.•  Ten custom commercial announcements produced at any length

(10, 15, 30 or 60 seconds).•  PLUS—three new commercial announcements each quarter.•  Manage your music & messaging with just a few clicks.

80% of purchase decisions are made while customers are in your store! Create a mood for buying with custom music & messaging

•  Promotional Websites•  Circulars & Inserts•  Direct Mail Promotions•  TV & Web Video

•  Email & Mobile Marketing•  POP (In-Store Signage)•  Public Relations & Content

Reach your key customers and inspire them to purchase

Create exciting opportunities for promotions and profit with TruckSkin's changeable advertising panels

•  Easily updated by you and your staff.•  Easy ordering.•  Design and approve online.•  Change designs when you change promotions.

Music & Messaging

Integrated Marketing

TruckSkin

Call for a FREE DEMO

Protect your business with customized insurance

Equal to buying group pricing

10%Discount

www.whfa.org www.facebook.com/westernhomefurnishingsassn

In-Store Financing

PROGRAMS

Check SolutionsThis complete check guarantee program allows you to process your single check transactions, all at WHFA member pricing.

Save 10% or more on your check guarantee processing

•  Checks authorized in seconds•  Funds deposited immediately•  All equipment supplied by CrossCheck

Now you can offer a 90-day Multiple Check Option. This no recourse, non-credit based approval process gives you the ability to let customers pay over 90 days.

Check GuaranteeMultiple Check Options

In-Store Financing – Every Day, Every Dollar

Why go it alone? You have access to the Lowest EVERY DAY financing rates in the industry PLUS rebates back to you with the WHFA In-Store Financing program.

Our EVERY DAY financing rates are based on over $400 Million in Annual Volume

Exclusive program features:•  Dedicated marketing & client relationship team•  Open to buy reports & consumer sweepstakes sponsored by GE Capital•  Furniture industry insights and case studies •  Consumer spending statistical data•  Members-Only holiday specials

A simple one-page dealer application will have you transacting in less than 7 days!

NEW LOW RATES FOR 2013—CALL TODAY FOR THE WHFA RATE SHEET AND HOLIDAY PROMOTIONS

LowestEVERY DAY

Financing Rates

Bankcard Processing NOW you have choices with your bankcard processing.

•  Straight forward interchange plus pricing Enjoy the same pricing structure as Walmart, McDonalds and Nike.

•  No per transaction fees•  Deposit into your own bank•  NO Contracts•  Easy one-page application process•  Dedicated account manager

Call for a statement analysis.

•  Advertise “NO CREDIT CHECK” and increase traffic by 50%.•  No dealer recourse•  Quick approvals

*Additional savings just for signing up.* Ask about our secondary financing.

Help credit challenged customersAlternative Financing Set-up

fees waived.

Two programs to choose from all at Interchange Plus Pricing.

www.whfa.org www.facebook.com/westernhomefurnishingsassn Phone: (800) 422-3778 or (916) 784-7677 Fax: (916) 784-7697 www.whfa.org

FREE EQUIPMENT ask me how

www.whfa.org www.facebook.com/westernhomefurnishingsassn

PROGRAMS

Office Supplies

Inventory Financing

•  Pre-Approved Credit Line•  Extended Re-payment terms—FREE of Charge•  “Early Pay” Discount—FREE of Charge•  Annual rebate to retailers (starting at $100,000 in annual

volume)—10 basis points back to you•  One regular payment to multiple vendors•  NO Associated Volume Buyer (AVB) membership required

Receive the deepest discounts on office productsEnjoy these benefits:•  National Account Pricing on over 100,000 office supply items.•  Save 15-30% over the lowest retail price on your top 100 items, in-store and online.•  Save 5% over the lowest retail prices in-store and online on everything else you buy*.•  Custom billing and reporting.•  FREE Next-Business day delivery of in-stock items on orders of $50 or more.

* Exclusions apply

Centralized Billing Services—FREE & EASY

Employee Uniforms

Paint Program A fresh new look at 20% off national account pricing. You’ve got it Made-in-the-Shade

Your showroom is at its best with pops of color that are current and fresh. Refresh, renovate or accentuate; Sherwin Williams paint is a simple and affordable way to show your customers you have the perfect palette for any room.All members receive national account prices plus an additional 20% on all  Sherwin Williams manufactured paints.

Call today for your member-only card—(800) 422-3778

•  Purchase Program: Up to 40-60% off the top selling items, plus a 17% discount off the entire Aramark Catalog.

•  Rental Program: This rental program ensures that you get a cost-effective, hassle-free uniform program delivered right to your door.

Call WHFA for a complete catalog of apparel products

Create the perfect image with discounted logo branded apparel

CALL TODAY FOR A LIST OF APPROVED MANUFACTURERS

Phone: (800) 422-3778 or (916) 784-7677 Fax: (916) 784-7697 www.whfa.org

New & Improved!

ADDITIONAL RESOURCES & PROGRAMS

Phone: (800) 422-3778 or (916) 784-7677 Fax: (916) 784-7697 whfa.org

•  FedEX Shipping Discounts

•  LTL Freight Shipping Discounts

•  Mystery Shoppers

•  Prescription Drug Discount Cards

•  Employee Discount Tickets

•  California Truth in Advertising Manual

•  Career Brochure

•  Computer Comparison Survey

•  All in One—Federal & State Labor Law Poster

•  Internship Manual

•  Job Description Manual

•  Safety Information & Manuals

•  Store Procedures & Managing Guidelines

•  RetailerNOW Magazine

•  Business Intelligence Benchmarking Data

Training, Publications & Manuals

Additional Programs & Exclusive Discounts

If you would like to request a FREE subscription to the only nationwide association magazine for the home furnishings industry, please go to: www.retailerNOWmag.com and click to subscribe.

•  Includes free monthly updates for one year

Western Home Furnishings Association — western affiliate of National Home Furnishings Association

Call your WHFA member representatives today for more information or visit us online. Phone: (800) 422-3778 or (916) 784-7677 Fax: (916) 784-7697

Website: www.WHFA.org Email: mbrship@whfa.org 500 Giuseppe Court • Suite 6 • Roseville • CA • 95678

est.1944

Western Home Furnishings Association

NEW RETAILERS…You have access to the best resources and services to help your business succeed and grow in today’s changing economy.

ESTABLISHED RETAILERS…You can take advantage of value-added support, helping ease the demands of day to day operations, letting you focus on much more important things.

est.1944

Western Home Furnishings Association

Furniture retailers formed The Western Home Furnishings Association to save time and money. They negotiated competitive programs, developed valuable education and found ways to get together and share stories, all to help them grow professionally and thrive financially. Today WHFA is still your industry association, created for retailers by retailers.