12 month Cashflow Plan 2006

8/7/2019 12 month Cashflow Plan 2006

1/9

Personal Cashflow PlannerFriday Annual Amount

Beginning Cash

IncomeDeb:

Net Salary - NFC 1st & 15th $67,419

Veterans Administration 1st $2,616

Oil & Gas monthly - varies $1,200

Tax Refund annual

Sub-total $71,235

Sub-total

Total Income $71,235Expenses

Household:

Mortgage - House Payment 1st

2nd Mortgage - Payment

Bank Fees** monthly - 12th $0

Cal AAA annual - Dec 125

Cable - Internet monthly - 30th $0

Cleaners $480

Costco Membership annual (Aug) $150

Dining Out $4,800

Donation Goal = 10%

A B C

1

2

3

567

8

910

1112

13

1415

16

17

18

19

20

21

22

2324

25

26

27

28

29

30

31

32

33

34

35

36

37

38


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Beginning Cash

Medical Co-Pay $150

Miscellaneous $1,800

Savings** 30th $1,200

Telephone - Cell (Deb) monthly $0

Women's Group every 3 mos $460

Sub-total $11,813

Nicci:

Allowance - Nicci $1,200

DMV - Honda annual - April $85

Toiletries & Supplies $3,600

Hair every 6 weeks $495

Insurance - Car (Nicci)** monthly (10 mos.) $1,100

Miscellaneous Secure (monthly) $600

School Expenses $12,000

Telephone - Cell (Nicci) monthly - 8th $960

Laundry $240

Clothing $1,200

Gasoline $600

Auto Maintenance $360

Entertainment $1,200

Credit Card Payment $1,200

Sub-total $24,840

A B C

1

2

3

7071

72

7374

75

76

77

78

79

80

81

82

8384

85

8687

8889

90

9192

93

94

95

96

97

98

99

100

101102

103

104105

106


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Beginning Cash

* Deduction from Paycheck

** Autopay set-up

A B C

1

2

3

140

141

142


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Workshops 4 per yr 8,000

Travel 4 times per yr 8,000


5/9

Spending Plan Worksheet Spending

Income Pay Days How Often Total Week 1 Week 2 Week 3 Week 4 Income

Spectrum 1st & 15th 5,600.00 2,800.00 2,800.00

Beyond Balance annual

Royalties/Dividends varies 50.00 50.00

VA 1st 210.00 205.00

Child Support 2 times 290.76 145.38 145.38

TOTAL INCOME 6,150.76 3,005.00 145.38 2,800.00 195.38

Expense Due Date ACCOUNT How Often Total Week 1 Week 2 Week 3 Week 4 Expense

Mortgage 1st O monthly 1,891.00 1,891.00 1,983.69

2nd Mortgage O monthly 375.00 375.00 372.52

Red Wolf O monthly 150.12 150.12 150.12

--

Gas/Electric 18th O monthly 100.00 100.00 222.34

Water/Sewer O 2 months 175.00 87.50

Garbage 10th O 3 months 45.99 15.33 45.99

Internet 30th O monthly 59.95 59.95 5.93

Dish TV 7th O monthly 63.00 62.34 124.68

Telephone - basic 8th O monthly 68.12 68.12 122.24

Telephone - Long Distance O monthly 30.00 30.00

Cell - Deb 10th M monthly 45.00 45.00 45.00

Cell - Nicci 10th M monthly 45.00 45.00 34.21Debt Payments M monthly - - -

Car Payment 10th M monthly 443.62 443.62 443.62

Auto Insurance 28th M 10 mos. 150.60 150.60 150.60

Life Insurance 25th M monthly 100.00 100.00 100.00

Housecleaning O Biweekly 150.00 150.00 75.00 75.00

Bank Fees 29th O monthly 5.95 5.95 5.95

Tutor - Nicci M weekly 17.00 68.00 17.00 17.00 17.00 17.00

Hair M monthly 70.00 70.00 70.00 70.00

Groceries O weekly

Dining Out O weekly

Gasoline M weekly 20.00 80.00 20.00 20.00 20.00 20.00

Gifts/Holiday O

Clothing M

Laundry/Dry Cleaning M

Healthcare M

Personal Care M

Household Supplies O

Auto Maintenance & Repairs M

Emergency Savings 30th M monthly 100.00 100.00 100.00 100.00

MonthlyAmount


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Week 2 Week 3 Week 4

- - -

Week 2 Week 3 Week 4


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Credit & Debt Obligations

Regular CURRENT

Lines of Credit DUE DATE Amount Owed Monthly Payment Monthly Payment

Capital One - Business Plat - - -

Capital One - Personal Plat - - -

Capital One - Basic (Nicci) - - -

Macy's - -

Victoria's Secret - - -

Express - - -

Good Guys - -

Best Buy - -

Other Loan - From Chick 25,000.00 -Mervyn's - -

Staples - -

TOTAL OWED 25,000.00 - -


8/9

ExpensesJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov

Gym 99

Costco 150AAA

IMA 175

Argus Courier 31.5

DMV Registration/Smog Deb Nicci

Navarro County 30


9/9

Dec

125

12 month Cashflow Plan 2006

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