Risk_management El Instalations
Transcript of Risk_management El Instalations
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Electricity is one of the most important
tools in our everyday lives, both domestically
and in the workplace. However, it is also
one of the most lethal and is statistically,
(as detailed below), the most likely cause
of large fires.
The key to managing electricity supplies
and electrical equipment is ensuring that
they are correctly installed, safeguarded
to the recommended rating and, most
importantly, maintained on a regular basis.
There are many different codes and
legislation used around Europe; they
mandate rudimentary levels of protection
for electrical systems and equipment.
These tend to be focused more on
installation standards than ongoing
maintenance and are written as a minimum
standard and do not take into account
usage or criticality of systems/equipment.
How does this affect your company?
Electrical Maintenance
Number of Fires in the UK Total Loss (£m) in the UK80
70
60
50
40
30
20
10
02004 2005
50
45
40
35
30
25
20
15
10
5
02004 2005
This data is supplied with the permission of the FPA, as published in the FRM Journal.
Why does this affect your company?
Whether electrical equipment is being used
for lighting, running machinery, operatinga portable appliance or charging forklift
trucks, its protection and maintenance
must be managed. It is important not towaste valuable resources when carrying
out periodic inspections and maintenance,so time should be spent evaluating each
installation, machine or appliance andproducing a schedule that reflects usage,
importance and legislative requirements.There are also useful tools that can help
in identifying potential issues or hot spots
in large systems. This technology usesinfrared scanning of electrical distribution
centres, panels and connections aroundcritical equipment, even if it is inaccessible.
Thermographicimaging candisplay cable faults andhot spots(Picture: IrisysInfrared Integrated SystemsLtd)
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References• Maintaining Portable Electrical
Equipment in Offices (UK, HSE 1996)• BS 7671: Requirement for Electrical
Installations:IEE WiringRegulations• The Electrical Equipment (Safety)
Regulations 1994• FM Data Sheet 5-20 – Electrical
Testing(including Infrared ThermalImagingSystems)
• Portable Appliances – Should be inspected and tested by a competent person atleast every twelve months. Also any domestic electrical appliances brought in from
an employee’s home, should be inspected and tested before use in the workplace.
• Reporting Faults – When a piece of electrical equipment fails or is intermittently faulty,it is essential that it is reported immediately and the item is repaired or disposed of in
a timely manner.
• Maintenance Programmes – A well managed preventative maintenance programmewill improve the overall running and efficiency of machines and help to avoid breakdowns,
which will ultimately save money. One of the most popular modern methods
for large scale evaluation could be to initiate an Infrared Thermal Imaging programme.
• Risk Assess – Consider loss prevention issues when designing the programmes.
This could include special focus on critical machinery, (process bottlenecks), or hazardous
process machinery that could cause a safety issue or a fire if they fail catastrophically.
• Certified – Only install certified electrical equipment. Also ensure all circuits are certifiedto the current European standards when they are new or when they are modified.
• Poor Housekeeping – Do not accept poor housekeeping around electrical cabinets,motors and machinery. Often when electrical equipment fails it generates heat and
sometimes sparks, which can easily ignite combustible waste materials and potentially
cause a much larger fire.
• Manufacturers’ Recommended Maintenance Intervals – When compiling themaintenance schedules for electrical equipment it is essential to comply with the
manufacturers’ recommendations on maintenance intervals.
• Evaluate – Evaluate the usage and importance for all electrical equipment when
considering the periodic maintenance schedules.
Evaluate
What should your company do / have?
PortableAppliances ReportingFaults
Manufacturers’Recommendations
MaintenanceProgrammes
PoorHousekeeping Certified RiskAssess
www.tokiomarine.eu
And what could happen toyour company if you don’t takethese steps?
This document highlights the basic
requirements needed to producean effective electrical maintenanceprogramme, and emphasisesthe need for companies to carryout a well balanced programmebasedon manufacturers’recommendations, legislativerequirements and your ownstandards.The consequencesof a fire, especially in criticalequipment, could provedisastrous for any business.
