Rural Banker 2000 (RB2000)

Banking Software

OutlineOutline

Introduction and history of RB2000 Development

Major Characteristics RB2000 Modules & Features BSP Reports BSP eReports Rollout Status Future Plans

Introduction & Brief History Of RB2000 Development

Introduction & Brief History Of RB2000 Development

Main purpose and beneficiaries of RB2000

People behind the RB2000 development ASEC – RB2000 developer Rollout companies

Major Characteristics

Major Characteristics

Open Source Concept Windows-Based Client Server Technology LAN & WAN Capable Wizard Type “Menu-Driven” Setup &

Installation Scalable and Portable Data Integrity (Real time Rollback & Commit

- SQL) Online Context-Sensitive Help

Major CharacteristicsMajor Characteristics

Client Information System Microfinance BSP Reports User-defined Information (Client &

Deposit/Loan Account) Multi-currency capable ATM Connectivity/Interface Audit Trail

RB2000 ModulesRB2000 Modules

Deposit / loansJournal entry

Loans ManagementModule

Financial ProductDesign GL Interface General Ledger

Module

Deposit ManagementModule

Deposit product ortransaction code

Loans product ortransaction code

Deposit transaction

Loans transaction

RB2000 Features RB2000 Features

Financial Product Design Module (FPD) – allows a bank to define their financial products Customized Banking Products Based on the

following: Savings Account, Current/NOW Account Certificate of Time Deposit Special Savings Deposit Loan Product

RB2000 Features RB2000 Features

Flexible Deposit Interest Computation Parameterized Passbook/Ledger Form Printing User-defined Depositor Type Maintaining

Balance Parameterized Bank Charges/Penalties (Deposit

& Loan) User-defined Loan Amortization Type User-defined Loan Notices Printing

RB2000 Features RB2000 Features Deposit Management Module (DMM) – allows

the effective and efficient administration of deposit products Tellering Transactions Back-Office Transactions Inter-Branch Transactions Miscellaneous Transactions Vault, Cashier & Tellers Cash Transferring With Auto-Debit Arrangement Facilities User-defined Deposit Amount Sizing Online Picture & Signature Verification ATM Connectivity ready

RB2000 FeaturesRB2000 Features Loan Management Module (LMM) –

allows Loan Officers and Managers to process transactions such as loan applications and disbursements, and generate loan reports With Loan Application Processing Monitoring BSP Loan Classification/Categorization User-defined Loan Classification/Categorization Customized Loan Packages offering With facility to input notes/memos per Loan Account Accepts Other Charges Transactions Individual & Group Loans (Microfinance)

RB2000 FeaturesRB2000 Features

General Ledger Interface Module (GLI) – integrates the General Ledger with the Deposit and Loan Management Modules Deposit Products Transaction Codes GLI

Template Miscellaneous Products Transaction Codes GLI

Template Loan Products Transaction Codes GLI Template

Financial ProductDesign

Deposit ManagementModule

Deposit product ortransaction code

Loans ManagementModule

Loans product ortransaction code

Deposit transaction

Loans transaction

Deposit / loansJournal entry

GL Interface General LedgerModule

RB2000 FeaturesRB2000 Features

General Ledger Module (GLM) – which records journal entries of bank transactions that occur during the day and allows the printing of various management and Bangko Sentral ng Pilipinas (BSP) required reports Fully parameterized chart of account maintenance Parameterized BSP report formatting Electronic reporting aside from the conventional

way Integrated with deposit and/or loans

Supports GL BSP ReportinghSupports GL BSP Reportingh

RB2000

$

Bangko Sentral Ng Pilipinas

Conventional

Disk Report

E-Mail

BSP Reports - DepositBSP Reports - Deposit

Deposit Liabilities Classified as to Source

Deposit Liabilities By Size Of Account Schedule of Time Certificate of Deposit

by Maturity and Interest Rate

BSP Reports - LoansBSP Reports - Loans Schedule of Loan Portfolio and Other

Accommodation Report of Compliance with Aggregate

Ceiling (DOSRI) Summary Report of Loans Granted

BSP Reports - LoansBSP Reports - Loans Loan Mapping Worksheet Loans-To-Deposit Ratio

Supplementary Information

BSP Reports - GLBSP Reports - GL Statement of Condition Statement of Income and Expense Schedule of Due From Other Banks Schedule of Investments in Bonds and

Other Accommodations Schedule of Equity Investment

BSP Reports - GLBSP Reports - GL Schedule of Bills Payable Condensed Statement of Condition Daily Report of Condition Weekly Report of Required and Available

Reserves Schedule of Fixed and Other Assets List Of Stockholders and Their

Stockholdings

BSP e-ReportsBSP e-Reports

General Ledger (Annex D) Accounts Receivable Bills Payable Contingent Account Deposit Liability Equity Investment

BSP e-ReportsBSP e-Reports

Due From HOBA Investment Subsidiary Stockholder Subsidiary Various Liabilities

BSP Report Testing StatusBSP Report Testing Status

GL/SL Diskette Reporting Actions Taken Copy of Communications

LOCATION BANKS BRANCHES

LUZON 30 45

VISAYAS 11 24

MINDANAO 5 8

TOTAL* 46 87

Rollout StatusRollout Status

* 65% of these installations comprised the GLM early rollout

As of June 30, 2002

Future PlansFuture Plans

Personal Digital Assistant (PDA) Interface BSP Additional Reports as of July 1, 2002