pain.002.001.03 - EPC; 1 · pain.002.001.03 - EPC; 1.0 Message Overview Generated by GEFEG.FX Page:...

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Message Implementation Guideline

pain.002.001.03 - EPC; 1.0 Model: pain.002.001.03 - EPC Version: 1.0 Issue date: November 2016

Author: Credit Suisse (Switzerland) Ltd.

Message Overview ............................................................................................................................................ 2

Message Details ................................................................................................................................................. 6

Components .................................................................................................................................................... 32

Legend ............................................................................................................................................................. 95

Disclaimer ........................................................................................................................................................ 96

pain.002.001.03 - EPC; 1.0

Message Overview

Generated by GEFEG.FX Page: 2 / 96

Index XML Name ISO Name Cardinality

Document

1 CstmrPmtStsRpt Customer Payment Status Report V03 1..1

1.1 GrpHdr Group Header 1..1

1.1.1 MsgId Message Identification 1..1 1.1.2 CreDtTm Creation Date Time 1..1

1.2 OrgnlGrpInfAndSts Original Group Information And Status 1..1

1.2.1 OrgnlMsgId Original Message Identification 1..1 1.2.6 GrpSts Group Status 0..1

1.2.7 StsRsnInf Status Reason Information 0..n

1.2.7.1 Orgtr Originator 0..1

1.2.7.1.1 Nm Name 0..1

1.2.7.1.2 PstlAdr Postal Address 0..1

1.2.7.1.2.4 StrtNm Street Name 0..1 1.2.7.1.2.5 BldgNb Building Number 0..1 1.2.7.1.2.6 PstCd Post Code 0..1 1.2.7.1.2.7 TwnNm Town Name 0..1 1.2.7.1.2.9 Ctry Country 0..1 1.2.7.1.2.10 AdrLine Address Line 0..7

1.2.7.1.3 Id Identification 0..1 xs:choice 1..1

1.2.7.1.3.1 OrgId Organisation Identification 1..1

1.2.7.1.3.1.1 BICOrBEI BICOr BEI 0..1

1.2.7.1.3.1.2 Othr Other 0..n

1.2.7.1.3.1.2.1 Id Identification 1..1

1.2.7.1.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.7.1.3.1.2.2.1 Cd Code 1..1 1.2.7.1.3.1.2.2.2 Prtry Proprietary 1..1 1.2.7.1.3.1.2.3 Issr Issuer 0..1 1.2.7.1.4 CtryOfRes Country Of Residence 0..1

1.2.7.2 Rsn Reason 0..1

1.2.7.2.1 Cd Code 1..1

1.3 OrgnlPmtInfAndSts Original Payment Information And Status 0..n

1.3.1 OrgnlPmtInfId Original Payment Information Identification 1..1 1.3.4 PmtInfSts Payment Information Status 0..1

1.3.5 StsRsnInf Status Reason Information 0..n

1.3.5.1 Orgtr Originator 0..1

1.3.5.1.1 Nm Name 0..1

1.3.5.1.2 PstlAdr Postal Address 0..1

1.3.5.1.2.4 StrtNm Street Name 0..1 1.3.5.1.2.5 BldgNb Building Number 0..1 1.3.5.1.2.6 PstCd Post Code 0..1 1.3.5.1.2.7 TwnNm Town Name 0..1 1.3.5.1.2.9 Ctry Country 0..1 1.3.5.1.2.10 AdrLine Address Line 0..7

1.3.5.1.3 Id Identification 0..1 xs:choice 1..1

1.3.5.1.3.1 OrgId Organisation Identification 1..1

1.3.5.1.3.1.1 BICOrBEI BICOr BEI 0..1

1.3.5.1.3.1.2 Othr Other 0..n


1.3.5.1.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.3.5.1.3.1.2.2.1 Cd Code 1..1 1.3.5.1.3.1.2.2.2 Prtry Proprietary 1..1 1.3.5.1.3.1.2.3 Issr Issuer 0..1 1.3.5.1.4 CtryOfRes Country Of Residence 0..1

1.3.5.2 Rsn Reason 0..1

1.3.5.2.1 Cd Code 1..1

1.3.7 TxInfAndSts Transaction Information And Status 0..n

1.3.7.1 StsId Status Identification 0..1

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1.3.7.4 TxSts Transaction Status 0..1

1.3.7.5 StsRsnInf Status Reason Information 0..n

1.3.7.5.1 Orgtr Originator 0..1

1.3.7.5.1.1 Nm Name 0..1

1.3.7.5.1.2 PstlAdr Postal Address 0..1

1.3.7.5.1.2.4 StrtNm Street Name 0..1 1.3.7.5.1.2.5 BldgNb Building Number 0..1 1.3.7.5.1.2.6 PstCd Post Code 0..1 1.3.7.5.1.2.7 TwnNm Town Name 0..1 1.3.7.5.1.2.9 Ctry Country 0..1 1.3.7.5.1.2.10 AdrLine Address Line 0..7

1.3.7.5.1.3 Id Identification 0..1 xs:choice 1..1

1.3.7.5.1.3.1 OrgId Organisation Identification 1..1

1.3.7.5.1.3.1.1 BICOrBEI BICOr BEI 0..1

1.3.7.5.1.3.1.2 Othr Other 0..n

1.3.7.5.1.3.1.2.1 Id Identification 1..1

1.3.7.5.1.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.3.7.5.1.3.1.2.2.1 Cd Code 1..1 1.3.7.5.1.3.1.2.2.2 Prtry Proprietary 1..1 1.3.7.5.1.3.1.2.3 Issr Issuer 0..1 1.3.7.5.1.4 CtryOfRes Country Of Residence 0..1

1.3.7.5.2 Rsn Reason 0..1

1.3.7.5.2.1 Cd Code 1..1

1.3.7.10 OrgnlTxRef Original Transaction Reference 0..1

1.3.7.10.2 Amt Amount 0..1 xs:choice 1..1 1.3.7.10.2.1 InstdAmt Instructed Amount 1..1

Ccy Currency required

1.3.7.10.8 PmtTpInf Payment Type Information 0..1

1.3.7.10.8.1 InstrPrty Instruction Priority 0..1

1.3.7.10.8.3 SvcLvl Service Level 0..1 xs:choice 1..1 1.3.7.10.8.3.1 Cd Code 1..1 1.3.7.10.8.3.2 Prtry Proprietary 1..1

1.3.7.10.8.4 LclInstrm Local Instrument 0..1 xs:choice 1..1 1.3.7.10.8.4.1 Cd Code 1..1 1.3.7.10.8.4.2 Prtry Proprietary 1..1

1.3.7.10.8.6 CtgyPurp Category Purpose 0..1 xs:choice 1..1 1.3.7.10.8.6.1 Cd Code 1..1 1.3.7.10.8.6.2 Prtry Proprietary 1..1

1.3.7.10.11 RmtInf Remittance Information 0..1

1.3.7.10.11.1 Ustrd Unstructured 0..n

1.3.7.10.11.2 Strd Structured 0..n

1.3.7.10.11.2.3 CdtrRefInf Creditor Reference Information 0..1

1.3.7.10.11.2.3.1 Tp Type 0..1

1.3.7.10.11.2.3.1.1 CdOrPrtry Code Or Proprietary 1..1 xs:choice 1..1 1.3.7.10.11.2.3.1.1.1 Cd Code 1..1 1.3.7.10.11.2.3.1.1.2 Prtry Proprietary 1..1 1.3.7.10.11.2.3.1.2 Issr Issuer 0..1 1.3.7.10.11.2.3.2 Ref Reference 0..1 1.3.7.10.11.2.6 AddtlRmtInf Additional Remittance Information 0..3

1.3.7.10.17 CdtrAgt Creditor Agent 0..1

1.3.7.10.17.1 FinInstnId Financial Institution Identification 1..1

1.3.7.10.17.1.1 BIC BIC 0..1

1.3.7.10.17.1.2 ClrSysMmbId Clearing System Member Identification 0..1

1.3.7.10.17.1.2.1 ClrSysId Clearing System Identification 0..1 xs:choice 1..1 1.3.7.10.17.1.2.1.1 Cd Code 1..1

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1.3.7.10.17.1.2.1.2 Prtry Proprietary 1..1 1.3.7.10.17.1.2.2 MmbId Member Identification 1..1 1.3.7.10.17.1.3 Nm Name 0..1

1.3.7.10.17.1.4 PstlAdr Postal Address 0..1

1.3.7.10.17.1.4.4 StrtNm Street Name 0..1 1.3.7.10.17.1.4.5 BldgNb Building Number 0..1 1.3.7.10.17.1.4.6 PstCd Post Code 0..1 1.3.7.10.17.1.4.7 TwnNm Town Name 0..1 1.3.7.10.17.1.4.9 Ctry Country 0..1 1.3.7.10.17.1.4.10 AdrLine Address Line 0..7

1.3.7.10.17.1.5 Othr Other 0..1


1.3.7.10.17.1.5.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.3.7.10.17.1.5.2.1 Cd Code 1..1 1.3.7.10.17.1.5.2.2 Prtry Proprietary 1..1 1.3.7.10.17.1.5.3 Issr Issuer 0..1

1.3.7.10.19 Cdtr Creditor 0..1

1.3.7.10.19.1 Nm Name 0..1



1.3.7.10.19.3 Id Identification 0..1 xs:choice 1..1



1.3.7.10.19.3.1.2 Othr Other 0..n



1.3.7.10.20 CdtrAcct Creditor Account 0..1

1.3.7.10.20.1 Id Identification 1..1 xs:choice 1..1 1.3.7.10.20.1.1 IBAN IBAN 1..1

1.3.7.10.20.1.2 Othr Other 1..1


1.3.7.10.20.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.3.7.10.20.1.2.2.1 Cd Code 1..1 1.3.7.10.20.1.2.2.2 Prtry Proprietary 1..1 1.3.7.10.20.1.2.3 Issr Issuer 0..1

1.3.7.10.20.2 Tp Type 0..1 xs:choice 1..1 1.3.7.10.20.2.1 Cd Code 1..1 1.3.7.10.20.2.2 Prtry Proprietary 1..1 1.3.7.10.20.3 Ccy Currency 0..1

1.3.7.10.21 UltmtCdtr Ultimate Creditor 0..1

1.3.7.10.21.1 Nm Name 0..1



1.3.7.10.21.3 Id Identification 0..1

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xs:choice 1..1



1.3.7.10.21.3.1.2 Othr Other 0..n



pain.002.001.03 - EPC; 1.0

Message Details


XML Name Description

Document Type Document Document +CstmrPmtStsRpt

Index 1 ISO Name Customer Payment Status Report V03 Cardinality 1..1 ISO Definition The CustomerPaymentStatusReport message is sent by an instructed agent to the

payment initiator. It is used to inform this party about the positive or negative status of an instruction (either single, group or file). It is also used to report on a pending instruction.

Type CustomerPaymentStatusReportV03 ISO Rule If OriginalGroupInformationAndStatus/GroupStatus is present and is equal to ACTC,

ACCP, ACSP, ACSC or ACWC, then OriginalPaymentInformationAndStatus/ PaymentInformationStatus must be different from RJCT. If OriginalGroupInformationAndStatus/GroupStatus is present and is equal to PDNG, then OriginalPaymentInformationAndStatus/PaymentInformationStatus must be different from RJCT. If OriginalGroupInformationAndStatus/GroupStatus is present and is equal to RCVD, then OriginalPaymentInformationAndStatus/PaymentInformationStatus is not allowed. If OriginalGroupInformationAndStatus/GroupStatus is present and is equal to RJCT, then OriginalPaymentInformationAndStatus/PaymentInformationStatus, if present, must be equal to RJCT.

Document +CstmrPmtStsRpt ++GrpHdr

Index 1.1 ISO Name Group Header Cardinality 1..1 ISO Definition Set of characteristics shared by all individual transactions included in the status report

message. Type GroupHeader36

Document +CstmrPmtStsRpt ++GrpHdr +++MsgId

Index 1.1.1 ISO Name Message Identification Cardinality 1..1 ISO Definition Point to point reference, as assigned by the instructing party, and sent to the next party

in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that 'MessageIdentification' is unique per instructed party for a pre-agreed period.

Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++GrpHdr +++CreDtTm

Index 1.1.2 ISO Name Creation Date Time Cardinality 1..1 ISO Definition Date and time at which the message was created. Type ISODateTime

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts

Index 1.2 ISO Name Original Group Information And Status Cardinality 1..1 ISO Definition Original group information concerning the group of transactions, to which the status

report message refers to. Type OriginalGroupInformation20 ISO Rule If GroupStatus is present and is different from RJCT or PDNG then

StatusReasonInformation/AdditionalInformation must be absent. Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++OrgnlMsgId

Index 1.2.1 ISO Name Original Message Identification Cardinality 1..1 ISO Definition Point to point reference, as assigned by the original instructing party, to unambiguously

identify the original message. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++GrpSts

Index 1.2.6 ISO Name Group Status Cardinality 0..1 ISO Definition Specifies the status of a group of transactions. SEPA Core Req (AT-R1 Type of R Message) Type TransactionGroupStatus3Code EPC Rule ‘Group Status’, ‘Payment Information Status’ or ‘Transaction Status’ must be present

with the code ‘RJCT’.

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf

Index 1.2.7 ISO Name Status Reason Information Cardinality 0..unbounded ISO Definition Set of elements used to provide detailed information on the status reason. Type StatusReasonInformation8 EPC Rule ‘Status Reason Information’ may be present in ‘Original Group Information And Status’,

‘Original Payment Information and Status’ or ‘Transaction Information and Status’. ISO Rule If Reason/Code is equal to NARR, then AddititionalInformation must be present.

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr

Index 1.2.7.1 ISO Name Originator Cardinality 0..1 ISO Definition Party that issues the status. SEPA Core Req (AT-R2 Identification of the Type of Party that initiated the reject) Type PartyIdentification32 EPC Rule Limited to BIC to identify the bank or CSM originating the status or ‘Name’ to indicate a

CSM when it has no BIC. ‘Name’ is limited to 70 characters in length.

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Nm

Index 1.2.7.1.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Type Max140Text Length 1 .. 70 EPC Rule ‘Name’ is limited to 70 characters in length.

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr

Index 1.2.7.1.2 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Type PostalAddress6

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++StrtNm

Index 1.2.7.1.2.4 ISO Name Street Name Cardinality 0..1 ISO Definition Name of a street or thoroughfare. Type Max70Text Length 1 .. 70

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++BldgNb

Index 1.2.7.1.2.5 ISO Name Building Number Cardinality 0..1 ISO Definition Number that identifies the position of a building on a street. Type Max16Text Length 1 .. 16

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++PstCd

Index 1.2.7.1.2.6 ISO Name Post Code Cardinality 0..1 ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal

address to assist the sorting of mail. Type Max16Text Length 1 .. 16

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++TwnNm

Index 1.2.7.1.2.7 ISO Name Town Name Cardinality 0..1 ISO Definition Name of a built-up area, with defined boundaries, and a local government. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++Ctry

Index 1.2.7.1.2.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations

(ISO 3166, Alpha-2 code).

