The NEW Market Treasury Magazine

68

description

Colorado Springs' affordable online and print business directory with videos, coupons and reviews. We are promoting the top local businesses in their respective fields and are the first to organize it! www.markettreasury.com Unique categorized and indexed higher end magazine with online digital magazine hyper linked straight to advertisers websites, online printable coupons, specialized offers, events calendar and weekly giveaways. Delivered monthly to 100,000 exclusive homes within El Paso County.

Transcript of The NEW Market Treasury Magazine

Page 1: The NEW Market Treasury Magazine
Page 2: The NEW Market Treasury Magazine
Page 3: The NEW Market Treasury Magazine
Page 4: The NEW Market Treasury Magazine

4 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 s

ho

rt

st

or

y c

on

te

st

bY JOShUA DILLON

following her last break up, stephanie hesitantly allowed her friends to arrange a blind date for her. after nearly three agonizing hours spent listening to an insurance salesman describe his belief that only through mind numbing tedium can absolute pleasure be arrived at, she decides to instead search for a suitable mate by hazard-ing random bars. however, no one quite fits the part, and all she gains from her efforts are the occasional hangover and a mounting bar tab. convinced that she will likely die alone, stephanie moves on in her life by picking up more hours at work, and adopting an adorable russell Terrier.

stephanie is the managing editor at a local magazine company. now convinced that her work will be her only significant other, Stephanie begins to explore ways to substitute companionship with objects that are more easily obtained and, she thinks, considerably more reli-able. being the successful, fashionable person she is, she decides to splurge on herself by visiting Manitou springs for a shopping rampage. after all, if she is doomed to being someday found having choked to death alone in her apartment, she might as well be found wearing amaz-ing shoes.

after having purchased an assort-ment of pumps, slips and earrings, she begins to notice exhaustion setting in. Just as she feels as though she’s about to drop, she happens upon a cute restaurant called the Mona lisa. feel-ing spontaneous and quite hungry, she decides to try it out.

upon entering the restaurant, stepha-nie notices that the décor is far nicer than she’d anticipated. The hostess greets her and asks how many are in her party.

“Oh, it’s just one,” she replies.

The hostess gives her a once over look and directs her to the smallest table in the restaurant, a small round table that had obviously been decorated in such a way as to induce heightened intimacy. it is covered with rose petals scattered beneath two long wax candles. The hostess beckons her to sit while simultaneously gathering up the candles and absconding with them. once the hostess leaves, stephanie sighs, and with a few sweeping ges-tures, brushes the rose petals to the floor.

She begins to look around the establishment, quickly re-alizing why the hostess had given her a funny look. There are couples everywhere, staring into each other’s eyes, which gleam in the flickering candlelight. and here she is by herself, all alone, with nothing but the scattered rose petals beneath her feet to keep her company.

it is apparent that she has chosen a very romantic restau-rant for her place to dine. As if being alone weren’t bad enough, now she must watch these others perform the various motions of their idiotic mating rituals. she sighs, inwardly debating whether to stay or go.

Just then, a voice asks her if she’d like to sample the wine of the day. stephanie is just about to order a shot of gin, when she looks up to see an extremely attractive young waiter sitting adjacent to her.

he looks at her and smiles the most gorgeous smile Stephanie has seen since her ex-boyfriend Josh. She

smiles back and, changing her mind about the gin, lest she seem both lone-ly and alcoholic, she asks what kind of wine they have for today’s special.

“It’s a sweet white wine,” the waiter responds jocosely. “Would you care for a taste?”

stephanie nods as he pours her a few sips. after sampling it, she asks for a full glass. Then, changing her mind, she asks for the bottle.

“Very well,” replies the waiter, with a gleam in his eyes.

stephanie waits until the young man is finished pouring her glass before she asks for his name.

“It’s David,” he responds. he politely excuses himself, giv-ing her an opportunity to look over the menu. everything looks delicious, and she has trouble deciding between the vegetarian entrée, the seafood entrée platter, or something called a “flaming turtle,” which advertises itself as “creamy milk chocolate, swirled with caramel, topped with walnuts and served flaming tableside.” how intriguing, she thinks.

“Is it just you today?” David asks when he returns to take her order.

stephanie sighs.

There are couples ev-erywhere, staring into each other’s eyes, every last eyeball gleaming in the flickering can-dlelight. And here she is by herself, all alone, with nothing but the scattered rose petals beneath her feet to keep her company.

Short Story Contest Winner

Revenge, a Dish Best Served with Melted Cheese

Page 5: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 5

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY s

ho

rt

st

or

y c

on

te

st

David smiles at her and says, “Don’t worry, I’ll try to make your experience a good one nevertheless.”

stephanie orders the flaming turtle. david hurries off to get her order in, while Stephanie relaxes and looks around the room, admiring the décor. Just then, she hears a couple entering the restaurant. she recognizes one of the voices and tries to see around the hostess to get a better look. once the hostess goes back to her station, Stephanie realizes it is her ex-boyfriend Greg. And with another woman!

she hides her face behind the menu, sneaking glances to confirm it is really he. Trying not to freak out, she retreats from her seat and finds the nearest place to hide, which turns out to be behind the kitchen door. she peeks out trying to get a better look at the two.

what she sees sends shivers through her body. Josh is smiling, and his attractive companion is laughing. Stephanie scowls. Just then she hears a voice from behind her.

“either you have a fear of couples, or that guy out there is something of an old boyfriend?”

stephanie whirls around to see david standing behind her; he must have witnessed the whole thing. stepha-nie blushes and nods. Just then, a wonderful thought occurs to her.

“That man,” she whispers into David’s ear, “Is a ter-rible human being. i happen to know for a fact that he cheated on his ex-wife with that young woman, and even while the ex-wife was fighting stomach cancer. And then he left her! what sort of monster would do such thing? he even tried cheating on that other woman with me! but I caught him.”

“That’s horrible,” David says. Then, raising an eyebrow, he says, “Don’t worry. I suspect he won’t be enjoying his meal very much.” he asks if she would like to return to her seat.

As David opens the door for Stephanie’s unceremoni-ous exit from the kitchen, a loud thud comes from the other side. rushing out, they look behind the door, which is partially blocked by Greg, who is just now sprawled on the floor, groaning. stephanie gasps and looks at David, who grabs Stephanie’s hand and quickly returns her to her table.

stephanie sits down. she feels a little bad about tell-ing all those lies to the waiter, but still she can’t help laughing quietly to herself as she takes a sip of her wine. Out of the corner of her eye, she spies Greg hob-bling in her direction. she looks away hoping that he doesn’t notice her, but her heart sinks when she hears him say her name.

ConTinued on pg. 6

Page 6: The NEW Market Treasury Magazine

6 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 s

ho

rt

st

or

y c

on

te

st

She looks up and feigns a smile. his raised eyebrows are fixed in an expression of surprise as he asks her how things are going.

“They’re going fantastic,” she replies, with a little too much enthusiasm. “how’s your new squeeze?”

Josh looks down, rubbing the back of his neck. “Oh, her? Yeah, she’s a nurse,” he says boastfully.

Stephanie is puzzled by this response. hiding her con-fusion, she smiles sarcastically. “It’s a good thing, too. I can see there’s something wrong with your leg.”

Remembering what happened, Greg rubs his leg, claiming to have bumped it into the bathroom sink. before Stephanie can respond, David reappears with her first course, a heavenly aroma wafting over the awkward pair at the table.

“here you are, beautiful.” he carefully transfers the fondue pot from the tray to the table.

Greg is still standing there, fidgeting with his shirt-sleeve. he smiles uncomfortably and excuses himself, returning to his date. stephanie samples the fondue and, finding it delicious, she begins to dig in. Enrap-tured as she is in savoring the smooth, milky chocolate, she nearly forgets all about Greg.

a few moments later, however, her attention is again drawn to her ex-boyfriend as David approaches Greg’s table. She hears Greg ordering the couple’s special and a cheap bottle of wine. The look on his date’s face clearly indicates that she is not impressed. stephanie smirks, remembering the ironic nickname she had given him, “Moneybags McGee.”

David soon returns with the wine. he looks over at Stephanie, winking as he pours the young woman’s glass, and then misses the mark, spilling the cheap wine on the Greg’s sleeve.

“Are you blind, man?” Greg explodes, rising in fury.

david apologizes profusely and leaves. stephanie turns her attention back to her meal. after awhile, david returns to Greg’s table with the couple’s first course. stephanie watches with interest as he places the food before them, and while turning toward the kitchen, bumps the arm of Greg’s chair. Greg is at that moment reaching in for some fondue. The bump causes hot cheese to spill all over his hand. screaming in pain, he tries to shake it off, splashing tiny lumps of hot cheese into his date’s hair and all over her chest. She shrieks, blurts out a few choice four-letter words, and gets up to leave.

by now, Stephanie is thoroughly enjoying her meal. she smiles when david casually wanders over to her table, a whimsical grin on his face.

“And how are you enjoying your meal?” he asks.