For further information onElectrical Maintenance pleasecontact your local Tokio MarineEurope office or contact theRisk Engineering AdministratorTokio Marine Europe Limited60 Gracechurch StreetLondon EC3V 0HRTelephone +44 (0)20 7398 3133
Electrical
Maintenance
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
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In all businesses changes occur when
modifications are made to the facility,
process, equipment or personnel.
The most radical changes occur during
major construction projects, whereas
changes in process, equipment or personnel
can be much more subtle. All such changes
must be managed carefully to ensure they
do not introduce new hazards that could
increase the risk of property damage or
business interruption in the facility.
Poorly managed changes could result
in a catastrophic fire or another type
of loss.
How does this affect your company?
Management of Change
Why does this affect your company?
Changes large enough to be considered
capital projects are obvious candidates
for Management of Change (MOC)
procedures. The construction of a new plant
or extension to an existing facility should
always be subject to MOC procedures.
An example would be the inadequate space
separation leading to potential fire exposure
and increased business interruption loss.
Changes involving smaller and less obvious
projects can also cause unexpected losses.
An example of this could be changing the
type of adhesive used on a production line
from a non flammable, (often expensive), to
a much cheaper type that is solvent based
and flammable. This change will require
fume extraction, earth bonded safety
dispensers, storage in a specially designed
cupboard, and explosion rated electrical
equipment within the vicinity of application.
Suddenly a small change of the adhesive
introduces a number of additional hazards.
If these are not managed correctly and riskengineered, they will increase the fire risk
in the facility significantly.
Detailed below are the main key features required foran effective Mangement of Change system:
• Establish appropriate and consistent terminology
• Keep the procedure simple and easy to understand
• Define roles and responsibilities
• Define the scope of the MOC system
• Integrate MOC with company policies
• Establish requirements for review and authorisation
• Issue guidelines for key MOC issues
• Develop a written description of the MOC system:
– How to identify likely change situations
– Establish ‘request for change’ review and approval procedures
– Design MOC system documentation
– Define training requirements
– Develop communication between the MOC team and senior management
– Provide adequate training for the specific roles and responsibilities in the
MOC system
The most important factor is that the system should become part of the company’s
operating procedures.
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And what could happen toyour company if you don’t takethese steps?
In order for this type of programme
to succeed it is essential thatmanagement demonstrateleadershipand commitment.The MOC process must be providedwith adequate resources. As withmost aspects of loss preventionand control, it is essential seniormanagement understand whatis at stake if things go wrong.
For further information onManagement of Change pleasecontact your local Tokio Marine
Europe office or contact theRisk Engineering AdministratorTokio Marine Europe Limited60 Gracechurch StreetLondon EC3V 0HRTelephone +44 (0)20 7398 3133
What should your company do / have?
ManagementofChangeProcess
• Safer Alternative– Whenever considering changes always look for the solutions thatare inherently safer. It is better to eliminate a hazard than try to reduce the risks through
physical changes or procedures.
• Contact – Advise your local Tokio Marine Europe office of the proposed changes. Theassigned risk engineer will then provide valuable and cost effective loss prevention advice.
• ProjectReview– Once a project has commenced, Tokio Marine Europe will formallyreview the drawings and relevant information.
• Management – The management should support and lead the MOC procedure.Suitable resources should be provided to support the procedure and adequate time
incorporated into project plans to allow for the process to be applied.
• Monitor – Establish a procedure for the audit of the MOC procedure to measure theperformance and effectiveness. It should be recognised that all changes will not requirethe same level of review. Plant personnel should examine random examples and verify
that the MOC programme was correctly implemented. If the system has not been
applied correctly or it has not been effective then suitable actions should be taken to
rectify the issue.
• Integration – Integrate the MOC procedures into existing plant and operating processes.The safety procedures should not be compromised and need to be analysed before
implementation.
