E-Signature application in Business Process Management Loan Application Processing The Prototype...
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Transcript of E-Signature application in Business Process Management Loan Application Processing The Prototype...
E-Signature application in Business Process Management
Loan Application ProcessingThe Prototype
Baltic IT&T 2007 ConferenceRiga, April 18-20 2007Juris ScerbickisCEOD8 Latvia SIA
Contents
Introduction to D8 E-Signature in the context of BPM Loan Application Processing prototype Q/A
D8 facts
Software Development and Integration company. Located in Riga Subsidiary in Kiev
Established in 1998 Current number of staff: 40 Core Markets:
Baltics CIS (Ukraine)
Targeted: Kazakhstan, Russia Middle East Central Africa
Targeted Customers: Financial Sector (e.g., Banks) State Funded Projects
D8 facts (continued)
Core Business competencies Banking and Finance Utilities
Products Payment delivery solutions for Financial Organizations
Payment Cards Internet-banking Mobile-Banking
Risk Management Systems Loyality Solutions
Services Software Development Business Process Design and Implementation Project Management
D8 facts (continued 2)
Some of key customers are:
Latvian Savings Bank Riga
Parex Bank Baltics
Hipotēku Banka Riga
Aizkraukles Banka Riga
Rietumu Banka Riga
Hansabank Group Baltics
Jordan Investment and Finance Bank Jordan
Jordan Kuwait Bank Jordan
Ukrainian Financial Network Kiev
Latvenergo Riga
Year 2006 – E-Signature Project for Latvian Post (as Microsoft subcontractor)
Business Process Management (BPM)
BPM focuses on – how to make processes More effective More efficient More capable to adapt
(being it financial services, healthcare or public sector)
E-Signature in the context of BPM Lets more activities to be automated Lets more documents to be processed digitaly Lets more activities to be done remotely Lets more activities to be done in a secure way Etc.
(helps to run processes faster …)
Loan Application ProcessingThe Prototype
Microsoft and The Banking industry Objectives:
Build a prototype of Loan Applications Processing Solution on top of latest Microsoft platforms and tools
MS SharePoint® Server MS InfoPath® MS Forms Service WF
(MS BizTalk – next step)
Use E-signature within the prototype to automate more activities
Business Process Prototyped
Business Process Workflow Design
D8 used MS Visual Studio to describe BP workflow Almost no programming Understandable for non-IT
personnel
Workflow is the software implementation of Workflow is the software implementation of business process or business logicbusiness process or business logic
It provides:
TransparencyTransparency
FlexibilityFlexibility
ExtensibilityExtensibility
MS SharePoint Server
Used as: Content Management System Workflow hoster Web based forms presenter Collaboration Portal Hoster
Electronic Forms are used to Allow quick design of new forms Split data presentation from business logics Avoid unnecessary programming
Electronic forms are ubiquitous Don’t know where they will be used Worth solving properly
InfoPath Forms Service Offers server side generation and handling of forms Users do not require InfoPath client InfoPath handles document signing activity
Electronic FormsMS InfoPath 2007
Digitaly Signed Electronic Forms
Might be signed by
multiple persons Easy signature
verification Form itself can
verify the signature
Signature can also be verified by automated activity (program)
Signature Verification
E-Signature Based Decision Making Activities
Similarly like customers Electronic Form can be signed by banks employees involved in the decision making process
Multiple employees can sign a form
Workflow engine will check whether people signing the form do have a power to approve application.
General conclusions related to use of e-signature after development of the prototype
Electronic Forms (InfoPath) is flexible and easy way to start using e-signature Does not require technical knowledge Does not require e-signature specific knowledge
Similar e-signature based applications processing might be easily implemented for other processes (in all type of organizations – governmental, private sector)
Primary use of e-signature within application processing: Contact-less application submission Interaction to various registers
Thank you for your attention!
If you require further information, please visit our website at www.d8.lv for contact details.