“It’s perfect!” she replies, proceeding to enjoy the rest of her food. by the time the last tender strawberry had been dipped into the smooth chocolate, she finds herself in the best mood she’s felt since the breakup. rising from her seat, she places a few large bills on the table for a tip.

Joshua Dillon holds a Bachelor of Arts degree in Creative Writing from Boise State University. He graduated from George Washington University with a Master of Professional Studies degree in Publishing in 2009. He recently returned to the United States from Kazakhstan, where he taught English and Literature for the Peace Corps. He is a freelance writer currently residing in the Washington, DC-Metropol-itan area.

To contact the author, email [email protected]. We will forward your message to Mr. Dillon.

Want to be published?

Enter our next short story contest, sponsored by Otho’s Cookies and brownies. The winning story will be published in our next magazine!

here are the rules: Write a story between 1,000 and 1,500 words about an event, meeting or party that fea-tures Otho’s Cookies and Brownies as the main refresh-ments. The event or location can be whatever you wish. The genre can be mystery, comedy, drama, sci-fi, etc., as long as it is completely original fiction and meets the requirements listed above. This is a family-oriented publi-cation, so please keep it clean!

stories are judged based on originality, creativity, technical skill and adherence to the subject parameters. stories that include pla-giarized material, profanity, adult themes (drug use, sex, violence, etc.), or do not follow the guidelines for subject matter will not be considered. Market Treasury staff will choose three finalists. The winning entry will be chosen by Otho’s Cookies and brownies. Must be 17 or older to enter.

submit no more than 1 entry to [email protected]. Deadline for submissions is February 29, 2012. The winner will be notified by March 7, 2012.

Page 7: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 7

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYs

pe

cia

l int

er

es

t

Page 8: The NEW Market Treasury Magazine

8 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

es

tau

ra

nt

gu

ide

dining of The gods 8500 w. gArden of The gods rd 719-870-9991 | diningofThegods.Com

if you have a craving for those delicious and filling dinners Grandma used to make, Din-ing of the Gods is a nostalgic even-better-than-you-remember-it experience. This cozy establishment tucked away in the shadow of Garden of the Gods boasts an intimate atmosphere, familiar ambiance and a menu packed with comfort foods. From the dinner-plate sized honey-battered scones topped with fresh berries and whipped cream, to the tender baked macaroni and cheese with chicken, every entree may not be light, but it is sure to delight.

Food: Comfort • Price: $$ • Decor: Americana

her mAjesTy’s resTAurAnT 188 n. Kings sT. | 719-621-1300

Great britain is not known for having Great Food, but if the brits were to take a cue from her Majesty’s Restaurant, that might very well change. Taking inspiration from traditional English fare, Chef John burns reinterprets the classics such as bangers and mash, shep-herd’s pie and kidney pudding, updating the ingredients and preparation with subtle spices, flavorful meats and fresh, locally grown produce. The result is a fusion of hearty food with a gourmet twist that even the Queen would fancy. be sure to try Chef burns’ original signature dishes as well, especially his amazing dutch chocolate volcano cake.

Food: English • Price: $$$$ • Decor: Country Manor reservations recommended.

KAThy’s KiTChen 238 w. BArTholomew rd 719-870-9991 | KAThysKiTChen.Com

Kathy’s Kitchen has become a Colorado Springs’ institution, serving up an eclec-tic menu of foods from around the world. Award-winning master chef Kathy Goodman is adept at creating ethnically diverse meals that somehow manage to appeal to even the pickiest eaters, like your 8-year-old. Kids and adults will all enjoy Mediterranean dishes like lamb kabobs in yogurt sauce. offerings from Thailand, France, Mexico and the good ol’ American deep South are equally delicious. Gone are the days of squeals of “Ewww! what’s this?” and demands for Pb&Js.

Food: Eclectic • Price: $$$ • Decor: Eclectic

The heAlTh nuT 1487 e. CApTAin Blvd | 719-504-7132

It’s not always easy to eat healthy when you want to treat yourself, but The health Nut manages to make low-fat, low-carb food that you will actually crave. founded and owned by a certified nutritionist with a passion for flavor, Jake hampton takes his love of fitness and infuses salads (one of which is pictured to the left), soups, sandwiches and desserts with fruits and vegetables packed with antioxi-dants and prepared to perfection. The menu is heavily but not exclusively vegetarian, and meat lovers will find redemption in hampton’s original recipe veggie burger, which fooled 8 out of 10 blind taste testers when compared to a gourmet beef hamburger.

Food: healthy • Price: $$$$ • Decor: Colorado Chic

dingus Burger | dingusBurger.Com 12 seely Ave. | 719-488-5340

when you first walk into Dingus burger, the first thing you see is a wall covered in photos of customers experiencing mild gastric phenomena. No, it’s not food poisoning; it’s the Septuple Stacker. weighing in at an impressive (and artery-clogging) 5.4 pounds, it is billed as the heaviest hamburger in the springs. finishing this sandwich is indeed a feat of strength and fortitude. for diners less inclined to require a wheelbarrow to exit the establishment, Dingus burger also offers quarter- and third-lb. burgers, tator tots and 27 different flavors of milkshake, all consisting of home-made old-fashioned ice cream.

Food: Don’t tell your doctor • Price: $$ • Decor: Casual

sundAe heAven | heAvenlysundAes.Com 91 snow BlAnKeT dr | 719-321-1900

If you miss the days of old-fashioned soda shoppes, prepare yourself for a blast from the past, brought to you by Sundae heaven. Serv-ing up homemade hard-packed ice cream in flavors like bubblegum, Pop Rocks, Chocolate Mudslide and 13 more, Sundae heaven also features old-fashioned soda floats, malts, va-nilla Coke and penny candy. The fifties theme of decor is done with vintage items from that wholesome decade. The fun atmosphere is enhanced by a juke box that plays only music from the day, waiters dressed like the fonz and waitresses in poodle skirts and bobbie socks. This is the perfect family-friendly spot.

Food: Fifties Diner • Price: $ • Decor: Vintage 50s

The sAilor’s delighT 154 n. BArBer sT. | 719-860-9217

It takes only a taste of the fare at The Sailor’s Delight to forget that you’re in a land-locked state. serving up salmon, halibut, and Maine lobsters that are inexplicably fresh consider-ing Maine is thousands of miles away, master chef susan Warner puts as much care into presentation as she does the meal prepara-tion. each dish arrives looking like a work of art, paired with just the right wine for a truly elegant dining experience. The decor is as upscale as the menu, so dress appropriately in evening wear and tie. The Sailor’s Delight is open only for dinner; reservations required.

Food: Seafood • Price: $$$$$ • Decor: Trés elegante Reservations required.

euro gyro | The-euro-gyro.Com 7190 n. forK sT. | 719-287-4334

looking for a tasty alternative to your regular, boring sandwich? Try Euro Gyro (pronounced yer-oh). with fresh ingredients, artisan pita breads, authentic Mediterranean spices and ala carte ordering, you can create whatever you crave or order off the menu from the most popular selections. employees occasionally choose unique and tasty customer combina-tions to add to the menu, naming them for the customer. The restaurant features bistro-style seating and a large sunroom with additional seating and stove heaters so you can pretend you’re vacationing in the Riviera even on the coldest colorado days.

Food: Gyro • Price: $$ • Decor: Mediterranean

TAsTy plACe | TAsTyplACeeATs.Com ChApel hills mAll | 719-770-5518

Tasty Place is one of the newest additions to the Chapel hills Mall food court, and it is quickly becoming a mecca for teenage shoppers. combining the best offerings from its neighboring eateries, Tasty Place puts a unique spin on food court classics, such as a Citrus Julia, a smooth blend of frozen yogurt, flavored syrups and fresh fruit. We recom-mend trying the wrestle Pretzel, a huge, salty treat made from twisting two pieces of dough into a knot that would confound even the most adept boy Scout. with its teen-friendly pricing, it’s no wonder Tasty Place is rapidly gaining popularity with the adolescent set.

Food: Junk • Price: $ • Decor: Mall Chic

Page 9: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 9

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY r

es

tau

ra

nt

gu

ide

Authentic Mexican Food Meets the american dreambY ELIzAbETh bEhNKE

3 Margaritas Restaurant is said to be an example of the immigrant dream: to find out who you are in a new land, achieve financial success, and then return home to help less fortunate friends and family.

With these ideals in mind, 3 Margaritas, located on 6385 north academy, has continued to be a success story, both as a restaurant and as a family. as they gain loyal patrons and are discovered by customers seeking the real thing, they find ways to turn first-timers into repeat customers. For example, they recently renovated their establishment’s interior into a comfortable, beautiful en-vironment. in addition to the remodeling, they have also revamped their menu into one that is even more unique and sure to please. They’re giving their restaurant a fresh new look to better serve new and continuing customers.

Only a short drive from North Academy boulevard, 3 Margaritas is easy to find and even easier to enjoy. The authentic, delicious food is only one part of a satisfying dining experience that will surely bring you back for more.

