Tammy Hines Home Tour 4.4
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Transcript of Tammy Hines Home Tour 4.4
Columbia / Waterloo Illinois EditionVolume 4 Issue 4
Tour&C
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HOMEOMMOMOOMHOO EMHOMOMOOOOOOHHOOOOOOOOOOOO EEMEMMHHHHH EEEEEEEEEEEEEEEE
TAMMY MITCHELL HINES & CO.
Go to CallTammy.comfor 50 Fun Things to Do
88818.4.3.999:Layout 1 4/9/13 2:58 PM Page 1
Tammy Mitchell Hines, ABR, CRS, GRI, SFR, CDPEA note from Tammy:
Spring is here and sales are starting to heat for the Spring market. There are a lot of properties going on the market. This year we haveseen many multiple offer situations. That means there are several buyers making offers on the same home. This is a great situation for sellers asthey are able to maximize the most out of their home's value.
Interest rates remain low which allows buyers to qualify for a larger home. For those of you who already own a home, make sure youhave a competitive interest rate. If you have not refinanced in the past few years, you might be able to save hundreds of dollars on yourmortgage payment.
We are always here for you if you have any real estate questions. If you are looking to sell, we have a great marketing planthat we would be happy to share with you. If you are looking to buy, we have fantastic Buyer's Agents who will listen to your needs andfind you the perfect home!
Happy Spring! We look forward to hearing from you! Give us a call today at 939-HOME or 281-HOME. We are alsoavailable by email at [email protected].
207 N. Main Street, Suite 101Columbia IL 62236
618-281-HOME (4663)618-939-HOME (4663)www.CallTammy.com
Sherrie Snow,Office Manager;Client Care Manager618-281-3959Ext. 10
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Carla Mercer,REALTOR,Buyer's Agent618-207-1804
Chris LaValle,REALTOR, Buyer'sAgent, Broker,GRI618-920-8885
Dan Haven,REALTOR,Buyer's Agent618-719-9529
Marcie Dudley,AdministrativeAssistant618-281-4663
Columbia - Beautiful Place to Build Your Dream Home Ext. 2145Stonecrest is just 5 minutes from Rt. 3 at 255. This is a country subdivision only minutes from town yetthe serenity of the countryside. There are just 7 lots left and they are just beautiful! Most of them are eitherwooded or back to trees for privacy. The lots range in size from 1 acre to 3 acres in size. There is acommunity lake set in a park like setting. Public water, high speed internet, fiber-optic telephone, lightedconcrete streets and sidewalks. This would be an amazing place to build your dream home.
ONLY3 LOTSLEFT!
$20,000price decreaseLots start at
$55,000
Homes by Email.
We would be happy to email you a list of homes for salein your area and price range.We will keep you up to date on all property as it hitsthe market.
Just email us at [email protected] call 281-HOME (4663).
We look forward to hearing from you!
88818.4.3.002:Layout 1 4/9/13 2:47 PM Page 1
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Buy Or Sell With Me ...Use MyTruck FOR FREE! Follow Us On:
For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.
Welcome to Stonehenge. The name
itself evokes timeless craftsmanship, inspired beauty &simple elegance. The serene country setting issurrounded by trees, complimented by three quiet lakes,& frequently visited by wildlife. The community atStonehenge is a relaxing retreat & a feast for the eyes.There are still many beautiful lots for sale in Stonehenge.We invite you to drive around, look at the lakes and walkthe lots. As you walk the lots you will be amazed theviews many of these lots have to offer. Or you arewelcome to call us and we would be delighted to giveyou the grand tour. There are restrictive covenants toprotect your investment. The lots start at $57,000.
Stonehenge, ext. 2825Fabulous new subdivision with 1-plus acrelots, floor plans starting from $299,900,lots starting at $57,000. Many beautiful
lake lots available. Millstadt Grade School.