• Guidelines – Written guidelines should be produced and implemented for the MOCsystem. These should address roles, responsibilities, scope and activities. The procedures
should incorporate technology, equipment, facilities, chemicals, health and safety, loss
prevention, fire protection, temporary changes, acceptance testing, and verification testing.
• Request forChange– Establish a procedure for requesting and managing changes.Simple flowcharts with accompanying written procedures will simplify the process and
help to ensure implementation. The change process should allow for relevant reviews,
actions and approvals before a change is implemented.
References• Fire Risk Assessment –
HM Government 2006
www.tokiomarine.eu
RequestforChange SaferAlternative Contact
ProjectReview
ManagementMonitorIntegratetheMOCSystem
DevelopGuidelines
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
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Disabled firealarmpanel
Sprinkler control valve sets
Impairments to Fire Systems
An impairment is a partial or complete
isolation of any type of fire protection or
detection system which is installed within
your premises. It can also be applicable for
security systems.
The essence of this process is to ensure
that the impairments are only carried out ifabsolutely necessary, and are monitored to
ensure that the system is reactivated at the
earliest opportunity. It is essential that all
impairments of critical fire systems are kept
to the absolute minimum in terms of scope
and duration.
The Tokio Marine Europe Impairment
System covers all the key elements toconsider in order to carry out an impairment
safely and quickly. It is strongly
recommended that you contact Tokio
Marine Europe if you have any questions
about an impairment that you need to
implement. Our risk engineers will be able
to provide further advice and guidance
based on their experience to help limit theduration and scope of an impairment.
How does this affect your company?
Why does this affect your company?
While planned impairments may be
necessary during day to day maintenance
and projects, it must be understood that
if part or all of the fire protection system
is impaired then the facility is at risk.
The fire protection systems are there
because occupancy or process hazards have
been identified and the fire risks associated
with these need to be minimised. When an
impairment occurs, whether it be accidental
or planned, it is necessary to minimise the
risks. These may include arranging
temporary protection, reducing the hazards
and managing the impairment to ensure that
the impairment is restored in the shortest
possible time.
There are three types of impairments that
occur: the first being a ‘planned impairment’;
the second being an ‘emergency
impairment’; and the third and most
dangerous is the ‘hidden impairment’.Obviously, it is preferable to have a planned
impairment with time to prepare. However,
when unforeseen circumstances occur it is
essential that when a system is isolated
due to a problem or fault, that it is not left
and forgotten about.
• Planned impairments are implemented
during maintenance or projects, or if a fire
system needs to be extended / isolated.
Whatever the reason for the impairment,
good planning means that the risks can
be minimised. In order to minimise the
duration of planned impairments allrequired materials and parts should be
on site before isolating the system.
• Emergency impairments tend to be
at a time of routine testing where an
impairment has been discovered, or a
fire system needs to be shut down in
an emergency.
• Hidden impairments are ones that
no one is aware of or that have been
forgotten. Correct application of the
Tokio Marine Europe Impairment System
could help reduce the risk of hidden
impairments. Such hidden impairments
do occur, and if a system is isolated it will
not extinguish a fire or raise the alarm.
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www.tokiomarine.eu
And what could happen toyour company if you don’t takethese steps?
There have been many high profile
incidents where fire protectionsystems had been isolated andthe building or facilities were lost.In 1988 the Piper Alfa oil and gasplatform in the North Sea had a gasexplosion on a compressor and thefire spread quickly. The platformwas fully protected with a delugesystem, but the fire pumps hadbeen impaired while some divershad been carrying out maintenanceearlier in the day. Two engineers losttheir lives trying to reach the sprinkler
pump control panel to turn thembackon. Inthe end, over 160 peoplelost their lives in this one incident.
To obtain copies of the TokioMarine Impairment System pleasecontact your local Tokio MarineEurope office or contact theRisk Engineering AdministratorTokio Marine Europe Limited60 Gracechurch StreetLondon EC3V 0HRTelephone +44 (0)20 7398 3133
ResponsiblePerson
What should your company do / have?
