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WHY TANNERY & COMPANY? Michael and Tina Tannery, a couple in business and life, have over 50 years of combined business and financial wealth management experience. Together, we connect with our clients in remarkable ways to develop a deep understanding of what is important to you, both personally and professionally. We then translate those concerns, opportunities, desires and goals into your life plan.

After gaining a complete understanding of our clients, we collaborate with other professional experts to identify potential wealth and tax strategies. Together, we create a comprehensive wealth management plan. Each client’s unique plan is customized to incorporate a full range of strategies that guide you towards the short- and long-term goals of your life plan.

We view our relationships with clients as true partnerships—our role is to empower you in making decisions that enrich your life. Above all else, we value the relationships and trust that we build together.

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MISSION STATEMENT

MISSION:

At Tannery & Company Wealth Management

we connect with our clients

in remarkable ways

to create extraordinary relationships

that simplify the demands of managing their wealth

VISION:

Financial Independence through Innovation and Excellence

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THE CLIENT EXPERIENCE  

 

 

Plan Construction

Saving & spending

Invest‐ment plan

Family milestone updates

Tax strategies

Insurance planning

Retire‐ment

schedule

Estate planning

Review & revise

Initial Meeting 

Define dreams and set goals 

Establish wealth‐building approach 

Identify risk tolerance 

Plan for family milestones 

Discuss fee structure 

Document review and input 

Wealth Plan

Comprehensive client binder 

Wealth Manager website management & control 

Constant portfolio monitoring 

Regular review 

Fearless  Forecast  (January) & Half‐time Report (July) 

Special events 

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COMPREHENSIVE PLANNING

Please seek the services of a qualified attorney for the drafting of estate documents. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Business succession planning offered through LPL Financial. Business succession planning offered through LPL Financial. 

Financial Planning• Wealth accumulation

• Cash flow• Retirement planning

• Asset protection strategies

• Debt management

Business Planning• Business succession planning

• Employee benefit plans

• Executive compensation

• Stock options• Professional collaboration

Investment Planning• Tax efficiency• Active management

• Risk assessment

• Alternative investments

• Portfolio strategies

Estate Planning• Will planning• Trust planning• Intergenerational wealth transfers

• Charitable Giving

• Family limited partnerships

Retirement Planning• 401(k) plans• IRA‐‐ROTH IRA• Executive Compensation

• Tax‐deferred investments

• Needs analysis

College Planning• 529 plans• Education IRAs• UGMAs• Financial aid planning

• Coverdell ESAs

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STRATEGIC PARTNERS

At Tannery & Company Wealth Management, we collaborate closely as a team with other professionals to ensure you have a comprehensive and consistent wealth management platform

Outside service professionals that we collaborate with are not affiliated with or endorsed by Tannery & Company Wealth Management or LPL Financial

Tannery & 

CompanyCPA

Estate Attorney

Mortgage Banker

Health Insurance

Business Broker

Business Valuation

Life Insurance

Property & Casualty Insurance

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MEET OUR CLIENTS

Steve* and Celina* were an early-30s professional couple referred to us by a CPA. Even though they both earned big salaries, they had almost zero net worth after years of working in prestigious careers. Still paying off student loans and a mountain of debt, Steve wanted to get out from under an onerous debt burden. Celina wanted to implement a plan that included starting and building a family.

Tannery Wealth Management constructed a detailed financial plan that incorporated both of their desires, as

well as prepared them for key family milestones. Steve and Celina utilized our Internet-based Wealth Manager, our web-based suite of planning tools that offers an aggregated, comprehensive view of a client’s financial portfolio. Wealth Manager provides features that enable comprehensive financial planning and a concierge-level servicing of a client’s needs. This tool provides an instant snapshot of your current financial picture so you can clearly see how you are progressing toward your financial goals. We suggested a plan to pay down all their debt within 18 months, and launch a savings discipline to address family goals.

*These are real client situations. Names are changed and actual photos withheld to preserve client privacy

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MEET OUR CLIENTS

Nick* was a rising sales executive for a national firm. We suggested a plan to keep more of his money so he could invest in a home and perhaps a business of his own.

Soon after, Nick brought his parents, Bill* and Joan*, in to our office. His parents never wanted to see another financial advisor after they lost much of their wealth in the 2001 stock market meltdown. After lengthy discussions to identify their dreams as well as their fears, Tannery & Company constructed a plan to generate an income stream to help them retire, while preserving their primary assets. Joan’s big dream

was to buy a new house with a big garden for Bill, but she never felt they had enough saved to do it. After analyzing their situation, we said, “You have the money—go buy the house!”

