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Road trips are a staple

of autumn for many

motorists. Fall foliage

and moderate temperatures

make the months of

September and October ideal

months to hit the open road

for weekend getaways.

Fall road trips rarely

take drivers too far away

from home, but traveling can

still be costly. Fortunately,

there are many ways to make

road trips more affordable

without sacrificing fun.

Explore alternatives to

more traditional lodging. If

your road trip includes an

overnight stay, consider alter-

natives to traditional lodging.

Hotels might stretch your

budget, but depending on

where you plan to go, you

might have some less tradition-

al alternatives. Airbnb.com

allows homeowners and even

some apartment dwellers to

rent their homes and apart-

ments to travelers, and these

listings may pale in comparison

to rates offered by nearby

hotels. If weather permits, look

for local campsites and spend

your nights sleeping outdoors

under the autumn stars. If you

prefer hotels, look for deals on

sites like Priceline.com or

Hotwire.com, which may offer

heavy discounts on rooms.

Take steps to conserve

fuel. Lodging might prove

your biggest expense on a fall

road trip, but fuel likely

won’t be too far behind.

Drivers can cut fuel costs in

several ways. Before begin-

ning your trip, take your car

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

September 16, 2015

Zone 1, Vol. 13 No. 17

We are a Family, Friendly Publication

Wayne

Enjoy a frugal fall road trip

continued on page 9

See TireTechInside Back Cover

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visit our website at www.lifeandleisurenj.com September 16, 2015Page 2, Zone 1

NOTE: To have your group’s announce-

ment appear in Community Happenings,

please e-mail your paragraph [email protected].

SEPT 17

•Tech-help from Teens for your

Electronic Devices on Thursday,

September 17 from 6:30-7:30pm.

Inspect your gadget. Get Device-Advice

from our CommuniTeens. Bring your

portable electronics and questions for

one-on-one help. Adults register in

advance with the Children’s Department

starting Tuesday September 1. Call 973-

694-4272 or email cordovae

@waynepubliclibrary.org for moreinformation and to join up.

SEPT 20

•St. Michael’s Episcopal Church, 1219

Ratzer Road, Wayne, is holding a cele-

bration of a new ministry for The Rev.

Keith A. Gentry as their permanent

Priest and new Rector. The Rt. Rev. Mark

Beckwith, Bishop of the Episcopal

Diocese of Newark, will officiate in the

sanctuary at the 3pm, Eucharist on

Sunday, September 20. Fr. Keith comes

to St. Michael’s with a rich background

of experience in parishes across thecountry, and he and the congregation

look forward to a new mutual ministry

at St. Michael’s and to the larger Wayne

community. Fr. Keith and the people of

St. Michael’s welcomes the community

for this wonderful celebration.

•WPL Y.A. Chess Club on Sunday,

September 20 from 1:30-2:30pm. Young

Adults in grades 5-12 are welcome to

play chess against each other. This casual

gathering normally occurs monthly on a

Saturday, in the Story Time room. This

shorter September session is on a Sunday.

Online registration required beginningSunday, September 13.

SEPT 21

•Family Promise of Passaic County has

partnered with Black Bear Golf Club to

provide a crisp autumn day of golfing,

and a buffet dinner. Monday,

September 21 will be our third annual

golf outing to help us fulfill our motto of

building community, strengthening lives

and keeping families together. Join us

for a fun day of golf, food, and prizes,

and help us serve the homeless families

of Passaic County. All proceeds benefit

the homeless parents and children of

Family Promise of Passaic County.

For information call Ken Tanis at

201-310-1832 or email at family

[email protected].

•Push to Walk will host its 8th Annual

Charity Golf Outing honoring David F.

Miller of Simontacchi, Miller and

DeAngelis, at The Knoll West Country

Club, Knoll & Greenbank Road,Parsippany on Monday, September

21.The outing begins with registration

and lunch at 11am. The price of $225

includes all greens fees, lunch, dinner

and prizes; after September 6;

$250. All registrations will be handled

on a first come first served basis with

payment. The deadline to register is

September 14. Register online by click-

ing on the event banner at www.push-

towalknj.org or call Stephanie Lajam at

862-200-5848 for more information.

SEPT 24

•Lotus Flower Lantern Craft Workshop

on Thursday, September 24 from 6:30-

7:30pm. Members of Korean Spirit and

Culture Promotion Project will help our

Y.A.s make a lovely lotus flower lantern

using colorful paper and wire frames. A

brief film of the history of the lotus and

on Korean artistic tradition will be pre-

sented. Traditional refreshments will be

served. Complimentary books onKorean history and culture will be hand-

ed out. Online registration open to

Wayne kids in grades 6 through 12

starting Tuesday September 15. Funded

by the Friends of the WPL.

OCT 7

•The monthly meeting of the Riverview

Garden Club will be held at 7pm on

Wednesday, October 7, at the Wayne

Public Library meeting room, 461

Valley Road, Wayne. Featured speaker

will be Allison Hos ford who, along with

her husband, owns Two Pond Farm in

West Milford. Allison’s presentation will

teach basic gardening techniques to

save money, learn what seeds to pur-

chase, how to avoid cross-fertilization

and how to harvest vegetable seeds. For

more information, please contact Linda

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Janice McCulleni

Art Director: Robin BantaSales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd, Denise Wirsing

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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Category I: Some peo-

ple believe that writ-

ten in some big book

somewhere, all Americans are

entitled to a retirement free of

financial stress and worry.

