Lincoln Business Builder August 2012

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August 2012 Published monthly by the Home Builders Association of Lincoln Volume 49 No. 8 The LINCOLN BUSINESS BUILDER www.facebook.com/ HBAofLincoln Scan this QR code with your smartphone to view the Lincoln Business Builder on the go! Need a QR code scanner? It’s easy and free to download an application from your service provider. Find the Frog! Details on page 4. “Take Me Out to the Ballgame” A Night at the Saltdogs Monday, August 6, 2012 Lincoln Saltdogs vs. Wichita Wingnuts 6:00 Gates Open & First Pitch is at 7:05 p.m. Picnic and Game Cost: $20 Free for children under 2 (2 hot dogs, chips, cookie and beverage) Game Only Cost: $11 Keg Sponsored by Lincoln Federal Savings Bank RSVP today! 402-423-4225

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August 2012 Newsletter of the Home Builders Association of Lincoln

Transcript of Lincoln Business Builder August 2012

Page 1: Lincoln Business Builder August 2012

August 2012 Published monthly by the Home Builders Association of Lincoln Volume 49 No. 8

The LINCOLN BUSINESS BUILDER

www.facebook.com/HBAofLincoln

Scan this QR code with your smartphone to view

the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an

application from your service provider.

Find the Frog!Details on page 4.

“Take Me Out to the Ballgame”A Night at the Saltdogs

Monday, August 6, 2012

Lincoln Saltdogs vs.

Wichita Wingnuts

6:00 Gates Open & First Pitch is at 7:05 p.m.

Picnic and Game Cost: $20Free for children under 2

(2 hot dogs, chips, cookie and beverage)Game Only Cost: $11

Keg Sponsored by Lincoln Federal Savings Bank

RSVP today! 402-423-4225

Page 2: Lincoln Business Builder August 2012

www.nebtitleco.com

Featuring Chuck PfenningBusiness Development

W W W . n e b t i t l e c o . c o m 866.816.3180

Trustworthy Experienced Accurate Motivated Market Leaders

nebraska title company Powerhouse Residential Staff

Chuck PfenningBusiness Development

“Chuck has years of experience and his knowledge, expertise and integrity are an asset to Nebraska Title Company as well as our customers. He has the natural ability to make home buyers feel at ease when making one of the biggest investments in their life.” Patrick Lutz, CEO, and General Counsel

Favorite part of your job? Helping first time home buyers at their closing, seeing the joy and excitement on their faces.

Recent Book you finished? The Lions Game

How will your business change in the next year? Our industry will rely less and less on paper and move into paperless closings.

How I got into the business? I was a real estate broker in the late 70’s and was asked to help out a local title company by doing closings for them. As they say; “the rest is history”.

About my family; wife Rita, daughter Angie and son-in-law, Ben. New granddaughter Stella Grace.

One thing that makes your company different? Our Company was founded on service and accuracy. With our long time employees, we have the foundation and experience to handle all real estate transactions, and we choose to keep ourselves independent.

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President’s Message

President’s Message

Dan Klein, Sr., HBAL President

Home Builders Association of Lincoln6100 S. 58th Street, Suite C, Lincoln, NE 68516

(402) 423-4225 phone • (402) 423-4251 faxwww.hbal.org • [email protected]

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln,

NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL.

The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any

articles.

The annual subscription rate is included with your membership dues.

Mike Benker Publisher Jennie Korth Editor, Photographer, Design

HBAL StaffKayla Harrison, Jennie Korth & Ashley Murphy

Executive CommitteeDan Klein, Sr., President

Mike Rezac, President Elect

Mike Kinning, 1st Vice President

Perry Haralson, 2nd Vice President

Dan Walker, Secretary

Bob Bryant, Treasurer

Lois Hartzell, GMB, CSP, Immediate Past President

Mike Benker, Executive Vice President

Board of DirectorsJeff Bielenberg, Eric Hoke, Ken Inness, CGP,Justin Johnson, Matt Kleinschmit, Jo Lewis, Mike May, Lori Pippitt, CKD, CGR, CAPS,

Gary Reese, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Remodelers CouncilMolly Johnson

National DirectorsSteve Fulton, CGP

Justin Johnson

Mike Rezac

Lois Hartzell, GMB, CSP, Alternate

Mike Kinning, Alternate

Dan Klein, Sr., Alternate

National Life DirectorsJim Christo, CGR, CGB, Joe Hampton,

Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Past PresidentsAllen Barber, Mike Benker, Jerry Boyce,

Mike Goings, CGP, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto,

Roger Reynolds, CGR, CAPS, Dick Robison, Greg Shinaut, CGP, Ken Westerhold

August 2012Vol. 49, No. 8

ContentsPresident’s Message 3Upcoming Events 4Congratulations 4Sympathy 4Schwinn Named Senior Life Director 5Save the Date 5International Builders Show 5International Builders Show Article 6Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time 7Keep Unwanted Summer Guests Away 8Five Questions about Long Term Care 11HBAL Business Update 12Adhered Window Flashing 13Sporting Clay Shoot 14Lot Erosion and Sediment Control: How the City is Responding 15Lincoln Home Builders Care Foundation 16LHBCF and Habitat for Humanity 17HBAL’s The Big Catch 18-19Renewals 20Cancellations 20Advertise With Us 21Directory Changes 21Prospective Board Members 22Jobsite Safety Handbook 22Building Permits 22Multifamily Starts Rebound in June 23Made in America 24NAHB in Partnership with the Learning Resource Network, Inc. 26

“The seed was sown and brought

lasting results”

Be a Hero! Say Thanks. Pass it on!Who is someone you have admired and never met? Maybe a business leader who did better than good for investors and the people who worked for them. Maybe a historical figure who made an outstanding contribution at great personal cost. Maybe a humanitarian who served selflessly for the benefit of others. Maybe a ….. who really made a difference in the lives of others even if for only a moment but the seed was sown and brought lasting results.Be a Hero! Say Thanks. Pass it on!Who is someone who even with a brief act, word or example made an uplifting difference in your life? Maybe an aunt or uncle, the person who gave you the opportunity in your first job, a youth pastor, a coach, a fifth grade teacher, an elderly neighbor or a person serving you or others in an outstanding way. Think back and recall one or three circumstances where someone made you smile, gave you a word of wisdom, helped you when you needed it or you received a random act of kindness.Be a Hero! Say Thanks. Pass it on!The impact on you, though it may have happened years ago, is recalled with appreciation, joy or just a smile. Some of the very small actions in life keep spreading waves of uplifting thoughts, behaviors, habits and recollections if we would only reflect and pass it on. Look daily to find someone who could use a word of encouragement, a commendation, a helping hand, or just a ray of sunshine when their day is cloudy. Maybe it’s just saying to your spouse, a child, a person who works for you or someone you have never met before, I appreciate you for I have been blessed by you because of ...Be a Hero! Say Thanks. Pass it on!

Be a Wave Maker where you are. Be a Smile Maker today. Invest into others like the Golden Rule. Be a Builder and an Up-lifter of others.

Be a Hero! Say Thanks. Pass it ON!

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Upcoming Events | Congratulations | Sympathy

Calendar of Events

Find the Frog!Find this guy in the Lincoln Business Builder and be the third person to call the HBAL office (402-423-4225) with his location and your meal at the

next General Membership Meeting is on us!

Only one call per member company will be allowed. Note that once you win, you are not eligible for 12 months. If there is not

a third caller, the prize will not be awarded.

