The Mid-west Golf Trip
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Transcript of The Mid-west Golf Trip
The Mid-west Golf TripThe Mid-west Golf Trip
Some hidden risks…
PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS
The Golf TripThe Golf Trip
Sand Hills – Mullen, Nebraska
Prairie Dunes – Hutchinson, Kansas
Southern Hills - Tulsa, Oklahoma
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Let’s go!Let’s go!
All 3 courses Top 50 Golf DigestAll 3 courses Top 50 Golf Digest Well-organized tripWell-organized trip Low maintenance – no thinkingLow maintenance – no thinking Good friendsGood friends
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Getting thereGetting there
Friend has access to private jet
Arrange to borrow
Because life is much better at 50,000 feet in a private jet than at 35,000 on a commercial flight
Helicopter company in Topeka has last minute availability to Hutchinson, Kansas – you TAKE IT
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Chartering AircraftChartering Aircraft
You attract liability even if you don’t You attract liability even if you don’t own the craftown the craft
You are not automatically covered by You are not automatically covered by Owner’s insuranceOwner’s insurance
Extra LimitationsExtra Limitations on rotary wing on rotary wing aircraftaircraft
There are solutions for you personallyThere are solutions for you personally
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Ground TransportGround Transport
Fits Everyone
Fits Clubs
Not a mini-Van
MSRP US$72K
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Renting a CarRenting a CarAerogold Personal Aerogold Personal VisaVisa
CollisionCollision Damage Coverage only Damage Coverage only No coverNo cover if > Cdn$65K msrp if > Cdn$65K msrp Can’t have two on card same timeCan’t have two on card same time Only covers Canada/USA rentalsOnly covers Canada/USA rentals You pay Alamo You pay Alamo thenthen Visa pays you Visa pays you Don’t leave keys in carDon’t leave keys in car
The colour of your credit-card The colour of your credit-card does not automatically give does not automatically give
you collisionyou collisioncoveragecoverage
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Renting a CarRenting a CarPersonal LiabilityPersonal Liability
Rental Car CompanyRental Car Company• May automatically give you state May automatically give you state
minimum limitsminimum limits• Kansas & Nebraska min. limit $25,000Kansas & Nebraska min. limit $25,000• Oklahoma $10,000Oklahoma $10,000• Can probably buy only $1,000,000Can probably buy only $1,000,000
There are solutions for you personallyThere are solutions for you personally
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Cocktail PartyCocktail Party Bump into another group Bump into another group You know two of them through your You know two of them through your
home golf clubhome golf club Your Group decides to host a cocktail Your Group decides to host a cocktail
party before all going to Flemings party before all going to Flemings Steak House in Tulsa (125 wines by Steak House in Tulsa (125 wines by the glass)the glass)
Someone drives home when they Someone drives home when they shouldn’t haveshouldn’t have
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Host Liquor LiabilityHost Liquor Liability
You attract liability when you host a You attract liability when you host a partyparty
Liability not limited to where the “tip- Liability not limited to where the “tip- the-balance” drink consumedthe-balance” drink consumed
Many insurance policies exclude this Many insurance policies exclude this issueissue
There are solutions for you personallyThere are solutions for you personally
We specialize in limiting We specialize in limiting business leaders’ legal business leaders’ legal
liabilitiesliabilities
Even on golf trips…
For solutions click here