Dan Sales Presentation Rev3 081609

TURNED DOWN FOR FINANCING?

PAYING HIGH INTEREST RATES?

LOW CREDIT SCORE HOLDING YOU BACK?

©2009 National Credit Federation All Rights Reserved

Our Attorneys will put the law back on your side!

Get a lower mortgage rate! Get a lower mortgage rate!

Get approved for the caryou’ve always wanted!

NationwideMembership Based

Organization

Membership Based Organization

“Why would you or anyone else for that matter want to be a member of the National Credit Federation?”


Senior Partners with over 25 years in the credit business

Consulted with thousands of people about their credit

Dependable depth of knowledge in the industry

Members all across the country

Experience and Scope


Our MissionAssist people working

through a financial difficulty:

•Divorce

•Health problems

•Loss of job

•Business setback

Our average member increases their credit score 127 points within the first 6 months!


Member Benefits

Attorney Facilitated Credit Audit and Verification

Free Bankruptcy AdviceObtain a Secured Credit Card

Attorney Facilitated Credit Improvement ProgramBundled together several different benefits:

Free Credit Card Search ServiceIRS DefenseCredit Reference Service


Who is looking at my credit?

•Banks

•Landlords

•Employers

•Insurance Companies


Marquis Service

We have a number of attorneys on retainer

“…you’re going to be working with an attorney, highly experienced in credit bureau law…”


Experienced Attorneys

These Attorneys are mastersat being able to:

•Challenge the credit bureaus

•Back them into a legal corner

•Force the permanent removal of negative items


Legal Basis

6 Consumer Protection Laws:

Fair Credit Billing ActFair Debt Collection Practices Act

Federal Trade Commission ActUnfair or Deceptive Acts or Practices

Uniform Deceptive Trade Practices ActFair Credit Reporting Act


Step OneGet a copy of your credit report

If you’d like some assistance we’d be happy to help


Step Two

•Bankruptcies•Foreclosures•Judgments•Liens•Repos•Slow Pays•Demographic Information•Inquiries•Any Negative Item

A paralegal will be assigned to your case


Step ThreeAttorney will prepare an actual legal challenge

Going from your… Attorney’s office

On your… Attorney’s letterhead

Signed by your… Attorney

“…thousands of cases successfully…”


Credit Bureaus Receive ChallengeThe law requires the credit bureaus to conduct:•Due Diligence•Verify the facts

The law requires the credit bureaus to conduct:•Due Diligence•Verify the facts

•Bureaus must contact each creditor •Conclude investigation within 30 days

They do nothing of the kind!


Bureaus Send You Updated Credit Reports

At the conclusion of this investigation your lawyer will demand and the law

requires, that the credit bureaus send you an updated copy of your credit report.


Conclusion of Round OneAbout One Third (1/3) of the negative items deleted from your report on the first challenge!

About 40 to 50 days for the first round to conclude

Make a copy of original reports for your records

Send in updated copies to us to begin the next round

Include $5 payment to your attorney per deleted or improved item


Successive RoundsBypass the credit bureaus and go directly to the Creditors.

Put up orShut up

Put up a defenseor delete the item permanently

These creditors are not set up with a large bank of

employees to handle disputes in the way that the credit bureaus

are.


Your creditors are quickwhen it costs them nothing and hurts you considerably

They are cautious when it takes:

MoneyTime

EnergyEffort

To defend this information

Round Three and Beyond


“We’re talking about changing the way the Credit bureaus would like you to think about

credit reporting.”

Paradigm Shift

What would they have you believe?

The infallible word of Equifax, right?


American Justice?A Credit report isNothing moreOr Nothing less…than a whole series of allegations. Some trueSome not so trueBut the burden of proof…Lies with your AccuserInnocent until? …Proven guilty


They besmirch your credit and convict you without a defenseor even making you aware.

That’s not the way things are supposed to work…

Judge AND JuryWhat do they do?


Our processing center inTampa, FL receives manycredit reports daily with…

•Bankruptcies•Tax liens•Judgments•Foreclosures•Repos•Court ordered child support•Student loans

The heavy stuff…

DELETED!

What can we remove?


What can’t we remove?Please make a note of this…

No kind of item - period.No kind of item - period.

CollectionsSlow pays

Charge offsExcessive inquiries

All Deleted!

“… major items deleted everyday as a direct result of our attorneys’ efforts put forth on our

members’ behalf.”


Program ExpectationsExercise in patience

The average member takes about 6 months

Rewarded with improved credit score (average increase 127 points in the first six months!)

Fueled with updated copies of credit reports sent to you free!


Member Portal

1. Receive access to your own personal website: the Member Portal!

2. Communicate securely

3. Upload documents

4. Research credit education

5. Obtain status updates 24/7


Access to a network of 25,000 attorneys nationwide:Create simple willsRepresentation for small claims courtUnlimited phone consultations on different subjects

Free credit card search program:Obtain 2 additional lines of credit

Credit reference letter from your Attorney

Additional Member BenefitsCollective buying power of a national association


“…rectifying problems or erasing erroneous, outdated, or unverifiable information…”

Membership Protection Warranty

As long as you have complied with the terms of your membership agreement, we believe you should not have to pay for ineffective service:

If there are no derogatory items removed from your report in the first 3 months of membership, at your request we will terminate your membership and refund to you all membership fees paid.

At the conclusion of your 12 month membership, if there has not been an increase in your credit score we will refund 100% of your membership fee.


Membership Dues

Attorneys are involved…How much is this going to cost me?

“…committed as a company…” Any average citizen can join


Small monthly investment of just…$97An Initial Set-up of just…$149

Or, Save over $300 by taking care of your entire membership in one lump sum of just…$995

Either way, you’ll have a lawyer representing you against:

Membership Dues

Immediately put an attorney to work on your behalf, that has handled thousands of cases before he ever gets yours!


Results


Join Today!

“Your decisions today start the wheels in motion for what happens tomorrow!”

Thank you!


The trademarks, service marks, and logos (the "Trademarks") used in this presentation are registered and unregistered Trademarks. Trademarks belonging to TransUnion, Experian Information Solutions, Inc, and Equifax Inc. and their affiliated companies or other product and company names mentioned herein may be the trademarks of their respective owners. Any unauthorized use of the Trademarks is strictly prohibited. You may not display or use the Trademarks for any purpose without the written permission of Trademark owner.

Dan Sales Presentation Rev3 081609

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Transcript of Dan Sales Presentation Rev3 081609