YOUR GUIDE TO TRANSAMERICA’S …® Super Series are term life insurance policies issued by...

5
YOUR GUIDE TO TRANSAMERICA’S TRENDSETTER ® SUPER SERIES

Transcript of YOUR GUIDE TO TRANSAMERICA’S …® Super Series are term life insurance policies issued by...

YOUR GUIDE TO TRANSAMERICA’S

TRENDSETTER® SUPER SERIES

Trendsetter® SuperTrue protection and a high coverage solution.

Trendsetter Super term life insurance can be used to help meet you and your family’s needs, whether it’s paying the mortgage, college tuition, final expenses, or to assist with basic everyday needs. It can give you early access to your policy’s death benefit, should you experience a qualifying terminal illness. Term life insurance can help your loved ones to afford to live the life they’ve always known, should you pass too soon.

HELPING BUILD A FINANCIAL SAFETY NET

COVER PHOTO: TWENTY20.COM

/(PHOTOGRAPHER)PHOTO: TW

ENTY20.COM/(PHOTOGRAPHER)

2 3

Are people counting on you?If so, purchasing a Trendsetter Super term life policy may help.

Should the unexpected happen, the Trendsetter Super can help replace your income, protect your family, or ensure your business can continue.

PROTECTION FOR YOUR FAMILYWhat if you weren’t there to hold your child’s hand on their wedding day? Would your spouse be able to make ends meet, let alone afford their special day, should you pass too soon?

The Trendsetter Super can help protect your loved ones in the time of an unexpected death or terminal illness. It can help pay for major expenses such as, a mortgage, college tuition, or even a wedding—many of life’s biggest moments.

PROTECTION FOR YOUR BUSINESS Imagine what would happen to your business if you or another key employee were to pass away. Often, businesses may not think about the risk associated with the loss of key individuals within their company.

The Trendsetter Super can be helpful during the most difficult of times. It can help your business stay afloat.

THE TRENDSETTER SUPER IS HERE FOR YOU The Trendsetter Super provides the flexibility to have a policy with a face amount of $25,000 to $10 million and up in coverage, and allows up to $99,999 without the need for a medical exam. Keep in mind, the issuance of the policy may depend upon the answers to the health questions on the application.

Plus, your premium is guaranteed to remain the same throughout the entire initial term period—choose from 10, 15, 20, 25, or 30 years. And at the end of the term period, you may be able to convert the policy to permanent life insurance without having to undergo an additional medical exam.

That’s what the Trendsetter Super is all about, customization to fit your lifestyle with different coverage amounts, term periods, and optional add-ons.

4 5

While you’ll never know when the

unexpected could happen, we can

help you plan for it. In fact, that’s our

specialty. We’re passionate about

helping you and your family achieve

financial well-being at every stage of life.

Contact a Transamerica insurance

professional today. Together we’ll

create solutions to help you have a

bright financial future.

www.transamerica.com

Why Transamerica?Product FeaturesAvailable for issue ages: 18-80

Face amounts available: $25,000 to $10 million and up

Non-med underwriting* available: Up to $99,999*

Choice of initial term periods: 10, 15, 20, 25, or 30 years

AUTOMATICALLY INCLUDED:

Terminal Illness Accelerated Death Benefit (ADB) Endorsement

ADDITIONAL BENEFITS: **

> Waiver of Premium Rider

> Income Protection Option (IPO)

> Children’s Insurance Rider (CIR)

> Accident Indemnity Rider

* Age and risk class limitations apply.

** Certain riders are available at an additional cost. Riders and rider benefits have specific limitations and may not be available in all jurisdictions. For complete details including the term and conditions of each rider and exact coverage provided, please consult your Transamerica life insurance professional.

6 7

Trendsetter® Super Series are term life insurance policies issued by Transamerica Life Insurance Company, Cedar Rapids, IA and in New York by Transamerica Financial Life Insurance Company, Harrison, NY. Policy Forms ICC16 TL22, TL22, 1-322 11-107, 1-306 11-107, 1-305 11-107, 1-304 11-107, 1-303 11-107, or 1-334 11-107 issued by Transamerica Life Insurance Company and 3-306 38-111, 3-305 38-111, 3-304 38-111, 3-303 38-111, or 3-334 38-111 issued by Transamerica Financial Life Insurance Company. Premiums increase annually for Trendsetter Super YRT, and beginning in year 11 for the 10- year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy forms and numbers may vary, and these policies and the riders may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

Transamerica Financial Life Insurance Company is authorized to conduct business in New York. Transamerica Life Insurance Company is authorized to conduct business in all other states.

State variations may apply.

93952_Super_CB_0616_TATL1.0