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FRIEND & GUIDEAn e-magazine from CBOA Issue No.1 January 2014

THE CANARA BANK OFFICERS ASSOCIATION (Regd)

(Affiliated to AIBOC)

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From the desk of General Secretary

Dear Friends,

What we have seen during 2013?

The National Food Security Scheme launched.

The Protection of Livelihood & Regulation of Street Vending Bill,2012 passed.

The historic Lok Pal & Lokayuktas Bill passed.

The Rights of Persons with Disabilities Bill passed.

The Supreme Court rules that charges heeted MPs, MLAs and MLCs will be disqualified

on date of criminal conviction.

Bollywood legend Pran is honoured with the Dada Saheb Phalke Award.

Eminent agriculture scientist M S Swaminathan is honoured with the Indira Gandhi

National Integration Award.

Sachin Tendulkar & top scientist C N R Rao are named for Bharat Ratna.

Sachin Tendulkar ends his career after India - West Indies second test.Viswanathan Anand era ends as Norways Magnus Carlsen is new king of chess.

South Africas first black President & anti apartheid icon Nelson Mandela passed away.

Bharatiya Mahila Bank, the first all women commercial bank inaugurated.

Chief Economic Adviser Sri Raghuram Rajan is appointed as the RBI Governor.

Smt Arundhati Bhattacharya took over as the SBI Chairperson.

Sri R K Dubey took charge as Chairman & Managing Director of our Bank.

Our Bank crossed the total business of 6,00,000 crores.

Achieved the historic Furniture Scheme for the Officer employees of our Bank.

Great achievements in Staff Housing Loan and Car loan Schemes.

Innumerable & remarkable facilities achieved for the officer employees.Unprecedented rains wreak havoc in Uttarakhand. The death toll went up to 130.

70,000 pilgrims stranded. 21 bridges collapsed. Kedarnath is wiped out in flash floods.

CBOAs cheque for Rs 5 lakhs handed over to the Chief Minister of Uttarakhand.

Above all, our unforgettable, unimaginable and undisputable grand Biennial

Conference held in Chennai

What we expect in 2014?

Reasonable wage increase and early settlement

Protection of Public sector Banks

Fraud free environment

Unless we cry, voice for our rights, we cant achieve anything.

Be prepared to march on longer struggle to achieve our expectations.

Struggle leads to consolidation & success. Victory will be ours.

With best wishes, G V MANIMARAN

GENERAL SECRETARY

Sri G V Manimaran

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FRIEND & GUIDEAn e-magazine from CBOA Issue No.1 January, 2014

Editor: V. Ramaraj

Editorial Assistance:

T. Santhanam

S. Devanarayanan

S. Muthulakshmi

On behalf of Canara Bank Officers

Association, designed & published by

V. Ramaraj, Editor, CBOA.

Please send your views,

contributions & suggestions to the

email ID: editorcboa@gmail.com

EditorialON NEW BANKING LICENSING

News:

The Parliamentary Standing Committee on Financehas recommended that Corporate houses shouldnot be given bank licences by RBI. "Bankingbeing a highly leveraged business involving publicmoney and public welfare, the Committee are ofthe considered opinion that it will be more in the

fitness of things to keep industry and bankingseparate," the committee said in its report tabledin Lok Sabha. The standing committee alsoquestioned the rationale behind the view thatmore banks will help in achieving greater financialinclusion. It pointed out that as of March 2013,only 17% of the total branches of private sectorbanks was in rural areas.

Views:

Global Scene

The media is full of reports on the imminent issue

of licenses to form Banks by private players. The

Regulator RBI is treading a cautious path, the

Government of India seems to be impatient to

release the licenses as soon as possible.

In every issue, each stake holder is having ones

own aspirations, objectives and approaches.

For the RBI, the challenges faced by Banking sector

regulators throughout the world on account of thesecond depression faced by the US banking system,

and the tough times they had to undergo in

bringing back the collapsed / dangling economy to

order , would definitely occupy prime importance.

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Some of the economies, like Spain, Greece, Cyprus, one can safely argue, all the European

countries other than Germany, are yet to be back from the brink.

United States was the epicenter of the economic earthquake created by the fault lines of

greed, short sightedness and corporate arm twisting. Here, after much differences of opinion

between the Democrats and the Republicans, the process of economic easing was in force for

around two years, the process of tapering, gradual withdrawal of the relief measures has

started.

Indian Perspective

When the so called world gurus in economic science are failing miserably in evolving a

meaningful policy with long term sustainability, what is the urgency and public utility for

hastily introducing new banking licensing is a question being asked by every socially

conscious citizen with economic sense.

Everyone loves humour. Governments are no exception. A great joke was uttered when it was

said that new banking licenses are issued to hasten the process of financial inclusion.

The big corporate houses who have enjoyed tax reliefs worth Rs 5 lac crores even during the

economic slowdown and after the recovery, are urging anditching to bring the poor out of

their 66 years of poverty after independence.

The bulls and bears in the market want to make the farmer, the carpenter and the street

hawker financially independent.

The Industrial houses, whose arrogant push for profits and lack of social concern, ultimately

led to nationalization of Banks in this country in 1969 are rushing to make amends for their

errors and make India financially included.

The Big Bosses who exploit natural resources, rig oil, (to rig the polls?), sell to theGovernment at higher than market prices, who meddle with middlemen and middle women

over radio(a) waves, who rig their balance sheets showing nonexistent cash, who manipulate

the auditors, manipulate prices, bourses, have suddenly appeared as Buddhas in the eyes of

the Government for financial inclusion.

The Parliamentary Committee has asked only one question how many branches have been

opened in rural areas by the existing private banks?

Let the People Ask. Its for the Authority to Answer.

This is the most righteous cause, right time to Ask.

Come What May !Come May (2014) !

The public servants of the Public sector Banks of this country take it as a National Cause to

oppose any move to take this country back to pre-1969 days.

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Sri A N Krishnamurthy

Chairman

Sri K S Singh

President

Sri G V Manimaran

General Secretary

LIST OF CENTRAL NEGOTIATING TEAM MEMBERS (CNT)

Sl.NO NAME DESIGNATION IN CBOA STATIONED AT

1 Sri A N Krishna Murthy Chairman Bangalore

2 Sri K S Singh President Patna

3 Sri K M Thomas Vice-President Trivandrum

4 Sri J Vanagamudi Vice-President Coimbatore

5 Sri A S N Reddy Vice-President Visakhapatnam

6 Sri.G V Manimaran General Secretary Chennai

7 Sri Ashwani Kumar Juneja Joint General Secretary Rohtak

8 Sri R K Bhardwaj Joint General Secretary Bhopal

9 Sri Suresh D Kokal Organising General Secretary Mumbai

LIST OF YOUNG CNT MEMBERS WHO ATTEND J. C. ON ROTATION BASIS

1 Sri AnshumanSingh CC Member (Young) Lucknow

2 Sri Ravikumar CC Member (Young) Gulbarga

3 Smt Bhawna Yadav CC Member (Women Representative) Ahmedabad

Our Beloved Organisation

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ALL INDIA DEFENCE PANEL

Sl No Name Designation

1 Sri A N Krishna Murthy Chairman

2 Sri G V Manimaran General Secretary

3 Sri Ashwani Kumar Juneja Joint General Secretary

Our bank has recently approved the above three names for the All India Defence

Panel. Their services can be used on need.

Reappointment:-

The Government of India vide Notification dated 3rd January 2014 has re-appointedSHRI. G. V. MANIMARAN, Manager, Canara Bank, as Officer Employee Director on the

Board of our Bank, for a period of three years, from the date of notification of his

appointment or until he ceases to be an officer of the Bank, or until further orders,

whichever is earlier.

Our Welfare Schemes:-

W.e.f. 01.01.2014, our monthly subscription is increased from Rs 70 pm to Rs. 200p.m. with the following improvements in the welfare measures:

a. Death relief to the bereaved family is increased from the present Rs.35,000/-

to Rs. 50,000/-

b. Members leaving the Bank on superannuation/VRS/resignation with five years

and above membership will be given a memento worth Rs. 5,000/- and with

membership record of above 2 years but below 5 years will be given a memento

worth Rs. 2,500/-

c. Reimbursement of medical expenses of disallowed portion is increased from

the present Rs. 25,000/- to Rs. 50,000/.

Benevolent fund contributionis increased from Rs.50 to Rs.100/- Consequently, thedeath relief amount being paid to bereaved family of our member is also increased

from the present Rs. 2.65 lacs to Rs. 4.50 lacs. It may be noted that the bereaved

family members will receive a total a sum of Rs. 5 lacs (including Rs.50,000/- to be

paid out of subscription amount of CBOA).