There are no prerequisites, laws

or rules listed in their financial

planning bible that ensure this

stress-free retirement, like liv-

ing below one’s means for

decades to generate and invest

the funds necessary to become

financially independent, or the

requirement to secure an edu-

cation in financial manage-

ment. No, these folks are either

hoping that manna from heav-

en will fall from the sky, specif-

ically on their roof. They bask

in the power of the voting

booth, voting for the systemat-

ic destruction of the wealthy,those who made sacrifices and

took the risks to attain and

retain their wealth, by taxing

them into oblivion under the

rouse of “paying their fair

share.” It doesn’t matter to

Category I people that there

are not enough rich people to

tax to fulfill this objective,

even if the tax rate were 100

percent of everything they pos-

sess!

Category II: Other people just

plain ignore the facts and

responsibility for proper finan-

cial management up to and

during their own retirement. If

they don’t think about it,

either it will just take care of

itself or they’ll worry about it

when they get there, thinking

the government will bail themout and provide for them.

Category III: These folks are

waiting for, and depending on,

an inheritance to secure their

financial future.

Category IV: This employee

was terminated for lack of out-

put, a bad attitude and extreme

habitual tardiness. He was writ-

ten-up for these offensives mul-

tiple times before being termi-

nated. He immediately showed

up at the unemployment office

to file his claim, which was

summarily denied as he was

fired for cause with proof, as

evidenced by his own signature

accepting responsibility from

his quarterly reviews. One

week later he appealed the

decision and was immediately

reimbursed for the previous

week and given benefits for 99

weeks. Amazingly, he just got a

job at the exact moment his 99weeks of unemployment

checks were about to cease. He

is probably also a Category I

individual at the same time.

Category V: There is another

class of people who are practic-

ing the techniques, fundamen-

tals and strategies of wealth

accumulation for a successful

financial future. They have

learned what to do and practice

it every paycheck and more.

They consistently engage in

self-talk, debating wants vs.

needs. They spend less to save

and invest more. They are

focused on winning the money

game and the game of life, of

which we are all participants.

These people are task-driven

and will at the very least give it

their best shot — always! If there isn’t enough from their

primary paycheck to save and

invest adequately, these people

will secure a second paycheck

from a part-time job or with

the help of a spouse or a part-

ner.

Which of the five cate-

gories best describes you?

Which of the five categories

would you most like to resem-

ble? This should be a rhetorical

question, but shamefully, it is

not.

I used to believe that most

people agreed the job should be

given to the best person, not

given to a lesser qualified can-

didate because of race, color,

creed or gender. I used to

believe that most people were

embarrassed to collect benefits

from the government, whether

it was unemployment, food

stamps, disability, housing, edu-cation, medical or any other

form of assistance. I used to

believe that the majority of

people would wish, hope and

pray for an opportunity, not a

handout. I used to believe that

America was the land of great

opportunity, where one could

stake his claim and claim his

stake.

I used to believe that our

great nation had no end in

sight. I used to believe that if I

earned my financial independ-

ence, it was mine and mine

alone. I used to believe that

America was the land of the

free and home of the brave

with outstretched arms for all

those willing to work and fight

for the opportunity to be a suc-

cess, and who had a responsibleparty to sponsor them in case of

sub-par results.

I used to believe that

Americans were the biggest

givers and donors to charity,

not recipients of charity. I used

to believe that America was

the land of opportunity, not the

land of entitlement. I used to

believe that America was the

most feared and respected

nation on the planet, for if any

nation were to compromise the

sanctity of another, we would

use the threat of our great mili-

tary might, along with our eco-

nomic prowess, to assuage the

aggressor into submission.

I used to be a very proud

American citizen, but lately my

pride has been tarnished by

both the actions and inactions

of our government. I used to

believe it was an honor to be a

politician, representing andvoting on behalf of your con-

stituents’ ideas and ideals, not

to vote yourself a pay raise and

a superior health plan over the

people you serve.

I used to believe in a

bright, idyllic future for my

children, not marred by pover-

ty, violence and crime — one

where they could strive to be

financially independent; yet

upon closer examination I find

that my generation was the last

generation to have greater

opportunities than their par-

ents. I used to believe that all

great innovations and inven-

tions were first theorized then

produced here in America, but

those days are now merely a

memory.

I used to believe in a fed-

eral government balance sheet

with debits, credits and

accountability, but a $18.5 tril-

lion deficit has made general

accounting principles impossi-

ble to follow now. I used to

believe in a day’s labor for a

day’s pay and that charitable

organizations were created to

help charity needing recipi-

ents, not the federal or state

governments. I used to believe

that the government would

incentivize businesses to create

jobs and not become the largest

employer in NJ and in the

USA!

I used to believe that a

dollar and a dream meant start-

ing a business for yourself, not

the illusion of winning the lot-

tery. I used to believe that if I

were sick, I could choose my

own doctor and hospital, paid

for by my own health insuranceplan that I paid for by my

choice. I used to believe that

Air Force One was for the

President’s use, not for the first

Lady, without him, to travel

across the world spending $10

million on vacations and dress-

es, especially when there are

Americans who are starving

and out of work.

I used to believe — and

still do — that we can improve

and repair our country’s ail-

ments before it’s too late. I used

to believe — and still do —

that individuals can become

financially independent and

afford to retire with great

promise. I used to believe —

and still do — that together we

can overcome our partisan dif-

ferences for the greater good,firstly by gaining some fiscal

responsibility in Washington,

reducing then eliminating the

deficit without increasing

taxes. I believe that my chil-

dren together with yours can

make America great again,

where our flag will regain the

prestige and pride it once had,

making Americans the envy of

the world.

Please be a Category V

individual and family, leading

the cause that retirement is not

an entitlement. It is a goal

requiring sacrifices and work

that each of us must accom-

plish for ourselves!

