Columbia / Waterloo Illinois EditionVolume 3 Issue 7

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TAMMY MITCHELL HINES & CO.

Go to CallTammy.comfor 50 Fun Things to Do

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Tammy Mitchell Hines, ABR, CRS, GRI, SFR, CDPEA note from Tammy:This is such an exciting time of the year as we head into Fall and Winter. We will all be attending lots of holiday events overthe next few months. You would think that house sales would slow down during this time, but last year they didn't. Withinterest rates as amazingly low as they are we expect to see a lot of activity in the housing market over the next fewmonths. Prices are still low for buyers and with a low interest rate, buyers can get a lot of house for their money.If you are considering buying we would love to help you find your dream home. If you are thinking about selling,please give us the opportunity to go over our very aggressive marketing plan customized for your home! Give usa call today at 939-HOME or 281-HOME. We are also available by email at Tammy@TammyMitchellHines.com.

207 N. Main Street, Suite 101Columbia IL 62236

618-281-HOME (4663)618-939-HOME (4663)www.CallTammy.com

Sherrie Snow,Office Manager;Client Care Manager618-281-3959Ext. 10

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Carla Mercer,REALTOR,Buyer's Agent618-207-1804

Chris LaValle,REALTOR, Buyer'sAgent, Broker,GRI618-920-8885

Dan Haven,REALTOR,Buyer's Agent618-719-9529

Marcie Dudley,AdministrativeAssistant618-281-4663

Columbia - Beautiful Place to Build Your Dream Home Ext. 2145Stonecrest is just 5 minutes from Rt. 3 at 255. This is a country subdivision only minutes from town yetthe serenity of the countryside. There are just 7 lots left and they are just beautiful! Most of them are eitherwooded or back to trees for privacy. The lots range in size from 1 acre to 3 acres in size. There is acommunity lake set in a park like setting. Public water, high speed internet, fiber-optic telephone, lightedconcrete streets and sidewalks. This would be an amazing place to build your dream home.

ONLY4 LOTSLEFT!

$20,000price decreaseLots start at

$55,000

Homes by Email.

We would be happy to email you a list of homes for salein your area and price range.We will keep you up to date on all property as it hitsthe market.

Just email us at Tammy@TammyMitchellHines.comor call 281-HOME (4663).

We look forward to hearing from you!

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Buy Or Sell With Me ...Use MyTruck FOR FREE! Follow Us On:

For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.

Welcome to Stonehenge. The name

itself evokes timeless craftsmanship, inspired beauty &simple elegance. The serene country setting issurrounded by trees, complimented by three quiet lakes,& frequently visited by wildlife. The community atStonehenge is a relaxing retreat & a feast for the eyes.There are still many beautiful lots for sale in Stonehenge.We invite you to drive around, look at the lakes and walkthe lots. As you walk the lots you will be amazed theviews many of these lots have to offer. Or you arewelcome to call us and we would be delighted to giveyou the grand tour. There are restrictive covenants toprotect your investment. The lots start at $57,000.

Stonehenge, ext. 2825Fabulous new subdivision with 1-plus acrelots, floor plans starting from $299,900,lots starting at $57,000. Many beautiful

lake lots available. Millstadt Grade School.

Houses start at $299,900

AMAZINGPRICES ONLAKE LOTS

LOT #21 - $62,000LOT #24 - $66,000LOT #36 - $79,000LOT #37 - $77,000LOT #38 - $69,000LOT #39 - $79,000LOT #42 - $62,000

Look How many Clients Hired Us to Successfully Help Them MOVE January through September.....2622 Lakeshore Dr., Columbia412 Columbia Ave., Columbia118 N. Main St., Waterloo308 Hoener St., Waterloo114 Lincoln, Waterloo1512 Clover Ridge, Columbia125 Woodland Ridge,Valmeyer415 W. Parkview, Millstadt109 Ridge Ln, Columbia820 Mariana, New Athens153 Juliana Ct., Columbia928 Alecia, Waterloo611 Amber Tree Ct., Columbia412 W. Market, Waterloo34 Rhineland, Millstadt1205 Sherwood Ln, Waterloo3315 Terrace View, Millstadt9 Gladwyn, Millstadt606 Doe Creek Trail, Waterloo709 Willow Ln, Waterloo7954 Grizzly Hollow, Waterloo504 W. Laurel, Millstadt121 N. 8th St., Dupo1015 Illinois, Waterloo

