gful/s nufgL sf]if P]g, @)$& -bf]>f] ;+zf]wg_

Gfful/s nufgL sf]if

-æ;+3Lo ;+;baf6 kfl/t eP adf]lhd sfd sf/f]af/ ug]{ u/L Ohfht k|fKt ;+:yfÆ_ s]Gb|Lo sfof{noM gof+afg]Zj/, sf7df08f}+ kf]=a=g+=%*@# .

kmf]g g+=M)!$&*%#!(, $&*%#@!, $&*%#@%, km\ofS; g+=M $&*$($%

Email: cit.cmkt@gmail.com, Website: www.nlk.org.np

sf]

æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ

xfn sfod r'Qmf k"FhL ?=!,^$,)&,$),*))÷— sf] Ps z]o/ a/fa/ z'Go bzdna cf7 b'O{ cf7 rf/ -! M)=*@*$_

sf] cg'kftdf ;fljssf z]o/wgLx?sf] nflu ?=!,#%,(@,%(,@))÷— a/fa/sf] k|lt z]o/ ?=!))÷— c+lst b/sf

!,#%,(@,%(@ lsQf xsk|b ;fwf/0f z]o/ lgisfzg ug{sf] nflu k|sflzt .

b/vf:t;fy k|lt ;fwf/0f z]o/ ?=!))÷—sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] .

lgisfzg tyf laqmL k|aGwssf] pb\3f]if0f M

xfdLnfO{ gfu/Ls nufgL sf]if tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df

To; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b

z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx?Æ df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL

b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/

lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ /

ælwtf]kq btf{ tyf lgisfzg lgodfjnL,@)&#Æ cg'?ksf] of]Uotf k'u]sf] k|ltj4tf kq -8\o" 8]lnh]G; ;l6{lkms]6_ k|:t't

u/]sf 5f}+ .

qm]l86 /]l6Ë ;DaGwL ljj/0fM

o; æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ cg';f/ lgisfzg ul/g] xsk|b ;fwf/0f z]o/sf] nflu

æqm]l86 /]l6Ë lgodfjnL, @)^*Æ sf] lgod # df ePsf] Aoa:yf adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86

/]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 qm]l86 /]l6Ë u/fO{ "[ICRANP-IR] A+" (pronounced as

ICRA NP issuer rating single A Plus)Æ k|df0fkq k|fKt u/]sf] 5 . lssuers with this rating are considered to

have adequate degree of safety regarding timely servicing of financial obligations. Such issuers carry low

credit risk. pQm qm]l86 /]l6Ë k|Kt sf]ifnfO{ ;dodf ljlQo bfloTj k'/f ug{] ;DaGwdf kof{Kt dfqfdf ;'/lIft tl/sf

ckgfPsf] tyf Go'g shf{ hf]lvd /x]sf] sf]ifsf] ?kdf lnO{G5 . ;f] ;DalGw ljj/0f o; ljj/0fkqsf] bkmf -j_ df pNn]v

ul/Psf] 5 .

qm]l86 /]l6Ë k|bfg u/]sf] ldlt M @)&&÷)&÷@* qm]l86 /]l6Ë afxn /xg] ldlt M @)&*÷)&÷@&

nufgLdf x'g] hf]lvd ;DaGwL pb\3f]if0f M

lwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d'NofÍg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5

/ lwtf]kqsf] lgisfzg d'Non] ;'rLs/0f kZrft lwtf]kq ahf/df x'g] sf/f]af/ d'No ghgfpg] x'Fbf o; æxsk|b z]o/

lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ sf] bkmf -y_ df pNn]lvt hf]lvdx?;d]tsf] cWoog u/]/ dfq nufgL

;DaGwL lg0f{o lng ;'emfj ul/G5 .

g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt M @)&&÷)(÷)@ ut] .

xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt M @)&&÷)(÷@* ut] .

xsk|b z]o/ lgisfzg aGb x'g] ldlt M @)&&÷!)÷!( ut] . -a}+lsª ;do kZrft\_ .

lwtf]kq lgisfzg tyf laqmL k|aGws

cf/ljlj dr]{06 a}lsË lnld6]8, 6]s', sf7df8f}+

kmf]g g+=M )!%#$#@^%, %#$)(#@, %#$)(##

km\ofS; g+=M )!%#$%)!*

O{d]nM rbbmbl@rbbmbl.com.np

of] æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ lwtf]kq lgisfzg tyf laqmL k|aGwssf] Website:

www.rbbmbl.com.np gful/s nufgL sf]ifsf] Website: www. nlk.org.np / g]kfn lwtf]kq af]8{sf] Website:

www.sebon.gov.np af6 ;d]t x]g{ ;Sg' x'g]5 .

2

s_ ;+u7Lt ;+:yfsf] gfd M gful/s nufgL sf]if (Citizen Investment Trust)

v_ ;+u7Lt ;+:yfsf] /lhi68{ sfof{noM o; sf]ifsf] /lhi68{ -s]Gb|Lo_ sfof{no, sf7df08f} lhNnf, sf7df08f} dxfgu/kflnsf !),

gofFafg]Zj/, sf7df08f}df /x]sf] 5 .

u_ sf/f]af/ :yfg M o; sf]ifn] sf7df08f} lhNnf, sf7df08f} dxfgu/kflnsf !), gofFafg]Zj/, sf7df08f} l:yt /lhi68{ sfof{no

dfkm{t cfkm\gf] sf/f]jf/ ;+rfng ub}{ cfO/x]sf] 5 . o;sf] cnjf sf]ifn] xfn df]/Ë, lj/f6gu/ / sf:sL, kf]v/fdf zfvf

sfof{nox? vf]nL sf/f]jf/ ;~rfng ub}{ cfO/x]sf] 5 .

3_ ;+u7Lt ;+:yfsf] ;+lIfKt kl/ro / p2]Zo M

;+u7Lt ;+:Yffsf] ;+lIfKt kl/ro M

g]kfn ;/sf/sf] ;d]t nufgLdf gful/s nufgL sf]if P]g, @)$& cg';f/ lj=;+= @)$& r}q $ ut] :yfkgf eO{ lj= ;+=

@)$* df3 ! ut] b]lv sf]ifn] cf}krfl/s ¿kdf sf/f]af/ ;+rfngdf NofPsf] xf] . cfly{s ljsf;sf nflu ;j{;fwf/0f

hgtfnfO{ art ug{ k|f]T;flxt u/L k'FhL j[l4sf ;fy ;fy} nufgLsf cj;/x? a9fpg tyf k'FhL ahf/sf] ljsf;df ultzLntf

Nofpg] k|d'v p2]Zo /fv]/ sf]ifsf] :yfkgf ePsf] xf] . pQm p2]Zo k|fKtLsf nfuL sf]ifn] ;j{;fwf/0f, ljleGg ;+ul7t ;+3–

;+:yfdf sfo{/t sd{rf/L÷sfdbf/ tyf ;+ul7t ;+3–;+:yfx?af6 ;d]t ljleGg sfo{qmd cGtu{t art ;+sng u/L To;/L

;+slnt art /sdnfO{ bIf / Jofj;flos 9+uaf6 nufgL k|aGw ub}{ cfPsf] 5 . sf]ifn] s]Gb|Lo sfof{no sf7df8f}+ / zfvf

sfof{no kf]v/f / lj/f6gu/af6 ;d]t ;]jf k|bfg ul//x]sf] 5 . sf]ifsf] z]o/sf] r'Qmf k'FhL ?=! ca{ ^$ s/f]8 & nfv $)

xhf/ cf7 ;o /x]sf] 5 . sf]ifn] k'FhL ahf/ ;DaGwL dr]{G6 a}+s/sf] ¿kdf lwtf]kq lgisfzg tyf laqmL k|aGwssf] sfo{,

z]o/ /lhi6«f/sf] sfo{ / lwtf]kq k|Tofe'ltsf] sfo{ ub}{ cfPsf] 5 . :j/f]huf/df /x]sf / j}b]lzs /f]huf/df /x]sf

gful/sx?nfO{ ;d]t nlIft u/L ;fdflhs ;'/Iffsf] k|Tofe'tL ug]{ p4]Zon] sf]ifn] gofF sfo{qmdsf] ?kdf @)&& c;f]h b]lv

gful/s k]G;g of]hgf cufl8 a9fPsf] 5 . o;df :jf]/f]huf/df /x]sf tyf cGo :jcfh{g ePsf ;j{;fwf/0fsf] pNn]Vo

cfs{if0f /x]sf] b]lvG5 . b]zsf] k'FhLahf/nfO{ ultlzn tyf k|efjsf/L agfpgsf nflu sf]ifn] gful/s :6s l8n/ sDkgL

lnld6]8 sf] :yfkgf u/L sfo{ ;+rfng ug]{ k|lqmofdf /x]sf] 5 .

;+u7Lt ;+:Yffsf] p2]Zo M

sf]ifsf lqsf]0fLo Jofj;flos vDafx? M

s= jrt sfo{qmd M

ljleGg lsl;dsf of]hgfx? M sd{rf/L art a[l4 cjsfz sf]if, pkbfg tyf k]G;g sf]if, jLdf sf]if cflbsf]

dfWodaf6 nfdf] cjlwsf] art ;+sng ug]{ .

gful/s Psf+s of]hgfsf] dfWodaf6 b]z leqsf / b]z aflx/sf nufgLstf{x?af6 art j[l4 sfo{qmd

;+rfngdf Nofpg] .

nufgLstf{x?sf] vftf ;+rfngsf] dfWodaf6 art ;+sng ug]{ .

gful/s k]G;g of]hgf ;+rfng u/L sf]if k|lt ;j{;fwf/0fnfO{ cfj2tf dfkm{t bLw{sflng art kl/rfng

ug]{ .

v= nufgL Joj:yfkg M

;+u7Lt ;+:yfsf] z]o/, C0fkq tyf ;/sf/L lwtf]kqdf nufgL ug]{ .

z]o/ v/Lb ug{sf nflu shf{ k|jfx ug]{ .

;+u7Lt ;+:yfx?nfO{ lglZrt cjlwsf] C0f cfjZos ePdf ljQLo ;xof]u (Bridge Finance) k|bfg ug]{ .

;xefuLx?sf] nflu cfjZos cfjf; shf{, z}lIfs shf{ tyf ;/n shf{ pknAw u/fpg] .

artaf6 k|fKt /sdnfO{ pko'Qm Portfolio agfO{ pRr k|ltkmn k|fKt x'g] u/L nufgL ug]{ .

u= k'FhL ahf/ ;]jf M

ljleGg sf]ifsf] Gof;wf/L ;]jf (Trustee Services) pknAw u/fpg] .

d"ntM C0fkq (Trustee) Gof;wf/L ;]jf k|bfg ug{] .

;+:yfut ljQLo ;]jf M

;+u7Lt ;+:yfx?sf] ;fj{hlgs lgisfzgsf] Aoj:yf ug]{ .

;fj{hlgs lgisfzgsf] nflu k|:tfj ePsf] z]o/ laqmL gePdf laqmL k|Tofe"lt (Underwriting) k|bfg

ug]{ . ;/sf/L tyf ;+u7Lt ;+:yfsf ;'/If0f (Securities) x?sf] :6s l8n/sf] sfd ug]{ .

3

ljleGg ;+u7Lt ;+:yfx?sf] k'FhLsf] :j?k (Capital Structure) ;]So"l/6Lhx?sf] d"No, sDkgLx?sf] Merger, Acquisition, Privatization tyf cGo ;DalGwt If]qdf k/fdz{ ;]jf k|bfg ug]{ .

ª_ z]o/ k"FhLsf] ;+/rgf M

s_ clws[t k"FhLM o; sf]ifsf] clws[t k"FhL ?=*,)),)),)),)))÷—-cIf/]kL cf7 cj{_ /x]sf]5, h;nfO{ k|lt z]o/ ?=!))÷—

sf b/n] hDdf *,)),)),))) lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 .

v_ hf/L k"FhLM o; sf]ifsf] hf/L k"FhL ?=*,)),)),)),)))÷—-cIf/]kL cf7 cj{_ /x]sf]5, h;nfO{ k|lt z]o/ ?=!))÷—sf

b/n] *,)),)),))) lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 .

u_ r'Qmf k"FhLM xfn o; sf]ifsf] r'Qmf k"FhL ?=!,^$,)&,$),*))÷—÷—-cIf/]kL Ps cj{ rf};7\7L s/f]8 ;ft nfv rfln;

xhf/ cf7 ;o_ /x]sf] 5, h;nfO{ k|lt z]o/ ?=!))÷—c+lst d"Nosf !,^$,)&,$)* lsQf ;fwf/0f z]o/df ljefhg

ul/Psf] 5 . o; ljj/0f dfkm{t\ xsk|b z]o/ lgisfzg u/L afF8kmfF8 u/] kZrft\ sf]ifsf] r'Qmf k"FhL ?=#,)),)),)),)))÷—

-cIf/]kL ltg ca{_ x'g]5 .

r_ xsk|b z]o/ lgisfzg ug{' k"j{ / lgisfzg kZrft\ ;+u7Lt ;+:yfsf] r'Qmf k"+hLsf] l:ylt M

xsk|b z]o/ lgisfzg ug'{k"j{ o; sf]ifsf] r'Qmf k"FhLsf] ;+/rgf M

;d"x z]o/wgLx? ;fwf/0f z]o/ ;+Vof kF"hL ;+/rgf -Ü_ r'Qmf /sd -?=_ e'QmfgL k|ltzt

s ;+:yfks z]o/wgLx? 1,31,25,927.05 80 1,31,25,92,705.– ztk|ltzt

v ;j{;fwf/0f z]o/wgLx? -sd{rf/L ;d]t_ 32,81,481.763 20 32,81,48,176.– ztk|ltzt

hDDff !,^$,)&,$)*.– 100 !,^$,)&,$),*)).–

xsk|b z]o/ lgisfzg u/L afF8kmFf8 u/] kZrft x'g] o; sf]ifsf] r'Qmf k+F"hLsf] ;+/rgf M

;d"x z]o/wgLx? ;fwf/0f z]o/ ;+Vof kF"hL ;+/rgf -Ü_ r'Qmf /sd -?=_ e'QmfgL k|ltzt

s ;+:yfks z]o/wgLx? 2,40,00,000.– 80 2,40,00,00,000.– ztk|ltzt

v ;j{;fwf/0f z]o/wgLx? -sd{rf/L ;d]t_ 60,00,000.– 20 60,00,00,000.– ztk|ltzt

hDDff 3,00,00,000.– 100 3,00,00,00,000.–

5_ xfnsf z]o/wgLx?sf] ;d"x v'Ng] u/L ;+:yfksx?sf] xsdf lghx?sf] gfd, 7]ufgf tyf pgLx?n] lnPsf] z]o/ ;+VofM

qm=

;+= ;+:yfks z]o/wgLsf] gfd

xfnsf] 7]ufgf

z]o/ ;++Vof r'Qmf /sd

-?=_ lhNnf g=kf=÷uf=kf= j8f

g+= 6]fn

1 g]kfn ;/sf/ tyf ;/sf/L ;+:yf cGt{ut

s g]kfn ;/sf/ sf7df08f} sf=d=g=kf 15 l;+xb/jf/ 16,40,740.17 16,40,74,017.– v /fli6«o jLdf ;+:yfg sf7df08f} sf=d=g=kf 15 l;+xb/jf/ 51,76,537.91 51,76,53,791.–

u g]kfn :6s

PS:r]Gh ln= sf7df08f} sf=d=g=kf 15 l;+xb/jf/ 16,40,740.17 16,40,74,017.–

3 g]kfn /fi6« a}+s sf7df08f} sf=d=g=kf 13 afn'jf6f/ 21,88,747.00 21,88,74,700.– 2 a}+s tyf laQLo ;+:yfx? cGt{ut

s g]zng nfO{km P08

hg/n O{= ln sf7df08f} sf=d=g=kf 11 nflh+kf6 7,29,309.78 7,29,30,978.–

v g]kfn nfO{km

O{G:o'/]G; ln= sf7df08f} sf=d=g=kf 14

x]l/6]h

Knfhf 5,10,558.19 5,10,64,219.–

u g]kfn a}+s ln= sf7df08f} sf=d=g=kf e'uf]nkfs{ 4,68,828.36 4,68,82,836.–

3 lk|ldo/ O{G:o'/]G;

s+= sf7df08f} sf=d=g=kf 18 gfukf]v/L 2,49,037.04 2,49,03,704.–

ª PgcfOl; Pl;of

a}+s ln sf7df08f} sf=d=g=kf 12 yfkfynL 2,02,560.28 2,02,56,028.–

4

r nfO{km O{G:o'/]G; s+=

g]kfn sf7df08f} sf=d=g=kf 14

x]l/6]h

Knfhf 1,35,039.31 1,35,03,931.–

5 Pl;og nfO{km

O{G:o'/]G; ln sf7df08f} sf=d=g=kf 1fg]Zj/ 1,23,006.14 1,23,03,714.–

h g]kfn k'g{jLdf s+=

ln= sf7df08f} sf=d=g=kf 12 yfkfynL 61,000.00 61,00,000.–

hDdf ;+:yfks ;d"x -s_ 1,31,26,104.36

hDdf ;j{;fwf/0f ;d"x -v_ 32,81,304.45

hDdf -s + v_ 1,64,07,408.81

h_ lgisfzg ul/g] xsk|b z]o/sf] ;+Vof tyf To;sf] cg'kft M

o; ljj/0f dfkm{t xfn sfod r'Qmf k"FhL ?=!,^$,)&,$),*))÷— sf] Ps z]o/ a/fa/ z'Go bzdna cf7 b'O{ cf7 rf/

-! M)=*@*$_ sf] cg'kftdf ;fljssf z]o/wgLx?sf] nflu ?=!,#%,(@,%(,@))÷—a/fa/sf] k|lt z]o/ ?=!))÷—c+lst b/sf

!,#%,(@,%(@ lsQf xsk|b ;fwf/0f z]o/ lgisfzg ul/g]5 .

em_ lwtf]kq lgisfzg ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o tyf ;fwf/0f ;ef ;DkGg ePsf] ldlt M

xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o M

;fwf/0f ;ef ;DkGg ePsf] ldlt M @)&&÷#÷@) ut] ;DkGg @%cf}+ aflif{s ;fwf/0f ;ef .

`_ ;+rfnsx?sf] kl/ro M

o; sf]ifsf] ;+rfns ;ldltdf xfn b]xfo adf]lhdsf ;~rfnsx?n] k|ltlglwTj ug'{ ePsf] 5 .

sf]ifsf ;+rfnsx?sf] ljj/)f o; k|sf/ % . l;=g+=

gfd kb &]ufgf pd]/ z}lIfs of]Uotf

Joj;flos cg'ej k|ltlglwTj

;d"x

1= k|f=*f= /fd rGb| e§/fO{

cWoIf a'(flgns)& 10 skg, sf&df)*f}+

62 jif{ lk=Pr=*L= lq=lj=lj=df k|fWofkg 27 jif{

;+:yfks -g]kfn ;/sf/af^ dgf]lgt_

2= >L /fd]Zj/ b+ufn ;b:o rfu'gf/fo)f 8 eQmk'/

47 aif{ :gftsf]Q/ g]kfn ;/sf/sf] ;]jfdf 25 aif{

;+:yfks -cy{dGqfno, kb]g_

3= >L slj k|;fb kf&s

;b:o a'(flgns)& 10 skg, sf&df)*f}+

55 jif{ Pd=P= -cy{zf:q_, lj=Pn=

s[lif ljsf; a}+s ln=df 30 jif{sf] sfof{g'ej, xfn /li^<o jLdf ;+:yfgdf sfo{/t

;+:yfks -/fli^|\o ljdf ;+:yfg_

4= >L rGb| l;+x ;fpb

;b:o ;/:jtLgu/, rfjlxn, sf&df)*f}+

51 jif{ Pd=lj=P;=

jLdfdf 25 jif{sf] sfo{g'ej, xfn g]kfn :^s PS:r]Gh ln=df sfo{/t

;+:yfks -g]kfn :^s PS:r]Gh kb]g_

5= >L sdn]z s'df/ cu|jfn

;b:o Go" Knfhf k'tln;*s, sf&df)*f}

62 jif{ Pd=sd

jLdf tyf a}+sdf 16 jif{ eGbf a(Lsf] cg'ej, Joj;flo ;+u&gx?df 12 jif{ eGbf a(Lsf] cg'ej

;+:yfks -a}+s tyf laQLo ;+:yfx? dWo]af^ dgf]lgt_

6= >L czf]s a'(fyf]sL

;b:o nlntk'/ 14, v'dn^f/

56 jif{ PdlaP;, Pd=P, laP:;L

ljlQo ;+:yfdf sl/j 25 aif{sf] sfo{ cg'ej .

;j{;fwf/)f

5

7= *f= u+uf/fd la=s= ;b:o sn+sL, sf&df)*f}

40 jif{ lkPr*L !@ aif{ k|fWofkg tyf

Aoj:yfkgsf] cg'ea

;+:yfks -cy{dGqfno af^ dgf]lgt_

k|d'v sfo{sf/L clws[tsf] gfd, 7]ufgf, of]Uotf tyf cg'ej ;DaGwL ljj/0f M

gfd M >L /d0f g]kfn

7]ufgf M gful/s nufgL sf]if, gofFafg]Zj/, sf7df08f}

of]Uotf M Pd=P=-cy{zf:q_, Pdlkmn -c+u|]hL_

cg'ej M g]kfn /fi6« a}+sdf #) aif{sf] a}lsË cg'ej

u_ Joj:yfkgsf] d'Vo lhDd]jf/L lng] sfo{sf/L k|d'v tyf d'Vo ljefuLo k|d'vx?sf] gfd, &]ufgf, of]Uotf tyf cg'ej

l;=g+ gfd kb lgo'QmL ldlt ljefu of]Uotf cg'ej

1 >L /d)f g]kfn sfo{sf/L lgb{]zs 2075.7.25 ;Dk")f{

Joj:yfkg

Pd=P= cy{zf:q, Pd=lkmn=-c+u|]hL_

g]=/f=a}+sdf 30 jif{sf] sfof{g'ej

2 *f=O{Gb| s'= s§]n gfoj–sfo{sf/L

lgb{]zs 2076.1.11

;Dk")f{ Joj:yfkg

lk=Pr=*L

a}lsË If]qdf #) aif{sf]

cg'ej / gful/s nufgL sf]ifdf 1 jif{b]lv sfo{/t

3 >L uf]kfn l#ld/] lgb{]zs 2076.1.11 dfga ;+zfwg tyf ;'rgf k|lalw laefu

Pd=P= cy{zf:q

g]zgn 6«]l8Ëdf #) aif{sf]

cg'ej /

gful/s nufgL sf]ifdf 1 jif{b]lv sfo{/t

4 >L zf]ef >]i& sf=d'= lgb]{zs 2065.8.1 k"+hLahf/ tyf nugL ljefu

l;=P=, la=la=P;=

gful/s nufgL sf]ifdf 12 jif{b]lv sfo{/t

5 >L x]dGt kf]v/]n sf=d'–lgb]{zs 2067.11.1 Aoj:yfkg laefu

l;=P= la=sd=

gful/s nufgL sf]ifdf 10 jif{b]lv sfo{/t

6 >L %lj/d)f clwsf/L

sf=d'–lgb]{zs 2065.8.1 cf=n]=k= Pl;l;P gful/s nufgL sf]ifdf 12 jif{b]lv sfo{/t

7 >L gj/fh v*\sf s+= ;lrj 2061.3.4 ;lrjfno laPn, Pd=P= gful/s nufgL sf]ifdf 16 jif{b]lv sfo{/t

6_ ;+rfns ;ldltsf] agf}6 M

o; sf]ifsf] P]gdf ePsf] Joj:yf cg';f/ & hgf ;+rfnsx? /x]sf] ;+rfns ;ldlt b]xfo adf]lhd u7g x'g]5M

;+:yfks ;d"xaf6 k|ltlglwTj ug]{ ^

;j{;fwf/0f ;d"xaf6 k|ltlglwTj ug]{ !

hDdf & hgf

7_ lng'kg]{ Go"gtd z]o/ ;+Vof / b/vf:t ;fy k7fpg' kg]{ k]ZsL /sd M

xsk|b z]o/ lgisfzg k|of]hgsf] nflu sf]ifn] xsk|b z]o/ lgisfzg k"j{ ;fj{hlgs ;"rgf dfkm{t hfgsf/L u/fPsf] ldlt ;Dddf

z]o/ vl/b u/L sfod ePsf ;fljs z]o/wgLx?n] cfˆgf] gfddf sfod /x]sf] ;fwf/0f z]o/sf] Ps z]o/ a/fa/ z'Go bzdna

cf7 b'O cf7 rf/ -!M)=*@*$_ sf] cg'kftdf k|lt z]o/ ?=!))÷— sf b/n] x'g cfpg] Psd'i6 /sd e'QmfgL u/L cfj]bg lbg

;Sg]5g\ . t/ ;fljs z]o/wgLn] rfx]df cfkm\gf] sfod xs eGbf sd xsk|b z]o/sf] nflu cfj]bg lbg ;Sg]5g .

8_ ;fljssf z]o/wgLx?n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x?sf] laqmL ug]{ ;DaGwL Joj:yf M

;fljssf z]o/wgLx?n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x?sf] ;DaGwdf ælwtf]kq lgisfzg tyf

afF8kmfF6 lgb]{lzsf, @)&$Æ df ePsf] Aoj:yf cg';f/ ;+rfns ;ldltn] cToGt kf/bzL{ tl/sf -h:t}M lznaGbL af]nkq4f/f

lnnfd a9fa9_ af6 laqmL ul/g]5 . o;/L laqmL ubf{ vl/b ug{ rfxg] nufgLstf{ ;a}nfO{ ;dfg cj;/ k|bfg ul/g]5 .

6

9_ xsk|b z]o/ eP ;f] sf] cg'kft eGbf a9L z]o/ vl/b ug{ kfpg]÷gkfpg] ;DaGwL Joj:yf M

o; xsk|b z]o/sf] cg'kft eGbf a9L z]o/ vl/b ug{ kfpg] 5}g . t/ s'g} z]o/wgLn] cfkm\gf] sfod xssf] cfwf/df xsk|b z]o/

vl/bsf nflu cfj]bg lb+bf vl08t z]o/ (Fraction Share) df z]o/ ;+Vof kg{ cfPdf glhssf] dflyNnf] z]o/ lsQfsf] nflu

cfj]bg lbg ;Sg]5 . o;/L dflyNnf] z]o/ lsQfsf] nflu cfj]bg lbg] z]o/wgLx?sf] xsdf o; xsk|b z]o/ lgisfzgsf] qmddf

laqmL geO{ afFsL /x]sf] z]o/x?af6 ;dfof]hg ug]{ u/L afF8kmfF8 ul/g]5 . olb o; xsk|b z]o/sf] nflu lgisfzg ul/Psf] ;Dk"0f{

z]o/sf nflu cfj]bg k|fKt ePdf g]kfn lwtf]kq af]8{sf] k"j{ :js[lt lnO{ sf]ifsf] ;+rfns ;ldltn] dflyNnf] z]o/ lsQf dfu u/L

b/vf:t lbg] z]o/wgLx?nfO{ xsk|b z]o/ afF8kmfF8 ul/g]5 . o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/sf] nflu cfˆgf]

sfod xs eGbf a9L xsk|b z]o/sf] nflu b/vf:t lbg kfOg] 5}g . t/, ;fljs z]o/wgLn] cfˆgf] sfod xs eGbf sd xsk|b

z]o/ vl/b ug{ cfj]bg lbg ;Sg]5g\ / o;/L cfk\mgf] xs eGbf sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx?sf] xsdf

b/vf:tdf dfu u/] adf]lhd g} xsk|b z]o/ afF8kmfF8 ul/g]5 .

7

0f_ ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0fsf ;fy} g]6jy{ M

gful/s nuflg sf]if

ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0f

jf;nft

k"FhL tyf bfloTj

jf:tljs -?=xhf/df_ cf=a=

@)&^÷&&

ckl/is[t

k|If]lkt -?=xhf/df_

cf=a=

@)&#÷&$

cf=a=

@)&$÷&%

cf=a=

@)&%÷&^

cf=a=

@)&&÷&*

cf=a=

@)&*÷&(

cf=a=

@)&(÷*)

!=z]o/ k"FhL 607,500 903,123 1,267,865 1,776,667 3,000,000 3,300,000 3,630,000 @=hu]8f tyf sf]ifx? 1,659,781 1,608,831 1,768,002 2,310,602 3,229,937 4,300,175 5,572,103 #=C0fkq tyf a08 – – – – – – –

$=ltg{ afFsL shf{ ;fk6 – – – – – – –

%=lgIf]k bfloTj – – – 3,000,000 3,100,000 3,250,000 3,350,000 ^=e'QmfgL lbg' kg]{ lanx? – – – – – – –

&= e'QmfgL lbg afFsL nfef+z – – – – – – –

*=cfos/ bfloTj 268,422 228,422 205,731 386,631 317,200 307,667 347,091 (=cGo bfloTj 1,068,223 2,253,693 2,751,078 2,556,562 4,919,389 4,713,981 4,395,185 s'n bfloTj 3,603,925 4,994,069 5,992,676 10,030,461 14,566,525 15,871,823 17,294,379

;DklQ

jf:tljs -?=xhf/df_ cf=a=

@)&^÷&&

ckl/is[t

k|If]lkt -?=xhf/df_

cf=a=

@)&#÷&$

cf=a=

@)&$÷&%

cf=a=

@)&%÷&^

cf=a=

@)&&÷&*

cf=a=

@)&*÷&(

cf=a=

@)&(÷*)

!=gub df}Hbft 49,469 735,263 1,104,291 900,000 1,050,000 970,000 950,000 @=g]kfn /fi6« a}+sdf /x]sf] df}Hbft 53,260 141,252 112,320 105,000 98,500 95,000 90,000 #=a}s÷laQLo ;+:yfdf /x]sf] df}Hbft – – – – – – –

$=dfu tyf cNk ;'rgfdf k|fKt x'g] /sd – – – – – – –

%=nufgL 843,998 651,034 575,588 3,365,000 3,650,000 3,810,000 4,100,000 %=gful/s:6s l8n/ – – – – 2,550,000 2,550,000 2,550,000 ^=shf{ ;fk6 tyf lan vl/b 30,262 35,414 31,884 33,000 34,500 36,000 37,500 &= l:y/ ;DklQ 1,249,961 1,244,631 1,242,737 1,818,900 1,921,900 1,925,544 1,931,020 *=rfn' s/ ;DklQ 3,913 8,274 – – – – –

(=cGo ;DklQ 1,373,063 2,178,201 2,925,857 3,808,561 5,261,625 6,485,279 7,635,858 s'n ;DklQ 3,603,925 4,994,069 5,992,676 10,030,461 14,566,525 15,871,823 17,294,379

8

gf]6 M cf=a=@)&^÷&& sf] ljlQo ljj/0f Joj:yfkgaf6 k|dfl0ft ul/Psf] 5 .

gful/s nuflg sf]if

ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0f

gfkmf gf]S;fg lx;fj

ljj/0f

jf:tljs -?=xhf/df_ cf=a=

@)&^÷&&

ckl/is[t

k|If]lkt -?=xhf/df_

cf=a=

@)&#÷&$

cf=a=

@)&$÷&%

cf=a=

@)&%÷&^

cf=a=

@)&&÷&*

cf=a=

@)&*÷&(

cf=a=

@)&(÷*)

!= Aofh cfDbfgL 13,457 15,442 31,262 82,500 94,875 111,953 134,343 @= Aofh vr{ - - - - - - - v'b Aofh cfDbfgL 13,457 15,442 31,262 82,500 94,875 111,953 134,343 #=sldzg tyf l8:sfp06 569,087 678,243 793,147 917,500 1,027,600 1,181,740 1,394,453 $=cGo ;+rfng cfDbfgL 12,566 19,796 12,398 15,000 16,500 18,150 20,328 %=;6xL 36a9 cfDbfgL – – – – – – –

s'n ;+rfng cfDbfgL 581,652 698,038 805,546 932,500 1,044,100 1,199,890 1,414,781 ^=sd{rf/L vr{ 24,778 118,426 129,218 148,500 163,350 179,685 201,247 &=cGo ;+rfngvr{ 130,650 50,704 50,133 78,500 86,350 94,985 106,383 *=x|f;s6\6L vr{ 8,395 16,099 18,011 19,500 21,450 23,595 26,426 ;Defljt gf]S;gL Aoa:yf cl3sf] ;+rfng

d'gfkmf 431,285 528,251 639,445 768,500 867,825 1,013,578 1,215,067

(=;Defljt gf]S;fgL Joj:yf - - - - - - - ;+rfngd'gfkmf÷-gf]S;fg_ 431,285 528,251 639,445 768,500 867,825 1,013,578 1,215,067 !)=u}/ ;+rfngcfDbfgL÷ -gf]S;fg_ - - - - - - - !!=;Defljt gf]S;fgL Aoa:yfaf6 lkmtf{ - 178 6,492 - - - - lgoldt sf/f]jf/af6 ePsf] d'gfkmf 431,285 528,429 645,938 768,500 867,825 1,013,578 1,215,067 !@=c;fdfGosf/f]jf/ af6 ePsf] d'gfkmf÷-vr{_ - – – – – – –

;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'bgfkmf 431,285 528,429 645,938 768,500 867,825 1,013,578 1,215,067 !#=sd{rf/L af]g; Joj:yf 31,947 39,820 30,759 45,000 49,500 54,450 60,984 !$=cfos/ Aoa:yf – – – – – – –

o; jif{sf] 103,045 138,346 155,337 180,900 198,990 218,889 245,156 utjif{sf] 6,869 – – – – – –

9

k/ ;fl/Psf] cfos/ cfDbfgL÷-vr{_ (2,969) (8,134) (2,443) – – – –

v'bd'gfkmf÷-gf]]S;fg_ 292,393 358,397 462,284 542,600 619,335 740,239 908,928 z]o/ ;+Vof -xhf/df_ 6,075 9,031 11,024 17,767 30,000 33,000 36,300 k|lt z]o/ cfDbfgL -?=_ 48.13 39.68 41.94 30.54 20.64 22.43 25.04

gf]6 M cf=a=@)&^÷&& sf] ljlQo ljj/0f Joj:yfkgaf6 k|dfl0ft ul/Psf] 5 .

gful/s nuflg sf]if

ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0f

g]6jy{ ;DaGwL ljj/0fM

ljj/0f

jf:tljs -?=xhf/df_ cf=a=

@)&^÷&&

ckl/is[t

k|If]lkt -?=xhf/df_

cf=a=

@)&#÷&$

cf=a=

@)&$÷&%

cf=a=

@)&%÷&^

cf=a=

@)&&÷&*

cf=a=

@)&*÷&(

cf=a=

@)&(÷*)

r'Qmf k'+hL 607,500 903,123 1,267,865 1,776,667 3,000,000 3,300,000 3,630,000 af]g; z]o/ lgisf;g 295,623 199,229 538,389 – – – –

hu]8f tyfsf]ifx? 1,659,781 1,608,831 1,768,002 2,310,602 3,229,937 4,300,175 5,572,103 s'n 2,267,281 2,511,954 3,035,867 4,087,269 6,229,937 7,600,175 9,202,103 36fpg] Mckn]vg ug{ afFsLvr{ – – – – – – –

s'n g]6jy{ 2,267,281 2,511,954 3,035,867 4,087,269 6,229,937 7,600,175 9,202,103 z]o/ ;+Vof -xhf/df_ 6,075 9,031 11,024 17,767 30,000 33,000 36,300 k|lt z]o/ g]6jy{ -?=_ 373.21 278.14 275.40 230.05 207.66 230.31 253.50 k|lt z]o/ r'Qmf k'+hL 100.00 100.00 100.00 100.00 100.00 100.00 100.00 g]6jy{df cf};t k|ltkmn 12.90% 14.27% 15.23% 13.28% 9.94% 9.74% 9.88%

lgisfzg k"j{sf] k|lt z]o/ cfDbfgL (EPS ) sfod /fVg a[l4 x'g] g]6jy{df cfjZos Go"gtd k|ltkmn

k|ltztdf 26=39Ü

10

gful/s nuflg sf]if

ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0f

lalQo k|If]k0fsf cfwf/ tyf tl/sfx?M

ljj/0f

jf:tljs -?=xhf/df_ cf=a=

@)&^÷&&

ckl/is[t

k|If]lkt -?=xhf/df_

cf=a= @)&$÷&% cf=a= @)&%÷&^ cf=a=

@)&&÷&*

cf=a=

@)&*÷&(

cf=a=

@)&(÷*)

Aofh cfDbfgL j[l4 b/ 14.76% 102.44% 163.90% 15.00% 18.00% 20.00% Aofh vr{ j[l4 b/ 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

sldzg tyf l8:sfp06 j[l4 b/ 19.18% 16.94% 15.68% 12.00% 15.00% 18.00% cGo ;+rfng cfDbfgL j[l4 b/ 57.54% -37.37% 20.98% 10.00% 10.00% 12.00%

sd{rf/L vr{ j[l4 b/ 377.94% 9.11% 14.92% 10.00% 10.00% 12.00% cGo ;+rfngvr{ j[l4 b/ -61.19% -1.13% 56.58% 10.00% 10.00% 12.00% lgIf]k bfloTj j[l4 b/ 0.00% 0.00% 0.00% 3.33% 4.84% 3.08% cGo bfloTj j[l4 b/ 110.98% 22.07% -7.07% 92.42% -4.18% -6.76% gub df}Hbft j[l4 b/ 1386.31% 50.19% -18.50% 16.67% -7.62% -2.06%

g]kfn /fi6« a}+sdf /x]sf] df}Hbft j[l4 b/ 165.21% -20.48% -6.52% -6.19% -3.55% -5.26% nufgL j[l4 b/ -22.86% -11.59% 484.62% 8.47% 4.38% 7.61%

shf{ ;fk6 tyf lan vl/b j[l4 b/ 17.03% -9.97% 3.50% 4.55% 4.35% 4.17% cGo ;DklQ j[l4 b/ 58.64% 34.32% 30.17% 38.15% 23.26% 17.74%

nufgL, a}+s df}Hbft tyf shf{ ;fk6df Aofh cfDbfgL b/ 2% 4% 2% 3% 3% 3% s'n Joj:yfkg vr{df sd{rf/L vr{sf] cg'kft 70% 70% 66% 66% 66% 66%

t/ntf cg'kft 35% 41% 34% 22% 21% 22%

gf]6 M cf=a=@)&^÷&& sf] ljlQo ljj/0f Joj:yfkgaf6 k|dfl0ft ul/Psf] 5 .

11

ljutsf] tyf cfufdL # aif{sf] k|If]lkt ljQLo ljj/0f lalQo k|If]k0fsf cfwf/ tyf tl/sfx?M

!= Aofh cfDbfgL j[l2 b/ ;+:yfsf] Joj:yfkg ;ldltsf] of]hgf cg'?k cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df sf]ifsf]

s]lGb|o lx;fj tkm{ Aofh cfDbfgL j[l4 b/ qmdzM !%Ü, !*Ü / @) k|ltzt /xg] cg'dfg ul/Psf] 5 .

@= Aofh vr{ j[l2 b/ cf=j= @)&$÷&% b]lv rfn' cf=j= ;Dd ;+:yfsf] Aofh vr{ j[l4 b/ z'Go /x]sf]n] cfufdL cf=j= x?df klg

;f]xLsfod x'g] cg'dfg ul/Psf] 5 .

#= sldzg tyf l8:sfpG6 j[l4 b/ cf=a=@)&$÷&%, @)&%÷&^ / @)&^÷&& df ;+:yfsf] sldzg tyf l8:sfpG6 j[l4 b/

!(=!*Ü, !^=($Ü / !%=^*Ü /x]sf] / ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, @)&*÷&( / @)&(÷*) df qmd;M

!@Ü, !%Ü / !* k|ltztn] sldzg tyf l8:sfpG6 a[l4 x'g] k|If]k0f ul/Psf] 5 .

$= cGo ;+rfng cfDbfgL j[l4 b/ ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df sf]ifsf]

cGo ;+rfng cfDbfgL j[l4 b/ qmd;M !), !) / !@ k|ltztn] x'g] k|If]k0f ul/Psf] 5 .

%= sd{rf/L vr{ j[l4 b/ ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df sf]ifsf] sd{rf/L

vr{ j[l4 b/ qmd;M !), !) / !@ k|ltztn] x'g] k|If]k0f ul/Psf] 5 .

^= cGo ;+rfng vr{ j[l4 b/ ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df sf]ifsf]

cGo ;+rfng vr{ j[l4 b/ qmd;M !), !) / !@ k|ltztn] x'g] k|If]k0f ul/Psf] 5 .

&= lgIf]kM bfloTj ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j= @)&&÷&*, @)&*÷&( / @)&(÷*) df lgIf]k bfloTj qmd;M

#=##, $=*$ / #=)* k|ltztn] x'g] k|If]k0f ul/Psf] 5 .

*= cGo bfloTj j[l4 b/ cf=a= @)&$÷&% / @)&%÷&^ df ;+:yfsf] cGo bfloTj j[l4 b/ qmdzM !!)=(*Ü / @@=)&Ü /x]sf] /

cf=j=@)&^÷&& df ;f] &=)&Ü n] 36]sf] lyof] . ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, df cGo bfloTj (@=$@Ü

n] j[l4 x'g] / cf=j=@)&*÷&( / @)&(÷*) df qmdzM $=!*Ü / ^=&^ k|ltztn] 36\g] k|If]k0f ul/Psf] 5 .

(= gub df}Hbft j[l4 b/ cf=a= @)&$÷&% / @)&%÷&^ df ;+:yfsf] gub df}Hbft j[l4 b/ !#*^=#!Ü, %)=!(Ü /x]sf] / cf=j=

@)&^÷&& df ;f] !*=%)Ü n] 36]sf]df ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j=@)&&÷&* sf]ifsf] gub df}Hbft !^=^&Ü

n] j[l4 x'g] / cf=j= @)&*÷&( / @)&(÷*) df qmd;M &=^@Ü / @=)^ k|ltztn] gub df}Hbft 36\g] k|If]k0f ul/Psf] 5 .

!)= g]kfn /fi6« a}+sdf /x]sf] df}Hbft j[l4 b/ cf=a= @)&$÷&% df ;+:yfsf] g]kfn /fi6« a}+sdf /x]sf] df}Hbft !^%=@!Ü n] j[l4

ePsf] / cf=j= @)&%÷&^ / @)&^÷&& ;f] qmdz @)=$*Ü / ^=%@Ü n] 36]sf]df ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ g]]kfn

/fi6« a}+sdf /x]sf] ;f] df}Hbft cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df qmd;M ^=!(Ü, #=%%Ü / %=@^Ü n] 36\g] k|If]k0f

ul/Psf] 5 .

!!= nufgL j[l4 b/ cf=a= @)&$÷&% / @)&%÷&^ df ;+:yfsf] nufgL j[l4 b/ qmdz @@=*^Ü / !!=%(Ü n] 36]sf] / cf=j=

@)&^÷&& df ;f] $*$=^@Ü n] a9]sf]df ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ sf]ifsf] nufgL b/ cf=j=@)&&÷&*, @)&*÷&(

/ @)&(÷*) df qmd;M *=$&Ü, $=#*Ü / &=^!Ü n] j[l4 x'g] k|If]k0f ul/Psf] 5 .

!@= shf{ ;fk6 tyf lan vl/b j[l4 b/ cf=a= @)&$÷&% df ;+:yfsf] shf{ ;fk6 tyf lan vl/b !&=)#Ü n] j[l4 ePsf] / cf=j=

@)&%÷&^ df (=(&Ü n] sdL eO{ k'g cf=j= @)&^÷&& df #=%Ü n] j[l4 ePsf] tyf ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/

;f] lzif{sdf cf=j=@)&&÷&*, @)&*÷&( / @)&(÷*) df qmd;M $=%%Ü, $=#%Ü / $=!&Ü n] j[l4 x'g] k|If]k0f ul/Psf] 5 .

!#= cGo ;DklQ j[l4 b/ cf=a= @)&$÷&%, @)&%÷&^ / @)&^÷&& df ;+:yfsf] cGo ;DklQ j[l4 b/ %*=^$Ü, #$=#@Ü /

#)=!&Ü /x]sf] / ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, @)&*÷&( / @)&(÷*) df qmd; #*=!%Ü, @#=@^Ü /

!&=&$ k|ltztn] cGo ;DklQ j[l4 x'g] k|If]k0f ul/Psf] 5 .

!$= nufgL, a}+s df}Hbft tyf shf{ ;fk6df Aofh cfDbfgL b/ cf=a= @)&$÷&%, @)&%÷&^ / @)&^÷&& df ;+:yfsf] cGo ;DklQ

j[l4 b/ @Ü, $Ü / @Ü /x]sf] / ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, @)&*÷&( / @)&(÷*) df k|To]s cf=j=df

#÷# k|ltztn] cGo ;DklQ j[l4 x'g] k|If]k0f ul/Psf] 5 .

!%= s'n Joj:yfkg vr{df sd{rf/L vr{sf] cg'kft cf=a= @)&$÷&%, @)&%÷&^ / @)&^÷&& df ;+:yfsf] s'n Joj:yfkg vr{df

12

sd{rf/L vr{sf] cg'kft &)Ü, &)Ü / ^^Ü /x]sf] / ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, @)&*÷&( / @)&(÷*)

df k|To]s cf=j=df ;f] cg'kft ^^÷^^ k|ltzt /xg] k|If]k0f ul/Psf] 5 .

!^= t/ntf cg'kft cf=a= @)&$÷&%, @)&%÷&^ / @)&^÷&& df ;+:yfsf] t/ntf cg'kft #%Ü,$!Ü / #$Ü /x]sf] / ;+:yfsf]

Joj:yfkgn]] ug]{ of]hgf cg';f/ @)&&÷&*, @)&*÷&( / @)&(÷*) df ;f] cg'kft qmdzM @@Ü, @!Ü / @@Ü /xg] k|If]k0f

ul/Psf] 5 .

t_ ;+ul7t ;+:yfsf] kl5Nnf] aif{sf] n]vfk/LIf0f eO{ dxfn]vf kl/Ifssf] laefudf l:js[t ul/Psf] jf;nft / gfkmf gf]S;fg

lx;fasf] ljj/0f M

@)&^ ;fn cfiff9 d;fGtsf] jf;nft

;DklQ cf=a= 2075÷076 -?=xhf/df_

gub tyf gub ;dfg 11,04,290 g]kfn /fi6« a}+sdf /x]sf] df}Hbft tyf lng'kg]{ /sd 1,12,319 a}+s tyf ljQLo ;+:yfdf /x]sf] df}Hbft tyf nufgL -Kn];d]G6_ - Jo"TkGg -8]l/e]l6e_ ljQLo pks/0f - cGo Jofkf/Ls ;DklQx? 44,519 a}+s tyf ljQLo ;+:yfnfO{ k|jfx u/]sf] shf{ tyf ;fk6L - sd{rf/LnfO{ lbPsf] shf{ tyf ;fk6L 31,883 lwtf]kqdf u/]sf] nufgL 5,31,068 rfn" s/ ;DklQ - ;xfos sDkgLdf nufgL - ;Da4 sDkgLdf nufgL - ;DklQdf nufgL - ;DklQ tyf pks/0f 12,38,203 u'8jLn -VoftL_ / cd't{ ;DklQ 4,534 :yug s/ ;DklQ - cGo ;DklQ 29,25,857 s'n ;DklQ 59,92,676 bfloTj / k"FhL a}+s tyf ljQLo ;+:yfnfO{{ ltg{ afFsL shf{÷;fk6L - g]kfn /fi6« a}+snfO{ ltg{ afFsL /sd - Jo"TkGg -8]l/e]l6e_ ljQLo pks/0f - u|fxssf] lgIf]k - ltg{ afFsL shf{ ;fk6L - rfn" s/ bfloTj 3,585 Joj:yf - :yug s/ bfloTj 2,02,146 cGo bfloTjx? 27,51,078 hf/L ul/Psf] C0fkq - c;'/lIft ;xfos cfjwLs bfloTj - s"n bfloTj 29,56,809 k"FhL z]o/ k"FhL 12,67,865 z]o/ lk|ldod - ;l~rt d'gfkmf - hu]8f tyf d'gkmf 17,68,001 z]o/wgLx?nfO{ afF8kmfF8of]Uo s"n OlSj6L 30,35,866 u}/ lgolGqt :jfy{ - hDdf k"FhL 30,36,866 hDdf bfloTj / k"FhL 59,92,676

13

;+efljt bfloTj tyf k|ltj4tf - k|ltz]o/ v'b ;DklQ49 239.45

@)&% >fj0f ! ut] b]lv @)&^ cfiff9 d;fGt ;Ddsf] gfkmf gf]S;fg lx;fa

ljj/0f cf=a= 2075÷076

Aofh cfDbfgL 31,261 Aofh vr{ v"b Aofh cfDbfgL 31,261 z'Ns tyf sldzg cfDbfgL 7,93,147 z'Ns tyf sldzg vr{ v"b z'Ns / sldzg cfDbfgL 7,93,147 v"b Aofh, z'Ns / sldzg cfDbfgL 8,24,408 v"b Jofkfl/s cfDbfgL cGo ;~rfng cfDbfgL 12,398 hDdf ;~rfng cfDbfgL 12,398 shf{df ;Defljt IftL Joj:yf÷-lkmtf{_ tyf cGo gf]S;fgLx? 6,492 v"b ;~rfng cfDbfgL 8,43,299 ;~rfng vr{ sd{rf/L vr{ 1,59,976 cGo ;~rfng vr{ 50,132 x|f;s§L / kl/zf]wg 18,011

;~rfng d'gfkmf 6,15,178 u}/ ;~rfng cfDbfgL u}/ ;~rfng vr{ cfos/ cl3sf] d'gfkmf 6,15,178 cfos/ vr{ rfn" s/ vr{ 1,55,337 :yug s/ vr{ -2,442_ o; cjlwsf] d'gfkmf 4,62,284 gfkmf jfF8kmfF8 sf]ifsf z]o/ wgL 4,62,284 u}/ lgolGqt :jfy{ o; cjlwsf] d'gfkmf 4,62,284 k|lt z]o/ cfDbfgL -?=_ Basic k|lt z]o/ cfDbfgL -?=_ 41.94 Diluted k|lt z]o/ cfDbfgL -?=_ 41.94

s_ cfly{s aif{ ;dfKt ePkl5 xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? k]z u/]df, cfly{s aif{ ;dfKt ePsf] ldltaf6

k]z u/]sf] ldlt ;Dddf jf;ntsf] ldlt kl5sf] 36gfsf] af/]df 5'§} hfgsf/L ljj/0fkqdf ;dfj]z ug'{kg]{ M cfly{s aif{

;dfKt ePb]lv xfn;Dd o; sf]ifsf] ljQLo l:yltdf s'g} c;/ k'/\ofpg] 36gf gePsf] .

v_ lwtf]kq lgisfzg v'Nnf x'g'k'j{ :jLs[t ePsf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx?df pNn]lvt ljj/0fdf

;DalGwt lgodg lgsfosf] lgodg Joj:yf, lgb]{zg jf cGo s'g} sf/0faf6 Joj;fo ;~rfngsf] qmddf x'g] ;fdfGo

kl/jt{g afx]s nufgLstf{sf lg0f{odf vf; c;/ kg]{ u/L tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L

cfjZos ;'wf/ Pj+ ;+zf]wg ug'{kg]{ ePdf ;f] ;DaGwL ljj/0fM o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?df

;DlGwt lgodg lgsfosf] lgodg Jo:jyf, lgb]{zg jf cGo s'g} sf/0faf6 nufgLstf{x?nfO{ c;/ kg]{ vfnsf tflTjt

kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df ;dfa]z ul/g] / cfjZos

;'wf/ Pj+ ;+zf]wg ;d]t ul/g]5 . ;fy} lgisfzg sfo{ ug'{ k'j{ ;f] ;DaGwL cfjZos :jLs[lt ;d]t af]8{af6 lnO{g]5 .

14

y_ ;+u7Lt ;+:yfn] ug]{ elgPsf] sfddf lglxt ;+efljt hf]lvdx? M

s_ gofF nufgLsf cj;/x? k|fKt gx'+bf sf]ifdf ePsf] /sdsf] plrt k|tLkmndf nufgL x'g g;Sg] hf]lvdx? .

v_ b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx? .

u_ b]zsf] cfly{s cj:yfdf cfpg] ptf/ r9fjaf6 x'g ;Sg] hf]lvdx? .

3_ g]kfn ;/sf/ tyf g]kfn /fi6« a}+ssf] cfly{s tyf ljQLo gLlt lgoddf x'g] kl/jt{gaf6 >[hgf x'g ;Sg] hf]lvdx? .

ª_ lgIf]ksf] Jofhb/df cfpg] kl/jt{gaf6 x'g ;Sg] hf]lvdx? .

5_ k"+hL ahf/sf] cj:yfdf cfpg] ptf/ r9fjaf6 kg{ ;Sg] hf]lvdx? .

h_ cGt/f{li6«o ahf/df 36\g] cfsl:ds 36gf tyf dGbLaf6 g]kfnL ahf/df kg{ ;Sg] c;/af6 x'g ;Sg] cfly{s hf]lvdx? .

em_ b]zsf] df}lb|s gLlt nufot g]kfn /fi6« a}+sn] ug]{ lgod lgb]{zgsf] ck|Toflzt kl/jt{gaf6 l;h{gf x'g] k"+lhahf/df cfpg

;Sg] ;Defljt hf]lvdx? .

`_ laZjAoflk ?kdf km}lnPsf] sf]le8 !( dxfdf/Laf6 ;du| cy{tGqdf k/]sf] k|efj ;Fu} sf]ifsf] art kl/rfng / nufgLdf

kg{ ;Sg] hf]lvdx? .

6_ b]zsf] a}b]lzs gLltdf x'g ;Sg] kl/jt{g tyf a}b]lzs d'b|fsf] ljlgdo b/df 36\a9 eO{ pTkGg x'g ;Sg] ;Defljt

hf]lvdx? . If]qLos/0f / ljZjJofkLs/0f (Globalization) sf sf/0faf6 pTkGg x'g ;Sg] hf]lvdx? Go"gLs/0f ug{sf

nflu hgzlQm ljsf;df Wofg k'¥ofpg'sf] ;fy} cGo Joj;flos hf]lvdx?af6 l;h{gf x'g;Sg] xfgL–gf]S;fgLsf] nflu

Joj:yfkg rgfvf] eO{ ;Defljt xfgL–gf]S;fgL sd ug{ ;Ifd / k|lta4 5 . To:t,} cGo ljleGg hf]lvdx? Go"gLs/0fsf

nflu k|efjsf/L cfGtl/s lgoGq0f k|0ffnL, ;dofg';f/sf] cfw'lgs k|ljlw, :ki6 gLlt tyf lgodx?sf] lgdf{0f Pjd\

;dofg';f/ cfˆgf] ;]jf tyf ;'ljwfx?df kl/jt{g ub}{ nlug] sf]ifsf] gLlt /x]sf] Joxf]/f hfgsf/L u/fpF5f}+ .

;Defljt cfly{s hf]lvdx?nfO{ Go"gLs/0f ug{ sf]ifn] lgDg pkfox? cjnDjg ub}{ cfO/x]sf] 5 .

s_ cfˆgf] ;]jfnfO{ cem k|lt:kwL{ agfO{ nufgLd'vL ;]jfx? k|bfg ug]{ 5 .

v_ dWosfnLg tyf bL3{sfnLg nufgLdf pTkGg x'g] hf]lvd sd ug{sf nflu sf]ifn] k|efjsf/L gLlt cjnDjg u/]sf]5 .

u_ To:t} cGo ljleGg hf]lvdx? Go"gLs/0fsf nflu k|efjsf/L cfGtl/s lgoGq0f k|0ffnL, ;dofg';f/ cfw'lgs k|ljlw

ckgfpg], :ki6 gLlt tyf lgodx?sf] lgdf{0f Pj+ ;dofg';f/ cfˆgf] ;]jf tyf ;'ljwfx?df kl/jt{g ub}{ nlug] sf]ifsf]

gLlt /x]sf] 5 .

lwtf]kqsf] d"No kl/jt{g ;DaGwL hf]lvd M ?=!))÷– k|lt z]o/sf b/n] lgisfzg ul/Psf] z]o/ d"Non] ;"rLs/0f kZrft\

g]kfn :6s PS;r]Gh lnld6]8df x'g] sf/f]af/ d"No ghgfpg] ePsf]n] z]o/ d"Nodf x'g;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .

b_ lwtf]kq afF8kmfF8 ;DaGwL Aoj:yf M

o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b ;fwf/0f z]o/ lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# adf]lhd al9df !% lbg

leq xsk|b z]o/sf] afF8kmFf8 u/L afF8kmfF8 ePsf] ;"rgf /fli6«o :t/sf] b}lgs klqsfdf ;"rgf k|sflzt ul/g]5 . ;fy}, g]kfn

:6s PS;r]~h lnld6]8df ;"rLs/0f eP kZrft l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/L afF8kmfF8 ePsf] xsk|b z]o/ ef}lts

k|df0fkq /lxt u/L ljB'tLo ¿kdf z]o/wgLsf] l8Dof6 vftfdf hDdf u/L vl/b laqmLsf] Joj:yf ldnfOg]5 .

w_ ;+u7Lt ;+:yfsf] P]g, Aoj:yfkg ljlgodfjnL, kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf gf]S;fg lx;fa, n]vfk/LIf0f

k|ltj]bg lg/LIf0f ug{ kfOg] ;do / :yfg M

sfof{no ;doleq lgDg lnlvt :yfgx?df ;Dks{ /fvL sf]if P]g, Aoj:yfkg ljlgodfjnL, jf;nft, gfkmf—gf]S;fgsf] ljj/0f

lg/LIf0f ug{ ;lsg]5 M

s_ sf]ifsf] s]Gb|Lo sfof{no M sf=d=g=kf= j8f g+=!), gofafg]Zj/ , sf7df08f} .

v_ lwtf]kq lgisfzg tyf laqmL k|aGws M cf/ljlj dr]{06 a}lsË lnld6]8, 6]s', sf7df8f}+ .

g_ lgisfzg x'g] lwtf]kq k|Tofe"lt u/]sf] eP ;f] sf] ljj/0f M

lgisfzg ul/g] xsk|b z]o/sf] nflu s'g} k|Tofe'lt ul/Psf] 5}g .

k_ z]o/ ;"rLs/0f u/fpg] ;DaGwL Joj:yf M

o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/ ælwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$Æ sf] bkmf ^ df pNn]v eP

cg';f/ g]kfn lwtf]kq af]8{af6 lwtf]kq lgisfzgsf] nflu :jLs[t ePsf] & -;ft_ sfo{ lbg leq lwtf]kq ;"rLs/0f tyf

cef}ltsLs/0fsf nflu g]kfn :6s PS;r]Gh ln= tyf l;l8P; P08 lSnol/Ë ln=df lgj]bg lbOg]5 .

km_ ;+u7Lt ;+:yfsf] sf/f]af/df c;/ kg]{ s'g} ljjfb÷d'2f dfldnf eP ;f] sf] ljj/0f M

sf]ifsf] sf/f]af/df c;/ kg]{ s'g} ljjfb d'2f dfldnf 5}g .

15

a_ lwtf]kq vl/b ug{ rfxg] cfj]bsn] kfngf ug'{kg{] d'Vo s'/fx? M

!_ xsk|b z]o/ vl/b ug{sf nflu xsk|b z]o/sf] lgisfzg k"j{ sf]ifn] ;fj{hlgs ;"rgf dfkm{t\ hfgsf/L u/fPsf] ldlt ;Dddf

z]o/ vl/b u/L sfod ePsf ;fljs z]o/wgLx?n] dfq xsk|b z]o/ vl/b ug{ cfj]bg lbg kfpg] 5g\ .

@_ xsk|b z]o/ vl/b ug{sf nflu cfj]bg lbFbf cfk\mgf] gfddf btf{ /x]sf] z]o/ ;+Vof, z]o/ k|df0fkq gDa/, z]o/wgL gDa/ tyf

cfkm"n] lng rfx]sf] xsk|b z]o/ ;+Vof ;d]t vf]nL sf]ifåf/f tf]lsPsf] 9fFrfsf] cfj]bg kmf/fd e/L b/vf:t lbg' kg{]5 .

#_ cfj]bg kmf/fd c+u|]hL tyf g]kfnL b'j} efiffdf k"0f{ ?kn] eg'{ kg]{5 .

$_ xsk|b z]o/sf nflu cfj]bg lbFbf cfkm"n] lng rfx]sf] z]o/ ;+Vof jfkt k|lt z]o/ ?=!))÷— sf b/n] x'g] Psd'i6 /sd

tf]lsPsf] ;+sng s]Gb|x? jf lgisfzg a}+ssf] vftfdf hDdf u/L ;f] sf] ;Ssn ef}r/ ;fy} /fvL cfj]bg lbg' kg{]5 .

%_ ;+o'Qm gfddf /x]sf ;fljs z]o/wgLx?n] cfj]bg lbFbf ;+o'Qm ?kdf g} xsk|b z]o/ vl/bsf nflu b/vf:t lbg' kg{]5 .

^_ xsk|b z]o/ afF8kmfF8 ubf{ h'g ;d"xsf] z]o/wgL xf], ;f] z]o/wgLnfO{ ;f]xL ;d"xsf] z]o/sf] cg'kftdf afF8kmfF8 ul/g]5 .

&_ tf]lsPsf] ;doleq xsk|b z]o/ vl/bsf nflu cfj]bg k]z gug{] tyf b/vf:t ;fy z]o/ afktsf] /sd bflvn gug{] ;fljs

z]o/wgLx?n] kl5 xsk|b z]o/sf] nflu s'g} lsl;dsf] bfjL ug{ kfpg] 5}g .

*_ xsk|b z]o/ ;DaGwL s'g} ljjfb ePdf jf k/]df sf]ifsf] ;+rfns ;ldltn] u/]sf] lg0f{o clGtd x'g]5 .

(_ o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b ;fwf/0f z]o/ k|fKt ug]{ l8Dof6 vftf (DMAT Account/BOID No.) ePsf

cfj]bsx?nfO{ gLhx?n] rfx]sf] v08df lwtf]kqsf] k|df0fkq cef}lts ?kdf ;d]t pknAw u/fpg] Aoa:yf ul/g] x'Fbf gLhx?n]

z]o/ vl/bsf nflu cfj]bg lbFbf cfkm\gf] l8Dof6 vftf (DMAT Account/BOID No.) ;d]t cfj]bg kmf/fddf :ki6 ?kdf

pNn]v ug'{ kg]{5 . ;fy}, s'g} klg z]o/wgLsf] ef}lts tyf cef}lts -l8Dof6_ ?kdf z]o/ sfod /x]sf] z]o/ cg';f/ xsk|b

z]o/ ebf{ To:tf z]o/wgLsf] z]o/ ef}lts tyf cef}lts -l8Dof6_ h'g ?kdf sfod /x]sf] ePtf klg Pp6} dfq cfj]bg kmf/fd

e/L b/vf:t lbg' kg]{5 . cfj]bsx?n] C-ASBA dfkm{t Meroshare af6 ;d]t xsk|b z]o/sf] cfj]bg lbg ;lsg] Joj:yf

ldnfO{g] 5 . t/, ef}lts ?kdf /x]sf] z]o/sf nflu eg] d]/f] z]o/ jf C-ASBA k|0fnLaf6 cfj]bg lbg ldNg] 5}g .

e_ cfˆgf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ u/L dgf]gog u/]sf] cj:yfdf kfngf ug'{kg]{ s'/fx? M

;fljssf z]o/wgLn] b]xfosf] cj:yfdf cGo s'g} AolQmn] vl/b ug{ kfpg] u/L xsk|b z]o/ laqmL v'Nnf ePsf] cjlw leq ælwtf]kq

btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] cg';"rL—!! sf] 9fFrfdf lgj]bg lbO{ cfkm\gf] xs cGo AolQmnfO{ x:tfGt/0f ug{ ;lsg]5

.

-s_ xsk|b z]o/ vl/b ug]{ xs cGo s'g} AolQmnfO{ x:tfGt/0f ug]{ ;DaGwL Aoa:yf ;DalGwt ;+u7Lt ;+:yfsf] k|aGwkq jf

lgodfjnLdf ePsf],

-v_ dgf]goge} z]o/sf] nflu cfj]bg ubf{ lwtf]kq ahf/sf] sf/f]af/ OsfO{ cg';f/ x'g] Aoa:yf lgod !& sf] pklgod $ adf]lhd

k|sflzt ljj/0fdf Aoa:yf ul/Psf],

-u_ sDkgLsf] P]g, lgodfjnLdf ePsf] Joj:yf tyf ;DalGwt lgodgstf{n] :jfldTj ;Ldf tf]s]sf]df To:tf] ;Ldf leq /x]sf], klxn]

lnPsf] jf kl5 u|x0f ul/g] z]o/ ;d]t s"n z]o/ ;+Vof ;f] ;Ldf ggf£g] u/L dfq dgf]lgt x'g]n] z]o/sf nflu cfj]bg ug{

;lsg],

-3_ ;+u7Lt ;+:yfsf] P]g / lgodfjnLsf] Joj:yf cg';f/ :jfldTj tyf ;~rfns ;ldlt ;d"xs[t ul/Psf] ePdf ;f]xL ;d"xleq

/xg] u/L dfq dgf]gog ul/Psf],

-ª_ k|rlnt sfg"g cg'?k dgf]lgt x'g] JolQm jf ;+:yf sfnf] ;"rLdf g/x]sf] tyf cof]Uo ;d]t gePsf],

-r_ dgf]gog ul/g] AolQm k|rlnt sfg"g adf]lhd To:tf] ;+:yfsf] z]o/ vl/b ug{ cof]Uo gePsf],

-5_ xs x:tfGt/0f cf+lzs jf k'/}sf] nflu lgj]bg lbFbf lgj]bgsf ;fy xs x:tfGt/0f u/L lnOg] xsk|b z]o/sf] r'Qmf /sdsf] !

k|ltzt /sdn] x'g cfpg] /sd dgf]gog ul/lbg] z]o/wgLn] a'emfPsf] z'Ns ;d]t ;dfj]z ug'{ kg]{5 .

-h_ xs x:tfGt/0fsf] nflu dgf]gog ubf{ Ps AolQmnfO{ dfq dgf]gog ug'{ kg]{5 .

-em_ z]o/jfnfn] cfkm\gf] xssf] xsk|b z]o/ cGo AolQmnfO{ dgf]gog u/L x:tfGt/0f u/]df To:tf] z]o/jfnfn] ;f]xL ;+u7Lt ;+:yfsf]

c? z]o/jfnfsf] xsk|b z]o/ vl/b kfpg] 5}g .

xs x:tfGt/0f ;DaGwdf pk/f]Qm Joj:yfsf] cnjf ;+:yfks tyf cGo z]o/wgLx?n] lgDgfg';f/sf yk k|rlnt Joj:yfx?

kfngf ug'{ kg]{5 .

s_ r'Qmf k"FhLsf] @ k|ltzt jf ;f]eGbf sd z]o/ lnPsf ;+:yfks z]o/wgLsf] xsdf sf]ifn]lgofds lgsfon] tf]s]sf] zt{sf]

clwgdf /xL (Fit and Proper Test) k'/f u/]sf JolQmnfO{ g]kfn ;/sf/af6 hf/L lgb]{zg tyf lwtf]kq ;DaGwL cGo k|rlnt

lgod sfg"g cGtu{t /xL xs x:tfGt/0f ug{ ;Sg]5g eg] @ k|ltzt\ eGbf dfly z]o/ :jfldTj ePsfsf] xsdf g]kfn ;/sf/sf]

k"j{ :jLs[lt lnP/ dfq xs x:tfGt/0f ug{ ;Sg]5 .

v_ pk/f]Qm Joj:yfdf h'g;'s} s'/f n]lvPsf] ePtfklg sf]ifsf] ;~rfns, sfo{sf/L k|d'v, n]vfk/LIfs, sfg'gL ;Nnfxsf/, sDkgL

;lrj jf sf]ifsf] Joj:yfkg tyf n]vf ;DaGwL sfo{df k|ToIf ?kn] ;+nUg JolQmn] To:tf] kbdf axfn /xFbfsf avt jf

To:tf] kb 5f8]sf] sDtLdf Ps jif{;Dd ;DalGwt sf]ifsf] xsk|b z]o/ pNn]lvt JolQmx?aLr Psfk;df xs x:tfGt/0f ug{

jf xs x:tfGt/0f :jLsf/ ug{ x'Fb}g .

u_ sf]ifsf] ;+:yfks z]o/wgLx?dWo] shf{ ;"rgf s]Gb|sf] sfnf];"rLdf ;"rLs[t eO{ /x]sf ;+:yfks z]o/wgLn] xsk|b z]o/ vl/b

ug{ kfpg] 5}gg\ .

16

d_ ;+u7Lt ;+:yfsf] n]vfk/LIfs, sDkgL ;lrj, ljQLo ljj/0f k|If]k0f ug]{ ljz]if1, k|If]lkt ljj/0fsf] k|If]k0f÷cg'dfgsf] cfwf/ tyf

tl/sf af/] k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo AoQm ug]{ ljz]if1, æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ tof/

ug]{ ljz]if1 tyf lgisfzg tyf laqmL k|aGwssf] gfd, 7]ufgf M

s_ dxfn]vf kl/Ifssf] sfo{noaf6 afXo n]vfk/LIf0f sfo{ ug{sf] nflu rf6{8 Psfp06]G6 >L las]dfg l;+x, >L lzjx/L zdf{ / >L hLjg a'9fyf]sLnfO{ cf=j=@)&^÷&& sf] nflu lgo'Qm ul/Psf] 5 .

v_ o; sf]ifsf] sDkgL ;lrjdf sf7df08f} lgjf;L >L ga/fh v8\sf sfo{/t x'g' x'G5 .

u_ sf]ifsf] ljQLo ljj/0f k|If]k0f ljut jif{x?sf] sf/f]af/sf] cfwf/df lgisfzgstf{ sf]if cfkm}n] tof/ u/]sf] xf] . pQm ljQLo

ljj/0f tyf k|If]k0fsf] cg'dfg tyf cfwf/x? xfnsf] ljQLo ahf/sf] l:ylt, lgisfzgstf{ sf]ifsf] xfnsf] bIftf / lgisfzgstf{

sf]ifn] k|fKt u/]sf] xfn;Ddsf] sfo{ k|ultsf] cfwf/df k'g/fjnf]sg u/L ljj/0f 7Ls 5 egL k|dfl0ft ug]{ ljz]if1df rf6{8{

Psfp06]06 ;+:yf lab'/ P;f]l;P6\; s+=sf rf6{8{ Psfp06]06 lab'/ n'O6]n /xg' ePsf] 5 .

3_ o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ Jofj;flos ;+:yf cf/ljlj dr]{06 a}lsË lnld6]8, 6]s', sf7df08f}+n]

tof/ u/]sf] xf] .