Aug. 16Board of DirectorsHBAL Office • 6100 S. 58th Street, Ste. C 10:30 a.m.

Aug. 16HOMEPACHBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m.

Aug. 3Remodelers Council Golf TournamentWilderness Ridge Golf Course8:30 a.m. Shotgun Start • $65 per person

Aug. 9Spike Party at RibfestPershing Center • 226 Centennial Mall South Lincoln, NE 68508 • Call HBAL to reserve seat 402-423-4225

Aug. 6Night at the SaltdogsHaymarket Park6:00 p.m. Picnic • 7:05 p.m. First Pitch

“Pig Out” at Ribfest!

Summer fun with fellow Spikes!Thursday, August 9, 2012

Spikes “Pig Out” at RibfestJoin your fellow Spikes at Lincoln’s largest

cookout! RSVP by August 1st (402-423-4225)!

Spike Party 2012

Our deepest sympathy to Steve Woltemath and Angie Leonhardt with Rainwood Interiors for the loss of Angie’s nephew.

With Sympathy

Jason & Jennie Korth (HBAL)

Congratulations

They are the proud parents of a baby girl

Emery Elizabeth7 lbs. 4 oz. • 19.5 Inches

Born June 25, 2012

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Schwinn Named Senior Life Director | Save the Date | International Builders Show

Save the Date!

2013 Nebraska Builder Home & Garden Show

February 7-10, 2013Lancaster Event Center

Contracts have been mailed!

Call for details 402-423-4225

J. Greg Schwinn Named a Senior Life Director of NAHB

WASHINGTON, July 5, 2012 - J. Greg Schwinn of Lincoln was designated a senior life director of the National Association of Home Builders (NAHB) by the Association’s board of directors at their Spring Board of Directors’ Meeting in Washington, D.C., on June 9. “Serving the housing industry by participating on NAHB’s board of directors for more than 20 years is an incredible accomplishment,” said NAHB Third Vice Chairman Tom Woods. “NAHB commends Greg for his dedication to advancing housing opportunities for all Americans.” Greg Schwinn is the President of Schwinn Homes, LLC in Lincoln. He has been a member of NAHB for 31 years, and has served as a voting director for 20 years.In order to be designated as a senior life director, an NAHB builder or associate member must have attended at least two board meetings each year for 10 years before being elected as a life director, then two meetings a year for an additional 10 years to become a senior life director.

ABOUT NAHB: The National Association of Home Builders is a Washington, D.C.-based trade association representing more than 140,000 members involved in home building, remodeling, multifamily construction, property management, subcontracting, design, housing finance, building product manufacturing and other aspects of residential and light commercial construction. NAHB is affiliated with 800 state and local home builders associations around the country. NAHB’s builder members will construct about 80 percent of the new housing units projected for this year.

Don’t Miss Out!Registration for the 2013

International Builders Show opens September 4th!

Get the latest information at the 100+ education sessions offered at IBS!

Visit with over 900 vendors and nearly 50,000 attendees!

January 22-24 in Las Vegas, NVwww.BuildersShow.com

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International Builders Show

Camherdz Services Corporation

2240 S. 46th StreetLincoln, NE 68506

PaintingPaintingInterior, Exterior, Commercial, ResidentialInterior, Exterior, Commercial, Residential

New, Repaint

DecksPower Washing, Staining

FloorsSealers, Epoxies, Urethanes

Specialty CoatingsSpecialty CoatingsTo include Epoxies and Urethanes on walls

Phone: (402) 580-0870Fax: (402) 438-6937

Hector Hernandez

Email: [email protected]

ALWAYS FREE

ESTIMATES AND

AFFORDABLE

ELITE PAINTING

AT YOUR SERVICE

Four days’ worth of exciting events and activities will be packed into three when the National Association of Home Builders (NAHB) International Builders’ Show lands in Las Vegas Jan. 22-24, 2013. This largest annual light construction tradeshow in the world is expected to attract 50,000 attendees and more than 800 industry suppliers. “It’s all about helping our attendees and exhibitors meet with each other in a much more efficient way,” said Mark Pursell, senior vice president of NAHB’s Exhibition, Marketing and Sales Group. “Tightening the trade show floor experience to three full days with expanded hours saves everyone money and results in a more productive experience for all.” Gone are the days when home builders, remodelers and designers had time to invest in what can turn into a full week of time away from their businesses when travel and other considerations are taken into account. “It’s a trend that professional convention and expo planners see in all fields – not just the home building industry,” Pursell noted. “Attendees are eager to get back to their businesses and put the new knowledge about, products, services and management to work right away. Businesses must be more nimble to thrive in today’s economy.” Flexibility and speed are also the thinking behind NAHB’s online and mobile Show planning tools, which attendees use to schedule meetings with exhibitors and choose from the

2013 NAHB International Builders’ Show Packs a Punch in Just Three Days

more than 165 educational sessions and networking events, he said. “At the same, we are investing into a wider selection of networking opportunities at the Show– which is what both attendees and exhibitors say they want,” Pursell said. There will be savings for Show exhibitors as well. “Dropping day four and adding an additional half hour to the schedule each day, allows exhibitors to save resources on an extra night of hotel accommodations, meals and other staffing and contractor expenses,” Pursell pointed out. “Surveys of IBS attendees tell us that builders prefer to be home during the weekends. Wrapping up the show on Thursday will allow everyone to do so – even those from the East Coast,” said Larry Swank, chairman of NAHB’s Conventions & Meetings Committee and a home builder from Mishawaka, Ind. “This is a great solution for all of us – and a way to stay ahead of trends in the industry.”

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Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time

A Variety of Options for Helping Subs Hop Aboard, Stay on Schedule Just starting to look at technology solutions for your building business? You don’t have to deploy a massive new program in one fell swoop to decrease cycle time, improve the quality of bids, and simplify the billing process, say experts in home building, management, and IT.The key of where to start is to really look inward,” says Bill Allen, president of William A. Allen Consulting. “How do we improve production, selections, purchasing? Look at the areas where you want to get faster and better.” Allen says the solution you’re seeking might be as simple as emailing information to your subs, rather than having them waste time in your office — time they might better spend bidding your project or working on a job site. Having purchase orders automatically faxed or emailed to assigned subcontractors upon job release is actually a logical first step toward full automationRick Corry, CEO of BuildLinks, Inc., says and perhaps a more manageable solution for small volume builders.Cypress Homes Chief Operating Officer Brad Ervans says his company started “with small victories.” Setting up email accounts for trade contractors, for example, was a manageable investment that has helped increase gross profits — and decreased stress — many times over.Ervans says he has been questioned repeatedly by smaller production builders about whether it is really necessary to invest hundreds of thousands of dollars to implement new

technology. “I don’t want that to be a limitation when people think about IT and automation,” he says. The more important point is that “you need to decide on where you want your company to be in five years and then build an IT foundation that can support those efforts.”“You can’t automate all at once,” he says. “You have to do it one step at a time.” And you don’t have to be an IT expert or management guru, says Allen. “Look at things that waste people’s time and cause duplication,” he says. “They beget the design of what you automate.”Four Common-Sense TipsCorrey and Allen advise:• Notify your subcontractors that automation is happening• Test technology solutions in house first• Conduct a pilot with subcontractors• Plan for exceptionsYet don’t be surprised that, when you try something different, your trades balk. “You will get resistance, not only from your subs, but from your superintendents, from your field managers,” says Ervans. “They will view it as more work.”However, once they see how much faster they get paid, your subs will respond positively to the “new” technology, Ervans says. Cypressis able to pay four to five days following job completion, while overall cycle time has been halved. “We started with our mason,” he says, cutting cycle time on masonry work from roughly a month to about two weeks. “Time of construction is what we’re trying to reduce. You need to know what your time of construction is and set a goal for where you want it to be,” Ervans says. “Some builders have sold themselves out of business because they couldn’t keep up,” he says, while his company offers customers a guarantee that they will close on their home six months after a contract is signed. Looking for Information on Software and Technology? NAHB Has Solutions for YouGo to a popular search engine like Google or Yahoo, type in “construction software,” and, guess what? You’ll get about 213 million results. For more information about this item, please contact Natalie Holmes at 800-368-5242 x8201 or via email at [email protected].

Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time

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Keep Unwanted Summer Guests Away

402-614-8006402-614-8006

• Fireplaces • Fire Pits • Finishing Touches

• Outdoor Kitchens& Patios www.BaltazarsStone.com

402-614-800614981 Grover St. Omaha

Summer is a great time to entertain visiting friends and family. There are some guests, however, that you shouldn’t allow into your home — pests such as ants, roaches, rats and termites.

Pest infestations are more than a nuisance. It is important to protect your family from disease due to food contamination and allergens and your property from wood and foundation damage caused by ants, mice and termites.

The cost for a home owner to treat an existing pest problem averages more than $1,000 — which doesn’t include the cost to correct the damage that has already been done. Termites alone have been estimated to cause $5 billion worth of damage in the U.S. every year, according to the National Pest Management Association.

Keep Unwanted Summer Guests AwayHere are some steps you can take now to help keep your home pest-free for years to come.

Inside Your HomeThe U.S. Environmental Protection Agency (EPA) recommends a few things you can do inside your house to control future infestations:

• Starve them out — keep a tight lid on the trash and empty it often. Clean up spills immediately and store food such as cereal, flour and sugar in plastic containers rather than in their original packaging.

• Dry them out — some pests, such as cockroaches, can survive a long time without food, but need water more often to survive. To shut off their supply, be sure to fix leaky faucets, radiators, dishwashers and washing machines immediately and empty flower pots and plant stands of excess water.

• Keep them out — seal cracks and openings along baseboards, behind sinks, and around pipes and windows. Repair holes in door and window screens.

Outside Your HomePests enter your home from the outside, so you will also need to prepare the exterior of your house to keep pests out:

• Look for cracks and holes on the outside of your home and seal them up. Be sure to include points where utility lines enter the house. Also address damage to the basement foundation and windows.

• Check your landscaping. Rake mulch away from the base of your home and keep it to a minimum to allow for adequate drainage. Trim back tree branches and bushes so they do not make contact with the house. Remove tree stumps from your yard.

• Keep firewood piles stacked outside of your home neat, away from the house and off the ground.

• Make sure basements and attics are well ventilated and dry.

• Head up to the roof to look for any rotted or decaying shingles.

• When you’re looking at your roof, also check that your gutters are free of debris.

These simple steps now can save you a lot of headache and money down the road from these unwanted visitors.

You can find more information about pest-free protection on EPA’s website at www.epa.org/pesticides.

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YOU’RE GOOD TO GROW.

Whether you’re a new lawn-maintenance business or a well-established, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such as roomier operator stations, quieter pressurized cabs, curved-glass swing-out doors, and optional electrohydraulic (EH) joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-open engine-compartment access. Plus, more than 100 Worksite Pro™ attachments are available. So whether you are laying sod, seeding, grading, tilling, trimming, planting, installing hardscapes, or whatever else, you’re good to grow.

A0B01GGCU3JM0616

Contact us today.

6160MJ3UCGG10B0A 13926300-

Murphy Tractor & Equipment Co.220810 Highway 92Gering, NE 69341-5200(308) 436-2177

Murphy Tractor & Equipment Co.3204 S Engleman RoadGrand Island, NE 68803-6621(308) 381-0741

YOU’RE GOOD TO GROW.

Whether you’re a new lawn-maintenance business or a well-established, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such as roomier operator stations, quieter pressurized cabs, curved-glass swing-out doors, and optional electrohydraulic (EH) joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-open engine-compartment access. Plus, more than 100 Worksite Pro™ attachments are available. So whether you are laying sod, seeding, grading, tilling, trimming, planting, installing hardscapes, or whatever else, you’re good to grow.

A0B01GGCU3JM0616

Contact us today.

6160MJ3UCGG10B0A 13926300-

YOU’RE GOOD TO GROW.

Whether you’re a new lawn-maintenance business or a well-established, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such as roomier operator stations, quieter pressurized cabs, curved-glass swing-out doors, and optional electrohydraulic (EH) joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-open engine-compartment access. Plus, more than 100 Worksite Pro™ attachments are available. So whether you are laying sod, seeding, grading, tilling, trimming, planting, installing hardscapes, or whatever else, you’re good to grow.

A0B01GGCU3JM0616

Contact us today.

6160MJ3UCGG10B0A 13926300-

YOU’RE GOOD TO GROW.

Whether you’re a new lawn-maintenance business or a well-established, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such as roomier operator stations, quieter pressurized cabs, curved-glass swing-out doors, and optional electrohydraulic (EH) joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-open engine-compartment access. Plus, more than 100 Worksite Pro™ attachments are available. So whether you are laying sod, seeding, grading, tilling, trimming, planting, installing hardscapes, or whatever else, you’re good to grow.

A0B01GGCU3JM0616

Contact us today.

6160MJ3UCGG10B0A 13926300-

Murphy Tractor & Equipment Co.3701 South JeffersNorth Platte, NE 69101(308) 534-7020

Murphy Tractor & Equipment Co.6100 Arbor RoadLincoln, NE 68517(402) 467-1300

Murphy Tractor & Equipment Co.9751 S 148TH StreetOmaha, NE 68138-3898(402) 894-1899

www.murphytractor.com

Whether you’re a new lawn-maintenance business or a well established, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such as roomier operator stations, quieter pressurized cabs, curved glass swing-out doors, and optional electrohydraulic (EH) joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-open engine-compartment access. Plus, more than 100 Worksite Pro™ attachments are available. So whether you are laying sod, seeding, grading, tilling, trimming, planting, installing hardscapes, or whatever else, you’re good to grow.

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Open: Monday-Friday 6:30 a.m.-5:30 p.m.Phone: 464-3211

5940 Colfax Avenue

Special discount for HBAL Members!10% discount on a service or repair

First-time customers only.

A & D Auto-Truck Service“Your Total Vehicle Service & Repair Center”

“We Specialize in Fleet Service and Repair.”

420-1552Service • Remodeling • New Construction

Free Estimates

Bob Nohavec, Master Plumber3400 S. 6th Street, Lincoln, NE 68502

Bob Nohavec Plumbing

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[email protected]

Let Us Help You Make The Most of Your Financial Future

Personal Financial Planning Investments Retirement Planning Business Financial Planning

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

*Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements Waddell & Reed, Inc. Member SIPC

Brian Willet, CMFC

Financial Advisor [email protected]

Financial Planning - Investments - Insurance Solutions

Waddell & Reed 1001 S. 70th Street,

Suite 201 Lincoln, NE 68510

402-484-7526 800-399-4468

www.lincoln.wrfa.com

Five Questions about Long Term Care

1. What is long-term care?Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care:• Skilled care: Generally round-the-clock care that's given by professional health care providers such as nurses, therapists, or aides under a doctor's supervision.• Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care.• Custodial care: Personal care that's often given by family caregivers, nurses' aides, or home health workers who provide assistance with what are called "activities of daily living" such as bathing, eating, and dressing.Long-term care is not just provided in nursing homes--in fact, the most common type of long-term care is home-based care. Long-term care services may also be provided in a variety of other settings, such as assisted living facilities and adult day care centers.