8405 Gilmore Lake, Columbia10 N. Railway, New Baden5461 G Rd.,Waterloo6850 LL Road, Waterloo332 W. Woodland Rdg, Valmeyer407 W. Harrison St., MillstadtLot 32 Thomas, Waterloo1344 Briar Path, Columbia3602 Red Brick Ln, Columbia3602 Red Brick Ln, Columbia504 Fieldview, Smithton1115 Arthur, Belleville1211 Castle Green Dr., Waterloo1 Summit Point, Millstadt512 Southview, Waterloo6313 Southbrook, Waterloo4239 Woodfield Pl, Belleville518 Southview, Waterloo528 Micahs Way, Columbia316 Summers Trace, Belleville206 Hoener, Waterloo431 Edwin Dr., Dupo551 Gilmore Lake, Columbia3524 Sweet Briar, Columbia

878 Foxgrove, Fairview Hts410 Grand Ave., Waterloo1003 Bradington, Columbia206 Beaird St., Columbia315 Armin Circle, Columbia28 Eaglecrest, Columbia1509 Gedern Dr., Columbia39 Philecia, SwanseaLot 39 Eagle Lake, Columbia1639 Shadow Ridge, Columbia8712 Eda Ln, ColumbiaLot 22 & 23 Stonecrest, Columbia1785 Ambrose Terrace, Swansea307 W. Third St., Waterloo13 Kevin St., Waterloo611 Harrison, Millstadt482 Wilson Dr., Columbia1679 Imbs Station Rd, E.C.321 Betty Dr., Waterloo1201 Sherwood Ln, WaterlooLot 12 Stonecrest, Columbia535 Shamrock Dr., Waterloo5017 Edinburg, Columbia312 Harvest, Millstadt

SOLDThis data is compiled from the Southern Illinois Regional Multiple Listing Service. Properties are listed and sold by various brokers.

620 N. 2nd St., Dupo1221 Main St., Maeystown7 Ritter Rd., Columbia77 Friendly Dr., Belleville1143 Sherwood, Waterloo4722 Rockledge Trail, Smithton408 S. Rapp, Columbia2613 Lakeshore Dr., Columbia227 Tower Hill Dr., Columbia6564 Brand Lake Dr., Waterloo818 Sunflower Dr., Waterloo312 Lincoln, Waterloo403 E. Washington St., Millstadt607 Columbia Ave., Columbia427 Edwin, Dupo405 W. Milton, Columbia826 N. Metter Ave, Columbia10 August Ct, Columbia1919 Driftwood, Waterloo4901 Maria Ln, Millstadt226 Willow Ridge, Valmeyer1624 Timber Ridge, Columbia2644 Autumn Harvest, Belleville12 Justin Dr., Columbia

411 N. Moore, Waterloo6489 Brand Lake Dr., Waterloo239 N. Main St., Waterloo41 Eagle Lake Dr., Columbia104 Lincoln, Waterloo301 St. John, Cahokia2004 Stemler, Columbia2841 Smokehouse Way, BellevilleLot 36 Stonehenge, Columbiaxxx Hillcastle, Columbia414 Avington, Columbia3910 Hanover Rd., Columbia5 S. Richard, Waterloo1524 Rachel Ln, Waterloo911 D Rd., Columbia2838 Brookmeadow, Belleville226 Madison St., Red Bud615 Golden Briar, Columbia612 Golden Briar, Columbia78 LePere, Dupo6101 Illini Trail, Waterloo8 Danube, MillstadtSOLD

DUPO BLUFFS $109,90041 Arnold Dr. Updated 3 BR, 2 Bath, oversized

2 car garage EXT. 3245

COLUMBIA $299,900Beautiful Setting with

2 Lakes.

WHAT A DEAL!