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++AdrLine

Index 1.2.7.1.2.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,

presented in free format text. Type Max70Text Length 1 .. 70

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id

Index 1.2.7.1.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Type Party6Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId

Index 1.2.7.1.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Type OrganisationIdentification4

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++BICOrBEI

Index 1.2.7.1.3.1.1 ISO Name BICOr BEI Cardinality 0..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362

Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial

or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.7.1.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an

identification scheme. Type GenericOrganisationIdentification1

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++Id

Index 1.2.7.1.3.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm

Index 1.2.7.1.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

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Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.2.7.1.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Prtry

Index 1.2.7.1.3.1.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++Issr

Index 1.2.7.1.3.1.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Orgtr +++++CtryOfRes

Index 1.2.7.1.4 ISO Name Country Of Residence Cardinality 0..1 ISO Definition Country in which a person resides (the place of a person's home). In the case of a

company, it is the country from which the affairs of that company are directed. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations

(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Rsn

Index 1.2.7.2 ISO Name Reason Cardinality 0..1 ISO Definition Specifies the reason for the status report. SEPA Core Req (AT-R3 Reason Code for Non-Acceptance) Type StatusReason6Choice

Document +CstmrPmtStsRpt ++OrgnlGrpInfAndSts +++StsRsnInf ++++Rsn +++++Cd

Index 1.2.7.2.1 ISO Name Code Cardinality 1..1 ISO Definition Reason for the status, as published in an external reason code list. Type ExternalStatusReason1Code Length 1 .. 4

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts

Index 1.3 ISO Name Original Payment Information And Status Cardinality 0..unbounded ISO Definition Information concerning the original payment information, to which the status report

message refers. Type OriginalPaymentInformation1 ISO Rule If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is

equal to ACTC, ACCP, ACSP, ACSC or ACWC, then TransactionInformationAndStatus/TransactionStatus must be different from RJCT. If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to PDNG, then TransactionInformationAndStatus/TransactionStatus must be different from RJCT. If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to RCVD, then TransactionInformationAndStatus/TransactionStatus is not allowed. If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to RJCT, then TransactionInformationAndStatus/TransactionStatus, if present, must be equal to RJCT.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++OrgnlPmtInfId

Index 1.3.1 ISO Name Original Payment Information Identification Cardinality 1..1 ISO Definition Unique identification, as assigned by the original sending party, to unambiguously

identify the original payment information group. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++PmtInfSts

Index 1.3.4 ISO Name Payment Information Status Cardinality 0..1 ISO Definition Specifies the status of the payment information group. SEPA Core Req (AT-R1 Type of R-message) Type TransactionGroupStatus3Code EPC Rule ‘Group Status’, ‘Payment Information Status’ or ‘Transaction Status’ must be present

with the code ‘RJCT’. Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf

Index 1.3.5 ISO Name Status Reason Information Cardinality 0..unbounded ISO Definition Set of elements used to provide detailed information on the status reason. Type StatusReasonInformation8 EPC Rule ‘Status Reason Information’ may be present in ‘Original Group Information And Status’,

‘Original Payment Information Status’ or ‘Transaction Information and Status’. ISO Rule If Reason/Code is equal to NARR, then AddititionalInformation must be present.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr

Index 1.3.5.1 ISO Name Originator Cardinality 0..1 ISO Definition Party that issues the status. SEPA Core Req (AT-R2 Identification of the Type of Party that initiated the reject) Type PartyIdentification32 EPC Rule Limited to BIC to identify the bank or CSM originating the status or ‘Name’ to indicate a

CSM when it has no BIC. Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Nm

Index 1.3.5.1.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Type Max140Text Length 1 .. 70 EPC Rule ‘Name’ is limited to 70 characters in length.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr

Index 1.3.5.1.2 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Type PostalAddress6

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++StrtNm

Index 1.3.5.1.2.4 ISO Name Street Name Cardinality 0..1 ISO Definition Name of a street or thoroughfare. Type Max70Text Length 1 .. 70

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++BldgNb

Index 1.3.5.1.2.5 ISO Name Building Number Cardinality 0..1 ISO Definition Number that identifies the position of a building on a street. Type Max16Text Length 1 .. 16

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++PstCd

Index 1.3.5.1.2.6 ISO Name Post Code Cardinality 0..1 ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++TwnNm

Index 1.3.5.1.2.7 ISO Name Town Name Cardinality 0..1 ISO Definition Name of a built-up area, with defined boundaries, and a local government. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++Ctry

Index 1.3.5.1.2.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations

(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++PstlAdr ++++++AdrLine

Index 1.3.5.1.2.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id

Index 1.3.5.1.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Type Party6Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId

Index 1.3.5.1.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Type OrganisationIdentification4

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Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++BICOrBEI

Index 1.3.5.1.3.1.1 ISO Name BICOr BEI Cardinality 0..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362




Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr

Index 1.3.5.1.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++Id


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm

Index 1.3.5.1.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.3.5.1.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Prtry


pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++Id ++++++OrgId +++++++Othr ++++++++Issr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Orgtr +++++CtryOfRes

Index 1.3.5.1.4 ISO Name Country Of Residence Cardinality 0..1 ISO Definition Country in which a person resides (the place of a person's home). In the case of a


(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Rsn

Index 1.3.5.2 ISO Name Reason Cardinality 0..1 ISO Definition Specifies the reason for the status report. SEPA Core Req (AT-R3 Reason Code for Non-Acceptance) Type StatusReason6Choice

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++StsRsnInf ++++Rsn +++++Cd

Index 1.3.5.2.1 ISO Name Code Cardinality 1..1 ISO Definition Reason for the status, as published in an external reason code list. Type ExternalStatusReason1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts

Index 1.3.7 ISO Name Transaction Information And Status Cardinality 0..unbounded ISO Definition Set of elements used to provide information on the original transactions to which the

status report message refers. Type PaymentTransactionInformation25

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsId

Index 1.3.7.1 ISO Name Status Identification Cardinality 0..1 ISO Definition Unique identification, as assigned by an instructing party for an instructed party, to

unambiguously identify the reported status. Usage: The instructing party is the party sending the status message and not the party that sent the original instruction that is being reported on.

SEPA Core Req (AT-R5 Specific reference of the bank that initiated the reject) Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++TxSts

Index 1.3.7.4 ISO Name Transaction Status Cardinality 0..1 ISO Definition Specifies the status of a transaction, in a coded form. SEPA Core Req (AT-R1 Type of R-message) Type TransactionIndividualStatus3Code EPC Rule ‘Group Status’, ‘Payment Information Status’ or ‘Transaction Status’ must be present

with the code ‘RJCT’. Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf

Index 1.3.7.5 ISO Name Status Reason Information Cardinality 0..unbounded ISO Definition Set of elements used to provide detailed information on the status reason. Type StatusReasonInformation8 EPC Rule ‘Status Reason Information’ may be present in ‘Original Group Information And Status’,

‘Original Payment Information Status’ or ‘Transaction Information and Status’. ISO Rule If Reason/Code is equal to NARR, then AddititionalInformation must be present.

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr

Index 1.3.7.5.1 ISO Name Originator Cardinality 0..1 ISO Definition Party that issues the status. SEPA Core Req (AT-R2 Identification of the Type of Party that initiated the reject) Type PartyIdentification32

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Nm

Index 1.3.7.5.1.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Type Max140Text Length 1 .. 70 EPC Rule ‘Name’ is limited to 70 characters in length.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr

Index 1.3.7.5.1.2 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Type PostalAddress6

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++StrtNm

Index 1.3.7.5.1.2.4 ISO Name Street Name Cardinality 0..1 ISO Definition Name of a street or thoroughfare. Type Max70Text Length 1 .. 70

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++BldgNb

Index 1.3.7.5.1.2.5 ISO Name Building Number Cardinality 0..1 ISO Definition Number that identifies the position of a building on a street. Type Max16Text Length 1 .. 16

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++PstCd

Index 1.3.7.5.1.2.6 ISO Name Post Code Cardinality 0..1 ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++TwnNm

Index 1.3.7.5.1.2.7 ISO Name Town Name Cardinality 0..1 ISO Definition Name of a built-up area, with defined boundaries, and a local government. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++Ctry

Index 1.3.7.5.1.2.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations


pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++PstlAdr +++++++AdrLine

Index 1.3.7.5.1.2.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id

Index 1.3.7.5.1.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Type Party6Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId

Index 1.3.7.5.1.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Type OrganisationIdentification4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++BICOrBEI

Index 1.3.7.5.1.3.1.1 ISO Name BICOr BEI Cardinality 0..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362




Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr

Index 1.3.7.5.1.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Id

Index 1.3.7.5.1.3.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm

Index 1.3.7.5.1.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type OrganisationIdentificationSchemeName1Choice

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Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Cd

Index 1.3.7.5.1.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Prtry

Index 1.3.7.5.1.3.1.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Issr

Index 1.3.7.5.1.3.1.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Orgtr ++++++CtryOfRes

Index 1.3.7.5.1.4 ISO Name Country Of Residence Cardinality 0..1 ISO Definition Country in which a person resides (the place of a person's home). In the case of a


(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Rsn

Index 1.3.7.5.2 ISO Name Reason Cardinality 0..1 ISO Definition Specifies the reason for the status report. SEPA Core Req (AT-R3 Reason Code for Non-Acceptance) Type StatusReason6Choice

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++StsRsnInf +++++Rsn ++++++Cd

Index 1.3.7.5.2.1 ISO Name Code Cardinality 1..1 ISO Definition Reason for the status, as published in an external reason code list. Type ExternalStatusReason1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef

Index 1.3.7.10 ISO Name Original Transaction Reference Cardinality 0..1 ISO Definition Set of key elements used to identify the original transaction that is being referred to. SEPA Core Req (An exact copy of all attributes of the received DS-02 or DS-01 which is being rejected) Type OriginalTransactionReference13 EPC Rule The message elements under ‘Original Transaction Reference’ must be populated with

the same value as the message elements of the original instruction, as defined within the following elements.

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Amt

Index 1.3.7.10.2 ISO Name Amount Cardinality 0..1 ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of

charges, expressed in the currency as ordered by the initiating party. SEPA Core Req (AT-04 Amount of the credit transfer in Euro) Type AmountType3Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Amt ++++++InstdAmt

Index 1.3.7.10.2.1 ISO Name Instructed Amount Cardinality 1..1 ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of

charges, expressed in the currency as ordered by the initiating party. Type ActiveOrHistoricCurrencyAndAmount FractionDigits 5 TotalDigits 18 Inclusive 0 .. ISO Rule The number of fractional digits (or minor unit of currency) must comply with ISO 4217.

Note: The decimal separator is a dot. Ccy ISO Name Currency

Use required ISO Definition A code allocated to a currency by a Maintenance Agency under an international

identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or

historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf

Index 1.3.7.10.8 ISO Name Payment Type Information Cardinality 0..1 ISO Definition Set of elements used to further specify the type of transaction. SEPA Core Req (AT-40 Identification code of the Scheme)

(AT-45 Category purpose of the Credit Transfer) Type PaymentTypeInformation22

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++InstrPrty

Index 1.3.7.10.8.1 ISO Name Instruction Priority Cardinality 0..1 ISO Definition Indicator of the urgency or order of importance that the instructing party would like the

instructed party to apply to the processing of the instruction. Type Priority2Code

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++SvcLvl

Index 1.3.7.10.8.3 ISO Name Service Level Cardinality 0..1 ISO Definition Agreement under which or rules under which the transaction should be processed. Type ServiceLevel8Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++SvcLvl +++++++Cd

Index 1.3.7.10.8.3.1 ISO Name Code Cardinality 1..1 ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in

an external service level code list. Type ExternalServiceLevel1Code Length 1 .. 4

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Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++SvcLvl +++++++Prtry

Index 1.3.7.10.8.3.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Specifies a pre-agreed service or level of service between the parties, as a proprietary

code. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++LclInstrm

Index 1.3.7.10.8.4 ISO Name Local Instrument Cardinality 0..1 ISO Definition User community specific instrument.

Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.

Type LocalInstrument2Choice Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++LclInstrm +++++++Cd

Index 1.3.7.10.8.4.1 ISO Name Code Cardinality 1..1 ISO Definition Specifies the local instrument, as published in an external local instrument code list. Type ExternalLocalInstrument1Code Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++LclInstrm +++++++Prtry

Index 1.3.7.10.8.4.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Specifies the local instrument, as a proprietary code. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++CtgyPurp

Index 1.3.7.10.8.6 ISO Name Category Purpose Cardinality 0..1 ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined

categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain.

Type CategoryPurpose1Choice Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++CtgyPurp +++++++Cd

Index 1.3.7.10.8.6.1 ISO Name Code Cardinality 1..1 ISO Definition Category purpose, as published in an external category purpose code list. Type ExternalCategoryPurpose1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++PmtTpInf ++++++CtgyPurp +++++++Prtry

Index 1.3.7.10.8.6.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Category purpose, in a proprietary form. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf

Index 1.3.7.10.11 ISO Name Remittance Information Cardinality 0..1 ISO Definition Information supplied to enable the matching of an entry with the items that the transfer

is intended to settle, such as commercial invoices in an accounts' receivable system. SEPA Core Req (AT-05 Remittance information) Type RemittanceInformation5

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Ustrd

Index 1.3.7.10.11.1 ISO Name Unstructured Cardinality 0..unbounded ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items

that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd

Index 1.3.7.10.11.2 ISO Name Structured Cardinality 0..unbounded ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items

that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form.

Type StructuredRemittanceInformation7

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf

Index 1.3.7.10.11.2.3 ISO Name Creditor Reference Information Cardinality 0..1 ISO Definition Reference information provided by the creditor to allow the identification of the

underlying documents. Type CreditorReferenceInformation2

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Tp

Index 1.3.7.10.11.2.3.1 ISO Name Type Cardinality 0..1 ISO Definition Specifies the type of creditor reference. Type CreditorReferenceType2

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Tp +++++++++CdOrPrtry

Index 1.3.7.10.11.2.3.1.1 ISO Name Code Or Proprietary Cardinality 1..1 ISO Definition Coded or proprietary format creditor reference type. Type CreditorReferenceType1Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Tp +++++++++CdOrPrtry ++++++++++Cd

Index 1.3.7.10.11.2.3.1.1.1 ISO Name Code Cardinality 1..1 ISO Definition Type of creditor reference, in a coded form. Type DocumentType3Code

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Tp +++++++++CdOrPrtry ++++++++++Prtry

Index 1.3.7.10.11.2.3.1.1.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Creditor reference type, in a proprietary form. Type Max35Text Length 1 .. 35

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Tp +++++++++Issr

Index 1.3.7.10.11.2.3.1.2 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the credit reference type. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++CdtrRefInf ++++++++Ref

Index 1.3.7.10.11.2.3.2 ISO Name Reference Cardinality 0..1 ISO Definition Unique reference, as assigned by the creditor, to unambiguously refer to the payment

transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end- to-end transaction identification.