2. Why is it important to plan for long-term care?No one expects to need long-term care, but it's important to plan for it nonetheless. Here are two important reasons why:The odds of needing long-term care are high:• Approximately 40% of people will need long-term care at some point during their lifetimes after reaching age 65*• Approximately 14% of people age 71 and older have Alzheimer's disease, a disorder that often leads to the need for nursing home care**• Younger people may need long-term care too, as a result of a disabling accident or illnessThe cost of long-term care is rising:Currently, the average annual cost of a 1-year nursing home stay is $74,820* and in many states the cost is much higher. In the future, long-term care is likely to be even more expensive. If costs rise at just 3% a year (a conservative estimate), in 20 years, a 1-year nursing home stay will cost approximately $135,133.*National Clearinghouse for Long-Term Care Information, U.S. Department of Health and Human Services, 2011

**Alzheimer's Association, 2011

The Rising Cost of Long-Term Care

3. Doesn't Medicare pay for long-term care?Many people mistakenly believe that Medicare, the federal health insurance program for older Americans, will pay for long-term care. But Medicare provides only limited coverage for long-term care services such as skilled nursing care or physical therapy. And although Medicare provides some home health care benefits, it doesn't cover custodial care, the type of care older individuals most often need.Medicaid, which is often confused with Medicare, is the joint federal-state program that two-thirds of nursing home residents currently rely on to pay some of their long-term care expenses. But to qualify for Medicaid, you must have limited income and assets, and although Medicaid generally covers nursing home care, it provides only limited coverage for home health care in certain states.4. Can't I pay for care out of pocket?The major advantage to using income, savings, investments, and assets (such as your home) to pay for long-term care is that you have the most control over where and how you receive care. But because the cost of long-term care is high, you may have trouble affording extended care if you need it.5. Should I buy long-term care insurance?Like other types of insurance, long-term care insurance protects you against a specific financial risk--in this case, the chance that long-term care will cost more than you can afford. In exchange for your premium payments, the insurance company promises to cover part of your future long-term care costs. Long-term care insurance can help you preserve your assets and guarantee that you'll have access to a range of care options. However, it can be expensive, so before you purchase a policy, make sure you can afford the premiums both now and in the future.The cost of a long-term care policy depends primarily on your age (in general, the younger you are when you purchase a policy, the lower your premium will be), but it also depends on the benefits you choose. If you decide to purchase long-term care insurance, here are some of the key features to consider:• Benefit amount: The daily benefit amount is the maximum your policy will pay for your care each day, and generally ranges from $50 to $350.• Benefit period: The length of time your policy will pay benefits (e.g., 2 years, 4 years, lifetime).• Elimination period: The number of days you must pay for your own care before the policy begins paying benefits (e.g., 20 days, 90 days).• Types of facilities included: Many policies cover care in a variety of settings including your own home, assisted living facilities, adult day care centers, and nursing homes.• Inflation protection: With inflation protection, your benefit will increase by a certain percentage each year. It's an optional feature available at additional cost, but having it will enable your coverage to keep pace with rising prices.Your insurance agent or a financial professional can help you compare long-term care insurance policies and answer any questions you may have.The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements.

Copyright 2012 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

Five Questions about Long Term Care

Page 12: Lincoln Business Builder August 2012

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HBAL Business Update

HBAL Business UpdateNSHBA Update

By: Mike Benker

In the April 2012 Lincoln Business Builder, notice was given by the HBAL Board of Directors of its petition to the NAHB to decertify the NSHBA. The process continues to move forward with the continued support of the Metro Omaha Builders Association (MOBA). At the June 6-9th NAHB Board of Directors Meeting and Legislative Conference, NAHB acknowledged the petition. Discussions were held at the National Area Chairman’s Meeting, the NAHB Senior Officers Meetings, in the hallways and before and after many of the committee meetings. The NAHB requested the Local HBA Presidents meet and try to work out their differences rather than continue to ask for decertification of the NSHBA.

On Wednesday, June 6th in Washington, D.C., NAHB 3rd Vice President Tom Woods, NAHB Area 11 Chairman (NAC) Phil Rhees and NAHB Attorney Dan Durden facilitated a meeting of the Nebraska Local HBA Presidents for a discussion to identify and resolve issues brought forward with the petition. After two hours with the facilitators, the Presidents continued the discussion on their own for an additional two hours. By the end of this meeting it was decided to reconvene in Grand Island, Nebraska on June 15th to continue the discussion with the NAC Phil Rhees traveling from Oklahoma to attend, moderate and be a resource from the NAHB.

On June 15th, NAC Phil Rhees attended the four and one half hour discussion along with each of the Local HBA Presidents from Nebraska. The Local HBA Presidents are Jerry Standerford (MOBA), Dan Klein, Sr. (HBAL), Todd Enck (CNHBA), Gene Knaggs (WCNHBA), Rod Christmann (NPHBA), Steve Long (CHBA) and Don Wisnieski (NHBA). Dan Klein, Sr. and other Presidents felt enough had been accomplished at this meeting to justify one more meeting to put the finishing touches on a possible compromise. The additional meeting was scheduled for June 26th in Grand Island, Nebraska.

The Local HBA Presidents met for approximately five hours on Tuesday, June 26th. At the conclusion of the meeting, it was clear the Local HBA’s would not agree unanimously on the proposed bylaw changes. On June 26th, a request was made for the NSHBA to hold a Board of Directors Meeting in order for a vote to be taken prior to the NAHB Fall Board of Directors Meeting in Austin, Texas September 13-15, 2012. As of July 25th, 2012, notification of this meeting has not been received.

One or more copies of a letter from NSHBA Treasurer Stan Poff dated July 17th was received by many HBAL and MOBA members. The HBAL is aware of the referenced NSHBA bylaws and continues to work with NAHB and NSHBA to resolve issues pertaining to the policy and bylaws of the NSHBA.

In the April edition of the Lincoln Business Builder, the question was asked, “What does all of this mean for our company?” The goal to the membership of the HBAL is to continue to grow and improve upon the events, advocacy, communications, education, leadership training and networking already in existence. New and improved features are in development in order to begin to reach these goals later this year. The next question is possibly, “How long is this going to drag on?” It was the desire of the HBAL Board of Directors for this to be handled at the 2012 NAHB Spring Board of Directors Meeting and Legislative Conference in June. The involvement of the NAHB over the past few months has better allowed the NAHB to understand the issues. The HBAL Task Force is currently preparing for the 2012 NAHB Fall Board of Directors Meeting which will be held in September. The HBAL Board of Directors intends for some form of resolution or closure to happen in September.

Each member of the Home Builders Association of Lincoln is important. If you have questions or concerns regarding this article or your membership, please contact the HBAL office at 402-423-4225.

Your Building Envelope Specialist!!

• Solving problems for contractors with Icynene foam since 1995.• Spray foam is only as good as the installers.• Both open cell and closed cell insulation available.Contact Rick @ 402-643-2340 or [email protected] www.mcconnellthermalservicesllc.com

Page 13: Lincoln Business Builder August 2012

13 Lincoln Business Builder

Adhered Window Flashing

Adhered Window Flashing1. Apply the Water-Resistive Barrier (WRB) horizontally with the upper layer lapped over the lower layer a minimum of 2 inches. Cut an “X” in the WRB at the wall opening. Wrap the WRB and staple over the trimmer studs and sill plate. Trim the WRB at the top of the opening even with the bottom of the header.

