COMMUNITYCONNECTED 2013 AgriBank Giving Report

Inside 4……………………………….…..To Our Stakeholders

6………………………………..…….New Sponsorships

10……………………..…..Focus: Urban Agriculture

12…………………...Rural Community Grant Fund

14.…....Minneapolis-St. Paul Charitable Giving

16………………………………………...About AgriBank

On the Cover AgriBank sponsors Windy City Harvest, an

urban agriculture training program in

Chicago. See page 10.

COMMUNITYCONNECTED 2 15

ROOTED IN OUR COMMUNITIES AgriBank is on a mission to serve rural America. As

part of the Farm Credit System, a borrower-owned

financial cooperative, supporting American agriculture

is at the core of our business operations and extends

to everything we do. Community involvement is an

important way for us to further this mission. In

partnership with 17 affiliated Farm Credit

Associations, we support all agriculture – traditional

and non-traditional – in the hopes of creating a

balanced approach for America's ag future.

Young, Beginning,

Small Farmers

Food Security and Local

Foods Urban Agriculture

Land/Water Conservation

Disaster Relief

Agriculture Advocates

Education Community Support

NEARLY $500,000 in new sponsorships in 2013

$2.1 MILLION in total giving in 2013, including: $1.2 million to sponsor traditional and non-traditional agricultural programs $700,000 to support projects in western North Dakota communities affected by oil and mineral exploration and production $150,000 to support Minneapolis-St. Paul charities $27,000 to match employee contributions

COMMUNITYCONNECTED 14 COMMUNITYCONNECTED 3

$1.1 MILLION awarded since 2012 through the Rural Community Grant Fund, a partnership with Farm Credit Services of Mandan and Farm Credit Services of North Dakota, to support projects in western North Dakota communities affected by oil and mineral exploration and production

AgriBank joined United FCS in sponsoring this tractor for a student garden.

SUPPORTING the next generation of American Agriculture AgriBank is proud to support programs that help to develop the next generation of ag talent.

This includes local and national support for programs such as FFA and 4-H that help to open young people’s minds to the possibilities that a career in agriculture can offer.

And each year, in partnership with Agriculture Future of America's Leader and Academic Scholarship program, AgriBank awards William J. Collins Scholarships to the children of AgriBank District employees planning to pursue careers in agriculture.

We believe by helping the best and brightest pursue careers in agriculture, we can fulfill our mission to help secure the future of American agriculture.

COMMUNITYCONNECTED 4 COMMUNITYCONNECTED 13

To Our Stakeholders

AgriBank continues to focus on our singular mission:

to support American agriculture. The primary way we

fulfill this mission is to collaborate with 17 affiliated

Farm Credit Associations in 15 states to provide a

reliable source of credit to farmers, ranchers,

agribusinesses, rural homeowners and other eligible

borrowers — through good times and challenging

times. We also fulfill this mission by providing funds to

support the communities we serve and all agriculture.

In 2013, AgriBank enjoyed another extraordinary year, recording our

second-highest ever profitability. This, along with other strong

financial measures, enabled us to return significant dollars to our

customer-owners through our patronage program. Our strong

financial results also enabled us to increase our charitable

contributions.

The United States is changing, and American agriculture is changing

with it. Our population is becoming more concentrated in urban and

suburban areas, as well as more diverse. Farmers and ranchers are

growing older, on average, and fewer in number. Technology is

making farming and ranching more complicated and efficient.

Consumers are increasingly concerned about where their food comes

from, and how it’s grown. New and emerging forms of agriculture

that embrace these changes present AgriBank with new opportunities

to fulfil our mission.

AgriBank supports a wide range of urban and other non-traditional

agriculture initiatives. This includes a wide variety of activities such as

programs to educate children and adults about food and agriculture,

training and other help for new entrants to agriculture, local food

initiatives including community gardens and farmers markets, and

other projects to improve access to fresh produce.