SaferAlternative TokioMarineEurope
ImpairmentSystem
OneImpairment FireBrigade/Emergency
ResponseTeam
ManualFireFightingEquipment
Training Notification
Impairment
• Safer Alternative – Consider whether the fire system needs to be shut down to completethe job or could another method be implemented to ensure that the systems remain
operational.
• TokioMarine Europe ImpairmentSystem – Apply the Tokio Marine Europe ImpairmentSystem or an equivalent system and limit the permit validity to one shift only. This should
apply to employees as well as contractors, and should form part of the risk assessment
undertaken for the impairment. Hot work, smoking and hazardous operations should not
be permitted in the affected area during the impairment.
• Notification – Inform department heads, alarm monitoring company, emergency responseteam members, fire brigade, employees and insurance companies of the impairment.
Inform members of the team of any changing situation where the impairment time needs
to be extended and when the system has been restored.
• Training – All people involved with impairment activities should be fully trained andeducated on implementing impairment handling procedures, together with the possible
hazards associated with them.
• Manual Fire FightingEquipment – Fire hoses should be laid out and connected,(if not impaired), and / or additional fire extinguishers should be positioned in the area
of the impairment. The person undertaking the impairment should be trained in the
use of this equipment.
• One Impairment – As many fire protection / detection systems as possible shouldremain operational during the period of the impairment. Ensure that the work on the
impaired system is expedited and provide a continuous fire watch in the affected area.
• ResponsiblePerson – There should be dedicated site employees with the authority andknowledge to issue an impairment system. Contractors should not be allowed to issueany impairment system, and they should be fully supervised on site. Where possible
plans should be developed to allow rapid reinstatement of the fire system in the event
of an incident.
References• Tokio Marine Europe Impairment System – available in English, French,
German and Spanish• NFPA 25 – Inspection and Testing of Water Based Protection Systems
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
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Hot work is any temporary operation that
produces open flames, sparks or heat.
Hot work activities include –
• Brazing and soldering
• Grinding and cutting using disc grinds
• Use of blow lamps / blow torches
• Welding or cutting using gas or
electric equipment
• Use of bitumen / tar boilers
Many serious fires have occurred during
construction or maintenance activities
where hot work was carried out on either
the fabric of the building or machinery
within the facilities. These fires could
have been prevented if the sites had
operated an effective hot work permitsystem and personnel were trained
on how to deal with the hazards of
hot work.
The Tokio Marine Europe Hot Work Permit
covers all of the key elements of a good
system. Every facility is different, so it is
strongly recommended that each site
develops their own procedure covering any
specific on site hazards in addition to the
core attributes of the Tokio Marine Europesystem. If you have a question about any
hot work procedure you need to carry out
please contact Tokio Marine Europe.
How does this affect your company?
Hot Work
Number of Serious Hot Work Fires in the UK Total Losses Due to Serious Hot Work Fires (£m) in the UK
14
12
10
8
6
4
2
02001 2002 2003 2004 2005
14
12
10
8
6
4
2
02001 2002 2003 2004 2005
Source – Fire Prevention & Fire Engineers Journal – June 2007 Source – Fire Prevention & Fire Engineers Journal – June 2007
Why does this affect your company?
One of the major causes of industrial firesis hot work. It is also commonly recognisedthat a large percentage of hot work fires
are started by external contractors whoare appointed to undertake maintenanceactivities. This percentage is likely toincrease as more and more facilitiessub-contract everyday maintenanceactivities to third party companies. Theemployees of these companies aresometimes not aware of specific on sitehazards such as combustible construction,which could be exacerbated by hot work.
In the period 2001-2005, the FPA recorded
forty-two serious hot work fires resulting inan estimated loss of £19 million. Seventeen
of these fires occurred in roof spaces whilst
five occurred in workshop areas.Many sites believe it won’t happen to them,
but unfortunately the law of averagesdictates otherwise. Once people have been
suitably trained, the application of safe hot
work practices should become secondnature and integrated.