Page 10: The NEW Market Treasury Magazine

10 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

es

tau

ra

nt

gu

ide

Page 11: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 11

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY c

oo

kin

g a

nd

re

cip

es

Make Valentine’s Day even sweeter with these delicious cookies by Stephanie James, head confectioner of Delectable Delicacies. Visit her shop at 425 W. Academy for even more treats.

Makes: about 60. bake at 325°F for 12 minutes.

1. Preheat oven to 325º F. Spread cherries on paper towels to drain well.

2. In a large bowl, combine flour and sugar. Using a pastry blender, cut in the butter ‘til mixture resembles fine crumbs. Stir in drained cherries and 4 oz. (2/3 cup) of the chopped chocolate. Stir in almond extract and food coloring if desired. Knead mixture until it forms a smooth ball.

3. Shape dough into 3/4-inch balls. Place balls 2 inches apart on an ungreased cookie sheet. Using the bottom of a drinking glass dipped in sugar, flatten balls to 1-1/2-inch rounds.

4. bake in preheated oven for 10 to 12 minutes or until centers are set. Cool for 1 minute on cookie sheet. Transfer cookies to a wire rack and let cool.

5. in a small saucepan, combine remaining 8 ounces white chocolate and the shortening. cook and stir over low heat until melted. Dip half of each cookie into chocolate, allowing excess to drip off. If desired, roll dipped edge in nonpa-reils and/or edible glitter. Place cookies on waxed paper until chocolate is set.

Storage: Layer cookies between waxed paper in an airtight container; cover. Store at room temperature for up to 3 days or freeze for up to 3 months.

Calories: 87 • Protein (gm): 1 • Carbohydrate (gm): 9 • Fat, total (gm): 5 • Cholesterol (mg): 9 • Saturated fat (gm): 3 • Vitamin A (IU) 97 • Sodium (mg): 28 Calcium (DV %): 10 • Iron (DV %): 0 Percent Daily Values are based on a 2,000 calorie diet

White-Chocolate Cherry ShortbreadTreats for your sweet:

Ingredients:½ cup maraschino cher-ries, drained and finely chopped 2 ½ cups all-purpose flour½ cup sugar1 cup cold butter

12 oz. white chocolate baking squares½ tsp. almond extract2 tsp. shortening2 drops red food color-ing (optional)White nonpareils, red edible glitter (optional)

Page 12: The NEW Market Treasury Magazine

12 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 m

icr

ob

re

we

ry

gu

ide

The Review: Rock Bottom Brewery

General: Rock bottom brewery (lo-cated at First & Main Town Center) is a brew-pub that features some excel-lent food, a good atmosphere, ample parking, and most of all, beer. They have all the necessary accruements that go along with being a brewery (shiny barrels, shiny piping, shiny people), and overall made a good impression on us, earning an overall rating of 3 steins up.

The Easy: Jan-Feb Wheat, sampled by B I started out with the Jan-Feb wheat. This is a highly spiced imperial wheat beer, weighing in around 8% AbV with cinnamon, coriander, and mace. it had a good aroma and a balanced taste, but little to no head (foam). The beer was a good wheat beer, not too sweet, a little banana in the back-ground, nice cloudy color, and overall left a good impression. verdiCT: one sTein up

The Standard: Class V Red, sampled by D We all have our favorite beer mo-ments, and most of them involve the day the enlightenment of craft beers took hold. D’s special moment came the first time he tasted the Molly brown Ale at Rock bottom. It was a surprise when he chose to review the class v red. This is a balanced amber-red colored beer with a very fruity/floral hop note weighing in at just over 5% AbV. For a Red, this beer might be a little high on the hop side and a bit low on the malt side, but overall was quite good. It came with a generous pour, but again, little to no foam. verdiCT: one sTein up

The Bold: Gibraltar Imperial Stout, sampled by D & B Oh. My. God. That is the only way we could describe this beer. both D and i had a glass of this and were blown away by the malty-hoppy goodness. This stout is coal black with brown foam, weighing in at 9 AbV and 62 IbUs. You can taste the burnt choco-

late, coffee, and black malts present in the beer, but it avoided being cloy-ingly sweet with a big shot of hops to tone it down. we could find nothing but good to say about this beer. honestly, the only problem with it was it was only a 10 oz. pour. d’s verdiCT: Two sTeins up B’s verdiCT: Two sTeins up

Final Impression: Rock bottom delivered on the Gibraltar. we rec-ommend going there simply for this beer. The heavens opened, angels sang, women and children wept with joy, congress worked together, and the kardashians were relegated to obscurity because of this beer. if their other stouts and porters are crafted with this much care, we can do noth-ing but recommend this place.

Delonte, the D in D&B, is a stay-at-home dad and Krav Maga expert. Bruce, the B, is a for-mer longshoreman with only six fingers. They can be reached by sending smoke signals.

welcome to the inaugural beer review by D&b. Your intrepid monthly reviewers will attempt to bring you informative and entertaining reviews of the brews we try at some of Colorado’s finest breweries. Occasionally, we may mix in different perspectives from our wives and other patrons. We have a designated driver everywhere we sample. Please be responsible and do the same!

we’ll begin by giving you a bit of background on us. we both started out drinking the more affordable beers; a lot of natty ice, coors light, and apparently the best Milwau-kee has to offer. as we matured, so did our tastes, and now we’re both home brewers who have a great apprecia-tion for the work these small breweries are doing.

I’ll be your narrator for this journey as b, with D interject-ing commentary. Keep in mind, the only qualification we have to judge these beers is that we are writing this col-umn and you are not. even if we think a beer is fantastic, you may still hate it. Don’t blame us for you being weird.

in the grand tradition of great critics of the arts, we are using a steins up/steins down type of rating. Our goal at each brewery is to find what we are calling the “trifecta” of beer tastes: the Easies, Standards, and bolds. Eas-ies are the beers that will introduce new crafties to the club. The standards are beers that we feel will satisfy the palettes of most consumers. The bolds are beers that are creative and maybe a little crazy.

One other note to make is that we don’t go into these breweries announcing our intentions to taste and rate their beers. We try to act as inconspicuous as possible, and hope to keep our identities secret. so, if you see two guys in a brewery wearing Groucho Marx glasses-and-moustache combos, chances are you’ve found us. It’s okay to buy us a beer. we don’t bite.

with that introduction, we will begin the journey! Again, i must emphasize that we never go out without a desig-nated driver, and we urge you to do the same.

Introducing D&B’s Brew Review

Page 13: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 13

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY m

icr

ob

re

we

ry

gu

ide

roCK BoTTom Brewery 3316 CinemA dr | 719.550.3586 roCKBoTTom.Com

Easy: Jan-Feb Wheat--Medium body, flavor spiced with cinnamon & coriander. Good aroma & balanced taste w/ hints of banana.

Standard: Class V Red--Medium body. Fla-vor is fruity with notes of floral hops. Taste is slightly bitter w/more hops than malt.

Bold: Gibraltar Imperial Stout (pictured below)--Full bodied coal-black stout with creamy brown head. Complex taste with burnt chocolate, coffee and black malts; sweetness is well-balanced by noticeable hops. highly recommended.

ColorAdo visTAs Brewery 1102 Cheyenne Blvd 719.555.5555 | ColvisTAsBrew.Com

Easy: Blonde Ale--Light body wheat ale. Citrusy flavor with strong hints of orange & floral hops. More malt taste than hops, no bitterness, pleasantly sweet aftertaste.

Standard: Goldenrod--Medium body IPA. floral hops more dominant than malts, slightly bitter flavor with a hint of sage & smooth finish.

Bold: Tall and Stout--Full bodied dark brown stout reminiscent of traditional German beers. Thicker consistency, almost chewy. Chocolate & cinnamon malts pro-duce rich, roasted flavor. served at room temperature.

Bully puB & grill 8900 sunseT hill rd | 719.555.5554 goBullyorgohome.Com

Easy: Backyard Barbecue--Light body w/ slightly sweet finish. Citrus hops make this a refreshing summer classic.

Standard: Foxy Brown--Medium to full body IPA with slight coffee aroma and hints of chocolate malts. Slightly bitter finish.

Bold: Jan-Feb Wonderland--Full bodied wheat brew flavored with cinnamon & nutmeg. cloudy consistency produces a creamy finish with lingering but pleasant aftertaste. a customer favorite, it is perfect for cold evenings in front of a roaring fire.

royAl gorge Brewery 990 s. mAin sT. woodlAnd pArK, Co 719.555.5553 | royAlgorgeBrew.Com

Easy: Clementine--Light body with smooth finish. Slight traces of sage, little to no bit-terness & low AbV (alcohol content).

Standard: Desert Sunset--Medium to full body with higher hops-to-malts ratio, pro-ducing moderately bitter flavor with hints of coffee and an inexplicable banana aroma.

Bold: King of the Mountain--Full bodied deep brown IPA with spiced malts. brewed with tea leaves, aroma suggests sandal-wood incense & cinnamon. Thick consisten-cy and near-opaque color created by this intricate, complex brew. This one is meant to be savored.

