Building BasicsOverviewFinanceContract DocumentsBuilding SpecificationsCost of BuildingArchitectural DrawingsBuilding on a siteProject ManagementProfessionalsAn Introduction toProfessional Serviceshe Architecthe !ngineerhe Building Designerhe "uantit# Surve#orhe Cost !stimatorhe Project Managerhe Building ContractorInsurancePlant HireOverviewConditions of $ireand %atesSiteworksAn Introduction toSitewor&s!'cavationSite $uts ( oiletsPoisoningree Felling ( Stump %emovalSignageFoundations & SuperstructureAn Introduction toFoundations ( SuperstructureMortarAggregratesCementBric&s ( Bloc&sConcrete SlabsBuilding Basicshttp)**www+,uildaid+co+-a*%esources*.nderstanding/01the/01Building/01Process+htmOverviewhere are a num,er of factors to ,e ta&en into account ,efore ,eginning a ,uilding project2 these range from finance and drawings to project management and ,uilding on a site+ his section offers an overview of what one should ,e aware of2 to ensure the ,asics are covered ,efore the ,uild commences+FinanceOnce #ou have decided to ,u# or ,uild2 the ne't step is deciding on a ,udget+ 3oo&ing at a home loan 4which the vast majorit# of people must do52 it is important to note that ,an&s generall# do not offer more than an 61/ loan+ herefore2 one must have at least 71801/ of thepurchase price ,efore approaching a ,an& for a loan+ Ban&s do sometimes offer a loan of the full purchase price2 ,ut this is rare and the interest rate implications are ver# high+ Please note that when purchasing a home2 it is the seller9s responsi,ilit# to ensure that the municipal rates and ta'es are paid up to date and an electrical compliance certificate must ,e produced+It is important to note that with ,uilding loans2 ,an&s are reluctant to offer more than :1/ of thecost of the contract+ he purchase price can comprise the land and cost of ,uilding+ If the land is paid in full2 this can ,e used as securit# for a loan for the cost of ,uilding+ Before one is a,le to secure a ,uilding loan2 plans must ,e presented along with at least three ;uotes from a reputa,le ,uilding contractor 4the ,uilding contractor must present proof of all ris& insurance cover2 and BCC Series 4>oint Building Contracts Committee5 contracts are recommended+ here arevarious t#pes of contracts to suit different circumstances+ he# are availa,le from the