New Completed Crown Project

7/24/2019 New Completed Crown Project

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ABEDA INAMDAR SENIOR COLLEGE OF ARTS, SCIENCE AND

COMMERCE, PUNE

A

PROJECT REPORT

On

PREPERATION OF FINANCIAL STATEMENTS

FOR

LOAN PROPOSAL

On

AUTO PARADISE

In partial fulfilment of Bacelor of Bu!ine!!

A"mini!tration #BBA$%I&

Pune Uni'er!it(

Su)mitte" )(

SHABBIR POONAWALA

Roll no* ++,

Pro-ect .ui"e Prof/ ShakeraShaikh

#+0,1$+0,2&

DECLARATION1


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I ere)( "eclare tat ti! pro-ect report on CROWN RESTAURANT3a!

)een completel( prepare" )( me for te partial fulfilment of te re4uirement of

te Bacelor of Bu!ine!! A"mini!tration "e.ree pro.ram of Uni'er!it( of Pune/

Ti! report i! te outcome of m( effort! an" I a'e "one ti! pro-ect

in"epen"entl( an" !incerel(/ Te content! of ti! report are full( 'erifie" an"

te information of te pro-ect 5ic i! collecte" )( me i! true an" fair to te

)e!t of m( 6no5le".e/

Date *

Place* PUNE

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ACKNOWLEDGEMENT

The suess!u" #$%"e&i#' #! a'( researh %r#)e& re*uires +uia'e a'

he"% !r#$ a 'u$-er #! %e#%"e. I /as !#r&u'a&e ha0e a"" &he su%%#r&.

Tere i! al5a(! a !en!e of .ratitu"e to5ar"! te people 5o elpe" me to

accompli! ti! pro-ect/ I 5oul" li6e to tan6 te 7U'i0ersi&( #! Pu'e1 an"

ABEDA INAMDAR SENIOR COLLEGE1for pro'i"in. me an opportunit(

to un"erta6e ti! pro-ect a! a !u)-ect for practical fulfillment of Bacelor ofBu!ine!! A"mini!tration cour!e/

I feel .reatl( onoure" in a'ailin. ti! opportunit( of e8pre!!in. m( "eep

.ratitu"e to Dr. E.M.Kha'1 #principal& an" Dr. Shai"aB##&/a"a3 #'ice$

principal& of ABEDA INAMDAR SENIOR COLLE9E OF ARTS: SCIENCE

AND COMMERCE PUNE for pro'i"in. me ti! opportunit( an" .ui"in. me

5it aca"emic! an" pro-ect 5or6/

I feel .reatl( "eli.te" to e8pre!! m( "eepe!t !en!e of .ratitu"e to m( learne"

an" e!teem teacer Pr#!. RaisaShaikh1 #coor"inator& an" Pr#!. Shakera

Shaikh1for er 'alua)le a!!i!tance: 6een intere!t an" conte!tant moti'ation at

eac !tep an" for !pen"in. er preciou! time: 5itout er elp: it 5oul" a'e

not )een po!!i)le for me to complete ti! pro-ect/

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PREFACE

Ti! report ol"! !ome )a!ic information on te .i'en topic of loan propo!al on

CRO;N re!taurant/ I a" to .et information from te mana.er of te CRO;N

re!taurant an" !urf trou. te internet to .et ti! pro-ect "one an" .oin.

trou. ti! !tuff 5a! reall( intere!tin. an" informati'e/ I a'e trie" an"

inclu"e" a! muc information a! I coul" .ater to te relate" topic/

Fi.ure! 5ere o)taine" from comparati'e )alance !eet! an" profit an" lo!!

!tatement! from te rele'ant (ear! a! 5ell a! a""itional information tat 5ere

for5ar"e" )( te mana.er/ Ti! information ena)le" te "e'elopment ofpercenta.e an" ratio anal(!i!: 5ic 5a! ten u!e" to create te report/

Te in'e!ti.ation re'eale" tat te re!taurant a" impro'e" it! po!ition

compare" to pre'iou! (ear/ Te profita)ilit( of te compan( 5a! !i.nificantl(

)etter 5il!t te li4ui"it( a" remaine" rea!ona)le an" !tea"(/ Te !ol'enc( of

te re!taurant a" "ecline" o5e'er: 5ic affecte" te lon.$term o)li.ation!

of te )u!ine!!/

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CONTENT

SR.

NO.

TOPIC PG.

NO.

