sajid report

Research Report on “Challenges of Female Entrepreneurship”

READ! AND THY LORD IS THE MOSTBOUNTENOUS, WHO TEACHETH

BY THE PEN, TEACHETH MAN THAT WHICH HE KNEW NOT.

(AL-ALAQ)

ALLAH DOES NOT LOOK AT YOUR FORMS AND POSSESSIONS

BUT HE LOOKS AT YOUR HERTS AND DEEDS.

(MUSLIM)

Department of Commerce Islamia University of Bahawalpur 1


A Research Report on: “Female Entrepreneurship”

Submitted to:- Sir Sohail Saeed

Submitted by:- M.Sajid Rasool



DEDICATION

To

My beloved Parents and respected Teachers whose

endless support and kindness is beyond expressions

and words may not just be enough to express my

gratitude.

I also offer my thanks to respected teacher Madam

Aasmaan & Madam Samreen for his valuable

guidance and contribution in making my report

meaningful and useful.

ACKNOWLEDGMENT



I first thanks to Allah, the Almighty who bestowed knowledge, health,

vigor, to complete this report.

“Life is a learning experience”. I have learned the validity of this

statement time and time again. Every time I think I know something, I look

back a year later and realize how little I know and how much I have learned.

This Research report has convinced me again, not in the learning but also in

terms of the vast team of talented people that take part in creating this report. I

believe each person plays a piece of a puzzle to make the complete picture,

some pieces are bigger then others, but without anyone piece the picture would

not be completed.

I feel great pleasure and honor to express our gratitude from the citadel of

our hearts to the people whom I met, for their cooperation. Their sympathetic

behavior has an ever-lasting impression on the pages of our memory.

I also give honor to (In charge of Research) Mr.Sohail Saeed who provide me

an opportunity to get practical experience in fieldwork and whose guidance

remained with me during completing this report.

I also wordless to pay my humble gratitude and in debit ness to our

parent, who have supported me to reach the point where I stand now and have

been a great and enormous source of inspiration for me throughout the life.

PREFACE



Department of Commerce, The Islamia University Bahawalpur has

always been admirable in its efforts to equip the future executives with arms of

creativity, flexibility and adaptability to meet the challenges offered by fast

changing business environment.

To achieve the above goals the department is providing both text and

practical knowledge to its students with its available resources. Text knowledge

is very well transferred to the students within the premises of the department;

Practical knowledge requires the kind co-operation of various educational

organization of the country. Faculty members are always trying their best to ask

the students to explore the market by assigning these different field activities

and to conduct the “ Research programme”.

This report has been written on ,

“Challenges of Female Entrepreneurship in Bahawalpur Area”

The key function of my field work were visiting different banking areas of

Bahawalpur and meet with people to get their comments and filled

Questionnaires according to that. I have done my best efforts to complete this

report efficiently and effectively with all abilities. I hope this report fulfills the

criteria and expectations of Department of Commerce. I have tried our best to

make it analytical as well as informative.

May Allah Help me in This World.

Executive Summary



The women entrepreneur is considerable a big problem in our country. For this I

conducted a research in Bahawalpur. For this purpose a questionnaire was

designed and a survey was conducted in Bahawalpur model town A, B, C,

Hashmi Town and University chowk area in which data was collected by

females. Females were very cooperative. The SPSS software was used for data

analysis. 40 forms are filled and collected by these selected areas. There were

total 13 questions (12 closed ended questions & 1 open-ended question) which

are filled in different sectors or organizations from the females.

In this proposal I also include the secondary data which is related to my

research

problem and also identify the different problem face by females.

In the end we also present Budget ant Time required for this Research.

Table Of ContentsDepartment of Commerce Islamia University of Bahawalpur 6


1- Introduction

2- Problem Statement & Research Objective

3- Research Methodology

4- List Of Selected

5- Data Analysis of

6- Summary of Findings

7- Conclusion

8- Suggestions

9- Limitations

10- Refrences



IntroductionDepartment of Commerce Islamia University of Bahawalpur 8


Now-a-days, I have to identify and evaluate the challenges of female

entreprepreneurship by using systematic approach in Bahawalpur.