2. Cut, fold up and temporarily secure the WRB above the header to allow for installation of the window and flashing.

3.The bottom sill plate shall have a 1/4 inch slope to the exterior (slope not required if the window is installed per #8). Install sill flashing over the sill plate using adhered flashing or other approved method. Flashing shall extend beyond the rough opening and up the trimmer studs as shown. Do not apply sealant to the bottom flange. The sloped sill and pan flashing will allow any water that does get inside the wall to drain to the outside past the unflashed bottom nail flange.

4. Install window. Plumb, level shim and secure the window using the nail flanges.

5. Install vertical flashing over the nailing flange. Extend flashing beyond the top of the rough opening and to the bottom of the pan flashing as shown. Do not install flashing over the bottom nailing flange.

6. Install head flashing over nailing flange and over the wall sheathing. The head flashing must extend beyond the outer edge of the vertical flashing as shown.

7. Extend WRB over the head flashing and tape the ends.

8. Fill the space between the framing and the window using non-expanding insulation foam in layers per the manufacturer’s recommendation or other approved method.

Page 14: Lincoln Business Builder August 2012

14 Lincoln Business Builder

Sporting Clay Shoot

Shooter RegistrationPlease register my team for the

Lincoln Home Builders Care Foundation’sSporting Clay Shoot

Name:

Company:

Phone:

E-mail:

Don’t have a full team? No problem! We’ll team you up!

l My other team members are:

l Enclosed is $65 per shooter.

l I don’t shoot, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Pre-payment is required to shoot.

Send registration form and check made payable to:

Lincoln Home Builders Care Foundation6100 S. 58th Street, Ste. C

Lincoln, NE 68516Fax: 402-423-4251Email: [email protected]

Volunteer and sponsorship opportunities are also available. Please contact the HBAL office at

402-423-4225 or [email protected] if interested.

Sporting Clay ShootFriday, October 26, 2012

10:30 a.m. Check-in & Side Games Begin

12:30 p.m. Rules & Regulations (must be present in order to shoot)

1:00 p.m. Shoot

4:30 p.m. BBQ

Oak Creek Sporting Club 2890 “W” Rd Phone: 866-625-48683 miles east & 1-1/8 miles south of Brainard, or 2 miles north of Loma.

Go 6 miles out of Lincoln on Hwy 34 towards Seward to Hwy 79. Go 15 miles north on Hwy 79 to Valparaiso. Continue north on Hwy 79 out of Valparaiso 6 miles to Road H. Go west on Road H 6 miles to a T intersection. Go south (left) approximately 100 yards and the drive is on the left. Follow the signs along the farmstead road.

• “Shot Gun” start at 1:00 p.m.• Cost is $65 per shooter and includes 100 rounds (12

gauge) per person, course fees and BBQ.• Bring 12 gauge shot gun (limited number available

at club house if needed).• Eye protection and ear plugs required (available at

club house if needed).• Must be present at 12:30 p.m. for Rules &

Regulations to shoot. • Teams of approximately 5 will complete the

15-station course shooting “true pairs,” “report pairs,” etc.

• Prizes will be awarded during BBQ following the shoot.

• Warm-up Trap and Novice Lessons available starting at 10:30 a.m.

• Dress appropriately for the weather and lots of walking.

• No alcoholic beverages allowed.

Page 15: Lincoln Business Builder August 2012

15 Lincoln Business Builder

Lot Erosion and Sediment Control: How the City is Responding

Almost Any Brick You Use Can Last for Hundreds of Years. So Be Particular.

YANKEE HILL BRICK manu-factures the highest quality FBX

brick in a color palette ranging from the traditional reds and buffs to the innova-tive pinks, maroons, and lavenders.

Standard and custom color ranges, sizes, and shapes are our specialty. Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the nest of materials.

Face brick Paving brickThin brik veneer

Pool Coping Ceramic tile and marble

Keystones Address & entry signs

Brick mural & ornamentation

Crushed landscape brick

3705 S. CoddingtonLincoln, NE 68522(402) 477-6663

4212 S. 133rd StreetOmaha, NE 68137

(402) 330-2751

Lot Erosion and Sediment Control: How the City is Responding

“There’s mud all over in/on my street and I want to know what you’re gonna do about it.” This was a typical complaint that the City received from home owners in new construction areas in previous years. In 2002 the City of Lincoln was issued a permit by the State of Nebraska Department of Environmental Quality to regulate discharges to stormwater from construction site activity and other sources of stormwater pollutants. The City initially established a program to address construction site runoff that primarily focused on education. In 2007 the City worked with the local development and building community to draft and pass an ordinance to address construction site discharges. In addition to the erosion and sediment program for ‘large’ sites (sites one acre and over), the City of Lincoln was also responsible for regulating sites under one acre that are “part of a larger common plan of development or sale.” With the goal of implementing an individual lot erosion and sediment control program that was straight forward, fair and equitable, it was felt it should not be as burdensome as the requirements for ‘large’ sites. As a result the City came up with a relatively simple two page permit and streamlined process for erosion and sediment control on individual lots. In addition to the streamlined permit the City put together a erosion and sediment control Best Management Practice (BMP) guide for local home builders that was brief and had photos of each individual BMP (available at the Building and Safety Department at 555 S. 10th Street and the HBAL office). In efforts to provide “a fair and equitable program” the city also looked at where and how BMPs need to be installed. Options such as grading the lot a couple inches lower than the back of curb or building a berm behind the curb to keep sediment on site, are examples of BMPs that have worked well and are of relative low cost to the builder. With regard to the individual lot program, after five years of implementation, the City and builders have accomplished quite a lot. The City with the builder’s help have implemented a streamlined permit, collaborated on a straight forward BMP installation handbook, reduced the number of cases going to the Law department for enforcement and have seen a significant reduction in annual public complaint numbers.The City inspector that implements the individual lot construction program (Terry Ullsperger) was recognized in 2011 by the Home Builders Association of Lincoln as “Employee of the Year” for his efforts in being helpful and working with individuals to achieve compliance. The individual lot program has also been recognized nationally by the National Association of Home Builders (NAHB) and the City has received calls from other municipalities interested in the program. We still get an occasional “what are you going to do about that” call, but they are a lot lesser thanks to the implementation of the individual lot program and to the efforts of Lincoln’s homebuilders. This article was provided by Ben Higgins, Public Works. Ben may be contacted at 402-441-7589.

Page 16: Lincoln Business Builder August 2012

16 Lincoln Business Builder

Lincoln Home Builders Care Foundation

LINCOLN HOME BUILDERS CARE FOUNDATION

Affiliated with the Home Builders Association of Lincoln

EDUCATE – PROVIDE – ASSIST The Home Builders Association of Lincoln is pleased to announce that its application to establish the Lincoln Home Builders Care Foundation has been approved by the Internal Revenue Service.

The Foundation has been formed as a public charity to:

C Educate the youth of Lincoln and the surrounding area about the home building industry C Provide scholarship assistance to graduating high school students and NAHB Chapter members who wish to enter

the construction industry C Assist low-income families in gaining suitable housing, including providing funds to Lincoln/Lancaster County

Habitat for Humanity C Perform charitable projects such as the annual wooden toys for Santa Cop and other projects that are appropriate

MISSION STATEMENT

The Lincoln Home Builders Care Foundation was established in 2009 as a 501(c)(3) charitable, non-profit organization dedicated to the future of the home building industry in Lancaster County.