2. INTRODUCTION

MARE COMPAN=

PURPOSE OF LOAN

4. RESEARC> MET>ODOLO9=

RESEARC> MET>ODOLO9=

OBJECTI%E RESEARC>

MET>OD OF DATA COLLECTION

5. FINANCIAL STATEMENTS

;or6in. capital

E8pen!e! !ce"ule

Re'enue !ce"ule

Loan calculation an" repa(ment !ce"ule

Depreciation !ce"ule

Profita)ilit( !tatement

Ca! flo5 !tatement

Balance !eet of te pro-ect

Ratio anal(!i!

6. CONCLUSION AND SU99ESTION

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CHAPTER 2

INTRODUCTION

MARKETABILIT7

OB8ECTI9ES

SCOPE

LIMITATIONS

6


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CROWN RESTAURANT

INTRODUCTION

Startin. a ne5 )u!ine!! can )e complicate" an" confu!in.: e'en for e8perience"

entrepreneur!/ ;or6in. trou. te ma?e of financial re4uirement! an" te

multitu"e of oter ur"le! tat mu!t )e met to ta6e a )u!ine!! operational i! a

formi"a)le callen.e: e!peciall( for to!e 5it minimal prior )u!ine!!

e8perience/ At te !ame time: in man( !mall communitie! ne5 )u!ine!!e! are an

e!!ential component of a !ucce!!ful economic "e'elopment !trate.(/

Re!taurantpla( an important role in man( !mall communitie!/ In a""ition to

pro'i"in. a place to o)tain foo" !er'ice: te!e e!ta)li!ment! can )e a focal

point to facilitate an e8can.e of i"ea! an" an opportunit( to )uil" !ocial

capital/ Con!e4uentl(: a'in. a re!taurant on Main Street )enefit! )ot te

o5ner an" te communit(/

A .reat re!taurant calle" CRO;N !er'e! fanta!tic foo" in a 'er( frien"l(

atmo!pere/

CRO;N Re!taurant i! a 5ell$ 6no5n re!taurant in


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MARKETABILIT7

Te fir!t !tep in e'aluatin. opportunitie! for a re!taurant i! to e!timate te

mar6et an" con"uct a fea!i)ilit( !tu"(/ Succe!!ful re!taurant! u!uall( rel( on

pro'i"in. .oo" foo" an" i. 4ualit( !er'ice: !upporte" )( effecti'e a"'erti!in.

an" communit( in'ol'ement/ Repeat )u!ine!! i! e!peciall( important in a !mall

to5n 5itout a lar.e num)er of 'i!itor! or people tra'ellin. trou. te

communit(

Te inten"e" mar6et area mu!t inclu"e a !ufficientl( lar.e cu!tomer )a!e to

!upport te re!taurant/ Te economic )a!e of a communit( !oul" )e !ta)le an"

te "emo.rapic caracteri!tic! compati)le 5it te pro-ect/

Trou. a"'erti!in. 5e can .ain te mar6et an" can inform potential cu!tomer!

for !er'ice! a'aila)le/ Selectin. te ri.t me"ia elp! promote te re!taurant at

te lo5e!t co!t to to!e cu!tomer!/

A re!earc 5it a .oo" !amplin. meto" 5oul" en!ure a .oo" !tu"( for te

)u!ine!!/ @ue!tionnaire!: Inter'ie5! coul" )e u!e" a! te me"ium to 6no5 te

cu!tomer! perception! an" can.in. preference! an" a)it!/

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OB8ECTI9ES OF THE STUD7

,/ To 6no5 an" un"er!tan" te loan proce"ure at Te mu!lim co$operati'e)an6

+/ To !tu"( te criteria for a'ailin. te loan/

1/ To !tu"( te 'ariou! intere!t rate! pro'i"e" )( te )an6/

2/ To 6no5 te proce"ure! follo5e" )( te )an6! in ma6in. a pro-ect

report an" criterion! for !anctionin. of te loan/

/ To !tu"( te !anction amount of te loan/

/ To .et e8perience of te actual loan ac4uirin. proce!! in te )an6in.

5orl"

/ To 6no5 a)out te "ocument! re4uire" for ac4uirin. te loan/

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SCOPE

,/ Te !tu"( a! a !cope to "o mar6et re!earc !o a! to enterpri!e te'enture/

+/ Te !tu"(pro'i"e!information re.ar"in. location!: te !ale! an" !er'ice

of te re!taurant/

1/ Te pro-ect elp! to 6no5 te "ifferent financial !tatement! an" teir

anal(!i!