As I know that, female entrepreneurship is the basic nesseccity for our country

development. It has a significient impact on organizations and economic

activity.

So, basic thing is that to select that females whose purpose is to provide servises

to the customers in a good way. Females that having most values in the

societies. If these females are provided the servises in a good and successful

way to the customers in the market or organizations , then customers can meet

there demands of services and they can spent life easily.

But in current situations, there are many females whose purpose is to earn

money for family due to poverty. They are not focusing to build their status for

to make better economy. If I talk about the Government sectors, even today in

these sectors female give the low quality of services like in teaching etc. Some

females do not run their own business due to lack incentive and promotion

activities by the government. The females in that kind of sectors are working

only for to get pay at the end of the month. On the other hand there is less

awareness and policies to our government and Educational Institutions agencies are

doing little to promote entrepreneurship amongst women particularly.

Some females can not run their own business due to the financial problems.

That is all due to dynamic environmental and also the recession of our

economy. Due to less technology and culture factor is also influence on the

female to start a new business.



If government successfully run the opportunities and make policies better then

the challenges of female entrepreneurs and also financial obstacles/problems

can be eliminated.



Problem Statement

“Challenges of Female Entrepreneurship In Bahawalpur Area”

Objective Of Research

After the problem has been defined carefully, the next step is to set objectives. Research objectives guide entire research process. This research will help you in a great deal to:

1. Create understanding about the challenges of the Female Entrepreneurship.

2. Reasons that female hoarding their own business.

3. Assess the extent to which steps and policies about female entrepreneurship may need to be redesigned.

Research Methodology



While developing an approach to the problem I identified the theoretical

framework. Theoretical framework is the foundation on which the entire

research project is based. It is a logically develop describe and elaborated

network of association among the variables deemed relevant to the problem and

which have been identified through such processes and interview, observation

and literature survey.

This research is conduct in a individual that was interested in challenges female

entrepreneurship within Bahawalpur city.I start the each day with a brief (3-4

hour survey) on an agreed upon site, often just gathering data. I have attend

these 6 mornings a week for 7 weeks, and will stay on to observe

simultaneously work for approximately 28 hours during the seven weeks period.

My primary focus was on the interaction in data gathering.

There are several banks, school ,colleges, university and many other

institutions where females give services for the customers in Bahawalpur. I

have visited the 10 banks 20 schools and colleges ,10 fast food restaurant and

other institutions. Two fast restaurant are located circular road BWP. 5 fast

food are located in the area of railway campus in Bahawalpur. 7 banks are

located on circular road Bahawalpur. 3 schools are located in yazman area and

also in commercial area.

For the data collection a questionnaire are designed which consist 13 questions.

40 forms are filled and collected by these selected areas.

After taking a direct interview for filling this questionnaire from the respondent

who are working in the different organizations, a data is inserted in SPSS

software for getting the result.



List of Selected Banks, FastFood, Schools, Colleges, University In Bahawalpur Area

Habib Bank LimitedChowk Fawara branch Bahawalpur

Gov. Girls Elementary School Chak No: 42/D

Gov. Degree CollegeDubai Mahal Road Bahawalpur

Madina-tul-Mazaan Model School

Maqbool Colony Baghdad Road

College of Viternary SciencesIUB

Deptt of CommerceIUB

Almaida Fried Chicken Bahawalpur

Zainzibar Food ClubBahawalpur

Fysal Bank LTDBahawalpur

Islamic Bank LTD Lataska Fast Food Restaurant Bahawalpur Bahawalpur

Wasaib Restaurant Bahawalpur



Female Entrepreneurship Questionnaire



Women Entrepreneurship - Questionnaire for Aspiring Entrepreneurs

We are making a quick study on the research topic – “Women Entrepreneurship –

Challenges, Problems & Prospects” and in this context we have framed the following

questionnaire. We are aware of your precious time, yet we venture to request you to

spare a few minutes & give us your responses to following questions. Your responses are

very valuable to us & will be extremely meaningful for our study.

