HEALTH

LIFE PROTECT HEALTH

Secure the future of your loved ones...with Life Protect Health, a comprehensive protection plan made easier and more affordable for you.

THIS IS NOT A DEPOSIT PRODUCT. THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE CORP. ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY BANK OF THE PHILIPPINE ISLANDS.

About BPI-Philam

BPI-PHILAM LIFE ASSURANCE CORP., is a strategic alliance between two leading companies in the country - The Philippine American Life and General Insurance Company (Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 60 years. BPI is a leading commercial bank in the country with over 160 years of experience in the local banking industry and an extensive branch network of more than 800 branches and 1,500 ATMs.

BPI-PHILAM's professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customers' financial and protection needs.

With the combined expertise and resources of these two trusted companies, BPI-PHILAM policyholders are assured that their insurance is backed by financial strength and stability.

bpi-philam.com

HEALTH

Optional Riders

Accidental Death BenefitProvides additional death benefit in case of accidental death. This translates to more cash fund for the beneficiaries.

Limited Pay Accident and Health- Accidental Death and Dismemberment- Medical Reimbursement- Weekly Income Benefit

Provides additional death benefit in case of accidental death and dismemberment, with option to reimburse medical expenses and receive cash benefits in the event of an accident.

Life Protect HealthProtect your family from life

,s

uncertainties with an affordable and flexible protection plan.

Life Protect Health is a 10-year protection plan that lets you choose from 5-year or 10-year premium paying periods and with 50% cash back benefit.

Guaranteed Life ProtectionGet insurance coverage equal to 100% of your plan,s face amount for 10 years. Your family will get cash to sustain standards of living or fund other needs when the unexpected happens.

Accelerated Critical Illness BenefitReceive 100% of the plan,s Face Amount upon diagnosis of a critical illness which makes recovery lighter and less worrisome.

Accelerated Terminal Illness BenefitProvides 100% of the plan,s Face Amount upon diagnosis of a terminal illness - which can be used to fund any financial goal or help the beneficiaries in their time of need.

No Claim BenefitProvides the chance to recover portion of the premiums paid on top of your protection benefit. Get back 50% of all annual premiums paid, including rider premiums, at the end of the 10th policy year if no claims are made.

CancerCerebrovascular StrokeCoronary Artery Bypass SurgeryHeart AttackKidney FailureLiver CirrhosisVital Organ TransplantAlzheimer's DiseaseAmyotrophic Lateral SclerosisAplastic AnemiaBacterial Meningitis Benign Brain TumorCardiomyopathyComaViral EncephalitisFulminant Viral HepatitisPrimary Pulmonary Arterial Hypertension

Heart Valve SurgeryLoss of HearingLoss of LimbsLoss of SightLoss of SpeechMajor BurnsMotor Neuron DiseaseMultiple SclerosisMuscular DystrophyParalysisParkinson's DiseasePoliomyelitisProgressive Bulbar PalsyProgressive Muscular Atrophy Severe Brain DamageSurgery to AortaTotal and Permanent Disability

CRITICAL ILLNESSES AS DEFINED IN THE CONTRACT:

DISCLAIMER: This material contains only a brief description of the product. The complete terms & conditions are found in your policy. In case of conflict, the policy provision shall prevail.

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Up to 3,000,000 TOTAL COVERAGE*

LIFE PROTECT HEALTH PLAN TIMELINEFor a 30-year old client

10-year Paying Period (P 34,944.36 /year)Return of 50% Annual Premiums Paid on the 10th Policy Year**

*Includes Life Insurance/Accelerated Critical Illness/Terminal Illness Coverage Benefits of P1,000,000 and A & H Principal Sum of P2,000,000. **No Claims Benefit - if there are no claims made for critical/terminal illness or death benefit.