20 Points of Sukanya Samriddhi Yojana- Faq, Website &

Toll free Number

On 22 Jan 2015 PM Modi has launched a Saving scheme by the name of Sukanya

Samriddhi Yojana for girl child under Beti Bacho Beti Padhao. Actress Madhuri

Dixit is the Brand ambassador. The main motive of this scheme was to encourage

the girl child education and make them financially strong.

Faq, Website & Toll free Number

1. Any Girl who is 10 year or below can open this account in post office or RBI

listed 28 banks.

2. Toll free number for Sukanya Samriddhi Yojana for Mumbai region is 1800-

223-060.

3. Mail Id for Sukanya Samriddhi Yojana for Mumbai region is

info@sukanyaaccountmumbai.in.

4. Website for Sukanya Samriddhi Yojana is http://sukanyaaccountmumbai.in/

5. Interest rate for Sukanya Samriddhi Yojana for this financial year is 9.2%.

6. In a family two Sukanya Samriddhi Yojana account is allowed.

7. To open the Sukanya Samriddhi Yojana account birth certificate of girl child

plus address proof, two photos, ID proof of legal guardian required.

8. Minimum Deposit in Sukanya Samriddhi Yojana in one year is Rs 1000/-.

9. Multiple deposits in Rs 100/-can done in Sukanya Samriddhi Yojana in one

year.

10.Maximum deposit in Sukanya Samriddhi Yojana in one year is 1.5 lakh only.

11.You have to pay premium for 14 years in Sukanya Samriddhi Yojana.

12.The maturity of Sukanya Samriddhi Yojana will be done at the age of 21 or

at the time of marriage whichever is coming first.

13.In Sukanya Samriddhi Yojana if the amount is not withdrawn after maturity,

she would be getting the interest till the amount is not withdrawn.

14.Interest rate in Sukanya Samriddhi Yojana is decided by Government on

yearly basis, it is not fixed for every year. The interest rate for F.Y 2014-15

was 9.1% & for F.Y 2015-16 it is 9.2%.

15.After the girl age is more than 10 year she can operate the Sukanya

Samriddhi Yojana account.

16.If 1000/- is not deposited in one year than it is considered as irregular

account and there is a penalty of Rs 50/-.

17.In Sukanya Samriddhi Yojana girl can withdraw 50% of the amount at the

age of 18 only for higher education.

18.Deposit can be done in Sukanya Samriddhi Yojana by cash, DD or Cheque. If

you are opening account in post office the DD or Cheque should be in the

favour of Postmaster of that particular Post office. If the account is opened in bank

the DD or Cheque must be in the favour of Bank.

19.Premature withdrawal is not allowed.

20.If the girl gets married Sukanya Samriddhi Yojana account cannot be

continued.

21.Interest earned in Sukanya Samriddhi Yojana is tax free.

22.The amount deposited in Sukanya Samriddhi Yojana can get Tax benefit

under 80C of Income Tax Act, 1961.Till now 1.5 lakhs contribution toward

Sukanya Samriddhi Yojana is considered for Tax Deduction under Section

80C.

More info@ http://goo.gl/kKRsy7