ª_ o; xsk|b z]o/ lgisfzgsf nflu lwtf]kq lgisfzg tyf ljqmL k|aGwsdf g]kfn lwtf]kq af]8{af6 lgisfzg tyf ljqmL

k|aGwssf] k|df0fkq k|fKt lwtf]kq Joj;foL >L cf/ljlj dr]{06 a}lsË lnld6]8, 6]s' /x]s]f 5 .

o_ xsk|b z]o/ hf/L ug'{sf] p2]Zo M

!_ z]o/ k'Flh a[l4 ug{

@_ sDkgL dha't agfpg

#_ nufgLsf] If]q a9fpg

$_ b]zsf] cfly{s If]qdf lasf; ug{

^_ o; afx]s sf]ifn] tkl;n adf]lhdsf] of]hgf ;lxt xsk|baf6 k|fKt /sd k|of]u ug]{ p2]Zo /fv]sf] 5 .

qm=;+= ljj/0f /sd ?=

!= shf{ tyf nufgL k|jfx !=#$ ca{

@= zfvf lj:tf/ @ s/f]8

#= ;/sf/L C0fkq * s/f]8

hDdf !,#%,(@,%(,@)).–

/_ xsk|b z]o/ laqmL v'Nnf cjlwM

xsk|b z]o/ lgisfzg ubf{ xsk|b z]o/sf nflu cfj]bg lng] sfo{ sDtLdf PSsfO; lbgsf nflu v'Nnf /flvg]5 . pQm

cjlw leq lgisfzg ul/Psf] ;a} lwtf]kq laqmL gePdf ;+u7Lt ;+:yfn] ;"rgf k|sfzg u/L a9Ldf yk kGw| lbgsf nflu

lwtf]kqsf] b/vf:t v'Nnf /fVg ;Sg]5 / To:tf] ;"rgf k|sfzg ug'{ cufj} ;f]sf] hfgsf/L af]8{nfO{ lbOg]5 .

lgisfzg a}+s ;DaGwL Aoa:yf M

o; xsk|b z]o/ lgisfzgsf] nflu b]xfosf a}+sx?nfO{ lgisfzg a}+s (Banker to the Issue) sf] ?kdf lgo'Qm ul/Psf] 5 M

l;=g+= lgisfzg a}+ssf] gfd, 7]ufgf

!= /fli6«o afl0fHo a}+s lnld6]8, 6]s', sf7df08f} .

n_ xsk|b z]o/ vl/bsf nflu b/vf:t kfO{g], /sd hDdf ug]{ / cfj]bg a'emfpg] :yfgx?sf ;fy} xsk|b z]o/ vl/bsf nflu tof/

ul/Psf] æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx?Æ k|fKt ug{ jf x]g{ ;Sg] :yfgx? M

!= >L cf/ljlj dr]{06 a}lsË lnld6]8, 6]s', sf7df08f}+ .

@= >L gfu/Ls nufgL sf]if, gof+afg]Zj/, sf7df08f} tyf a}+ssf] zfvf sfof{nox?M lj/f6gu/, df]/Ë / kf]v/f, sf:sL .

#= g]kfn lwtf]kq af]8{af6 :jLs[t k|fKt cf:jf ;]jfdf ;xefuL a}+s tyf ljQLo ;+:yfx? .

pk/f]Qm :yfgx?sf] cnfjf lwtf]kq lgisfzg tyf laqmL k|aGwsåf/f cGo dfWod dfkm{t\ ;"lrt ul/g] ;+sng s]Gb|sf] ?kdf sfo{

ug]{ u/L lgo'Qm ;+sng s]Gb|x?af6 cfj]bg kmf/fd tyf æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx?Æ k|fKt ug{ / cfj]bg

kmf/fd ;fy z]o/ /sd hDdf ug]{ Joj:yf ul/g]5 . xsk|b lgisfzgsf] qmddf 8«fkm\6 ;+nUg u/L b/vf:t lbg kfOg] / o;/L

b/vf:tjfnfx?n] b/vf:t lbg rfx]df z]o/ lgisfzg aGb x'g] cl3sf] ldlt;Dddf cf/ljlj dr]{06 a}lsË lnld6]8sf] gfddf

lvlrPsf] Psfp06k]oL (A/c Payee) 8«fˆ6sf ;fy z]o/sf] b/vf:t kmf/fd g]kfn ;/sf/, x'nfs ;]jf dfkm{t /lhi6«L u/L cf/ljlj

dr]{06 a}lsË lnld6]8=, 6]s', sf7df08f}+df k7fPsf] lgj]bgnfO{ dfq afF8kmfF8df ;dfj]z ul/g]5 . z]o/ laqmL aGb ePsf] & -;ft_

lbgkl5 k|fKt 8«fˆ6 / cfj]bg kmf/fdnfO{ afF8kmfF8df ;dfj]zul/g]5}g . xsk|b z]o/ vl/bsf nflu b/vf:t kmf/fd lwtf]kq lgisfzg

tyf laqmL k|jGws >L cf/ljlj dr]{06 a}lsË lnld6]8=sf] j]j;fO6 www.rbbmbl.com.np tyf lgisfzgstf{ sf]if gful/s nufgL

sf]ifsf] j]j;fO6 www.nlk.org.np af6 ;d]t 8fpgnf]8 u/L e/]/ k7fpg ;lsg]5 / z]o/wgLx?n] cfkm\gf] xs ;DaGwL ljj/0f

lgisfzgstf{ sDkgL gful/s nufgL sf]if sf] j]j;fO6 www.nlk.org.np tyf lgisfzg tyf laqmL k|aGwssf] j]j;fO6

www.rbbmbl.com.np af6 x]g{ ;lsg]5 .

17

j_ cfkm\gf] Aoj;fo;Fu ;DjlGwt P]g, lgod, sDkgL P]g, tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf] k"0f{ kfngf u/]sf] ;DaGwdf

pb\3f]if0f M

o; sf]ifn] ug]{ Joj;fo;Fu ;DjlGwt P]g, lgod, tyf g]kfn ;/sf/n] lbPsf] lgb]{zgx?sf] k"0f{ ?kdf kfngf ul/Psf] 5 / ;f]xL

bfo/fleq /xL cfˆgf] sf/f]af/ ub}{ cfO/x]sf] 5 . ;fy}, o; sf]ifsf] ;+rfnsx? Pj+ ;+:yfksx? k|rlnt g]kfn sfg"gdf ePsf]

Joa:yf cg';f/ sfnf];"rLdf ;dfj]z g/xg'sf ;fy} of]Uo /x]sf] ;d]t pb\3f]if0fsf]ifsf] /x]sf]5 .

qm]l86 /]l6Ë ;DaGwL ljj/0f M

o; æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ cg';f/ lgisfzg ul/g] xsk|b ;fwf/0f z]o/sf] nflu æqm]l86

/]l6Ë lgodfjnL, @)^*Æ sf] lgod # df ePsf] Aoa:yf adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf

O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 qm]l86 /]l6Ë u/fO{ "[ICRANP-IR] A+" (pronounced as ICRA NP issuer

rating single A Plus)Æ k|df0fkq k|fKt u/]sf] 5 . lssuers with this rating are considered to have adequate degree of

safety regarding timely servicing of financial obligations. Such issuers carry low credit risk. pQm qm]l86 /]l6Ë k|Kt

sf]ifnfO{ ;dodf ljlQo bfloTj k'/f ug{] ;DaGwdf kof{Kt dfqfdf ;'/lIft tl/sf ckgfPsf] tyf Go'g shf{ hf]lvd /x]sf]

sf]ifsf] ?kdf lnO{G5 .

qm]l86 /]l6Ë k|bfg u/]sf] ldlt M @)&&÷)&÷@*

qm]l86 /]l6Ë afxn /xg] ldlt M @)&*÷)&÷@&

z_ kl5Nnf] # aif{sf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]af/ ePsf] ;+Vof ;DaGwL ljj/0f M cfly{s aif{ clwstd z]o/

d"No -¿=_

Go'gtd z]o/

d"No -¿=_

clGtd ahf/

d"No -¿=_

z]o/ sf/f]af/

;+Vof -xhf/df_

)&#÷)&$ %,#%&.– @,*%).– #,**).– ^)@=$#

)&$÷)&% $,*%&.– #,)%!.– #,%^%.– @$@=%*

)&%÷)&^ @,($*.– !,%&&.– @,$@(.– %(@=^)

kl5Nnf] # dlxgfsf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]af/ ePsf] ;+Vof ;DaGwL ljj/0f M

dlxgf clwstd z]o/

d"No -¿=_

Go'gtd z]o/

d"No -¿=_

clGtd ahf/

d"No -¿=_

z]o/ sf/f]af/

;+Vof -xhf/df_

@)&& h]i7 aGbfaGbLsf] sf/0fn] z]o/ sf/f]af/ gePsf]

@)&& cfiff9 @^*) !&%) @$@* &@=^)

@)&& >fj0f @*#! @$#% @%*% !!&=*@

@)&& efb| #&)) @*%) #$)) $^$=%(

@)&& cflZjg #^%$ ##(( #$^% !&*=@&

@)&& sflQs $^&% #$#) $$^) @)$=*&

18

if_ o; æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx?Æ df pNn]v ePsf] ljj/0fx? tYo, k"0f{ 5g\, ;f] df s'g} km/s k/]dfxfdL

;+rfnsx? k"0f{ ?kdf lhDd]jf/ x'g]5f}}+ egL ;lx 5fk ug]{ ;+rfnsx?sf] gfd, b:tvt .

l;=g+= ;+rfnsx?sf] gfd kb b:tvt

!= k|f=8f= /fd rGb| e§/fO{ cWoIf

@= >L /fd]Zj/ b+ufn ;b:o

#= >L slj k|;fb kf7s ;b:o

$= >L rGb| l;+x ;fpb ;b:o

%= >L sdn]z s'df/ cu|jfn ;b:o

^= >L czf]s a'9fyf]sL ;b:o

&= 8f= u+uf/fd la=s= ;b:o

;_ lgisfzg tyf laqmL k|aGwssf] pb\3f]if0f M

xfdLnfO{ gful/s nufgL sf]if tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df To; ;+:yfsf]

Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf

tyf ljj/0fx?Æ df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL

lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ :jLs[ltsf nflu

g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ cg'?ksf] of]Uotf k'u]sf]

k|ltj4tfkq -8\o" 8]lnh]G; ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ ;fj{hlgs lgisfzgsf] nflu

k|sfzg ug{' @ lbg cuf8L ;f] sf] Ps k|lt (Soft Copy) g]kfn lwtf]kq af]8{sf] j]e;fO6df /fVg] k|of]hgsf] nflu pknAw

u/fOg]5 .