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THE PINECONE

Monthly newsletter for area insurance professionalsTo inform members and associates of industry news, educational opportunities

And association activities of the

RALEIGH ASSOCIATION OF INSURANCE PROFESSIONALS

Officers

PresidentKaty Willett, CIC, CISRkwillett@bagwellandbagwellins.com

President Elect & MembershipJanet Davis, CISR, CPIW, AAI

jdavis@triangleinsurancegroup.com

Vice-President & ProgramsJeanne Hess, CISR, CPIW, DAE, AAI, AISjhess@iianc.com

SecretaryShirley Hudson, ARM, AAI, CISR, CPIW,DAEshudson@iianc.com

TreasurerBarb Hutchinsonbhutchinson@bmico.com

ParliamentarianWanda Manning, CPCU, CPIW, CIC, DAEw.manning@sau-inc.com

Committee Chairmen:Bylaws & Immediate Past PresidentBeth Blackwell, AAI, CPIWbethbwell@nc.rr.com

EmploymentJeanne Hess, CISR, CPIW, DAE, AAI, AISjhess@iianc.com

Public Relations Co-ChairsJeanne Hess, CISR, CPIW, DAE, AAI, AISjhess@iianc.comPat Norton, API, CPSR, CPIWpat.norton@us.qbe.com

EducationPam Grimes, CPIW, CIC, CISR, DAEPagdreamer18@aol.com

SafetyDebbie Pass-Soles, CPIW, CISR, CICDebbie.Soles@mmicnc.com

LegislativeShirley Hudson, ARM, AAI, CISR, CPIW, DAE

shudson@iianc.com

Inside thisNewsletter

1. December Meeting12/13/1118 Seaboard Restaurant

2. January Meeting 1/10/12TBA on Legislative Issues

3. CWC Poll below to see whois interested.

December 2011Have a Joyous Christmas!

And very Happy New Year!

Thanks for making NAIW dba IAIPYOUR Association of Choice

Represented by Diversified Professionals

NEW WEBSITE: www.raip.orgNCAIW LINK: www.ncaiw.org

NEW IAIP link:http://www.internationalinsuranceprofessio

nals.org/

SCHOLARSHIPS: www.inssfa.or

Pinecone EditorJeanne Hess, CISR, CPIW, DAE, AAI, A

863-6524 - jhess@iianc.com

December 2011

The December Meeting of the RaleigAssociation of Insurance Professionawill meet on December 13, 2011 at 1Seaboard Restaurant, 18 SeaboardAve. # 100, Raleigh at 6:00 pm. Lots

fun planned so bring a wrapped gift o$10 to play the White Elephant gameAlso bring canned or non-perishablefoods for the Food Bank and samplesized (hotel size) toiletries for theshelter. Well share some of ourBlessings with those in need.