2/ To )e competiti'e an" !ucce!!ful in mo"ern corporate 5orl": con!tant

capital flo5 i! e!!ential/ ;eter to e8pan" (our )u!ine!! or to relocate(our pro"uction unit to !ome oter place for co!t effecti'ene!!: (ou

re4uire finance/ It! not al5a(! po!!i)le to fun" tem trou. intere!t

!ource!/ A "ela( of a fe5 "a(! can co!t (ou in million!/

/Te !tu"( pro'i"e! information re.ar"in. "ocumentation: paper5or6 an"

oter important factor! in'ol'e" in .ettin. term loan.

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LIMITATIONS

,/ Te ori.inal profit an" oter e8pen!e!: .ain! an" lo!!e! are i.er or lo5er

tan tat of pro-ecte" pro-ection!/

+/ Te "ata are )a!e" on a!!umption )ecau!e confi"ential "ata of te firm i! not

open to all

1/ Te pro-ect i! ma"e carefull( an" a! )een trie" to a'oi" all po!!i)le error!/

2/ Error! can )e reco.ni!e" 5ile preparin. pro-ecte" )alance !eet an" oter

!tatement! al!o 5en pro-ection! an" calculation! are "one/

/ Te ori.inal profit an" oter e8pen!e!: .ain! an" lo!!e! are i.er or lo5er

tan tat of pro-ecte" pro-ection!/

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CHAPTER 3

COMPAN= PROFILE

PURPOSE OF T>E LOAN

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PROFILE OF THE COMPAN7:

PROFILE:

NAME OF T>E RESTAURANT* CROWN

LOCATION*


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Owner

ManagerTwo Waiters Cleaner

Or+a'i;a&i#'a" S&ru&ure:

Te or.ani?ational !tructure of Cro5n Re!taurant i! !o !imple an" it con!i!t! of

one O5ner an" One Mana.er 5it t5o 5aiter! an" one cleaner/

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15/55

Si;e #! &he u'i& :

CROWN i!a !mall )u!ine!! e!ta)li!e"by an entrepreneur.

It 5ill )loom in te Comin. (ear!/

It con!i!t! of te + 5aiter!: a cleaner , o5ner of te )u!ine!!: , Mana.er to loo6

an" control te "ail( e8pen!e! an" re'enue of te re!taurant/

Te re'enue in te fir!t (ear 5ill )e le!! )ecau!e Re!ource! are not full(

utili?e": !o te Re!taurant 5ill a'e re'enue a)out 1H2H200 )( pro'i"in. In"ian

Foo" in tat (ear/

Te re'enue in te !econ" (ear 5ill impro'e 5it an increa!e in )etter

utili?ation of te re!ource!: !o te Re!taurant 5ill a'e te re'enue a)out

2,HG0H )( pro'i"in. )etter In"ian foo" 5it frien"l( atmo!pere in +n"(ear/

Te re'enue in te tir" (ear 5ill )e increa!e )ecau!e re!ource! ten" to )e full(

utili?e"/ So Te Re!taurant 5ill a'e te re'enue of 22,1 )( pro'i"in. more

an" )etter foo" an" !er'ice! in 1r"(ear/

Te re'enue in te fourt (ear 5ill )e increa!e" !o te Re!taurant 5ill a'e te

re'enue of +102+ in te 2t (ear

An" te re'enue 5ill increa!e to 0,0+, in te fift (ear/

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Res#ures

Follo5in. re!ource! are re4uire" to run te )u!ine!!

,/


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PURPOSE OF LOAN*

Te fun"amental purpo!e of loan from te )an6 i! to !tart a re!taurant

a'in. 'ariou! "elicacie!/

Te re!taurant 5ill re4uire treatment! !uc a! "e'elopin. te interior

5ic inclu"e!: ci'il 5or6: furniture: acce!!orie!/

Te firm re4uire! term loan of R!/,00000 to !tart te re!taurant/

Te mo!t e!!ential part of ta6in. loan from te )an6 i! to a'e5or6in. capital in an"/

Te loan ta6en from te )an6 5ill repai" in fi'e (ear!/

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CHAPTER 4 RESEARCH METHODOLOG7

OB8ECTI9E RESEARCH

METHOD OF DATA

COLLECTION

PRIMAR7 METHOD

SECONDAR7 METHOD

LOAN PROPOSAL DOCUMENTATION

RE


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RESEARCH METHODOLOG7

Re!earc refer! to a careful an" e8au!ti'e in'e!ti.ation of .i'en penomenon

5it "efinite o)-ecti'e of attainin. or enancin. one 6no5le".e le'el

Re!earc i! te !(!tematic an" o)-ecti'e anal(!i! an" recor"in. of controlle"

o)!er'ation tat ma( lea" to "e'elopment of .enerali!ation principle! or

teorie! re!ultin. in pre"ication an" perap! ultimate control of e'ent!

