PEARLS OF DELTA KNOWLEDGESavannah Alumnae Chapter May 2017

A Message from the President Focused on Service

We are quickly approaching the end of another sororal year. We have been successful in providing

projects and programs in our community in accordance with our Five Point Programatic Thrust.

Unfortunately, we are often few in numbers when providing that service. Sorors, we are a sisterhood

called to serve, to transform our communities with committed public service. But the only way we, as

a chapter, can be successful is if YOU are committed to performing the service. Effective projects

and programs take committed service from you. It takes more than the fifteen percent of the chapter

membership who typically show up to serve. Our communities are depending upon organizations

like Delta Sigma Theta to stand in the gap. Our children need us; our elderly need us, and our

underserved citizens need us! Together we can attain high ideals and goals. Sorors, I look forward to seeing you all in August

with a renewed spirit Focused On Service!

With Love & Devotion to Delta,

Soror Laura N. Wiggins, President

What can you do? •Go lime green for the month!

•Support your local Mental Health organizations

•Talk about your experiences with others.

•Promote a healthy mind as well as body.•Speak up against the stigma and

educate.•Share mental health information with

your friends on social media.

•Support those who are living with a mental health disorder.

Q u a r t e r l y B u s i n e s s S p o t l i g h t

La Parilla Mexican Restaurant is this quarter’s business

spotlight. Special coupons will be available at the next

chapter meeting. Please show your support for La

Parilla Mexican Restaurant located in Oglethorpe Mall!

Financial Fortitude

Growing up, I had no problem discovering my passion for writing and literature, or losing myself in my imagination. But when it came to finances, I was suddenly alone. Forget not knowing where to start — I didn’t even know what I had to learn.

As a teenager, I had a part-time job at the mall, and I used that paycheck to buy clothes or go to the movies. But outside of a few hundred dollars in savings, I didn’t have a clue how to make myself financially secure, or how important it was. When I was applying for college, my mother sat me down and explained that I was now financially responsible for myself. She is an incredibly intelligent and resourceful woman, but she didn’t go to college — and in an age when you need an undergraduate degree to get most entry-level jobs, my mother wasn’t able to provide me with much help as I took that next step in my life.

My story isn’t unique. It’s the norm among my Black friends to struggle to talk about money. Systematically and historically, the Black community has been left disenfranchised and disempowered. Even with the rise of awareness surrounding the gender pay gap, there’s still overwhelming silence surrounding the importance of including race and other intersectional identities into the conversation about money. The median net worth for single Black women is just $5. If we want to change that, it’s crucial that we have financial planners who understand how important intersectionality and race are for their clients.

The traditional American success story assumes a level of privilege and access. Historically, Black people and other people of color have been cut off from the connections and access that white communities use to build their wealth. And Black women face systemic racism and sexism, along with unfair federal policies that have prevented us from obtaining quality housing, supporting our families, and creating long-term financial plans. Violence is often used in tangent with these policies — as occurred with the destruction of “Black Wall Street” in 1921, when more than 300 Black people lost their lives and over 9,000 Black residents were left homeless.

Financial literacy, especially for Black women, is about much more than simply having the tools; it’s about connecting with the community and understanding how to empower and serve a diverse clientele.

And if there were ever a time to talk about the importance of financial literacy among women of color, it’s now; Trump’s presidency leaves us with so much uncertainty rather than empowerment. And one of the most empowering things we can all do is better understand how to plan for the future. For many of us, this means creating a financial literacy plan for perhaps the first time in our adult lives.

But what about communities that have been historically denied this information? Where can we go? Fortunately, many Black financial experts are having these important conversations — which look very different than the discussions they have with white clients.

“We put almost everything else above ourselves,” says Maria James, PhD, owner of financial advisory firm Pocket of Money, LLC. “From researching and working with different clients, I can tell you that Black couples are more likely to forgo retirement in favor for children’s education. While that’s great, we also need to be able to practice self-love and invest in ourselves. It’s not selfish.”

But we can prioritize ourselves and still teach others at the same time. For Tiffany Aliche, an entrepreneur and founder of The Budgetnista, the key to financial literacy is through open dialogues and sharing knowledge about money. “As important as it is to gain individual wealth,” she says, “it’s also important to pay it forward and help others achieve the same within our community.”

Both James and Aliche reiterate that race plays a role in how wealth is interpreted. Many Black women simply don’t have the financial knowledge to pass down. “Financial literacy is particularly difficult for us because our communities have been so drained of resources,” says Juanita, a 31-year-old teacher. “How can my parents know how to teach us to save when we grew up with banks denying us loans because of credit, or surrounded by cash-checking places that prey on us? It’s almost impossible to find financial help unless you look outside of the community.”

Often, it’s a life change that inspires Black women to really take a closer look at their money. For Rachel, a 28-year-old freelance writer, it wasn’t until she left her full-time job to go freelance that she realized the importance of long-term financial planning: “With my full-time job, I was used to living a certain lifestyle. But to go freelance, I had to downgrade. It was the first time I had to learn how to budget and question my own financial goals. What did I want to be making, what steps would I have to take to reach that? I had to take a long, hard look at where my money was going for the first time in my life.”