*These are real client situations. Names are changed and actual photos withheld to preserve client privacy

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MEET OUR CLIENTS

We met Meg after she had suffered through a bitter four-year divorce battle with a husband who unexpectedly left her for another woman. A stay-at-home mom, she was suddenly thrust into financial decisions she felt ill prepared for. On top of that, two years later the ex-husband informed his daughters they couldn’t count on him to fund their promised college education. Meg came to us in a crisis situation. “What am I going to do?” she asked. At Tannery & Company, we pulled the emergency cord. Within 24 hours, we researched college costs and updated her wealth management plan to consider all

three girls attending the college of their choice. We spent many hours playing “what-if” scenarios to show her the flexibility of her overall plan and how it can be modified to meet changing conditions.

*These are real client situations. Names are changed and actual photos withheld to preserve client privacy

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TRUE WEALTH

Michael Tannery earned his certification in 2008 as a True Wealth Consultant™, which expands on his commitment of placing client dreams and goals at the center of every customized financial plan. The Omaha-based True Wealth Institute, defines “True Wealth” as what money cannot buy and death cannot take away.

This certification focuses on guiding a client through the True Wealth discovery process which works toward ensuring the right technique and approach is taken for each client’s unique needs. After years of experience, participating in an intensive training and a self-exploration program, Michael has become one of a growing number of wealth advisors who uses Blueprinting™ to help guide clients toward a life filled with true wealth.

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TANNERY FAMILY INDEX™

At Tannery & Company Wealth Management, we use what we call the Tannery Family Index™ (TFI)—the hypothetical rate of return on an investment portfolio that allows clients to achieve their goals. Note: there is no guarantee that this rate of return will be achieved. This index is different for every client, and is useful for planning spending and saving habits as clients work toward attaining their dreams. The Tannery Goal Index incorporates important planning milestones such as:

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WEALTH MANAGER At the heart of Tannery & Company’s portfolio management system is the Internet-based Wealth Manager. Most people keep their financial records in a hodge-podge of locations, from paper files to safety deposit boxes to individual on-line account management systems. Wealth Manager allows clients to consolidate everything into one place, accessible anywhere with an Internet connection.

$ Load ALL your accounts into one place, no matter where they are held. See all your bank and brokerage account information, not only your investments held with LPL Financial, but all your cash and assets in one convenient spot. A simple one-click update gives you an instant snapshot of your current financial position.

$ Store key documents in a place that may be safer than a home vault (subject to fire) or a bank safety deposit box (subject to lost keys). At our office, we scan your key documents into a security- and password-protected file stored on the Internet—driver’s license, will, tax returns, powers of attorney—whatever is valuable to you. This can be tremendously helpful if you ever have a wallet stolen, a burglary, or a house fire.

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WEALTH ADVISORS

Michael Tannery’s passion for his work comes from “seeing people achieve what they never dared hope to accomplish” through sound wealth management strategies. He is known for his intense loyalty to his clients. His burning desire is to create a legacy and a path of opportunity for those that follow.

In 2001, he co-founded Tannery & Company Wealth Management with his wife Tina, and serves as CEO. Prior to that, he held senior positions at Prudential Securities and Merrill Lynch. Trained as a CPA, Michael spent the early part of his career as a partner in Pannell Kerr Forster, a national CPA firm.

In July of 2010, Michael was recognized in Texas Monthly magazine as a Five-Star Wealth Manager. For more information on the FIVE STAR Award and the research/selection methodology, go to www.fivestarprofessional.com. Less than 3% of all wealth managers earn this distinction. A lifelong resident of Richardson, Texas, Michael grew up in the JJ Pearce area and participated as athlete, coach and referee in youth sports and the YMCA. A graduate and athlete at SMU, he loves to follow Mustang sports. He remains passionate about fitness, and enjoys bicycle racing like his annual pilgrimage to the Hotter ‘N Hell 100-mile race in Wichita Falls. Michael is a graduate of Leadership Richardson and is active at First Methodist Church of Richardson.

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WEALTH ADVISORS

While Michael enjoys the visioning part of portfolio management, Tina Tannery delights in helping clients work through the details. She is relentless in tracking down and verifying information, and ensuring every single element of a client’s financial world is in order.