Re!earc i! a meto" of !tu"(in. anal(!in. an" conceptuali!ation !ocial life in

or"er to e8tent mo"if( correct or 'erif( 6no5le".e 5eter tat 6no5le".e ai"!

in con!truction of teor( or in practice of an art/

Re!earc i! te proce!! 5ic inclu"e! "efinin. an" refinin. pro)lem!:

formulatin. (pote!i! or !u..e!te" !olution!K collectin.: or.ani?in. an"

e'aluatin. "ataK ma6in. "e"uction! an" reacin. conclu!ion!: an" at la!t:

carefull( te!tin. te conclu!ion to "etermine 5eter te( fit te formulatin.

(pote!i!.

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OB8ECTI9ES OF RESEARCH

To e8ten" 6no5le".e of uman )ein.! !ocial life an" en'ironment

To )rin. out u!eful information

To e!ta)li! .enerali!ation!

To 'erif( an" te!t e8i!tin. fact! an" teor(

To ma6e relia)le pre"ication of e'ent! (et to appen

To anal(!i! inter relation!ip )et5een 'aria)le/

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METHOD OF DATA CLLECTION

Data collection i! a 'er( important acti'it( in te ta!6 of an( re!earc an" te

4ualit( of "ata affect! te re!ult!/ Te primar( .oal! for 4uantitati'e an"

4ualitati'e !tu"ie! are to ma8imi?e re!pon!e an" ma8imi?e accurac(/ /An(

!tati!tical "ata can )e cla!!ifie" un"er t5o cate.orie!/

PRIMAR7 DATA

Primar( "ata mean! "ata collecte" "irectl( from !ource!/ Primar( "ata inclu"e!

inter'ie5 meto": 4ue!tionnaire meto" etc/ Primar( "ata a! )een collecte" )(

inter'ie5in. an" 4ue!tionin. te o5ner an" te mana.er of te re!pecte"

re!taurant/

Tere 5a! ,00 co$operation )( te o5ner an" te mana.er an" ence "ata

collecte" i! true an" 'erifie" to m( 6no5le".e/

SECONDAR7 DATA

Secon"ar( "ata mean! collection of "ata trou. e8ternal !ource! li6e

ne5!paper: ma.a?ine: internet: compan( )rocure!: 5e)!ite etc/

In ti! ca!e "ata 5a! collecte" )( te re!earcer from te )rocure of te

re!taurant an" e8pen!e$re'enue "ata 5a! collecte" )( primar( !ource a!

mentione" a)o'e re!pecti'el(/

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LOAN PROPOSAL

LIST OF DOCUMENTS

At te time of !u)mi!!ion of te loan from alon. 5it it certain "ocument! arere4uire" to )e !u)mitte" to te )an6/ Te!e "ocument! are important from te

point of 'ie5 of te )an6 to un"er!tan" te financial !tatu! of te compan(

anal(!e te nee" for finance )( te compan(

Te!e "ocument! are re4uire" )( te )an6 to a!!e!! te compan(*$

Pro-ecte" )alance !eet

Pro-ect )rief

Pro-ecte" in'e!tment !tatement

Pro-ecte" e8pen"iture !tatement

Pro-ecte" re'enue !tatement

Pro-ecte" ca! flo5 !tatement

Pro-ecte" "epreciation !tatement

Brief i!tor( profile of promoter! financial po!ition

An( i!tor( "ocument! nee"e" an( time later a!6e" )( te )an6

I"entit( proof re4uire" to )e !u)mitte" )( te promoter*$

,& !ale! ta8'at!er'ice ta8e8ci!e re.i!tration or

+& Pan i"It return! of te concern or

1& 5aterelectricit(municipal ta8 )ill in te name of te concern/

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E0a"ua&i#' #! L#a's as a L#'+ Ter$ Fi'a'e

LOANS AND AD9ANCES:=

Runnin. a )u!ine!! in'ol'e! man( e8pen!e! tat are re4uire" up$front financin.to 6eep it operatin. !mootl(/ Financin. (our )u!ine!! effecti'el( in'ol'e!