Thanks in anticipation.

Personal particulars:

Name: Present Profession:

1. In your opinion what is the “Female Entrepreneurship”. Start a New Business Job

2. Have you ever thought of becoming an ‘Entrepreneur’ & set up a business venture of your own.Yes Not Sure No

3. Although women managers & executives are proving to be more & more effective at their work places, they are still not considered efficient enough to handle Labour & logistic issues as efficiently in self-owned business enterprises. They would prefer men to handle such issues.

I Agree Fully Partially Agree I Do Not Agree

4. The overall male domination in the entire business & entrepreneurship area also works as a hurdle for women entrepreneurs.


5. It is believed that lack of proper knowledge about availability of raw materials & low-level negotiation and bargaining skills are also factors, which affect women entrepreneurs’ business adventures.


6. Educational Institutions & even Govt. agencies are doing little to promote entrepreneurship amongst women particularly.




7. Would you like to start your own business?

Yes No

8. What are the main obstacles/problems you are facing now to start a new business?

Combining family financial problems No obstacles

9. Did your family members help you to run the business.

Yes No

10. If you start a new business then you can independently manage the financial and market affairs of your business:

Yes No

11. Which of the following factors motivated you in conceiving the idea to start a business of your own:

a. To gain higher social status b. Independent employmentc. Encouragement by Familyd. Complying to family economic need e. Incentives offered by the state / government

