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Picture The Possibilities With A CU LoanAs individuals, we’re all in a different place when it comes to financial well-being and management. Wherever you are in your journey, as a credit union member, you have an invaluable partner in your corner standing ready with a toolbox full of helpful lending resources. You just have to say the word and picture the possibilities!

Have you been putting off those much-needed home improvements? Perhaps your high-interest debt got out of control. Need a new car? Buying a home? Maybe you just want to upgrade your vacation plans or fund a special event. Wherever you are and whatever you’re looking to do, we have a loan for you - if you can picture it, we can make it happen.

CrossRoads Community FCU offers an array of possible lending options, all with low rates, flexible terms, and unmatched member service, including:* Personal Loans and Lines of Credit* Auto Loans* Master Credit Cards* Mortgages* Home Equity Loans and HELOCs* Consolidation Loans* Business Loans* Vacation and Holiday LoansOur lending experts will help you determine what kind of loan is right for you. The possibilities are endless with CrossRoads Community FCU by your side.

Fall 2020 Newsletter

Your Financial Home

Thank You Volunteers!According to Independent Sector, a trade group for non-profit organizations, there are 63 million volunteers in the U.S. doing their part to hold up the

foundation of civil society. From stocking food pantries to tutoring students to raising funds for homeless shelters, volunteers make a difference.

While we say “thank you” to all 63 million for their service to their communities, we extend special appreciation to our credit union’s volunteers. Members of our board of directors and our committees donate their time and talents to represent the interests of all our member-owners and to ensure the continued success of the credit union. Their dedication to service is one of the things that sets your credit union apart from other financial institutions. If you’re looking for volunteer opportunities, including services you can provide virtually, go to volunteermatch.org. If you have an interest in becoming a credit union volunteer, please contact your credit union. Thank you!

Our Loan rates are so good...With an additional quarter percent off they’re great!

We will reward you with an additional .25% off our currently posted rate when you open a new CCFCU

checking account with automatic payment.Certain restrictions apply.

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Credit Unions Are “People Helping People”

Check Out Our Virtual Branch

While the novel coronavirus pandemic has disrupted much in our lives, one thing has remained the same: Your credit union cares about your safety and your well-being. So even though we’ve missed seeing some of your smiling faces, we’ve been here for you at our virtual branch. With e-services from the credit union, you can keep your financial life proceeding apace.

If you haven’t signed up for our virtual branch, you’re missing out on a fast, convenient way to manage your money. You can check balances, transfer funds between savings and checking, make a loan payment, and much more. And it’s open 24/7. With e-bill pay, you can dispatch your bills without leaving your keyboard. With just a few clicks and keystrokes, you can take care of business quickly and safely.

Sign up for e-statements and we’ll send you an email when your statement is ready. No worries about it getting delayed or lost in the mail. So visit our Website or give us a call to find out more. You’ll wonder how you ever got along without it!

Tis The Season For A Holiday Loan

Tis the season to be happy, giving, festive...and stressed! At this time of year, most shoppers are so worried about stretching their budgets to cover holiday expenses that they lose sight of, or are unable to enjoy, the true spirit of the season.As a credit union member, you can rid yourself of yuletide shopping stresses with an affordable and convenient CrossRoads Community FCU Holiday Loan. It’s a smart way to pay for gifts, entertainment, dining, and travel expenses during the holidays. Then you can spend less time worrying about holiday obligations and more time enjoying family, friends, and festivities.A holiday loan offers:* Low rates* Flexible terms and payment options* An alternative to high rate credit cards* Escape from the worry of funding the holidays

Apply today to ensure a happy holiday season! Visit www.crcfcu.com or give us a call at 716-896-8084.

Now, more than ever, it is important to look out for our family, friends, and fellow humans. As a credit union member, you are part of a special network, and you have the power to help others in a unique way.

For decades, credit unions have been governed by the motto of “People Helping People” through affordable, quality financial tools and resources. Member referrals have always been a driving force behind credit union growth and helping others benefit from their offerings. Why not take part in helping your fellow citizens while also advancing the credit union movement?

By referring a friend to CrossRoads Community FCU you are passing along a wealth of financial benefits, including:

* Lifelong access to affordable financial products* Better rates on loans* Higher yields on savings * Lower fees on transactions

* Superior member service* Educational resources* And so much more!

Our credit union is more than just a place to put your money - We are a trusted partner who wants to help you realize your dreams. We are community members, we are neighbors, we are people - “People Helping People.” Join the movement and refer a friend today. Visit www.crcfcu.com or call 716-896-8084, or stop into either branch location.