AdoBe ABode (uh-doe-bee uh-bo-dee) 3250 mAniTou Avenue | 719.555.5552

Easy: Cheer Beer--Light body with a “chuggable” finish (please drink respon-sibly). relatively low alcohol content with slight lemon flavor. similar to coors light™ or bud Light™ in drinkability.

Standard: Grease Monkey--Medium body red stout with foamy pour. aromatic malts have sage flavor & smell like pizza. Slightly bitter finish, completely unique.

Bold: Afterburner--Full bodied black stout with strong licorice notes. Coffee & chocolate flavored malts balance strongly concentrated hops. served at room temper-ature with a black licorice straw.

Page 14: The NEW Market Treasury Magazine

14 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 m

icr

ob

re

we

ry

gu

ide

Page 15: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 15

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY m

icr

ob

re

we

ry

gu

ide

Page 16: The NEW Market Treasury Magazine

16 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 a

rt

s a

nd

en

te

rta

inm

en

t

Lily PadSubmitted by Heather PattersonA lily pad rests serenely on a pond at the Denver zoo.

Here’s Looking at YouSubmitted by Andrea JonesA Canada Goose bravely approaches, expecting a treat of bread crumbs (but alas, the intrepid bird is disappointed).

(Enjoying the) local scenery: The beauty of Colorado through your eyes (and camera lenses)

Page 17: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 17

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYa

rt

s a

nd

en

te

rta

inm

en

t

Featured Photographer

Paul TrujilloTExT bY ANDREA JONES PhOTOGRAPhS bY PAUL TRUJILLO

Looking through Paul Trujillo’s lens, it’s as if you are seeing a world where everything is the same, yet nothing is commonplace. There’s a sense of wonderment, a feeling of possibility. The mundane is trans-formed, or perhaps it’s our perceptions that are transformed.

In a word, Paul’s photographs are lovely. The subjects are familiar and comfortable, often photos of family pets. The simplicity of composi-tion and style are elegant interpretations of everyday people, animals, places and things. he shows us things and ordinary events we see everyday, yet never take the time to truly notice.

Using a less-than-cutting-edge digital camera and some unobtrusive Photoshop touches, the 23-year-old’s skill belies his lack of formal training in photography. his talent is a little rough around the edges, reflective of youth and optimism.

The result is an ever-so-slight paradigm shift in the way the rest of us see the world, lingering in our minds like the last note of a song Grandma used to sing.

(Enjoying the) local scenery: The beauty of Colorado through your eyes (and camera lenses)

One Colony ShortSubmitted by Jaime KniepA weathered barn on the eastern plains displays Old Glory with pride, despite being short one stripe.

Hot AirSubmitted by Bryan Kniepa hot air balloon inflates in preparation for its silent flight over colorado springs.

Readers: Send us your pictures of Colorado. We may use them in an upcoming issue.

Page 18: The NEW Market Treasury Magazine

18 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 t

ra

ve

l a

nd

ou

td

oo

rs

Adventures in IndiabY GISELA SChMIDT

The flight from Almaty to Delhi was just under five hours, but the two cities were worlds apart in every other way. The kazakhstan we left was icy and cold; snow adorned the leafless trees, and icicles provided the sole decoration to squat, single-story homes. The India to which we arrived was warm despite the late hour, and we stared, transfixed, at the leafy trees and multi-story buildings just outside the cab windows. we were startled out of our reverie by the driver’s bark, “Karol bagh?” to which my friend replied, “Only English.” Af-ter we established that he wanted the street address (Karol bagh being the name of the district), we returned to our review of the palm trees and trucks bearing painted suggestions to “blow horn Please,” “Use Dipper at Night,” and “wait for Side.”

I woke early the next morning and lay in the curtained darkness, listening to the sounds of delhi. i heard the hum of people drift over from distant streets. Cars buzzed and honked past. I tried to picture it based on what I’d seen the previous night, but midnight’s deserted streets with their drifting trash and scavenging dogs didn’t seem as likely in the bright morning that peeked from the edges of the curtains. Even there in the north, Jan-Feb seemed so unlikely that the buildings weren’t properly sealed, and sunshine outlined the air conditioning unit.

My interests were less on the tourist aspects of the country and much more on the culture, but india held plenty of both. Those first few days were devoted to the tourist sites around Delhi: historic monuments and buildings nestled snugly among bazaars and skyscrap-ers without the slightest incongruity. some, such as the red fort, served a practical purpose, while others, such as the five-story tower Qutub Minar, were testa-ments to a former dynasty.

no trip to india would be complete without a visit to the Taj Mahal so we took a day trip to agra, the city of the most famous mausoleum in the world. We spent the last ten minutes of our approach in an electric rickshaw, because for pollution reasons, cars are not allowed near the historic site. We separated into two lines to get through the security check, and for once in my life, the women’s line moved faster than the men’s. The other woman and I walked around the entrance while we waited, but a large brick structure blocked our view. Perhaps it was better that way, because when the men caught up with us, we were able to walk through the archway together, and we all paused a moment at the view.

The entrance to the Taj Mahal was crowded with pho-tographers who assisted their customers with poses to look as if they were pinching the roof or holding the mausoleum in their palms. The day was sunny and

The other tourists were european or Australian, and we wondered if perhaps we had stumbled upon a great secret.

©Gisela Schmidt

Page 19: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 19

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYt

ra

ve

l an

d o

ut

do

or

s

Shutterstock.com

Page 20: The NEW Market Treasury Magazine

20 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 t

ra

ve

l a

nd

ou

td

oo

rs

warm, so the yard was crowded with tourists from around the country and the world. The mausoleum, viewed from the outside, was exactly as photos had led me to believe: large and white. inside, the marble walls were inlaid with colorful stones from around the world: lapis lazuli, onyx, malachite, and more. The local stone, cornelian, was translucent and appeared to glow orange when illumi-nated with a flashlight. There were no lights, and pho-tography was not permitted. The site, we were told, was closed every friday for restoration, and indeed, we could find no fault in the magnificent structure.

we flew the next day to Mumbai, but our time in the city was limited. We had only eight hours before catching an overnight bus to our ultimate destination: the beaches of Goa. we spent the morning on a beach, watching waves and people. in the afternoon, we took rickshaws across the city. After a hectic adventure to find our bus stop (at a restaurant far from the center), during which time our two rickshaws became separated, we settled in our shared sleeping berths for an 18-hour ride. we left Mumbai at sunset and watched dusk descend on the high rises, slums, and 16 million people, the same as the population of kazakhstan. The palm trees formed beautiful, if surreal, silhouettes. headlights, street lights, and neon signs illuminated the city.

The road passed through villages, up and down mountains, and around some blind switchbacks, but it was comfortable enough. Two other foreigners were on the bus: a man from Vancouver and a woman from Spain. They had been to Goa before and each offered suggestions on how to find housing and which was the best beach. when the bus stopped, however, and we piled into a taxi, we simply named the only beach we could remember: Palolem.

As we entered the bazaar in Palolem, motorcyclists approached our van from both sides, offering beach huts at competitive prices. We went with the one who reached us first, and we found ourselves in small, wooden shacks just 20 meters from the Arabian Sea. The bathroom door was a shower curtain, and the running water had only one temperature, but it was a perfect home for our needs. The next four days passed in a blur of sun, sand, and delicious food. The waves were small, but the water was a clear blue-green. For a reasonable price, you could rent a kayak for an hour, a scooter for a day, or take a boat trip to see dolphins. The other tourists were european or australian, and we wondered if perhaps we had stumbled upon a great secret.

like all good things, however, it had to end. We all too soon found ourselves back in the delhi airport with just an hour to go before our flight back to almaty, so we availed ourselves of the food court, buying something from almost every restaurant. And if you find yourself in an Indian McDonald’s, I highly recommend the Chicken Maharajah Mac; the special sauce is curry.

Gisela Schmidt graduated from the University of Notre Dame and spent two years in Kazakhstan with the Peace Corps. She is now a freelance writer living in New York City.

To contact the author, email [email protected]. We will forward your message.

The next four days passed in a blur of sun, sand, and delicious food. The waves were small, but the water was a clear blue-green.

©Gisela Schmidt

Page 21: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 21

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYt

ra

ve

l an

d o

ut

do

or

s

Page 22: The NEW Market Treasury Magazine

22 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

eta

il

bY ANDREA JONES

You’re probably already familiar with the volumes of ad inserts that arrive in your paper box each Sunday. Sometimes you flip through them. Sometimes you drop them in the recycle bin immediately. Either way, there’s a good chance that you are missing out on countless opportunities to buy more for much, much less.

If you have cable, you may have caught an episode or two of the new show Extreme Couponing on TLC. This addictive program has introduced us shopping rubes to a supercharged buying method that can save regular people thousands of dollars a year on ordinary products you already buy. Imagine going to the gro-cery store with your typical shopping list and walking out with cartloads of items for which you paid 90% less than usual. Think of it as a sport and yourself as an athlete. To get the best bargains, you need to spend a lot of time training, preparing and planning a strategy to win the game. It’s you versus The Store. You may be the underdog, but as we all know, David crushed Goliath—with a case of Ramen.