Mark E. Charnet, CAS, is Pres-ident and Founder of American

Prosperity Group. APG is the

Premier Retirement and Estate

Planning Franchise in the United

States with 19 offices in 10

states. Mr. Charnet has over 33

years of experience in the Retire-

ment and Estate Planning fields.

Creator of the Trinity Method of

Investing©, Mark encourages

your inquiries and can be reached

at: 973-831-4424 or via email,

[email protected] Check

out our website:

www.1APG.com Interested in a

career in retirement and estate

planning? Check out this website:

www.APGFranchise.com Secu-

rities through: United Planners

Financial Services, A limited

partnership. Member SIPC,

FINRA and a Registered Invest-

ment Advisor. APG is located at:901 Route 23 South 2nd floor,

Pompton Plains, NJ in the Lake-

land Bank and

PediatriCare building.

Is retirement an entitlement? By Mark Charnet

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Wescott at 973-694-1098, email us at

[email protected] or visit our

website at www.riverviewgarden

club.com.

Around the

Community…

•Calvary Temple’s various support groups

can guide you through life. Every

Thursday at 7pm the meetings include:

anger management, single parenting,

grief share, marriage builders, men’s

pure life dealing with pornography, and

post abortion group. For more informa-

tion contact Reverend Dee Verhagenat 973-694-2938, 1111 Preakness

Avenue, Wayne.

•Sunshine Prosthetics & Orthotics of

Wayne will host an Amputee Support

Group the 1st Wednesday of every month

in their facility at 1700 Route 23 north,

Suite 180 from 6-8pm. The group will be

led by Brooke Artesi, CPO, owner of

Sunshine Prosthetics and Orthotics. For

more information, call 973-696-8100.

•The Community Food Box Program is

at St. Michael’s Episcopal Church, 1219Ratzer Road. The boxes contain a selec-

tion of quality frozen food you can pick

up, at very inexpensive prices. There

are 8 different selections for purchase.

For a menu call 973-956-8554.


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Community Happenings

continued from page 2

continued on page 14

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According to the

U.S. Department of

Health and Human

Services, nearly 70% of peo-

ple turning age 65 will requirelong-term care, such as assis-

tance with basic personal

activities during their life-

times. With costs of this care

ranging from $6,000 to

$10,000 a month or more,

planning to address that risk is

a smart move.

One solution is long-

term care insurance. A policy

can protect your estate against

the impact of extended med-

ical or rehabilitation services.

However, the cost of insur-

ance may have you consider-

ing “taking your chances” and

letting Medicare or Medicaid

step in once your resources are

depleted. But what happens

when either you or your

spouse requires nursing home

care while the other is healthy

and living independently?

Purchasing long-term

care insurance has drawbacks.

For one, if you never need

long-term care, the premiums

you paid are wasted. You may

be able to mitigate this some-

what by choosing a flexible

policy with life insurance ben-

efits.

Another drawback: You

face the risk that the insur-

ance company you select will

go out of business. Choosing

an insurer that is highly rated

for financial strength can ease

your mind.

On the plus side, long-

term care insurance offers tax

benefits. When you itemize,

all or part of the premium for

qualified plans are deductibleas health care costs.

Depending on the type of pol-

icy you buy, benefits paid are

generally not considered tax-

able income.

If you think long-term

care insurance is right for you,

remember that coverage costs

less when you’re younger.

Premiums are based on your

age and health, and tend to

increase past age 60. Another

cost-saving move to consider

is a “shared-care” policy with

a combined pool of coverage

that you and your spouse

share.

Contact our office before

making the final decision to

buy long-term care insurance.

We’ll help you do a cost-ben-

efit analysis.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

ness and Individual Clients. We

are QuickBooks Certified Pro

Advisors and provide new busi-

ness set up, training and sup-

port. Our office is located at

166 Main St. Lincoln Park, NJ

07035. Our website is

www.cpanewjersey.com and

email is [email protected].

To contact us by phone please

call 973-633-1001.

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As the weather turns

cooler, outdoor im-

provements become

less practical. Homeowners’

thoughts may turn to projectsthey can tackle inside of the

home. Now may be the time

to consider the purchase of

new appliances that can be

the finishing touches to reno-

vated spaces.

Fall is prime time to pur-

chase new large appliances.

Manufacturers typically

unveil their latest models dur-

ing September and October.At this point, prices on older

models will be reduced to

make room for new ones. By

the end of the year, any older

models that have not yet been

cleared out will be discounted

further. Even though the end-

of-the year deals will be bet-

ter, the selection may be lim-

ited the longer you wait.

It is best never to waituntil an appliance is on its last

leg for repair or replacement.

Then consumers do not have

the luxury to price shop nor

find items that include the

features they desire most.

Here are some other buying

tips.

Research

Shoppers should begin

their research at home before

they even enter a store. Make

a list of features you want in

the appliance, which helps

narrow down the playing field

and better focus your purchas-

ing decisions.

Once you have a list

handy, speak with friends or

family members about their

experiences with brands

and/or retailers. Ask about

which features they like the

most and how often they have

had to call for repairs. If they

could do things differently,

what would those things be?

Know your space

Perhaps you are familiar

with the adage to measure

twice and cut once. The same

can be said for measuring prior

to purchasing an appliance.

Be sure you know the exact

measurements of the space

that will house the new appli-

ance. Take into consideration

the clearance needed to open

doors, such as with a refrigera-

tor or front-loading washing

machine. It can be a waste of

time and money to have an

appliance delivered only to

find it doesn’t fit at the timeof installation.