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www.CallTammy.comPrices are constantly changing, please check our website for current prices.

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For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.

Great Investment Opportunities / Homes Under $100,000

CAHOKIA Remodeled 3 Br, 1 Bath, 1 carattached garage EXT. 5045

CAHOKIA 3 BR, 2 Bath Corner Lot

DUPO $7,0002 BR, 1 Bath, handyman special

WATERLOO Affordable 3 BR, 1 Bath, carport

EXT. 2995

Homes Priced $101,000 - $150,000

BELLEVILLE 3 BR, 2 Bath Ranch, lots of livingspace, fenced yard EXT. 3855

E. CARONDELET Cute 3 BR, 1 Bath 1.5 Story onApprox 2 Acres EXT. 2635

RED BUD Adorabable & updated 2 BR, 1 Bath,

2 car det. garage EXT. 3495

CAHOKIA 3 BR, 1 Bath, finished basement,

1 car garage EXT. 2715

DUPO 3 BR, 2 Bath Mobile Home on

Leased Lot EXT. 3885

LENZBURG 3 BR, 2 Bath Mobile home on 5.25

acres EXT. 3715

VALMEYER 3 BR, 2 Bath Ranch, Walkout

Basement EXT. 3485

COLUMBIA 3 BR, 2 Bath All Brick 1.5 Story w/partial fin. basement EXT. 3345

WATERLOO 3 BR, 2 Bath condo w/ Lg FamilyRoom & 1 Car Garage EXT. 3525

COLUMBIA 3 BR, 1.5 Bath 1.5 Story, enclosed

porch EXT. 3415

WANT MORE INFORMATION ON ANY OF THESE

LISTINGS?

Call 1-800-239-2519 and enter the ext. number to hear a description of the home you are interested in

COLUMBIA Charming Lustron Home, 2 BR, 1Bath w/ Lots of Updates EXT. 3825

COLUMBIA 3 BR, 1.5 Bath, 1.5 Story home with

amazing setting EXT. 3845

MILLSTADT Adorable 3 BR, 2 Bath with Open

Floor Plan EXT. 3335

FULTS Nicely Updated 3 BR, 2 Bath 1.5

Story Home EXT. 3885

COLUMBIA 3 BR, 2 Bath 1.5 Story w/ Full

Basement, 2 Car Gar EXT. 3605

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WHETHER YOU ARE BUYING OR SELLING CALL US TODAY!

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618-281-HOME (4663) OR 618-939-HOME (4663)

For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.

Homes Priced $101,000 - $150,000

COLUMBIA 2 BR, 2 Bath with Large Backyard

EXT. 3925

DUPO 3 BR, 2.5 Bath, updated floor coverings,basement w/ wet bar, lg lot EXT. 3465

DUPO Updated 3 BR, 2 Bath on Large Lot withfenced yard backing to trees EXT. 3245

COLUMBIA Updated & Freshly Painted 3 BR, 2Bath Ranch w/ Basement EXT. 3735

Homes Priced $151,000 - $200,000

MAEYSTOWN 3 BR, 2 Bath Ranch, Sunroom,unfinished basement, nice

backyard EXT. 3655

WATERLOO Wonderful & Spacious 4 BR, 4Bath Two Story with FDR, FLR& Fenced Yard EXT. 3965