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CENTRAL COMMITTEE MEMBERS

Name Position in CBOA Region Email ID Mobile No

1 Vidhumohan Deputy General Secretary Agra mohan.vidhu54@gmail.com 094125 93831

2 Adarsh Agarwal Central Committee Member Agra cboaadarshagarwal@gmail.com 094102 54299

3 S B Gupta Central Committee Member Agra sudhirgupta.262@gmail.com 094126 17550

4 Pankaj Saxena Regional Secretary Agra cboapankajsaxena@gmail.com 094564 02387

5 Chethan Dayal

Prakash

Central Committee Member (Co-

opt)Agra chetandayalprakash@rediffmail.com 094102 01050

6 R K Mittal Organising General Secretary Ahmedabad rakeshmittal56@gmail.com 098250 68088

7 B K Richharia Deputy General Secretary Ahmedabad richhariyabk@gmail.com 094273 14560

8 Shailesh Parikh Regional Secretary Ahmedabad shaileshparikh18@gmail.com 099743 82030

9 Bhavna Yadav Women Representative Ahmedabad bhawnayadav2011@gmail.com 096624 19990

10 A N Krishnamurthy Chairman Bangalore Metro ankcboablr@gmail.com 098456 97198

11 S S Jagadeesh Organising General Secretary Bangalore Metro jagadeesh_canbank@yahoo.co.in 094485 08797

12 Pushpa G Kumar Deputy General Secretary Bangalore Metro bindupushpa22@gmail.com 098451 14312

13 D A Suresh Asst. General Secretary Bangalore Metro cboadasuresh@yahoo.com 098444 65166

14 S Sabayya Deputy Treasurer Bangalore Metro sshandgi@gmail.com 094483 09557

15 A L Mahadeva Central Committee Member Bangalore Metro al.mahadev@gmail.com 094490 50608

16 N K Chandramohan Central Committee Member Bangalore Metro nkpmohan@gmail.com 094499 06049

17 S Shankar Central Committee Member Bangalore Metro cboashankar@gmail.com 092430 13294

18 V G Harivan Central Committee Member Bangalore Metro hariwanvg@yahoo.in 094490 24634

19 P B Basavaraj Regional Secretary Bangalore Metro basavaraj1005@gmail.com 094485 11253

20 A G Vidhya Shankar Central Committee Member (Co-opt)

Bangalore Metro agvidyashankar@gmail.com 094810 25095

21 K Prakash Deputy General Secretary Bangalore Rural cboaprakashk@gmail.com 080956 08956

22 P S Gajanana Regional Secretary Bangalore Rural gajananaps@rocketmail.com 094482 18280

23 Tulsi Jyothi Women Representative Bangalore Rural sirajothi1@gmail.com 097418 16952

mailto:mohan.vidhu54@gmail.commailto:cboaadarshagarwal@gmail.commailto:262@gmail.commailto:cboapankajsaxena@gmail.commailto:chetandayalprakash@rediffmail.commailto:rakeshmittal56@gmail.commailto:richhariyabk@gmail.commailto:shaileshparikh18@gmail.commailto:bhawnayadav2011@gmail.commailto:ankcboablr@gmail.commailto:jagadeesh_canbank@yahoo.co.inmailto:bindupushpa22@gmail.commailto:dasuresh@yahoo.commailto:sshandgi@gmail.commailto:mahadev@gmail.commailto:nkpmohan@gmail.commailto:cboashankar@gmail.commailto:hariwanvg@yahoo.inmailto:basavaraj1005@gmail.commailto:agvidyashankar@gmail.commailto:bhandarykp@gmail.commailto:gajananaps@rocketmail.commailto:sirajothi1@gmail.commailto:sirajothi1@gmail.commailto:sirajothi1@gmail.commailto:gajananaps@rocketmail.commailto:gajananaps@rocketmail.commailto:bhandarykp@gmail.commailto:bhandarykp@gmail.commailto:agvidyashankar@gmail.commailto:agvidyashankar@gmail.commailto:basavaraj1005@gmail.commailto:basavaraj1005@gmail.commailto:hariwanvg@yahoo.inmailto:hariwanvg@yahoo.inmailto:cboashankar@gmail.commailto:cboashankar@gmail.commailto:nkpmohan@gmail.commailto:nkpmohan@gmail.commailto:mahadev@gmail.commailto:mahadev@gmail.commailto:sshandgi@gmail.commailto:sshandgi@gmail.commailto:dasuresh@yahoo.commailto:dasuresh@yahoo.commailto:bindupushpa22@gmail.commailto:bindupushpa22@gmail.commailto:jagadeesh_canbank@yahoo.co.inmailto:jagadeesh_canbank@yahoo.co.inmailto:ankcboablr@gmail.commailto:ankcboablr@gmail.commailto:bhawnayadav2011@gmail.commailto:bhawnayadav2011@gmail.commailto:shaileshparikh18@gmail.commailto:shaileshparikh18@gmail.commailto:richhariyabk@gmail.commailto:richhariyabk@gmail.commailto:rakeshmittal56@gmail.commailto:rakeshmittal56@gmail.commailto:chetandayalprakash@rediffmail.commailto:chetandayalprakash@rediffmail.commailto:cboapankajsaxena@gmail.commailto:cboapankajsaxena@gmail.commailto:262@gmail.commailto:262@gmail.commailto:cboaadarshagarwal@gmail.commailto:cboaadarshagarwal@gmail.commailto:mohan.vidhu54@gmail.commailto:mohan.vidhu54@gmail.com

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24 R.K.Bharadwaj Joint General Secretary Bhopal bharadwajrkey@gmail.com 099260 02360

25 Sanjay Goyal Asst. General Secretary Bhopal san_goyal1234@yahoo.co.in 094254 79732

26 K K Tripathy Regional Secretary Bhopal kktripathi2009@rediffmail.com 088894 81144

27 P K Mohanty Asst. General Secretary Bhubaneshwar pkmohanty70291@gmail.com 094376 66245

28 Hemantha Panda Regional Secretary Bhubaneshwar hkpanda1961@gmail.com 094391 42118

29 P V Surendran Deputy General Secretary Calicut pvsuren@yahoo.com 094475 48185

30 O Raveendran Central Committee Member Calicut chotturavindran@gmail.com 098479 09444

31 T T Joseph Regional Secretary Calicut josephtt12@gmail.com 094956 13138

32 Naveenan P Central Committee Member (Co-opt)

Calicut naveenanp@yahoo.co.in 094971 28609

33 Atul Kapoor Vice President Chandigarh atul_cboa@yahoo.com 094170 05021

34 Raman Anand Joint General Secretary Chandigarh cboaramananand@gmail.com 093160 06084

35 A S Walia Deputy General Secretary Chandigarh waliaanand@gmail.com 098766 01174

36 S P Singh Asst. General Secretary Chandigarh sabloksps@gmail.com 098729 74751

37 Virender Tandon Central Committee Member Chandigarh tandon124@gmail.com 094634 23124

38 S K Nanda Central Committee Member Chandigarh cboananda@gmail.com 093562 55770

39 S K Sharma Regional Secretary Chandigarh surindersharma_14@yahoo.co.in 098159 00518

40 G V Manimaran General Secretary Chennai cboamanimaran@gmail.com 094440 34560

41 S Viswanathan Organising General Secretary Chennai sviswanathan1954@yahoo.com 094434 71797

42 C.Krishnakumar Deputy General Secretary Chennai cboakrishnakumar@gmail.com 094449 18748

43 N S Vinayagam Central Committee Member Chennai vinayagamns@gmail.com 094450 40180

44 P Ramachandran Reception Committee Chairman Chennai pramachandran1956@yahoo.com 098401 49388

45 P Shanmugam Regional Secretary Chennai cboashanmugam@gmail.com 094457 97466

46 M K Anand Central Committee Member (Co-opt)

Chennai ambal.anand@gmail.com 094452 56590

47 B Sumathi Hariharan

Ai er

Women Representative Chennai sumathiiyer15@gmail.com 093804 47856

48 J.Vanangamudi Vice President Coimbatore vanangamudij@gmail.com 094433 64184

49 R.Nandagopal Deputy General Secretary Coimbatore nandagopalr.57@gmail.com 094421 28400

50 Sounderaraj Central Committee Member Coimbatore ssoundar27@gmail.com 094437 52554

mailto:bharadwajrkey@gmail.commailto:san_goyal1234@yahoo.co.inmailto:kktripathi2009@rediffmail.commailto:pkmohanty70291@gmail.commailto:hkpanda1961@gmail.commailto:pvsuren@yahoo.commailto:chotturavindran@gmail.commailto:josephtt12@gmail.commailto:naveenanp@yahoo.co.inmailto:atul_cboa@yahoo.commailto:cboaramananand@gmail.commailto:waliaanand@gmail.commailto:sabloksps@gmail.commailto:tandon124@gmail.commailto:cboananda@gmail.commailto:surindersharma_14@yahoo.co.inmailto:cboamanimaran@gmail.commailto:sviswanathan1954@yahoo.commailto:cboakrishnakumar@gmail.commailto:vinayagamns@gmail.commailto:pramachandran1956@yahoo.commailto:cboashanmugam@gmail.commailto:anand@gmail.commailto:sumathiiyer15@gmail.commailto:vanangamudij@gmail.commailto:nandgopal.cbe@gmail.commailto:ssoundar27@gmail.commailto:ssoundar27@gmail.commailto:ssoundar27@gmail.commailto:nandgopal.cbe@gmail.commailto:nandgopal.cbe@gmail.commailto:vanangamudij@gmail.commailto:vanangamudij@gmail.commailto:sumathiiyer15@gmail.commailto:sumathiiyer15@gmail.commailto:anand@gmail.commailto:anand@gmail.commailto:cboashanmugam@gmail.commailto:cboashanmugam@gmail.commailto:pramachandran1956@yahoo.commailto:pramachandran1956@yahoo.commailto:vinayagamns@gmail.commailto:vinayagamns@gmail.commailto:cboakrishnakumar@gmail.commailto:cboakrishnakumar@gmail.commailto:sviswanathan1954@yahoo.commailto:sviswanathan1954@yahoo.commailto:cboamanimaran@gmail.commailto:cboamanimaran@gmail.commailto:surindersharma_14@yahoo.co.inmailto:surindersharma_14@yahoo.co.inmailto:cboananda@gmail.commailto:cboananda@gmail.commailto:tandon124@gmail.commailto:tandon124@gmail.commailto:sabloksps@gmail.commailto:sabloksps@gmail.commailto:waliaanand@gmail.commailto:waliaanand@gmail.commailto:cboaramananand@gmail.commailto:cboaramananand@gmail.commailto:atul_cboa@yahoo.commailto:atul_cboa@yahoo.commailto:naveenanp@yahoo.co.inmailto:naveenanp@yahoo.co.inmailto:josephtt12@gmail.commailto:josephtt12@gmail.commailto:chotturavindran@gmail.commailto:chotturavindran@gmail.commailto:pvsuren@yahoo.commailto:pvsuren@yahoo.commailto:hkpanda1961@gmail.commailto:hkpanda1961@gmail.commailto:pkmohanty70291@gmail.commailto:pkmohanty70291@gmail.commailto:kktripathi2009@rediffmail.commailto:kktripathi2009@rediffmail.commailto:san_goyal1234@yahoo.co.inmailto:san_goyal1234@yahoo.co.inmailto:bharadwajrkey@gmail.commailto:bharadwajrkey@gmail.com