Here are some tips and guidelines to becoming an extreme couponer.

First of all, you need coupons. There are several places you can find them, from your Sunday paper and direct mail publications to the internet. A few websites to check out with printable coupons are www.coupons.com, thekrazycouponlady.com, couponmom.com and cscoupons.com. You can subscribe to Sunday papers to get those inserts, or just ask friends, coworkers and neighbors to fork over their coupon inserts (if they don’t use them).

Clip or print out coupons for items that you typically buy as well as items that you should have on hand but generally overlook. Be prepared to spend a few hours gathering coupons. Don’t collect coupons for things you never buy just for the sake of having them. Orga-nize them in a binder using sheet protectors, business card or baseball card holder sheets. You can sort them by category or by expiration date. Sorting by category may take more time at home but will save you time in the store; sorting by expiration date saves you time at home but will take you longer in the store. Choose whichever method works best for you and be consis-tent. Take your binder with you when you shop.

Now that you have an arsenal of savings, it’s time to start couponing--slowly. If you jump right in, chances

Page 23: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 23

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYr

eta

il

are you’ll stagger out of the store bewildered, exhausted and defeat-ed. Pick one store and familiarize yourself with their inventory, store layout and typical prices. Find out when they restock their products and determine their slowest time of day to shop so you avoid busy checkout lanes and empty shelves. It’s also highly recommended that you get to know a few of the regu-lar cashiers and develop a friendly rapport. Extreme couponing can be extremely obnoxious to busy and frazzled cashiers, but they will be much more under-standing if they know you and your process. You may want to introduce yourself to the store manager and ask for a copy of their coupon policy, which you should keep in your binder should a dispute arise. Don’t forget to warn shoppers behind you in line that you will be awhile, lest you be attacked by a harried mom wielding a club of French bread.

To be a champion couponer, you will have to change the way you think about cooking. Instead of planning your weekly meals and shopping accordingly, plan out your purchases and cook accordingly. So what if Sat-urday is always meat loaf night? There’s no reason you can’t have spaghetti instead.

It’s always good to shop with a grocery list, but you don’t have to stick to it. Get the items you need im-mediately and don’t overlook items that you will need. You may have plenty of toilet paper at the moment, but chances are you’ll need more, so stock up while the sale is hot! Don’t be shy about clearing out a closet or space in the garage for surplus items. However, you probably don’t have much of a need for a gallon of mayonnaise, not to mention space in your refrigerator. Stock up on dry goods, not things that can go bad and give you serious gastric distress. Your family and cowork-ers will be much nicer.

Once you have enough practice shopping at one store, you can start expanding your shopping radius to include other stores. Expect to visit several places in order to take advan-tage of various store sales. The MO should be the same at each place: Learn the layout, befriend some employees, get a copy of the store coupon policy and strategize. Pay special attention to stores and items

that allow you to “stack” coupons. Some places will let you use both a manufacturer and a store coupon on one product, which maximizes your chances of walking out with the Holy Grail of couponing, the sublime goal of every extreme couponer: a receipt with a nice, big $0 for the total, or even cash back from the store!

You may be wondering, who on earth needs three hun-dred cans of condensed tomato soup in their garage? Well, the obvious answer is “no one,” but that is actu-ally incorrect. You know who needs all of that soup? Food banks, homeless shelters, soup kitchens and charities! There are plenty of people out there who can benefit from your couponing savvy. Remember, there is a distinction to be made between extreme coupon-ing and hoarding. Once that tower of pudding snack packs threatens to topple over and trap children, forest creatures, Buicks, etc., it’s probably time to find ways to reduce your inventory.

So there you have it—everything you need to become a champion couponer. I must caution you about one thing, however: Just like the television show, extreme couponing can be highly addictive! The rush of adrena-line, the triumph of acquisition with no monetary dispensation, the euphoria of swimming in groceries

a la Scrooge McDuck… As soon as you are hooked, you’ll crave it even more than the Buy One Get One Free package of Oreos you just scored. Happy hunting!

here’s a quick hint for shopping in general, with or without coupons. “sale” does not always equate to “savings.” Check the price per unit on the shelf tag to get the best bargain.

Think of it as a sport and yourself as an athlete. To get the best bargains, you need to spend a lot of time training, pre-paring and planning a strategy to win the game. it’s you versus The store.

Page 24: The NEW Market Treasury Magazine

24 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

eta

il

Trend-Spotting: Neat boutiquebY ELIzAbETh bEhNKE

in the town of Monument, there is a trendy store where it is impossible to merely window shop. With an eclectic selection of clothing and glamorous accessories, you won’t leave Neat boutique without something stunning.

how does a high-end fashion boutique weather a weak econo-my? According to Drier, it’s customer loyalty and affordability. she buys directly from talented, unknown fashion designers still waiting for that big break. With her amazing eye for fashion, she has stocked her store with items that are one-of-a-kind, literally, while launching the careers of hopeful designers.

founded with the idea of a more personal approach to shop-ping, store founder and manager alice drier is always bustling about, giving the final touches to any customer’s outfit. “we want our customers to feel like one in a million,” she says.

Store associates are die-hard fashionistas eager to make you look fabulous. They offer up helpful advice on building your wardrobe and clothing that fits your body, whatever your shape. From beginning to end, Neat boutique will help you find your style and make you look fashionable.

Visit Neat Boutique, located at 4th and Main, Monument. Hours are Tues-Sun, 11 a.m. to 9 p.m.

Page 25: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 25

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYr

eta

il

Page 26: The NEW Market Treasury Magazine

26 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

eta

il

Page 27: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 27

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYr

eta

il

Page 28: The NEW Market Treasury Magazine

28 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 c

on

te

st

s,

ac

tiv

itie

s a

nd

ga

me

s

VALENTINESCARDHEARTSLOVEBE MINECANDYCHOCO-LATESPRESENTSGIFTSSWEETHEARTGIRLSBOYSFLOWERROSESJEWELRYDATE

ROMANCECANDLESDINNERDANCECOUPLECARESHAREGIVERECEIVEFUNFEBRUARYSURPRISEREDPINKROMEOJULIETKISS

Valentine’s Day word search

Page 29: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 29

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYc

on

te

st

s, a

ct

ivit

ies

an

d g

am

es

Crafts for kids: Clothespin dolls You will need: Wooden clothespins (the kind that are not hinged work best), markers or paint and paint brushes, fabric scraps, pipe cleaners, glue, scissors

How to make it: The round part at the top of the clothespin will be the head (or you can glue a wooden bead to a hinged clothespin). Paint or draw a face on the top of the clothespin. carefully cut bits of fabric and glue to the clothespin for clothes (or you can paint the clothes on). use pipe cleaners for the arms. you can use yarn or thread for hair if you like.

Parents, email pictures of your child’s dolls to us at [email protected] or [email protected]. we’ll post them online and print some of them in our next magazine!

Page 30: The NEW Market Treasury Magazine

30 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 c

on

te

st

s,

ac

tiv

itie

s a

nd

ga

me

s

Next contest: poetry! everyone likes words that rhyme ‘Cuz they sound so lovely to the ear. so for our contest, this time We want your poems to publish here.

Write about whatever you feel, Like birds in the sky, fish in the sea, rocks in your shoe poking your heel, sports you play, your skinned knee...

anything in the whole wide world can be the subject of your work, so grab a pencil, give it a whirl, Just let loose and go berserk!

your poem can be rhyming or free verse. Winners from three age categories (0-6, 7-13, 14-18) will be selected for publication in our next issue. Each winner will be awarded a gift certificate to Poor Richard’s bookstore! To submit up to three entries, mail to Market Treasury, 4345 Beverly Street Suite A, Colorado Springs, CO 80918. you can also email your poem to [email protected]. include your name, age and a phone number to reach your parents. entries are due by febru-ary 14, 2012. winners’ parents will be notified by February 20, 2012. Good luck!

Congratulations to the winners of the December drawing contest!

Thanks to all the kids who entered our contest. from what we can tell, Colorado Springs has talent! Be sure to look for all of the other entries, scattered throughout this magazine. winners receive $75 gift certificates to Paint the Town.

Our winners:

Ages 0-6 : Tabetha Brand, age 6. Tabetha’s entry was one of the most creative, using a twig for the mouth, cotton for the snowman’s body, rocks for eyes and pine needles for arms. Ages 7-13: Joseph Ambuul, age 12. Joseph’s drawing was the most skillful entry.

we received no entries for the 14-18 age category, so we are awarding $35 certificates to each runner-up:

Vincent Terry (age unknown) Matthew Lewis, age 5, with the most colorful submis-sion, painted with watercolors

Tabetha brand is the 6-year-old daughter of Jessica and Ted brand. her interests include playing the violin, reading, drawing and crafts. She is a first-grader at helen keller elementary, where her favorite subjects are reading and science.