6no5in. a)out financial arran.ement: opinion! an" 5ic a len"er a! to

approac/

Ti! !ection 5ill e8plain te "ifference )et5een a'aila)le financin. option an"

5at to ta6e into con!i"eration in coo!in. option for financin. (our )u!ine!!

re4uirement!/

LONG=TERM LOANS:=

Lon.$term loan i! arran.e" 5en te !ce"ule" repa(ment of te loan an"

e!timate" u!eful life of a!!et i! purca!e" e/./* maciner(: lan" an" )uil"in.:

computer!: e4uipment i! e8pecte" to e8cee" one (ear/

Lon.$term loan! are normall( !ecure" fir!t )( te ne5 a!!et! purca!e" an"

ten )( oter p(!ical a!!et! of te )u!ine!! or failin. tat from a""itional

fun"! from .uarantor! an" !areol"er!/

On te )alance !eet: te e4uipment purca!e" !o5! up in te lon.$terma!!et! !ection: 5ile te counterpart loan information i! !o5n in te current

an" lon.$term lia)ilitie!/ Te u!eful part of te a!!et i! "irectl( reflect!

!ce"ule!/

INTEREST AND REPA7MENT:=

A loan carrie! )ot intere!t an" principal repa(ment pro'i!ion! in a !et

repa(ment !ce"ule/ Earl( repa(ment ma( )rin. a)out a penalt( )ecau!e te

len"er a" not planne" an alternati'e in'e!tment for tat mone(/ Te percenta.e intere!t rate normall( remain! con!tant for te term of te

loan/ Eac pa(ment of principal amt/ re"uce! te )alance of principal remainin.

an" !u)!e4uent intere!t i! calculate" on ti! re"ucin. )alance/

Different cre"itor! ma6e "ifferent t(pe! of term loan/ Term loan often carr(

lo5er intere!t rate! tan operatin. loan! )ecau!e te term i! fi8e" an" te loan!

are !ecure" )( a!!et!/

FEATURES OF TERM LOAN:=

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24/55

Term loan refer! to te time for 5ic mone( !ecure" loan i! re4uire" an" te

perio" o'er 5ic te term loan repa(ment i! !ce"ule"/ A lon.$term loan i!

arran.e" 5en te !ce"ule" repa(ment of te loan an" te e!timate" u!eful life

of te a!!et i! purca!e"/

,/ Principal amt/ i! pai" o'er a perio" of time "irectl( relate" to te u!eful

Life of a!!et

+/ Loan carrie! )ot intere!t an" principal amt/ repa(ment !ce"ule in a !et

Repa(ment !ce"ule: Earl( repa(ment ma( entail a penalt( )ecau!e te

Len"er a" not planne" on alternate in'e!tment for tat mone(/

1/ Te percenta.e rate normall( remain! con!tant for te term of te loan/ Eac

pa(ment of principal amt/ re"uce! te )alance of principal remainin. an" te

!u)!e4uent intere!t i! calculate" on ti! re"ucin. )alance

Eac pa(ment of principal amt/ re"uce! te )alance of principal remainin. an"

te !u)!e4uent intere!t i! calculate" on ti! re"ucin. )alance

2/ Different len"er! of loan ma6e "ifferent t(pe! of term loan 5ile

Pro'i"in. loan facilit( to tem: Term loan often carrie! lo5er intere!tRate! tan operatin. loan! )ecau!e te term i! fi8e" an" te loan! are

Secure" )( a!!et!:

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CHAPTER 5

COST OF PRO8ECT

SOURCES OF FINANCE

WORKING CAPITAL

E>PENSES SCHEDULE

RE9ENUE SCHEDULE

LOAN CALCULATION AND

REPA7MENT SCHEDULE

DEPRECIATION SCHEDULE

PROFITABILIT7 STATEMENT

CASH FLOW STATEMENT

BALANCE SHEET OF THE

PRO8ECT

RATIO ANAL7SIS

COST OF THE PRO8ECT25


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Pr#)e& #s& :

Par&iu"ar?s A$#u'& @Rs.

