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OVERVIEW

• AXON is a core system solution for Micro Finance Institutions

and SACCOS and is blended with a unique technology

• The technology adopted for the solution makes it flexible to use

across the complete life cycle of SACCO’s and MFI’s.

• NLS AXON is perfectly designed for ensuring integrity (with ACID

locking technology) and seamless fault tolerance in any network for

every operation.

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NLS AXON MODULES

Accounts

Funds Transfer

Teller

Reports, Nquiries & Regulatory Reports

Interest & Charges

Limits

Application Designer

Exception Handling Core

System Administration

Document Management

NLS-CRB (Credit Information Sharing System)

Reflex – Notification system

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Analysis View (MIS)

Group and Member Management

Internet Banking

Mobile Banking

Loans and Deposits

Group Accounts and Group Loan

NLS ATM Bridge

CRM Module

NLS AXON MODULES contd..

Batch Processing

General Ledger

Management Information

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Data warehouse – N-Quest

NLS Report Generator

NLS Report Designer

NLS AXON MODULES contd..

DATABASE

• NLS AXON is developed in MYSQL database community edition

to make sure the solution is user friendly and cost effective.

This can be customized to any required database.

• Our system includes database reporting tool which is custom

made by NLS and can be linked to JASPER, i Reports, Crystal

Reports, etc,

• NLS AXON runs on MYSQL database where we have a special

database dictionary for AXON to guide all our packs, patches

and future upgrades. 5

• Increases the operational efficiency and productivity

• Provides stress free operations across the financial life cycle

• Reduces the turnaround time

• Enhanced functional efficiency

• Modules available based on plug and play

• Self healing and Self Monitoring

• Web based three tier architecture

• Minimal hardware requirements

• Email and SMS channel enabled for notification

• Clear track on Audit trails

• Stress free administration

BENEFITS OF NLS AXON

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Loan module supports interest calculation based on daily,

Monthly, Quarterly and yearly.

Provides ability to process open and close end loans and cash

advance.

Handles individual and Group loan products.

Supports variety of interest rates like Flat rate, Fixed Rates,

Discounted rates, Floating /Variable Rate.

LOANS

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System has ability to track the status of Loans.

Provides details of the complete repayment history.

After Completion of Repayment, Loan Account is automatically

closed.

Pre Closure of Loans are also possible.

Generates slips and reports for rejected loans, defaulting

loanee, guarantors for default loanee.

Past due setup are used to find the customer dues for their

loans at the end of day.

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LOANS contd..

MFI LOAN PROCESS FLOW

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GENERAL LEDGER

General Ledger is so flexible where the lines can be customized

with various combination with various dimensions and for any

future additions/amendments.

The access to General Ledger can be limited.

System can be customized for moving average on G/L account

balances.

System has ability to generate monthly, quarterly, half-yearly and

annually finance statements.

A well organized budgeting module is available in our system.

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System has ability to revaluate collateral, Market value,

Depreciation of collateral.

System is customized to allow the loans to be repaid by

guarantors.

System has ability for limit change authorization.

COLLATERAL / GUARANTOR MODULE

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ENQUIRIES AND REPORTS

Our system is capable of producing reports based on SASRA

standards.

The cash flow reports can be availed on Company Basis, Branch

Basis, Department basis, User Basis, Customer Basis, Account

Basis, Group Basis, Category Basis, Country Basis, Region Basis

and other customizable parameter Basis.

Our system incorporates a very flexible trial balance which can be

customized. 12

LIMITS AND COLLATERALS

Ability to limit change the authorization

Ability to provide user defined limits per product per customer.

Provides collateral values with time and details.

NLS AXON provides for limits by product by account.

NLS AXON has ability to calculate the early withdrawal

penalties.13

Audit trails are maintained clearly and perfectly in AXON

with details that include

AUDITING

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We have our support department operating 24/7.

Technical or functional issue popped up in client system is

attended immediately by technical experts in Kampala, Uganda

and Kenya (Head Office) and offshore support team in India.

The initial support included in the project pack.

The issues faced by the clients will be submitted as (ISF)

Issue Submission Form.

SUPPORT

NLS AXON comes with NLS Bridge which helps to interface

the system with any kind of external switches or systems.

NLS BRIDGE

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SUPPORT CONTD…

As and when the issue are logged into our support

portal – the known issues faced by various clients will

be consolidated once in every month

Answered within next 15 days

Packed as a pack or a patch

Published and updated to every client to download the

same.

Every month every client will receive a pack from NLS

Distribution team. 16

NLS AXON SYSTEM HIGHLIGHTS

• 100% accountability

• Perfect Security

• Clear Audit Trial

• Real Time Synchronization

• High Performance

• Easy Administration for High Volume Banks

• IAS Accounting

• Password Encryption

• Availability of Future Modules for Plug-ins

• Availability of Universal Gateway for any External Interface

• SMS and GPRS channel enabled for Zero Downtime

• Minimal Hardware Requirements

• Multi-tier Architecture to enhance perfect redundant structure

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AXON is configured with auto channels like Email and SMS

for notifications in case of any event.

AUTO ADMINISTRATIVE CHANNELS

NLS AXON SECURITY

A Comprehensive system security architecture is in place that

incorporates

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BASIC REQUIREMENTS

For a AXON system to be fully configured, it requires

only

The Main server specifications should be

8 GB Ram (PC / Server)

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