The Lincoln Home Builders Care Foundation's mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational programs.

The Foundation will accept tax deductible contributions to establish scholarships and other programs. Proceeds from the annual golf tournaments and the October sporting clay shoot will be directed to the Foundation.

RECOGNITION OF SUPPORT

When you make a contribution to the Lincoln Home Builders Care Foundation, you will receive recognition in the following ways:

News release announcing donation ($2,000 or more only) Donor receives a plaque ($1,000 or more only)

Recognition at HBAL Membership Meeting Listing on the HBAL website, www.hbal.org

Letter of thanks from the HBAL Board of Directors

CONTRIBUTION LEVELS Following are the tax-deductible contribution levels for you to consider:

ì $2,000 or more ì $1,000-$1,999 ì $500-$999 ì $250-$499 ì $1-$249

I want to show that Lincoln=s home building industry cares. A check is attached for my tax-deductible gift, payable to the Lincoln Home Builders Care Foundation.

Level: Amount: Name: Company:

Address:

Phone: Email:

Please detach and mail to Lincoln Home Builders Care Foundation - 6100 S. 58th Street, Suite C, Lincoln, NE 68516

Page 17: Lincoln Business Builder August 2012

17 Lincoln Business Builder

LHBCF and Habitat for Humanity

Home Builders Association of Lincoln’s Sixteenth Home for Habitat for Humanity

Address: 1601 SW 27th Street, LincolnFamily: Murat & Zahra Khalaf and their three children

Scheduled for Fall 2012

HBAL has committed to once again build a home for Habitat for Humanity. We need to get your commitment with this project. We need new volunteers and the continued support and assistance of those who have helped in the past. The benefits of helping with this project cannot always be measured. However, we do know that we will be providing a safe and decent home for a family whose whole life will change once they have a place to call their own. Everyone needs a place to call home.

Volunteers NeededVolunteers are needed for this worthwhile project. We need volunteers from the trades...so please let us know what you would be willing to do. Remember, you don’t have to be an “expert” to assist with this project. We also need people to wash windows, paint, clean, and many other tasks that don’t require a certification. Our goal is to complete the home in a two to three week build. It’s a great feeling to work on a Habitat house.

Donations NeededWe need donations of materials. If you can assist in this manner, please contact us. This is a worthwhile project, and your donations are very much appreciated and tax deductible.

“Habitat is a hand-up, not a hand-out. Each family is required to make a monthly mortgage payment that pays back the cost of the Habitat house which averages about $70,000. Typically, the 30 year loan requires monthly payments of about $450-$500 with approximately $250 being applied to tax and insurance escrow. Additionally, the family must provide 400 hours of “sweat equity” to Habitat; at least 200 hours must be on their own house. The family is also expected to take part in various Habitat functions throughout the year.” -Dan Walker, Community Service Chairman.

If you have questions, call Jerry Boyce at 402-310-6328 or Mike Benker at 402-423-4225

Please fax (402-423-4251) or mail this form to hBal.You maY also email Your resPonse to [email protected]

2012 Habitat for Humanity Build

I would like to help with______________________________________________________

I cannot help, but here is my check for $_____________

Name__________________________________________ Company_________________________________________

Phone__________________________________________ Email ___________________________________________

Thanks for helping us build Lincoln - one house at a time.

Page 18: Lincoln Business Builder August 2012

18 Lincoln Business Builder

HBAL’s The Big Catch

BIGthecatch

with Harbor Master

Mike Rezac

Buying a license doesn’t guarantee you a fish.

HBAL will provide you with special tackle to help you find the fish and reel ‘em in. All you have to do is cast!

Contact the HBAL office for:• a list of potential members• membership packets to mail or email

Starting June 1, 2012, HBAL members will launch their boats looking for The Biggest Catch! For each new member, you will increase your rank on the boat.

• Deck Hand = 0-1 new members• First Mate = 2-3 new members• Commander = 4+ new members• Captain = 4+ new members & leads team in catches

Current Standings(As of June 14th Board Meeting)

Northwestern

WizardSeabrooke

Time Bandit

Jim Crawford (1)• Morton Buildings

Launch your boat, bait your hook and cast your line to reel in new members and

prizes today!

Tackle BoxEvery great fishermen has an array of bait to catch their fish. Here are some helpful tips to reel in new members!

• Industry Activism - The National Association of Home Builders is comprised of more than 800 state and local builders associations. HBAL actively monitors local, state and national actions and alerts you of changes that matter to you.• Networking - HBAL gives members the benefits of having more in common than just their trade. Through HBAL, members have the ability to network and buy from one another. Many of the top area builders are a part of HBAL.• Industry Information - Through HBAL and NAHB, the amount of industry information accessible is unparalleled. The many resources available ensure you are as up-to-date as you choose to be. • Educational Opportunities - HBAL offers a wide variety of classes for their members at a discounted rate. It allows members to maintain their high standard of excellence through educational opportunities.

Membership in HBAL doesn’t cost, it pays!

Page 19: Lincoln Business Builder August 2012

19 Lincoln Business Builder

HBAL’s The Big Catch

West Gate Bank recognizes that people make the difference. Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refi nancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Strong Foundations BeginWith Great People

Lincoln’s Bank westgatebank.com

Adam FlanaganConstruction and Real Estate

Lending Offi cer Scott WilliamsonVice-President Mortgage

Susan BredthauerVice-President Mortgage

402-434-3456 member FDICEQUAL HOUSINGL E N D E R

When it comes to cabinetry, Millard Lumber o�ers a vast and diverse selection. Whether it’s a color, �nish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also o�ers installation

for all cabinets and hardware.

11200 N. 148th St., Waverly NE 402.786.3030 M-F 7:30am - 5pm

In it to win it!New Incentives to cast those reels even

farther!

Monthly Prizes(July through October)

$100 Cabela’s Gift Card Drawing Each new member increases your chance

to win!

Individual PrizesThese will be awarded to the best

fishermen at the end of the contest!

1st Place - $500 Visa Gift Card

2nd Place - $400 Visa Gift card

3rd Place - $300 Visa Gift card

Don’t miss your chance to win big!

Page 20: Lincoln Business Builder August 2012

20 Lincoln Business Builder

Renewals | Cancellations

Moving?

Be sure to contact the HBAL Office at 402-423-4225

Bugbee Homes, 10 years

BAJCO Construction, 3 years

Smetter Custom Homes, 5 years

Waddell & Reed, 13 years

Time Warner Cable Media Sales, 3 years

TECHMASTERS, 2 years

Keystone Homes, 12 years

INSPRO Insurance, 2 years

John Henry’s Plumbing, Htg. & A/C, 12 years

Murphy Tractor & Equipment Co., Inc., 5 years

Stephens & Smith Construction Co., 30 years

Residential Drafting Services, Inc. (RDS), 11 years

Prairie Gold Housing, Inc., 8 years

Bison Electric Co. Inc., 7 years

Stonybrook Homes, Inc., 7 years

B Squared Construction/Natural Floors, 1 year

JL Exteriors, Inc., 4 years

Don Johnson Homes, Inc., 24 years

EMO Flooring Company, 10 years

Capital City Exteriors, 5 years

R & D Custom Homes, 16 years

Bob Nohavec Plumbing, Inc., 29 years

Aspen Builders, Inc., 19 years

Al’s Johns, 13 years

Schwinn Homes, LLC, 20 years

Schultz Construction, 35 years

Krieser Drywall & Insulation, 2 years

K-West Construction, 25 years

Bonsall Pool & Spa, 26 years

Earnest Well Drilling, Inc., 17 years

Regal Building Systems, Inc., 19 years

Vistar Homes, Inc., 8 years

Contractors Siding & Window Supply, 19 years

Land Escapes, Inc., 5 years

Miller Landscapes & Construction, Inc., 18 years

Union Bank & Trust Co., 23 years

Olsson Associates, 19 years

Krogman Tile Co., Inc., 23 years

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing. This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Local service for the life of your mortgage loan.