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And what could happen toyour company if you don’t takethese steps?
Tokio Marine Europe suffered a
major loss in 2002 when a fullysprinkler protected warehouse wasdestroyed by fire due to hot workbeing performedwhilst the sprinklersystem was isolated.
To obtain copies of the Tokio MarineEurope Hot Work Permit pleasecontact your local Tokio MarineEurope office or contact theRisk Engineering AdministratorTokio Marine Europe Limited60 Gracechurch Street
London EC3V 0HRTelephone +44 (0)20 7398 3133
References• Tokio Marine Europe Hot Work
Permit – available in English, French,German, Spanish and Italian
• Fire Protection Association,Hot Work Permit Scheme –ISBN 1 902790 19-7
• Fire Protection Association, Hot WorkRisks DVD – www.thefpa.co.uk
• NFPA 51B – Standard for FirePrevention DuringWelding, Cutting,and Other Hot Work – www.nfpa.org
Responsible Person
What should your company do / have?
Safer Alternative Fire Watch
Training Removalof Combustibles
Manual FireFightingEquipment
FireProtection / Detection Permit
• Safer Alternative– Only use hot work as a last resort. For example, can cold cuttingtechniques be employed such as a reciprocal saw to eliminate torch cutting, can
mechanical fixings be used instead of welding, can pipe be joined using threaded
connections as opposed to welding, can the hot work be undertaken outside of the
facility in the yard area?
• FireWatch– This should be continuous during the work and for at least one hour aftercompletion of the work. In addition regular monitoring of the area should take place for
at least a further three hours. The majority of hot work fires smoulder for a number of
hours before escalating into a more serious incident.
• Removal of Combustibles – All combustibles within a 10m radius of the hot workarea should be removed or covered with fire resistive tarpaulins. In addition, all floor
penetrations should be sealed with fire resistive material. If hot work is being undertakenat a high level then tarpaulins should be suspended beneath the area to contain any sparks.
• Permit – Apply the Tokio Marine Europe Hot Work Permit or an equivalent permit andlimit duration of permit validity to one shift. This should apply to employees as well as
contractors and should form part of the risk assessment undertaken for the work.
• FireProtection / Detection – All fire protection / detection systems should remainoperational during periods of hot work unless there is a danger that the system could be
accidentally actuated. If a system has to be isolated, then the unprotected area should be
as small as possible and the system should be reinstated as soon as possible after the hot
work is completed. The Tokio Marine Europe Fire Protection Impairment Form should be
used when isolating fire protection systems.
• Manual FireFighting Equipment– Fire hoses should be laid out and connected and / or
fire extinguishers should be positioned in the area of hot work. The person undertaking thefire watch should also be trained in the use of this equipment.
• Training – All people involved with hot work activities should be fully trained on thepossible hazards.
• ResponsiblePerson– There should be dedicated site employees with the authority andknowledge to issue hot work permits. Contractors should not be allowed to issue hot work
permits and they should be fully supervised on site.
www.tokiomarine.eu
HotWork
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
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Flammable liquids are used in many
different operations within the workplace
and create a special fire and explosion
hazard. The liquid itself and the vapours
generated can potentially cause significant
property damage, injury and death if
adequate safety measures are notimplemented.
A flammable liquid is any liquid that has
a closed cup flash point below 55°C and
can be further sub-categorised as
‘extremely flammable’, ‘highly flammable’
or ‘flammable’ depending on the flash point.
Flammable liquids such as petrol, solvents
and heating fuels not only provide a ready
ignition source for a fire to start, but also
contribute to the growth and spread of afire once it has started. Consequently,
flammable liquids require specific control
measures in relation to their safe use,
handling, storage and transportation.
Tokio Marine Europe has specialist
knowledge in the field of loss prevention
engineering and we would strongly
recommend that you contact us if you
have any questions about the safe useand handling of flammable liquids in
your workplace.
How does this affect your company?