WATERLOO 4 BR, 2.5 Bath 1.5 Story,basement w/ rough in

EXT. 3745

WATERLOO Updated 2 Story, 4 BR,

2.5 Bath, Fabulous kitchen EXT. 3645

WATERLOO 2 BR, 1 Bath Brick Ranch, full basement, 2 car gar EXT. 2315

COLUMBIA 3 BR, 2 Bath, spacious kitchen, nice

landscaping EXT. 3545

DUPO New Construction 3 BR, 2 Bath,

2 car gar

BELLEVILLE 3 BR, 2 Bath Detached Townhouse,basement, 2 car garage EXT. 3795

COLUMBIA 4 BR, 2.5 Bath 1.5 Story, full

basement EXT. 3355

DUPO 3 BR, 2 Bath 1.5 Story, Open Floor plan, Master

BR on Main Floor, Fenced yard EXT. 3265

MILLSTADT Spacious 2 BR, 2 Bath condo, 2 cargar w/ attic pull down EXT. 3955

COLUMBIA Updated 2 BR, 1 Bath, basement

EXT. 3675

WANT MORE INFORMATION ON ANY OF THESE

LISTINGS?Call

1-800-239-2519 and enter the ext. number to hear a description of the home you are

interested in

SAMPLE ELEVATION

WATERLOO Spacious 3 BR, 3 Bath, 3 cargarage, partial fin. basement

EXT. 2785

COLUMBIA 3 BR, 2 BathTwo StoryCondo

EXT. 2745

WATERLOO3 BR, 3 Bath Brick Ranch,Finished Basement, Fenced

Yard EXT. 3505

WATERLOO 4 BR, 3 Bath Two Story,Basement EXT. 3915

COLUMBIA 3 BR, 2 Bath ranch, cornerlot, basement w/ rough in

EXT. 3515

COLUMBIA Spacious 4 BR, 4 Bath TwoStory w/ Walkout Basement, 3 car garage EXT. 2155

SMITHTON 3 BR, 3 Bath, finished base-ment, 2 car gar w/ attic pull-

down EXT. 3615

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www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours

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Homes from $109,900

Open Sat/Sun 11-54 Bedrooms, 2 Baths

From $119,900

Ten minutes fromDowntown or SouthCounty. Dupo, IL

Call Today! 281-4663

1/2 off Options up to$16,000

Country Setting 1 milefrom shopping!

Now from $159,900

Open Sat & Sun 11-5

Want to build your ownhome in Waterloo?

Check out These Homes:

COLUMBIA $243,743

NEW 3 BR, 2 BATH RANCH W/ 3 CAR GARAGE

EXT. 3075

WATERLOO $212,500

3 BR, 2 BATH ON CORNER LOT,FULL BASEMENT W/ ROUGHIN

EXT. 3025

If you asked the 155 people who pilot Chesley"Sully" Sullenberger successfully landed in theHudson River, whether or not experience matters,I think we all know what their answer would be.In these difficult times of dealing with lenders,appraisers, inspectors, etc. it is good to know youhave someone with 17 years of experience to helpsteer you through the transaction. Tammy and herTeam will give you the professional guidance andservices.

WATERLOO $212,500

NICE UPDATED 3 BR, 3 BATH WITH FINISHED BASEMENT

EXT. 3705

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134 S. Main Columbia, IL 62236

Michael J. Budde, RPHBUS: (618) 281-5135FAX: (618) 281-4181

Emergency: (618) 281-7575CELL: (618) 420-7720

Valid for in-store use only and only at theColumbia, Illinois location. With coupon.

Not valid on insurance co-pays.Expires 11-11-12

$10VALUE00

WITH NEW OR TRANSFERREDPRESCRIPTION

Cash Purchase:

Prescription Card:

$10 OFF Prescription

$10 OFF MedicineShoppe® Brand Products(Non Prescription)

ADVERTISING OPPORTUNITIESARE AVAILABLE!

