Dissertation on NPA in JK Bank
9
Dissertation Report on Comparative Analysis of Non-Performing Assets of Public Sector Banks, Private Sector Banks & oreign Banks UNDER THE GUIDANCE OF: DR! "A#$%%B $$A' ('AN MBA (4 TH SEMESTER) (DEPARTMENT OF FMIT) JAMIA HAMDARD UNIVERSITY, NEW DELHI SUBMITTED BY Ramee T a!!a"#$
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A detailed presentation of NPA on JK Bank
Transcript of Dissertation on NPA in JK Bank
7/21/2019 Dissertation on NPA in JK Bank
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Dissertation Report on
Comparative Analysis of Non-Performing Assets of PublicSector Banks, Private Sector Banks & oreign Banks
UNDER THE GUIDANC
DR! "A#$%%B $$A
MBA (4 TH SEMESTER) (FMIT)
JAMIA HAMDARD UNIV
SUBMITTED BY
Ramee Ta!!a"#$
7/21/2019 Dissertation on NPA in JK Bank
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W%a& '! NPA
A *+e-.*-m'/ a!!e&0 (NPA) 1a! "e2e" a! a 3-e"'& .a3''&5 '-e!e3& *. 1%'3% &%e '&e-e!& a"6 *- '!&ame& *. -'3'a %a!-ema'e" a!& "#e0 .*- a !e3'2e" e-'*" *. &'me7
W'&% a 8'e1 &* m*8'/ &*1a-"! '&e-a&'*a 9e!& -a3&'3e! a" &*e!#-e /-ea&e- &-a!a-e35, '& %a! 9ee "e3'"e" &* a"*& &%e 90 days
overdue’ *-m .*- '"e&'23a&'* *. NPA!, .-*m &%e 5ea- e"'/ Ma-3%;, <==47A33*-"'/5, 1'&% e>e3& .-*m Ma-3% ;, <==4, a *+e-.*-m'/ a!!e&
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TYPES OF NPA:
;7 G-*!! NPA
<7 Ne& NPA
G-*!! NPA:
G-*!! NPA! a-e &%e !#m &*&a *. a *a a!!e&! &%a& a-e 3a!!'2e" a! NPA! e- RBI /#'"e'e! a! * Baa3e S%ee& "a&e7 G-*!! NPA -e?e3&! &%e $#a'&&%e *a! ma"e 95 9a@!7 I& 3*!'!&! *. a &%e *!&a"a-" a!!e&! '@e a! !!&a"a-", "*#9&.#, a" *!! a!!e&!7 I& 3a 9e 3a3#a&e" 1'&% &%e %e *.
.**1'/ -a&'*:
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Ne& NPA:
Ne& NPA! a-e &%*!e &5e *. NPA! ' 1%'3% &%e 9a@ %a! "e"#3&e" &%e -*8'!'* -e/a-"NPA !%*1! &%e a3&#a 9#-"e*. 9a@!7 S'3e ' I"'a, 9a@ 9aa3e !%ee&! 3*&a' a %NPA! a" &%e -*3e!! *. -e3*8e-5 a" 1-'&e *> *. *a! '! 8e-5 &'me 3*!#m'/, &%e 9a@! %a8e &* ma@e a/a'!& &%e NPA! a33*-"'/ &* &%e 3e&-a 9a@ /#'"e'e!, a-e $# T%a& '! 1%5 &%e "'>e-e3e 9e&1ee /-*!! a" e& NPA '! $#'&e %'/%7
I& 3a 9e 3a3#a&e" 95 .**1'/:
Ne& NPA! G-*!! NPA! P-*8'!'*!
G-*!! A"8a3e! + P-*8'!'*!
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Problem statement)%b*ective oft+e researc+
T* !&#"5 *. &%e 3*3e& *. N* Pe-.*-m'/ A!!e& ' I"'a e-!e3&'8e7
T* !&#"5 NPA !&a"a-" *. RBI
T* !&#"5 &%e Rea!*! .*- Ima3& *. NPA!
T* e8a#a&e &%e e3'e35 ' maa/'/ N* Pe-.*-m'/ A!!e& *. "'>e-e& &5e! *.9a@! (P#9'3, P-'8a&e F*-e'/ 9a@!) #!'/ NPA -a&'*! 3*ma-'/ NPA 1'&% -*2&!
T* 3%e3@ &%e -**-&'* *. NPA *. "'>e-e& &5e! *. 9a@! ' "'>e-e& 3a&e/*-'e!7
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RSARC' "#'%D%$%./
Researc+ Design
T%e -e!ea-3% "e!'/ &%a& 1' 9e #!e '! Descriptive Researc+!
I8*8e! /a&%e-'/ "a&a &%a& "e!3-'9e e8e&! a" &%e *-/a'e!, &a9#a&e!,"e'3&!, a" "e!3-'9e! &%e "a&a7
U!e! "e!3-'&'* a! a &** &* *-/a'e "a&a '&* a&&e-! &%a& eme-/e "#-'/
aa5!'!7
O.&e #!e! 8'!#a a'"! !#3% a! /-a%! a" 3%a-&! &* a'" &%e -ea"e-7
U!'/ *. %5*&%e!'! &e!&'/7
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Te!& *. C*--ea&'*:
'01 T%e-e '! * !'/'23a& 3*--ea&'* 9e&1ee -*2&! NPA! *. P#9'3 Se3&*- Ba@! 5ea-!
'21 T%e-e '! 3*--ea&'* 9e&1ee -*2&! NPA! *. P#9'3 Se3&*- Ba@! .*- a!&
'01 T%e-e '! * !'/'23a& 3*--ea&'* 9e&1ee -*2&! NPA! *. P-'8a&e Se3&*- Ba@!
5ea-! '21 T%e-e '! 3*--ea&'* 9e&1ee -*2&! NPA! *. P-'8a&e Se3&*- Ba@! .*- a!&
'01 T%e-e '! * !'/'23a& 3*--ea&'* 9e&1ee -*2&! NPA! *. F*-e'/ Ba@! .*- a!
'21 T%e-e '! 3*--ea&'* 9e&1ee -*2&! NPA! *. F*-e'/ Ba@! .*- a!& 5ea-
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Data Collection Sources
Secon3ary Data
Se3*"a-5 "a&a -e.e-! &* &%e "a&a 1%'3% %a! a-ea"5 9ee /ee-a&e"
a" '! a8a'a9e .*- #!e7 T%e "a&a a9*#& NPA! '&! 3*m*!'&'*,3a!!'23a&'* *. *a a!!e&!, -*2&! (e& /-*!!) a"8a3e! *."'>e-e& 9a@! '! &a@e .-*m Re!e-8e Ba@ *. I"'a 1e9!'&e a"'"'a!&a&73*m7
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Scope of t+e stu3y
T* #"e-!&a" &%e 3*3e& *. NPA ' I"'a Ba@'/ '"#!&-57
T* #"e-!&a" &%e 3a#!e! e>e3&! *. NPA
T* aa5e &%e a!& &-e"! *. NPA *. P#9'3, P-'8a&e F*-e'/ 9a@! '"'>e-e& !e3&*-7
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