Tabetha would like to be either a sculp-tor when she grows up or President of the united states.

Page 31: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 31

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYc

on

te

st

s, a

ct

ivit

ies

an

d g

am

es

Joseph Ambuul is the 12-year-old son of proud parents Scott and wendy Ambuul. he is a 7th-grader at charles M. russell school for the Performing Arts and Sciences. his interests include drama, soccer and, of course, drawing.

Joseph would like to be an actor when he grows up. his favorite movies are the harry Potter series.

Runner-up: Matthew Lewis, age 5 Runner-up: Vincent Terry

Page 32: The NEW Market Treasury Magazine

32 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 s

en

ior

s a

nd

re

tir

em

en

t slow you down?Who says age has to

Silver Key helps seniors live the lives they wantbY ELIzAbETh bEhNKE

Silver Key provides caring services for senior citizens. They advocate senior empowerment and fellowship among a multitude of other services to help maintain independence, safety, and quality of life. Silver Key assists within their facilities and within the home as well. In partnership with their shareholders, their mission is to serve as the conscience of the community, finding and implementing ways to ensure the elderly are aging safely with dignity and independence.

Through their Guardianship Program, Silver Key is there when others are not. They provide a personalized care management service for individuals deemed unable to make safe deci-

sions for themselves by the El Paso County Probate Court. Court-appointed guardians visit weekly to get to know their seniors well enough to advocate for each individual’s needs.

Page 33: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 33

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYs

en

ior

s a

nd

re

tir

em

en

t

In addition to the Guardianship Program, there are several other services that Silver Key provides to make sure your elderly loved ones are taken care of properly, from provid-ing non-medical services in their own homes, offering the Health Equipment Loan, and even fixing up the home with their Home Mainte-nance program.

Silver Key also reaches out to the community with the Meals on Wheels program. They prepare fresh meals daily for delivery and can be tailored to accommodate dietary needs. Meal deliveries are available Monday through Friday during lunch hour. They even offer refrigerated options for the weekend.

Another very helpful service that Silver Key also provides

is transportation for seniors, allowing them to accomplish everyday tasks such as doctor visits and grocery shopping.

One common concern when considering placing your elderly loved ones in a home is if they will be treated fairly. Silver Key answers

this concern by partnering with several organizations such as the Pikes Peak Coalition Against Abuse in Later Life, so you can be sure that your loved ones will receive the best care.

With Silver Key celebrating its 40th anniversary this year, you can be sure that they will con-tinue to serve the community proudly with respect, commit-ment to values, and compassion.

Page 34: The NEW Market Treasury Magazine

34 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 s

en

ior

s a

nd

re

tir

em

en

t

Page 35: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 35

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYs

en

ior

s a

nd

re

tir

em

en

t

Financial Advice for Your 60sFROM DEbORAh FOwLES, AbOUT.COM

As You Enter Your 60s...

As you enter your 60s, continue to fine-tune your projections and your asset allocations. Obtain an estimate of your Social Security benefits from the Social Security Administra-tion based on your expected retirement date. Benefits are reduced if you take early retire-ment. Research your Medicare options and be sure to enroll by the time you reach age 65. If you retire before the age of 65, be sure you have medical insurance to cover you until you’re eligible for Medicare.

Now is the time to start thinking about how you’ll take your retirement assets. Will you

consolidate all of your investments for ease of recordkeeping? Will you take a lump sum dis-tribution or an annuity? Because the order in which you withdraw your funds (whether you withdraw interest, dividends, or capital gains first) can have a significant impact on taxes, it may be wise to consult a tax advisor before making this decision.

If you’ve planned wisely, you should be able to live comfortably through your golden years. You’ve earned it.

For financial advice for your 50s, see the rest of the article on page 62 in the finance section.

Page 36: The NEW Market Treasury Magazine

36 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

he

alt

h a

nd

be

au

ty

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012

Page 37: The NEW Market Treasury Magazine

ww

w.m

ar

ke

tt

re

as

ur

y.c

om

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 37

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYh

ea

lth

an

d b

ea

ut

y

Tips for dry skin reliefCOMPILED bY STAFF

Jan-Feb can be brutal on sensitive skin. As soon as you turn up that indoor thermostat, moisture inside your home dries up, and your skin will quickly follow suit. You may even experience nose bleeds and eczema.

There are things you can do to help your skin weather the Jan-Feb and keep it moisturized year-round.

Combating nose bleeds The insides of your nasal passages can become dry and cracked, making your nose more likely to bleed. Get a humidifier for your bedroom and run it every night. use a cotton swab to apply vaseline to the inside of your nose. It’s weird, but it works.

Lotion up Use an intensive therapy lotion on the exposed areas of your body at least twice a day. The best time to ap-ply is right after you get out of the shower, while your skin is still damp.

Water, and what to do with it drink plenty of water to hydrate from the inside out. however, avoid taking hot baths and overly frequent hot showers.

Page 38: The NEW Market Treasury Magazine

38 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

he

alt

h a

nd

be

au

ty

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012

Page 39: The NEW Market Treasury Magazine

ww

w.m

ar

ke

tt

re

as

ur

y.c

om

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 39

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYh

ea

lth

an

d b

ea

ut

y

Page 40: The NEW Market Treasury Magazine

40 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 p

et

s a

nd

an

ima

ls

Page 41: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 41

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYp

et

s a

nd

an

ima

lsRest in Peace, ThorBeau

during World War ii, the united states Marine corps spent $2 million trying to train bats to drop tiny bombs across Japan. Seriously!

a group of owls is called a parliament. a group of frogs is called an army.

George washington’s teeth were not wooden. They were made of elephant ivory and walrus tusks.

humans share 98.5% of their DNA with chimpanzees. we also share 70% of our DNA with slugs!

Ants do not have lungs. Their exoskeletons have tiny valves called spiracles, which draw oxygen into an in-ternal system of tiny valves called tracheae. Queen ants sleep an average of nine hours every day in relatively long stretches. in contrast, worker ants sleep half that much by taking about 250 power naps a day, each about one minute in length. A queen ant can live for years, but her poor minions typically last a few months.

Cats have 32 muscles in each ear.

ostriches can outrun horses. Males can roar like lions.

bats cannot walk on their legs. They crawl using the claws on their wings.

Jellyfish are 98% water and will evaporate in the sun.

Giraffes and humans have the same number of bones in their necks.

The Indian giant squirrel is usually about three feet long.

while it is illegal to keep foxes and raccoons as pets in colorado, you can have as many kangaroos as you like.

a chicken with white ear lobes will lay white eggs. a chicken with red ear lobes will lay brown eggs.

A polar bear’s body gives off no detectable heat and is invisible in infrared vision.

cows from different regions have different accents when they moo.

Cats can make more than 100 vocal sounds while dogs can make about ten.

Daisy

These facts about animals are wild!

Page 42: The NEW Market Treasury Magazine

42 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 p

et

s a

nd

an

ima

ls

Page 43: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 43

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYp

et

s a

nd

an

ima

ls

Jason (7) and Shelby

Max the German Shepherd puppy and Jason, age 6 Jacob, age 6, and Sandy

Chocolate the horse

Page 44: The NEW Market Treasury Magazine

44 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 a

ut

om

ot

ive

re

so

ur

ce

s

Page 45: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 45

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYa

ut

om

ot

ive

re

so

ur

ce

s

Page 46: The NEW Market Treasury Magazine

46 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

SPECIAL ADVERTISING SECTION MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 w

ww

.ma

rk

et

tr

ea

su

ry

.co

m

46 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 w

ww

.ma

rk

et

tr

ea

su

ry

.co

m

Page 47: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 47

SPECIAL ADVERTISING SECTIONJAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYw

ww

.ma

rk

et

tr

ea

su

ry

.co

m

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 47

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYw

ww

.ma

rk

et

tr

ea

su

ry

.co

m

Page 48: The NEW Market Treasury Magazine

48 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 h

om

e i

mp

ro

ve

me

nt

Us vs. The HousebY ANDREA JONES

our bedroom is dark and silent. The only light shin-ing through the bare window is from a waxing moon. The only sounds are the whirr of my humidifier and the gentle snoring from my husband’s side of the bed. All is peaceful, and i should be deep in dreams. instead, I’m rolling restlessly from one side to the other, wres-tling with the sheets and blankets each time i move and find myself tangled in a wad of fabric.