Energy savings

Consider appliances that

reduce energy usage. Energy

Star® appliances are pro-

duced in adherence to inter-

national standards for energy

efficiency. The program was

started more than 20 years ago

by the EPA and the

Department of Energy. Since

then, other countries have

adopted the program.

Appliances that feature the

Energy Star® logo use 20 to

30 percent less energy than

required by typical federal

standards. Homeowners who

purchase qualifying appli-

ances may be eligible for tax

breaks and other incentives.

Consider your lifestyle

It is easy to be over-whelmed and awestruck by

the number of appliances

available. You may desire the

biggest and best there is, but if

you are not a superstar in the

kitchen, you may not need

the commercial stove. A

bachelor may not require an

oversized washing machine.

Do your research and

comparison shop so you won’t

have any regrets later on.

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8/20/2019 221657_1441978194Sept 16 2015 Z1 LR.pdf

9/32

in for a tune-up so any issues

that might affect fuel effi-

ciency are addressed before

you hit the open road. Poorly

inflated tires force theengine to work harder and

burn more fuel, so make sure

tire pressure matches the lev-

els recommended in your

owner’s manual before

embarking on your trip and

even along the way if you

feel your car is not running as

smoothly as it could be.

Another way to conserve

fuel is to remove excess items

from the trunk. If you don’t

plan to hit the links on your

trip, leave your golf clubs at

home.

Plot your route. Spon-

taneity may make fall road

trips more fun, but drivers

looking to save money

should plot their routes in

advance so they can avoid

potentially costly problems

like detours or road work

that can waste fuel and lead

to hours sitting in traffic. Use

a GPS device during your

trip so you can be alerted toany unexpected develop-

ments that might cost you

time and money. Plotting

your route in advance also

allows you to find affordable

dining and lodging options

and choose roads that don’t

require drivers to pay tolls.

Invite some friends and

family along. Inviting friends

and family on a weekend get-

away can make the trip more

fun and more affordable. If

you have room in the car,

inviting friends along allows

you to split fuel costs, and

you may even save on lodg-

ing if you find a hotel that

won’t charge for extra guests

in the room. Friends and

family also can help split the

cost of supplies.

Bring your own food.

Food is another big expense

road trippers must account

for. But you can save money

on food by bringing your ownmeals along on the trip.

Prepare some sandwiches the

morning that you leave and

keep them fresh in a cooler

so you don’t have to pay for

lunch. In addition, pack

some snacks so you and your

passengers can quickly and

affordably quell any hunger

pangs that arise while you’re

on the road. If you plan to

stay in a place with its own

kitchen, cook your own din-

ners so you don’t have to

spend money dining out.

Road trips are a staple of

autumn, when drivers can

still enjoy the open

road without breaking the

bank.

Enjoy a frugal fall road tripcontinued from page 1


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According to the

American Society

for the Prevention of

Cruelty to Animals, indoor

cats rarely need baths. That’s

because indoor cats use their

tongues and teeth to stay rela-

tively clean. While cats can

benefit from routine brushing,

which can reduce shedding

and cut back on hairballs, the

bath tub is a place cats need

not visit regularly.

But sometimes cats find

themselves in sticky situations

that dirty their coats and give

them a less than agreeable

odor. In such instances, a bath

may be the only way to clean

up your cat. Cat owners con-

cerned about bathing cats can

consider the following tips,

courtesy of the ASPCA.

Trim the claws. Cats are

unlikely to find a bathtub

comfortable, so cat owners

should expect them to resist.

Owners can protect them-

selves from such resistance by

trimming their cat’s claws

prior to bath time.

Brush your cat’s hair.

Matted hair can be a nuisance

come bath time, and that can

translate into a lengthier bath

that will try the patience of

cat and owner alike. Just

before bath time, brush your

cat’s hair to loosen any matted

areas. Once hair has been

brushed, gently insert some

cotton into your cat’s ears to

prevent water from getting

inside them.

Choose the right time.

Mellow or tired cats are less

likely to resist a bath than

well-rested cats with lots of

energy, so choose a time of day

when your cat is typically mel-

low to give the animal its

bath. Allow the cat to play

with some toys prior to bath

time so he or she grows a little

tired.

Use a bath mat. Cats

likely won’t be comfortable in

the tub or sink, and that com-

fort level is only further com-

promised if they are slipping

around. Use a bath mat so

your cat is not slipping and

sliding.

Use lukewarm water.

When bathing your cat, use

only lukewarm water. Get

your frisky friend wet in three

to four inches of water before

gently massaging a solution

that is one part cat shampoo

and five parts water into his or

her hair. Massage in the direc-

tion of the hair growth and do

not use human shampoo,

which can dry out cats’ skin.

When the time comes to rinse

the soap, once again gently

use lukewarm water, taking

caution to avoid getting soap

and water into your cat’s eyes,

ears and nose. Make sure

there is no remaining sham-

poo residue, which can irritate

the skin and attract more dirt.

Dry your cat off. Long-

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School is not always

easy, and some students

struggle as they transi-

tion from grade to grade. As

students get older, some who

may have experienced

smooth sailing as youngsters

may find they need some

extra help grasping the mate-

rial as coursework becomes

more complicated.

Those who need some

extra clarification and rein-

forcement may first turn to

their parents. But parents may

not be familiar with certain

subjects or capable of

explaining certain concepts

in terms kids can under-

stand. In such situations,

tutors can prove to be valu-

able resources to get kids

back on the right academic

track.

One-on-one attention

from a tutor can benefit alltypes of learners. Students

who discover newfound suc-

cess under the guidance of a

tutor may have more self-

confidence in the class-

room. Parents wondering if

a tutor can help their chil-

dren may want to consider

the following indicators

that students may need

tutors.

Consistently falling grades:

Tutors may be necessary for

students whose grades are

gradually on the decline.

First speak with your child’s

teachers, who may recom-

mend tutors that specialize

in certain subjects.

Confusion in and out of

the classroom: Some kids

struggle to grasp certain

concepts, and such confu-

sion can sometimes be

remedied with the kind of

intense study available in

tutoring sessions.

Low confidence: Some

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Signs a tutor might be necessary

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kids’ confidence wanes when

their grades suffer. Kids whose

grades have been on the

decline may feel a sense of

defeat even before they take a

test or work on an assignment.

Tutors can help restore confi-

dence by creating small victo-

ries that slowly build up to

larger successes.

Indifference to coursework:

No student will be captivat-

ed by every subject he or she

studies, but there should be

some subjects that students

find engaging. Students bat-

tling indifference toward

their coursework may benefit

from a dynamic tutor who

can present subject matter in

new ways and revive stu-

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Students who are strug-

gling in the classroom may

need some extra help outsidethe classroom, and many

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interest in subjects kids are

studying at school. Some

teachers may recommend

certain tutors, while others

may do some tutoring work

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Signs a tutor might be necessary

continued from previous page

Should the 2015 Major League

Baseball World Series advance to

five games, it would mark just the

fourth time in history the WorldSeries was played into the month of

November. Normally finished before

the final day of October, the Fall

Classic, which is a best-of-seven

series between the winner of the

National League Championship

Series and the winner of the

American League Championship

Series, will extend into November

should neither team sweep their

opponents with four consecutive

wins. The 2001 World Series was the

first to extend into November, as it

came on the heels of the terrorist

attacks of September 11. Baseball’s regular season was suspended in the immedi-

ate aftermath of those attacks, necessitating a later postseason that ultimately

ended on November 4. The 2009 World Series also ended on November 4, while

the 2010 World Series ended on November 1. This year’s series includes games

scheduled in November because the regular season did not begin until April 5,

which is roughly one week later than the MLB season typically begins.

Did you know?

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•Professional musicians and vocalists of

the Wayne Seniors Swing Band will per-

form for your dancing and listening

pleasure on the third Tuesday of each

month. Performances are from 12:30-

2:30pm at the Wayne Elks Lodge, 50

Hinchman Ave. Requested donations for

Wayne Elks and Wayne Adult

Community Center members $2.

Donation for non-members $3. Light

refreshments served. For informationcall 973-633-0734.

•Visiting Angels in association with The

Alzheimer’s Foundation of America is

offering free year round memory

screenings. Confidential screenings are

held from 2-4pm every third

Wednesday of each month. Call for

your appointment 973-839-3761. All

screenings are held at the Visiting

Angels office at 2190 Hamburg

Turnpike, Wayne.

•The Golden Age Circle of Wayne, Inc.

(GACW) is a non-profit senior group

that meets every Thursday at 1pm in

the PAL Building, 1 PAL Drive, Wayne.

Trips, special speakers, and bingo are

some of the activities. To join you must

be a Wayne resident and at least 50

years of age. Yearly dues are $7. For

information, call Val Turner at 973-

694-5094.•Jewish Family Service of North Jersey

is offering Kosher Meals on Wheels pro-

gram in Wayne. The Meals on Wheels

Program provides hot, nutritious kosher

meals to those people who are unable

to cook or shop, due to disability or age.

Drivers needed to deliver meals. To vol-

unteer or to request meals, call Paul

Klein at 973-595-0111.

•The Morning Minyan, a group of caring

people dedicated to observing the tradi-

tion of daily prayer, meets at 7:30am in

the sanctuary of Temple Beth Tikvah, 950

Preakness Avenue, Wayne. A light break-

fast follows a 15-20 minute prayer serv-

ice. All welcome.

•The Pines Lake Woman’s Club is open to

women from Wayne. The club meets

monthly on the second Wednesday of the

month at the Pines Lake Elementary

School cafeteria at 7:30pm. Visitors are welcome. The club offers fun, friendship,

and service. For information call 973-

835-3272 or e-mail www.pineslakewom-

[email protected].

•Spa 23 Health & Racquet Club in Wayne

offers birthday parties and special events

for all ages. Kids will have the time of

their lives at Spa 23 parties! In addition to

our pool parties, choose a theme party, or

add a theme to your pool party. Theme

parties are available seven days a week.

Pool parties are available Fridays,

Saturdays, and Sundays. You can also

book the entire club for your own private

event! The spa is located at 381 Route 23

in Pompton Plains. Contact Spa 23’s pro-

gram director, Laura Severance, at 973-

839-8823. View more information online

at www.spa23.com.

•An open invitation to all seniors to join

the Golden Key of Wayne. Enjoy fellow-ship, fun, holiday parties, games and

trips. The Golden Key Club meets Fridays

from 1-3pm at the Post 174 American

Legion building, 55 Mountain View Blvd.,

Wayne. For information call Annette Ford

at 973-628-0492.

•The MOMS Club of Wayne is looking for

members. The group offers monthly

socials, group activities, outings, play

group opportunities, mom’s night and

community service projects. For informa-

tion e-mail [email protected] or

go to www.meetup.com/moms-club-of-

wayne.

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Drivers who travel between the United States

and Canada or plan on renting a car for an

international business trip or vacation should

understand that driving rules vary from coun-

try to country. One noticeable difference is

the side of the road vehicles travel on, as well

as the measurement system used for calculat-

ing speed and distance. Although speedome-

ters will often feature both mph (miles per

hour) and kph (kilometers per hour), it helpsto have a rough idea of the conversion

between the two speed measurements. Every

mile per hour in speed translates to roughly 1.7 kilometers per hour. Therefore, if the

posted speed limit is 55 mph in the United States, expect to travel at 88.5 kph in Canada.