It is not too late to RSVP!! So I hopeeveryone will come, enjoy the fellowsof our group and bring a guest or twoRSVP to Jeanne ASAP if you have nalready.

~~~~~~~~~~~~~~~PEANUTS FOR PAWS!!RAIP Fundraiser also supports DEA

Down East Animal Rescue!This has been a fun and very popul

project.The folks at Down East Peanuts habeen a pleasure to work with!! Thowho purchased peanuts can pick the

up at the Christmas Party or makearrangements with me (Jeanne) to p

them up.

mailto:kwillett@bagwellandbagwellins.commailto:jdavis@triangleinsurancegroup.commailto:jhess@iianc.commailto:shudson@iianc.commailto:shudson@iianc.commailto:bhutchinson@bmico.commailto:w.manning@sau-inc.commailto:bethbwell@nc.rr.commailto:jhess@iianc.commailto:jhess@iianc.commailto:pat.norton@us.qbe.commailto:Pagdreamer18@aol.commailto:Debbie.Soles@mmicnc.commailto:shudson@iianc.comhttp://www.raip.org/http://www.ncaiw.org/http://www.ncaiw.org/http://www.internationalinsuranceprofessionals.org/http://www.internationalinsuranceprofessionals.org/http://www.inssfa.org/mailto:jhess@iianc.commailto:kwillett@bagwellandbagwellins.commailto:jdavis@triangleinsurancegroup.commailto:jhess@iianc.commailto:shudson@iianc.commailto:bhutchinson@bmico.commailto:w.manning@sau-inc.commailto:bethbwell@nc.rr.commailto:jhess@iianc.commailto:jhess@iianc.commailto:pat.norton@us.qbe.commailto:Pagdreamer18@aol.commailto:Debbie.Soles@mmicnc.commailto:shudson@iianc.comhttp://www.raip.org/http://www.ncaiw.org/http://www.internationalinsuranceprofessionals.org/http://www.internationalinsuranceprofessionals.org/http://www.internationalinsuranceprofessionals.org/http://www.internationalinsuranceprofessionals.org/http://www.inssfa.org/mailto:jhess@iianc.com

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~~~~~~~~~~~~~~~NEW MEMBER!!!

Please welcome our newestmember, Tammy Ramsdell

with Philadelphia Insurance!

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PRESIDENTS MESSAGE:

MERRY CHRISTMASto you all. Safe Travels during the holidays if you are visiting family.Look forward to seeing all of you on Tuesday, December 13th. Bring a friend!

Katy Willett, CIC, AAI, CISR, CPIWRAIP President, 2011-2012

EMPLOYMENT OPPORTUNITIES:

1 Insurance Professional looking. Experienced in customer service, marketing and inside sales,management and training. Experienced with all sizes of commercial accounts, however special in smallbusiness. Experienced in most in house rating systems. Have worked on Applied, AMS Afw, 360 and Sagitta.Can wear many hats at the same time.(added Sept. 2010)

2 Capstone Search Group Commercial Lines Account Manager Charlotte - $45K - $55KOur client is looking for someone with a strong marketing and client service background. Exposure tocommercial construction is a plus.

Employee Benefits Account Manager Charlotte - $50K - $60KOur client here is looking for someone with experience working in the 100 1,000 life arena and significantexposure to self funded accounts. Commercial Lines Account Manager Raleigh - $45K - $55KOur client here is seeking someone with a strong middle market commercial lines background working withaccounts ranging in size from $15K - $30K in revenue with exposure to a variety of industries.(added June 2011)

3. Commercial Lines Account Manager... Eastern Wake and Western Johnston county,Applied experience a must. Excellent benefits. (added Nov. 2011)

Please contactJeanne Hess jhess@iianc.com or 863-6524, if you would like more information.

~~~~~~~~~~~~~~~

NCAIP - Public Relations Info

As I mentioned during the Public Relations report at convention, President Joi Wilson has advisedthat our national project will be The Military Working Dogs Memorial.

Donations made to the legacy foundation for this worthwhile project will be forwarded to the MilitaryWorking Dogs Memorial in Washington, DC

In order to learn more about how our local associations can contribute, please click on the followinglink:

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mailto:jhess@iianc.commailto:jhess@iianc.com

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www.jbmf.us

Hope you all have a fabulous day!

Haley H Everett CICNCAIP Public Relations Chair

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http://www.jbmf.us/http://www.jbmf.us/

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CWC CLASS!

We would like to begin a Confidence While Communicating Class in late January. It is open tomembers andnon-members. Cost and location will be advised later but if you are interested, pleaselet me know. It is a great way to feel more confident speaking to groups, meetings or clients. CathyBowling has agreed to conduct the class and it is a joint venture with the Durham Association so thatboth of our small associations can offer this class. It also is a class that would be a CPIW or DAEqualifier.

Please let Jeanne Hess atjhess@iianc.comknow if you are interested and well send you moredetails when available.

Why, Why, Why

Why do we press harder on a remote control when we know

the batteries are getting weak?

Why do banks charge a fee due to insufficient funds whenthey already know you're broke?

Why is it that when someone tells you that there are onebillion stars in the universe, you believe them but, if they tellyou there is wet paint, you have to touch it to check?

Why do they use sterilized needles for lethal injections?

Why doesn't Tarzan have a beard?

Why does Superman stop bullets with his chest, but duckswhen you throw a revolver at him?

Why did Kamikaze pilots wear helmets?

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Whose cruel idea was it to put an "s" in the word "lisp"?

If people evolved from apes, why are there still apes?

Why is it that, no matter what color bubble bath you use, thebubbles are always white?

Is there ever a day that mattresses are not on sale?

Why do people constantly return to the refrigerator with hopes that something newto eat will have materialized?

Why do people run over a string a dozen times with theirvacuum cleaner, then reach down, pick it up, examine it, thenput it down to give the vacuum one more chance?

Why is it that no plastic bag will open from the first end youtry?

How do those dead bugs get into enclosed light fixtures?

When we are in the supermarket and someone rams ourankle with a shopping cart, then apologizes for doing so,why do we say, "It's all right"? Well, it isn't all right, so whydon't we say, "That really hurt, why don't you watch whereyou're going?"