Stop by, call, or visit us online to learn more.

56th & South St. | CornhuskerBank.com | 402-434-2265

* Not all mortgage loans qualify for the local servicing program. Please contact a mortgage lender for details. Member FDIC |

Sorry to See You Go!If you see your company listed below, contact HBAL at

402-423-4225 to renew your membership TODAY!

Alarmlink USA

Clearwater Pools

Farmer’s Cooperative

Lemke Custom Homes

MetLife Home Loans

Quality Fence

Remodel Solutions

Page 21: Lincoln Business Builder August 2012

21 Lincoln Business Builder

Advertise With Us | Directory Changes

Directory Changes• Renee Bauer is the new principle for Prairie Gold

Homes. Phone number: 402-434-3904. Fax: 402-441-4642. Email address: [email protected]

• Bob Peterson is now an affiliate member with Prairie Gold Homes. Phone number: 402-486-2267. Address: Eastmont Towers, Apt. 306, Lincoln, NE 68510.

• John Wiechmann is the new principle contact for Midwest Housing Equity Group. Phone number: 402-334-8899. Fax: 402-334-5599. Email address: [email protected].

• John Peterson is the new principle contact for John Henry’s Plumbing. Email address: [email protected]

• Mark Hesser, Pinnacle Bank, has new contact information. Phone number: 402-697-5954. Fax: 402-697-8439.

• New Traditions Homes now has a website. www.NewTradtionsHome.com/custom

• The new address for McEwen Construction is 7150 S. 91st Street, Apt. 421, Lincoln, NE 68526.

• The new address for RE/MAX Real Estate Concepts is 4141 Pioneer Woods Drive, Ste. 114, Lincoln, NE 68506.

• The new address for Sadoff Iron & Metal Company is 5020 NW 39th Street, Lincoln, NE 68524.

• The new address for Woita Homes is 3280 S. 31st Street, Lincoln, NE 68502.

• Wayne Fuhrer is no longer an affiliate with Bielenberg Builders.

APOLLO STEEL COMPANY

Your Hometown Source For

• HouseBeams

• Columns

• BrickLintels

• Joists&Deck

• MiscellaneousPlate,Angle,Pipe&Tubing

Fabricating The Future of Nebraska7200AmandaRoad,Lincoln,NE68507

Phone:402-466-8587•Fax:402-466-0594

Advertise With Us!HBAL offers a variety of advertising opportunities.

Contact the HBAL office at 402-423-4225 for more information about advertising.

Lincoln Business BuilderThis monthly publication goes out to 750+ members of the

building community in and around Lincoln.Advertising starts at $37/month.

www.HBAL.orgParticipate in HBAL’s online advertising program to attract

qualified visitors to your website! Our banner program can help you reach Lincoln consumers looking for remodeling and home

building suppliers and service providers. Advertising starts at $25/month.

Fall Parade of HomesThousands of Guidebooks are distributed to visitors during each

Parade of Homes.Advertising starts at $310.

HBAL Membership DirectoryThe Membership Directory and Buyers Guide provides quick

contact information for our members.Advertising starts at $125.

All prices are subject to change.

Did You Know?The Blackberry cellular phone was originally

going to be called the strawberry because the keys on the phone resemble the small seeds of a

strawberry. - The Amazing Fact Generator

Page 22: Lincoln Business Builder August 2012

22 Lincoln Business Builder

Prospective Board Members | Jobsite Safety Handbook | Building Permits

SF TH MF SF TH MF SF TH MF SF TH MF SF TH MF SF TH MF SF TH MF SF TH MF SF TH MF SF TH MFJan. 98 8 4 74 8 5 54 21 0 72 14 0 40 8 4 35 19 6 11 14 0 24 7 2 22 0 4 27 4 0Feb. 103 33 2 73 9 24 66 10 4 58 20 2 35 4 12 22 0 4 29 2 3 32 18 60 26 0 20 31 13 144March 136 24 90 137 18 20 92 11 4 82 17 16 59 40 112 41 28 2 30 14 2 42 6 8 42 10 180 47 24 36April 145 26 4 124 22 0 80 16 4 91 16 60 61 70 66 50 2 2 30 14 15 33 8 0 28 26 3 43 19 24May 186 98 102 113 33 100 88 12 4 83 20 16 65 39 0 59 15 4 38 28 24 29 19 0 39 14 44 41 21 0June 183 27 2 107 52 4 96 37 20 93 15 68 67 17 64 39 17 10 60 4 0 36 6 4 34 18 0 45 14 8

YTD 851 216 204 628 142 153 476 107 36 479 102 162 327 178 258 246 81 28 198 76 44 196 64 74 191 68 251 234 95 212

2012

Building PermitsCity of Lincoln - 10 -Year Table

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)201120102008 2009200720062004 20052003

# Cost # Cost # Cost # Cost # Cost # Cost # CostJan. 19 333,000 7 87,400 9 1,364,460 2 52,000 6 152,980 3 80,100 2 43,500Feb. 13 426,676 4 314,300 9 141,600 5 125,240 3 99,500 7 178,700 5 107,786March 34 613,750 33 1,283,155 36 589,154 10 206,900 11 317,000 18 452,005 10 691,458April 52 560,472 56 539,511 62 1,208,366 10 198,413 19 706,474 15 908,366 11 600,931May 57 907,924 55 818,301 52 809,323 9 183,000 9 148,500 20 340,080 20 723,945June 59 520,942 62 481,374 19 543,997 14 297,872 12 460,740 16 603,388 7 224,812Total 234 3,362,764 217 3,524,041 187 4,656,900 50 1,063,425 60 1,885,194 79 2,562,639 55 2,392,432Avg. Cost

2012

43,499

Remodeling Permits: AdditionsCity of Lincoln - Detached Single Family - 7 Year Table

21,269

2006 2007 2009

16,240

2008

24,90314,371

2010

31,420

2011

32,438

# Cost # Cost # Cost # Cost # Cost # Cost # CostJan. 89 1,007,372 88 1,163,863 81 907,619 71 784,232 57 502,454 69 988,395 81 804,484Feb. 87 967,125 78 909,207 76 947,505 76 706,588 69 600,743 79 893,584 69 565,929March 100 1,147,674 107 1,280,089 89 800,412 72 946,927 125 1,229,150 104 900,086 96 1,055,957April 87 706,214 88 1,031,776 82 877,275 85 813,112 154 1,386,859 133 1,292,245 96 871,985May 120 1,042,668 115 1,578,971 79 723,878 65 617,270 124 931,223 111 946,242 123 1,544,337June 97 985,229 97 736,760 76 662,915 89 766,615 117 754,480 112 819,225 110 1,093,867Total 580 5,856,282 573 6,700,666 483 4,919,604 458 4,634,744 646 5,404,909 608 5,839,777 575 5,936,559Avg. Cost

Remodeling Permits: AlterationsCity of Lincoln - Detached Single Family - 7 Year Table

10,12011,69410,097 10,186

2006 2007 20092008

8,367

2011

9,605 10,324

20122010

Calling All Members! The HBAL 2013 Board needs you!