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++RmtInf ++++++Strd +++++++AddtlRmtInf

Index 1.3.7.10.11.2.6 ISO Name Additional Remittance Information Cardinality 0..3 ISO Definition Additional information, in free text form, to complement the structured remittance

information. Type Max140Text Length 1 .. 140

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt

Index 1.3.7.10.17 ISO Name Creditor Agent Cardinality 0..1 ISO Definition Financial institution servicing an account for the creditor. SEPA Core Req (AT-23 BIC code of the Beneficiary Bank) Type BranchAndFinancialInstitutionIdentification4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId

Index 1.3.7.10.17.1 ISO Name Financial Institution Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an

internationally recognised or proprietary identification scheme. Type FinancialInstitutionIdentification7

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++BIC

Index 1.3.7.10.17.1.1 ISO Name BIC Cardinality 0..1 ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as

described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Type BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration

Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++ClrSysMmbId

Index 1.3.7.10.17.1.2 ISO Name Clearing System Member Identification Cardinality 0..1 ISO Definition Information used to identify a member within a clearing system. Type ClearingSystemMemberIdentification2

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++ClrSysMmbId ++++++++ClrSysId

Index 1.3.7.10.17.1.2.1 ISO Name Clearing System Identification Cardinality 0..1 ISO Definition Specification of a pre-agreed offering between clearing agents or the channel through

which the payment instruction is processed. Type ClearingSystemIdentification2Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++ClrSysMmbId ++++++++ClrSysId +++++++++Cd

Index 1.3.7.10.17.1.2.1.1 ISO Name Code Cardinality 1..1 ISO Definition Identification of a clearing system, in a coded form as published in an external list. Type ExternalClearingSystemIdentification1Code Length 1 .. 5

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++ClrSysMmbId ++++++++ClrSysId +++++++++Prtry

Index 1.3.7.10.17.1.2.1.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Identification code for a clearing system, that has not yet been identified in the list of

clearing systems. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++ClrSysMmbId ++++++++MmbId

Index 1.3.7.10.17.1.2.2 ISO Name Member Identification Cardinality 1..1 ISO Definition Identification of a member of a clearing system. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Nm

Index 1.3.7.10.17.1.3 ISO Name Name Cardinality 0..1 ISO Definition Name by which an agent is known and which is usually used to identify that agent. Type Max140Text Length 1 .. 140

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr

Index 1.3.7.10.17.1.4 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Type PostalAddress6

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++StrtNm

Index 1.3.7.10.17.1.4.4 ISO Name Street Name Cardinality 0..1 ISO Definition Name of a street or thoroughfare. Type Max70Text Length 1 .. 70

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++BldgNb

Index 1.3.7.10.17.1.4.5 ISO Name Building Number Cardinality 0..1 ISO Definition Number that identifies the position of a building on a street. Type Max16Text Length 1 .. 16

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++PstCd

Index 1.3.7.10.17.1.4.6 ISO Name Post Code Cardinality 0..1 ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++TwnNm

Index 1.3.7.10.17.1.4.7 ISO Name Town Name Cardinality 0..1 ISO Definition Name of a built-up area, with defined boundaries, and a local government. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++Ctry

Index 1.3.7.10.17.1.4.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++PstlAdr ++++++++AdrLine

Index 1.3.7.10.17.1.4.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr

Index 1.3.7.10.17.1.5 ISO Name Other Cardinality 0..1 ISO Definition Unique identification of an agent, as assigned by an institution, using an identification

scheme. Type GenericFinancialIdentification1

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr ++++++++Id

Index 1.3.7.10.17.1.5.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr ++++++++SchmeNm

Index 1.3.7.10.17.1.5.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type FinancialIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.3.7.10.17.1.5.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalFinancialInstitutionIdentification1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr ++++++++SchmeNm +++++++++Prtry


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAgt ++++++FinInstnId +++++++Othr ++++++++Issr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr

Index 1.3.7.10.19 ISO Name Creditor Cardinality 0..1 ISO Definition Party to which an amount of money is due. SEPA Core Req (AT-21 Name of the Beneficiary)

(AT-22 Address of the Beneficiary) (AT-24 Beneficiary identification code)

Type PartyIdentification32

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Nm

Index 1.3.7.10.19.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Type Max140Text Length 1 .. 140

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++StrtNm


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++BldgNb


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++PstCd



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++TwnNm


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++Ctry


(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++PstlAdr +++++++AdrLine



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id


Cardinality 1..1

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++BICOrBEI





Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Id


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm


Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Cd


pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Prtry


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Issr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++Cdtr ++++++CtryOfRes



(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct

Index 1.3.7.10.20 ISO Name Creditor Account Cardinality 0..1 ISO Definition Unambiguous identification of the account of the creditor to which a credit entry will be

posted as a result of the payment transaction. SEPA Core Req (AT-20 IBAN of the Beneficiary) Type CashAccount16

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id

Index 1.3.7.10.20.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification for the account between the account owner and

the account servicer. Type AccountIdentification4Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++IBAN

Index 1.3.7.10.20.1.1 ISO Name IBAN Cardinality 1..1 ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial

institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions.

Type IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} ISO Rule A valid IBAN consists of all three of the following components: Country Code, check

digits and BBAN. Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr

Index 1.3.7.10.20.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an account, as assigned by the account servicer, using an

identification scheme. Type GenericAccountIdentification1

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr ++++++++Id


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr ++++++++SchmeNm

Index 1.3.7.10.20.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme Type AccountSchemeName1Choice

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.3.7.10.20.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalAccountIdentification1Code Length 1 .. 4

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr ++++++++SchmeNm +++++++++Prtry


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Id +++++++Othr ++++++++Issr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Tp

Index 1.3.7.10.20.2 ISO Name Type Cardinality 0..1 ISO Definition Specifies the nature, or use of the account. Type CashAccountType2

Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Tp +++++++Cd

Index 1.3.7.10.20.2.1 ISO Name Code Cardinality 1..1 ISO Definition Account type, in a coded form. Type CashAccountType4Code

pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Tp +++++++Prtry

Index 1.3.7.10.20.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Nature or use of the account in a proprietary form. Type Max35Text Length 1 .. 35

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++CdtrAcct ++++++Ccy

Index 1.3.7.10.20.3 ISO Name Currency Cardinality 0..1 ISO Definition Identification of the currency in which the account is held.

Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account.

Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or

historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr

Index 1.3.7.10.21 ISO Name Ultimate Creditor Cardinality 0..1 ISO Definition Ultimate party to which an amount of money is due. SEPA Core Req (AT-28 Name of the Beneficiary Reference Party)

(AT-29 Identification code of the Beneficiary Reference Party) Type PartyIdentification32

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Nm

Index 1.3.7.10.21.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Type Max140Text Length 1 .. 140

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++StrtNm


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++BldgNb


pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++PstCd



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++TwnNm


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++Ctry


(ISO 3166, Alpha-2 code). Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++PstlAdr +++++++AdrLine



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id


Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++BICOrBEI





pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Id


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm


Cardinality 1..1

Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Cd


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++SchmeNm ++++++++++Prtry


Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++Id +++++++OrgId ++++++++Othr +++++++++Issr


pain.002.001.03 - EPC; 1.0



Document +CstmrPmtStsRpt ++OrgnlPmtInfAndSts +++TxInfAndSts ++++OrgnlTxRef +++++UltmtCdtr ++++++CtryOfRes




pain.002.001.03 - EPC

Components

pain.002.001.03 - EPC; 1.0 Generated by GEFEG.FX Page: 32 / 96

ActiveOrHistoricCurrencyAndAmount ComplexType

ActiveOrHistoricCurrencyAndAmount

Ccy

Name Active Or Historic Currency And Amount Type ActiveOrHistoricCurrencyAndAmount_SimpleType

FractionDigits / TotalDigits 5 / 18

Inclusive 0 ..

Attribute Status Description/Data type Fixed/Default

Ccy M ActiveOrHistoricCurrencyCode

ActiveOrHistoricCurrencyAndAmount_SimpleType SimpleType

Name Active Or Historic Currency And Amount _Simple Type

Type xs:decimal FractionDigits / TotalDigits 5 / 18

Inclusive 0 ..

ActiveOrHistoricCurrencyCode SimpleType

Name Active Or Historic Currency Code

Type xs:string

Pattern [A-Z]{3,3}

Applicable Codes Name/Description

AED Dirham

AFN Afghani ALL Lek

AMD Dram

ANG Netherlands Antillian Guilder

AOA Kwanza

ARS Argentine Peso

AUD Australian Dollar

AWG Aruban Guilder

AZN Azerbaijanian Manat BAM Convertible Mark

BBD Barbados Dollar

BDT Taka

BGN Bulgarian Lev

BHD Bahraini Dinar

BIF Burundi Franc

BMD Bermudian Dollar (customarily: Bermuda Dollar)

BND Brunei Dollar

BOB Boliviano

BRL Brazilian Real BSD Bahamian Dollar

BTN Ngultrum

BWP Pula

BYR Belarussian Ruble

BZD Belize Dollar

CAD Canadian Dollar

CDF Franc Congolais

CHE WIR Euro

CHF Swiss Franc

CHW WIR Franc

CLP Chilean Peso

pain.002.001.03 - EPC



CNY Yuan Renminbi COP Colombian Peso

COU Unidad de Valor Real CRC Costa Rican Colon

CUC Peso Convertible

CUP Cuban Peso

CVE Cape Verde Escudo

CZK Czech Koruna

DJF Djibouti Franc

DKK Danish Krone

DOP Dominican Peso

DZD Algerian Dinar

EEK Kroon

EGP Egyptian Pound

ERN Nakfa

ETB Ethopian Birr

EUR Euro

FJD Fiji Dollar

FKP Falkland Islands Pound

GBP Pound Sterling

GEL Lari GHS Ghana Cedi GIP Gibraltar Pound

GMD Dalasi GNF Guinea Franc

GTQ Quetzal GYD Guyana Dollar

HKD Honk Kong Dollar

HNL Lempira

HRK Kuna

HTG Gourde

HUF Forint IDR Rupiah

ILS New Israeli Sheqel INR Indian Rupee

IQD Iraqi Dinar

IRR Iranian Rial ISK Iceland Krona

JMD Jamaican Dollar

JOD Jordanian Dinar

JPY Yen

KES Kenyan Shilling

KGS Som

KHR Riel KMF Comoro Franc

KPW North Korean Won

KRW Won

KWD Kuwaiti Dinar

KYD Cayman Islands Dollar

KZT Tenge

LAK Kip

LBP Lebanese Pound

LKR Sri Lanka Rupee

LRD Liberian Dollar

LSL Loti LTL Lithuanian Litas

Latvian Lats

pain.002.001.03 - EPC



LVL

LYD Libyan Dinar

MAD Morrocan Dirham

MDL Moldovan Leu

MGA Ariary

MKD Denar

MMK Kyat MNT Tugrik

MOP Pataca

MRO Ouguiya

MUR Mauritius Rupee

MVR Rufiyaa

MWK Kwacha

MXN Mexican Peso

MYR Malaysian Ringgit MZM Metical NAD Namibia Dollar

NGN Naira

NIO Cordoba Oro

NOK Norwegian Krone

NPR Nepalese Rupee

NZD New Zealand Dollar

OMR Rial Omani PAB Balboa

PEN Nuevo Sol PGK Kina

PHP Philippine Peso

PKR Pakistan Rupee

PLN Zloty

PYG Guarani QAR Qatari Rial ROL old Romanian Leu

This currency code is valid until 30 June 2005, but the currency itself will remain legal until 31 December 2006 when it will be withdrawn.

RON new Romanian Leu This currency code is effective from 1 July 2005

RSD Serbian Dinar

RUB Russian Ruble

RWF Rwanda Franc

SAR Saudi Riyal SBD Solomon Islands Dollar

SCR Seychelles Rupee

SDG Sudanese Pound

SEK Swedish Krona

SGD Singapore Dollar

SHP St. Helena Pound

SLL Leone

SOS Somali Shilling

SRD Suriname Dollar

STD Dobra

SVC El Salvador Colon

SYP Syrian Pound

SZL Lilangeni THB Baht TJS Somoni TMT Turkmenistan New Manat TND Tunisian Dinar

pain.002.001.03 - EPC



TOP Pa'anga

TRY Turkish Lira

TTD Trinidad and Tobago Dollar

TWD New Taiwan Dollar

TZS Tanzanian Shilling

UAH Hryvnia

UGX Uganda Shilling

USD US Dollar

UYI Uruguayo Peso en Unidades Indexadas

UYU Peso Uruguayo

UZS Uzbekistan Sum

VEF Bolivar Fuerte

VND Dong

VUV Vatu

WST Tala

XAF CFA Franc

XAG Silver

XAU Gold

XCD East Carribean Dollar

XDR SDR

XOF CFA Franc

XPD Palladium

XPF CFP Franc

XPT Platinum

XSU Sucre

XUA ADB Unit of Account YER Yemeni Rial ZAR Rand

ZMK Kwacha

ZWL Zimbabwe Dollar (effective 1 February 2009)

AddressType2Code SimpleType

Name Address Type 2Code

Type xs:string


ADDR Postal Address is the complete postal address.

BIZZ Business Address is the business address.

DLVY DeliveryTo Address is the address to which delivery is to take place.

HOME Residential Address is the home address.

MLTO MailTo Address is the address to which mail is sent.

PBOX POBox Address is a postal office (PO) box.

AnyBICIdentifier SimpleType

Name Any BICIdentifier

Type xs:string

Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

BICIdentifier SimpleType

Name BICIdentifier

pain.002.001.03 - EPC


Type xs:string

Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

CashAccountType4Code SimpleType

Name Cash Account Type 4Code

Type xs:string


CACC Current Account used to post debits and credits when no specific account has been nominated.

CASH CashPayment Account used for the payment of cash.

CHAR Charges Account used for charges if different from the account for payment.

CISH CashIncome Account used for payment of income if different from the current cash account.

COMM Commission Account used for commission if different from the account for payment.

LOAN Loan Account used for loans.

MGLD MarginalLending Account used for a marginal lending facility.

MOMA MoneyMarket Account used for money markets if different from the cash account.

NREX NonResidentExternal Account used for non-resident external.

ODFT Overdraft Account is used for overdrafts.

ONDP OverNightDeposit Account used for overnight deposits.

SACC Settlement Account used to post debit and credit entries, as a result of transactions cleared and settled through a specific clearing and settlement system.

SLRY Salary Accounts used for salary payments.

SVGS Savings Account used for savings.

TAXE Tax Account used for taxes if different from the account for payment.

TRAS CashTrading Account used for trading if different from the current cash account.

ClearingChannel2Code SimpleType

Name Clearing Channel 2Code

Type xs:string


BOOK BookTransfer Payment through internal book transfer.

MPNS MassPaymentNetSystem Clearing channel is a mass payment net settlement system.

RTGS RealTimeGrossSettlementSystem Clearing channel is a real-time gross settlement system.

RTNS RealTimeNetSettlementSystem Clearing channel is a real-time net settlement system.