I’m not used to the darkness. Or the silence. Apart-ment life has hardened me. I’ve grown accustomed to falling asleep with the rumble of a train in the distance, accompanied by several blasts from the screeching horn. our bedroom was always flooded with lights from a car lot across the street. I had finally learned how to ignore the sounds of the neighbors on the other side of the bedroom wall, fighting or rapping to music with bass so deep and loud, it could be heard on the far side of our rattling apartment. it took a year, but I had finally learned how to sleep through anything.

i did not realize, however, that being able to sleep through anything would mean that i could not sleep through nothing. For the last two weeks, I’ve lain

awake at night, straining to hear car horns, sirens and loud lovers’ quarrels, but in my new neighborhood, all is as silent as a vacant cemetery.

at the time of this writing, i have been a homeowner for thirteen days. My husband and i just moved into our first home, which is in a quiet neighborhood in northeast colorado springs. We have space. We have closets. We have privacy. Gone are the days of waking to the sound of domestic dischord and police sirens. It’s all so harmonious. We stand together at the glass door opening onto the back deck and watch our three dogs tearing around the huge backyard chasing mischie-vous squirrels. It’s so lovely compared to renting, it feels like house-sitting.

we bought a hUD property on an FhA loan. That translates to actually getting money back at closing. We were so happy that we could use the money set aside for a down payment to buy grown-up furniture, replacing the sofa I’ve had since college, given to me when my older brother finished college, having purchased it from a dead lady. i really looked forward to having furniture not previously owned by a dead person. With the money we saved, we could buy that furniture, replace the 1980s linoleum and marbled orangey-brown carpet and update the light fixtures (al-though it’s a pity to discard those vintage 1983 smoky glass globes, in original condition, too!). we were so excited to make The house our own.

ConTinued on pg. 50

Page 49: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 49

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYh

om

e im

pr

ov

em

en

t

Page 50: The NEW Market Treasury Magazine

50 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 h

om

e i

mp

ro

ve

me

nt

Evidently annoyed by our enthusiasm, The house de-termined its new occupants posed a threat to its com-fortable lifestyle. With dingy, stained walls, scarred diamond-patterned linoleum in the kitchen and the popcorn textured ceiling, The house was obviously quite pleased with its slouchy, I-don’t-care-how-I-look-so-why-should-you defiance of taste. we should have expected The house to protest, but we naively as-sumed the people were in charge of this situation. We were so young, so blissfully unaware, going about our small renovations that included new paint and knock-ing down one superfluous wall.

The L-shaped wall served no other purpose than totally isolating anyone who entered the kitchen from the rest of existence. It did not support the ceiling. one low, narrow slit on the north leg of the l provided people on the other side with a cropped butt-level view into the room. before our first week of ownership had passed, we had removed the top half of the l like a dermatologist treating an unsightly skin growth. The house was displeased. It retaliated, shutting off the re-frigerator, destroying the new groceries in the freezer.

The house seemed equally unimpressed by my choice of paint color. by the time the last grimy wall had re-ceived its second coat of Citrus Punch, The house had carefully planned its counterattack. it crouched in the shadowed corners while i admired my handiwork, wait-

ing until i stepped into the bathtub shower to launch its first strike. I soon found my ankles submerged in water rising as fast as it was falling. For a grand finale, it vomited drain debris and pipe gunk all over my feet.

My husband, an experienced and skilled handyman, tinkered with the drain. he poured jugs of clog re-mover into it. he yanked a wookiee’s worth of hair out of it. he used something called a snake. he littered the floor with miscellaneous tools. he alternately coaxed and cursed the drain. all was in vain. The plumbing remains stubbornly and inaccessibly clogged, necessi-tating the acquisition and installation of an entirely dif-ferent bathtub, which we do not yet have. so if anyone out there has a Jacuzzi they could spare, let me know.

Thankfully, we have another bathroom with a fully functional shower. What we do not have is that down payment we had saved buying our home through the hUD and FhA programs, having offered the money up to The house in a feeble attempt to appease it. we do not have new furniture, flooring or light fixtures. we don’t even have window blinds in the bedroom. I will still lay awake tonight, but this time i will be keeping a close eye on The house. I’m pretty sure it’s stealing from us to feed its home Depot addiction.

Thirteen days in, and this is how the score stands: homeowners 2, house 2. Stay tuned.

Page 51: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 51

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYh

om

e im

pr

ov

em

en

t

Page 52: The NEW Market Treasury Magazine

52 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 h

om

e i

mp

ro

ve

me

nt

Page 53: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 53

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYh

om

e im

pr

ov

em

en

t

Page 54: The NEW Market Treasury Magazine

54 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 in

te

rio

r d

es

ign

Page 55: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 55

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYin

te

rio

r d

es

ign

MODKitchen designer Erin Blake finds inspiration in the ovenbY ANDREA JONES

The main requirements for a proper kitchen are pretty basic. You need a sink with a faucet. Then there’s the oven and stove. Throw in a refrigerator and perhaps a microwave, and you have a functional room in which you can prepare food.

It’s quite simple, really. The kitchen has a defined pur-pose, and along with the bathroom, is one of the few rooms in the house that rarely serves a second pur-pose. while you may have a home office in the spare bedroom and eat your meals in the family room, it’s rather uncommon to find a recliner in the kitchen.

Designer Erin blake, owner of Fab Kitchens, believes in the sanctity of the kitchen as the sole area for food preparation. she has no use for knick knacks and carries a particular disgust for ceramic depictions of livestock.

“The only things that should be in a kitchen are tools for cooking or storing food. can a ceramic rooster fry an egg? No, it can’t. So get it off the counter.”

Page 56: The NEW Market Treasury Magazine

56 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 in

te

rio

r d

es

ign

blake believes that interior de-sign, especially in the kitchen, should be a harmonious mar-riage of form and function. neither one takes precedence over the other.

“There’s some indefinable quality to a plain old oven that appeals to me,” she explains. “There it is, an unobtrusive box with a door, nothing really spe-cial—yet delicious, nourishing things come out of it. Isn’t that a beautiful simplicity?”

in the absence of chotchkes and hand-painted signs with cute slogans, blake creates styl-ish spaces using bold colors and geometric elements. she prefers glossy black or stainless steel ap-pliances and fixtures, which she juxtaposes with bold colors, often combining opposite, even clash-ing, colors.

“People are terrified of pairing a color with one that is on the op-posite side of the color wheel,” she observes. “I don’t know why.

It’s not as though they are going to combust.”

it can be a tough trick to pull off, she admits. “The key is to match colors in intensity and resist throw-ing in another ‘accent’ color. Once you have three highly saturated colors in an enclosed space, it can feel like an assault on your eyes.” blake uses white and black to cre-ate “visual resting places” amid the large expanses of vivid color. in her opinion, “there is no such

thing as a neutral color. each has its own energy.”

blake also draws inspiration from the modern architecture and furni-ture design of the 1960s.

“To me, the clean lines and sim-plicity of shapes are the perfect combination of form and func-tion. Geometric shapes are easily arranged to maximize the space. That’s very important in a room where you are constantly moving

about. The placement must be efficient and logical when there’s so much traffic.”

Erin blake earned a bachelor of Arts degree in interior design from the rhode island school of design in 1998. she opened fab kitchens in downtown Colorado Springs in 2003 and opened another store in denver in 2009. She has been featured in Oprah Magazine, Ladies Home Journal, and Style Magazine.

Page 57: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 57

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYin

te

rio

r d

es

ign

Page 58: The NEW Market Treasury Magazine

58 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 in

te

rio

r d

es

ign

Page 59: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 59

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYin

te

rio

r d

es

ign

Page 60: The NEW Market Treasury Magazine

60 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 r

ea

l e

sta

te

re

so

ur

ce

s

spACious single-fAmily home in downTown Colo springs - $185,000

Year built: 1956. 1,900 S.F. 3 bd., 2 ba., .18 ac Great little starter home with bay windows and dormer windows. new roof. all appli-ances are included!

MLS #8465332

ChArming CoTTAge in hisToriC old ColorAdo CiTy - $128,500

Year built: 1917. 1,074 S.F. 2 bd., 1 ba., .09 ac Lovingly maintained, quaint house has new paint inside and out. hardwood floors, wood-burning fireplace. Don’t miss this one!

MLS #1874562

BeAuTiful, newly renovATed ChArm-er in eAsT end AddiTion - $157,900

Year built: 1948. 1,600 S.F. 3 bd., 2 ba., .21 ac Large, beautifully landscaped yard. home has fresh exterior paint, new windows, newer roof. wood-burning fireplace in large family room.

This one is priced to sell! MLS #102009

spACious, modern home in n.e. springs - $397,800

Year built: 2010. 2,950 S.F. 4 bd., 3 ba., .47 ac This house is hUGE! Contemporary style, all-hardwood floors, granite countertops, fully landscaped yard. hot tub included!

MLS #4443278

hisToriC viCToriAn in mAniTou springs - $128,999

Year built: 1899. 2,900 S.F. 4 bd., 4 ba., .5 ac once a boarding house, this victorian has been sub-divided. Needs new windows, one bathroom needs plumbing work.

Great investor opportunity! MLS #9964977

huge house in new suBdivision! $299,999

Year built: 2011. 3,100 S.F. 5 bd., 5 ba., .12 ac brand-new house in fully landscaped subdivi-sion. enormous family room and master suite with private balcony. situated near clubhouse.

Mls #8796541

gorgeous BlACK foresT fAmily home $687,000

Year built: 1999. 4,800 S.F. 6 bd., 8 ba., 2.5 ac incredible home on lot with tons of mature trees and privacy. Great room is three stories tall with amazing view of the mountains.

