The Golden Time of Hong Kong Banking: Collaborating with Mainland for Growth.

The Golden Time of Hong Kong Banking:

Collaborating with Mainland for Growth

Ma Hei Man, Mandy 034019

Tam Sin Yee, Olivia 034007

Ho Wai Man, Matthew 034021

Hiu Lam Yan, Stella 034008

Member List

Introduction

Three main objectives in our project

Banking Services in Our Lives

Personal and Commercial Services’ Prospects

Opportunities in China

Introduction

Hong Kong’s banking sector is now having a commercial and market structural adjustments and transformations.

In the future, it will have a huge opportunity for developments.

Personal Banking Service

Banks have the transformation of their Personal Financial Services business in many years ago in order to meet the market demand.

one that takes to extensive banking customer portfolio

Insurance

Investment

wealth management products

Mergers and acquisitions

Mergers and acquisitions activities were highly active in Hong Kong's banking sector over the last 2 years.

WTO

China became a WTO member on 11 December 2001

has made substantial concessions on foreign investment in the mainlands’ services economy

CEPA and QDII

Hong Kong's banking sector benefits significantly:

from the lower thresholds for market entry

conducting RMB business

Bank services in our life

Bank services in our life

Caution

• Please pay attention• MC• Coupons will be given

Bank ServicesDeposits Saving

Loans

Checking account

Mortgage

Life insurance

Pension Fund

Credit Card

Education Saving Fund

Fire and Casualty Insurance

Health Insurance

Annuities

Bank Services• Children

• Teenagers and Students

• People who have work & Middle Age People

• Old People

Children

Deposits Saving

Loans

Checking account

Mortgage

Life insurance

Pension FundCredit Card



Health Insurance

Annuities

Teenagers and Students

Deposits Saving

Loans

Checking account

Mortgage

Life insurance




Health Insurance

Annuities

People who have work & Middle Age People

Deposits Saving

Loans

Checking account

Mortgage

Life insurance




Health Insurance

Annuities

Old People

Deposits Saving

Loans

Checking account

Mortgage

Life insurance




Health Insurance

Annuities

The World’s Local Bank?

Local Intelligent

• Personal Banking• Automatic Banking• Personal Financing

• Commerical Banking

Local Intelligent

• Automatic Banking• ATMs

• 596 ATMs in HK• ATM card design in 1960s

Local Intelligent

• Automatic Banking• ATMs

• 596 ATMs in HK• ATM card design in 1960s• Securities level is low• Criminal crimes always happen

• E-Banking• Introduced in 2000• Full services• Efficient and Effective• Easy to use

Local Intelligent

• Automatic Banking• Disadvantage

• Securities level is low• Criminal crimes always happen

Local Intelligent

• Automatic Banking• Disadvantage

• Securities level is low• Criminal crimes always happen

• Result• Queue in the branch• Waste resources• Loss customers

Local Intelligent

• Automatic Banking• Suggestion

• Introduced new ATMs card• Enhance Internet securities level• Educations

Local Intelligent

• Personal Financing• Classified customer

• Premier Account• PowerVantage

• Professionals manage and give advice

Local Intelligent

• Personal Financing• Spread to more customer• Revenue from management of assets• Revenue more than traditional counter

services

Local Intelligent

• Commercial Banking• Develop SMEs Centre• Provide Professional advice • Win-Win situation

International Financing

• Road to the North• CEPA

• Provide preferential treatment • Bank, Securities and Future included• Easier to set up in Mainland China


• Road to the North• CEPA

• Provide preferential treatment • Bank, Securities and Future included• Easier to set up in Mainland China

• QDII• Qualified Domestic Institutional Investor• Allow Chinese citizens to invest in overseas


• Advantage from CEPA• Easier to set up branches in Mainland China• Develop a network in the national• Experience in Banking industry


• Advantage from CEPA• Easier to set up branches in Mainland China• Develop a network in the national• Experience in Banking industry

• Advantage from QDII• More money get into Banking system• Asset management revenue more

Opportunities in ChinaOpportunities in China

Important Factors of Economic Important Factors of Economic Development Development

A complete law system and control systemA complete law system and control system a wealth of talentsa wealth of talents a fast wide supply of informationa fast wide supply of information an active marketan active market an effective banking system an effective banking system

AdvantagesAdvantages

knowledge of the features of the market knowledge of the features of the market e.g. the changes of the policy e.g. the changes of the policy

knowledge of social environment and culture knowledge of social environment and culture background background

the large number of enterprisers from Hong Kong the large number of enterprisers from Hong Kong customer base of the banks from Hong Kong customer base of the banks from Hong Kong

Fig 3 銀行業景氣指數

Fig 1 判斷經濟形勢 "正常 "的銀行佔比 Fig 2 銀行家信心指數

Fig 4 銀行業景氣指數

FUTURE PROSPECT BY BANKERS

Source: 社會保障部、國家統計局網站

十五”时期城乡居民生活改善情况

Other Data about the Future Prospect

Conclusion

Hong Kong as an International Capital Formation CentrePlatform for Global Investment for the Mainland QDII

will make the business in wealth management of banks in Mainland China grow up positivelywill solve the problem in increasing Renminbi.

Q1 What is the full name of QDII?

Qualified Domestic Institutional Investor

Quantity Domestic II

Quality Demand In Investment

Q2 What are advantages from CEPA?

Easier to set up branches in Mainland China

Develop a network in the national

Experience in Banking industry

All of the above

Q3 Which service(s) is/ are provided for people who have work & middle age people?

A. Mortgage

B. Loan

C. Life Insurance

D. All of the above

The Golden Time of Hong Kong Banking: Collaborating with Mainland for Growth.

Documents

Transcript of The Golden Time of Hong Kong Banking: Collaborating with Mainland for Growth.