CountryCode SimpleType

Name Country Code

Type xs:string

Pattern [A-Z]{2,2}

pain.002.001.03 - EPC



AD ANDORRA

AE UNITED ARAB EMIRATES

AF AFGHANISTAN

AG ANTIGUA AND BARBUDA

AI ANGUILLA

AL ALBANIA

AM ARMENIA

AO ANGOLA

AQ ANTARCTICA

AR ARGENTINA

AS AMERICAN SAMOA

AT AUSTRIA

AU AUSTRALIA

AW ARUBA

AX ÅLAND ISLANDS

AZ AZERBAIJAN

BA BOSNIA AND HERZEGOVINA

BB BARBADOS

BD BANGLADESH

BE BELGIUM

BF BURKINA FASO

BG BULGARIA

BH BAHRAIN

BI BURUNDI BJ BENIN

BL SAINT BARTHÉLEMY

BM BERMUDA

BN BRUNEI DARUSSALAM

BO BOLIVIA, PLURINATIONAL STATE OF

BQ BONAIRE, SAINT EUSTATIUS AND SABA

BR BRAZIL

BS BAHAMAS

BT BHUTAN

BV BOUVET ISLAND

BW BOTSWANA

BY BELARUS

BZ BELIZE

CA CANADA

CC COCOS (KEELING) ISLANDS

CD CONGO, THE DEMOCRATIC REPUBLIC OF THE

CF CENTRAL AFRICAN REPUBLIC

CG CONGO

CH SWITZERLAND

CI COTE D'IVOIRE

CK COOK ISLANDS

CL CHILE

CM CAMEROON

CN CHINA

CO COLOMBIA

CR COSTA RICA

CU CUBA

CV CAPE VERDE

CW CURAÇAO

CX CHRISTMAS ISLAND

CY CYPRUS

CZ CZECH REPUBLIC GERMANY

pain.002.001.03 - EPC



DE

DJ DJIBOUTI DK DENMARK

DM DOMINICA

DO DOMINICAN REPUBLIC

DZ ALGERIA

EC ECUADOR

EE ESTONIA

EG EGYPT

EH WESTERN SAHARA

ER ERITREA

ES SPAIN

ET ETHIOPIA

FI FINLAND

FJ FIJI FK FALKLAND ISLANDS (MALVINAS)

FM MICRONESIA, FEDERATED STATES OF

FO FAROE ISLANDS

FR FRANCE

GA GABON

GB UNITED KINGDOM

GD GRENADA

GE GEORGIA

GF FRENCH GUIANA

GG GUERNSEY

GH GHANA

GI GIBRALTAR

GL GREENLAND

GM GAMBIA

GN GUINEA

GP GUADELOUPE

GQ EQUATORIAL GUINEA

GR GREECE

GS SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS

GT GUATEMALA

GU GUAM

GW GUINEA-BISSAU

GY GUYANA

HK HONG KONG

HM HEARD ISLAND AND MCDONALD ISLANDS

HN HONDURAS

HR CROATIA

HT HAITI HU HUNGARY

ID INDONESIA

IE IRELAND

IL ISRAEL

IM ISLE OF MAN

IN INDIA

IO BRITISH INDIAN OCEAN TERRITORY

IQ IRAQ

IR IRAN, ISLAMIC REPUBLIC OF

IS ICELAND

IT ITALY

JE JERSEY

JM JAMAICA JORDAN

pain.002.001.03 - EPC



JO

JP JAPAN

KE KENYA

KG KYRGYZSTAN

KH CAMBODIA

KI KIRIBATI KM COMOROS

KN SAINT KITTS AND NEVIS

KP KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF

KR KOREA, REPUBLIC OF

KW KUWAIT

KY CAYMAN ISLANDS

KZ KAZAKHSTAN

LA LAO PEOPLE'S DEMOCRATIC REPUBLIC

LB LEBANON

LC SAINT LUCIA

LI LIECHTENSTEIN

LK SRI LANKA

LR LIBERIA

LS LESOTHO

LT LITHUANIA

LU LUXEMBOURG

LV LATVIA

LY LIBYAN ARAB JAMAHIRIYA

MA MOROCCO

MC MONACO

MD MOLDOVA

ME MONTENEGRO

MF SAINT MARTIN (FRENCH PART)

MG MADAGASCAR

MH MARSHALL ISLANDS

MK MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF

ML MALI MM MYANMAR

MN MONGOLIA

MO MACAO

MP NORTHERN MARIANA ISLANDS

MQ MARTINIQUE

MR MAURITANIA

MS MONTSERRAT

MT MALTA

MU MAURITIUS

MV MALDIVES

MW MALAWI MX MEXICO

MY MALAYSIA

MZ MOZAMBIQUE

NA NAMIBIA

NC NEW CALEDONIA

NE NIGER

NF NORFOLK ISLAND

NG NIGERIA

NI NICARAGUA

NL NETHERLANDS

NO NORWAY

NP NEPAL NAURU

pain.002.001.03 - EPC



NR

NU NIUE

NZ NEW ZEALAND

OM OMAN

PA PANAMA

PE PERU

PF FRENCH POLYNESIA

PG PAPUA NEW GUINEA

PH PHILIPPINES

PK PAKISTAN

PL POLAND

PM SAINT PIERRE AND MIQUELON

PN PITCAIRN

PR PUERTO RICO

PS PALESTINIAN TERRITORY, OCCUPIED

PT PORTUGAL

PW PALAU

PY PARAGUAY

QA QATAR

RE REUNION

RO ROMANIA

RS SERBIA

RU RUSSIAN FEDERATION

RW RWANDA

SA SAUDI ARABIA

SB SOLOMON ISLANDS

SC SEYCHELLES

SD SUDAN

SE SWEDEN

SG SINGAPORE

SH SAINT HELENA, ASCENSION AND TRISTAN DA CUNHA

SI SLOVENIA

SJ SVALBARD AND JAN MAYEN

SK SLOVAKIA

SL SIERRA LEONE

SM SAN MARINO

SN SENEGAL

SO SOMALIA

SR SURINAME

ST SAO TOME AND PRINCIPE

SV EL SALVADOR

SX SINT MAARTEN (DUTCH PART)

SY SYRIAN ARAB REPUBLIC

SZ SWAZILAND

TC TURKS AND CAICOS ISLANDS

TD CHAD

TF FRENCH SOUTHERN TERRITORIES

TG TOGO

TH THAILAND

TJ TAJIKISTAN

TK TOKELAU

TL TIMOR-LESTE

TM TURKMENISTAN

TN TUNISIA

TO TONGA

TR TURKEY TRINIDAD AND TOBAGO

pain.002.001.03 - EPC



TT

TV TUVALU

TW TAIWAN, PROVINCE OF CHINA

TZ TANZANIA, UNITED REPUBLIC OF

UA UKRAINE

UG UGANDA

UM UNITED STATES MINOR OUTLYING ISLANDS

US UNITED STATES

UY URUGUAY

UZ UZBEKISTAN

VA HOLY SEE (VATICAN CITY STATE)

VC SAINT VINCENT AND THE GRENADINES

VE VENEZUELA, BOLIVARIAN REPUBLIC OF

VG VIRGIN ISLANDS, BRITISH

VI VIRGIN ISLANDS, U.S. VN VIET NAM

VU VANUATU

WF WALLIS AND FUTUNA

WS SAMOA

YE YEMEN

YT MAYOTTE

ZA SOUTH AFRICA

ZM ZAMBIA

ZW ZIMBABWE

CreditDebitCode SimpleType

Name Credit Debit Code

Type xs:string


CRDT Credit Operation is an increase.

DBIT Debit Operation is a decrease.

DecimalNumber SimpleType

Name Decimal Number

Type xs:decimal FractionDigits / TotalDigits 17 / 18

DocumentType3Code SimpleType

Name Document Type 3Code

Type xs:string


DISP DispatchAdvice Document is a dispatch advice.

FXDR ForeignExchangeDealReference Document is a pre-agreed or pre-arranged foreign exchange transaction to which the payment transaction refers.

PUOR PurchaseOrder Document is a purchase order.

RADM RemittanceAdviceMessage Document is a remittance advice sent separately from the current transaction.

RPIN RelatedPaymentInstruction Document is a linked payment instruction to which the current payment instruction is related, eg, in a cover scenario.

pain.002.001.03 - EPC



SCOR StructuredCommunicationReference Document is a structured communication reference provided by the creditor to identify the referred transaction.

DocumentType5Code SimpleType

Name Document Type 5Code

Type xs:string


AROI AccountReceivableOpenItem Document is a payment that applies to a specific source document.

BOLD BillOfLading Document is a shipping notice.

CINV CommercialInvoice Document is an invoice.

CMCN CommercialContract Document is an agreement between the parties, stipulating the terms and conditions of the delivery of goods or services.

CNFA CreditNoteRelatedToFinancialAdjustment Document is a credit note for the final amount settled for a commercial transaction.

CREN CreditNote Document is a credit note.

DEBN DebitNote Document is a debit note.

DISP DispatchAdvice Document is a dispatch advice.

DNFA DebitNoteRelatedToFinancialAdjustment Document is a debit note for the final amount settled for a commercial transaction.

HIRI HireInvoice Document is an invoice for the hiring of human resources or renting goods or equipment.

MSIN MeteredServiceInvoice Document is an invoice claiming payment for the supply of metered services, eg, gas or electricity, supplied to a fixed meter.

SBIN SelfBilledInvoice Document is an invoice issued by the debtor.

SOAC StatementOfAccount Document is a statement of the transactions posted to the debtor's account at the supplier.

TSUT TradeServicesUtilityTransaction Document is a transaction identifier as assigned by the Trade Services Utility.

VCHR Voucher Document is an electronic payment document.

ExternalAccountIdentification1Code SimpleType

Name External Account Identification 1Code

Type xs:string

Length 1 .. 4


BBAN BBANIdentifier Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.

CUID CHIPSUniversalIdentifier (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating financial institutions, through which CHIPS payments are effected. The CHIPS UID is assigned by the New York Clearing House.

UPIC UPICIdentifier Universal Payment Identification Code (UPIC) - identifier used by the New York

pain.002.001.03 - EPC



Clearing House to mask confidential data, such as bank accounts and bank routing numbers. UPIC numbers remain with business customers, regardless of banking relationship changes.

ExternalCashClearingSystem1Code SimpleType

Name External Cash Clearing System 1Code

Type xs:string

Length 1 .. 3


ABE EBAEuro1Step1 EBA Euro1/Step1.

ACH ACH Automated Clearing House. Payment system that clears cash transfers and settles the proceeds in a lump sum, usually on a multilateral netting basis.

ACS Canada Canadian Dollar (CAD) - Automated Clearing Settlement System (ACSS)

AIP Albania AL (Albania) - Albania Interbank Payment System.

ART Austrian AT (Austria) - Austrian RTGS (ARTIS).

AVP NewZealand NZ (New Zealand) - New Zealand Assured Value Payments.

AZM Azerbaijan AZ (Azerbaijan) - Azerbaijan Interbank Payment System (AZIPS).

BAP BosniaHerzegovina BA (Bosnia and Herzegovina).

BCC SwedenBGC SE (Sweden) - Sweden BGC Clearing CUG.

BDS Barbados BB (Barbados) - Barbados RTGS (CBRTGS).

BEL Belgium BE (Belgium) - Belgium RTGS (ELLIPS).

BGN Bulgaria BG (Bulgaria) - Bulgaria RTGS.

BHS Bahamas BS (Bahamas) - Bahamas RTGS.

BIS Botswana BW (Botswana) - Botswana Interbank Settlement System.

BOF Finland FI (Finland) - RTGS (BOF).

BOJ BankOfJapanNet the Bank of Japan clearing system.

BRL Italy IT (Italy) - Italy RTGS (BIREL).

BSP Philippines PH (Philippines) - Philippines Payment System.

CAD Canada CA (Canada) - Canadian Large Value Transfer System (LVTS)

CAM SpainCAM ES (Spain).

CBJ Ireland IE (Ireland) - Irish RTGS (IRIS).

CHI USTCHChips US - The Clearing House CHIPS

CHP UnitedKingdom GB (UK) - British Euro RTGS (CHAPS).

COE Columbia CO (Columbia) - Colombian Electronic Cheque System named CEDEC (Compensación Electrónica De Cheques).

COI Columbia

pain.002.001.03 - EPC



CO (Columbia) - Colombian Central Bank´s ACH named CENIT (Compensación Electrónica Nacional Interbancaria).

COU Columbia CO (Columbia) - Colombian RTGS System named CUD (Cuentas de Depósito).

DDK DenmarkDDK DK (Denmark) - Danish Krone RTGS (KRONOS)

DKC Denmark DK (Denmark) - Danish Euro RTGS (KRONOS)

EBA EBAEuro1 EBA Euro1.

ELS GermanyELS DE (Germany).

EPM ECB ECB (European Central Bank) - ECB Payment Mechanism.

EPN USTCHEPN US - The Clearing House EPN

ERP EBAStep1 EBA step 1 (members).

FDA USFedACH US (United States) - FED-ACH

FDN FedNet FedNet is a link to a Federal Bank account via the internet. FedNet enables checking of account balance, transactions, take print outs of account statement, transfer funds to third party accounts, E-shopping, BSNL Payments, Deposit opening, Deposit Renewal, Request for Demand Draft, Cheque Book etc.

FDW USFedwire US (United States) – FEDWIRE

FEY ForeignExchangeYenClearing JP (Japan) the Foreign Exchange Yen Clearing system (FEYCS). It is the Japanese electronic interbank system for sending guaranteed and unconditional yen payments of FX deals for same day settlement from one settlement bank, on behalf of itself or its customers, to another settlement bank.

GIS Ghana GH (Ghana) - Ghana Interbank Settlement System (GISS).

HRK Croatia HR (Croatia) - HSVP.

HRM Greece GR (Greece) - Greek RTGS (HERMES).

HUF Hungary HU (Hungary) - VIBER.

INC DEandNLEquens DE and NL - Equens

JOD Jordan JO (Jordan) - Jordan RTGS.

KPS Kenya KE (Kenya) - Kenyan Electronic Payment Settlement System.

LGS Luxemburg LU (Luxemburg) - Luxembourg RTGS (LIPS).

LKB SriLanka LK (Sri Lanka) - Sri Lanka (Lankasettle).

LVL Latvia LV (Latvia).

LVT Canada Canadian Dollar (CAD) – Large Value Transfer System (LVTS). Replaces CAD.

MEP Singapore SG (Singapore) - Singapore RTGS (MEPS+).

MOS SouthAfrica ZA (South Africa) - South-African Multiple Option Settlement.

MRS Malta MT (Malta) - Malta Realtime Interbank Settlement System.

MUP Mauritius MU (Mauritius).

pain.002.001.03 - EPC

Components



NAM Namibia NA (Namibian) - Namibian Interbank Settlement System.

NOC Norway NO (Norway).

PCH Switzerland CH (Switzerland).

PDS Australia AU (Australia).

PEG Egypt EG (Egypt).

PNS FrancePNS FR (France).

PTR Angola AO (Angola) - Angola RTGS.

PVE Venezuela Ve (Venezuela).

