PGA of BC Benefits Plan

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    PGA of BCBenefit PlanPresented by:

    Axis Life Insurance AgencyInc.

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    Existing Benefit Plan - PGA ofCanada Life Insurance

    Accidental Death and Dismemberment(AD&D)

    Long Term Disability

    Optional Critical Illness

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    Existing Benefit PlanLifeInsurance

    Income supplement

    Family planning

    $15,000 Life Insurance coverage

    No dependant coverage

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    Existing Benefit Plan -

    Accidental Death andDismemberment (AD&D)

    In correlation with Life Insurance, AD&D is

    used to protect against tragic loss of life orlimbs

    365 day window to make a claim from time ofaccident

    Amount payable depending on the severity

    of the accident. 100% of the amount payable examples: Loss

    of life, both hands, feet, arms, legs, or eyes. Refer to Item 7, Schedule of Benefits,

    Declarations in benefit booklet for all accidentscovered.

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    Existing Benefits Plan - LongTerm Disability Coverage

    PGA of Canada plan is designed to "stackon" to any existing coverage that a

    member may have in place. It is notintended to replace another policy.

    Coverage is available to age 70

    Disability can be resulting from bothaccident and sickness.

    Coverage to a maximum of $1,000 permonth after 120 days of disability.

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    Existing Benefits Plan - Long

    Term Disability Coverage(continued)

    If you are unable to perform your OWN

    job, benefits will continue to pay for thefirst two years.

    After the first two years, if you are unableto perform ANY job, benefits will continue

    to pay to age 70. If you are disabled after age 65, benefits

    will be payable for up to 24 months.

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    Existing Benefits PlanCriticalIllness (Optional)

    Not inclusive to core plan, would have to bepurchased in addition

    Available to members up to age 70 No medical required

    Coverage up to $250,000 available

    Two types of coverage: Option ABaseline coverage for illness that

    occur more frequently

    Option BMore comprehensive program thatcovers 20 conditions.

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    Existing Benefits PlanCriticalIllness (continued)

    Lump sum tax free benefit, paid afterattracting an illness stated in option

    selected. Survival of 30 days after diagnosis as per

    the terms of policy

    Option A:

    Life Threatening Cancer Heart Attack and

    Stroke/Cerebral Vascular Incident

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    Axis Life Benefit Plan

    This plan will work in unison with existingPGA of Canada plan

    Great coverage at a great price

    Coverage for additional: Life, AD&D andLong Term Disability

    Extends to coverage not offered by PGAof Canada: Health and Dental

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    Axis Life Benefit Plan: LifeInsurance and AD&D

    $50,000 Death Benefit

    Coverage for Dependents up to $10,000per person

    No medical required

    Matches Life Benefit in the event of atragic accident

    Provides the same coverage as indicatedon the existing plans schedule

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    Axis Life Benefit Plan: LongTerm Disability

    Benefit payments will provide $2,000 per month

    120 days waiting period

    No medical requirement If you are unable to perform your OWN job,

    benefits will continue to pay for the first two years.

    After the first two years, if you are unable toperform ANY job, benefits will continue to pay toage 70.

    Optional Disability policy for Playing Pros that willprovide high limits coverage

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    Axis Life Benefit Plan: DentalNo deductible

    Provides 80% coverage on basic services

    and 50% on major services $1,500 maximum per year combined with

    major services

    2 check ups a year

    50% Coverage on orthodontics fordependent children

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    Axis Contacts

    John Pham

    604-638-5979

    [email protected]

    Jennifer Adams

    604-697-1831

    [email protected]

    mailto:[email protected]:[email protected]:[email protected]:[email protected]