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51 Raghavendran Regional Secretary Coimbatore ragh2010dran@gmail.com 094883 31063

52 Sivakumar Central Committee Member (Co-opt)

Coimbatore sivakumar2396@gmail.com 097914 99199

53 I S Parmar Central Committee Member Dehradun parmaris.18@gmail.com 094123 19078

54 M S Rawat Central Committee Member Dehradun rawatms@gmail.com 094565 91088

55 J S Chauhan Regional Secretary Dehradun jschauhan1959@gmail.com 087550 32399

56 R.S.Reehal Vice President Delhi rsreehal@yahoo.in 098995 93092

57 Rajesh Bakshi Organising General Secretary Delhi bakshi.rajesh@yahoo.co.in 098106 22646

58 Sunil Sharma Deputy General Secretary Delhi can.sunil.1955@gmail.com 098714 05588

59 Ashwani Sharma Central Committee Member Delhi sumaash@yahoo.co.in 098112 16238

60 Ravinder Kumar Central Committee Member Delhi ravinder.kumar1955@gmail.com 098712 35949

61 P K Deb Central Committee Member Delhi pkdeb102@yahoo.com 098181 84807

62 Manmohan Sawhney Regional Secretary Delhi manmohan_sahani@yahoo.co.in 098682 85493

63 Rani Talreja Women Representative Delhi ranit8660@gmail.com 098183 66290

64 Magesh Bandkar Asst. General Secretary Goa mabandkar@gmail.com 090495 64103

65 William De Cunha Regional Secretary Goa dacunha.william@gmail.com 080070 71435

66 J C Sen Central Committee Member Guhawati senjagdish@gmail.com 094350 46905

67 M Zalki Central Committee Member Gulbarga mukundzalki@gmail.com 094484 41988

68 S T Sonate Regional Secretary Gulbarga sharansonathe@gmail.com 094492 40182

69 Ravikumar Central Committee Member (Co-opt)

Gulbarga ravi.kukatlapalli@gmail.com 072042 84487

70 B K Deka Regional Secretary Guwahati bhaba.deka@gmail.com 094351 09587

71 H Nagaraja Asst. General Secretary Hubli honnalinagaraj@gmail.com 098868 76309

72 Uday Mahale Central Committee Member Hubli udayamahale@gmail.com 094496 24446

73 Jayalakshmi Murthy Central Committee Member Hubli murthyjayalaxmi@gmail.com 094810 04575

74 Uday S Lodaya Regional Secretary Hubli udaylodaya@gmail.com 098458 87657

75 M V Subba Rao Joint General Secretary Hyderabad msrao_72@yahoo.co.in 094408 76543

76 Balasubramaniam Asst. General Secretary Hyderabad balu28198@gmail.com 094498 71122

77 T V Raju Central Committee Member Hyderabad tadipudirajan@gmail.com 098495 46647

mailto:ragh2010dran@gmail.commailto:sivakumar2396@gmail.commailto:18@gmail.commailto:rawatms@gmail.commailto:jschauhan1959@gmail.commailto:rsreehal@yahoo.inmailto:rajesh@yahoo.co.inmailto:1955@gmail.commailto:sumaash@yahoo.co.inmailto:kumar1955@gmail.commailto:pkdeb102@yahoo.commailto:manmohan_sahani@yahoo.co.inmailto:ranit8660@gmail.commailto:mabandkar@gmail.commailto:william@gmail.commailto:senjagdish@gmail.commailto:mukundzalki@gmail.commailto:sharansonathe@gmail.commailto:kukatlapalli@gmail.commailto:deka@gmail.commailto:honnalinagaraj@gmail.commailto:udayamahale@gmail.commailto:murthyjayalaxmi@gmail.commailto:udaylodaya@gmail.commailto:msrao_72@yahoo.co.inmailto:balu28198@gmail.commailto:tadipudirajan@gmail.commailto:tadipudirajan@gmail.commailto:tadipudirajan@gmail.commailto:balu28198@gmail.commailto:balu28198@gmail.commailto:msrao_72@yahoo.co.inmailto:msrao_72@yahoo.co.inmailto:udaylodaya@gmail.commailto:udaylodaya@gmail.commailto:murthyjayalaxmi@gmail.commailto:murthyjayalaxmi@gmail.commailto:udayamahale@gmail.commailto:udayamahale@gmail.commailto:honnalinagaraj@gmail.commailto:honnalinagaraj@gmail.commailto:deka@gmail.commailto:deka@gmail.commailto:kukatlapalli@gmail.commailto:kukatlapalli@gmail.commailto:sharansonathe@gmail.commailto:sharansonathe@gmail.commailto:mukundzalki@gmail.commailto:mukundzalki@gmail.commailto:senjagdish@gmail.commailto:senjagdish@gmail.commailto:william@gmail.commailto:william@gmail.commailto:mabandkar@gmail.commailto:mabandkar@gmail.commailto:ranit8660@gmail.commailto:ranit8660@gmail.commailto:manmohan_sahani@yahoo.co.inmailto:manmohan_sahani@yahoo.co.inmailto:pkdeb102@yahoo.commailto:pkdeb102@yahoo.commailto:kumar1955@gmail.commailto:kumar1955@gmail.commailto:sumaash@yahoo.co.inmailto:sumaash@yahoo.co.inmailto:1955@gmail.commailto:1955@gmail.commailto:rajesh@yahoo.co.inmailto:rajesh@yahoo.co.inmailto:rsreehal@yahoo.inmailto:rsreehal@yahoo.inmailto:jschauhan1959@gmail.commailto:jschauhan1959@gmail.commailto:rawatms@gmail.commailto:rawatms@gmail.commailto:18@gmail.commailto:18@gmail.commailto:sivakumar2396@gmail.commailto:sivakumar2396@gmail.commailto:ragh2010dran@gmail.commailto:ragh2010dran@gmail.com

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78 Linga Reddy Regional Secretary Hyderabad lingareddybaddam2006@yahoo.com

