Shri Ajaykumar S Chowdhary -...

Shri Ajaykumar S Chowdhary

Sample Presentation For Demonstration Purpose Only

Bimadeep - Best Quality Software in India

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108,Shiva Ind. Est.,Nr TATA Power,Lake Rd,Bhandup(W),Mum-78 www.infodeep.co.in

The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the

proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.




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Date: 05/07/2014Age: 42Name: Shri Ajaykumar S Chowdhary

Plan 149: Jeevan Anand

This is a With Profit Assurance Plan and is a combination of the Endowment Assurance Plan and the

Whole Life Plan. The plan provides payment of full Sum Assured and Bonuses at the end of the

selected premium paying term. However, the risk cover equal to original Sum Assured on the life

continues till death and such addition Sum Assured is payable to nominee, without payment of

premiums.

Reversionary bonuses and final additional bonus are applicable as declared by LIC.

Features

BENEFITS :

1. At the end of the premium paying term the Sum Assured along with all vested bonus will be payable.

2. On death of the life assured during the premium paying term Sum Assured along with all vested

bonus will be payable.

3. On death of the life assured after the premium paying term an amount equal to the Sum Assured will

be payable.

Double Accident Benefit is in built in the premiums up to first 500,000 sum assured for Jeevan Anand

plan and the same is available during the premium paying term and thereafter up to age 70,

irrespective of premium paying term.

Loan can be availed only by the major lives.90 % or 85 % (as applicable) of surrender value is payable

as loan if applied for.

Rules not yet declared.

A lapsed policy can be revived during the lifetime of the assured on production of proof of good health

and insurability to the satisfaction of the Corporation and payment of all arrears of premium with

interest at prevailing rates. After 5 years 12 % interest will be payable on the arrears along with other

formalities as per rules.

Critical Illness Benefit

The Critical Illness Sum Assured will be payable on the life assured surviving for a period of 28 days

from the date of occurrence of any of the following critical illnesses:

1.Heart Attack (Myocardinal Infarction)

2.Stroke (Cerebro-vascular Accident)

3.Cancer

4.Kidney Failure

5.Major Organ Transplant

6.Paralysis

7.3rd Degree Burns

8.Blindness

9.Coronary Artery By-Pass Surgery

10.Heart Valve Replacement or Repair

11.Aorta Graft Surgery

You can't sip soup with a knife






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Plan 165: Jeevan Saral

No Guaranteed Addition is payable.

Only loyality additions will be declared under the plan. The minimum term after which a policy can

earn loyality addition will be 10 years. Loyality additions will be subject to corporation’s experience.

Loyality additions may be paid in case of death, maturity and surrenders.

LIC’s Jeevan Saral is a unique plan having good features of the conventional plans and the flexibility

of Unit-Linked plan. To the policyholder it provides –

• Higher cover

• A smooth return

• Liquidity and

• A lot of flexibility.

Features

Benefits :

On death:

• 250 times the monthly premium, plus

• Return of premiums excluding extra / rider premium and first year premium, plus

• The loyality additions, if any.

On maturity

• Maturity sum assured, plus

• The loyality Addition, if any.

The plan offers a number of other benefits as follows:

Premium Holidays :- The plan offers premium holiday of 12 months after the policy has been in force

for a period of 3 years or more.

Flexible Term :- The policyholder can choose a maximum term but can surrender at any time without

any surrender penalty or loss.

Partial Surrenders :- The plan will allow partial surrenders from 4th year onwards subject certain

conditions for which please refer to policy document.

Accident Benefit is allowed.

Loan is permissible under the policy after it acquires a paid up value. The terms and conditions of the

loan and the rate of interest applicable will be as fixed by the corporation from time to time. At present,

the rate of interest is 10.5% p.a. compounding half-yearly.

Sb:N/A

Ann: N/A

Subject to production of satisfactory evidence of good health, a lapsed policy can be revived by paying

arrears of premium together with interest within a period five years from the due date of first unpaid

premium. The rate of interest at present is 9%.

No bonus is payable.

Mode rebate percent of SA is given as follows:-

2% for yearly mode and 1% for half yearly mode. No Rebate for quarterly & SSS mode.

The Sum Assured along with the Loyality Addition is payable.