Whenever possible, we address community needs in partnership with

affiliated Farm Credit Associations, which may also provide financial

advice, investment, volunteers or other support in their local

communities. We also leverage opportunities throughout the entire

Farm Credit System, giving us the size and scope to make more

significant contributions than we could on our own. As an example of

this cooperation, in 2013 AgriBank was one of four Farm Credit

entities to contribute a total of $250,000 to launch a nationwide

"Homegrown By Heroes" program, which supports farmers who are

military veterans (see page 6).

AgriBank is proud to help strengthen today’s generation of American

farmers and ranchers

… and the next.

We are continuing such collaboration in 2014 as one of eight Farm Credit institutions

investing a total of $150 million in the Rural Business Investment Company (RBIC),

newly created by the U.S. Department of Agriculture. The RBIC will allow the USDA to

facilitate private equity investments in agriculture-related businesses across rural

America. AgriBank-affiliated Associations participating in the investment include

AgStar Financial Services, Farm Credit Services of America, Farm Credit Mid-America

and United FCS.

AgriBank is proud to help strengthen today’s generation of American farmers and

ranchers … and the next. We’re pleased to present this report on the many

innovative programs we fund in support of our important mission.

June 2014

COMMUNITYCONNECTED 12 COMMUNITYCONNECTED 5

Douglas Felton

Chair

L. William York

Chief Executive Officer

In 2014, AgriBank joined our Farm Credit partners and USDA Secretary Tom Vilsack for an event announcing the RBIC.

AgriBank’s giving is only part of the millions of dollars given by Farm Credit entities across the

country each year.

COMMUNITYCONNECTED 6 COMMUNITYCONNECTED 11

New Sponsorships

AgriBank supports a future of agriculture that is

diverse, inclusive and prepared for the challenges that

lie ahead. Through our sponsorships, we contribute to

a wide range of traditional and non-traditional

agriculture-related programs across our District, often

in partnership with affiliated Associations. In 2013, our

sponsorships totaled approximately $1.2 million —

including an increase of $500,000 for programs we

funded for the first time. Our sponsorships are as varied as the needs themselves.

HOMEGROWN BY HEROES — AgriBank was one of four Farm Credit

entities to contribute a total of $250,000 to launch this nationwide

program, boosting the efforts of U.S. farmer veterans to market

their agriculture products. The program allows farmers who served

in the U.S. armed forces to add the Homegrown By Heroes logo to

their products' packaging and signage. The label is an easy way for

consumers to identify farmer veteran products and support the

nation's military veterans by purchasing those products.

IMMIGRANT AND MINORITY FARMERS CONFERENCE — Immigrant

and minority farmers gathered in St. Paul in February 2013 for the

largest annual conference of its kind. AgriBank joined AgStar

Financial Services and United FCS to support the event, which

provided workshops covering both agricultural best practices and

business topics to help the farmers be more successful.

INVEST AN ACRE — AgriBank and Farm Credit Services of America

support this partnership between the Howard G. Buffett Foundation

and Feeding America, which encourages farmers across the country

to donate one acre or more of crop proceeds to help fight hunger in

their own communities. Farmers’ donations are matched, with

proceeds going to local food shelves.

SOUTH DAKOTA RANCHER RELIEF FUND — When an early October

storm dumped heavy rain and up to 55 inches of snow in western

South Dakota, killing tens of thousands of farm animals over 2-1/2

days, AgriBank joined CoBank, Farm Credit Services of America,

Frontier Farm Credit and Northwest Farm Credit Services to

contribute to a fund established by the South Dakota Cattlemen's

Association, South Dakota Sheep Growers Association and South

Dakota Stockgrowers Association to help affected livestock

producers.