Always heed speed limit postings and regularly check your vehicle’s speedometer to

ensure you are driving at or below the legal limit. Traffic offenses that might be tolerat-

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Every autumn, trees andshrubs take on their bril-

liant display of reds,

oranges, purples, and yellows

that mark the end of the grow-

ing season. Fall foliage may

make for ideal photo backdrops

and scenic days in the country-side, but closer to home leaves

may be more of a hindrance

than an aesthetic pleasure.

The hundreds of leaves

that adorn the maples, oaks

and other trees near homes will

eventually fall as autumn turnsinto winter. Some will float

down to lawns, while others

will get lodged in gutters and

downspouts, posing problems

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potentially costly problems for

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Homeowners know that

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Gutters guide rainwater

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homes. When gutters are

clogged with leaves, a number

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Leaks: Water will take the

path of least resistance. When

clogged gutters do not allow

the water to drain away proper-

ly, water will find other ways to

the ground. It may work itself

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makes interior spaces more

appealing to pests.

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Leaves cascading down

from trees indicate the

arrival of autumn.

However, colorful and awe-

inspiring autumn leaves can

be a hazard if left to lie on the

ground too long.

Fallen leaves form a

dense insulator to protect

trees’ roots and prevent com-

peting plants from growing.

Decomposing leaves also pro-

vide nutrients for the tree. Butwet leaves can be a safety haz-

ard and leaves left on the lawn

through the winter can pose a

threat to the grass. These are

just a couple of reasons why so

much effort is placed on leaf

clean-up in the fall. The fol-

lowing are some creative ways

to recycle leaves that fall from

your trees in the weeks to

come.

Mulch: Shredded leaves can

make for a great amendment

to fertilizer for garden beds

and even the lawn. Leaves

lying on the grass can be

mulched into small pieces

with a mulching mower so

they don’t choke the blades of

grass. Leaves also can be bro-

ken down with a string trim-mer, a leaf blower that has a

vacuum function or a com-

mercial shredder/chipper. Add

the shredded leaves to a com-

post pile or use them to fill

container plants before

adding regular potting soil.

Insulation: Collect leaves to

mound over delicate perenni-

al plants and shrubs. The

leaves will add more warmth

to the soil and may help

plants make it through harsh

winters. Just remove the

leaves slowly when spring

arrives so that the soil under-

neath can get the sunlight and

water it needs to thrive. Leave

some leaves in the yard so that

animals can use them as nest-

ing material and line theirdens for the winter.

Stuffing: Create whimsical

scarecrows as part of your

autumn decoration scheme.

Gather older clothes that

you no longer use and stuff

the sleeves of shirts and the

legs of pants with leaves,

which are less expensive

and easier to come by than

straw. Use a few pieces of

straw around the neck and

hand areas of the scarecrow

for visual effect. Tie off

with twine and display

your scarecrow.

Bedding: Chicken owners

can use fallen leaves as

bedding in their chicken

coops. Dry leaves also maycreate more comfortable

and drier conditions for

goats and other livestock.

Goats may look to recently

fallen leaves as a nutritious

food source. Gather the

leaves and let the goats

munch before you further

rake and compost the leaves.

Decorations: Natural leaves

can be used as decorations

both inside and outside a

home. String freshly fallen

leaves together and wrap

them around a grapevine

wreath for a rustic door deco-

ration. Leaves can be placed

in clear vases and put on dis-

play for a cheap way to show-

case some autumn color.


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Creative ways to recycle leaves

continued on next page

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Preserve favorite leaves with a

lamination machine or by

sealing them between heated

sheets of waxed paper. Cut out

the leaf shapes and use for

hanging window decorations.

Recreation: Leaves have long

been favorite toys for chil-

dren, who eagerly await jump-

ing into large piles of fallen

leaves. Fill paper bags withleaves and draw a target on

the front. Let kids test their

skill aiming for the

targets. Children can camou-

flage their clothing with

leaves and masking tape and

have a more intense session of

“hide and seek.”

traveling water and not much

more. Gutters filled with leaves

and other debris can quickly

become heavy. This

stresses the entire gutter

system and can cause the

gutters to fall off of the

home entirely.

Nesting areas: Clogged

gutters can serve as nest-

ing areas for insects and

birds. Mosquitoes andother insects lay eggs in

pooling water. Gutters can

quickly become breeding spots

for harmful pests. Furthermore,

birds may nest in gutters, creat-

ing unsightly messes and more

damage. Seeds that sprout in

clogged gutters can grow

unchecked.

Ice-damming: Left untreated,

pooled water and leaves in gut-

ters can freeze over. Blocked

water can back up and push

against the roof, lifting shingles

and destroying the roof in the

process.

Foundation trouble: Clogged

gutters also may contribute to

flooded basements and cracked

foundations. Leaking water will

pool around the foundation,

expanding when frozen and

causing cracks in basement and

crawlspace walls. It also can

cause driveways and other

cement areas around the

home to sag and crack.

Gutter cleaning

should be scheduled in

the spring and fall of each

year. Homeowners can

hire gutter-cleaning serv-

ices to handle the job or

do the job themselves.Rinse the gutters with

water from the hose afterward

to ensure good run-off. Take

the time to seal any leaks as

well. This routine mainte-

nance can save homeowners

many headaches and prevent

some very expensive repairs.