If I could, I’d go back to my 17-year-old self and tell her not to be afraid. Financial literacy and independence was something that intimidated me, and that made me put off learning about it. But now I know that it’s not about being rich or living a lavish lifestyle. For me, it’s about the freedom to live the life I want, and not be doomed to follow played-out stereotypes. This means taking responsibility for my shortcomings as well as taking the steps to reach my goals. It means understanding my spending habits, how to budget effectively, and how to make investing work for me.

My identity as a Black woman shouldn’t be a barrier that keeps me from taking control of my finances. We all have the power to rewrite our own destinies — financial and otherwise. All we need is the courage to simply begin.

Who’s Teaching Black Women about Financial Literacy

It’s 2017, and yet women are still fighting for equality. Data suggests it will take until 2152 to close the gender wage gap, but it shouldn’t take a century to get what we want. We want more, and Refinery29 is here to help — because 135 years is too long to wait for what we deserve today.

by CAMERON GLOVER

Reprinted from www.refinery29.com

http://www.refinery29.com/equal-pay-for-women-we-want-morehttp://www.refinery29.com/author/cameron-gloverhttp://financialjuneteenth.com/study-shows-median-net-worth-of-black-women-is-just-5/%22%20%5Ct%20%22_blankhttp://www.ebony.com/black-history/the-destruction-of-black-wall-street-405%22%20%5Ct%20%22_blankhttps://pocketofmoney.com/%22%20%5Ct%20%22_blankhttp://thebudgetnista.com/%22%20%5Ct%20%22_blankhttp://www.refinery29.com/equal-pay-for-women-we-want-morehttp://www.refinery29.com/author/cameron-gloverhttp://financialjuneteenth.com/study-shows-median-net-worth-of-black-women-is-just-5/%22%20%5Ct%20%22_blankhttp://www.ebony.com/black-history/the-destruction-of-black-wall-street-405%22%20%5Ct%20%22_blankhttps://pocketofmoney.com/%22%20%5Ct%20%22_blankhttp://thebudgetnista.com/%22%20%5Ct%20%22_blank

“So Act” Corner

City of Savannah announces launch of Savannah Forward Mayor Eddie DeLoach, members of City Council and City Manager Rob Hernandez announced the launch of Savannah Forward today, the City of Savannah’s strategic planning process.                                                           “A City as great as Savannah deserves to be named among America’s best places to open a business and buy a home, in addition to being named among the best places to visit,” said City Manager Rob Hernandez. “To help develop Savannah Forward, we need our residents and business owners to tell us what matters most.”

A series of community meetings will be held in May throughout Savannah’s six aldermanic districts to gather public feedback. This input will help create a short- and long-term plan for the City organization to make Savannah the best mid-sized city in America.

Online Survey The best way to provide input on Savannah’s future is by attending one of our facilitated Savannah

Forward public meetings. If you weren’t able to attend a public meeting you can still give your input.

Go to http://www.savannahga.gov/savannahforward and complete the online survey.

District 1 Alderman Van R. Johnson, II Monday, May 15, 6 - 8 p.m. Godley Station School, 2135 Benton Blvd.   

Thursday, May 18, 6 - 8 p.m.   Temple of Glory Church, 1105 Stiles Ave

District 2 Alderman Bill Durrence Wednesday, May 17, 6 - 8 p.m.   Savannah Civic Center, 301 West Oglethorpe

District 3 Alderman John Hall Tuesday, May 2, 6 - 8 p.m.   Johnson High School Auditorium, 3012 Sunset Blvd.

District 4 Alderman Julian Miller Wednesday, May 3, 6 - 8 p.m.   Jewish Educational Alliance, 5111 Abercorn St.

District 5 Alderwoman Dr. Estella Shabazz Thursday, May 4, 6 - 8 p.m. Liberty City Community Center, 1401 Mills B. Lane Blvd.

District 6 Alderman Tony Thomas Tuesday, May 16, 6 - 8 p.m.   Armstrong Center, 13040 Abercorn Street

http://www.savannahga.gov/savannahforwardhttp://www.savannahga.gov/savannahforward

Membership Happenings

JABBERWOCK

Little Miss Jabberwock Kaitlin Brown with our own Marguerite Birt, the Queen of Hearts.

President Laura Wiggins with Miss Jabberwock Cierra Warren and Mr.

Jabberwock Clorenzo Griffin.

Annual fan donation at Senior Citizens Inc.

May week

Accolades

Soror Natasha Holmes was honored as one of the Volunteers of The Year for Junior League 

Melissa Jackson (right) first African American president of the Junior League of Savannah pictured with Shirley James, first African American member of the Junior League of Savannah. Both of these trailblazers are member of SAC.

Soror Ann Levett, was selected as superintendent for the Savannah-Chatham County Public School System. She has been a professional educator for 41 years, and has served as deputy superintendent for SCCPSS since September 2013.

Let’s Walk & Keep it Moving Sorors! Join our Team (PRYM2/MBHM, Inc.) @ Daffin Park on

Saturday, May 6th at 10 a.m for the Multiple Sclerosis Walk