COMMUNITYCONNECTED 10 COMMUNITYCONNECTED 7

AGRICULTURE GARDEN AND FARM 2 SCHOOL PROGRAM Maintains educational student garden PARTNER: AgCountry Farm Credit Services

ARKANSAS GROWN: SCHOOL GARDEN PROGRAM Sponsors Arkansas Department of Agriculture contest for student gardeners PARTNER: AgHeritage Farm Credit Services, Farm Credit Midsouth and Farm Credit of Western Arkansas

GARDENING FOR GREENBACKS Provides access to fresh, healthy and affordable food in an urban area PARTNERS: CoBank and Farm Credit Mid-America

THE BIG GARDEN Supports the development of community gardens in rural and urban areas in order to provide residents with access to nutritious foods PARTNER: Farm Credit Services of America

ANGELIC ORGANICS LEARNING CENTER Strengthens small/beginning farm businesses through asset acquisition and technical assistance PARTNER: 1st Farm Credit Services and Badgerland Financial

2013 SPONSORSHIPS

URBAN AG IN THE CLASSROOM Rural FFA students teach urban grade school students about agriculture PARTNER: AgCountry Farm Credit Services

COMMUNITYCONNECTED 8 COMMUNITYCONNECTED 9

HOMEGROWN BY HEROES Product labeling program will allow farmers, ranchers, fishermen and the like from all 50 states who have or are serving in the military to use a Homegrown By Heroes logo on their products PARTNER: CoBank and Farm Credit Mid-America Photo Credit: Brian McCord

GREAT RIVER GREENING Conserves watershed

HEALTHY WATER OHIO Protects water resources in Ohio farm communities PARTNER: Farm Credit Mid-America

IMMIGRANT AND MINORITY FARMERS CONFERENCE Produces the nation’s largest annual conference for immigrant and minority farmers PARTNERS: AgStar Financial Services and United FCS

INVEST AN ACRE A partnership between the Howard G. Buffett Foundation and Feeding America that fights rural hunger, working with elevators to encourage farmers to donate a portion of the proceeds of their grain sales to local food banks PARTNER: Farm Credit Services of America

2013 SPONSORSHIPS (continued)

COMMUNITYCONNECTED 8 COMMUNITYCONNECTED 9

RANCHER RELIEF FUND Assists livestock producers impacted by the South Dakota blizzard PARTNERS: CoBank, Farm Credit Services of America, Frontier Farm Credit and Northwest Farm Credit Services

SPEAK FOR YOURSELF Minnesota Farm Credit organizations support the Minnesota Farm Bureau program to identify, recruit, and train farmers and ranchers to be effective spokespersons on issues important to agriculture PARTNERS: AgCountry Farm Credit Services , AgStar Financial Services and United FCS

SECOND HARVEST HEARTLAND Captures ag surplus that goes unharvested every year due to weather and other issues and delivers it to area food banks PARTNER: AgStar Financial Services

KENTUCKY EXTENSION FOOD TRUCK Farm Credit Mid-America donated funds to support a food truck to bring fresh produce to urban food deserts in Louisville. AgriBank followed up with a contribution to build on this program by furthering research on Kentucky agriculture and local food. PARTNER: Farm Credit Mid-America

TELEHEALTH INITATIVE Enables urban doctors to provide cardiology consultations connecting to rural patients PARTNERS: AgStar Financial Services, CoBank and United FCS

WOMEN IN AGRIBUSINESS Annual conference for women agriculture leaders

WEgrow Financial, business and leadership training for women in agriculture

COMMUNITYCONNECTED 10 COMMUNITYCONNECTED 7

Focus: Urban Agriculture

AgriBank’s mission is to serve all agriculture, traditional

and non-traditional, rural and urban. We recognize the

value urban farming offers to local communities as a

supplement to more traditional forms of agriculture.

We are committed to encouraging the development of

local food systems, including urban farming.

Our initiative to support urban agriculture began in earnest in 2012,

when we first announced support for Gardening for Greenbacks in

partnership with Farm Credit Mid-America. The city of Cleveland

developed Gardening for Greenbacks to increase the production of

local foods and establish a model for local food system development.

The ultimate goal is to help ensure every resident has access to fresh,

healthy and affordable food.

Since then, we have continued to expand our support for innovative

urban agriculture initiatives. For example, in 2013 we initiated

sponsorship of The Big Garden. This network of more than 70

community gardens in metro-Omaha and rural and semi-rural

communities in Nebraska and Kansas provides local residents with

access to nutritious foods. AgriBank partners with Farm Credit Services

of America, which sends volunteers to work on new gardens funded by

this sponsorship.

In early 2014, we initiated two sponsorships in partnership with two

other affiliated Farm Credit Associations, further demonstrating our

increasing commitment to urban agriculture:

WINDY CITY HARVEST — AgriBank and 1st Farm Credit Services are

sponsoring this urban agriculture training program run by The

Chicago Botanic Garden in partnership with Richard J. Daley College,

one of the City Colleges of Chicago. Windy City Harvest provides

instruction in urban agriculture best practices, develops

collaborations that benefit communities, and produces high-value,

nutritious produce that is sold at retail outlets and made available

and affordable for local residents. Our sponsorship will provide

training for urban farmers and create a certificate program that will

help them become entrepreneurs

Windy City Harvest

Farm Credit supports all agriculture.

COMMUNITYCONNECTED 6 COMMUNITYCONNECTED 11

HANTZ FARMS — AgriBank and

Greenstone Farm Credit Services

announced our support for this

organization’s efforts to transform blighted

urban properties into agricultural uses. In

May 2014, more than 100 Greenstone

employees helped Hantz plant 15,000

mixed-hardwood trees, turning a 1-square-

mile inner-city area into a woodlands for

the enjoyment of area residents.

GreenStone will also engage and educate

young, beginning and small producers in an

emerging urban agriculture market about

financing opportunities.

URBAN AGRICULTURE ACROSS THE AGRIBANK DISTRICT AgriBank partners with Farm Credit Associations throughout our District to support programs important to urban communities.

Hantz Farms

COMMUNITYCONNECTED 12 COMMUNITYCONNECTED 5

Rural Community Grant Fund

Through the Rural Community Grant Fund, AgriBank

provides grants for needed services in cities and

towns affected by the explosive growth in oil and

mineral exploration and production in western North

Dakota. In 2013, the fund awarded more than

$700,000 — bringing the total awarded since 2012 to

$1.1 million.

The fund dedicates a percentage of AgriBank’s annual mineral income

earned in western North Dakota to help communities deal with rapid

population growth. AgriBank established the fund in 2012 in

partnership with Farm Credit Services of Mandan and Farm Credit

Services of North Dakota.

Grants up to $50,000 are available to support a variety of

infrastructure and development projects, including affordable

housing, fire and medical emergency services, medical facilities and

services, and education.

OUR MINERAL INTERESTS AgriBank owns mineral interests in 13 of 15 states in its District. The Bank obtained these interests during the Great Depression, when the Farm Credit System became the unwilling owner of foreclosed farms. Farm Credit adopted the policy of reserving a portion (in most cases a one-half interest) of the mineral rights when selling the property. If the mineral rights became valuable, the landowner would also profit. In 1986, all Farm Credit institutions discontinued the practice of reserving mineral rights when selling acquired properties.

Halliday Public School District – $28,150 to install a safety fence at the elementary school.

COMMUNITYCONNECTED 4 COMMUNITYCONNECTED 13

"Pride Manchester House serves North Dakota's most vulnerable children. The generous grant from AgriBank will strengthen and expand our outreach program to better serve the children and families in need of mental health services.” —Susan Gerenz, director, Pride Manchester House, Bismarck

"We are very grateful to Farm Credit for helping us to build a new safe house in Minot. We are the only agency within 100 miles that provides emergency shelter to victims of domestic violence. The new, larger facility will allow us to provide shelter to up to 60 victims and children needing protection.“ —Shelly Bohl, grants coordinator, Domestic Violence Crisis Center, Minot

St. Luke’s Hospital, Crosby – $10,000 for a machine to ensure that employee respirators fit properly in the field.

ND-SD Medical Transport – $26,784 to purchase a new monitor and defibrillator in Linton, N.D.

Hazen Rural Fire Protection District – $15,000 for a jaws of life rescue upgrade.

COMMUNITYCONNECTED 14 COMMUNITYCONNECTED 3

Minneapolis-St. Paul Charitable Giving

Based in St. Paul, Minnesota, AgriBank provides

charitable support to non-profit organizations serving

the communities where we live and work. We focus

on helping the least fortunate among us by

contributing to programs that provide education,

food, and shelter, and meet other basic needs.

In 2013, AgriBank provided $150,000 to

support charities in St. Paul and Minneapolis.

URBAN ROOTS Urban Roots operates food and environmental programs on the East Side of St. Paul. For nearly two decades, the organization has engaged thousands of youth in education, training, and work projects that provide service to the community, develop young leaders, and improve health and the environment. AgriBank employees complemented the company’s financial support in 2013 by volunteering their time and participating in the Urban Roots Garden Share Community Supported Agriculture program — a unique way to contribute in exchange for enjoying fresh, local produce from sustainably managed urban gardens.

COMMUNITYCONNECTED COMMUNITYCONNECTED 15

15

2013 Minneapolis-St. Paul Area Donations

DOROTHY DAY CENTER

Provides food, shelter and other services

to homeless persons

JOSEPH’S COAT

Provides clothing and personal hygiene

products to disadvantaged individuals

and families through a free store

LOAVES AND FISHES

Provides nutritious meals to the hungry

MERRICK COMMUNITY SERVICES

Supports individuals and families with a

food shelf, school supplies and other

services

NEIGHBORHOOD HOUSE

Fights poverty by supporting basic needs,

youth leadership, adult and family

education, and community building

NEWSPAPERS IN EDUCATION

Provides online lesson plans and

materials for teachers to use newspapers

in classrooms

OPEN ARMS

Delivers free meals to individuals living

with HIV/AIDS, MS, ALS, breast cancer

and other diseases

SCIENCE MUSEUM OF MINNESOTA

Provides classroom education

opportunities

SECOND HARVEST HEARTLAND

Works with farmers to collect excess

produce and distribute it to area food

banks

UNITED WAY

Stabilizes families, helps children succeed

and empowers healthy lives

URBAN ROOTS

Focuses on community gardening,

nutrition, conservation and youth

development

SECOND HARVEST HEARTLAND Second Harvest Heartland is the Upper Midwest’s largest hunger relief organization and a member of Feeding America, a national network of more than 200 food banks serving every state in the United States. The organization is known for distributing great amounts of food quickly and efficiently as well as pioneering ways to reduce waste and better use abundant resources. In 2013, AgriBank supported Second Harvest Heartland not only financially but through employee volunteer time to package food for distribution to senior citizens.

MERRICK COMMUNITY SERVICES Merrick Community Services is dedicated to improving the lives of residents of the East Side of St. Paul. It operates a community center and two food shelves, and provides basic human services for individuals of all ages and cultures. In addition to the financial support AgriBank provided in 2013, our employees were actively with Merrick throughout the year through events such as drives to collect food and school supply donations.

AgriBank is one of the largest banks within the national Farm Credit System, with more

than $85 billion in total assets. Under the Farm Credit System’s cooperative structure,

AgriBank is owned by 17 affiliated Farm Credit Associations. The AgriBank District covers

America’s Midwest, a 15-state area from Wyoming to Ohio and Minnesota to Arkansas.

More than half of the nation’s cropland is located within the AgriBank District, providing

the Bank and its Association owners with exceptional expertise in production agriculture.

For more information, visit www.AgriBank.com

Community Relations Inquiries

Kirstin Brost Grantham

Corporate Communications and Giving

Kirstin.Grantham@AgriBank.com

(651) 282-8474

Address

AgriBank

30 E. 7th Street, Suite 1600

St. Paul, MN 55101

Media Inquiries

Megan Fairchild Anderson

Senior Marketing and Communications Manager

Megan.FairchildAnderson@AgriBank.com

(651) 282-8635

Associations in the AgriBank District

About AgriBank

Contacts