094404 73460

79 B.Nagaraja Reddy Central Committee Member (Co-opt)

Hyderabad nagarajareddybn76@gmail.com 073829 32261

80 B L Maheswari Asst. General Secretary Jaipur jagdish.mahesh@gmail.com 094142 79048

81 Rajiv Nigam Regional Secretary Jaipur rajivnigam.rn@gmail.com 098290 97818

82 Anand Kumar Central Committee Member (Co-opt)

Jaipur anandjjn_1977@yahoo.co.in 098874 68603

83 A K Juneja Joint General Secretary Karnal akjuneja55@yahoo.co.in 094164 72648

84 R K Gambir Central Committee Member Karnal ralyg30@in.com 098117 47158

85 B K Mehta Regional Secretary Karnal mehtabk5@gmail.com 090345 41400

86 Sandeep Batra Central Committee Member (Co-opt)

Karnal sandeepbatra69@rediffmail.com 090506 00137

87 Tapas Sen Deputy General Secretary Kolkata tapashsen1962@gmail.com 098745 88021

88 Shyamal Kumar Sinha Central Committee Member Kolkata shyamalkumar.sinha@yahoo.com 094322 23858

89 Arup Bhatacharya Central Committee Member Kolkata arup.b59@gmail.com 096740 77679

90 Swapan Haldar Regional Secretary Kolkata haldar.swapan@yahoo.com 094336 30367

91 Jyothi Shankar Roy

Choudhary

Central Committee Member (Co-

opt)Kolkata jyotisrc@gmail.com 089024 97840

92 P N Thakur Deputy General Secretary Lucknow pnt541@gmail.com 073764 56866

93 N K Dubey Central Committee Member Lucknow nishikantd28@gmail.com 094528 64100

94 Dhananjay Singh Regional Secretary Lucknow dhananjay.cboalucknow@gmail.com

094504 39510

95 A K Singh Central Committee Member (Co-opt)

Lucknow anshuman.techno@gmail.com 096165 66002

96 V Pandi Deputy General Secretary Madurai pandivcboa@gmail.com 094438 05269

97 B Chelladurai Central Committee Member Madurai kishorechelladurai@gmail.com 094878 54224

98 V Rama Raj Friend And Guide Editor Madurai madurairamaraj@gmail.com 099651 10154

99 R.Paulsamy Regional Secretary Madurai paulsamy@gmail.com 098942 15588

100 Usharani R Women Representative Madurai usharani.canara@gmail.com 082207 19991

101 M U Kulkarni Joint General Secretary Mangalore kulkarniamay@yahoo.in 094485 29227

102 Lakshmikanth Nayak Deputy General Secretary Mangalore lakshmikant.nayak@rediffmail.com

094483 57937

103 Walter Joy Sequeira Central Committee Member Mangalore cboawaltersequeira@gmail.com 094493 33920

104 Ravi Pinto Central Committee Member Mangalore ravicpinto@rediffmail.com 094492 44863

mailto:lingareddybaddam2006@yahoo.commailto:lingareddybaddam2006@yahoo.commailto:nagarajareddybn76@gmail.commailto:mahesh@gmail.commailto:rajivnigam.rn@gmail.commailto:anandjjn_1977@yahoo.co.inmailto:akjuneja55@yahoo.co.inmailto:ralyg30@in.commailto:mehtabk5@gmail.commailto:sandeepbatra69@rediffmail.commailto:tapashsen1962@gmail.commailto:sinha@yahoo.commailto:b59@gmail.commailto:swapan@yahoo.commailto:jyotisrc@gmail.commailto:pnt541@gmail.commailto:nishikantd28@gmail.commailto:cboalucknow@gmail.commailto:cboalucknow@gmail.commailto:cboalucknow@gmail.commailto:techno@gmail.commailto:pandivcboa@gmail.commailto:kishorechelladurai@gmail.commailto:madurairamaraj@gmail.commailto:paulsamy@gmail.commailto:canara@gmail.commailto:kulkarniamay@yahoo.inmailto:laksmikant.nayak@rediffmail.commailto:wjsequeira@canarabank.commailto:ravicpinto@rediffmail.commailto:ravicpinto@rediffmail.commailto:ravicpinto@rediffmail.commailto:wjsequeira@canarabank.commailto:wjsequeira@canarabank.commailto:laksmikant.nayak@rediffmail.commailto:kulkarniamay@yahoo.inmailto:kulkarniamay@yahoo.inmailto:canara@gmail.commailto:canara@gmail.commailto:paulsamy@gmail.commailto:paulsamy@gmail.commailto:madurairamaraj@gmail.commailto:madurairamaraj@gmail.commailto:kishorechelladurai@gmail.commailto:kishorechelladurai@gmail.commailto:pandivcboa@gmail.commailto:pandivcboa@gmail.commailto:techno@gmail.commailto:techno@gmail.commailto:cboalucknow@gmail.commailto:cboalucknow@gmail.commailto:nishikantd28@gmail.commailto:nishikantd28@gmail.commailto:pnt541@gmail.commailto:pnt541@gmail.commailto:jyotisrc@gmail.commailto:jyotisrc@gmail.commailto:swapan@yahoo.commailto:swapan@yahoo.commailto:b59@gmail.commailto:b59@gmail.commailto:sinha@yahoo.commailto:sinha@yahoo.commailto:tapashsen1962@gmail.commailto:tapashsen1962@gmail.commailto:sandeepbatra69@rediffmail.commailto:sandeepbatra69@rediffmail.commailto:mehtabk5@gmail.commailto:mehtabk5@gmail.commailto:ralyg30@in.commailto:ralyg30@in.commailto:akjuneja55@yahoo.co.inmailto:akjuneja55@yahoo.co.inmailto:anandjjn_1977@yahoo.co.inmailto:anandjjn_1977@yahoo.co.inmailto:rajivnigam.rn@gmail.commailto:rajivnigam.rn@gmail.commailto:mahesh@gmail.commailto:mahesh@gmail.commailto:nagarajareddybn76@gmail.commailto:nagarajareddybn76@gmail.commailto:lingareddybaddam2006@yahoo.commailto:lingareddybaddam2006@yahoo.com

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105 A S Bhat Regional Secretary Mangalore asbhat11@gmail.com 094485 29226

106 Sunil Kumar Central Committee Member Meerut sunil63489@gmail.com 075001 41009

107 M K Verma Central Committee Member Meerut cboamkverma@gmail.com 098106 23719

108 Arun Sharma Regional Secretary Meerut arunsharma2104@gmail.com 081306 93726

109 Suresh D Kokal Organising General Secretary Mumbai suresh.kokal1956@gmail.com 098195 58608

110 S K Choudhary Deputy General Secretary Mumbai skchy27@yahoo.com 098695 01862

111 D K Pandey Asst. General Secretary Mumbai dkpandey61@gmail.com 099675 42747

112 Manmohan Singh Treasurer Mumbai mancity_sehgal@yahoo.com 098205 95962

113 Anand Phanse Central Committee Member Mumbai anandphanse59@gmail.com 098217 53789

114 Sathish Salvi Central Committee Member Mumbai satish.salvi52@yahoo.com 098693 36520

115 Sanjay Desai Central Committee Member Mumbai sanjay.desai52@yahoo.com 099307 23123

116 Rajkumar Sajnani Welfare Secretary Mumbai rajkumarsajnani@gmail.com 088794 45858

117 Yogesh P Bidkar Regional Secretary Mumbai ybidkar72@gmail.com 091675 74630

118 Shiva Prasad Deputy General Secretary Mysore shivu_canbank@yahoo.com 099805 57880

119 Shoba Abraham Central Committee Member Mysore shobha.1955@yahoo.com 098805 79596

120 Ravikumar Regional Secretary Mysore ravikumarmysore1975@gmail.com

094492 55267

121 S N Atote Deputy General Secretary Nagpur snatote@gmail.com 094221 07156

122 Prashant Ninawe Central Committee Member Nagpur prashantninawe69@gmail.com 098503 21936

123 D Y Chhapargare Regional Secretary Nagpur chhapparghare@gmail.com 094033 43753

124 K S Singh President Patna kssingh8009@gmail.com 094309 64722

125 A K Das Deputy General Secretary Patna cboaashokkumardas@gmail.com 094733 82997

126 P Mandal Central Committee Member Patna cboaparthamandal@gmail.com 094305 10544

127 Kameshkumar Central Committee Member Patna kamlesh2821@gmail.com 098352 24192

128 Anil Kumar Regional Secretary Patna akumarcb37003ak@gmail.com 094314 76057

129 Rama Bhattacharjee Women Representative Patna rama_rumpa@yahoo.com 094316 48641

130 R R Bagale Deputy General Secretary Pune bagalerr@gmail.com 098226 52570

131 Sachin D Waiker Central Committee Member Pune sachinwaikar73@gmail.com 094212 06696

mailto:bhatas11@gmail.commailto:sunil63489@gmail.commailto:cboamkverma@gmail.commailto:arunsharma2104@gmail.commailto:kokal1956@gmail.commailto:skchy27@yahoo.commailto:dkpandey61@gmail.commailto:mancity_sehgal@yahoo.commailto:anandphanse59@gmail.commailto:salvi52@yahoo.commailto:desai52@yahoo.commailto:rajkumarsajnani@gmail.commailto:ybidkar72@gmail.commailto:shivu_canbank@yahoo.commailto:1955@yahoo.commailto:ravikumarmysore1975@gmail.commailto:snatote@gmail.commailto:prashantninawe69@gmail.commailto:chhapparghare@gmail.commailto:kssingh8009@gmail.commailto:cboaashokkumardas@gmail.commailto:cboaparthamandal@gmail.commailto:kamlesh2821@gmail.commailto:akumarcb37003ak@gmail.commailto:rama_rumpa@yahoo.commailto:bagalerr@gmail.commailto:sachinwaikar73@gmail.commailto:sachinwaikar73@gmail.commailto:sachinwaikar73@gmail.commailto:bagalerr@gmail.commailto:bagalerr@gmail.commailto:rama_rumpa@yahoo.commailto:rama_rumpa@yahoo.commailto:akumarcb37003ak@gmail.commailto:akumarcb37003ak@gmail.commailto:kamlesh2821@gmail.commailto:kamlesh2821@gmail.commailto:cboaparthamandal@gmail.commailto:cboaparthamandal@gmail.commailto:cboaashokkumardas@gmail.commailto:cboaashokkumardas@gmail.commailto:kssingh8009@gmail.commailto:kssingh8009@gmail.commailto:chhapparghare@gmail.commailto:chhapparghare@gmail.commailto:prashantninawe69@gmail.commailto:prashantninawe69@gmail.commailto:snatote@gmail.commailto:snatote@gmail.commailto:ravikumarmysore1975@gmail.commailto:1955@yahoo.commailto:1955@yahoo.commailto:shivu_canbank@yahoo.commailto:shivu_canbank@yahoo.commailto:ybidkar72@gmail.commailto:ybidkar72@gmail.commailto:rajkumarsajnani@gmail.commailto:rajkumarsajnani@gmail.commailto:desai52@yahoo.commailto:desai52@yahoo.commailto:salvi52@yahoo.commailto:salvi52@yahoo.commailto:anandphanse59@gmail.commailto:anandphanse59@gmail.commailto:mancity_sehgal@yahoo.commailto:mancity_sehgal@yahoo.commailto:dkpandey61@gmail.commailto:dkpandey61@gmail.commailto:skchy27@yahoo.commailto:skchy27@yahoo.commailto:kokal1956@gmail.commailto:kokal1956@gmail.commailto:arunsharma2104@gmail.commailto:arunsharma2104@gmail.commailto:cboamkverma@gmail.commailto:cboamkverma@gmail.commailto:sunil63489@gmail.commailto:sunil63489@gmail.commailto:bhatas11@gmail.commailto:bhatas11@gmail.com

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Im ortant Dates & EventsEvent Date & Time Venue