Flammable Liquids Handling
Legislation&Guidance
Health & Safety at Work Act 1974Management of Health & Safety at Work Regulations 1992Highly Flammable Liquids & Liquefied Petroleum Gases Regulations1972Control of Substances Hazardous to Health (COSHH) revised2002Chemical (HazardInformation & Packaging for Supply)Regulations 1994Dangerous Substances& Explosive Atmospheres Regulations 2002 (DSEAR)
• Extremely flammable – Any liquid which
has a flash point below 0°C.
• Highly flammable – Any liquid which
has a flash point between 0°C and 21°C.
• Flammable – Any liquid which has a flash
point between 21°C and 55°C.
• Flash point – The lowest temperature of
a liquid at which point ignitable vapours
are given off in sufficient concentration to
form a combustible mixture with air near
the surface of the liquid.
This is a direct measure of a liquid’s volatility.
The lower the flash point, the greater the
volatility and the greater the risk of fire.
N.B. Flammable liquids with a flash point
above 55°C that are handled at temperatures
above their flashpoints may also present a
fire and explosion hazard.
Why does this affect your company?
Many serious fires have occurred in
industrial premises where flammable liquids
have either been used in the production
processes or stored on site. These fires
could have been prevented if the companyhad effective procedures in place for
preventing, protecting and responding to
incidents involving flammable liquids.
Flammable liquids are categorised as
‘extremely flammable’, ‘highly flammable’
or ‘flammable’ depending on the flash
point of the particular liquid, (consult the
Material Hazard Safety Data Sheet issued
by the manufacturer / supplier).
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ReferencesHealth & Safety Executive (HSE)Guidance Series publications availablefrom HSE Books on 01787 881165,websitewww.hsebooks.co.uk:
• The safe use and handling offlammable liquids – HSG140
• The storage of flammable liquids
in containers – HSG51• The storage of flammable liquids
in tanks – HSG176• The spraying of flammable liquids
– HSG178• Dangerous Substances& Explosive
Atmospheres Regulations 2002.Approved Code of PracticeandGuidance – L138
The main considerations whendealing with flammable liquids inthe workplace are:• Environmentinwhichthe
flammableliquidisbeingusedFor example, is it being heated,is it pressurised for paint, is itbeing used in areas prone toelectrostatic discharges, is it beingused in a closed environment orsomewhere with adequateventilation, or does the liquidreact with other liquids badly?
• Potential ignitionsourcesFor example, naked flames, hotwork, smoking, electrical lighting,power circuits, heating equipment,
processes that involve friction orgenerate sparks, hot surfaces,static electricity.
• Fire developmentHow the fire could start, continueto grow, spread, be controlledand extinguished.
For further information onFlammableLiquids Handling pleasecontact your local Tokio MarineEurope office or contact theRisk EngineeringAdministrator
Tokio Marine Europe Limited60 Gracechurch StreetLondon EC3V 0HRTelephone +44 (0)20 7398 3133
ResponsiblePerson
What should your company do / have?
SaferAlternative Pre-incidentFirePlan
Training Separationand
Containment
ManualFireFightingEquipment
FireProtection/Detection EmergencyResponse
• SaferAlternative– On an ongoing basis, reviews should be undertaken of eachmanufacturing process which use flammable liquids to establish whether a safer
alternative could be used.
• Pre-incident Fire Plan– This should be developed and issued to the fire brigade to providethem with details of the building location, layout, construction, flammable liquids on site,
water supplies, fire protection and detection systems, venting arrangements and
emergency organisation.
• SeparationandContainment – Areas where flammable liquids are handled or storedshould be fire separated from other areas of the building in a well ventilated area
constructed to contain any accidental release of the flammable liquids. Where possible,
this room should be located on an external wall with additional direct access from outside
the building. Small quantities in the workplace should be kept in specially designed safetycans and stored in a ‘Flammable Liquids Cabinet’.
• EmergencyResponse – This is a written document that includes contact with the firebrigade, trained fire squad to tackle incipient fires (if safe to do so), isolation of plant and
utilities safely, and evacuation of the building.