ROL RomaniaEPO RO (Romania) - Romanian Electronic Payment Operations RT.

ROS RomaniaGSRS RO (Romania) - Romanian GSRS.

RTG RTGS Real Time Gross Settlement System. Payment system that simultaneously clears individual transfers and settles them in central bank money.

RTP GermanyRTGSPlus DE (Germany).

SCL RPS SEPA-Clearer DE – SEPA-Clearer of the Retail Payment System operated by Deutsche Bundesbank

SCP Chili CL (Chile) - Chilean Interbank Payment System.

SEC SwedenSEC SE (Sweden) - Swedish Euro RTGS (SEC).

SIT Slovania SI (Slovenia).

SLB SpainES ES (Spain) - Spanish RTGS (SLBE).

SPG Portugal PT (Portugal) - Portuguese RTGS (SPGT).

SSK SwedenSSK SE (Sweden) - SEK RTGS (RIX).

ST2 EBAStep2 EBA Clearing STEP 2

STG UnitedKingdomGBP UK (United Kingdom) - CHAPS Sterling RTGS.

TBF FranceFR FR (France) - French RTGS (TBF).

TGT Target Target.

THB Thailand TH (Thailand) - Thailand Payment System (Bahtnet/2).

TIS Tanzania TZ (Tanzania) - Tanzania Interbank Settlement System (TISS).

TOP Netherlands NL (Netherlands) - Dutch RTGS (TOP)

TTD TrinidadAndTobago TT (Trinidad and Tobago ) - Trinidad and Tobago SAFE-TT.

UBE Canada United States Dollar (USD) – US Bulk Exchange Clearing System (USBE)

UIS Uganda UG (Uganda) - Uganda National Interbank Settlement System.

VCS VocaLink VocaLink Clearing System

pain.002.001.03 - EPC


XCT EBAStep2

pain.002.001.03 - EPC



EBA step 2. ZEN Zengin

JP (Japan) the Zengin system. The electronic payment system for domestic third party transfers managed by the Tokyo Bankers Association.

ZET Zimbabwe ZW (Zimbabwe) - Zimbabwe Electronic Transfer & Settlement System.

ZIS Zambia ZM (Zambia) - Zambian Interbank Payment &Settlement System.

ExternalCategoryPurpose1Code SimpleType

Name External Category Purpose 1Code

Type xs:string

Length 1 .. 4


BONU BonusPayment Transaction is the payment of a bonus.

CASH CashManagementTransfer Transaction is a general cash management instruction.

CBLK Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details.

CCRD Credit Card Payment Transaction is related to a payment of credit card.

CORT TradeSettlementPayment Transaction is related to settlement of a trade, eg a foreign exchange deal or a securities transaction.

DCRD Debit Card Payment Transaction is related to a payment of debit card.

DIVI Dividend Transaction is the payment of dividends.

EPAY Epayment Transaction is related to ePayment via Online-Banking

FCOL Fee Collection A Service that is settling card transaction related fees between two parties.

GOVT GovernmentPayment Transaction is a payment to or from a government department.

HEDG Hedging Transaction is related to the payment of a hedging operation.

ICCP Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment.

IDCP Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment.

INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group.

INTE Interest Transaction is the payment of interest.

LOAN Loan Transaction is related to the transfer of a loan to a borrower.

OTHR OtherPayment Other payment purpose.

PENS PensionPayment Transaction is the payment of pension.

SALA SalaryPayment Transaction is the payment of salaries.

SECU Securities Transaction is the payment of securities.

SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support

pain.002.001.03 - EPC



individuals. SUPP SupplierPayment

Transaction is related to a payment to a supplier. TAXS TaxPayment

Transaction is the payment of taxes. TRAD Trade

Transaction is related to the payment of a trade finance transaction. TREA TreasuryPayment

Transaction is related to treasury operations. E.g. financial contract settlement. VATX ValueAddedTaxPayment

Transaction is the payment of value added tax. WHLD WithHolding

Transaction is the payment of withholding tax.

ExternalClearingSystemIdentification1Code SimpleType

Name External Clearing System Identification 1Code

Type xs:string

Length 1 .. 5


ATBLZ Austrian Bankleitzahl Bank Branch code used in Austria Country: Austria Bank Identifier [CharacterType]{Length}: [0-9]{5,5} Example:

AUBSB Australian Bank State Branch Code (BSB) Bank Branch code used in Australia Country: Australia Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

CACPA Canadian Payments Association Payment Routing Number Bank Branch code used in Canada Country: Canada Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

CHBCC Swiss Clearing Code (BC Code) Bank Clearing number used in Switzerland Country: Switzerland Bank Identifier [CharacterType]{Length}: [0-9]{3,5} Example:

CHSIC Swiss Clearing Code (SIC Code) Bank Branch code used in clearing with Swiss Francs Country: Switzerland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

CNAPS CNAPS Identifier Bank Branch code used in China Country: China Bank Identifier [CharacterType]{Length}: [0-9]{12,12} Example:

DEBLZ German Bankleitzahl Bank Branch code used in Germany Country: Germany Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

ESNCC Spanish Domestic Interbanking Code Bank Branch code used in Spain Country: Spain Bank Identifier [CharacterType]{Length}: [0-9]{8,9} Example:

GBDSC UK Domestic Sort Code Bank Branch code used in the UK

pain.002.001.03 - EPC



Country: UK Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

GRBIC Helenic Bank Identification Code Bank Branch code used in Greece Country: Greece Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

HKNCC Hong Kong Bank Code Bank Branch code used in Hong Kong Country: Hong Kong Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example:

IENCC Irish National Clearing Code Bank Branch code used in Ireland Country: Ireland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

INFSC Indian Financial System Code Bank Branch code used in India Country: India Bank Identifier [CharacterType]{Length}: [a-zA-Z0-9]{11,11} Example:

ITNCC Italian Domestic Identification Code Bank Branch code used in Italy Country: Italy Bank Identifier [CharacterType]{Length}: [0-9]{10,10} Example:

JPZGN Japan Zengin Clearing Code Bank Branch code used in Japan Country: Japan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

NZNCC New Zealand National Clearing Code Bank Branch code used in New Zealand Country: New Zealand Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

PLKNR Polish National Clearing Code Bank Branch code used in Poland Country: Poland Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

PTNCC Portuguese National Clearing Code Bank Branch code used in Portugal Country: Portugal Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

RUCBC Russian Central Bank Identification Code Bank Branch code used in Russia Country: Russia Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

SESBA Sweden Bankgiro Clearing Code Bank Branch code used in Sweden Country: Sweden Bank Identifier [CharacterType]{Length}: [0-9]{4,4} Example:

SGIBG IBG Sort Code Bank Branch code used in Singapore Country: Singapore Bank Identifier [CharacterType]{Length}: [0-9]{7,7} or [0-9]{3,4} Example:

pain.002.001.03 - EPC



THCBC Thai Central Bank Identification Code Bank Identification code used in Thailand Country: Thailand Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example:

TWNCC Financial Institution Code Bank Branch code used in Taiwan Country: Taiwan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

USABA United States Routing Number (Fedwire, NACHA) Routing Transit number assigned by the ABA for US financial institutons Country: US Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

USPID CHIPS Participant Identifier Bank identifier used by CHIPs in the US Country: US Bank Identifier [CharacterType]{Length}: [0-9]{4,4} Example:

ZANCC South African National Clearing Code Bank Branch code used in South Africa Country: South Africa Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

ExternalFinancialInstitutionIdentification1Code SimpleType

Name External Financial Institution Identification 1Code

Type xs:string

Length 1 .. 4

ExternalLocalInstrument1Code SimpleType

Name External Local Instrument 1Code

Type xs:string

Length 1 .. 35


04 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

05 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

08 Pre-authorised Direct Debit Ordinaire (Normal clearing / 4 Day) Transaction is related to a direct debit that is pre authorised (Avis de Prélèvement). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD

pain.002.001.03 - EPC



Corp2Bk, Bk2Bk, or Both: Both

19 Business-to-customer Direct Debit Transaction is related to a business-to-customer direct debit (CSB19). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

58 Business-to-business Direct Debit Transaction is related to a business-to-business direct debit (CSB58). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

60 Recovered Bill of Exchange or Promissory Note LCR - Lettre de Change Relevé (Recovered Bill of Exchange) and BOR - Billet à Orde Relevé (Promissory Note) Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: Other Corp2Bk, Bk2Bk, or Both: Both

82 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

83 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

85 Pre-authorised Direct Debit Accéléré (Accelerated clearing / 2 Day)Ordinaire (Normal clearing / 4 Day) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement accéléré). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

89 Pre-authorised Direct Debit Vérifié (Verified clearing) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement vérifié). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

0000 Business Payment

pain.002.001.03 - EPC



Transaction is related to business payment Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS (Equens Clearing & Settlement System) cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0001 Converted (Bank) Payment Transaction is related to converted (bank) payment. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process.The instrument rules change upon conversion. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0002 Standing Order Transaction is related to standing order. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0090 Mass Payment Beneficiary Transaction is related to mass payment beneficiary. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0091 Mass Payment Ours Transaction is related to mass payment ours. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0092 Mass Payment Shared Transaction is related to mass payment shared. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0220 Standing Authorisation General Transaction is related to standing authorisation general. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0221 One-off Authorisation

pain.002.001.03 - EPC



Transaction is related to one-off authorisation. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0222 Standing Authorisation Companies Transaction is related to standing authorisation companies. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0223 Standing Authorisation Lotteries Transaction is related to standing authorisation lotteries. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0224 One-off Authorisation Charities Transaction is related to one-off authorisation charities. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0225 One-off Authorisation Tuition Fees Transaction is related to one-off authorisation tuition fees. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0226 One-off Authorisation Construction Industry Transaction is related to one-off authorisation construction industry. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0227 Standing Authorisation Companies Without Debtor Revocation Right Transaction is related to standing authorisation companies without debtor revocation right. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

ACCEPT Payment via Acceptgiro owned by Currence Transaction is related to payments via Acceptgiro owned by Currence. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT

pain.002.001.03 - EPC



Corp2Bk, Bk2Bk, or Both: ARC Accounts Receivable Check

Transaction is related to accounts receivable check. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

B2B SEPA Business to Business Direct Debit Transaction is related to SEPA business to business direct debit. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

B2BAMIPM SEPA B2B Direct Debit AMI SEPA B2B Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

BTR Bank Transfer Transaction is related to a bank transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CARD Card Clearing Transaction is related to card clearing. Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both:

CCD Cash Concentration or Disbursement Corporate counterparty. Transaction is related to cash concentration or disbursement corporate counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

CCI Cash Concentration Intragroup Transaction is related to an intra-group bank initiated cash management payment Region: GLOBAL ISO Country Code: GLOBAL ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: DD, CT and CPAR Corp2Bk, Bk2Bk, or Both:

CHN Truncated Checks Transaction is related to truncated checks. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument.

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Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CIE Customer Initiated Entry A credit entry initiated by or on behalf of the holder of a consumer account Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both

CKS Check Same Day Settlement Wire Transaction is related to check same day settlement wire. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

COR1 SEPA Direct Debit - 1 Day Settlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CORAMIPM SEPA Core Direct Debit AMI SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CORE SEPA Direct Debit - Core Transaction is related to SEPA direct debit -core. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

CPP Cash Per Post Transaction is related to cash per post. Transaction to ultimate recipient having no bank account. Primary beneficiary is a postal service provider. Funds are paid out by cash. Additional necessary information for address and delivery options need to be attached. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

CR1AMIPM SEPA Core D-1 Direct Debit AMI Optional shorter time cycle (D-1) for SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA

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ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CTP Customer Transfer Plus Transaction is related to a customer transfer, which may include information related to a cover payment or extended remittance information. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CTR Customer Transfer Transaction is related to customer transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CTX Corporate Trade Exchange Transaction is related to corporate trade exchange. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

DDFA DirectDebitFixedAmount SEPA Fixed Amount Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B

DDNR CoreNoRefund SEPA Core Direct Debit with ‘no refund’ option Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B

DDT Direct Debits Transaction is related to direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

DEP Deposit to Sender’s Account Transaction is related to deposit to sender's account. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

DRB Bank-to-Bank Drawdown Request or Response (Non-value) Transaction is related to bank-to-bank drawdown request or response (non-value)

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Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRC Customer or Corporate Drawdown Request or Response (Non-value) Transaction is related to customer or corporate drawdown request or response (non- value). Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRW Drawdown Response (Value) to Honor a Drawdown Request Transaction is related to drawdown response (value) to honor a drawdown request. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: B2B

FADAMIPM SEPA FA Direct Debit AMI SEPA Fixed Amount Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

FFR Fed Funds Returned Transaction is related to Fed funds returned. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

FFS Fed Funds Sold Transaction is related to Fed funds sold. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

GST Truncated Credit Transfers Transaction is related to truncated credit transfers. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Transaction triggered by specific marked and populated paper slip. Reconciliation reference is secured by check digits supporting secure optical recognition. All other remittance information is truncated prior transmission. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

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IAT International ACH Transaction is related to international ACH. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both: Both

IDEAL Payments via Internet owned by Currence Transaction is related to payments via internet owned by Currence. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both:

IN Cross Border Customer Credit Transfer Transaction is related to cross border customer credit transfer. Region: EMEA ISO Country Code: SE ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

NLDO Dutch Domestic Bulk Payment Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

NLGOV Direct debit initiated by the government with special conditions Transaction is related to direct debit scheme owned by the NVB Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

NLUP Dutch Urgent Payment Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

ONCL Overnight Transaction is related to overnight clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

POP Point-Of-Purchase Transaction is related to point-of-purchase. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD

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Corp2Bk, Bk2Bk, or Both: Both

POS Point-Of-Sale Transaction is related to point-of-sale. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

PPD Prearranged Payment or Deposit. Consumer counterparty. Transaction is related to prearranged payment or deposit consumer counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

RCK Re-presented Check Entry Transaction is related to re-presented check entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both

RDD Returned Direct Debits Transaction is related to returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

RIBA Non-pre authorised direct debit Transaction is related to a non-pre authorised collection (RIBA). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RIDO Pre authorised revocable Direct Debit Transaction is related to a direct debit that is pre authorised and revocable (RID Ordinario). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RIDV Pre authorised revocable urgent Direct Debit Transaction is related to an urgent direct debit that is pre authorised and revocable (RID Veloce). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RTR Returned Credit Transfers Transaction is related to returned credit transfers. Region: EMEA ISO Country Code: AT

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ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

SCN Revoked Truncated Checks Transaction is related to revoked truncated checks. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SDCL Same Day Transaction is related to same day clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

SDD Revoked Direct Debits Transaction is related to revoked direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SDN Payments via Standaard Digitale Nota Transaction is related to payments via a ‘Standaard Digitale Nota’ InvoiceAcceptgiro payment. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

SGT Revoked Truncated Credit Transfers Transaction is related to revoked truncated credit transfers. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SRD Revoked Returned Direct Debits Transaction is related to revoked returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SRT Revoked Returned Credit Transfers Transaction is related to revoked returned credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

STR Revoked Credit Transfers Transaction is related to revoked credit transfers

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Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SVC Non-Value Service Message Transaction is related to non-value service message. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Non-value Service Message Corp2Bk, Bk2Bk, or Both: B2B

TEL Telephone Initiated Entry Transaction is related to telephone initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

TRF Credit Transfers Transaction is related to credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: All Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

WEB Internet Initiated Entry Transaction is related to internet initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

ExternalOrganisationIdentification1Code SimpleType

Name External Organisation Identification 1Code

Type xs:string

Length 1 .. 4


BANK BankPartyIdentification Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.

