Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

����

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

Travel Insurance Star Ratings 2016 - Page1Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page2Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

Travel Insurance Star Ratings 2016 - Page3Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

����

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

Travel Insurance Star Ratings 2016 - Page4Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

��

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

Travel Insurance Star Ratings 2016 - Page5Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

Travel Insurance Star Ratings 2016 - Page6Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

����

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page7Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page8Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

Travel Insurance Star Ratings 2016 - Page9Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

����

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page10Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page11Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

Travel Insurance Star Ratings 2016 - Page12Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

����

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page13Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

Travel Insurance Star Ratings 2016 - Page14Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $2000Unlimited$20000 $20000 $1000UnlimitedNZ Post Plan C $1500

���� Unlimited $2000Unlimited$50000 $20000 $1000UnlimitedTower Limited Cover4Travel (Plan C) $1500

Travel Insurance Star Ratings 2016 - Page15Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

����

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page16Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page17Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

Travel Insurance Star Ratings 2016 - Page18Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

����

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page19Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

Travel Insurance Star Ratings 2016 - Page20Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page21Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ World $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $500$10000000Webjet NZ Plan B - Essentials $2000

����

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page22Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $30000 $4000$40000000$150000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page23Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Couple-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $2000Unlimited$50000 $20000 $1000UnlimitedTower Limited Cover4Travel (Plan C) $1500

�

���� Unlimited $2000Unlimited$20000 $20000 $1000UnlimitedNZ Post Plan C $1500

���� Unlimited $5000$20000000$20000 $6000 N/A$20000000STA Travel NZ Basic International Plan A $20000000

���� Unlimited $5000Unlimited$50000 $24000 $400UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

Travel Insurance Star Ratings 2016 - Page24Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

����

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

Travel Insurance Star Ratings 2016 - Page25Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page26Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page27Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

����

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page28Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

Travel Insurance Star Ratings 2016 - Page29Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page30Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

����

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page31Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

Travel Insurance Star Ratings 2016 - Page32Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page33Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

����

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page34Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

Travel Insurance Star Ratings 2016 - Page35Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page36Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

����

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page37Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

Travel Insurance Star Ratings 2016 - Page38Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� Unlimited $2000Unlimited$50000 $20000 $1000UnlimitedTower Limited Cover4Travel (Plan C) $1500

�

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $2000Unlimited$20000 $20000 $1000UnlimitedNZ Post Plan C $1500

Travel Insurance Star Ratings 2016 - Page39Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

����

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

Travel Insurance Star Ratings 2016 - Page40Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

��

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page41Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

�

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page42Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $1500

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

����

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

Travel Insurance Star Ratings 2016 - Page43Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page44Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

Travel Insurance Star Ratings 2016 - Page45Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$50000 $30000 $500Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $1000

���� $20000 N/AUnlimited$40000 $10000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $4000Unlimited$50000 $24000 $250UnlimitedTravel Insurance Direct NZ International Trip $1000

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedWebjet NZ Plan A - Comprehensive $2000

����

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedAMI Insurance NZ International Plan I Unlimited

���� $200000 $2500Unlimited$200000 $40000 $750UnlimitedBNZ Travel Insurance $3000

���� $200000 $2500Unlimited$100000 $40000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $3000

���� $20000 $3000$25000000$100000 $12000 $1000$25000000Columbus Direct Travel Ins NZ Single Trip Standard $2000

���� $5000 $3000Unlimited$30000 $4000 $1000UnlimitedDownunder Insurance NZ Plan C - Backpackers $1500

���� $100000 $5000Unlimited$50000 $50000 $500UnlimitedSouthern Cross Travel Ins NZ World $1500

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedState International Plan I Unlimited

���� $10000 $1000$10000000$30000 $3000 $250$10000000Webjet NZ Plan B - Essentials $2000

���� Unlimited $6000Unlimited$100000 $50000 $1000UnlimitedWorldcare NZ Comprehensive $6000

���

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAA Insurance Comprehensive $6000

���� $30000 $3000Unlimited$50000 $20000 $400UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited N/AUnlimited$50000 $30000 $500UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedANZ Bank NZ Travel Protector $6000

Travel Insurance Star Ratings 2016 - Page46Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedAon NZ Elite Unlimited

���� $30000 $4000$40000000$180000 $15000 $2000$40000000Columbus Direct Travel Ins NZ Single Trip Premier $4000

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedComprehensive Travel InsuranceNZComprehensive $6000

���� Unlimited N/A$15000000$10000 $8000 $500$15000000Cover-More Travel Insurance NZ Essentials $15000000

���� Unlimited $10000Unlimited$30000 $50000 $1000UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $20000 $3000Unlimited$60000 $10000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $3000

���� $10000 $3000Unlimited$60000 $6000 $1000UnlimitedDownunder Insurance NZ Plan H - Explorer $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $10000 $1000$10000000$30000 $3000 $500$10000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedHouse of Travel NZ Online Insurance Comprehensive $6000

���� $50000 $6000Unlimited$30000 $20000 $500UnlimitedNZ Travel Insurance Premier $6000

���� Unlimited $2000Unlimited$50000 $20000 $1000UnlimitedTower Limited Cover4Travel (Plan C) $1500

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedVirgin Australia NZ Comprehensive Plan $4000

���� Unlimited $3000UnlimitedN/A $10000 N/AUnlimitedVirgin Australia NZ Essentials Plan $4000

���� Unlimited $3000Unlimited$25000 $20000 $250UnlimitedWorld Nomads NZ Explorer Plan $1000

��

���� Unlimited $5000Unlimited$100000 $40000 $400UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $5000Unlimited$100000 $50000 $1500UnlimitedAir New Zealand International Single Trip $4000

���� Unlimited $3000Unlimited$30000 $15000 $500UnlimitedAir Vanuatu Plan A - Comprehensive $1000

Travel Insurance Star Ratings 2016 - Page47Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Family-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $6000Unlimited$100000 $60000 $1000UnlimitedAMP Bank NZ Comprehensive $6000

���� Unlimited $4000Unlimited$50000 $24000 $500Unlimitednib NZ International $1000

���� $7000 N/A$1000000N/A $4000 N/A$10000000World Nomads NZ Standard Plan $1000

�

���� Unlimited $3000Unlimited$50000 $10000 $500UnlimitedAir Pacific Plan A - Comprehensive $4000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $4000

���� Unlimited $2000Unlimited$20000 $20000 $1000UnlimitedNZ Post Plan C $1500

Travel Insurance Star Ratings 2016 - Page48Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $750

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

����

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

Travel Insurance Star Ratings 2016 - Page49Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

��

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page50Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Australia

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

Travel Insurance Star Ratings 2016 - Page51Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $750

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

����

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

Travel Insurance Star Ratings 2016 - Page52Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

��

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

Travel Insurance Star Ratings 2016 - Page53Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-China

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

Travel Insurance Star Ratings 2016 - Page54Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $750

����

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page55Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

��

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page56Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Cook Island

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

Travel Insurance Star Ratings 2016 - Page57Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Australia/South Pacific $750

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

����

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page58Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

��

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page59Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Fiji

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

Travel Insurance Star Ratings 2016 - Page60Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $750

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

����

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

Travel Insurance Star Ratings 2016 - Page61Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

��

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

Travel Insurance Star Ratings 2016 - Page62Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-France

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $2000Unlimited$10000 $10000 $500UnlimitedNZ Post Plan C $1500

���� Unlimited $2000Unlimited$50000 $10000 $500UnlimitedTower Limited Cover4Travel (Plan C) $1500

Travel Insurance Star Ratings 2016 - Page63Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $750

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

����

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

Travel Insurance Star Ratings 2016 - Page64Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

��

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

Travel Insurance Star Ratings 2016 - Page65Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-Thailand

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page66Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ Limited World $750

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

����

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

Travel Insurance Star Ratings 2016 - Page67Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

��

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

Travel Insurance Star Ratings 2016 - Page68Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-UK

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

Travel Insurance Star Ratings 2016 - Page69Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

����� "Outstanding Value"

���� Unlimited $5000Unlimited$25000 $15000 $250Unlimited1Cover Direct Insurance NZ Plan A - Comprehensive $500

���� $10000 N/AUnlimited$20000 $5000 N/AUnlimitedACE Insurance NZ Essentials Unlimited

���� Unlimited $4000Unlimited$25000 $12000 $250UnlimitedTravel Insurance Direct NZ International Trip $500

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedWebjet NZ Plan A - Comprehensive $1000

����

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedAMI Insurance NZ International Plan I Unlimited

���� $100000 $2500Unlimited$100000 $20000 $750UnlimitedBNZ Travel Insurance $1500

���� $100000 $2500Unlimited$50000 $20000 $750UnlimitedCigna Inurance Comprehensive Travel Insurance $1500

���� $2500 $3000Unlimited$15000 $2000 $500UnlimitedDownunder Insurance NZ Plan C - Backpackers $750

���� $50000 $5000Unlimited$25000 $25000 $500UnlimitedSouthern Cross Travel Ins NZ World $750

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedState International Plan I Unlimited

���� $5000 $1000$5000000$15000 $1500 $250$5000000Webjet NZ Plan B - Essentials $1000

���� Unlimited $6000Unlimited$50000 $25000 $500UnlimitedWorldcare NZ Comprehensive $3000

���

���� $15000 $3000Unlimited$25000 $10000 $200UnlimitedACE Insurance NZ Premium Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedAir Pacific Plan A - Comprehensive $2000

���� Unlimited $3000UnlimitedN/A $5000 $250UnlimitedAir Pacific Plan B - Essentials $2000

���� Unlimited N/AUnlimited$25000 $15000 $250UnlimitedAmerican Express NZ Plan A - Comprehensive $4000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedANZ Bank NZ Travel Protector $3000

Travel Insurance Star Ratings 2016 - Page70Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

���

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedAon NZ Elite Unlimited

���� $15000 $4000$20000000$75000 $7500 $1000$20000000Columbus Direct Travel Ins NZ Single Trip Premier $2000

���� $10000 $3000$12500000$50000 $6000 $500$12500000Columbus Direct Travel Ins NZ Single Trip Standard $1000

���� Unlimited N/A$7500000$5000 $4000 $250$7500000Cover-More Travel Insurance NZ Essentials $7500000

���� Unlimited $10000Unlimited$15000 $25000 $500UnlimitedCover-More Travel Insurance NZ Options International - Plan I Unlimited

���� $10000 $3000Unlimited$30000 $5000 $500UnlimitedDownunder Insurance NZ Plan A - Comprehensive $750

���� $5000 $3000Unlimited$30000 $3000 $500UnlimitedDownunder Insurance NZ Plan H - Explorer $750

���� Unlimited $3000Unlimited$25000 $5000 $500UnlimitedExpedia Plan A - Comprehensive $500

���� $5000 $1000$5000000$15000 $1500 $500$5000000Expedia Plan C - Essentials $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedHouse of Travel NZ Online Insurance Comprehensive $3000

���� $25000 $6000Unlimited$15000 $10000 $250UnlimitedNZ Travel Insurance Premier $3000

���� Unlimited $5000$10000000$10000 $3000 N/A$10000000STA Travel NZ Basic International Plan A $10000000

���� Unlimited $5000Unlimited$25000 $12000 $200UnlimitedSTA Travel NZ Comprehensive International Plan A Unlimited

���� Unlimited $3000Unlimited$25000 $5000 $250UnlimitedVirgin Australia NZ Comprehensive Plan $2000

���� Unlimited $3000UnlimitedN/A $5000 N/AUnlimitedVirgin Australia NZ Essentials Plan $2000

���� Unlimited $3000Unlimited$12500 $10000 $250UnlimitedWorld Nomads NZ Explorer Plan $500

��

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAA Insurance Comprehensive $3000

���� Unlimited $5000Unlimited$50000 $25000 $750UnlimitedAir New Zealand International Single Trip $2000

Travel Insurance Star Ratings 2016 - Page71Report Date: February, 2016. (All information correct as at February, 2016. )

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.

This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Single-USA

Company Product24 Hour

Help Line

Cancellation

Fee Cover

Accidental

Death

Cover

Overseas Medical

Overseas

Hospital

Repatriation/

Evaluation

Overseas

Dental

Luggage/ Personal

EffectsTheft of Cash

Personal BelongingsRental Vehicle

Excess Covered

��

���� Unlimited $3000Unlimited$15000 $7500 $250UnlimitedAir Vanuatu Plan A - Comprehensive $500

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedAMP Bank NZ Comprehensive $3000

���� Unlimited $6000Unlimited$50000 $30000 $500UnlimitedComprehensive Travel InsuranceNZComprehensive $3000

���� Unlimited $4000Unlimited$25000 $12000 $250Unlimitednib NZ International $500

���� $3500 N/A$500000N/A $2000 N/A$5000000World Nomads NZ Standard Plan $500

�

���� Unlimited $5000Unlimited$50000 $20000 $200UnlimitedACE Insurance NZ Elite Unlimited

���� Unlimited $2000Unlimited$10000 $10000 $500UnlimitedNZ Post Plan C $1500

���� Unlimited $2000Unlimited$50000 $10000 $500UnlimitedTower Limited Cover4Travel (Plan C) $1500

Travel Insurance Star Ratings 2016 - Page72Report Date: February, 2016. (All information correct as at February, 2016. )