Houses start at
$299,900
AMAZINGPRICES ONLAKE LOTS
LOT #21 - $62,000LOT #24 - $66,000LOT #36 - $79,000LOT #37 - $77,000LOT #38 - $69,000LOT #39 - $79,000LOT #42 - $62,000
Homes sold from January to March 2013325 N. Market St., Waterloo602 Rockhampton, Columbia821 Briar Lake Pl, Columbia2256 Turkey Ridge, Waterloo3436 Maeystown Rd., Waterloo507 S. Lafayette, Millstadt10 Eaglecrest, Columbia8050 Barn Rd, Waterloo521 Mary Dr., Waterloo539 Shamrock Dr., Waterloo
602 Pines Way, Columbia1350 Rueck Rd., Columbia607 Amber Tree, Columbia6046 Willow Bend Ln,Waterloo708 S. Library, Waterloo407 Sandalwood, Waterloo215 Harrisonville, Valmeyer307 N. Metter Ave., Columbia609 Autumn Rise, Columbia603 Rockhampton, Columbia
126 Madison, Red Bud9344 Christopher Lake, Columbia1216 White Pine, Columbia7117 Bluffside Rd., Columbia408 Hillcrest Dr., Waterloo1525 Ontario Dr., Waterloo1227 Main St., Maeystown6467 Old Baum Church,Waterloo224 W. 4th St., Cahokia2505 Keim Rd., New Athens
This data is compiled from the Southern Illinois Regional Multiple Listing Service. Properties are listed and sold by various brokers.
COLUMBIA $379,900 5 BR, 3 Bath,
2 fireplaces, all brick
COLUMBIA $289,900 3 Br, 4 Bath
Beautiful Setting with 2 Lakes.EXT. 3725
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www.CallTammy.comPrices are constantly changing, please check our website for current prices.
--44--
For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.Great Investment Opportunities / Homes Under $100,000
COLUMBIA 2 BR, 1 Bath, Granite in Kitchen
CAHOKIA 4 BR, 1.5 Bath with Large Fenced
Yard EXT. 2375
DUPO 3 BR, 1 Bath with full basement
EXT. 2755
MILLSTADT 2 BR Fixer Upper EXT. 2425
DUPO 3 BR, 1 Bath, updated kitchen
EXT. 3415WATERLOO
Brick 3 BR, 1 Bath 1.5 Story, Lots ofPotential EXT. 3565
DUPO 3 BR, 2 Bath Mobile Home on
Leased Lot EXT. 3885DUPO
2 BR, 2 Bath 1.5 Story, Basement,Double Lot EXT. 3485
DUPO 3 BR, 2.5 Bath, updated floor
coverings, basement w/ wet bar, lg lotEXT. 3465
DUPO Cute 2 BR, 1 Bath 1.5 Story EXT. 2525
FREEBURG 5 Unit building with 2 BR
Stand Along Home EXT. 3765
HECKER/WATERLOO SCHOOLS 3 BR, 1 Bath 1.5 Story, Lots of Space
EXT. 3645
Homes Priced $101,000 - $150,000
DUPO Freshly Painted 2 BR, 2 Bath, 1 Car Garage EXT. 2275
WATERLOO 2 BR, 1 Bath Brick Ranch with Basement
on 1+ Acres EXT. 3635
DUPO 4 BR, 2.5 Bath, Ready to Move into
WATERLOO - $499,000 3 BR, 3.5 Bath, 10 acres, outbuilding, finished walkout basement
CHECK OUT THISHOME ON 10 ACRES!!
DUPO3 BR, 2 Bath Tri-Level w/ Lookout Basement
EXT. 3506
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WHETHER YOU ARE BUYING OR SELLING CALL US TODAY!
--55--
618-281-HOME (4663) OR 618-939-HOME (4663)
For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.Homes Priced $101,000 - $150,000
Homes Priced $151,000 - $200,000
RED BUD 4 BR, 2 Bath Bi-Level w/ Oversized
2 Car Garage EXT. 3833COLUMBIA
2 BR, 1 Bath Condo EXT. 2005
WATERLOO 3 BR, 2 Bath Brick Ranch w/
Basement
COLUMBIA Charming Lustron Home, 2 BR, 1Bath w/ Lots of Updates EXT. 3825
MILLSTADT Adorable 3 BR, 2 Bath with Open
Floor Plan EXT. 3335FULTS
Nicely Updated 3 BR, 2 Bath 1.5Story Home EXT. 3885
COLUMBIA Updated 2 BR, 1 Bath, basement
EXT. 3675DUPO
New Construction 3 BR, 2 Bath, 2 car gar
BELLEVILLE 3 BR, 2 Bath Detached Townhouse,basement, 2 car garage EXT. 3795
COLUMBIA 4 BR, 2.5 Bath 1.5 Story, full
basement EXT. 3355
DUPO 3 BR, 2 Bath 1.5 Story, Open Floor plan, Master
BR on Main Floor, Fenced yard EXT. 3265
SMITHTON 3 BR, 2 Barh, FR in Basement w/rough in, 2 car garage EXT. 3615
COLUMBIA 3 BR, 2.5 Bath 1.5 Story, nice
landscaping & large yard EXT. 3755
MARYVILLE 3 BR, 3 Bath Townhouse, full base-
ment, 2 car garage EXT. 3845
WATERLOO 4 BR, 2.5 Bath 1.5 Story, basement w/
rough in EXT. 3745
WATERLOO Duplex, Each side 2 BR, 1 Bath,Basement, 1 Car gar. EXT. 3655
WATERLOO New Split Bedroom Plan, 3 BR, 2 Bath
Ranch, full basement
WATERLOO 3 BR, 2.5 Bath, finished basement,
backs to trees EXT. 3585COLUMBIA
Waterloo Schools - 3 BR, 2.5 Bath 1.5Story on 2.5 Acres in Country Setting
EXT. 3705
WATERLOO 4 BR, 3 Bath Two Story, FDR, Lg
Fenced Yard EXT. 3475
WANT MORE INFORMATION ON ANY OF THESE LISTINGS?
Call 1-800-239-2519 and enter the ext. number to hear a description of the
home you are interested in
DUPO 3 BR, 2 Bath, oversized garage,
vaulted ceiling
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www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours
--66--
Homes from $109,900Open Sat/Sun 11-5
4 Bedrooms, 2 Baths From $119,900
Ten minutes fromDowntown or South County. Dupo, IL
Call Today! 281-4663
Check out These Homes:
WATERLOO$212,500
3 BR, 2 Bath oncorner lot,
full basement w/roughin EXT. 3025
1/2 off Options up to$16,000
Country Setting 1 mile from shopping!Now from $159,900
Open Sat & Sun 11-5Want to build your own home in Waterloo?
COLUMBIA$299,900
Updated &Spacious 4 BR, 4Bath Ranch, 3 cargar, finished base-
ment EXT. 3895
MILLSTADT$225,000
2 BR, 2 Bath on 5 acres withshared lake
FULTS WATERLOOSCHOOLS
4 BR, 6 Baths on5 Acres & 2Outbuildings EXT. 3695
RED BUD $139,900
4 BR, 2 Bath Bi-Level on cul de sac EXT. 3835
COLUMBIA$432,500
5 BR, 4 Bath TwoStory on 1.81
Acres, with finishedwalkout basement
EXT. 2615
WATERLOO$197,000
4 BR, 3 Bath Two Story with
Huge Yard EXT. 3475
COLUMBIA$114,900
2 BR, 1 BathLustron Home
with Lots ofUpdates EXT. 3825
WATERLOO $272,500
4 BR, 3 Bath, onlake with 2 car
attached & 2 cardetached garage,
walkout basement.
88818.4.3.006:Layout 1 4/11/13 11:31 AM Page 1
134 S. Main Columbia, IL 62236Michael J. Budde, RPHBUS: (618) 281-5135FAX: (618) 281-4181
Emergency: (618) 281-7575CELL: (618) 420-7720
Valid for in-store use only and only at theColumbia, Illinois location. With coupon.
Not valid on insurance co-pays.Expires 6-11-13
$10VALUE00
WITH NEW OR TRANSFERREDPRESCRIPTION
Cash Purchase:
Prescription Card:
$10 OFF Prescription
$10 OFF MedicineShoppe® Brand Products(Non Prescription)
ADVERTISING OPPORTUNITIESARE AVAILABLE!
PLEASE CONTACT TAMMY FOR PRICING.618.281.HOME (4663)
Memory LaneGifts & Floral
“Your One Stop Gift Shop”Full Service Florist & Tuxedo Rental
Monday-Friday 9am-6pmSaturday 9am-5pm515B N. Main Columbia, IL 62236
Pam Haberl - Owner 618-281-4538• Fresh Florals For All Occasions * Holidays• Teleflora Wire Service• Weddings, Receptions & Invitations• Funerals, Green Plants & European Dishgardens• Custom Silk Design & Gift Baskets• Candles, Angels & Other Giftables• Delivery Available
www.memorylanefloralandgifts.com
Cintas Document ManagementWe are servicing businesses in your area and would like to helpyou with your shredding needs.Not sure you need confidential document destruction?
Thereʼs more at risk than you think!
These are just a few examples:- Invoices- Trademark information- Bank Statements- Inaccurate sales literature- Sales figures- Back-up disks- Tax returns
Contact us today fora quote: 314-595-5200www.cintas.com
VisitTammyCares.comfor more information or call281-HOME (4663)for a private consultation.
Having Trouble MakingYour House Payment?
Are you looking to BUY a home?Some homes are selling FAST. Sometimes there
are even multiple offers on a home.
Our Buyer's Agents, Dan, Chrisand Carla can help you packageyour offer the best they can.Call us today!We would love to help youfind your dream home!
281-HOME (4663)
SMITHTON - $895,0004 BR, 5 Bath with lots of amenities on
4 Acres with a lake EXT. 5095
FOR SALE
WATERLOO - $489,90016 Acres, Clubhouse, Outbuilding, Lake & 3BR, 3.5 Bath House with Wrap Around Deck
88818.4.3.007:Layout 1 4/9/13 2:54 PM Page 1
www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours
--88--
For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.Homes Priced $201,000 - $300,000
WATERLOO 3BR, 2 Bath spec, decked out
EXT. 2605COLUMBIA
4 BR, 3.5 Bath, Finished LookoutBasement, 3 Car Gar EXT. 3895
Ledgestone Estates in Smithton...just 10 minutes from Belleville and about 30 minutesfrom St. Louis. Homes start at $169,900 with lots ofgreat standard features including island in kitchen, gasfireplace and vaulted ceilings. Many homes includegranite counters. Also there are 30 lots available foryou to build that special home
Currently Available:
WATERLOO 3 BR, 2 Bath Ranch, New Construction,
walkout basement, 3 car garage
COLUMBIA3 BR, 2 Bath, 1,760 sq. ft., LookoutBasement in Village of Wernings
Buy Or Sell With MeUse My Truck FOR FREE!
618-281-HOME (4663) OR
618-939-HOME (4663)
FAIRVIEW HEIGHTS 4 BR, 4 Bath 2 Story Home, Tons of
Space, Finished Basement EXT. 3575
WATERLOO 3 BR, 2 Bath 2 Story, walkout
basement, 3 car garage
MILLSTADT 2 BR, 2 Bath on 5 Acres/Lake EXT. 3715
COLUMBIA3 BR, 2 Bath, 1,612 sq. ft., Lookout Basement in
Village of Wernings
SMITHTON New 3 BR, 2 Bath, full walkout
basement EXT. 3625
WATERLOO (VALMEYER SCHOOLS) 3 BR, 3 Bath, finished walkout
basement on 8+ Acres EXT. 3525
$218,000 3 BR, 2 Bath, 3 Car Garage,
Full Walkout BasementEXT. 2855
$239,900 3 BR, 2 Bath display Home w/ Full Lookout Basement
EXT. 3785
$249,900 3 BR, 2 Bath Backing to Trees,
Full Walkout Basement EXT. 3625
88818.4.3.008:Layout 1 4/11/13 11:30 AM Page 1
--99--
Buy Or Sell With Me ...Use MyTruck FOR FREE! Follow Us On:
LLoottss && LLaannddBELLEVILLE - 3 One Acre Lots in Wyndrose Estates $49,900 to $56,900 EXT 2885
COLUMBIA - address/Waterloo Schools - Wide open 5 acre lot with 40 x 48 Outbuilding $119,000 EXT. 2905
COLUMBIA - address/Waterloo Schools - 2.5 Acre flat lot in Wessel Farms $54,900 EXT. 3325
COLUMBIA - address/Waterloo Schools - 3.93 acre lot with lake/pond view $59,900 EXT. 3425
COLUMBIA - Beautiful 42 acres off D Road w/ shared lake $550,000
COLUMBIA - 0.7 acre lot in Brellinger on the Golf Course - $89,000 EXT. 2335
COLUMBIA - .38 corner lot - $42,000 EXT. 2065
COLUMBIA - 1.89 acre lot - $94,900 EXT. 2175
COLUMBIA - Beautiful .61 acre lot at end of cul de sac $55,000 EXT. 2725
COLUMBIA - Beautiful corner lot in Brellinger Subdivision $79,900 EXT. 3875COLUMBIA - 74+ Acres of wooded property, platted & approved for 43
$1,492,000 EXT 3305
COLUMBIA/WATERLOO SCHOOLS - 9.43 Acres that is open and wooded EXT 3965
SMITHTON - $45,000 - Nice 1.13 Corner lot in Wildwood Lake Estates. EXT. 3805
SMITHTON - $44,900 - lg lot approx. 1 acres backing to trees and lake EXT. 3275
VALMEYER - on culdsac w/ woods and walkout lot - $37,500 EXT. 2205
VALMEYEER - 3 Lots $25,000 each EXT 3075
VALMEYER - Nice .44 Acre Wooded Lot $35,000 EXT 3075
WATERLOO - 2.5 acre lot, mostly wooded w/creek - $29,500 EXT. 2945
WATERLOO - .78 acre lot in Westview Acres $40,000 EXT. 5065
WATERLOO - 21 acres w/ 50 x 30 pole barn $199,000 EXT. 2045
WATERLOO - 1.57 acre wooded lot in Chantilly Village $25,000 EXT. 5155
WATERLOO - 2.5 Acres, mostly wooded w/ creek $29,900 EXT 2945
WATERLOO - Private & gently rolling 14.97 acres with trees $119,900 EXT 2545
For a voice description on these properties, please call 1-800-239-2519 and dial the 4 digit extension of the home.Homes Priced $300,000+
WATERLOO 4 BR, 3 Bath 1.5 Story Home on
4.48 Acres w/ Pond EXT. 3455
COLUMBIA 4 BR, 5 Bath, 1.5 Story w/ FinishedWalkout Basement, 3 Car Garage
EXT. 3345
COLUMBIA 4 BR, 4 Bath Log Home on 8+ AcresWaterloo School District, horses
allowed EXT. 3665
COLUMBIA 4 BR, 4 Bath Two Story, 4 Seasons
Room, basement, 3 Car Gar EXT. 3855
SWANSEA 5 BR, 5 Bth 1.5 Story 4 Car Garage
EXT. 3595SMITHTON
4 BR, 5 Bath Two Story, FinishedWalkout Basement on 4 Acres w/
lake EXT. 5095
WATERLOO 4 BR, 3 Bath All Brick 1.5 Story Home onBeautiful 21.42 Acres with Stocked Pond,Outbuilding, Horses allowed. EXT. 3916
WATERLOO 4 BR, 3 Bath Brick Ranch, finishedw/o basement on lake EXT. 3925
WATERLOO $389,900 3 BR, Office, 3 Car Garage, Finished Basement. Incredible outdoor living space with
pavered patio, kitchen, fire pit and fenced in heated, salt water pool.EXT. 3935
88818.4.3.009:Layout 1 4/11/13 11:29 AM Page 1
www.CallTammy.comVisit Our Website for Virtual Tours, Interior Photos & Video Tours
--1100--
ILLINOIS
INSPECTION
SERVICE
PETE BARNESLicensed & Insured
License #405.0002799
Office: 1-877-907-4500Email: [email protected]
Inspected Once Inspected Right
•• MMIILLIITTAARRYY DDIISSCCOOUUNNTT ••
Serving IL and St. Louis City and County
AAccentccentTitle, Inc.Title, Inc.
“For All Your Real Estate Title Needs”
Residential & Commercial ClosingsLocally Owned & Managed Elizabeth Gallagher, Atty • Kathy Neal & Donna Washausen
P: 618-281-2040 • F: 618-281-2041
404 N. Main St. • Columbia, IL 62236
kkaatthhyy@@aaccccttiittllee..ccoomm
ddoonnnnaa@@aaccccttiittllee..ccoomm
Bring This In For$25.00 Off your
Closing FeeServing The Counties Of
Monroe, St. Clair,Madison & Randolph
CCOOLLUUMMBBIIAA KKIINNDDEERR CCOOLLLLEEGGEEWWWWWW..CCOOLLUUMMBBIIAAKKIINNDDEERRCCOOLLLLEEGGEE..CCOOMM
“Forming a Brighter Future”
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Columbia Kinder College is a unique andprogressive child care facility conforming tomodern technology with computer, foreign
language, fine arts and other highly structurededucational programs.
Our educated and certified staff providehands on learning, interactive play andare committed to offering loving care,
individualized instruction and enrichingactivities to help your child
form a brighter future.
Educational &Foreign
LanguageProgram
Age Appropriate
Playgrounds &Greenhouse
ComputerTechnology
Room
ADVERTISING OPPORTUNITIES ARE AVAILABLE!
PLEASE CONTACT TAMMY FOR PRICING.618.281.HOME (4663)
Our Mission Statement:
As an experienced Real Estate Team our purpose is togive great service, exceed expectations and ALWAYS
work in our client’s best interest.
Southview Villas. Waterloo
Many options for Maintenance Free Living in a beautiful community with Brickand Stone fronts, Carriage Style Garage Doors and much more!
Checkout Out Our NewWebsite....
www.CallTammy.com
15 Lots available, Builders Welcome, $35,000 each lot
Don't Make a Move Without Us!Buy or sell Your Next Home with Tammy Mitchell Hines &
Co and Use Our Moving Truck for FREE....Call
618-281-HOME OR 939-HOME (4663)
Who said you can't get anything FREE today?All you do is buy or sell your home with usand you can reserve your date to use thetruck! If you have a charitable or communityproject that needs a truck, call us! We'll letthem use it for FREE too.
88818.4.3.010:Layout 1 4/9/13 2:56 PM Page 1
THE LANE GROUP102 N. Main StreetColumbia, IL 62236
618.281.5171
www.TheLaneGroup.MKAdvisor.com
Morgan KeeganA Regions Company | Morgan Keegan & Company, Inc. | Member FINRA, SIPC
Not FDIC Insured | May Lose Value | No Bank Guarantee
Checkout Out Our NewWebsite....
www.CallTammy.com
Tammy Did It Again!
SOLDTAMMY SELLS A PROPERTY
EVERY 48 HOURS!
www.CallTammy.com
Don't Make a MoveWithout Us!
618-281-HOME OR939-HOME (4663)
www.CallTammy.com
88818.4.3.011:Layout 1 4/9/13 2:57 PM Page 1
Short Sale Way
Foreclosure Road
Did you know you have options?You are not alone.
If you are having trouble making your house payment aShort Sale may be a better option for your than Foreclosure.I have helped many families sell their home through theShort Sale process. I can help you find solutions like I have
done for others. Call Me Today.
Tammy Mitchell Hines & Co.Help Line...281-HOME (4663)
Go to
www.TammyCares.comfor more information
Have you faced a Foreclosure or a Short Sale in the past 5 years? Would you like to buy a homeagain? Now is the time to start rebuilding your credit and we can help. Give us a call at 281-3959and we can start the process.
Prospective buyers whoʼve experienced a foreclosure or bankruptcy can expect the following waitingperiods before they can seek loan approval.
Waiting Periods:Fannie Mae and Dept. of Veterans Federal HousingFreddie Mac Affairs Administration
Foreclosure
Chapter 7 or 11Bankruptcy
Chapter 13Bankruptcy
Seven years, but the lender willmake exceptions at three years ifextenuating circumstances are metsuch as job loss or death of a wageearner.
Generally, not less than two years withforeclosures and bankruptcies filedunder straight liquidation anddischarge provisions. If the foreclosurewas on a VA loan, the buyer must havepaid the VA for its loss beforequalifying for a new VA loan.
Three years, but the FHA maygrant an exception if theforeclosure was a result of seriousillness or death of a wage earnerand the borrower hasreestablished good credit.
Four years (two years withextenuating circumstances).
Under a Chapter 7, two years afterthe discharge with reestablishedgood credit or no incurred newcredit obligations,
Two years from discharge date;four years from dismissal date.
After making 12 months ofpayments to a court-appointedtrustee and the trustee or thebankruptcy judge approves newcredit.
One year current on requiredpayments to be considered.
Reprinted from REALTOR® Magazine, March/April 2013, with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2013. All rights reserved.
St. Louis Magazine has awarded Tammy Mitchell Hines withthe 2013 Real Estate Agent Five Star Award.
Congratulations Tammy!Real Estate agents who have been chosen for the 5 star awardhave successfully satisfied key client satisfaction criteria andscored highest in overall satisfaction. A 3rd party identifies RealEstate agents in a local market that score highest in overall satis-faction. In all 5 star award winners represent no more than 7% ofprofessionals in their market area.
Realtors are evaluated on 9 Service Attributes:• Customer Service• Market Knowledge• Communication• Integrity• Negotiation• Finding the Right Home• Marketing the Home• Close preparation• Overall Satisfaction
Tammy has hadthe honor ofreceiving thisaward for over
7 years.
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