CBID Central Bank Identification Number A unique identification number assigned by a central bank to identify an organisation.

CHID Clearing Identification Number A unique identification number assigned by a clearing house to identify an organisation

COID CountryIdentificationCode Country authority given organisation identification (e.g., corporate registration number)

CUST CustomerNumber Number assigned by an issuer to identify a customer. Number assigned by a party to identify a creditor or debtor relationship.

DUNS Data Universal Numbering System A unique identification number provided by Dun & Bradstreet to identify an organisation.

EMPL EmployerIdentificationNumber

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Number assigned by a registration authority to an employer. GS1G GS1GLNIdentifier

Global Location Number. A non-significant reference number used to identify legal entities, functional entities, or physical entities according to GS1 numbering scheme rules.The number is used to retrieve detailed information that is linked to it.

SREN SIREN The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.

SRET SIRET The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity

TXID TaxIdentificationNumber Number assigned by a tax authority to identify an organisation.

ExternalPersonIdentification1Code SimpleType

Name External Person Identification 1Code

Type xs:string

Length 1 .. 4


ARNU AlienRegistrationNumber Number assigned by a social security agency to identify a non-resident person.

CCPT PassportNumber Number assigned by an authority to identify the passport number of a person.

CUST CustomerIdentificationNumber Number assigned by an issuer to identify a customer.

DRLC DriversLicenseNumber Number assigned by an authority to identify a driver's license.

EMPL EmployeeIdentificationNumber Number assigned by a registration authority to an employee.

NIDN NationalIdentityNumber Number assigned by an authority to identify the national identity number of a person.

SOSE SocialSecurityNumber Number assigned by an authority to identify the social security number of a person.

TXID TaxIdentificationNumber Number assigned by a tax authority to identify a person.

ExternalServiceLevel1Code SimpleType

Name External Service Level 1Code

Type xs:string

Length 1 .. 4


BKTR Book Transaction Payment through internal book transfer.

NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with priority settlement.

NURG Non-urgent Payment Payment must be executed as a non-urgent transaction, which is typically identified as an ACH or low value transaction.

PRPT EBAPriorityService Transaction must be processed according to the EBA Priority Service.

SDVA SameDayValue Payment must be executed with same day value to the creditor.

SEPA SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme.

URGP Urgent Payment Payment must be executed as an urgent transaction cleared through a real-time gross

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settlement system, which is typically identified as a wire or high value transaction. URNS Urgent Payment Net Settlement

Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction.

ExternalStatusReason1Code SimpleType

Name External Status Reason 1Code

Type xs:string

Length 1 .. 4


AC01 IncorrectAccountNumber Account number is invalid or missing.

AC02 InvalidDebtorAccountNumber Debtor account number invalid or missing

AC03 InvalidCreditorAccountNumber Creditor account number invalid or missing

AC04 ClosedAccountNumber Account number specified has been closed on the bank of account's books.

AC05 ClosedDebtorAccountNumber Debtor account number closed

AC06 BlockedAccount Account specified is blocked, prohibiting posting of transactions against it.

AC07 ClosedCreditorAccountNumber Creditor account number closed

AC08 InvalidBranchCode Branch code is invalid or missing

AC09 InvalidAccountCurrency Account currency is invalid or missing

AC10 InvalidDebtorAccountCurrency Debtor account currency is invalid or missing

AC11 InvalidCreditorAccountCurrency Creditor account currency is invalid or missing

AC12 InvalidAccountType Account type missing or invalid. Generic usage if cannot specify between group and payment information levels

AC13 InvalidDebtorAccountType Debtor account type missing or invalid

AC14 InvalidCreditorAccountType Creditor account type missing or invalid

AG01 TransactionForbidden Transaction forbidden on this type of account (formerly NoAgreement)

AG02 InvalidBankOperationCode Bank Operation code specified in the message is not valid for receiver

AG03 TransactionNotSupported Transaction type not supported/authorized on this account

AG04 InvalidAgentCountry Agent country code is missing or invalid. Generic usage if cannot specify between group and payment information levels.

AG05 InvalidDebtorAgentCountry Debtor agent country code is missing or invalid

AG06 InvalidCreditorAgentCountry Creditor agent country code is missing or invalid

AG07 UnsuccesfulDirectDebit Debtor account cannot be debited for a generic reason. Code value may be used in general purposes and as a replacement for AM04 if debtor bank does not reveal its customer's insufficient funds for privacy reasons

AG08 InvalidAccessRights Transaction failed due to invalid or missing user or access right

AGNT IncorrectAgent Agent in the payment workflow is incorrect

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AM01 ZeroAmount Specified message amount is equal to zero

AM02 NotAllowedAmount Specific transaction/message amount is greater than allowed maximum

AM03 NotAllowedCurrency Specified message amount is an non processable currency outside of existing agreement

AM04 InsufficientFunds Amount of funds available to cover specified message amount is insufficient.

AM05 Duplication Duplication

AM06 TooLowAmount Specified transaction amount is less than agreed minimum.

AM07 BlockedAmount Amount of funds available to cover specified message amount is insufficient.

AM09 WrongAmount Amount received is not the amount agreed or expected

AM10 InvalidControlSum Sum of instructed amounts does not equal the control sum.

AM11 InvalidTransactionCurrency Transaction currency is invalid or missing

AM12 InvalidAmount Amount is invalid or missing

AM13 AmountExceedsClearingSystemLimit Transaction amount exceeds limits set by clearing system

AM14 AmountExceedsAgreedLimit Transaction amount exceeds limits agreed between bank and client

AM15 AmountBelowClearingSystemMinimum Transaction amount below minimum set by clearing system

AM16 InvalidGroupControlSum Control Sum at the Group level is invalid

AM17 InvalidPaymentInfoControlSum Control Sum at the Payment Information level is invalid

AM18 InvalidNumberOfTransactions Number of transactions is invalid or missing. Generic usage if cannot specify between group and payment information levels.

AM19 InvalidGroupNumberOfTransactions Number of transactions at the Group level is invalid or missing

AM20 InvalidPaymentInfoNumberOfTransactions Number of transactions at the Payment Information level is invalid

AM21 LimitExceeded Transaction amount exceeds limits agreed between bank and client.

BE01 InconsistenWithEndCustomer Identification of end customer is not consistent with associated account number. (formerly CreditorConsistency).

BE04 MissingCreditorAddress Specification of creditor's address, which is required for payment, is missing/not correct (formerly IncorrectCreditorAddress).

BE05 UnrecognisedInitiatingParty Party who initiated the message is not recognised by the end customer

BE06 UnknownEndCustomer End customer specified is not known at associated Sort/National Bank Code or does no longer exist in the books

BE07 MissingDebtorAddress Specification of debtor's address, which is required for payment, is missing/not correct.

BE08 MissingDebtorName Debtor name is missing

BE09 InvalidCountry Country code is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor

BE10 InvalidDebtorCountry Debtor country code is missing or invalid

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Components



BE11 InvalidCreditorCountry Creditor country code is missing or invalid

BE12 InvalidCountryOfResidence Country code of residence is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor

BE13 InvalidDebtorCountryOfResidence Country code of debtor's residence is missing or Invalid

BE14 InvalidCreditorCountryOfResidence Country code of creditor's residence is missing or Invalid

BE15 InvalidIdentificationCode Identification code missing or invalid. Generic usage if cannot specifically identify debtor or creditor.

BE16 InvalidDebtorIdentificationCode Debtor or Ultimate Debtor identification code missing or invalid

BE17 InvalidCreditorIdentificationCode Creditor or Ultimate Creditor identification code missing or invalid

BE18 InvalidContactDetails Contact details missing or invalid

BE19 InvalidChargeBearerCode Charge bearer code for transaction type is invalid

BE20 InvalidNameLength Name length exceeds local rules for payment type.

BE21 MissingName Name missing or invalid. Generic usage if cannot specifically identify debtor or creditor.

BE22 MissingCreditorName Creditor name is missing

CH03 RequestedExecutionDateOrRequestedCollectionDateTooFarInFuture Value in Requested Execution Date or Requested Collection Date is too far in the future

CH04 RequestedExecutionDateOrRequestedCollectionDateTooFarInPast Value in Requested Execution Date or Requested Collection Date is too far in the past

CH07 ElementIsNotToBeUsedAtB-andC-Level Element is not to be used at B- and C-Level

CH09 MandateChangesNotAllowed Mandate changes are not allowed

CH10 InformationOnMandateChangesMissing Information on mandate changes are missing

CH11 CreditorIdentifierIncorrect Value in Creditor Identifier is incorrect

CH12 CreditorIdentifierNotUnambiguouslyAtTransaction-Level Creditor Identifier is ambiguous at Transaction Level

CH13 OriginalDebtorAccountIsNotToBeUsed Original Debtor Account is not to be used

CH14 OriginalDebtorAgentIsOnlyToBeUsedWithSequenceTypeFRST Original Debtor Agent is only to be used with Sequence Type=FRST

CH15 ElementContentIncludesMoreThan140Charac-ters Content Remittance Information/Structured includes more than 140 characters

CH16 ElementContentFormallyIncorrect Content is incorrect

CH17 ElementNotAdmitted Element is not allowed

CH19 ValuesWillBeSetToNextTARGETday Values in Interbank Settlement Date or Requested Collection Date will be set to the next TARGET day

CH20 DecimalPointsNotCompatibleWithCurrency Number of decimal points not compatible with the currency

CH21 RequiredCompulsoryElementMissing Mandatory element is missing

CH22 COREandB2BwithinOnemessage SDD CORE and B2B not permitted within one message

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CNOR Creditor bank is not registered

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Creditor bank is not registered under this BIC in the CSM

CURR IncorrectCurrency Currency of the payment is incorrect

CUST RequestedByCustomer Cancellation requested by the Debtor

DNOR Debtor bank is not registered Debtor bank is not registered under this BIC in the CSM

DS01 ElectronicSignaturesCorrect The electronic signature(s) is/are correct

DS02 OrderCancelled An authorized user has cancelled the order

DS03 OrderNotCancelled The user’s attempt to cancel the order was not successful

DS04 OrderRejected The order was rejected by the bank side (for reasons concerning content)

DS05 OrderForwardedForPostprocessing The order was correct and could be forwarded for postprocessing

DS06 TransferOrder The order was transferred to VEU

DS07 ProcessingOK All actions concerning the order could be done by the EBICS bank server

DS08 DecompressionError The decompression of the file was not successful

DS09 DecryptionError The decryption of the file was not successful

DS0A DataSignRequested Data signature is required.

DS0B UnknownDataSignFormat Data signature for the format is not available or invalid.

DS0C SignerCertificateRevoked The signer certificate is revoked.

DS0D SignerCertificateNotValid The signer certificate is not valid (revoked or not active).

DS0E IncorrectSignerCertificate The signer certificate is not present.

DS0F SignerCertificationAuthoritySignerNotValid The authority of the signer certification sending the certificate is unknown.

DS0G NotAllowedPayment Signer is not allowed to sign this operation type.

DS0H NotAllowedAccount Signer is not allowed to sign for this account.

DS0K NotAllowedNumberOfTransaction The number of transaction is over the number allowed for this signer.

DS10 Signer1CertificateRevoked The certificate is revoked for the first signer.

DS11 Signer1CertificateNotValid The certificate is not valid (revoked or not active) for the first signer.

DS12 IncorrectSigner1Certificate The certificate is not present for the first signer.

DS13 SignerCertificationAuthoritySigner1NotValid The authority of signer certification sending the certificate is unknown for the first signer.

DS14 UserDoesNotExist The user is unknown on the server

DS15 IdenticalSignatureFound The same signature has already been sent to the bank

DS16 PublicKeyVersionIncorrect The public key version is not correct. This code is returned when a customer sends signature files to the financial institution after conversion from an older program version (old ES format) to a new program version (new ES format) without having carried out re-initialisation with regard to a public key change.

DS17 DifferentOrderDataInSignatures

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Order data and signatures don’t match

DS18 RepeatOrder File cannot be tested, the complete order has to be repeated. This code is returned in the event of a malfunction during the signature check, e.g. not enough storage space.

DS19 ElectronicSignatureRightsInsufficient The user’s rights (concerning his signature) are insufficient to execute the order

DS20 Signer2CertificateRevoked The certificate is revoked for the second signer.

DS21 Signer2CertificateNotValid The certificate is not valid (revoked or not active) for the second signer.

DS22 IncorrectSigner2Certificate The certificate is not present for the second signer.

DS23 SignerCertificationAuthoritySigner2NotValid The authority of signer certification sending the certificate is unknown for the second signer.

DS24 WaitingTimeExpired Waiting time expired due to incomplete order

DS25 OrderFileDeleted The order file was deleted by the bank server (for multiple reasons)

DS26 UserSignedMultipleTimes The same user has signed multiple times

DS27 UserNotYetActivated The user is not yet activated (technically)

DT01 InvalidDate Invalid date (eg, wrong or missing settlement date)

DT02 InvalidCreationDate Invalid creation date and time in Group Header (eg, historic date)

DT03 InvalidNonProcessingDate Invalid non bank processing date (eg, weekend or local public holiday)

DT04 FutureDateNotSupported Future date not supported

DT05 InvalidCutOffDate Associated message, payment information block or transaction was received after agreed processing cut-off date, i.e., date in the past.

DT06 ExecutionDateChanged Execution Date has been modified in order for transaction to be processed

DU01 DuplicateMessageID Message Identification is not unique.

DU02 DuplicatePaymentInformationID Payment Information Block is not unique.

DU03 DuplicateTransaction Transaction is not unique.

DU04 DuplicateEndToEndID End To End ID is not unique.

DU05 DuplicateInstructionID Instruction ID is not unique.

DUPL DuplicatePayment Payment is a duplicate of another payment

ED01 CorrespondentBankNotPossible Correspondent bank not possible.

ED03 BalanceInfoRequest Balance of payments complementary info is requested

ED05 SettlementFailed Settlement of the transaction has failed.

FF01 Invalid File Format File Format incomplete or invalid

FF02 SyntaxError Syntax error reason is provided as narrative information in the additional reason information.

FF03 InvalidPaymentTypeInformation Payment Type Information is missing or invalid.

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Generic usage if cannot specify Service Level or Local Instrument code

FF04 InvalidServiceLevelCode Service Level code is missing or invalid

FF05 InvalidLocalInstrumentCode Local Instrument code is missing or invalid

FF06 InvalidCategoryPurposeCode Category Purpose code is missing or invalid

FF07 InvalidPurpose Purpose is missing or invalid

FF08 InvalidEndToEndId End to End Id missing or invalid

FF09 InvalidChequeNumber Cheque number missing or invalid

FF10 BankSystemProcessingError File or transaction cannot be processed due to technical issues at the bank side

ID01 CorrespondingOriginalFileStillNotSent Signature file was sent to the bank but the corresponding original file has not been sent yet.