Why is it that whenever you attempt to catch somethingthat's falling off the table you always manage to knocksomething else over?

Why, in winter, do we try to keep the house as warm as itwas in summer when we complained about the heat?

How come you never hear father-in-law jokes?

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And my FAVORITE:

The statistics on sanity say that one out of every fourpersons is suffering from some sort of mental illness. Thinkof your three best friends.If they're OK, then it's you.

**A day without a smile is like a day without sunshine! Anda day without sunshine is, like, night.**

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You are invited!

Come celebrate the Spirit of Christmas withthe Raleigh Association of Insurance Professionals

Tuesday, December 13, 2011 at 18 Seaboard Restaurant, 18

Seaboard Ave. # 100. Time is 6:00 pm and there is no set price as youcan order from the menu.

So come enjoy fellowship with RAIP friends.Bring a White Elephant Gift Exchange, a wrapped gift to trade (limit of

$10).

Please R.S.V.P. to Jeanne Hess - ASAP!Jhess@iianc.com or 919-863-6524

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Shop smarter during the holidays

You can make the holidays even more enjoyable by avoiding potential headaches, shoppingsmart and spending wisely. Heres how.

Buy from stores you know to improve the odds that youll be able to return or exchange apurchase if needed. To check out a companys track record, call the Attorney GeneralsConsumer Protection Division at 1-877-5-NO-SCAM or contact your local Better BusinessBureau.

Shop safely online, too. Stick to buying from well-established companies with secure websites (look for a lock icon on the site and a web address that starts with https). Get thecompanys street address and telephone number and verify them before you order.

Learn about refund and return policies. Stores arent required by law to accept returnedmerchandise, so ask about refunds and return policies before you buy.

Consider paying by credit card to improve your chances of getting a refund if the retailergoes out of business. If you order a gift that never arrives, you may be able to dispute thecharge. If your credit card is lost or stolen, federal law limits your liability to $50.

Giving gift cards or certificates? If you buy a gift certificate and the store or restaurantcloses before the certificate can be used, you may be able to contest the charge if you paidby credit card. Under North Carolina law, retailers cant charge a maintenance fee on theirgift cards within the first year and must clearly disclose any fees theyll deduct after that.

Give wisely. Planning to make a donation as part of your holiday gift giving? Learn whereyour money will go and how it will be used. Research charities with the BBBs Wise GivingAlliance and the NC Secretary of States Office. Give to causes that you choose rather thanbeing swayed by high-pressure telemarketers or text messages and emails that may bescams.

Criminals and scammers dont take a holiday. Always be aware of your surroundings andprotect your wallet and access to your credit or debit cards when in public. Avoid carryinglarge amounts of cash. And never share personal information with telemarketers who callyou or respons to emails or text messages that ask you for personal information.

If you spot a scam or need to complain about a business, call the Attorney Generals Consumer ProtectionDivision by calling 1-877-5-NO-SCAM or file a complaint online at www.ncdoj.gov.

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http://www.bbb.org/us/charity/http://www.bbb.org/us/charity/http://www.secretary.state.nc.us/cslhttp://www.ncdoj.gov/http://www.bbb.org/us/charity/http://www.bbb.org/us/charity/http://www.secretary.state.nc.us/cslhttp://www.ncdoj.gov/

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This message brought to you on behalf of North Carolina Attorney General Roy Cooper.

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EDUCATION OPPORTUNITIES PAM GRIMES, CPIW, CIC, CISR, DAE, Education Chair

Long Term Care Partnership Training

December 14 and January 12 , 8:00am-5:00pm

Raleigh - Holiday Inn Crabtree

January 19, 8:00am-5:00pm

Concord Wingate at Wyndham Concord

**We will train at your location upon request**

NC became a Patnership state in March. LTC Partnership policies are rolling out thisyear. To sell a Partnership approved LTC insurance plan, you must have the required 8hours of Partnership Continuing Education.

The course is open to anyone who wants to learn more about thePartnership law and LTCi

The 8 hrs of Part nership CE will also be credited toward the 24 hoursof CE required bi-annually in NC for your L&H licenses. This course alsoearns you 8 CFP Credits if needed!

This course is ClearCert approved and requires no test in class!

Certified Instructor: Michael Paulk

Provider #S16551

Cost is $54.95(includes State Reporting fee)

*** RSVP to www.adbanker.com/ncor 919.662.3828

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http://www.adbanker.com/nchttp://www.adbanker.com/nc

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We are not a FMO/IMO - We are a pre-licensing/CE Provider