We are #1 in Voluntary Insurance.

Objective

Boost your benefit package to retain valuable employees

Average 50-70% participation once employees are educated by an agent in Aflac voluntary benefits

Pre-Tax Benefits to save $$ on Taxes for both the employee and employer

Make your benefit package even better by adding AFLAC at no cost to you company

AFLAC

A Fortune 500 company with $117 Billion in assets (2011)

Rated among the Worlds Most Ethical Companies by Ethisphere magazine

Outstanding in claims service, with most claims processed within 4-5 days

We insure 1 of 4 people in Japan-been under health care reform for years

And we have a SpokesDuck!

Why AFLAC Protection?

AFLAC can help you prepare for a catastrophic illnesses or accident to avoid bankruptcy or foreclosure

Co-pays and Higher Deductibles can cause hardship

AFLAC pays $$$ for daily living expenses like your mortgage, groceries, or car loan

Most Americans live paycheck to paycheck

If you have money saved, would you want to use it for a catastrophic event or a trip or retirement?

Major MedicalPays:

Rx Drugs

Surgeon

Doctors Hospital

AFLAC Pays:

Co-Pays &Deductibles

Loss of Income

Living Expenses

Common Features Of All Aflac Plans

Guaranteed – renewable Portable, with no change in coverage or cost Benefits paid regardless of any other insurance Benefits paid directly to the policyholder Affordable rates without EVER increasing H.R. will refer questions and claims to your

AFLAC agent, Darci Lewis

Plans to offer: ACCIDENT Plan

24/7 coverage, even if the accident happens on the job

Emergency Room Visits Follow–up treatment including

Chiropractic visits Crutches, wheelchair, back or leg braces Hospital Confinement Accidental Death benefit for adult

$40,000 and Children $12,500 Transportation and Family lodging Physical Therapy Ambulance and Travel benefits CT scans MRI’s and X-rays Wellness Benefit and much more

Cancer Insurance

Initial Diagnosis amounts from $2,000 dollars to 6,000 and doubles for children at no extra cost

Cancer Screening Wellness Benefits including mammogram pap smear, colonoscopy, PSI Blood work

Hospital confinement Radiation, Chemotherapy, and even Experimental

Treatment Bone Marrow Transplantation $10,000 Transportation and Lodging Surgical/Anesthesia Reconstructive Surgery Second Surgical Opinion any where in the U.S.A. And Much, Much More

Hospital protection

Hospital Protection for Accident and Sickness Rehabilitation Unit Benefit In-patient and out-patient surgical benefit Medical Diagnostic Imaging Ambulance benefit Waiver of Premiums This plan works well for people with high deductibles,

or planning a family

Other Products Available

Dental (No Network) Vision (covers eye diseases) Short Term Disability (up to 24months) Critical Illness (Heart Attack/Stroke etc.) Life Insurance (Whole life and Term) Juvenile Life (face amount doubles at age 18)

NOW is the Perfect Time

Employees chose which plans they need Only 3 people are needed to receive Group Rates All we require is a payroll deductions for those who

participate I look forward to helping you with all your AFLAC

needs. Lets set a date to educate!

Darci Lewis Your Grand Rapids area Aflac Agent: darci_lewis@us.aflac.com 616.481.5026