Lie'se 46

Fie Asse& 6

Curre'& Asse& 2

W#rki'+ a%i&a" !#r 2s&

$#'&h @see '#&e.2

26

T#&a" 26

Note

,/ Te co!t of e4uipment an" tool! a! )een ta6en from te mana.er of te

re!taurant 5ic pro'i"e! "eli'er( a! 5ell to te re!i"ent! of tat area/

+/ Te co!t of furniture an" e4uipment a! )een ta6en on te )a!i! of

"i!cu!!ion 5it te mana.er of te re!taurant/

1/ Te currenc( unit of te pro-ect a! )een ta6en in INR/

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Sources of nance:

Total project cost = Rs. 1500000

Sources

Particulars Amount

(Rs.)

!ner"s contr#but#on

$30%&

450000

'oan (ro) ban*

$70%&

1050000

Total 1500000

ASSUMPTION

Tere are !ome a!!umption! 5ic a'e )een notice" 5ile preparin. te

pro-ecte" !tatement! of re!taurant: te( are a! follo5/

,/ Income i! increa!in. from up to ,0 in "ifferent (ear!/

+/ Depreciation on a!!et! i! ta6en on 5ritten "o5n 'alue meto" a!

follo5*

Furniture ,0

E4uipment ,0

Decoration ,0

Fri".e ,0

Computer 20

1/ Intere!t on Ban6 Loan i! ,2 a! it i! te e8i!tin. rate/

2/ Rs.26 is raise !r#$ Mus"i$ ##%era&i0e -a'k.

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The s# &ake' /i"" -e re%ai i' !i0e (ears a#ri'+ &he es&i$a&e

-usi'ess #'i&i#'s.

WORKING CAPITAL

Par&iu"ar RS

Ma'a+er Sa"ar( 6

T/# Wai&ers Sa"ar( 3 56

C"ea'er Sa"ar( 4

Li+h& Bi""

Re'& 5

Ra/ Ma&eria"s 266

Te"e%h#'e e%e'ses 3

O&her E%e'ses 4

T#&a" 26

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STATEMENT B1

TOTAL AMOUNT OF EQPENSES DURIN9 T>E

PROJECTED PERIOD

29

STATEMENT S>O;IN9 EQPENSES FOR T>E

PROJECTED PERIOD

EQPENSES =EAR , =EAR + =EAR 1 =EAR 2 =EAR

MANAGER

SALAR7

H000 HH00 G21H0 ,01H,H ,,2,GG

TWO WAITERS

SALAR7

,0H000 ,,1200 ,,G00 ,+0+1 ,1,+2

CLEANER 1000 1H00 1GG0 2,2 21

LIGHT BILL G000 ,00H00 ,0H20 ,,,,1+ ,,HH

RENT 000 1100 GG0 H211+,

RAW

MATERIALS

,+000 ,1G+00 ,1,H0 ,H02 ,H10

TELEPHONE

E>PENSES

+2000 +2G0 +GH +GG +H0

OTHER

E>PENSES

1000 1H00 1GG0 2,2 21

TOTAL +++0000 +2+0 +122H +G0+0,G 1,2+,


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The Dia+ra$ Sh#/i'+ Pere'&a+e I'rease i' E%e'ses

RE9ENUE SCHEDULE30


31/55

STATEMENT S>O;IN9 RE%ENUE FOR T>E PROJECTED PERIOD

PARTICULARS PRICE 7EAR2 7EAR3 7EAR4 7EAR5 7EAR6

RE%ENUE FROM

C>IC


32/55

The Dia+ra$ Sh#/i'+ Pere'&a+e I'rease i'

Re0e'ue

32


33/55

NOTES:

,& Mana.er Salar( increa!e! )( #,0& in all fi'e (ear!

+& Salar( of T5o 5aiter increa!e! )( #& in all fi'e (ear!

1& Cleaner! Salar( increa!e! )( #& in all fi'e (ear!

2& Li.t Bill increa!e! )( #& in all fi'e (ear!/

& Rent of Re!taurant increa!e! )( #,0& in all fi'e (ear!

& Ra5 material! increa!e )( #,0& in all fi'e (ear!

& Telepone e8pen!e! increa!e )( #& in all fi'e (ear!

H& Oter e8pen!e! increa!e )( #& in all fi'e (ear!