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The importance of clean gutters

continued from page 20

Creative ways torecycle leavescontinued from previous page


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hair cats may need their fur to

be untangled with wide-

toothed combs. Short-hairs

can be dried in a warm place

with a large towel wrapped

around their bodies. Some

cats may be comfortable if you

use a hair dryer set on the low-

est heat setting to dry them

off, but don’t push it if your

cat is not responding well to

the hair dryer.

Dr. Matthew Krupnick is the

owner of the Pequannock

Animal Hospital. He grew up

in Kinnelon and is happy to be

home – with his wife, three cats,and two dogs – to provide quali-

ty and compassionate care for

pets in the community.

The Pequannock Animal

Hospital is located at

591 Newark Pompton Turnpike

in Pompton Plains. You can

reach the hospital by calling

973-616-0400.

visit our website at www.lifeandleisurenj.com p ,g ,

What to do when your cat needs abathcontinued from page 10

Yeah, I don’t

think so...I got this baththing covered!


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jp g

Clean eating is a grow-

ing trend among peo-

ple focused on health

and wellness. A relatively sim-

ple concept of selecting foods

that are minimally processed,

clean eating intends to instill a

greater understanding of the

pathway between a food’s ori-

gins and the final products that

end up on grocery store shelves

and dinner tables.Choosing whole or “real”

foods that are as close to their

natural forms as possible is a

staple of clean eating. The

availability of convenience

food products has never been

greater, and not all packaged

foods are unhealthy. But clean

eating encourages consumers

to be more aware of the ingre-

dients in the foods they eat

while selecting those foods that

are minimally processed. Many

foods designated as “clean,”

including vegetables and fruits,

whole grains, free-range meats,

low-fat dairy products, unsalted

nuts, and whole seeds, are

straight from the farm.

Another component of

clean eating is eliminating or

greatly reducing the consump-

tion of refined sugar. Manyhealth experts advise that

refined sugar is a large contrib-

utor to unnecessary calories.

Many people can get all the

energy they need by consum-

ing foods with natural sugars.

If an ingredient list

includes names you cannot

recognize or if the natural form

of the food has been changed

(i.e. removing the bran from

whole grains), it cannot beincluded in a clean-eating

plan. Also, foods that have a

lot of additives, including salt,

sugar and fat, are not classified

as clean.

Jessica Fanzo, assistant

professor of nutrition at

Columbia University, advises

that not all food processing is

bad. Processing is sometimes

necessary to prevent pathogens

that can lead to illness. For

example, pasteurizing milk is a

processing method, but one

that is necessary to stop the

proliferation of bacteria. Even

steaming foods is processing in

some form, but it is not on par

with some of the overly

processed foods available.

The benefits to clean eat-

ing are numerous. Increasing

intake of fruits and vegetables

can boost your immune system

and serve as a nutritious way to

maintain a healthy weight.

Clean eating may help you

become more conscious of

everything from meal ingredi-

ents to portion sizes.

Those interested in cleaneating can begin slowly. Start

to introduce more fresh fruits,

vegetables, legumes, nuts, and

farm-fresh foods into your diet.

Look for foods in their natural

form, such as whole oats and

other grains. Avoid highly

refined ingredients and limit

sugar and salt intake. Opt for

fresh herbs and spices to season

food. Over time you can make

other changes.

Adopting a clean-eating

approach to their diet is a great

way for men and women to

start living healthy lifestyles.

Speak with a doctor or nutri-

tionist about healthy and

effective ways to transition to

clean eating

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Selling a home can be

exciting. Homeowners

who made considerable

financial commitments when

buying their homes may be

anxious when the time comes

to get returns on their invest-

ments, but selling a home need

not be so nerve-racking.

Buyers’ tastes often dic-

tate their interest in a home.

For example, no matter how

immaculate homeowners may

keep their colonials, such

homes won’t appeal much to

buyers looking for a traditional

Cape Cod cottage-style home.

But while you might not be

able to change your home’s

architecture to appeal to the

masses, there are steps you can

take to make your home more

appealing to buyers whose

dream home more closely

resembles your own.

Address curb appeal.

Curb appeal goes a long waytoward creating a lasting first

impression, so homeowners

can start by driving up to their

homes and looking at them

through the eyes of prospective

buyers. Address the landscape

if it needs some TLC, and

power wash siding if it’s appear-

ing a little dirty. Examine your

driveway for cracks and consid-

er installing a new surface if the

existing one is more of an eye-

sore than eye-catching. Finally,

clear the yard of toys and tools

before nailing the “For Sale”

sign into the ground, as a clut-

tered yard will give buyers the

impression that you did not pri-

oritize keeping a clean and pre-

sentable home.

Clear out the clutter.

Some sellers stage their homeswhen putting them up for sale.

But staging might not be an

option for sellers who are still

living in their homes and

intend to do so until they find

buyers. If you can’t stage your

home, then do your best to

remove clutter, including extra

pieces of furniture you might

have accumulated over

the years that can

make rooms seem

smaller. Box up any

books that no longer fit

on bookshelves, and try

to keep common areas

like family rooms, hall-

ways and kids’ play-

rooms as open and

clean as possible so the

rooms appear roomy

and relaxing.Let the light shine

in. Dark homes are less

appealing to prospec-

tive buyers, many of

whom have no interest

in living in caves that

are void of natural sun-

light. When showing your

home, make sure all of the cur-

tains are drawn and the blinds

or shades are up. If trees or

shrubs outside windows areblocking natural light from get-

ting inside, consider trimming

them so your home appears

sunnier and more inviting.

Bright homes tend to feel more

spacious, so fix any light fix-

tures that need fixing and even

add small lamps in rooms that

could use some extra light.