MD01 NoMandate No Mandate

MD02 MissingMandatoryInformationIn Mandate Mandate related information data required by the scheme is missing.

MD05 CollectionNotDue Creditor or creditor's agent should not have collected the direct debit

MD06 RefundRequestByEndCustomer Return of funds requested by end customer

MD07 EndCustomerDeceased End customer is deceased.

MS02 NotSpecifiedReasonCustomer Generated Reason has not been specified by end customer

MS03 NotSpecifiedReasonAgent Generated Reason has not been specified by agent.

NARR Narrative Reason is provided as narrative information in the additional reason information.

RC01 BankIdentifierIncorrect Bank identifier code specified in the message has an incorrect format (formerly IncorrectFormatForRoutingCode).

RC02 InvalidBankIdentifier Bank identifier is invalid or missing. Generic usage if cannot specify between debit or credit account

RC03 InvalidDebtorBankIdentifier Debtor bank identifier is invalid or missing

RC04 InvalidCreditorBankIdentifier Creditor bank identifier is invalid or missing

RC05 InvalidBICIdentifier BIC identifier is invalid or missing. Generic usage if cannot specify between debit or credit account.

RC06 InvalidDebtorBICIdentifier Debtor BIC identifier is invalid or missing

RC07 InvalidCreditorBICIdentifier Creditor BIC identifier is invalid or missing

RC08 InvalidClearingSystemMemberIdentifier ClearingSystemMemberidentifier is invalid or missing. Generic usage if cannot specify between debit or credit account

RC09 InvalidDebtorClearingSystemMemberIdentifier Debtor ClearingSystemMember identifier is invalid or missing

RC10 InvalidCreditorClearingSystemMemberIdentifier Creditor ClearingSystemMember identifier is invalid or missing

RC11 InvalidIntermediaryAgent Intermediary Agent is invalid or missing

RC12 MissingCreditorSchemeId Creditor Scheme Id is invalid or missing

pain.002.001.03 - EPC



RF01 NotUniqueTransactionReference Transaction reference is not unique within the message.

RR01 Missing Debtor Account or Identification Specification of the debtor’s account or unique identification needed for reasons of regulatory requirements is insufficient or missing

RR02 Missing Debtor Name or Address Specification of the debtor’s name and/or address needed for regulatory requirements is insufficient or missing.

RR03 Missing Creditor Name or Address Specification of the creditor’s name and/or address needed for regulatory requirements is insufficient or missing.

RR04 RegulatoryReason Regulatory Reason

RR05 RegulatoryInformationInvalid Regulatory or Central Bank Reporting information missing, incomplete or invalid.

RR06 TaxInformationInvalid Tax information missing, incomplete or invalid.

RR07 RemittanceInformationInvalid Remittance information structure does not comply with rules for payment type.

RR08 RemittanceInformationTruncated Remittance information truncated to comply with rules for payment type.

RR09 InvalidStructuredCreditorReference Structured creditor reference invalid or missing.

RR10 InvalidCharacterSet Character set supplied not valid for the country and payment type.

RR11 InvalidDebtorAgentServiceID Invalid or missing identification of a bank proprietary service.

RR12 InvalidPartyID Invalid or missing identification required within a particular country or payment type.

SL01 Specific Service offered by Debtor Agent Due to specific service offered by the Debtor Agent

SL02 Specific Service offered by Creditor Agent Due to specific service offered by the Creditor Agent

TA01 TransmissonAborted The transmission of the file was not successful – it had to be aborted (for technical reasons)

TD01 NoDataAvailable There is no data available (for download)

TD02 FileNonReadable The file cannot be read (e.g. unknown format)

TD03 IncorrectFileStructure The file format is incomplete or invalid

TM01 InvalidCutOffTime Formerly: CutOffTime Associated message, payment information block, or transaction was received after agreed processing cut-off time.

TS01 TransmissionSuccessful The (technical) transmission of the file was successful.

TS04 TransferToSignByHand The order was transferred to pass by accompanying note signed by hand

Frequency1Code SimpleType

Name Frequency 1Code

Type xs:string


ADHO Adhoc Event takes place on request or as necessary.

DAIL Daily Event takes place every day.

INDA IntraDay

pain.002.001.03 - EPC



Event takes place several times a day. MIAN SemiAnnual

Event takes place every six months or two times a year. MNTH Monthly

Event takes place every month or once a month. QURT Quarterly

Event takes place every three months or four times a year. WEEK Weekly

Event takes place once a week. YEAR Annual

Event takes place every year or once a year.

IBAN2007Identifier SimpleType

Name IBAN2007Identifier

Type xs:string

Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

ISODate SimpleType

Name ISODate

Type xs:date

ISODateTime SimpleType

Name ISODate Time

Type xs:dateTime

Max1025Text SimpleType

Name Max 1025Text Type xs:string

Length 1 .. 1025



Length 1 .. 105



Length 1 .. 140

Max15NumericText SimpleType

Name Max 15Numeric Text Type xs:string

Pattern [0-9]{1,15}



Length 1 .. 16



pain.002.001.03 - EPC


Length 1 .. 2048



Length 1 .. 34



Length 1 .. 35

Max4Text SimpleType


Length 1 .. 4



Length 1 .. 70

NamePrefix1Code SimpleType

Name Name Prefix 1Code

Type xs:string


DOCT Doctor Title of the person is Doctor or Dr.

MADM Madam Title of the person is Madam.

MISS Miss Title of the person is Miss.

MIST Mister Title of the person is Mister or Mr.

PaymentMethod4Code SimpleType

Name Payment Method 4Code

Type xs:string


CHK Cheque Written order to a bank to pay a certain amount of money from one person to another person.

DD DirectDebit Collection of an amount of money from the debtor's bank account by the creditor. The amount of money and dates of collections may vary.

TRA TransferAdvice Transfer of an amount of money in the books of the account servicer. An advice should be sent back to the account owner.

TRF CreditTransfer Transfer of an amount of money in the books of the account servicer.

PhoneNumber SimpleType

Name Phone Number

Type xs:string

Pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}

pain.002.001.03 - EPC


Priority2Code SimpleType

Name Priority 2Code

Type xs:string


HIGH High Priority level is high.

NORM Normal Priority level is normal.

SequenceType1Code SimpleType

Name Sequence Type 1Code

Type xs:string


FNAL Final Final collection of a series of direct debit instructions.

FRST First First collection of a series of direct debit instructions.

OOFF OneOff Direct debit instruction where the debtor's authorisation is used to initiate one single direct debit transaction.

RCUR Recurring Direct debit instruction where the debtor's authorisation is used for regular direct debit transactions initiated by the creditor.

SettlementMethod1Code SimpleType

Name Settlement Method 1Code

Type xs:string


CLRG ClearingSystem Settlement is done through a payment clearing system.

COVE CoverMethod Settlement is done through a cover payment.

INDA InstructedAgent Settlement is done by the agent instructed to execute a payment instruction.

INGA InstructingAgent Settlement is done by the agent instructing and forwarding the payment to the next party in the payment chain.

TransactionGroupStatus3Code SimpleType

Name Transaction Group Status 3Code

Type xs:string


ACCP AcceptedCustomerProfile Preceding check of technical validation was successful. Customer profile check was also successful.

ACSC AcceptedSettlementCompleted Settlement on the debtor's account has been completed. Usage : this can be used by the first agent to report to the debtor that the transaction has been completed. Warning : this status is provided for transaction status reasons, not for financial information. It can only be used after bilateral agreement

ACSP AcceptedSettlementInProcess All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.

ACTC AcceptedTechnicalValidation Authentication and syntactical and semantical validation are successful.

ACWC AcceptedWithChange

pain.002.001.03 - EPC



Instruction is accepted but a change will be made, such as date or remittance not sent. PART PartiallyAccepted

A number of transactions have been accepted, whereas another number of transactions have not yet achieved 'accepted' status.

PDNG Pending Payment initiation or individual transaction included in the payment initiation is pending. Further checks and status update will be performed.

RCVD Received Payment initiation has been received by the receiving agent.

RJCT Rejected Payment initiation or individual transaction included in the payment initiation has been rejected.

TransactionIndividualStatus3Code SimpleType

Name Transaction Individual Status 3Code

Type xs:string


ACCP AcceptedCustomerProfile Preceding check of technical validation was successful. Customer profile check was also successful.

ACSC AcceptedSettlementCompleted Settlement on the debtor's account has been completed. Usage : this can be used by the first agent to report to the debtor that the transaction has been completed. Warning : this status is provided for transaction status reasons, not for financial information. It can only be used after bilateral agreement

ACSP AcceptedSettlementInProcess All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.

ACTC AcceptedTechnicalValidation Authentication and syntactical and semantical validation are successful.

ACWC AcceptedWithChange Instruction is accepted but a change will be made, such as date or remittance not sent.

PDNG Pending Payment initiation or individual transaction included in the payment initiation is pending. Further checks and status update will be performed.

RJCT Rejected Payment initiation or individual transaction included in the payment initiation has been rejected.

TrueFalseIndicator SimpleType

Name True False Indicator

Type xs:boolean

AccountIdentification4Choice ComplexType

AccountIdentification4Choice

1..1 1..1

IBAN1..1

Othr1..1

Name Account Identification 4Choice

Elemente Status Description/Data type Fixed/Default

IBAN M IBAN2007Identifier

Othr M GenericAccountIdentification1

AccountSchemeName1Choice ComplexType

pain.002.001.03 - EPC


AccountSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Account Scheme Name 1Choice


Cd M ExternalAccountIdentification1Code

Prtry M Max35Text

AmendmentInformationDetails6 ComplexType

AmendmentInformationDetails6

1..1

OrgnlMndtId0..1

OrgnlCdtrSchmeId0..1

OrgnlCdtrAgt0..1

OrgnlCdtrAgtAcct0..1

OrgnlDbtr0..1

OrgnlDbtrAcct0..1

OrgnlDbtrAgt0..1

OrgnlDbtrAgtAcct0..1

OrgnlFnlColltnDt0..1

OrgnlFrqcy0..1

Name Amendment Information Details 6


OrgnlMndtId O Max35Text

OrgnlCdtrSchmeId O PartyIdentification32

OrgnlCdtrAgt O BranchAndFinancialInstitutionIdentification4

OrgnlCdtrAgtAcct O CashAccount16

OrgnlDbtr O PartyIdentification32

OrgnlDbtrAcct O CashAccount16

OrgnlDbtrAgt O BranchAndFinancialInstitutionIdentification4

OrgnlDbtrAgtAcct O CashAccount16

OrgnlFnlColltnDt O ISODate

OrgnlFrqcy O Frequency1Code

AmountType3Choice ComplexType

AmountType3Choice

1..1 1..1

InstdAmt1..1

EqvtAmt1..1

pain.002.001.03 - EPC


Name Amount Type 3Choice


InstdAmt M ActiveOrHistoricCurrencyAndAmount

EqvtAmt M EquivalentAmount2

BranchAndFinancialInstitutionIdentification4 ComplexType

BranchAndFinancialInstitutionIdentification4

1..1

FinInstnId1..1

BrnchId0..1

Name Branch And Financial Institution Identification 4


FinInstnId M FinancialInstitutionIdentification7

BrnchId O BranchData2

BranchData2 ComplexType

BranchData2

1..1

Id0..1

Nm0..1

PstlAdr0..1

Name Branch Data 2


Id O Max35Text

Nm O Max140Text

PstlAdr O PostalAddress6

CashAccount16 ComplexType

CashAccount16

1..1

Id1..1

Tp0..1

Ccy0..1

Nm0..1

Name Cash Account 16


Id M AccountIdentification4Choice

Tp O CashAccountType2

Ccy O ActiveOrHistoricCurrencyCode

Nm O Max70Text

CashAccountType2 ComplexType

pain.002.001.03 - EPC


CashAccountType2

1..1 1..1

Cd1..1

Prtry1..1

Name Cash Account Type 2


Cd M CashAccountType4Code

Prtry M Max35Text

CategoryPurpose1Choice ComplexType

CategoryPurpose1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Category Purpose 1Choice


Cd M ExternalCategoryPurpose1Code

Prtry M Max35Text

ChargesInformation5 ComplexType

ChargesInformation5

1..1

Amt1..1

Pty1..1

Name Charges Information 5


Amt M ActiveOrHistoricCurrencyAndAmount

Pty M BranchAndFinancialInstitutionIdentification4

ClearingSystemIdentification2Choice ComplexType

ClearingSystemIdentification2Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Clearing System Identification 2Choice


Cd M ExternalClearingSystemIdentification1Code

Prtry M Max35Text

ClearingSystemIdentification3Choice ComplexType

ClearingSystemIdentification3Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Clearing System Identification 3Choice

pain.002.001.03 - EPC



Cd M ExternalCashClearingSystem1Code

Prtry M Max35Text

ClearingSystemMemberIdentification2 ComplexType

ClearingSystemMemberIdentification2

1..1

ClrSysId0..1

MmbId1..1

Name Clearing System Member Identification 2


ClrSysId O ClearingSystemIdentification2Choice

MmbId M Max35Text

ContactDetails2 ComplexType

ContactDetails2

1..1

NmPrfx0..1

Nm0..1

PhneNb0..1

MobNb0..1

FaxNb0..1

EmailAdr0..1

Othr0..1

Name Contact Details 2


NmPrfx O NamePrefix1Code

Nm O Max140Text

PhneNb O PhoneNumber

MobNb O PhoneNumber

FaxNb O PhoneNumber

EmailAdr O Max2048Text

Othr O Max35Text

CreditorReferenceInformation2 ComplexType

CreditorReferenceInformation2

1..1

Tp0..1

Ref0..1

Name Creditor Reference Information 2 Elemente Status Description/Data type Fixed/Default

Tp O CreditorReferenceType2

O Max35Text

pain.002.001.03 - EPC



Ref

CreditorReferenceType1Choice ComplexType

CreditorReferenceType1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Creditor Reference Type 1Choice


Cd M DocumentType3Code

Prtry M Max35Text

CreditorReferenceType2 ComplexType

CreditorReferenceType2

1..1

CdOrPrtry1..1

Issr0..1

Name Creditor Reference Type 2


CdOrPrtry M CreditorReferenceType1Choice

Issr O Max35Text

DateAndPlaceOfBirth ComplexType

DateAndPlaceOfBirth

1..1

BirthDt1..1

PrvcOfBirth0..1

CityOfBirth1..1

CtryOfBirth1..1

Name Date And Place Of Birth


BirthDt M ISODate

PrvcOfBirth O Max35Text

CityOfBirth M Max35Text

CtryOfBirth M CountryCode

DocumentAdjustment1 ComplexType

pain.002.001.03 - EPC


DocumentAdjustment1

1..1

Amt1..1

CdtDbtInd0..1

Rsn0..1

AddtlInf0..1

Name Document Adjustment 1



CdtDbtInd O CreditDebitCode

Rsn O Max4Text

AddtlInf O Max140Text

EquivalentAmount2 ComplexType

EquivalentAmount2

1..1

Amt1..1

CcyOfTrf1..1

Name Equivalent Amount 2



CcyOfTrf M ActiveOrHistoricCurrencyCode

FinancialIdentificationSchemeName1Choice ComplexType

FinancialIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Financial Identification Scheme Name 1Choice


