Vacation Tips
BTS Loans
Scholarship Winners
PPP Loans
CU Corona Care
Financial Help
Holiday Closings
Contact MCWV
Quiz Winners/Quiz
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Federally Insured by NCUA. Equal Housing Lender.
*Annual Percentage Rate. Loans are
subject to credit approval. Additional
restrictions may apply.
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As we continue through these ever-evolving times, remember your credit union is
here to help. Our Loan Specials are designed to help you easily borrow what you
need, whether it be costly school expenses or just some extra cash in your pocket.
Back to School Loans are available from July 6th through August 21
st.
With vacation season upon us, please remember these important vacation tips
from local health authorities and your credit union:
Prior to traveling, consider is COVID-19 spreading where you’re going, or in
your community? You can get infected while traveling, and can spread
COVID-19 to others while traveling.
If you travel, clean your hands often, avoid touching your face, keep 6 feet of
physical distance from others and wear a cloth face covering in public.
Inform your credit union of your travel plans. Prior to your trip, call or submit a
message through NTouch24 including the dates you will be out of town so
your debit and credit cards can be authorized for out of town use.
Use our MCWV App to monitor your accounts, and immediately report any
suspicious activity to the credit union.
View the WV DHHR’s full Guidance for Vacation Travel. We wish you all a
happy and fun summer, but please remember to stay safe by wearing a mask
and practicing social distancing.
Thank you to all of the 2020 applicants! We are proud to offer two $1,000.00
scholarships each year in memory of our former CEO, Doris J. Cunningham.
Congratulations to 2020 winners Sophia Veazey (below left) of Charleston Catholic
High School and Jace Fisher (below right) of Sissonville High School!
MCWV Insider - Page 2
The Paycheck Protection Program (PPP Loans) is a Small Business Administration (SBA) loan designed to
provide a direct incentive for small businesses to keep their workforce employed during the COVID-19
(coronavirus) crisis. If certain usage requirements are met, the SBA will forgive the loans. Businesses are
able to apply through Members Choice
WV FCU, who is an existing SBA 7(a)
lender.
As of July 1, 2020, we have been able to
provide 22 PPP Loans with a total loan
volume of $734,315.00 to help small
businesses survive during this pandemic.
More information, including application
deadlines, “who can apply” and much
more, can be found on our dedicated PPP
Loans webpage.
For questions or help with items required
to apply for a PPP Loan, email:
Regular Shares
$25.00 to $9,999.99:
.10%; .10% APY*
$10,000 to $19,999.99:
.20%; .20% APY*
$20,000 & above:
.30%; .30% APY*
Checking Accounts
$1,000 & Above
.05%; .05% APY*
Regular IRA Accounts
1.10%; 1.11% APY*
*APY = Annual Percentage Yield
if left open for full term. Rates
are subject to change anytime.
As of 6/18/2020
Potential applicants interested in the upcoming 2021 Cunningham Scholarship must
be a primary member of the credit union by December 31, 2020. Share this
opportunity with current high school students! Learn more: Cunningham Scholarship
MCWV Insider - Page 3
Maintaining the health, safety and welfare of each employee, member, vendor and visitor of Members
Choice WV FCU is our highest priority. In order to protect MCWV staff and visitors from illness and to
prevent business interruptions as we reopen entry to our building amid the COVID-19 pandemic, we have
implemented Safety Procedures & Requirements for Visiting the Credit Union. Some of these procedures
and requirements include:
If you have or think you might have COVID-19, or have been exposed
to someone who has COVID-19, we ask that you please stay home
and follow the CDC’s recommended guidelines for quarantine before
visiting the credit union. We will be glad to assist you via telephone
and through our various digital options during this time.
Please bring your own face mask or covering, and begin using it prior
to entering the credit union. (A limited supply of face masks will be
available upon entering the credit union – while supplies last.)
You must use a face mask or covering at all times during your visit to
the credit union. Hats, sunglasses and hoods will not be permitted to
be worn inside the credit union. No exceptions.
A Members Choice WV FCU employee will use a no-contact
thermometer to take your temperature. No person with a temperature
of 100.4°F (38°C) or higher will be permitted into the credit union.
The credit union’s Visitor Safety Procedures & Requirements are subject to update or amendment at any time.
View the most current information available from MCWV on the COVID-19 page of our website.
Each visitor will be asked to complete a COVID-19 Screening Form. Answers provided on the COVID-19
Screening Form may determine your ability to enter the credit union or not.
A limit on the number of persons permitted in the credit union lobby at one time will be enforced.
Look for and follow all posted signs, arrows and directions provided to direct you through the credit union
building while also maintaining social distancing requirements.
Maintain a minimum distance of six feet between all other visitors of the credit union, and from credit
union staff when possible.
Please view the most current Safety Procedures
& Requirements for Visiting the Credit Union on
our website, and visit our COVID-19 webpage
frequently for updates.
We sincerely thank you in advance for adhering
to all of the rules and procedures put in place to
foster a safe environment.
Find additional information on our COVID-19
webpage, including current credit union
operations.
MCWV Insider - Page 4
In some instances, we may close for a day or two
before and/or after a holiday. Check our website
frequently for updated holiday schedules.
201 Ohio Avenue
Charleston, WV 25302
P.O. Box 20040
Charleston, WV 25362
Phone:
(304) 346-5242 or
(800) 526-5242
Fax:
(304) 346-5266
Dial-A-Teller (ARU):
(304) 343-4011
(304) 343-4027
(866) 700-4416
Until Further Notice:
Lobby:
Monday - Friday:
10:00am - 2:00pm
Drive-Thru:
Mon - Wed, Fri:
8:00am - 4:45pm
Thursday:
8:00am - 6:00pm
View current hours of
operations on our website.
1. Prior to traveling, you should:
A) Consider the spread of COVID-19
B) Inform the credit union of your travel dates to open your cards
C) View the DHHR’s Guidance for Vacation Travel
D) All of the above
2. Up to $2,500, 4.99% APR*, 24-month term and no processing
fee Back to School Loans are available until what date:
A) July 21, 2020
B) August 21, 2020
3. Potential high school senior applicants for the upcoming 2021
Cunningham Scholarship, must be a primary member of the
credit union by December 31, 2020.
A) True
B) False
4. The credit union’s most current COVID-19 related information,
including Safety Procedures & Requirements for Visiting the
Credit Union, can be found on our COVID-19 webpage.
A) True
B) False
ENTRY IS EASY!
1. Get your newsletter online or request a mailed copy
2. Correctly answer the four questions
3. Drop off or mail to the credit union by September 4, 2020
4. Only one drawing slip per member
5. Two winners will be posted in the next issue
Name: _______________________________________________
Account Number: ______________________________________
Address: _____________________________________________
City: ____________________State______ Zip: ______________
Phone: ____________________________
Email: ____________________________@_____________.com
Kim Gravely June Haid
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