PLEASE CONTACT TAMMY FOR PRICING.618.281.HOME (4663)

Memory LaneGifts & Floral

“Your One Stop Gift Shop”Full Service Florist & Tuxedo Rental

Monday-Friday 9am-6pmSaturday 9am-5pm515B N. Main Columbia, IL 62236

Pam Haberl - Owner 618-281-4538• Fresh Florals For All Occasions * Holidays• Teleflora Wire Service• Weddings, Receptions & Invitations• Funerals, Green Plants & European Dishgardens• Custom Silk Design & Gift Baskets• Candles, Angels & Other Giftables• Delivery Available

www.memorylanefloralandgifts.com

Cintas Document ManagementWe are servicing businesses in your area and would like to helpyou with your shredding needs.Not sure you need confidential document destruction?

There’s more at risk than you think!

These are just a few examples:- Invoices- Trademark information- Bank Statements- Inaccurate sales literature- Sales figures- Back-up disks- Tax returns

Contact us today fora quote: 314-595-5200www.cintas.com

COMMERCIAL PROPERTY $225,000Incredibly remodeled office building with built-in safe,

full basement EXT. 2825

Commercial Property

HOUSES ARE SELLING.

Tammy and herTeam have sold over

145so far this year.

Let us help you makeyour MOVE!

VisitTammyCares.comfor more information or call281-HOME (4663)for a private consultation.

Having Trouble MakingYour House Payment?

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www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours

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For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.

Homes Priced $201,000 - $250,000

WATERLOO 3 BR, 2 Bath w/ Open Floor Plan on

2.52 acres with shared lake EXT. 3835

FAIRVIEW HEIGHTS 4 BR, 4 Bath 2 Story Home, Tons of

Space, Finished Basement EXT. 3575

Ledgestone Estates in Smithton...just 10 minutes from Belleville and about 30 minutes from St. Louis. Homes startat $169,900 with lots of great standard features including island in kitchen, gasfireplace and vaulted ceilings. Many homes include granite counters. Also thereare 30 lots available for you to build that special home

Currently Available:

$170,500 4726 Rockledge Trail

3 Br, 2 Bath Egress WindowEXT. 3765

$170,9004734 Rockledge Trail

3 Br, 2 Bath, Daylight BasementEXT. 3625

$239,900 4802 Rockledge Trail

Display Home 3 Br, 2 Bath, Loaded with Upgrades, 3 Car Garage. EXT. 3785

WATERLOO 3 BR, 2 Bath 2 Story, walkout

basement, 3 car garage

WATERLOO 3 BR, 2 Bath Ranch, Corner Lot,

basement, 2 car garage EXT. 3025

NEW ATHENS 3 BR, 2.5 Bath All Brick Ranch

on 5.17 Acres EXT. 3945

COLUMBIA3 BR, 2.5 Bath 1.5 Story with vinyl fenced yard,

updated kitchen, 3 car garage. EXT. 3695

COLUMBIA 3 BR, 3.5 Bath 2 Story w/ vinyl fenced yard

EXT. 3635

COLUMBIA 4 BR, 3 Bath T2 Story, large flat yard,

full basement EXT. 3406

COLUMBIA New 3 BR, 2 Bath Ranch, 3 Car Garage EXT. 3075

Buy Or Sell With MeUse My Truck FOR FREE!

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Buy Or Sell With Me ...Use MyTruck FOR FREE! Follow Us On:

LLoottss && LLaannddCOLUMBIA - Beautiful .58 Acre lot backing to trees EXT. 2005

COLUMBIA address/Waterloo Schools - Wide open 5 acre lot with 40 x 48 Outbuilding EXT. 2905

COLUMBIA address/Waterloo Schools - 2.5 Acre flat lot in Wessel Farms EXT. 3325

COLUMBIA address/Waterloo Schools - 3.93 acre lot with lake/pond view EXT. 3425

COLUMBIA - Beautiful 42 acres off D Road w/ shared lake

COLUMBIA - Village of Wernings - 3 Lots, exclusive builder, 2 walkouts, 1 lookout - Each lot $45,000