N#&e:Tere are T5o ;aiter! 5or6in. in Re!taurant/ Salar( of eac one i! 200

an" in E8pen!e! it i! ta6en to.eter/

33


34/55

TOTAL RE9ENUE PRO8ECTION

!OT"S:

Te income increa!e! from up to , in "ifferent (ear!: 5ic re!ult!

increment in total income of e'er( (ear/

,/ Te re'enue from cic6en 6orma increa!e )( H in +n"(ear: ,0 in 1r"

(ear: ,+ in 2t(ear: ,2 in t(ear/

+/ Te re'enue from 'e.Pula'increa!e )( ,0 in +n"(ear: ,+ in 1r"

(ear: ,2 in 2t(ear: , in t(ear/

1/ Te re'enue from cic6en tan"oori increa!e! )( ,0 in +

n"

(ear: ,+in 1r"(ear: ,2 in 2t(ear: , in t(ear

2/ Te re'enue from cic6en 6alimiri increa!e! )( H in +n"(ear: ,0 in

1r"(ear: ,+ in 2t(ear: ,2 in t(ear/

/ Te re'enue from Butter roti increa!e! )( ,0 in +n"(ear: ,+ in 1r"

(ear: ,2 in 2t(ear: , in t(ear

/ Te re'enue from Saami6e)a) increa!e! )( in +n"(ear: H in 1r"

(ear: ,0 in 2t(ear: ,+ in t(ear/

Follo5in. i! te .ro5t rate! in !econ": tir": fourt an" fift (ear

Secon" (ear H

Tir" (ear ,0

Fourt (ear ,+

Fift (ear ,2

34

T#&a" re0e'ue !r#$ hike' k#r$a !#r !irs& (ear 226423

3

Note* Price ,H0/ , Plate! Dail(/ 10 ;or6in. "a(!/ ,+ Mont!


35/55

REPA7MENT SCHEDULE OF THE TERM LOAN

7ear 2 Ra&e #! i'&eres& 25J

S.N# EMI I'&eres& Pri'i%a" Ba"a'e 26

235543 2336 2323 242

335543 232 23435 23656

435543 225 235 2243

535543 222 2324 2525

635543 222 23 65

35543 22634 23 556

35543 2243 24 26

35543 2233 24323 554

35543 22 244 462

235543 22 24633 3266

2235543 263 24 6

2335543 263 244 53

TOTAL 342 2435 26646

35


36/55

7EAR 3

S.N# EMI

I'&eres

& Pri'i%a" Ba"a'e

235543 2542 252 6

335543 23 2525 6

435543 223 2543 6262

535543 46 255 45

635543 25 335

35543 66 254 63

35543 533 262 363

35543 35 2626 4

35543 2643 325

235543 26652 554

22 35543 2634 46

2335543 636 26 254

TOTAL3425 2246 2332

36


37/55

7EAR 4

S.N# EMI

I'&eres

& Pri'i%a"

Ba"a'

e

2 35543 45 23 63

335543 263 23 353

435543 3 25 4

535543 23 5452

635543 6 26 4356

35543 4 264 26544

35543 2 2363 622

35543 2564 63

35543 6 26 643

235543 6 23 6563

2235543 42 22 6324

23 35543 26 233 656

TOTAL 3425 24 36

37


38/55

7EAR 5

S.N# EMI

I'&eres

& Pri'i%a"

Ba"a'

e

235543 64 256 542

335543 632 222 5262

435543 664 23 56333

535543 633 226 54463

635543 66 244 5252

35543 543 26 456

35543 55 23 452

35543 543 36 46523

35543 524 334 44552

235543 43 364 424

2235543 43 3 3422

2335543 453 3223 33

TOTAL

3425 654 345

38


39/55

7EAR 6

S.N# EMI I'&eres& Pri'i%a" Ba"a'e

2 35543 426 3236 365

335543 33 3266 33455

435543 3 326 36

535543 3533 332 266

635543 326 333 24423

35543 26 3363 25

35543 253 33 22

35543 24 3466 552

35543 22 34435 22

235543 4 346 532

22 35543 6 342 3526

2335543 33 3526

TOTAL3425 324 332

39


40/55

De%reia&i#' Sheu"e:

2 Fur'i&ure

7EARSW.D.9 OF

THE ASSET

TOTAL

DEPRECIABLE

AMOUNT

DEPRECIATION

2J

CLOSING

AMOUNT

OF

ASSET

2 266 266 266 246

3 246 246 246 23666

4 23666 23666 23666 2236

5 2236 2236 223 22

6 22 22 22 263

!ote:

Te rate of "epreciation on furniture it a! )een ta6en ,0 a! it i! a!!ume" te

furniture 5oul" .o o)!olete in appro8imatel( i! 1$ (ear!