12. Did the culture affect on you for doing your own business?

Yes No

13. Any other views that you may like to share with me on “Women Entrepreneurship”.

_______________________________________________________________

Name of Research Student M.Sajid Rasool



Graphically Data Analysis of Female Entrepreneurship Questionnaire

Statistics



Entrepreneurship N Valid 40

Missing 0

Entrepreneurship

Frequency Percent Valid PercentCumulative

PercentValid Start a new business 27 67.5 67.5 67.5

Job 13 32.5 32.5 100.0

Total 40 100.0 100.0

JobStart a new business

Entrepreneurship

70.0%

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics



Entrepreneur N Valid 40

Missing 0

Entrepreneur


PercentValid Yes 9 22.5 22.5 22.5

Not sure 21 52.5 52.5 75.0

No 10 25.0 25.0 100.0

Total 40 100.0 100.0

NoNot sureYes

Entrepreneur

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Executive N Valid 40



Missing 0

Executive


PercentValid I agree 12 30.0 30.0 30.0

Partially agree 20 50.0 50.0 80.0

I don't agree 8 20.0 20.0 100.0

Total 40 100.0 100.0

I don't agreePartially agreeI agree

Executive

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Domination



N Valid 40

Missing 0

Domination




I don't agree 14 35.0 35.0 100.0

Total 40 100.0 100.0


Domination

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Knowledge



N Valid 40

Missing 0

Knowledge




I don't agree 17 42.5 42.5 100.0

Total 40 100.0 100.0


Knowledge

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Promote



N Valid 40

Missing 0

Promote




I don't agree 8 20.0 20.0 100.0

Total 40 100.0 100.0


Promote

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Start N Valid 40



Missing 0

Start



No 24 60.0 60.0 100.0

Total 40 100.0 100.0

NoYes

Start

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Obstacles N Valid 40

Missing 0



Obstacles


PercentValid Combine Family 16 40.0 40.0 40.0

Financial Problem 15 37.5 37.5 77.5

No Obstacle 9 22.5 22.5 100.0

Total 40 100.0 100.0

No ObstacleFinancial ProblemCombine Family

Obstacles

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Family N Valid 40

Missing 0



Family



No 30 75.0 75.0 100.0

Total 40 100.0 100.0

NoYes

Family

80.0%

60.0%

40.0%

20.0%

0.0%

Percent

Statistics

Manage N Valid 40

Missing 0



Manage



No 14 35.0 35.0 100.0

Total 40 100.0 100.0

NoYes

Manage

70.0%

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Motivated N Valid 40

Missing 0



Motivated


PercentValid To gain high social Status 22 55.0 55.0 55.0

Independent Employee 7 17.5 17.5 72.5

Encouragement by family 9 22.5 22.5 95.0

Incentives offered by the state 2 5.0 5.0 100.0

Total 40 100.0 100.0

Incentives offered bythe state

Encouragement byfamily

Independent EmployeeTo gain high socialStatus

Motivated

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Statistics

Culture N Valid 40

Missing 0



Culture



No 21 52.5 52.5 100.0

Total 40 100.0 100.0

NoYes

Culture

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

Percent

Summary of findingThe main findings that I get after completing my finding selection are below:

32.5% females says that female entrepreneurship mean job

22% females thought to start a new business.



30% females says that they can not handle Labor & logistic issues as

efficiently in self-owned business enterprises.

45 % females says that male domination is a hurdle for women

entrepreneurs.

37% females says that lack of proper knowledge about availability of raw

materials & low-level negotiation and bargaining skills are also factors,

which affect women entrepreneurs’ business adventures.

40% females says that the combining family are the main obstacles

/problems to start a new business.

20% females says that Educational Institutions & even Govt. agencies are

doing little to promote entrepreneurship amongst women particularly.

Conclusion

So we conclude that: Government not gives the opportunity to the females.



Financial and combining family is the big problem for the females that’s

why they can’t start their own business.

Culture is not sufficient

Family not support and to he lp i n start the new business for women’s.

In Asian countries the female just only do jobs for supporting the family.

The females can’t manage the labor issues and other organization issues

due to this females do not start their own business

The policies of government about the female doing little to

promote entrepreneurship amongst women particularly are not

sufficient.

.

Suggestion About Challenges of female Entrepreneurship

In my point of view, challenges of female entrepreneurship are due to the

shortage of financial resources. Government is responsible of this obstacle for

the women’s. Our culture is totally changed from the foreign countries and



government policies are improper and government not take the steps to promote

them .

In the Pakistan the women’s just only do jobs for support the family. Women’s

do the Vail and avoid to face these big challenges. Females are working mostly

working in the service sectors such as in Daewoo as a hostess and nurses.

The female entrepreneurship can be increased due to the effort of government.

The govt. should take following action about these challenges of female

entrepreneurship and renew their policies:

Control the exist women business

Facilitate to females i.e. provide finance at too much low interest

Give more opportunities to the female

Introduce new methods to improve our female business

Provide education to the female and encourage them

Introduce new policies and strictly Implement on them

It is so difficult that each female do work in the market and run the business , in

our Asian countries females after marriage become the housewife that’s why

this trend can’t be changed easily ,our culture not permit to the females to run

their own business.

Finally, the reason may be but female must be do work hard , face social issues

and do business with sincere.

Limitations

This research is conducted only for academic purpose.



Data used for analysis is collected from Bahawalpur City of Pakistan. So,

findings are more accurately applicable only for the area of Bahawalpur

that is Model Town A, Model Town B, Model Town C, Banks, Schools,

Colleges Hashmi Town, and University Chowk area.

This study is conducted with limited time and resources so variation can

be occur in concluded data.

ReferenceI have gather data from several sources. My main sources are



Internet Searching:

I get assistance from internet by exploring these web sites and find some

valuable data and articles about female Entrepreneurship that helps us a lot in

formation of proposal.

www.google.com

And some other searching engines.

http://www.startups.co.uk/female-entrepreneurs

http://entrepreneurs.about.com/od/famouswomenentrepreneurs/Famous_Women_Entrepreneurs.htmhttp://www.startups.co.uk/julie-meyer_1.html

http://scholar.google.com.pk/scholar?q=female+as+entrepreneurs&hl=en&as_sdt=0&as_vis=1&oi=scholart

http://www.google.com.pk/#hl=en&biw=1018&bih=594&q=+female+as+entrprneurs&aq=f&aqi=&aql=&oq=+female+as+entrprneurs&fp=ecda3486761c090e


http://www.google.com/

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