• FireProtection / Detection – It is essential that all fire protection / detection systems arekept operational at all times and any impairments carefully managed to ensure minimum
down time. Fire protection systems should also be designed to adequately protect
flammable liquids.
• Manual Fire FightingEquipment – Fire hoses and hand held fire extinguishers shouldbe readily available. This equipment should be sited in a prominent location and provided
with signage to explain the type of fire that can be extinguished with the equipment.
Staff should be familiar with the operation of this equipment in their area of work• Training – This should be provided to responsible persons on precautions that should
be taken when handling, transporting and disposing of flammable liquids.
• ResponsiblePerson– For managing ignition sources, housekeeping, hot work,electrical items, etc. This person should have the training and experience to be
classed as competent.
www.tokiomarine.eu
FlammableLiquids
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
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Why does this affect your company?
A fire will start as a small flame and
grow into a large incident due to the
combustible nature of the materials
around it. Waste materials, packaging,
combustible storage and flammable liquids
are a significant source of fuel for a fireand could easily be minimised with good
management standards.
To minimise the risk of a fire occurring,
consideration should be given to the
obvious fire hazards. These can include:
• smoking materials
• hot work
• electrical maintenance / earth bonding
• storage of hazardous materials
As a company you may already carry out
health and safety inspections. This process
will not replace the inspections already
being conducted, but will enhance them in
terms of scope. It would be our advice to
incorporate the Tokio Marine Europe Fire
Safety Inspection Checklist criteria into your
existing inspections.
Past studies have demonstrated that the
majority of losses could be avoided with
human intervention. It is essential that
everyone in the company at all levels is
knowledgeable of good practices and
identifies issues on a day to day basis.
As an example, employees must bemade aware that a blocked fire exit in
their area of work could affect their
means of escape in a fire.
Competent employees conducting in-house
fire safety inspections, with management
support, provide a good defence against
property losses such as fire, explosion,
mechanical and electrical breakdown, as
well as other perils.
The Tokio Marine Europe Fire Inspection
Checklist covers all of the key elements
that help identify the fire risks within
your facility. Every facility is different,
so it is strongly recommended that
each site develops their own procedure
covering any specific on-site hazards.
It is strongly recommended that you
contact Tokio Marine Europe if you havea question about any of the elements
you need to carry out.
How does this affect your company?
Fire Safety Inspections
Detailed below are the main features required for an effectiveFire Safety Inspection:
• Define roles and responsibilities
• Keep the checklist simple and easy to follow
• Define the areas to be included in the Fire Safety Inspection Checklist
• Maintain records and review on a regular basis to identify possible trends• Conduct inspections on a regular basis (preferably weekly)
• Record all types of losses or near misses
• Continual awareness by all employees
The most important factor is that the checklist should become part of the
company’s procedures.
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References• Tokio Marine Europe Limited Fire Safety Inspection Checklist – availableinEnglish, French, German, Spanishand Italian
• Exercising for Excellence, published by BSI, ISBN, 978-0-580-50953-7• Business Continuity Planning – A safety net for business article from Infocon
Magazine Issue One, October 2003
www.tokiomarine.eu
And what could happen toyour company if you don’t takethese steps?
For any business, it is a challenge
tokeepfiresafety atthe top ofany priority list until you actuallywitness and have to deal with thedevastating effects of fire.
In the 1993 World Trade Centerbombing, 150 companies went outof business, (out of 350 affected),which is scarcely an encouragingstatistic. An incident does not needto be a dramatic terrorist attackto have a massive impact on anorganisation. For instance, in the
case of fires, 44% of businessesfail to reopen and 33% of thesefail to survive beyond three years.