CBOAsExecutive Committee Meeting08.03.2014

9.00 Am to 4.00 PM

Hotel S P Grand Days

Trivandrum

AIBOCs10th Triennial General Council

Inauguration 08.03.2014 at 5.00 PM Nishagandhi Open AirAuditorium

TrivandrumDelegate Session 09.03.14 & 10.03.14

Canara Bank Retired Officers Associations

IX Biennial Conference16.03.14 & 17.03.2014

Sri Dharma Prakash Kalyana

Mandapam, Chennai

132 P K Tripathi Central Committee Member Pune tripspk@yahoo.co.in 099700 38176

133 Arun R Gothe Regional Secretary Pune arungothe@yahoo.com 098507 49389

134 Naveen Singh Central Committee Member Ranchi navinsingh72508@gmail.com 094310 48116

135 Sathish Kumar Bage Central Committee Member Ranchi skbage.sai@rediffmail.com 094301 91999

136 Biswajit Gupta Regional Secretary Ranchi bsjt_gupta@yahoo.com 094311 23321

137 S Jagadish Asst. General Secretary Shimoga sarjajagadeesh@gmail.com 094488 44375

138 N M Prasannakumar Central Committee Member Shimoga prasannakumarnm@gmail.com 094814 92640

139 S G Ramesh Regional Secretary Shimoga rameshsg.03@gmail.com 094800 23590

140 R.Arjunan Muthaiah Deputy General Secretary Trichy nmrarjun55@yahoo.in 098658 29434

141 L Alex Central Committee Member Trichy lalex_2008@rediffmail.com 099406 76895

142 M T Vijay Regional Secretary Trichy mtv1011@gmail.com 094886 37600

143 K M Thomas Vice President Trivandrum thomas.shobha@ymail.com 094473 89713

144 V Baburaj Central Committee Member Trivandrum vbraj51@gmail.com 094951 24893

145 C J Sudhakaran Regional Secretary Trivandrum sudhakarckcboa@gmail.com 098951 93228

146 P S Prasanth Central Committee Member(Co-opt)

Trivandrum prasanthps1983@gmail.com 098954 25272

147 K R Sreejha Women Representative Trivandrum sheejadeepu@gmail.com 081290 69191

148 A S N Reddy Vice President Vizag snreddy_athunoori@yahoo.com 098490 10817

149 M V Ramana Central Committee Member Vizag mullapoodiramana@gmail.com 098497 42024

150 G Dayashankar Regional Secretary Vizag gdayasankar@gmail.com 094404 29572

mailto:tripspk@yahoo.co.inmailto:arungothe@yahoo.commailto:navinsingh72508@gmail.commailto:sai@rediffmail.commailto:bsjt_gupta@yahoo.commailto:sarjajagadeesh@gmail.commailto:prasannakumarnm@gmail.commailto:rameshsg.03@gmail.commailto:nmrarjun55@yahoo.inmailto:lalex_2008@rediffmail.commailto:mtv1011@gmail.commailto:shobha@ymail.commailto:vbraj51@gmail.commailto:sudhakarckcboa@gmail.commailto:prasanthps1983@gmail.commailto:sheejadeepu@gmail.commailto:snreddyathunoori@yahoo.commailto:mullapoodiramana@gmail.commailto:gdayasankar@gmail.commailto:gdayasankar@gmail.commailto:gdayasankar@gmail.commailto:mullapoodiramana@gmail.commailto:mullapoodiramana@gmail.commailto:snreddyathunoori@yahoo.commailto:snreddyathunoori@yahoo.commailto:sheejadeepu@gmail.commailto:sheejadeepu@gmail.commailto:prasanthps1983@gmail.commailto:prasanthps1983@gmail.commailto:sudhakarckcboa@gmail.commailto:sudhakarckcboa@gmail.commailto:vbraj51@gmail.commailto:vbraj51@gmail.commailto:shobha@ymail.commailto:shobha@ymail.commailto:mtv1011@gmail.commailto:mtv1011@gmail.commailto:lalex_2008@rediffmail.commailto:lalex_2008@rediffmail.commailto:nmrarjun55@yahoo.inmailto:nmrarjun55@yahoo.inmailto:rameshsg.03@gmail.commailto:rameshsg.03@gmail.commailto:prasannakumarnm@gmail.commailto:prasannakumarnm@gmail.commailto:sarjajagadeesh@gmail.commailto:sarjajagadeesh@gmail.commailto:bsjt_gupta@yahoo.commailto:bsjt_gupta@yahoo.commailto:sai@rediffmail.commailto:sai@rediffmail.commailto:navinsingh72508@gmail.commailto:navinsingh72508@gmail.commailto:arungothe@yahoo.commailto:arungothe@yahoo.commailto:tripspk@yahoo.co.inmailto:tripspk@yahoo.co.in

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The massive, mammoth, magnificent & memorable XVI Biennial Conference of our

Association was held between 23rd and 25th November 2013 at Chennai.

We fondly remember the dignitaries & other participants mainly

Dr K Rosaiah, His Excellency, The Governor of Tamilnadu

Sri R K Dubey, Chairman & Managing Director of our Bank

Padmasree Kamal Hassan, the versatile Indian film actor

Sri A W Rabi Bernard, M. P. & TV Personality

Leaders from Fraternal Organisations

People from Press, Media & F M Radio

Folk artists

General Managers and Ex General Managers of our Bank

Other Executives & Ex Executives of our Bank

Eminent sports personalities of our Bank

Our C N T Members & Ex C N T members

Our Officer Bearers & Ex Office Bearers

Our Members & their family members

Above all our Delegates, Observers & Volunteers

Uniqueness of recent Biennial:-

All the delegates & observers attended the inauguration with the dress code of

Black Pant with White Shirt.

The hall was full & jam packed by 4.00 pm itself though the scheduled time for

the inauguration was 5.30 pm.

Our self disciplined cadres maintained complete silence for the smooth conduct

of the inauguration which was admired by the dignitaries.

Active & Constructive deliberations throughout the delegate session.

The first & best Biennial held in the history of CBOA with much Discipline,

Devotion & Dedication of the cadres.

Last but not the least, the hospitality given by Chennai Region is unbeatable

Friend & Guide thanks profusely all those who were instrumental for writing a new

history in our CBOA.

Our unforgettable Biennial Conference

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AHMEDABAD REGION:

A Visit of 25 branches of South Gujarat was carried out by Shailesh Parikh (RS) Sri

Mittal (OGS) Sri Richhariya (Dgs), Miss Bhavna Yadav (Women Rep & CC) and Sri Amit

Srivastava(Dist Sec Surat). Met the members and have their views/Ideas/Suggestions

etc. On 05/01/2014 a meeting of Members of South Gujarat branches was conducted

at Surat and about 60 members attended the same, It was A grand success and

members were very happy to listen about the recent developments etc.

On 31st of January a members meeting was held at Ahmedabad and two retiring

members i.e. Sri G.D.Joshi,Officer ,c.o.,Ahmedabad and Sri L.D.Paliwal,Sr.Mgr.,

Sabarmati,Ahmedabad branch were felicitated. Among other members, we haveinvited some of our retired Office bearers of CBOA and they were very pleaed with

the gesture and shown their happiness about the way CBOA activities are carried out

in the Region.

Our BARODA Unit have also conducted a members meeting to start with after a long

gap and about 20 members attended the same (good nos. in view of total about 25

members in BARODA city).

CALICUT REGION:

GENERAL SECRETARYS VISITTO CALICUT

Our General Secretary Sri G V Manimaran visited Calicut Region from 5th to 7th Jan

2014. On 6th, he visited CO, Circle & local branches in and around Calicut City.

In the evening a meeting was arranged. Sri Abdul Rasheed Regional Chairman presided

over the meeting. Around 185 members attended. Sri T T Joseph, Regional secretary

welcomed the gathering and assured that all the calls of the Association will be

fulfilled in single mind & spirit.

Our General Secretary narrated the importance of the ongoing agitational

programmes for fair wage settlement to the junior officers as well as the seniors. He

exhorted all the members to stand united under the banner of CBOA & AIBOC.

Regional Round up

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Sri K M Thomas, Senior Vice President, CBOA, Trivandrum shared his rich experience

in the CBOA movement. Sri P V Surendran, DGS, Calicut, Sri C K Sudhakaran, Regional

Secy, Trivandrum, other Central Committee members & R C members from Calicut

participated. Sri K V Raghavan, Dist Secretary proposed vote of thanks.

DISTRICT CONVENTION AT KANNUR:

A district convention was conducted at South Bazar branch, Kannur on 18.01.2014.80% members participated. Mr Majeed, Dist Secretary welcomed. Sri M J Thomas, Dist

President presided over. Sri P V surendran, DGS & Sri T T Joseph, R S spoke.

Smt Soumya, Prob officer proposed vote of thanks.

COIMBATORE REGION

The first felicitations after Chennai Biennial to our General Secretary Sri G V

Manimaran were given at Coimbatore on 30.11.2013. Sri J Vanangamudi, VicePresident, Sri R Nandagopal, DGS, other office bearers and more than 175 members

showered encomiums on the General Secretary for steering CBOA on the path of

victory.

Sri NSP Panneer Selvam, DGM, Coimbatore Circle was given a farewell on the same

occasion, on attaining superannuation.

They conducted farewell meeting to retiring officer Sri Varghese of Account section

Erode on 29.1,2014 at Erode

Pollachi District Unit meeting was held on 22.01.2014 at Pollachi Branch. Sri J

Vanangamudi, Vice President was felicitated in the meeting.

DEHRADUN REGION

Our General Secretary donated sweaters to the poor children on 24.01.2014

DELHI REGION

General Secretary addressed the general members at Circle Office on 22.01.2014

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GULBARGA REGION

CBOA GULBARGA UNIT CBOA BAGALKOT AND BIJAPUR DISTRICT UNITS have felicitated

the retiree officers on 15.12.2013 at RUDSETI, Bijapur. 40 Officers including

Probationary Officers attended for the felicitation ceremony. Mr. Sonathe, Regional

Secretary, Mr. Bhajantri and Mr. Ravi Kumar attended the programme from Gulbarga.

Mr. Jhalki took care of all the arrangements.

7 officers were felicitated and it was enriching experience for all the youngsters to

listen to seniors. The newly elected representatives explained the highlights of the Bi

annual Conference, Chennai and urged all the members to work towards as the

growth of the bank and the Association.

The following activities have been conducted during the month of November and

December, 2013:-

Facilitation to retired employees

Meeting ED

Condolence Meeting for the repose of the soul of Shri S G Kalburgi, Manager

who passed away in a road accident.

MANGALORE REGION

CBOA Mangalorearranged a meeting on 7.1.2014 in CBOA Office Mangalore to honour

2 retired colleagues. Mr Jayaprakash Kamath and Mr S H Chidambara, Mr M U Kulkarni

JGS, Mr Lakshmikanth Nayak DGS, Mr A S Bhat RS,Mrs Lynnette Pinto Chair Person

honoured the retired members and addressed the members. Mr Walter Joy Seqeira C

C Member, Mr Ravi Pinto C C Member and Mr Harish D Shetty Dist Secretary of

Mangalore City were also present and falicitated the retired officers. More than 60

members were present. Mr Rajgopal DM C O Mangalore also attended the function.