Tackle that to-do list. It’s

easy for a home’s residents togrow accustomed to certain

minor problems, such as a

doorknob that always sticks or

a creaky kitchen cabinet door.

But buyers might be turned off

by too many of these minorproblems and wonder if any

larger and more expensive

issues also went ignored.

Before showing your home,

address all those minor repairs

on your to-do list.

Selling a home can be

exciting, and homeowners

can take steps to make sure

their home sale is successful

and lucrative as well.

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Doug Radford, President

of Realty Executives

New Jersey is pleased

to announce that Lindsey Kehr

has joined Realty Executives asa Sales Associate in the

Pompton Plains office and as

the company’s Director of

Business Development. “We

are extremely fortunate to have

Lindsey join our team. Lindsey

is not only a top producing area

Realtor®, but she also brings a

wealth of sales and marketing

knowledge to our company,

which will be extremely benefi-

cial in the continued growth of

our brand.” states Radford.

“Since affiliating with Realty

Executives International in

2009, our company has grown

to approximately 275

Realtors® in New Jersey. Our

goal is to continue our brand

expansion with both new bro-

kerage offices as well as addi-

tional franchise offices withLindsey’s assistance.”

Formerly an Assistant

Manager with Weichert

Realtors® in Wayne, Lindsey

has over eight year of real

estate industry experience.

Prior to her real estate career,

Lindsey spent four years as an

executive with retail giant

Target. As a Realtor®,

Lindsey has achieved numer-

ous awards and designations.

A New Jersey Monthly

Magazine Five Star Realtor®

Professional Award recipient

in 2012, 2014 and 2015,

Lindsey is an active member

of the Passaic County Board

of Realtors where she has

been serving on the Board of

Directors since 2011. She is a

past Chairperson of theBoard’s Social and

Entertainment Committee,

2010-2011; the Realtor®

Assistance Committee, 2009-

2010 and the Social and

Entertainment Committee,

2008-2011. Lindsey has

industry certifications as a

Short Sale & Foreclosure

Resource (SFR), Brokers Price

Opinion Resource (BPOR),

and is an Accredited Buyers

Representative (ABR) in

which she is an active mem-

ber of the Real Estate Buyers

Counsel (REBAC).

According to Lindsey,

“Delivering the highest level

of service for every client is

most important to me. I

joined Realty Executives

because I will be able to dojust that. Realty Executives is

a forward thinking real estate

company which provides the

cutting edge marketing sys-

tems designed to keep our

clients at the forefront of

today’s real estate trends while

providing the highest level of

service. I am really excited to

be a part of this dynamic com-

pany!”

Originally from Montana,

Lindsey, her husband Anthony

and their three year old son

reside in Butler. Through her

involvement with the Passaic

County Board of Realtors

Lindsey has become an active

volunteer with CUMAC,

assisting those in need. Living

in New Jersey for the past 10

years, Lindsey serves Passaic,Morris, Essex and Bergen

Counties specializing in resi-

dential listings and sales.

Lindsey can be reached direct-

ly at 973-296-1379 (c), 973-

305-5800 (o) or via the com-

pany website www.Realty

Executives.com.

KINNELON $550,000

Smoke Rise-4BR Bi-Level on 1.53 level acres.Newer Kit. & 3Full BAs, H/W Flrs, 3 Car Gar, CozyFP, Deck. Location, Location! MLS 3227177

KINNELON $649,900

Smoke Rise-Custom 5BR/4+BA lake-viewRanch ideally set on 1.30 acres. 3FPs, dramaticbeamed cathedral ceilings. Patio. MLS 3211718

KINNELON $935,000Achieve the gracious living that comes with thisfenced 5BR/4+BA streamside Colonial nicelysited on 1.27 acres. Deck. MLS 3230646

KINNELON $675,000Follow your dream to this 4BR/2+BA homenicely set on a full acre. Security system, Gar,Community swimming pool. MLS 3249381

KINNELON $1,095,000Savor a triumphant end to your search withthis custom 5BR/3+BA Colonial sited on 2.58acres. FP. 3 Car Gar. MLS 3217885

KINNELON $1,195,000Discover for yourself the merits of this irre-sistible 5BR/4+BA home nicely sited on 2.39acres. Attractive pool. MLS 3246188

POMPTON LAKES $295,000For quiet charm, visit this 3BR/2BA Bi-Level.Cozy FP, formal dining room. Garage. Indulgeyourself in a gem! MLS 3242238

KINNELON $325,000

Count on comfort in this noteworthy 4BR/2+BAColonial positioned on 1.30 acres. Cozy FP,Master bath. Basement. MLS 3235981

KINNELON $575,000

Experience the charm of this unusual,3BR/2+BA Contemporary sited on 1.15 acres.Cozy FP, Cath Ceilings. Deck. MLS 3238519

KINNELON $580,000

Smoke Rise-Steep yourself in privacy on 1.41acres. Discover the flair of this cul-de-sac,4BR/2+BA wooded-lot Colonial. MLS 3210735

ROCKAWAY $649,0002 Bedroom Lakefront wooded-lot residencenicely set on 0.58 acres. Cozy FP, ceiling fans.2 Car Gar, Dock. MLS 3237836

BOONTON $749,900

Treat yourself with luxury in this cul-de-sac,6BR/3+BA wooded-lot Colonial. Gas FP, highceilings. Deck. MLS 3238347

Lindsey Kehr joins Realty ExecutivesTo Advertise in Our

Real Estate Section

Call 973-696-8008


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Yom Kippur 2015 begins in theevening of Tuesday,September 22 and ends

in the evening ofWednesday, September 23


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