The Health Insurance Marketplace

www.WNCHealthInsurance.com

© 2016 WNC Health Insurance www.WNCHealthInsurance.com

Health Insurance for Individuals and Families

The Patient Protection & Affordable Care Act (ACA) was passed March 2010.

It requires all people without health insurance (who can afford it) to purchase a health insurance policy. Under the ACA those remaining uninsured for more than 3 months will be required to pay a penalty fee.

© 2016 WNC Health Insurance www.WNCHealthInsurance.com

Annual Open Enrollment

• Begins on November 1st.

• This is the only time you can view new health insurance plans.

• If you remain uninsured this year, you may be assessed a penalty when you file this year’s tax return.

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If You Miss Annual Open Enrollment…

• You’ll need to wait until the next annual open enrollment period to purchase affordable health insurance, unless you experience a Qualifying Life Event.

• If you do experience a Qualifying Life Event, you may be able to take advantage of a Special Enrollment Period.

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North Carolina’s Health Insurance Marketplace

During Annual Open Enrollment Periods, WNC Health Insurance can assist you in finding the best health plans and can provide you access to some of the most affordable health insurance plans.

© 2016 WNC Health Insurance www.WNCHealthInsurance.com

Affordable Health Insurance Coverage

• Bronze Type: Lowest premium with highest out-of-pocket expenses.

• Silver Type: Low premium with high out-of-pocket expenses.

• Gold Type: High premium with low out-of-pocket expenses.

• Platinum Type: Highest premium with lowest out-of-pocket expenses.

© 2016 WNC Health Insurance www.WNCHealthInsurance.com

Insurance Coverage in North Carolina• Blue Cross and Blue Shield of North

Carolina®, or BCBSNC®, offers health insurance plans on the Federal Health Insurance Marketplace.

• Blue Cross and Blue Shield of North Carolina® is the only health insurance company that offers subsidized coverage in all 100 counties in North Carolina.

WNC Health InsuranceVisit Us Online: www.WNCHealthInsurance.com

 Call: (Local) 828-348-2583 (Toll Free) 855-395-5552

 Visit Us in Person:

1854 Hendersonville Road, Suite C Asheville, NC 28803

Hours: Monday-Friday, 9am-6pm

 For help in choosing the best health insurance policy in North Carolina, contact WNC Health Insurance today!