PATNA REGION

Regional Committee meeting was held on 12.01.2014

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MADURAI REGION

FELICITATION TO OUR GENERAL SECRETARY AT TIRUNELVELI:

A meeting was conducted at Junction Branch, Tirunelveli on 16.12.2013 to felicitate

our General Secretary. The branch was decorated with festoons, flags & flex banners.

More than 120 members participated. Our General Secretary was honored with Rose

garland & shawl by Tirunelveli District unit. Sri Sethuraman, District Presidentpresided over the meeting. Sri Chelladurai, C C member welcomed the gathering.

Sri V Pandi, Deputy General Secretary felicitated & welcomed our General Secretary

on his unanimous election & explained our General Secretarys achievements in a

Tamil poem which was applauded by all.

Sri Gnanasekaran, Sri Shunmuganathan, Dist Secretary, Tuticorin & Sri D R Kumar, Dist

Secretary, K K Dist felicitated our General Secretary.

Sri Athiselvam, Regional Chairman, V Ramaraj, Editor, Sri R Paulsamy, Regional

Secretary & Sri Varagunan, CBORA spoke on the occasion.

Asst Regional Secretaries Sri Govindan, Sri O Ananthakrishnan & other functionaries

also participated.

In his acceptance reply, our General Secretary explained the reasons for the great

success of the Biennial conference, the problems faced by the Officers Community &

the reasons for the delay in our wage revision. He also asked participants to be

prepared to go for longer struggle to achieve our genuine & reasonable demands.

With vote of thanks proposed by Sri A Ganesan, Tirunelveli District Secretary, the wellarrangedmeeting came to an end.

BRANCH VISITS:

On 03.01.2014, Central & Regional Office bearers visited the Branches outside

Madurai City.

On 07.01.2014, Central & Regional Office bearers visited the Branches in Sivaganga &

Ramanathapuram Districts.

DISTRICT UNIT MEETING:

On 07.12.2013, meeting was held at Melur, Tuticorin Branch.

On 09.12.2013, meeting was held at Theni Branch.

On 11.01.2014, meeting was held at Junction Branch, Tirunelveli Branch.

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FAREWELL MEETING TO THE RETIREES:

On 30.12.2013, farewell given to Smt Kanthimathi at East Veli St, Madurai

On 25.01.2013, farewell given to Sri Rahamathulla at Tuticorin. R S attended.

On 30.01.2014, farewell given to Sri T N Manoharan at East Veli St, Madurai

WEEKLY MEETING:

Weekly meeting is being arranged regularly by Sri R Paulsamy, Regional Secretary on

every Wednesday at East Veli St, Madurai Branch

REPUBLIC DAY CELEBRATIONS:

On 26.01.2014, National Flag was hoisted by Sri V Pandi, Deputy General Secretary at

our Madurai Association building. Sri R Paulsamy, Regional Secretary arranged the

meeting.

COACHING CLASSES:

Coaching classes were conducted both at Madurai & Tirunelveli for the written test

for promotion from Clerical to Officer cadre.

---------------------------------------------------------------------------------------

Important websites

Canara Bank Officers Association www.cboa.co.in

Light Circle (For promotion study material etc. Alsoavailable under our official website)

www.lightcircle.org

All India Bank Officers Confederation www.aiboc.org

Canara Bank www.canarabank.com

Reserve Bank of India www.rbi.org.in

Indian Banks Association www.iba.org.in

Ministry of Finance, Govt of India www.finmin.nic.in

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Revision in Rate of Interest on Loans & Advances:

Base Rate has been increased from 9.95% to 10.20% w e f 01.01.2014.

Introduction of Rate of Interest on Staff Advances to Base Rate of the Bank (HO

Cir 668/2013 dated 31.12.2013)

Revision in interest rate on Domestic and NRO Term Deposits of less than 1 crore

for the maturity slab of 180 days to 269 days w.e.f 01.01.2014 (HO Cir 667/2013 dated

31.12.2013)

Most Trusted Brands 2013Top 50 Service Brands

By Economics Times dated 18.12.2013

Our Prestigious Bank

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PUNCHING PIN MUST FOR DEBIT CARD TRANSACTIONS FROM DEC 1

'WILFUL DEFAULTERS MAY HAVE TO PAY HIGHER RATES'- RBI

NEW PIN RULE BOOSTS SALES OF PAYMENT SOLUTION COMPANIES

RBI TIGHTENS NORMS FOR CREDIT CARD ISSUERS

'ONLY 67 MILLION MOBILE PHONES LINKED TO BANK ACCOUNTS'

NEW TECHNOLOGIES TO CHANGE BANKING BIZ: INFOSYS

LOANS SET TO GET COSTLIER AS RBI RAISES REPO RATE

RBI WORKING ON EARLY WARNING SYSTEM FOR BAD LOANS

RBI TO REWARD SWIFT ACTION ON STRESSED ASSETS

NEW NPA NORMS: RBI OFFERS SOME BREATHER

WITHDRAWAL OF PRE-2005 NOTES TO CHECK COUNTERFEITS, SAYS RBI

BANKS GEAR UP FOR PRE-2005 CURRENCY NOTE EXCHANGE RUSH

SBI RAISES RS 8000 CR THROUGH QUALITY INSTITUTIONAL PLACEMENT

CHARGING OWN CUSTOMERS FOR ATM USE IS RIDICULOUS RBI DEPUTY GOVERNOR

SRI CHAKRABARTY

RBI TIGHTENS GUIDELINES TO DEAL WITH LOAN DEFAULT; SUGGESTS TIMELINE TO

RESTRUCTURE LOANS

RBI ASKS PUBLIC TO START EXCHANGING RS 500, RS 1,000, OTHER CURRENCY NOTES

INDIA CANNOT AFFORD GOLD INTOXICATION. STOP GIVING/TAKING GOLD AS

DOWRY AND STOP GIVING GOLD TO TEMPLES, CHAKRABARTY, RBI, DEPUTY GOVERNOR

ADVISED.

INDIA POST TO INSTALL 3000 ATMS,1.35 LAKH MICRO-ATMS BY SEP 15

Banking news in brief

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CIRCULAR NO 1/2014 DATED 02.01.2014: STRIKE NOTICE SERVED

48 hours strike on 20th and 21st January 2014- strike notice served

IBA calls UFBU for negotiations on 29th January 2014

Conciliation meeting fixed by CLC on 13th January 2014

CIRCULAR NO 2/2014 DATED 03.01.2014: COM G V MANIMARAN RE-APPOINTED

We have pleasure in advising that Com. G.V. Manimaran, General Secretary of

Canara Bank Officers Association & Senior Vice President of AIBOC has been re-

appointed as Officer Employee Director on the Board of Canara Bank for a period ofthree years w.e.f. 03.01.2014. The first term of Com. G.V. Manimaran as Director on

Board of Canara Bank has expired on 13.12.2013. The text of relative notification

issued by D.F.S., Ministry of Finance, Government of India is attached herewith.

Com. G.V. Manimaran is a committed soldier of the organization. He is presently

working as Manager in Canara Bank at IIT Branch, Chennai. We congratulate Com.

G.V. Manimaran on his re-appointment into the Board of Canara Bank and wish him all

the best in his new assignment

CIRCULAR 3/2014 DATED 04.01.2014: 8thA.P.STATE COUNCIL MEETING

The 8th State Council Meeting of A.P.State Unit of Confederation was held on

the 29th December, 2013 at Hotel Sitara, Hyderabad.

State Committee reconstituted

CIRCULAR 4/2014 DATED 10.01.2014: ADOPTION OF UNIFORM HOLIDAY CALENDERUNDER CHEQUE TRUNCATION SYSTEM (CTS)

Please refer to our Circular No. 2013/57 dated 6th November 2013 on the captioned

subject. In this regard, we have been getting representation from various affiliates

that their Bank Management are not/hesitant in giving request to President of

Clearing Houses for observing holiday declared under Negotiable Instrument Act (NI

Act) by the State Governments.

AIBOC News

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The matter has once again been taken up by our organization with IBA. We are happyto inform that IBA has once again issued a communication dated 10.01.2014 to all themember Banks, reiterating the decision taken by the Management Committee of IBAdated 29th October 2013, which has been communicated to the Chief Executives ofMember Banks vide IBA letter No. PS&BT/CTS/8184 dated 31st October 2013.All our affiliates are once again requested to take a stand as per the decision taken by

Management Committee of IBA and ensure that Bank officers/Employees are notasked to come on holidays declared under Negotiable Instrument Act.

CIRCULAR 5/2014 DATED 13.01.2014: CONCILIATION MEETING BETWEEN IBA &

UFBU CALLED BY CLC

Subsequent to issuance of Notice by UFBU for 48 Hours All India Bank Strike on the

20th and 21st January 2014, the conciliation meeting was held today at New Delhi.

The proceedings were conducted by Shri B.K. Sanwariya, CLC(C). The meeting was

also attended by the officials from Department of Financial Services. IBA was

represented by Shri M.V. Tanksale, Chief Executive Officer, Shri K. Unnikrishnan,

Deputy Chief Executive Officer and other officials.

The leaders of UFBU argued that the meetings are being held with much delay and

there is no seriousness on the part of IBA to conclude the bilateral discussions at the

earliest. UFBU also stated that the offer of 5% given by IBA is too low.

The representatives of IBA stated that so far five rounds of meetings were held and

considering the constraints of banking industry on account of increasing NPAs and also

the rising pension cost, the affordable offer was given by IBA.