Hone a skill set that will aid you in your business, be involved in the decision making process here at HBAL and make a difference

for your trade.

If you are interested in becoming a member of the 2013 HBAL Board of

Directors or on a HBAL Committee, please contact Mike Benker at 402-423-4225

Become Involved Today!

Don’t Forget! Pick up your copy of the Jobsite

Safety Handbook for $9.00 from the Home Builders Association

office while supplies last!

Page 23: Lincoln Business Builder August 2012

23 Lincoln Business Builder

Multifamily Starts Rebound in June

The Census Bureau’s preliminary estimate of starts in buildings with five or more apartments for June came in at 213,000 (at a seasonally adjusted annual rate). This is a 17 percent increase from May and reversed well over half of the previous month’s decline. (Month to month fluctuations on this order of magnitude are typical for multifamily construction.) On a year-over-year basis, five-plus starts were up 29 percent, reflecting the generally upward trend that has prevailed in this segment of the construction industry since the end of 2010.

Meanwhile, the rate at which new five-plus permits were issued declined 11 percent in June, to 241,000. Although not as high as the rate posted in March or May of this year, 241,000 is still the third highest seasonally adjusted five-plus permit rate on record since 2008, and is up 22 percent year-over-year. The number of five-plus permits in the pipeline (previously authorized but not yet turned into starts by the end of the month) also increased in June—by 5 percent, to 41,500. Although permits in the pipeline are not seasonally adjusted and the series tends to be volatile, 41,500 is the highest the unused five-plus permit number has been since early 2009. Overall, the multifamily plus permit numbers in the Census Bureau’s June construction report were relatively healthy and suggest that a five-plus starts rate in the neighborhood of 200,000 is sustainable over the short run.

This article was posted on http://eyeonhousing.wordpress.com/ by Paul Emrath on July 19th, 2012.

Multifamily Starts Rebound in June

Multifamily Housing Starts(In Thousands, Seasonally Adjusted Rate)

Page 24: Lincoln Business Builder August 2012

24 Lincoln Business Builder

Made in America

Made in America ChallengeInspired by the All-American Home built entirely out of

American-made products, HBAL would like to honor our own builders who use products made in America.

Anders and Jake Lewendal, builders of the All American Home, have their own challenge of reallocating just 5% of spending to American-made products. You can find more information about

their challenge and their list of suppliers at

www.TheAllAmericanHome.com

Please complete the following information.

Address of new home:

Main suppliers used to build home:

Cost of American-made products:

Total cost of home:

The percentage of products made in America will place you into one of the following categories:

90% or more = White

80-89% = Blue

70-79% = Red

I certify that to the best of my knowledge and belief all of the information on this form is correct.

Signature: Date:

Print Name: Company:

Please submit this form to the HBAL office no later than December 15, 2012.

6100 S. 58th Street, Ste. C • Lincoln, NE 68516Fax: 402-423-4251 • [email protected]

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Page 25: Lincoln Business Builder August 2012

25 Lincoln Business Builder

8200 Cody Drive, Lincoln, NE 68512

Where you live and work reflects a lifestyle choice.

Krueger Development proudly designs our commercial

centers to fit the needs of your business. Lincoln Trade

Center is designed to showcase each business and

attract clients and customers

Lincoln Trade Center offers great visibility and an

easily accessible location to help your business

grow and expand.

Krueger Development

Adding Value to Your Business

Page 26: Lincoln Business Builder August 2012

26 Lincoln Business Builder

NAHB in Partnership with the Learning Resource Network, Inc.

Providing Offset Printing& Digital Services

in Lincoln since 1980.

402.483.75753133 S. 7th Street • Suite D

Fax 402.483.7577info@pioneerprintinginc.comwww.pioneerprintinginc.com

Multi Color Printing

Graphic Design

Ad Specialties

Bindery Services

Digital Color Copies

Digital Black & White

Engineering Copies

Personalized Service

[email protected]

www.citygold.com

®

You'll find hundreds of Lincoln Web sitesindexed by keywords and categories.

LOG ON!www.citygold.com

Phone: (402) 420-9800 • E-mail: [email protected]

Lincoln's Official Web Site Directory SM

It's theLOCAL Web!

classroom is open 24 hours a day, seven days a week. There are no live real-time requirements or meetings. The content (readings, audio lectures, slides), self-quizzes, and discussion forum are accessible for the entire course, so you can work ahead, or go back and review again, and post comments or questions at your convenience.

List of Courses Available:

Facebook For BusinessGoogle Analytics

TwitterRecruiting and Retaining Gen X and Gen Y

Integrating Social Media in Your OrganizationIntroduction to Social Media

Marketing Using Social MediaImproving Email Promotions

Boosting Your Website TrafficOnline AdvertisingMobile Marketing

Creating Cell Phone AppsAdvanced Mobile Marketing

Video Marketing YouTube for Business

Learn more about these courses and register now at http://www.yougotclass.org/catalog-complete.cfm/NAHB. For more information, please contact Paula Pagano at 800-368-5242 x 8057 or [email protected].

NAHB has partnered with the Learning Resources Network, Inc. (LERN) to offer a variety of on-demand online courses and certificates through its learning platform, “UGotClass.” It is easy to participate in your online course. After you register, you will be given a Web address to get into your online classroom. You will have a password and use your email address and password to gain access.Students can register for all courses up to one week after the start date. Courses will stay open for one week after the end date to accommodate those who registered late.NAHB awards four hours of continuing education per month-long class.Once inside the online classroom, here’s what you can expect: •These courses are on demand, not live; however, you have instructor interaction through the discussion area. •In the online classroom, you can listen to audio lectures, view slides and even take an optional quiz to test yourself. •You may post written comments any time in the online discussion with your fellow participants and the instructor. Your instructor logs on once a day to answer questions, make comments and respond to comments by you and the other participants. For best learning, you should make one or more comments at two or three different times each week. •Many courses have online readings of up to 20 pages a week. •You may participate as little or as often as you like. The online

NAHB in Partnership with the Learning Resource Network, Inc.

Page 27: Lincoln Business Builder August 2012

27 Lincoln Business Builder

Page 28: Lincoln Business Builder August 2012

Home Builders Association of Lincoln6100 S. 58th Street, Suite CLincoln, NE 68516

ADDRESS SERVICE REQUESTED

PRST STDUS POSTAGE

PAIDLINCOLN NE

PERMIT NO 51

Grand Opening of New Sam’s ClubAugust 29th, 2012

8600 Andermatt Dr., Lincoln, NE 68526

Your new Sam’s Club will offer:

•Diesel Fuel•Premium & Regular Gasoline•Pharmacy/Optical•TMA/Photo Center•Commutation Center•Hearing Center

Come join our Grand Opening and receive up to a $25 gift certificateandafree Fresh, Fast and Fabulous cookbook, a $20 value!

ENERGY STAR® homes are a win, win, win proposition.

Homebuyers win because ENERGY STAR homes are more efficient, more comfortable and the lower costs of ownership allow them to put more money into their homes. Builders win because ENERGY STAR homes are more profitable to build. And the more we conserve, the more we all win. To learn more, contact Bob Ruskamp at 473-3275 or [email protected].

www.les.com

Mention this ad and receive *$35 New Patient

Special includes exam and �rst treatment

*Insurance rules apply

Dr. Kristin Morgan(402) 421-1411

5700 �ompson Creek Blvd Suite 3Lincoln, NE 68516