Presentation on

SME Banking Services

Treasury Operations & FIS

Presented by, Fahim Ahmed

In-charge: Treasury Operations & FIS and SME Banking Services

Current Holding… Human Resources TREASURY OPERATIONS Capital Market Operations -2

Money Market Operations -3

FX Operations -3

Treasury Back Office Suuport-3

FINANCIAL INSTITUTION SERVICES Funding Services-2

Collections Services-3

SME BANKING SERVICES Repayment-13

Closing-15

Clearance-5

Risk… Resources are may have short of experience for

running Treasury Operations.

KASTEL activity of Treasury functions are still need further improvements.

Documentation for Tenor Enhancement related activities under SME Banking Services are running with deferral.

Duly and timely delivery of Money receipts from

Unit offices to SBS. Manual Loan closing balance preparations.

Loan Clearance before loan closing and security

replacement .

•Highest ever SME Loan Clearance issued 2199 in May-2010 •Total 14344 Security Clearance certificate, security replacement, redemption activity done.

• Highest no. of SME Loan Closing done 6396 in the month of August. • Tenor Enhancement done 3472 and PAR reduced BDT 64.20 crore, Write off entries passed 3971 and realized BDT 11.63 crore. • ESF collection BDT 2.20 crore, Legal fees related entries passed 474 and collected fees BDT 27.05 lac, Upfront adjustment done BDT 23.25 crore.

SME Banking Services -Closing

• Ensure collection of SME Repayments no. of 3,47,209/-and BDT 909 crore in Finacle. • No. of 23048 Loan Closing balance have been provided • Processed no. of 3,36,491-Money receipt & Deposit slips, ensured BDT 39. 79 crore for SME Medium Repayments and ensure reconciliation items 18807.

SME Banking Services Repayment

• BGTB securities trading: Volume: 288.03 Crore and gain BDT 24.94 Crore. • Capital Market Operations: Volume was: 218.92 Crore, gain BDT 32.79 Crore • Total FX Deal done 1183, FX Fund Transfer done 604 and Trading profit USD 22,607.00 and Forward contact trading profit BDT 4,21,157.00

Treasury Operations

• Amount recovered from Correspondent bank through reconciliation, BDT 10.84 Crore • Fund collection through SME related Correspondent Bank Accounts: BDT 1558 Crore

Financial Institutions Services

SME Banking Services -Clearance

Mission Statement Budget utilizations for 2010 Manager, Capital Market Operations and

Manager ,Closing-SME are in process to be recruited.

PCs will be taken as per requirement of the units and a Photocopier CAPEX has been raised for support.

PDC Management requirement has been raised and head count will be taken as per requirement.

Budget for 2011 Internal resources will be updated as FTs and no.

3 to 5 FTs are required to ensure skip level support in SBS.

Ensure support to meet ROCs requirement as per growth of SME Business/SAM/Collections team.

Depending on Treasury & FI Business trend upto Sep_10, we will review a Budget requirement.

Retaining critical resources in the main frame with proper benefits.

Road Map Building Share portal of Treasury Operations

for day to day share trading and

transactions.

BB Exchange position automations plan.

Closing of unutilized Correspondent Bank

A/c and ensure recon items of Correspondent

Bank laying upto 6 months long.

Implementation of Money Receipts

automation -RADAR, Phase-II.

Tenor Enhancement and Reschedule related

Finacle report generation from data

warehouse.