When your work speaks for itself, don't interrupt






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Plan 14: Endowment Policy With Profits

This is a fixed term policy. The premium has to be paid till the end of the term, or till the death of the

policyholder whichever is earlier. In case the policyholder dies before the end of the term, the sum

assured plus the accumulated bonus is paid to the nominee. If the policyholder survives till the end of

the term, he gets sum assured plus bonus.

Double Accident Benefit option is available by paying extra premium of Re. 1 per 1000 Sum Assured.

An Insured can have a maximum accident cover of 50 lacs.

Loan can be availed only by the major lives.

90 % or 85 % (as applicable) of surrender value is payable as loan if applied for.





Features

Accumalated Bonus is payable on the date of maturity or when death of insured occurs.

Sum Assured rebate per 1000 SA is given as follows :-

NIL for Sum Assured Upto and including Rs. 50,000.

Rs. 1.00 for Sum Assured Rs. 50,001 to 1,00,000.

Rs. 2.00 for Sum Assured Rs. 1,00,001 & above.


3% for yearly mode and 1.5% for half yearly mode.

The Sum Assured along with the bonus is payable.

Additional Risk Cover benefit can be opted in the form of Term Rider Assurance, which can be availed

by any eligible individual between age of 18 years (completed) and 50 years (nbd) for a matching

policy premium paying term ranging between 10 to 35 years. Term Rider Assurance is available for

minimum sum assured of 1, 00,000/- (and in multiples of Rs. 25,000/-) up to maximum an amount

equal to the basic S.A. subject to maximum of Rs. 25 lacs (overall limit on riders on plans) .

Those we hurt the most are often those we love the most






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Plan 815: New Jeevan Anand

Introduction:

It has been decided to introduce LIC's New Jeevan Anand, a With-Profits Assurance plan (Plan

No.815) with effect from 8'h January, 2014.This is a combination of Endowment and Whole life

Assurance plan, wherein the premium is paid

regularly during the selected policy term. The benefits and other details of the plan are given below.

Features

Benefits:

(a) Death Benefit: On death during the Policy Term (which is same as premium paying term): The

Death Benefit. defined as sum of "Sum Assured on Death", vested Simple Reversionary Bonuses and

Final Additional bonus, if any, shall be payable, where "Sum Assured on Death" is higher of 125% of

Basic Sum Assured or 10 times of annualized premium. This death benefit (as defined above) shall not

be less than 105% of total premiums paid as on date of death.

(b) Benefit on Maturity: On survival to the end of the Policy Term, Basic Sum Assured along with vested

simple reversionary bonuses and Final (Additional) bonus, if any, shall be payable.

Eligibility Conditions and Restrictions;

a)Minimum age at entry : 18 years (completed)

b)Maximum age at entry : 50 years (nearest birthday)

C)Maximum age at maturity : 75 years (nearest birthday)

d)Minimum policy term : 15 years

e)Maximum policy term : 35 years

f)Minimum Basic Sum Assured : Rs.1,00,000/-

g)Maximum Basic Sum Assured : No limit.

The Basic Sum Assured shall be in multiples of Rs. 5,000/-.

Age at entry for the Policyholder is to be taken as age nearest birthday except for the minimum age at

entry i.e.18 years (completed).

Mode of Premium Payment: The modes of premium payment allowable during the policy term are

Yearly, Half Yearly. Quarterly, and Monthly (ECS only or through salary deductions).

Loan:

Loan facility is available under this plan after payment of premiums for atleast 3 full years

The greatest failure is the failure to try






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Plan 817: LIC's SINGLE PREMIUM ENDOWMENT PLAN

LIC‘s Single Premium Endowment Plan (Table No.817) has been introduced with effect from 1st

January 2014.

LIC’s Single Premium Endowment Plan is a participating non-linked savings cum protection plan,

where premium is paid in lump sum at the outset of the policy. This combination provides financial

protection against death during the policy term with the provision of payment of lumpsum at the end

of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs

through its loan facility.

Features

Death Benefit:

a) On death during the policy term before the date of commencement of risk: Return of single premium

excluding service tax and extra premium, if any, without interest.

b) On death during the policy term after the date of commencement of risk: Sum Assured along with

vested Simple Reversionary Bonuses and Final Additional Bonus, if any.

Maturity Benefit: Sum Assured, along with vested Simple Reversionary Bonuses and Final Additional

Bonus, if any, shall be payable.

ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS :

1.Minimum entry age : 90 days (completed)

2.Maximum entry age : 65 years (nearest birthday)

3.Maximum maturity age: : 75 years (nearest birthday)

4.Minimum policy term : 10 years

5.Minimum age at maturity : 18 years (completed)

6.Maximum policy term : 25 years

7.Minimum Sum Assured : Rs.50,000

8.Sum Assured will be in multiples of Rs.5,000 /- only.

9.Premium payment mode : Single Premium only

Date of Commencement of risk:In case the age of Life Assured at entry is less than 8 years, risk under

this plan will commence either 2 years from the date of commencement or from the policy anniversary

coinciding with or immediately following the attainment of 8 years of age, whichever is earlier. For

those aged 8 years or more, risk will commence immediately.

1. LOAN: Loan can be availed under this plan any time after completion of first policy year and subject

to terms and conditions as the company may specify from time to time.

2. Guaranteed Surrender Value allowable shall be as under:

A.First year: 70% of the Single premium excluding service tax and extra premium, if any

B.Thereafter: 90% of the Single premium excluding service tax and extra premium, if any.

3. TAXES: Taxes, if any, shall be as per the Tax laws and the rate of tax as applicable from time to

time.

People are lonely they build walls instead of bridges






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Plan 818: New Jeevan Nidhi

Introduction :

The modified version of this plan shall be launched from 27th January, 2014. The new Plan Number

for this modified LIC's New Jeevan Nidhi shall be 818.

Features

Benefits:

a) Death Benefit:

Death during first five policy years: Provided the policy is in full force, Basic Sum Assured along with

accrued Guaranteed Addition shall be paid as lump sum or in the form of an annuity or partly in lump

sum and balance in the form of an annuity to the nominee/legal heir at the then prevailing immediate

annuity rates.

Death after first five policy years: Provided the policy is in full force. Basic Sum Assured along with

accrued Guaranteed Addition, vested Simple Reversionary Bonuses and Final Additional Bonus, if any,

shall be paid as lump sum or in the form of an annuity or partly in lump sum.

Guaranteed Additions:

Provided the policy is in full force, Guaranteed Additions @ Rs.50/- per thousand Basic Sum Assured w

ill be added to the Basic Sum Assured for each completed year, for first five years

. Eligibility Conditions and Restrictions;

a) Minimum age at entry :20 years (nearest birthday)

b) Maximum age at entry :60 years (nearest birthday) under Single Premium

:58 years (nearest birthday) under Regular Premium

c) Minimum age at vesting :55 years (nearest birthday)

d) Maximum age at vesting :65 years (nearest birthday)

e) Minimum Deferment period :5 years under Single Premium

:7 years under Regular Premium

f) Maximum Deferment period :35 years

g) Minimum Basic Sum Assured :Rs.1,50,000/- for Single Premium

:Rs.1,00,000/- for Regular Premium

h) Maximum Basic Sum Assured :No limit.

The Sum Assured under the Basic Plan shall be in multiples of Rs. 5,000/-.

Loan: No loan facility will be available under this plan.

Life is the first gift, love is the second, and understanding the third






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Plan 188: Profit Plus

Profit Plus is a unit linked Endowment plan which offer investment cum insurance during the term of

policy. The Premium

Payment is limited to either Single Or limited to 3, 4, 5 years. The policyholder can choose the level of

cover within

the limits, which will depend on the term choosen, mode and amount of premium he desire to pay.

The allocated premiums

will be applied to buy units for the fund type chosen. Units will be allotted based on the Net asset

value (NAV) of the

respective fund as on the date of allotment. There is no Bid-Offer spread .The NAV will be declared on

a daily basis

and will be based on Investment performance under each fund type. This Plan also have benefit of

same NAV & BID Value.

Features

1) Premium Payment is Limited to Single or Limited to 3, 4 or 5 Years.

2) Fund Types:- There are 4 funds available depending upon investment pattern in guranteed and non

guranteed market. These are (i) Bond Fund. (ii) Secured Fund. (iii) Balanced Fund. (iv) Growth Fund.

3) Maturity Benefit:- BID Value of units held in the policyholder 's unit account is payable.

4) Death Benefit:- Sum Assured under Basic Plan OR BID Value of Units as at the date of booking

liability, whichever is higher is given to Nominee.

5) Accident Benefit:- On death due to accident extra sum assured would be payable at extra premium.

6) Critical Illness can be availed of as an optional rider.

7) Auto Cover:- This policy not lapses even if premiums are paid for atleast 3 years. The charges

towards risk shall be taken by cancelling appropriate numbers of units on Monthly basis. This will

provide riskcover upto 2 years.

8) Switching:- Switching to any Fund type is allowed. Within a given policy year 4 Switches will be free

of charge i.e. after every policy Anniversary first 4 Switches are free. Switches more than 4 allowed

subject to deduction of Rs.100/- per switch from the 5th Switchover.

9) Settlement Option:- The policyholder can take maturity in instalments within 5 years after maturity.

The installment amount will depend on NAV on installment date.

10) Partial Withdrawals:- The Policyholder can partially surrender the units during the term but after

completion of 3 years from date of commencement.

11) Surrender Value:- This policy can be surrendered anytime after 3 years without any surrender

charges.

12) This plan can be given to person of any age as it have age range of 0 to 65.

Knowing never goes out of fashion






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Plan 75: Money-Back With Profits

This is Money back Plan for those who, besides desiring to provide for their own old age and family,

feel the need for lump sum benefits at periodical intervals. This is a 20 years Money Back plan which

provides risk cover benefit along with payment of Survival Benefit of specified percentage of Sum

Assured at regular interval till maturity.

The policyholder is eligible for return of Sum Assured as follows:

At the end of 5 years 20% of sum assured.



At the end of 20 years 40% of sum assured + Bonuses

Double Accident Benefit option is available by paying extra premium of Re. 1 per 1000 Sum Assured.

An Insured can have a maximum accident cover of 50 lacs.

Loan will be granted under this plan.





Features

Bonus is payable on the date of maturity.

Sum Assured rebate per 1000 SA is given as follows :-

NIL for Sum Assured Upto and including Rs. 50,000.

Rs. 1.00 for Sum Assured Rs. 50,001 to 1,00,000.

Rs. 2.00 for Sum Assured Rs. 1,00,001 & above.


3% for yearly mode and 1.5% for half yearly mode.

40% of Sum Assured along with the bonus is payable.

Additional Risk Cover benefit can be opted in the form of Term Rider Assurance, which can be availed

by any eligible individual between age of 18 years (completed) and 50 years (nbd) for a matching

policy premium paying term ranging between 10 to 35 years. Term Rider Assurance is available for

minimum sum assured of 1, 00,000/- (and in multiples of Rs. 25,000/-) up to maximum an amount

equal to the basic S.A. subject to maximum of Rs. 25 lacs (overall limit on riders on plans) .

Critical Illness Benefit

The Critical Illness Sum Assured will be payable on the life assured surviving for a period of 28 days

from the date of occurrence of any critical illnesses:

If you want happiness for fa lifetime, help somebody






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Presentation Details

Plan Term /

PPT

Sum

Assured

Mode Maturity

Amount

Maturity

Year

Bonus *Premium Total

Prem's Paid

Plan Name

Endowment Policy W14 20/20 500000 42 51428025714 9550002026Yly►

Profit Plus188 20/5 240000 0 60060 02027Hly►

Money-Back With Profits75 20/20 500000 39 69772017443 6100002028Hly►

Jeevan Anand149 25/25 100000 45 1259001259 2455002035Qly►

Jeevan Saral165 25/25 2500000 0 303250060650 26873002037Hly►

New Jeevan Anand815 21/21 500000 48 67673332692 10540002035Yly►

LIC's SINGLE PREMIUM 817 25/1 500000 48 246772246772 13250002039SP►

New Jeevan Nidhi818 18/18 1000000 38/50 113365463885 17790002032Yly

Total : 5840000 6428159448475

Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.

* Rider Premiums are included in Premium.

* NI is number of installments.

The FAB for Plan 14/20/20 is Rs. 70






indicates Existing Policies.►

Rider Details

PPT Rider Name Rider Sum RiderTerm

RiderPremium

Total Prem'sPaid

Plan Term

Double Accident Benefit 100000 25 0 0149 25 25






Total : 3260 106680

I'd rather do something and fail than do nothing and succeed !






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Agents Copy

Sr.

No.

DOC Pn / Tm /

PPT

Sum

Assured

Mode

Yearly Quaterly Mly(ECS) SSS Per Day

No of

Inst.SingleHalf Yearly

3 19/05/2006 14/20/20 500000 25714 13060 6631 2323 2210 70.45 00

7 10/12/2007 188/20/5 240000 120 60 30 10 0 0.33 0300000

8 19/05/2008 75/20/20 500000 34347 17443 8856 3102 2952 94.10 00

1 19/05/2010 149/25/25 100000 4884 2480 1259 441 420 13.38 00

2 19/05/2012 165/25/25 2500000 120100 60650 30625 10208 10208 329.04 00

4 19/05/2014 815/21/21 500000 32692 16517 8344 2781 2781 89.57 00

5 19/05/2014 817/25/1 500000 0 0 0 0 0 0.00 0246772

6 05/07/2014 818/18/18 1000000 63885 32275 16304 5712 5435 175.03 0690868

281742 142485 72049 24577 24006 772

Note:

165/25/25 Monthly Basic Premium: 10000

1. '^' : - Premiums indicated are inclusive of service tax.

2. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2014

3. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

He was so narrow minded he could see through a keyhole with both eyes…






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Investment CASH FLOWTax Slab: 30%

Normal

Lifecover

Accident

Lifecover

Year Age Annual

Premium

Tax

Saved

Net

Premium

Returns

from LIC

Net Returns Total Loan

Available

Surrender

Value

38 521000 1021000 25714 0 25714 0 -25714 002006

40 782000 1522000 25834 0 25834 0 -25834 002007

41 1322500 2562500 60720 0 60720 0 -60720 11669194482008

42 1363000 2603000 60720 0 60720 0 -60720 27296454932009

43 1508000 2848000 65756 1511 64245 0 -64245 54031900522010

44 1553000 2893000 65756 1511 64245 0 -64245 827671379452011

45 4098000 7938000 186936 30000 156936 0 -156936 1105071841792012

46 4261800 8101800 186936 30000 156936 100000 -56936 1082531804222013

47 6598600 11698600 530285 30000 500285 0 -500285 2543344238892014

48 6860400 11960400 282066 30000 252066 0 -252066 4613307688842015

49 7122200 12222200 282066 30000 252066 0 -252066 62812310468722016

50 7384000 12484000 282066 30000 252066 0 -252066 75458712576452017

51 7645800 12745800 282066 30000 252066 100000 -152066 82995813832632018

52 7907600 13007600 282066 30000 252066 0 -252066 96742716123792019

53 8167400 13267400 282066 30000 252066 0 -252066 110898618483102020

54 8419700 13519700 282066 30000 252066 0 -252066 127054621175772021

55 8682000 13782000 282066 30000 252066 0 -252066 145624124270692022

56 8934300 14034300 282066 30000 252066 100000 -152066 157794426299062023

57 9192600 14292600 282066 30000 252066 0 -252066 178262029710332024

58 9452900 14552900 282066 30000 252066 0 -252066 200997633499602025

59 8727200 13327200 256352 30000 226352 955000 728648 169189128198182026

60 8726500 13086500 256352 30000 226352 0 -226352 186054031009002027

61 8066300 11926300 221466 30000 191466 610000 418534 166609727768282028

62 8286600 12146600 221466 30000 191466 0 -191466 179072729845452029

63 8506900 12366900 221466 30000 191466 0 -191466 192115332019222030

64 8729200 12589200 221466 30000 191466 0 -191466 206167134361192031

65 8960500 12060500 158538 30000 128538 131065 2527 220738636789772032

66 9159800 12259800 158538 30000 128538 131065 2527 236076939346162033

67 9371100 12471100 158538 30000 128538 131065 2527 252289742048282034

68 8714400 11314400 121300 30000 91300 1430565 1339265 194073232345532035

69 8907200 11507200 121300 30000 91300 131065 39765 200006533334422036

70 3630000 3730000 0 0 0 2818365 2818365 4035656726092037

71 3704000 3704000 0 0 0 131065 131065 4232037053382038

72 2379000 2379000 0 0 0 1456065 1456065 4510677517782039

73 2379000 2379000 0 0 0 131065 131065 2013123355202040

74 2379000 2379000 0 0 0 131065 131065 2067483445802041

75 2379000 2379000 0 0 0 131065 131065 2121123535202042

76 2379000 2379000 0 0 0 131065 131065 2173683622802043

77 2379000 2379000 0 0 0 131065 131065 2225523709202044

78 2379000 2379000 0 0 0 131065 131065 2276643794402045

79 2379000 2379000 0 0 0 131065 131065 2326323877202046

80 2379000 2379000 0 0 0 131065 131065 2375283958802047

Give God what's right, not wht's left !






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81 2379000 2379000 0 0 0 131065 131065 2422804038002048

82 2379000 2379000 0 0 0 131065 131065 2468884114802049

83 2379000 2379000 0 0 0 131065 131065 2513884189802050

84 2379000 2379000 0 0 0 131065 131065 2557444262402051

85 2379000 2379000 0 0 0 131065 131065 2599564332602052

86 2379000 2379000 0 0 0 131065 131065 2640604401002053

87 2379000 2379000 0 0 0 131065 131065 2679844466402054

88 2379000 2379000 0 0 0 131065 131065 2718004530002055

89 2379000 2379000 0 0 0 131065 131065 2754724591202056

90 2379000 2379000 0 0 0 131065 131065 2791444652402057

91 2379000 2379000 0 0 0 131065 131065 2826724711202058

92 2379000 2379000 0 0 0 131065 131065 2862724771202059

93 2379000 2379000 0 0 0 131065 131065 2898364830602060

94 2379000 2379000 0 0 0 131065 131065 2935084891802061

95 2379000 2379000 0 0 0 131065 131065 2981884969802062

96 2379000 2379000 0 0 0 131065 131065 3022925038202063

97 2379000 2379000 0 0 0 131065 131065 3100685167802064

98 2379000 2379000 0 0 0 131065 131065 3176645294402065

99 2379000 2379000 0 0 0 131065 131065 3351605586002066

100 600000 600000 0 0 0 1910065 1910065 3384005640002067

100 500000 500000 0 0 0 600000 600000 002068

Total 6428159 753022 5675137 14274140 8599003

Note: (1) The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.

Calculation includes Bonus and Final Additional Bonus as per present Rates.

(2) * Available Total Money.

(3) we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment

starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date.

(4) Please refer circular no: Actl / 2015 / 4 for details about settlement options.

(*) In Jeevan Saral (plan 165), Partial surrender allowed after 3 years. Please see description for details.

(*) In Plan 165, Loyalty Addition Is Also Given On Maturity depending upon experience of LIC.

Experience is the worst teacher; it gives the test before presenting lessons






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Unit Table

The figures in following Table are calculated making following assumptions.

Fund Type:- Secure Fund.

Current NAV:- 19.02.

Growth Rate:- 7.00%.

Bid Price = Current NAV.

Mortality charges, Accident cover charges and expense charges are deducted from premium.

These are recovered by selling equivalent amount of units in case of single premium.

Total

Unit

Value

Year Annual

Premium

NAV

Balanced Purchased Deducted

SurrenderU n i t sTop Up Partial

Surrender

0.00 02007 60 19.02 0.00 0.00 00.000 0

Don't limit your challenges - challenger your limits






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Partial

Surrender

Top UpAnnual

Premium

Age Cash

Value

Death

Benefit

Fund Value

(Year End)

Total

Charges

Fund Value

(Year Begin)

Year

Growth of Secure Fund under scenario 7.00%

2007 40 60 46 766 0 0 2400000 0

People with narrow minds usually have broad tongues






8080128324 - 8080099225 - 9223389224- 9223272800- 8097465614- 7208538271- 9220721170


Other ChargesRisk Charges

Critical IllnessAcc CoverLife Cover/HCB*

Admin

Charges

AmtAmtAmtRateAge Policy

Charges

TotalFlat

Fee

Allocation

Charges

Service

Tax

RateRateYear

Charges Details of Secure Fund ( Growth Rate: 7.00)

2007 40 2.57 308 0.50 60 0.00 0 23 14 0 0 360 766

Summary

Additional Gain by Loan Recycling

Compounded Value Of Returns

Returns (Maturity and Survival)

NetPremium

Total Tax Saved u/s 80C

Total Premium Paid

Maximum Risk Cover (Accidental)

Maximum Risk Cover (Normal)

Net Amount In Hand On 19/05/2068

9452900

14552900

6428159

753022

5675137

14274140

14274140

0

14274140

Breakup of Returns

Sum Assured & Survival's 3100000

Bonus 2520500

Final Additional Bonus 398000

Guranted Addition 2937300

By learning to obey, you will know how to command



Shri Ajaykumar S Chowdhary -...

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