COLUMBIA - 0.7 acre lot in Brellinger on the Golf Course - $89,000 EXT. 2335

COLUMBIA - .38 corner lot - $42,000 EXT. 2065

COLUMBIA - 1.89 acre lot - $99,000 EXT. 2175

COLUMBIA - Waterloo School District 9.86 acres - $100,000 EXT. 2055

COLUMBIA - Waterloo School District 9.43 acres - $100,000 EXT. 2055

COLUMBIA - Beautiful .61 acre lot at end of cul de sac $55,000 EXT. 2725

COLUMBIA - 1/2 acre lot in Heritage Heights $24,000 EXT 2555

COLUMBIA - Beautiful corner lot in Brellinger Subdivision $79,900 EXT. 3875

COLUMBIA - 6 lots, all .37 acres in Country Crossings. Price $52,000 to $56,000

COLUMBIA - $59,000 - 2.5 Acres Lot in Wessel Farms

COLUMBIA - Nice .48 acre commercial lot w/ great visibility & access from the highway $160,000 EXT 2935

E. CARONDELET, 162 x 48 lot, can put a mobile home on $5,000

SMITHTON - $45,000 - Nice 1.13 Corner lot in Wildwood Lake Estates. EXT. 3805

SMITHTON - $47,900 - lg lot approx. 1 acres backing to trees and lake EXT. 3275

VALMEYER - on culdsac w/ woods and walkout lot - $39,900 EXT. 2205

VALMEYER - 1.21 Acre Lot on cul de sac $30,000 EXT 2215

WATERLOO - 2.5 acre lot, mostly wooded w/creek - $29,500 EXT. 2945

WATERLOO - .78 acre lot in Westview Acres $45,000 EXT. 5065

WATERLOO - 21 acres w/ 50 x 30 pole barn $199,000 EXT. 2045

WATERLOO - 1.57 acre wooded lot in Chantilly Village $28,900 EXT. 5155

WATERLOO - Beautiful .54 acre lot backing to park and trees $49,900 EXT. 3565

WATERLOO - 2.48 acre lot, south of Waterloo, County Restrictions apply - $44,000 EXT. 2625

For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.

Homes Priced $251,000 - $300,000

Homes Priced $301,000+

WATERLOO 4 BR, 3 Bath 1.5 Story Home on4.48 Acres w/ Pond EXT. 3455

WATERLOO 3BR, 2 Bath spec, decked out

EXT. 2605

SMITHTON Spacious 3 BR, 2 Bath Ranch, fullwalkout basement, 3 car garage

EXT. 2955

SWANSEA 5 BR, 5 Bth 1.5 Story 4 Car Garage

EXT. 3595

COLUMBIA 4 BR, 3 Bath 1.5 Story on 2.52 Acres EXT. 3585

COLUMBIA 4 BR, 4 Bath Log Home on 8+ Acres WaterlooSchool District, horses allowed EXT. 3665

WATERLOO 3 BR, 3 Bath, Finished Basement,

3 Car Garage EXT. 3475

COLUMBIA 4 BR, 3.5 Bath Two Story, Finished Walkout

Basement EXT. 3865

COLUMBIA 4 BR, 3 Bath, 3 car garage

EXT. 3895

WATERLOO 4 BR, 3.5 Bath on 2.9 Acres with lake, finished

walkout basement, 3 car gar. EXT. 3825

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www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours

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ILLINOIS

INSPECTION

SERVICE

PETE BARNESLicensed & Insured

License #405.0002799

Office: 1-877-907-4500Email: ilinspec@htc.netwww.ilinspection.com

Inspected Once Inspected Right

•• MMIILLIITTAARRYY DDIISSCCOOUUNNTT ••

Serving IL and St. Louis City and County

AAccentccentTitle, Inc.Title, Inc.