Tina began her career as a banker with Texas Commerce Bank in Houston. In 1993, she relocated to Dallas to continue within the Chase Bank Trust Services. She joined Merrill Lynch as a financial advisor in 2000. On their one-year wedding anniversary in 2001, Tina co-founded Tannery & Company Wealth Management with her husband Michael. They wanted to establish a unique wealth management company that could make a significant difference in improving the quality of life for clients.

Since arriving in Richardson, she has made an impact on the community through volunteer leadership and currently serves on the Board of the Methodist Richardson Medical Center Foundation and Richardson’s Women in Leadership. Tina enjoys participating in biking and running, triathlon events, gardening, photography and cooking. She is also a graduate of the Leadership Richardson program.

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CLIENT SERVICES

CHRISSY PATCHIN DIRECTOR OF FIRST IMPRESSIONS

Chrissy manages the client experience, from serving as our front-desk ambassador to efficient document handling to renowned customer service. She is the one who always takes your call, and follows up with diligence and care. Before working at Tannery & Company, Chrissy spent several years in the insurance industry as a property and casualty agent. She is a graduate of Leadership Richardson Class XXIII, and volunteers at the American Hospice Association. Chrissy is an avid fitness enthusiast, running coach, and marathon runner.

SARAH RIEHM

DIRECTOR OF RELATIONSHIP MANAGEMENT Sarah manages client communications, including our new e-letter and social media marketing. She holds a Masters Degree in International Finance, and has published numerous articles and business books, including Entrepreneurship: Building the American Dream (West) and 50 Great Business Ideas for Teens (Simon & Shuster/Arco). Listed in Who’s Who of the World and Cambridge’s Outstanding People of the 20th Century, her books and articles have been featured on Good Morning America, NBC News, the Washington Post, USA Today, among many others. Prior to her current marketing assignment, she served as a manager at IBM; Rockwell/Collins; Peat, Marwick, Mitchell; and as Executive Director of the nonprofit Angel Flight.

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ABOUT US

Tannery & Company Wealth Management was created by Michael and Tina Tannery on December 2, 2001. Combining their financial services practices on their first wedding anniversary was like no other anniversary present that they could give each other. The freedom to work as independent financial wealth management advisors was compelling and the

driving force behind the creation. Tannery & Company Wealth Management started that day with Michael and Tina and six clients.

The original vision from the beginning has been focused on connecting with our clients in remarkable ways to create extraordinary relationships that simplify the demands of managing their wealth.

Since that first day Tannery & Company Wealth Management has worked with clients that desire the independent approach to total wealth management. We concentrate on helping a select group of high-net-worth individuals and families to work toward achieving their life goals. Our approach is not for everyone! We ask that our clients be equal and informed partners in the wealth management process, and make a commitment to implementing and executing their customized wealth management plan.

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The financial consultants of Tannery & Company Wealth Management are proud to be among the 12,000 independent financial advisors affiliated with LPL Financial. In June, 2010, Financial Planning magazine ranked LPL Financial as the #1 independent broker-dealer in the country, for the 14th year in a row, based on total revenues. As our broker-dealer, LPL Financial executes all securities trading for our clients. Broker-dealers are regulated under the Securities Exchange Act of 1934 by the Securities and Exchange Commission (SEC), a unit of the US government and also must abide by the stringent regulations of the Financial Industry Regulatory Authority (FINRA).

Because of our affiliation with LPL Financial, we are able to offer a wide range of independent investing options. LPL Financial does not offer any proprietary investment products, unlike some large investment management firms that are often tied to in-house investment options. LPL Financial offers our clients access to superior independent financial research and cutting edge tools and technology for portfolio management.

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CONTACT US

Physical address: 2701 Custer Parkway Suite 819 Richardson, TX 75080

Office phone: 214.239.4700 FAX: 214.239.2929 Toll-free: 1.866.360.4959 Connect with Michael:

Michael@tannerywealth.com www.facebook.com/michael.tannery

www.linkedin.com/in/michaeltannery Connect with Tina: Tina@tannerywealth.com

www.facebook.com/tina.tannery http://www.linkedin.com/in/tinatannery

  

 

 

 

 

 

 

 

 

 

     

2701 Custer Parkway, Suite 819 Richardson, Texas 75080 Office (214) 239­4700 Fax (214) 239­2929 

 

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC