Travel Insurance Star Ratings · Downunder Insurance NZ Backpackers 10000 N/A 1500 Unlimited 6000...
Transcript of Travel Insurance Star Ratings · Downunder Insurance NZ Backpackers 10000 N/A 1500 Unlimited 6000...
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Argen na
"Outstanding Value"
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page1Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Argen na
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
Travel Insurance Star Ratings 2019 - Page2Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Argen na
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
Tower Limited Cover4Travel (Plan B) Unlimited 100000 3000.00400000400000 20000 1000 2000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Travel Insurance Star Ratings 2019 - Page3Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Australia
"Outstanding Value"
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page4Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Australia
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
Travel Insurance Star Ratings 2019 - Page5Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Australia
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Travel Insurance Star Ratings 2019 - Page6Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Australia
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Tower Limited Cover4Travel (Plan A) Unlimited 100000.00 3000.00200000200000 20000 1000 2000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Travel Insurance Star Ratings 2019 - Page7Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family China
"Outstanding Value"
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page8Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family China
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Travel Insurance Star Ratings 2019 - Page9Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family China
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Tower Limited Cover4Travel (Plan B) Unlimited 100000 3000.00400000400000 20000 1000 2000
Travel Insurance Star Ratings 2019 - Page10Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise Fiji
"Outstanding Value"
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page11Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise Fiji
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
Travel Insurance Star Ratings 2019 - Page12Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise Fiji
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Tower Limited Cover4Travel (Plan A) Unlimited 100000.00 3000.00200000200000 20000 1000 2000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Travel Insurance Star Ratings 2019 - Page13Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise New Zealand
"Outstanding Value"
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
Travel Insurance Star Ratings 2019 - Page14Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise New Zealand
1Cover Direct Insurance NZ Domes c Travel Insurance Unlimited 50000 N/AN/AN/A 30000 N/A 5000
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Domes c Comprehensive 20000 20000 N/AN/AN/A 10000 N/A 4000
AMI Insurance NZ Domes c Plan D 20000 20000 N/AN/AN/A 10000 N/A 4000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Cover‐More Travel Insurance NZ Domes c Plan D 20000 20000 N/AN/AN/A 10000 N/A 4000
State Domes c Plan D 20000 20000 N/AN/AN/A 10000 N/A 4000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Domes c Plan Unlimited 50000 N/AN/AN/A 10000 N/A 3000
Travel Insurance Star Ratings 2019 - Page15Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Cruise New Zealand
Webjet NZ Domes c Unlimited 50000 N/AN/AN/A 10000 N/A 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Downunder Insurance NZ Domes c Travel Insurance 20000 50000 N/AN/AN/A 10000 N/A 3000
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Travel Insurance Star Ratings 2019 - Page16Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Fiji
"Outstanding Value"
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page17Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Fiji
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Travel Insurance Star Ratings 2019 - Page18Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Fiji
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Tower Limited Cover4Travel (Plan A) Unlimited 100000.00 3000.00200000200000 20000 1000 2000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
Travel Insurance Star Ratings 2019 - Page19Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Fiji
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
Travel Insurance Star Ratings 2019 - Page20Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family France
"Outstanding Value"
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page21Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family France
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Travel Insurance Star Ratings 2019 - Page22Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family France
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
Travel Insurance Star Ratings 2019 - Page23Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family France
Tower Limited Cover4Travel (Plan C) Unlimited 100000.00 3000.00UnlimitedUnlimited 20000 1000 2000
Travel Insurance Star Ratings 2019 - Page24Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Indonesia
"Outstanding Value"
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Travel Insurance Star Ratings 2019 - Page25Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Indonesia
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Tower Limited Cover4Travel (Plan A) Unlimited 100000.00 3000.00200000200000 20000 1000 2000
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page26Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Indonesia
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Travel Insurance Star Ratings 2019 - Page27Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Indonesia
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
Travel Insurance Star Ratings 2019 - Page28Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Japan
"Outstanding Value"
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page29Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Japan
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
Travel Insurance Star Ratings 2019 - Page30Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Japan
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
Travel Insurance Star Ratings 2019 - Page31Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family Japan
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
Tower Limited Cover4Travel (Plan C) Unlimited 100000.00 3000.00UnlimitedUnlimited 20000 1000 2000
Travel Insurance Star Ratings 2019 - Page32Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family South Africa
"Outstanding Value"
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Travel Insurance Star Ratings 2019 - Page33Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family South Africa
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
Travel Insurance Star Ratings 2019 - Page34Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family South Africa
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
Tower Limited Cover4Travel (Plan B) Unlimited 100000 3000.00400000400000 20000 1000 2000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Travel Insurance Star Ratings 2019 - Page35Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family United Kingdom
"Outstanding Value"
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page36Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family United Kingdom
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
Travel Insurance Star Ratings 2019 - Page37Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family United Kingdom
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Tower Limited Cover4Travel (Plan B) Unlimited 100000 3000.00400000400000 20000 1000 2000
Travel Insurance Star Ratings 2019 - Page38Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family USA
"Outstanding Value"
Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 50000 3000UnlimitedUnlimited 50000 500 5000
TINZ Comprehensive 50000.00 30000.00 2000.00UnlimitedUnlimited 30000.00 500.00 6000.00
Webjet NZ Plan A ‐ Comprehensive Unlimited 50000 2000UnlimitedUnlimited 10000 500 3000
Webjet NZ Plan B ‐ Essen als 10000 30000 200010000000Unlimited 6000 N/A 1000
Travel Insurance Star Ratings 2019 - Page39Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family USA
1Cover Direct Insurance NZ Plan A ‐ Comprehensive Unlimited 50000 1000UnlimitedUnlimited 30000 500 5000
American Express NZ Interna onal Comprehensive 20000 50000 UnlimitedUnlimitedUnlimited 20000 500 3000
BNZ Travel Insurance 200000 200000 3000UnlimitedUnlimited 40000 750 2500
Chubb Insurance NZ Essen als 20000 2000 UnlimitedUnlimitedUnlimited 10000 N/A N/A
Columbus Direct Travel Ins NZ Single Trip Premier 40000 150000 20005000000050000000 20000 1000 5000
Columbus Direct Travel Ins NZ Single Trip Standard 20000 100000 10005000000050000000 15000 500 4000
Downunder Insurance NZ Comprehensive 40000 50000 1500UnlimitedUnlimited 10000 500 N/A
House of Travel NZ Online Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
NZ Travel Insurance Premier 50000 30000 6000UnlimitedUnlimited 20000 500 6000
TINZ Comprehensive Plus Unlimited 50000.00 5000.00UnlimitedUnlimited 50000.00 500.00 6000.00
TINZ Essen als 20000.00 N/A 1000.00UnlimitedUnlimited 10000.00 N/A N/A
Virgin Australia NZ Comprehensive Plan Unlimited 50000 4000UnlimitedUnlimited 10000 500 3000
Worldcare NZ Comprehensive Unlimited 50000 6000UnlimitedUnlimited 50000 1000 6000
Travel Insurance Star Ratings 2019 - Page40Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family USA
AA Insurance Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Air New Zealand Interna onal Single Trip Unlimited 100000 4000UnlimitedUnlimited 50000 1500 5000
Air Pacific Plan A ‐ Comprehensive Unlimited 50000 4000UnlimitedUnlimited 10000.00 500.00 3000
Air Pacific Plan B ‐ Essen als Unlimited N/A 4000UnlimitedUnlimited 10000.00 N/A 3000
AMI Insurance NZ Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
AMP Bank NZ Comprehensive Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
ANZ Bank NZ Travel Protector Unlimited 100000 6000UnlimitedUnlimited 60000 1000 6000
Aon NZ Elite Unlimited 100000 UnlimitedUnlimitedUnlimited 40000 400 5000
Chubb Insurance NZ Comprehensive 30000 2000 UnlimitedUnlimitedUnlimited 20000 400 5000
Chubb Insurance NZ Pres ge Unlimited 2000 UnlimitedUnlimitedUnlimited 40000 400 3000
Cigna Insurance Comprehensive Travel Insurance 200000 100000 6000UnlimitedUnlimited 40000 750 2500
Countdown Comprehensive Travel Insurance 200000 100000 3000UnlimitedUnlimited 40000 750 2500
Cover‐More Travel Insurance NZ Essen als Plan ‐ IE N/A 10000 UnlimitedUnlimitedUnlimited 8000 500 N/A
Cover‐More Travel Insurance NZ YourCover Interna onal ‐ Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Downunder Insurance NZ Backpackers 10000 N/A 1500UnlimitedUnlimited 6000 500 N/A
nib NZ Interna onal Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
NZ Travel Insurance Essen als 10000 N/A N/A10000001000000 5000 N/A N/A
Travel Insurance Star Ratings 2019 - Page41Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
All ra ngs take into account costs and features ‐ see our methodology document for further details
Company Product 24 Hour Help Line
Cancella on Fee Cover
Accidental DeathCover
Overseas Medical
Overseas Hospital
Repatria on/Evalua on
Overseas Dental
Luggage/ Personal Effects
The of Cash
Personal BelongingsRental Vehicle Excess Covered
Family USA
STA Travel NZ Basic Interna onal Plan A Unlimited 20000 200000002000000020000000 6000 N/A 5000
STA Travel NZ Comprehensive Interna onal Plan A Unlimited 50000 UnlimitedUnlimitedUnlimited 24000 400 5000
State Interna onal Plan I N/A 30000 UnlimitedUnlimitedUnlimited 50000 1000 10000
Tower Limited Cover4Travel (Plan C) Unlimited 100000.00 3000.00UnlimitedUnlimited 20000 1000 2000
Travel Insurance Direct NZ Interna onal Trip Unlimited 50000 500UnlimitedUnlimited 24000 250 4000
Virgin Australia NZ Essen als Plan Unlimited N/A 4000UnlimitedUnlimited 10000 N/A 3000
Westpac NZ Westpac TravelPlus Unlimited 32000.00 UnlimitedUnlimitedUnlimited 25000.00 500.00 10000.00
World Nomads NZ Explorer Unlimited 25000 1000UnlimitedUnlimited 20000 250 3000
World Nomads NZ Standard 7000 N/A 1000100000010000000 4000 N/A N/A
Worldcare NZ Budget 10000 N/A N/A500000500000 4000 N/A N/A
AA Insurance Essen als 10000 N/A 1000500000500000 10000 N/A 1000
AMP Bank NZ Essen als 10000 N/A 1000500000500000 10000 N/A 1000
House of Travel NZ Online Insurance Basic 10000 N/A 1000500000500000 10000 N/A 1000
Travel Insurance Star Ratings 2019 - Page42Report Date: March, 2019. (All information correct as at February, 2019.)
This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.