To obtain copies of the TokioMarine Europe Fire SafetyInspections Checklist pleasecontact your local Tokio MarineEurope office or contact theRisk Engineering AdministratorTokio Marine Europe Limited60 Gracechurch StreetLondon EC3V 0HR
Telephone +44 (0)20 7398 3133
TokioMarine EuropeInsuranceLimitedprovidesacopyofthis Checklistforthepurposeonly ofproviding informationtotheinsured client.Totheextentpermittedby law, no liability is assumedby TMEI by reason ofthisChecklist. Unlessprior written consentfromTMEI isobtained,theclient may not relyonthisChecklistand may not usethei nformationforanyotherpurpose,or disclose toanyperson otherthanthe client'sotheradvisers (who alsomay notrelyonsuchinformation). The clientwill not referto this Checklistinany publicdocumentorcommunicationandwill
commissionits ownexpertadvice whererequired.Tothe extentpermittedby law,no liabilityis assumedby TMEI byreason ofthisChecklist.The client must itselfassesstheneedfor furtherdetailed adviceandTMEIdoesnotacceptresponsibility forany decisions the client makes, oromitsto make,asaresultofthis Checklist. Theclientmustitself assess the needforfurther detailedadvice andTMEIdoesnot acceptresponsibilityforanydecisionsthe clientmakes, oromitstomake, asaresult ofthisChecklist.
TokioMarine EuropeInsuranceLimitedRegisteredin Englandno989421 RegisteredOffice150 Leadenhall Street,LondonEC3V 4TE
Fa ci li ty I nd ex Num be r
Location Month
B ui ld in g: No te s/C om me nt s/ Ac tio ns Tak en
Area:
Extinguishers
Present / Accessible
Charged
HoseReelsPresent / Accessible
Functional
Housekeeping
GoodConditionof Area/ItemEnvironment is Suitable
CombustibleWasteRemoved Promptly
CombustibleDust / Solid/ LiquidDeposits RemovedPromptlyElectrical
All Equipment Operative
GroundingUsed
FlammableLiquidsSafety Cans / Cupboards Used
LimitedQuantities inManufacturingArea
StoreDrainageUnobstructedVentilationFans Operating
Smoking
Regulations ObservedHotWork
Permits Used
StorageWell Arranged
Aisles Clear
Pallets PositionedinDedicatedAreas / Away f rom BuildingsIdlePallets Removed
Clearof Electrical Equipment
Other
I ns pe ct ed b y: D at e: R ev ie wed a nd s ig ne d b yM an ag em en t: D at e:
Comments:
Fire SafetyI nspectionChecklist (Form –CR004EN)
Record andMaintainthe Results
What should your company do / have?
Responsible Person Managementof Change
Trainingand Education Inspecting Internaland
ExternalAreas
MaintainNearMissandLoss Reports
RandomInspections RegularInspections and
Follow up Inspections
• ResponsiblePerson– There should be a dedicated employee responsible to undertake,review and provide corrective measures. An individual or team should be trained to
conduct these fire safety inspections.
• ManagementofChange– In the event a unique process or a new piece of equipmentis introduced to the facility via the management of change process, then the existing fire
safety inspections will need to be modified in terms of content and scope.
• Inspections – Routine inspections should be conducted at regular intervals, (preferablyat least monthly), and should cover the internal, external and perimeter of the facility.
Random inspections should also be conducted to evaluate that safety practices are
followed at all times, and not just for inspections.
• NearMissand LossReports – All reports should be recorded and reviewed to highlight
deficiencies. Actions to prevent similar situations occurring should be shared within the
company and additional training provided where necessary.
• Training andEducation – All people involved with impairment activities should be fullytrained and educated on implementing impairment handling procedures and the possible
hazards associated with them.
• RecordandMaintainResults– Routine monitoring and evaluation of the inspectionresults by management can help to highlight recurring problems. This will ensure that
prompt corrective actions are taken to address unsatisfactory conditions that could lead
to property damage or business interruption.
FireSafetyInspections
Member of the Association of British InsurersAuthorised by the Prudential Regulation Authority and regulated by theFinancial Conduct Authority and the Prudential Regulation Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street London EC3V 0HR Registered Number: 989421 England