“For All Your Real Estate Title Needs”

Residential & Commercial ClosingsLocally Owned & Managed Elizabeth Gallagher, Atty • Kathy Neal & Donna Washausen

P: 618-281-2040 • F: 618-281-2041

404 N. Main St. • Columbia, IL 62236

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Bring This In For$25.00 Off your

Closing FeeServing The Counties Of

Monroe, St. Clair,Madison & Randolph

CCOOLLUUMMBBIIAA KKIINNDDEERR CCOOLLLLEEGGEEWWWWWW..CCOOLLUUMMBBIIAAKKIINNDDEERRCCOOLLLLEEGGEE..CCOOMM

“Forming a Brighter Future”

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Columbia Kinder College is a unique andprogressive child care facility conforming tomodern technology with computer, foreign

language, fine arts and other highly structurededucational programs.

Our educated and certified staff providehands on learning, interactive play andare committed to offering loving care,

individualized instruction and enrichingactivities to help your child

form a brighter future.

Educational &Foreign

LanguageProgram

Age Appropriate

Playgrounds &Greenhouse

ComputerTechnology

Room

ADVERTISING OPPORTUNITIES ARE AVAILABLE!

PLEASE CONTACT TAMMY FOR PRICING.618.281.HOME (4663)

Shady SpringsShady Springs offersaffordable single andduplex homesites inWaterloo, Illinois. Thisis a perfect new com-munity for first timehome buyers located20 minutes from southSt. Louis

DRIVING DIRECTIONS:

Take I-255 to Il Route 3South to Waterloo.Make a left ontoColumbia Avenue.

Our Mission Statement:

As an experienced Real Estate Team our purpose is togive great service, exceed expectations and ALWAYS

work in our client’s best interest.

Southview Villas. Waterloo Single Family Detached Villas.

Absolutely Beautiful. Starting in the$150's. There are also attachedVillas if you prefer. Many optionsfor Maintenance Free Living in a

beautiful community with Brick andStone fronts, Carriage Style

Garage Doors and much more!

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THE LANE GROUP102 N. Main StreetColumbia, IL 62236

618.281.5171

www.TheLaneGroup.MKAdvisor.com

Morgan KeeganA Regions Company | Morgan Keegan & Company, Inc. | Member FINRA, SIPC

Not FDIC Insured | May Lose Value | No Bank Guarantee

Checkout Out Our NewWebsite....

www.CallTammy.com

Tammy Did It Again!

SOLDTAMMY SELLS A PROPERTY

EVERY 48 HOURS!

www.CallTammy.com

Don't Make a MoveWithout Us!

618-281-HOME OR939-HOME (4663)

www.CallTammy.com

Don't Make a Move Without Us!Buy or sell Your Next Home with Tammy Mitchell Hines &

Co and Use Our Moving Truck for FREE....Call

618-281-HOME OR 939-HOME (4663)

Who said you can't get anything FREE today?All you do is buy or sell your home withus and you can reserve your date touse the truck! If you have a charitableor community project that needs atruck, call us! We'll let them use it forFREE too.

88818.3.7.011:Layout 1 10/2/12 9:48 AM Page 1

Short Sale Way

Foreclosure Road

Did you know you have options? You are not alone.

If you are having trouble making your house payment aShort Sale may be a better option for your thanForeclosure. I have helped many families sell their homethrough the Short Sale process. I can help you findsolutions like I have done for others.Call Me Today.

Tammy Mitchell Hines & Co.Help Line...281-HOME (4663)

Go to

www.TammyCares.comfor more information

Buy Or Sell With MeUse My Truck FOR FREE!

THIS TRUCK IS AVAILABLEFOR FREE TO OUR

CLIENTS, PAST CLIENTSAND CHARITABLEORGANIZATIONS.

WHETHER YOU ARE BUYINGOR SELLING CALL US TODAY!

618-281-HOME (4663)618-939-HOME (4663)

618-281-HOME (4663)618-939-HOME (4663)

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