The CLC (Central) suggested that another round of talks shall be held between IBA

and UFBU to find amicable solution and further meetings should be held at regular

intervals, say fortnightly, to settle an early wage revision. Agreeing to the suggestions

made by CLC(C), the representatives of IBA offered to hold negotiations with the

representatives of UFBU on 17th January 2014. UFBU has responded and said that it

will attend the negotiation with an open mind and also conveyed that the decision on

strike will depend on the outcome of the meeting to be held on 17th January 2014.

We advise all our affiliates and members to go ahead with the agitational programmesas advised earlier. The outcome of the proposed meeting on the 17th January 2014

will be informed in due course

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CIRCULAR 6/2014 DATED 14.01.2014: 9thTRIENNIAL CONFERENCE OF KERALA

The 9th Triennial Conference of AIBOC Kerala State was conducted successfully on the

11th and 12th of January 2014 at the District Co-operative Bank Auditorium, Kollam.

CIRCULAR 7/2014 DATED 17.01.2014: STRIKE DEFERRED

Biparetite Talks held with IBA today

IBA improved their initial offer from 5% to 9.5%

Next round of negotiations on 27th January, 2014

Strike on 20th and 21st January 2014 deferred

CIRCULAR 8/2014 DATED 22.01.2014: SALARY REVISION - UNITY IS NEED OF THE

HOUR

Our members are aware that the strike was to be observed from 6 a.m. of 20th

January, 2014 till 6 a.m. on 22nd January, 2014. However the strike was deferred

after the revised offer was made by IBA on 17th January, 2014 for 9.5% hike on pay

slip cost and assurance by the IBA to hold negotiations on regular basis and to

complete wage revision exercise by 30th June, 2014.

Amidst these developments we have noticed anger, anguish and remarks of our

members on these developments over social media like facebook, orkut and twitter.

Let me assure all of you and particularly to DROs / Probationary Officers that we are

aware of your expectations and aspirations which have already been incorporated inour Charter of Demand (Please go through it once again). We agree with you that

salary of bank officers is nowhere near to the equivalent government officers and

some of the public sector officers

With social media playing an important role in any movement, the agitating

statements and messages by our members can give a reflection of divide within our

cadre. We respect the emotions of all of you and appreciate the energy levels of the

young comrades in particular. We need these energy levels to be preserved for an

appropriate time.

While all your suggestions are welcome, we exhort you to channelise the energy in

strengthening the organisation and camaraderie.

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CIRCULAR 9/2014 DATED 23.01.2014: TAX ON PERQUISITE VALUE OFACCOMMODATION - M.P No: 1 OF 08 IN W.P NO.14126 OF 2008 IN THE MATTER OFAIBOC VS. UNION OF INDIA AND OTHERS

Please refer to our Circular No. 15 dated 25-03-2013 on the captioned subject. We

have to advise that the injunction granted in the captioned writ petition in the matterof perquisite valuation of rent free accommodation under Income Tax is still in force,

as advised by M/s HSB Partners (Advocates), Chennai, vide their letter dated 21st

January, 2014.

CIRCULAR 10/2014 DATED 22.01.14: 10thTRIENNIAL AT THIRUVANANTHAPURAM

The 10th Triennial Conference of the Confederation is scheduled to kick start with a

massive rally and public meeting at 5 PM on the 8th of March 2014 at

Thiruvananthapuram aka Trivandrum. The Organising Committee under the leadership

of Com. Abraham Shaji John, Secretary AIBOC Kerala State is leaving no stone

unturned for the successful conduct of the Conference.

CIRCULAR 11/2014 DATED 27.01.14:NEGOTIATIONS HELD WITH IBA FAILED

Notice for two days strike on 10th & 11th Feb. 2014 served on IBA

CIRCULAR 12/2014 DATED 30.01.14: NOTICE FOR TWO DAYS STRIKE ON 10th& 11thFEB. 2014 SERVED ON IBA

CONCILIATION MEETING ON 06/02/2014

CIRCULAR 13/2014 DATED 31.01.14: DEARNESS ALLOWANCE

D.A. PAYABLE FROM 1STFEB. 2014 TO 30TH APRIL 2014 = 99.90%

Dearness Allowance is payable to Officers on 666 (i.e. 641+25) slabs with effect from01-02-2014 as against 641 slabs for the previous quarter. (666 X 0.15= 99.90 %)

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10 Bipartite Settlement - Calendar of events

28.09.2012 UFBU meeting held. Decided to submit common charter of demands to IBA

30.10.2012 A combined Charter of Demands submitted to IBA by UFBU

01.11.2012 10thBipartite Settlement on wage revision has become due

22.02.2013 Preliminary round of discussions took place between UFBU & IBA

04.03.2013 Meeting scheduled, but postponed by IBA

22.04.2013 In the 2ndround of meeting, IBA submitted Management issues for discussions

07.06.2013 IBA has called UFBU for discussions (Meeting scheduled for 3.6.13 postponed)

04.07.2013 Meeting of UFBU held at Chenna. Demanded for early wage settlement & resolved

to protect Public Sector

19.07.2013

Observed ALL INDIA DAY to defend PSBs, oppose New Banks Licensing Policy &

oppose merger of Banks. Decision taken by the UFBU with regard to the actionprogramme. Resolution adopted by the UFBU was sent to the Finance Minister &R.B.I.

06.08.2013 UFBU delegation met Finance Minister & submitted memorandum. FM assuredearly settlement

12.08.2013

Talks took place in Mumbai between IBA and UFBU. Satisfactory decisions on some of the

important issues like Date of effect, Merger of DA for constructing revised pay scales,increase in wage load etc could be arrived at.

12.10.2013 Another round of talks held between IBA & UFBU

22.10.2013 Massive protests & demonstrations by Bank Officers & workmen

20.11.2013 UFBU meeting held at Chennai. Decided to go on strike

18.12.2013 All India Strike. 10 Lac Bank Officers& Workmen participated. Grand success

23.12.2013 UFBU decided to go on strike on 20.01.2014 & 21.01.2014

13.01.2014 Conciliation meeting fixed by CLC. IBA called UFBU for negotiations on 29.01.14

17.01.2014 UFBU met & decided to defer the strike on 20.01.2014 & 21.01.2014

27.01.2014IBA improved their offer by 0.50% only. Negotiations with IBA held failed. Decidedto go on strike on 10th& 11thFeb, 2014

UFBU News

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Bharatiya Mahila Bank:

India's first all women bank,Bhartiya Mahila Bank,is launched with an initial capital

of Rs 1,000 crore. Coinciding with the 96th birthday of late Indira Gandhi, Prime

Minister Manmohan Singh inaugurated the first of seven branches of the bank in

Mumbai on November 19.

Smt Usha Ananthasubramanian is the Chair person of the Bank. In another first, the

lender has an all-woman, eight-member board.

The bank with staff strength of 100 at the moment has drawn on a majority of cadre

from state-run lenders. Besides, it has recruited 110 freshers in officer cadre.

It also plans to add 16 more branches to its network in the next four months.

The bank intends to fulfil its obligation of meeting 25 per cent of its branches in rural

and unbanked areas from the next fiscal year. The aim of the bank is to achieve

business mix (total deposit and advances) of Rs. 60,000 crore by 2020.

The bank has launched a few women specific products and is in process of launching

few more. Some of the special products to be launched shortly include loans for

setting up catering services and hygienic day-care centres for children of working

women.

The bank has also decided its fixed deposit rates at 9 per cent for one year, almost atpar with leading public sector banks, and savings interest rate at 4.5 per cent, higher

than what other public sector banks offer.

Whats New?

http://www.business-standard.com/search?type=news&q=Bhartiya+Mahila+Bankhttp://www.business-standard.com/search?type=news&q=Bhartiya+Mahila+Bankhttp://www.business-standard.com/search?type=news&q=Bhartiya+Mahila+Bankhttp://www.business-standard.com/search?type=news&q=Bhartiya+Mahila+Bank

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CHECK-OFF FACILITY: CONTEMPT CASE BY ALL INDIA STATE BANK

OFFICERS FEDERATION

10thOctober, 2013; as we stood in the Court Hall No.11 of the

Madras High Court, we had mixed feelings. Mr.Pratip Choudhuri, the former

Chairman was to make a personal appearance in the contempt proceedings

in the Check Off case filed by the Federation. And he appeared in person in

the presence of the Honble Justice.

2. However much we all tried to forget, still, images of the past came

flashing by. On the 4th

of October, 2012 when the Federation leaders methim amidst a huge gathering of MDs, DMDs and CGMs of all the circles, a

pre-arranged audience to demonstrate his arrogance and dictatorship, he

shouted and saidapologise and publish it in your website, make it public.

The intention was to embarrass and to insult. Today, standing in the Court

hall, when an unconditional apology was tendered in front of public, in front

of the press and in front of the advocates present, he stood pathetically,

vanquished. One could not help but comparing. The Law of Natural Justice

and the Law of Nature operates and averages out. He had utilized every

opportunity No,.. created opportunities to insult and put down people.He would call General Secretaries at branches and insult them, call their

controllers to insult leaders, fix cameras around leaders. HR Conclaves,

Video conferences, Webcasts in SBI Times were utilized to insult. His actions

of punishing leaders through downgrading and increment cuts, putting

unblemished leaders into 19(3) and hurting their innocent families,

withholding of gratuity overlooking the payment of gratuity act, a mandatory

regulation, erratic transfers to curtail Association activities and innumerable

such acts which stink of cruelty and inhuman behavior, flash by like images.

The day would begin with planning insults and end with further plans to

attack, demoralize, putdown and humiliate people. Ask them to express

remorse! I will dismiss all of them, I will meet you all in Supreme court

were some of the utterances, all filled with venom. The series of violations in

Transfer Policies and attacks on officers which have inconvenienced many

need not be repeated. Lady Officers, who are 59 years, who were sick, who

Justice at last.