MLS #2308991

you won’T Believe This priCe! $188,500

Year built: 1992. 1,900 S.F. 3 bd, 2 ba. .15 ac Recently remodeled with all-new windows and plush carpet. huge master bedroom with private 5-piece bathroom.

MLS #3120553

hisToriC BoArding house in old C.C. $600,000

Year built: 1905. 8,450 S.F. 16 bd., 16 ba., .2 ac house is divided into 8 units. beautiful, origi-nal crown molding and common kitchen in basement. Great investment property!

MLS #1600584

speCTACulAr views! $250,300

Year built: 1995. 1,600 S.F. 3 bd., 2 ba., .16 ac Gated community with clubhouse and small private golf course. home has updated fixtures, new kitchen cabinets and appliances. back deck off private master bedroom. hurry,

this one won’t last! MLS #7562110

new home on fully lAndsCAped loT $222,200

Year built: 2011. 2,100 S.F. 3 bd., 3 ba., .25 ac lovely ranch home with 3 car garage, crescent paved driveway, partial basement. back yard fully fenced, features firepit.

MLS #7219563

rAnCher in CenTrAl Colo springs $144,000

Year built: 1962. 1,600 S.F. 3 bd, 2 ba. .15 ac well-kept ranch home with hardwood floors, front picket fence, single-car garage, new exterior paint, new windows. Great bargain!

MLS #3407857

Page 61: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 61

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY r

ea

l es

tat

e r

es

ou

rc

es

Featured Listing: Beautiful English Tudor in Black ForestYear built: 1888 Square footage: 6,980 + outblds. Levels: 3 + full basement Lot size: 1.5 acres Bedrooms: 5 Bathrooms: 7 Family rooms: 2 Fireplaces: 6 (5 wood, 1 gas) Master bedroom suite: 50' x 25' Formal dining: yes Garage: 3-car Outbuildings: 2 MLS ID: 754862319 List price: $1,009,000 Listing agent: Sandra James

Newly renovated kitchen with custom cherry cabinets

Beautiful wood-burning fireplace in parlor/family room

Secluded private garden with original stonework

This historic Tudor-style charmer in the highly desirable black Forest area is true to its original architecture and style. original carriage house and a small guest house in back. recently renovated master bedroom suite is 1,250 S.F. with updated gas fireplace, large sitting room and his-and-her bathrooms. Each bedroom has private bath and its own fireplace. Great room has huge fireplace, vaulted ceilings and a loft. All fireplaces except master suite are wood-burning.

Carriage house has been converted into 3-car garage with shop space added. Restored guest house is 1,800 S.F. with 4 bedrooms, 2 baths. covered walkway leads from guest house to main house.

Huge master bedroom suite features a new, see-thru gas fireplace, sitting room & private bath

Page 62: The NEW Market Treasury Magazine

62 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 f

ina

nc

e

Financial Advice for Your 50sFROM DEbORAh FOwLES

Financial Planning Throughout Your Life

by the time you’re in your 50s, your kids have probably left the nest and are supporting themselves. You’re probably at the highest income level of your career, and can really focus now on building your retirement assets.

Take Stock of Where You Are

To take stock of how you’ve done so far on planning for your retirement, first prepare a realistic estimate of what your expenses are likely to be during retirement.

for a pretty accurate estimate, think about the lifestyle you plan to have during retirement. will you travel? have a va-cation home? do a projected budget, keeping in mind that some costs (such as health insurance) are likely to increase, and some costs (such as your mortgage and costs associ-ated with working) are likely to decrease.

Determine If You’ll Meet Your Goal or Fall Short

Once you have a handle on your expected expenses, de-termine approximately how much your assets will be worth at retirement. Next, estimate how long your retirement as-sets are likely to last, considering your projected expenses and income (don’t forget Social Security), the size of your nest egg, the return you expect to earn on your assets, and your life expectancy. Again, you can get a ballpark esti-mate of how long your money is likely to last by using an online calculator, but it may be wise to consult a financial planner for assistance with this important step.

With the above information in hand, you should have a pretty good idea of whether you can expect to meet your goal or fall short. if possible, increase your retirement con-tributions to 15% or more of your income.

Other Issues to Consider Now

Your 50s is also a good time to evaluate the asset alloca-tion of your portfolio. are you being too conservative by putting a large portion of your assets in fixed income investments? Are you taking more risk than you’re comfort-able with by investing too heavily?

other issues include a review of your estate plan, including a will, a durable power of attorney giving the person you designate the power to make financial decisions in your behalf if you become unable to do so yourself, and a living will outlining your wishes regarding lifesaving treatments in the case of serious illness or injury. you would be wise to consult an attorney in developing these legal documents.

For financial advice for your 60s, see the rest of the article on pg. 35 in the Seniors section.

Page 63: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 63

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY f

ina

nc

e

Itemizing Deductions Can Lead to

Big Tax SavingsbY JEREMY VOhwINKLE, AbOUT.COM

when it comes to reducing your tax burden, item-izing deductions may be the way to go. The standard deduction is certainly easier, and might be a better option if you have a simple tax situation or don’t own a home, but if you determine that itemizing is right for you, it could lead to substantial savings.

itemizing vs. standard deduction The standard deduction is exactly what it sounds like—a flat amount that you can deduct from your taxable income. The amount you can deduct is based on your filing status, number of dependents, and what year you’re filing the taxes for. For additional information on the standard deduction, see IRS Publication 501.

When you itemize deductions, you have the ability to deduct the actual dollar amount of individual deduc-tions. some of these deductions come in the form of mortgage interest, property taxes, medical expenses, and more. if you think that if you totaled up all of your allowed deductions and it would be greater than the standard deduction, it would be wise to itemize.

what expenses can be itemized? The most common expenses include mortgage interest; chari-table contributions; property taxes; state and local income taxes; medical expenses that exceed 7.5% of your adjusted gross income; various miscellaneous expenses that exceed 2% of your income such as union dues, tools and supplies needed for work, tax prepara-tion fees, some legal fees, and many more.

should you itemize? There is no right or wrong answer, and it ultimately depends on your situation. To determine if itemizing would be worthwhile, you should take a look at Schedule A of Form 1040. On this sheet, you can list your itemized expenses, and then total them up to compare the amount to the standard deduction. if the itemized amount is greater, then you would want to itemize. if the total itemized amount is less than the standard deduction, you would not want to itemize.

The largest deductions for most people come in the form of mortgage interest and property taxes, and in these situations, even a modest mortgage could put you over the standard deduction limit. since this can total into the thousands of dollars over the standard deduction, the tax savings can be significant.

Page 64: The NEW Market Treasury Magazine

64 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012

services and specialists

wh

en

yo

u n

ee

d a

n e

xp

er

t

Page 65: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 65

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYw

he

n y

ou

ne

ed

an

ex

pe

rt

serv

ices

and s

peci

alis

ts

Page 66: The NEW Market Treasury Magazine

66 To adverTise in MarkeT Treasury, call 719.487.8158 or eMail [email protected]

MARKET TREASURY • COLORADO SPRINGS METRO AREA • JAN-FEb 2012 g

ar

de

ns

an

d l

an

ds

ca

pin

g

Page 67: The NEW Market Treasury Magazine

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 67

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYg

ar

de

ns

an

d l

an

ds

ca

pin

g

Bundle up! Jan-Feb Gardening TipsTIPS FROM RICK’S GARDEN CENTER

As any avid gardener knows, Jan-Feb can be brutal on your plants. what do you do when the frost hits? Don’t give up on the plants you have carefully tended; with a few tricks, you can make sure your garden weathers any Jan-Feb storm without harm.

move it! if any of your outdoor plants are in freestanding planters, move them indoors, even if the weather is mild. You don’t want to be caught unaware when Jack Frost makes an unexpected visit.

bundle up! Plants that stay outdoors should be covered. Protect them with burlap covers and a layer of straw. You can even use old blankets. Don’t forget to weigh down the edges with rocks to keep coverings from blowing away.

get the hot water! If negative temperatures are expected and you fear for your more delicate plants, you can place plastic milk jugs filled with hot water around them and cover with a thick blanket to insulate and keep your plant warm and cozy.

Jan-Feb does not have to put a halt to your outdoor activities. The colder months, usually November-March, are ideal for planting trees, so take advantage of the downtime. This is also a good time to clean up your garden by pulling up weeds and removing last year’s stakes. Above all, stay vigilant. watch the skies and barometer, and be prepared to spring into action at the first sign of inclement weather. Our thanks to Rick’s Garden Center for these cold weather gardening hints.

123

GET hUNDREDS OF COUPONS FOR YOU, YOUR FRIENDS AND YOUR FAMILY AT www.MARKETTREASURY.COM 67

JAN-FEb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURYw

ww

.ma

rk

et

tr

ea

su

ry

.co

m

Page 68: The NEW Market Treasury Magazine

A new format for a new year. Powered by Market Treasury.