Vacation Tips

BTS Loans

Scholarship Winners

PPP Loans

CU Corona Care

Financial Help

Holiday Closings

Contact MCWV

Quiz Winners/Quiz

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Federally Insured by NCUA. Equal Housing Lender.

*Annual Percentage Rate. Loans are

subject to credit approval. Additional

restrictions may apply.

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As we continue through these ever-evolving times, remember your credit union is

here to help. Our Loan Specials are designed to help you easily borrow what you

need, whether it be costly school expenses or just some extra cash in your pocket.

Back to School Loans are available from July 6th through August 21

st.

With vacation season upon us, please remember these important vacation tips

from local health authorities and your credit union:

Prior to traveling, consider is COVID-19 spreading where you’re going, or in

your community? You can get infected while traveling, and can spread

COVID-19 to others while traveling.

If you travel, clean your hands often, avoid touching your face, keep 6 feet of

physical distance from others and wear a cloth face covering in public.

Inform your credit union of your travel plans. Prior to your trip, call or submit a

message through NTouch24 including the dates you will be out of town so

your debit and credit cards can be authorized for out of town use.

Use our MCWV App to monitor your accounts, and immediately report any

suspicious activity to the credit union.

View the WV DHHR’s full Guidance for Vacation Travel. We wish you all a

happy and fun summer, but please remember to stay safe by wearing a mask

and practicing social distancing.

Thank you to all of the 2020 applicants! We are proud to offer two $1,000.00

scholarships each year in memory of our former CEO, Doris J. Cunningham.

Congratulations to 2020 winners Sophia Veazey (below left) of Charleston Catholic

High School and Jace Fisher (below right) of Sissonville High School!

MCWV Insider - Page 2

The Paycheck Protection Program (PPP Loans) is a Small Business Administration (SBA) loan designed to

provide a direct incentive for small businesses to keep their workforce employed during the COVID-19

(coronavirus) crisis. If certain usage requirements are met, the SBA will forgive the loans. Businesses are

able to apply through Members Choice

WV FCU, who is an existing SBA 7(a)

lender.

As of July 1, 2020, we have been able to

provide 22 PPP Loans with a total loan

volume of $734,315.00 to help small

businesses survive during this pandemic.

More information, including application

deadlines, “who can apply” and much

more, can be found on our dedicated PPP

Loans webpage.

For questions or help with items required

to apply for a PPP Loan, email:

wburch@memberschoicewv.com

Regular Shares

$25.00 to $9,999.99:

.10%; .10% APY*

$10,000 to $19,999.99:

.20%; .20% APY*

$20,000 & above:

.30%; .30% APY*

Checking Accounts

$1,000 & Above

.05%; .05% APY*

Regular IRA Accounts

1.10%; 1.11% APY*

*APY = Annual Percentage Yield

if left open for full term. Rates

are subject to change anytime.

As of 6/18/2020

Potential applicants interested in the upcoming 2021 Cunningham Scholarship must

be a primary member of the credit union by December 31, 2020. Share this

opportunity with current high school students! Learn more: Cunningham Scholarship

MCWV Insider - Page 3

Maintaining the health, safety and welfare of each employee, member, vendor and visitor of Members

Choice WV FCU is our highest priority. In order to protect MCWV staff and visitors from illness and to

prevent business interruptions as we reopen entry to our building amid the COVID-19 pandemic, we have

implemented Safety Procedures & Requirements for Visiting the Credit Union. Some of these procedures

and requirements include:

If you have or think you might have COVID-19, or have been exposed

to someone who has COVID-19, we ask that you please stay home

and follow the CDC’s recommended guidelines for quarantine before

visiting the credit union. We will be glad to assist you via telephone

and through our various digital options during this time.

Please bring your own face mask or covering, and begin using it prior

to entering the credit union. (A limited supply of face masks will be

available upon entering the credit union – while supplies last.)

You must use a face mask or covering at all times during your visit to

the credit union. Hats, sunglasses and hoods will not be permitted to

be worn inside the credit union. No exceptions.

A Members Choice WV FCU employee will use a no-contact

thermometer to take your temperature. No person with a temperature

of 100.4°F (38°C) or higher will be permitted into the credit union.

The credit union’s Visitor Safety Procedures & Requirements are subject to update or amendment at any time.

View the most current information available from MCWV on the COVID-19 page of our website.

Each visitor will be asked to complete a COVID-19 Screening Form. Answers provided on the COVID-19

Screening Form may determine your ability to enter the credit union or not.

A limit on the number of persons permitted in the credit union lobby at one time will be enforced.

Look for and follow all posted signs, arrows and directions provided to direct you through the credit union

building while also maintaining social distancing requirements.

Maintain a minimum distance of six feet between all other visitors of the credit union, and from credit

union staff when possible.

Please view the most current Safety Procedures

& Requirements for Visiting the Credit Union on

our website, and visit our COVID-19 webpage

frequently for updates.

We sincerely thank you in advance for adhering

to all of the rules and procedures put in place to

foster a safe environment.

Find additional information on our COVID-19

webpage, including current credit union

operations.

MCWV Insider - Page 4

In some instances, we may close for a day or two

before and/or after a holiday. Check our website

frequently for updated holiday schedules.

201 Ohio Avenue

Charleston, WV 25302

P.O. Box 20040

Charleston, WV 25362

Phone:

(304) 346-5242 or

(800) 526-5242

Fax:

(304) 346-5266

Dial-A-Teller (ARU):

(304) 343-4011

(304) 343-4027

(866) 700-4416

Until Further Notice:

Lobby:

Monday - Friday:

10:00am - 2:00pm

Drive-Thru:

Mon - Wed, Fri:

8:00am - 4:45pm

Thursday:

8:00am - 6:00pm

View current hours of

operations on our website.

1. Prior to traveling, you should:

A) Consider the spread of COVID-19

B) Inform the credit union of your travel dates to open your cards

C) View the DHHR’s Guidance for Vacation Travel

D) All of the above

2. Up to $2,500, 4.99% APR*, 24-month term and no processing

fee Back to School Loans are available until what date:

A) July 21, 2020

B) August 21, 2020

3. Potential high school senior applicants for the upcoming 2021

Cunningham Scholarship, must be a primary member of the

credit union by December 31, 2020.

A) True

B) False

4. The credit union’s most current COVID-19 related information,

including Safety Procedures & Requirements for Visiting the

Credit Union, can be found on our COVID-19 webpage.

A) True

B) False

ENTRY IS EASY!

1. Get your newsletter online or request a mailed copy

2. Correctly answer the four questions

3. Drop off or mail to the credit union by September 4, 2020

4. Only one drawing slip per member

5. Two winners will be posted in the next issue

Name: _______________________________________________

Account Number: ______________________________________

Address: _____________________________________________

City: ____________________State______ Zip: ______________

Phone: ____________________________

Email: ____________________________@_____________.com

Kim Gravely June Haid