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had problems were also mercilessly transferred thousands of kilometers

away. The word compassion and mercy had lost its significance.

Indiscriminate transfers violating all agreed bilateral policies took place. It

was only fear and fear and fear all the way.

3. Such a person, arrogance personified, stood in front of the Honble

Justice apologetically. In fact all the Officers should have been happy, but

still, none rejoiced. We were all pained and sad. Not for the man,but for

the Bank. Because of his ill deeds and dis-obeyance of the Court Order, he

had put the mighty Bank into embarrassment in Public domain. The image of

the Bank was at stake. Washing dirty linen in public could have been

avoided, not if he loved the Bank like a mother as he used to proclaim. We

are writing this with pain and hurt feelings.

4. Ifhe had implemented the order of the Honble Court, it would

have been an honourable exit for both, the Bank and the Federation.

It would have been aWin-Win situation, which is always desirable.

If one puts down people, he should also be prepared to be put down.

None can presume to be greater than the Honble Court and justice.

We did not fire a bullet. He fired it against himself. Things were carried too

far.

5. The proceedings were over and at the end of it all, quietly he moved

away from the huge crowd of people, unnoticed, along with his galaxy of

advocates, one solicitor general from Supreme Court, another additionalsolicitor general for South Zone and a Senior advocate of Chennai and his

usual coterie, yes men, and advisors. All the money, power and influence

could not buy justice. Alas Nature has its own way of averaging out.

Justice may be delayed but not denied. Yes Justice was rendered. Truth

Triumphed.

6. For the information of members we are herewith narrating the

sequence of the events at the Madras High Court that unfolded on 10th

October 2013.

7. The Check-off facility which was in vogue since 1970s made available

to the Associations and the Unions in State Bank of India was unilaterally

withdrawn by the bank through a letter dated 17th September 2013, on

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flimsy grounds and under the pretext of availability of alternate technology

channels. The Federation took up the issue through correspondence,

negotiations and persuasion. We had informed the bank that the whole issue

was sensitive and an emotional issue and had to be sorted out. But our

fervent appeals and pleas were not respected. But the bank decided the go

ahead and implement the unilateral withdrawal in the salary of September

2013. The Honble High court of Madras granted a stay on the impugned

order to the Chennai Circle Association on 23/09/2013. Thereafter on

24.09.2013 in response to the writ filed by the Federation, the Honble court

extended the stay to all the circles. On the 25/09/2013 when the bank tried

to move a modification application, and vacate the stay, the Honble judge

refused to vacate the stay. The stay order was operative. But the bank did

not implement the stay and chose to disburse the salary without the check

off to all the circles except the Chennai Circle, under the pretext of time

being too short to effect changes in the HRMS. They made a prayer to the

court that a minimum period of eight days were required to effect the

changes and reintroduce check off in HRMS. Well! this was a statement

made by the Bank in the Honble High Court of Chennai making a wrong

statement under oath/affidavit could amount to perjury! All the officers in

the bank and those working in HRMS and especially at Belapur know the

truth, that if required, this could have been affected in the salary of

25/09/2013. It was just a matter of few hours.

8. Thereafter a contempt case was filed. The Honble High Court had

summoned Mr.Pratip Chaudhuri the then Chairman and the CGM HR forPersonal appearance on 30/09/2013. But Mr Pratip Chaudhuri did not

appear on that day. The Honble High Court summoned him again for

personal appearance on 10thOct, 2013. Mr. Pratip Chaudhuri was therefore

present in the court in person. He was asked to be identified. The bank

then tendered an unconditional apology. The Senior Counsel for the bank

assured the Honble judge that the subscription for the month of September

2013 would be paid before 15/10/2013 by debit to the suspense account

and credited to the respective circle Associations.

9. M/s Vaighai , Senior Advocate Chennai High Court who argued the

case for the Federation had presented a water tight case. In the affidavit

filed by the Federation, the entire technical intricacies of the working of the

HRMS, the sequence of steps involved in implementing/non implementing

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the check-off, the logic on how the check off could have been implemented

in a few hours and the efforts of the federation to sort out the issue amicably

were highlighted. It was argued by the advocate for the federation that Mr.

Pratip Chaudhuri cannot now represent the bank and hence has to file an

affidavit in his personal capacity which has been accepted by the banks

counsel in the presence of the Honble judge.

10. Com.B.K.Awasthi, President-AISBOF, Com.Y.Sudarshan, the General

Secretary of the Federation, Com. Thomas Franco Rajendra Dev, General

Secretary of the Chennai Circle Association along with a number of officers

of Chennai Circle were present.

11. We take this opportunity to thank all the well wishers and all the

comrades from all over the country who stood by the federation and

extended moral support. We also thank Com. Thomas Franco Rajendra Dev

and his team of comrades from Chennai Circle who helped in gathering

material and putting the issues in proper perspective before the advocate.

We express our thanks to M/S Vaighai and team for the legal support

rendered and the excellent and logical manner in which the case was put up.

12. Comrades, Now the situation is changing.

The undersigned along with the President Shri.B.K.Awasthi and the

Jt.General Secretary Shri.Ramkumar Sabhapathi had an occasion to visit

Mumbai and greet the Chairperson Mrs.Arundathi Bhattacharya. The meeting

which lasted for around twenty minutes was very cordial and positive. It wasdecided that we should remove all the irritants and make a new beginning.

The 18thfloor of the corporate center was, for once , filled with fresh air , rid

of the suffocation and nausea of tyranny . Thereafter, we met the DMD &

CDO Shri.B.V.Chaubal, the CGM(HR) Shri.Ranjit Goswami and the DGM (IR)

Shri.Raghav, and AGM (IR), Shri.Indranil Bhanja and decided to meet again

shortly to sort out all the unresolved issues and move forward.

13. We are sure that under the leadership of the new chairperson

Mrs Arundhati Bhattacharya who has taken over the reins very recently, allsuch irritants will be removed so that the bank, the officers and the

federation can work together in an atmosphere of cordial Industrial relations

and channelize all the energy into productive channels. We are all aware of

the challenges that the Bank is facing in the current global and national

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economic scenario. Therefore we appeal to all our officer comrades to rise

up to the occasion and contribute whole heartedly in taking the bank to

greater heights.

14. Today the Bank has very sportingly put up the news paper clip of

Business standard on the Check-Off issue in the SBI Times. Also all the

derogatory and negative upload has been removed. Comrades, this is a

change in approach and a very positive one.

15. We all hope that this will pave way for a better understanding of each

other. We appeal to the Management that we should begin with a clean slate

in an atmosphere of mutual Trust and team spirit.

16. Let us all join together to pledge our support to all progressive and

positive endeavours of the new chairperson and work like a family that State

Bank is known for since ages and continue to remain partners in progress.

With greetings,

Signed by General Secretary, AISBOF

(Reproduction of AISBOFs Circular No 111/2013 dated 10.10.2013)

------------------------------------------------------------------------------------------------------------

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A jobless man applied for the position of "office boy" at Microsoft.

The HR manager interviewed him then watched him cleaning the floor as a test.

"You are employed." He said." Give me your e-mail address and I'll send you the

application to fill in, as well as date when you may start."

The man replied "But I don't have a computer, neither an email."

I'm sorry", said the HR manager, "If you don't have an email, that means you do not

exist and who doesn't exist, cannot have the job."

The man left with no hope at all. He didn't know what to do, with only $10 in hispocket. He then decided to go to the supermarket and buy a 10 Kg tomato crate. He

then sold the tomatoes in a door to door round. In less than two hours, he succeeded

to double his capital. He repeated the Operation three times, and returned home with

$60. The man realized that he can survive by this way, and started to go every day

earlier, and return late Thus, his money doubled or tripled every day.

Shortly, he bought a cart, then a truck and then he had his own fleet of delivery

vehicles. 5 years later, the man is one of the biggest food retailers in the US.

He started to plan his family's future, and decided to have a life insurance.

He called an insurance broker, and chose a protection plan. When the conversation

was concluded, the broker asked him his email. The man replied, "I don't have an

email". The broker answered curiously, "You don't have an email, and yet have

succeeded to build an empire. Can you imagine what you could have been if you had

an email?!!"

The man thought for a while and replied, "Yes, I'd be an office boy at Microsoft!"

Moral of the story:

M1 - Internet is not the solution to your life.

M2 - If you don't have internet, and work hard, you can be a millionaire.

M3 - If you received this message, you are closer to being an office boy, than a

millionaire.

Microsoft Office Boy

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NO MORE COCKROACHES

Just visit any pharmacy or shop get Boric Powder

Mix it with sugar make it dough

Make it round balls of it

Keep these round balls below the kitchen sink, corners of the kitchen wherever

it is infested

You cannot believe it. In 24-hours they vanish. It seems they hate the smell of

this combination chemical

Do this once in a year. Your house will never be visited by cockroaches

TWO DIFFICULT THINGS TO ACHIEVE

1.To plant your ideas in someone else's head.

2.To put someone else's money in your own pocket.

The one who succeeds in the first one is called a TEACHER.

And the second is called a BUSINESSMAN.

The one who succeeds in both is called a WIFE

The one who fails in both is called a HUSBAND!!!

Blame it on Facebook

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COIMBATOREREGION

FELICITATION

TO

OUR GENERAL SECRATARY

PHOTO GALLERY

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FELICITATION TO OUR G.S AT TIRUNELVELI (MADURAI REGION)

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FELICITATION TO OUR G.S AT BANGALORE REGION

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GENERAL SECRETARYS VISIT TO CHENNAI OFFICE

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GENERAL SECRETARYS VISIT TO CALICUT REGION

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GULBARGA REGION

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CBOA Gulbarga met ED Shri K Krishna Kumar