Cd M ExternalFinancialInstitutionIdentification1Code

Prtry M Max35Text

FinancialInstitutionIdentification7 ComplexType

FinancialInstitutionIdentification7

1..1

BIC0..1

ClrSysMmbId0..1

Nm0..1

PstlAdr0..1

Othr0..1

pain.002.001.03 - EPC


Name Financial Institution Identification 7


BIC O BICIdentifier

ClrSysMmbId O ClearingSystemMemberIdentification2

Nm O Max140Text


Othr O GenericFinancialIdentification1

GenericAccountIdentification1 ComplexType

GenericAccountIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Account Identification 1


Id M Max34Text

SchmeNm O AccountSchemeName1Choice

Issr O Max35Text

GenericFinancialIdentification1 ComplexType

GenericFinancialIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Financial Identification 1


Id M Max35Text

SchmeNm O FinancialIdentificationSchemeName1Choice

Issr O Max35Text

GenericOrganisationIdentification1 ComplexType

GenericOrganisationIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Organisation Identification 1


Id M Max35Text

SchmeNm O OrganisationIdentificationSchemeName1Choice

Issr O Max35Text

pain.002.001.03 - EPC


GenericPersonIdentification1 ComplexType

GenericPersonIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Person Identification 1


Id M Max35Text

SchmeNm O PersonIdentificationSchemeName1Choice

Issr O Max35Text

GroupHeader36 ComplexType

GroupHeader36

1..1

MsgId1..1

CreDtTm1..1

InitgPty0..1

FwdgAgt0..1

DbtrAgt0..1

CdtrAgt0..1

Name Group Header 36


MsgId M Max35Text

CreDtTm M ISODateTime

InitgPty O PartyIdentification32

FwdgAgt O BranchAndFinancialInstitutionIdentification4

DbtrAgt O BranchAndFinancialInstitutionIdentification4

CdtrAgt O BranchAndFinancialInstitutionIdentification4

LocalInstrument2Choice ComplexType

LocalInstrument2Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Local Instrument 2Choice


Cd M ExternalLocalInstrument1Code

Prtry M Max35Text

MandateRelatedInformation6 ComplexType

pain.002.001.03 - EPC


MandateRelatedInformation6

1..1

MndtId0..1

DtOfSgntr0..1

AmdmntInd0..1

AmdmntInfDtls0..1

ElctrncSgntr0..1

FrstColltnDt0..1

FnlColltnDt0..1

Frqcy0..1

Name Mandate Related Information 6


MndtId O Max35Text

DtOfSgntr O ISODate

AmdmntInd O TrueFalseIndicator

AmdmntInfDtls O AmendmentInformationDetails6

ElctrncSgntr O Max1025Text

FrstColltnDt O ISODate

FnlColltnDt O ISODate

Frqcy O Frequency1Code

NumberOfTransactionsPerStatus3 ComplexType

NumberOfTransactionsPerStatus3

1..1

DtldNbOfTxs1..1

DtldSts1..1

DtldCtrlSum0..1

Name Number Of Transactions Per Status 3


DtldNbOfTxs M Max15NumericText

DtldSts M TransactionIndividualStatus3Code

DtldCtrlSum O DecimalNumber

OrganisationIdentification4 ComplexType

OrganisationIdentification4

1..1

BICOrBEI0..1

Othr0..*

Name Organisation Identification 4 Elemente Status Description/Data type Fixed/Default

BICOrBEI O AnyBICIdentifier

pain.002.001.03 - EPC



Othr O GenericOrganisationIdentification1

OrganisationIdentificationSchemeName1Choice ComplexType

OrganisationIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Organisation Identification Scheme Name 1Choice


Cd M ExternalOrganisationIdentification1Code

Prtry M Max35Text

OriginalGroupInformation20 ComplexType

OriginalGroupInformation20

1..1

OrgnlMsgId1..1

OrgnlMsgNmId1..1

OrgnlCreDtTm0..1

OrgnlNbOfTxs0..1

OrgnlCtrlSum0..1

GrpSts0..1

StsRsnInf0..*

NbOfTxsPerSts0..*

Name Original Group Information 20


OrgnlMsgId M Max35Text

OrgnlMsgNmId M Max35Text

OrgnlCreDtTm O ISODateTime

OrgnlNbOfTxs O Max15NumericText

OrgnlCtrlSum O DecimalNumber

GrpSts O TransactionGroupStatus3Code

StsRsnInf O StatusReasonInformation8

NbOfTxsPerSts O NumberOfTransactionsPerStatus3

OriginalPaymentInformation1 ComplexType

pain.002.001.03 - EPC


OriginalPaymentInformation1

1..1

OrgnlPmtInfId1..1

OrgnlNbOfTxs0..1

OrgnlCtrlSum0..1

PmtInfSts0..1

StsRsnInf0..*

NbOfTxsPerSts0..*

TxInfAndSts0..*

Name Original Payment Information 1


OrgnlPmtInfId M Max35Text

OrgnlNbOfTxs O Max15NumericText

OrgnlCtrlSum O DecimalNumber

PmtInfSts O TransactionGroupStatus3Code


NbOfTxsPerSts O NumberOfTransactionsPerStatus3

TxInfAndSts O PaymentTransactionInformation25

OriginalTransactionReference13 ComplexType

pain.002.001.03 - EPC


OriginalTransactionReference13

1..1

IntrBkSttlmAmt0..1

Amt0..1

IntrBkSttlmDt0..1

ReqdColltnDt0..1

ReqdExctnDt0..1

CdtrSchmeId0..1

SttlmInf0..1

PmtTpInf0..1

PmtMtd0..1

MndtRltdInf0..1

RmtInf0..1

UltmtDbtr0..1

Dbtr0..1

DbtrAcct0..1

DbtrAgt0..1

DbtrAgtAcct0..1

CdtrAgt0..1

CdtrAgtAcct0..1

Cdtr0..1

CdtrAcct0..1

UltmtCdtr0..1

Name Original Transaction Reference 13 Elemente Status Description/Data type Fixed/Default

IntrBkSttlmAmt O ActiveOrHistoricCurrencyAndAmount

Amt O AmountType3Choice

IntrBkSttlmDt O ISODate

ReqdColltnDt O ISODate

ReqdExctnDt O ISODate

CdtrSchmeId O PartyIdentification32

pain.002.001.03 - EPC



SttlmInf O SettlementInformation13

PmtTpInf O PaymentTypeInformation22

PmtMtd O PaymentMethod4Code

MndtRltdInf O MandateRelatedInformation6

RmtInf O RemittanceInformation5

UltmtDbtr O PartyIdentification32

Dbtr O PartyIdentification32

DbtrAcct O CashAccount16

DbtrAgt O BranchAndFinancialInstitutionIdentification4

DbtrAgtAcct O CashAccount16

CdtrAgt O BranchAndFinancialInstitutionIdentification4

CdtrAgtAcct O CashAccount16

Cdtr O PartyIdentification32

CdtrAcct O CashAccount16

UltmtCdtr O PartyIdentification32

Party6Choice ComplexType

Party6Choice

1..1 1..1

OrgId1..1

PrvtId1..1

Name Party 6Choice


OrgId M OrganisationIdentification4

PrvtId M PersonIdentification5

PartyIdentification32 ComplexType

PartyIdentification32

1..1

Nm0..1

PstlAdr0..1

Id0..1

CtryOfRes0..1

CtctDtls0..1

Name Party Identification 32


Nm O Max140Text


Id O Party6Choice

CtryOfRes O CountryCode

CtctDtls O ContactDetails2

PaymentTransactionInformation25 ComplexType

pain.002.001.03 - EPC


PaymentTransactionInformation25

1..1

StsId0..1

OrgnlInstrId0..1

OrgnlEndToEndId0..1

TxSts0..1

StsRsnInf0..*

ChrgsInf0..*

AccptncDtTm0..1

AcctSvcrRef0..1

ClrSysRef0..1

OrgnlTxRef0..1

Name Payment Transaction Information 25


StsId O Max35Text

OrgnlInstrId O Max35Text

OrgnlEndToEndId O Max35Text

TxSts O TransactionIndividualStatus3Code


ChrgsInf O ChargesInformation5

AccptncDtTm O ISODateTime

AcctSvcrRef O Max35Text

ClrSysRef O Max35Text

OrgnlTxRef O OriginalTransactionReference13

PaymentTypeInformation22 ComplexType

PaymentTypeInformation22

1..1

InstrPrty0..1

ClrChanl0..1

SvcLvl0..1

LclInstrm0..1

SeqTp0..1

CtgyPurp0..1

Name Payment Type Information 22 Elemente Status Description/Data type Fixed/Default

InstrPrty O Priority2Code

pain.002.001.03 - EPC



ClrChanl O ClearingChannel2Code

SvcLvl O ServiceLevel8Choice

LclInstrm O LocalInstrument2Choice

SeqTp O SequenceType1Code

CtgyPurp O CategoryPurpose1Choice

PersonIdentification5 ComplexType

PersonIdentification5

1..1

DtAndPlcOfBirth0..1

Othr0..*

Name Person Identification 5


DtAndPlcOfBirth O DateAndPlaceOfBirth

Othr O GenericPersonIdentification1

PersonIdentificationSchemeName1Choice ComplexType

PersonIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Person Identification Scheme Name 1Choice


Cd M ExternalPersonIdentification1Code

Prtry M Max35Text

PostalAddress6 ComplexType

pain.002.001.03 - EPC


PostalAddress6

1..1

AdrTp0..1

Dept0..1

SubDept0..1

StrtNm0..1

BldgNb0..1

PstCd0..1

TwnNm0..1

CtrySubDvsn0..1

Ctry0..1

AdrLine0..7

Name Postal Address 6


AdrTp O AddressType2Code

Dept O Max70Text

SubDept O Max70Text

StrtNm O Max70Text

BldgNb O Max16Text

PstCd O Max16Text

TwnNm O Max35Text

CtrySubDvsn O Max35Text

Ctry O CountryCode

AdrLine O Max70Text

ReferredDocumentInformation3 ComplexType

ReferredDocumentInformation3

1..1

Tp0..1

Nb0..1

RltdDt0..1

Name Referred Document Information 3


Tp O ReferredDocumentType2

Nb O Max35Text

RltdDt O ISODate

ReferredDocumentType1Choice ComplexType

pain.002.001.03 - EPC


ReferredDocumentType1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Referred Document Type 1Choice


Cd M DocumentType5Code

Prtry M Max35Text

ReferredDocumentType2 ComplexType

ReferredDocumentType2

1..1

CdOrPrtry1..1

Issr0..1

Name Referred Document Type 2


CdOrPrtry M ReferredDocumentType1Choice

Issr O Max35Text

RemittanceAmount1 ComplexType

RemittanceAmount1

1..1

DuePyblAmt0..1

DscntApldAmt0..1

CdtNoteAmt0..1

TaxAmt0..1

AdjstmntAmtAndRsn0..*

RmtdAmt0..1

Name Remittance Amount 1


DuePyblAmt O ActiveOrHistoricCurrencyAndAmount

DscntApldAmt O ActiveOrHistoricCurrencyAndAmount

CdtNoteAmt O ActiveOrHistoricCurrencyAndAmount

TaxAmt O ActiveOrHistoricCurrencyAndAmount

AdjstmntAmtAndRsn O DocumentAdjustment1

RmtdAmt O ActiveOrHistoricCurrencyAndAmount

RemittanceInformation5 ComplexType

RemittanceInformation5

1..1

Ustrd0..*

Strd0..*

pain.002.001.03 - EPC


Name Remittance Information 5


Ustrd O Max140Text

Strd O StructuredRemittanceInformation7

ServiceLevel8Choice ComplexType

ServiceLevel8Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Service Level 8Choice


Cd M ExternalServiceLevel1Code

Prtry M Max35Text

SettlementInformation13 ComplexType

SettlementInformation13

1..1

SttlmMtd1..1

SttlmAcct0..1

ClrSys0..1

InstgRmbrsmntAgt0..1

InstgRmbrsmntAgtAcct0..1

InstdRmbrsmntAgt0..1

InstdRmbrsmntAgtAcct0..1

ThrdRmbrsmntAgt0..1

ThrdRmbrsmntAgtAcct0..1

Name Settlement Information 13


SttlmMtd M SettlementMethod1Code

SttlmAcct O CashAccount16

ClrSys O ClearingSystemIdentification3Choice

InstgRmbrsmntAgt O BranchAndFinancialInstitutionIdentification4

InstgRmbrsmntAgtAcct O CashAccount16

InstdRmbrsmntAgt O BranchAndFinancialInstitutionIdentification4

InstdRmbrsmntAgtAcct O CashAccount16

ThrdRmbrsmntAgt O BranchAndFinancialInstitutionIdentification4

ThrdRmbrsmntAgtAcct O CashAccount16

StatusReason6Choice ComplexType

pain.002.001.03 - EPC


StatusReason6Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Status Reason 6Choice


Cd M ExternalStatusReason1Code

Prtry M Max35Text

StatusReasonInformation8 ComplexType

StatusReasonInformation8

1..1

Orgtr0..1

Rsn0..1

AddtlInf0..*

Name Status Reason Information 8


Orgtr O PartyIdentification32

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AddtlInf O Max105Text

StructuredRemittanceInformation7 ComplexType

StructuredRemittanceInformation7

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RfrdDocInf0..*

RfrdDocAmt0..1

CdtrRefInf0..1

Invcr0..1

Invcee0..1

AddtlRmtInf0..3

Name Structured Remittance Information 7


RfrdDocInf O ReferredDocumentInformation3

RfrdDocAmt O RemittanceAmount1

CdtrRefInf O CreditorReferenceInformation2

Invcr O PartyIdentification32

Invcee O PartyIdentification32

AddtlRmtInf O Max140Text

CustomerPaymentStatusReportV03 ComplexType

pain.002.001.03 - EPC


CustomerPaymentStatusReportV03

1..1

GrpHdr1..1

OrgnlGrpInfAndSts1..1

OrgnlPmtInfAndSts0..*

Name Customer Payment Status Report V03


GrpHdr M GroupHeader36

OrgnlGrpInfAndSts M OriginalGroupInformation20

OrgnlPmtInfAndSts O OriginalPaymentInformation1

Document ComplexType

Document

1..1

CstmrPmtStsRpt1..1


CstmrPmtStsRpt M CustomerPaymentStatusReportV03

xs:boolean SimpleType

xs:date SimpleType

xs:dateTime SimpleType

xs:decimal SimpleType

xs:string SimpleType

pain.002.001.03 - EPC


Description of Cardinality

pain.002.001.03 - EPC


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