Te furniture i! our Fi8e" a!!et an" 5e can u!e" it for lon. perio" of time it

"oe! not .et out "ate" or rater it "oe! not nee" to purca!e fre4uentl( in ti!

ca!e te rate of "epreciation on furniture a! )een ta6en le!!/

40


41/55

3 E


42/55

7EARS

W.D.9

OF

THE

ASSET

TOTAL

DEPRECIABLE

AMOUNT

DEPRECIATION

2J

CLOSING

AMOUNT OF

ASSET

2 2 2 2

3 2

4 2 2 2 3

5 3 3 3 62

6 62 62 6265

!ote:

It i! our a!!et it u!e" for a lon. perio" of time: in ti! cau!e te rate of

"epreciation for Decoration a! )een ta6en le!!/

42


43/55

5 FRIDGE

7EAR

S

W.D.9 OF THE

ASSET

TOTALDEPRECIABLE

AMOUNT

DEPRECIATION

2J

CLOSINGAMOUNT OF

ASSET

2 3 3 3 2

3 2 2 2 23

4 23 23 23 256

5 256 256 256 24233

6 24233 24233 2423 222

!ote:

t #s our asset #t use+ (or a lon/ per#o+ o( t#)e #n t#s cause terate o( +eprec#at#on (or r#+/e as been ta*en less.

43


44/55

6 La%% C#$%u&er

7EARS

W.D.9

OF THEASSET

TOTAL

DEPRECIABLEAMOUNT

DEPRECIATION

5J

CLOSING

AMOUNT OFASSET

2 6 6 3 4

3 4 4 23 2

4 2 2 3 2

5 2 2 543 5

6 5 5 363 4

!ote:

o)puter are +eprec#ate+ at #/er rate co)pare to oter

assets o( te concern te reason (or #s tat te co)puter are

ecan/e (ro) t#)e to t#)e +ue to te tecnolo/#cal can/e

an+ also +ue to #/er rate o( !ear an+ tear.

So (or t#s rate o( +eprec#at#on on co)puter as been ta*en

40% #t #s #/er because te co)puter are us#n/ or out+ate+

a(ter 34 years

44


45/55

PROFITABILIT7 STATEMENT:

Par&iu"ars 7ear 2 7ear 3 7ear 4 7ear 5 7ear 6

Sa"es #$%$%&& %'$&$ %%**'# *+#&%*+ &'&+*'

@= COGS +++&&&& +%+,& +*#%%$ +&+&' #',%+'

EBITD '+$%&& ',+$%$ '+&* +#+$%## +$#*#&

@=De%reia&i#' **&& ,*& $#** *#* *+'+

EBIT '*#+&& '$+$$ '+#,'& ++&,% +,$#*&%

@= I'&eres& '#,+% ''#*$ $,'# *%#& +'&,#

EBT '#+**% '%$%& ',*', +'%+%% ++%#'

@= Ta #, %%$+ *+** %+,# $&,,+

EAT +,*$ '&%+*$ '+#*+ '%$*' '$$%,&+

45


46/55

CASH FLOW STATEMENT

Par&iu"ar 7ear 2 7ear 3 7ear 4 7ear 5 7ear 6

I'!"#/

O%e'i'+ -a"a'e

O/' !u's

Sa"es reei%&s

Ter$ #! "#a'

56

455

26

223363

52

325363

556624

4422545

634563

54

2362

TOTAL 6455 642323 26 652 225252

Ou& !"#/

Re%a($e'& #! &er$ "#a'

Fie asse&

O%era&i'+ e%e'ses

Lie'se

De%#si&

Pa($e'& #! &a

3425

6

333

46

2

4

3425

353

553

3425

36455

6366

3425

332

534

3425

42532

3

TOTAL 5336 423 456 44 536645

C"#si'+ -a"a'e 223363 325363 442253 54 5432

46


47/55

BALANCE SHEET

ia-iliti

es

ear ' ear + ear # ear % ear *

O/'er a%i&a"

Ter$ "#a' !r#$

-a'k

Ne& %r#!i&

56

53

36

56

254

232

56

656

4324

56

33

5243

56

6442

TOTAL 3333 425363 52334 65463 5442

47

Asset ear

'

ear

+

ear

#

ear

%

ear

*

Fie asse&:

Fur'i&ure

Fri+e

E*ui%$e'&

De#ra&i#'

C#$%u&er

Lie'se

Curre'& asse&

Cash i' ha'

246

2

543

4

46

2

223363

23666

23

4

2

2

=

2

325363

2236

256

453

3

2

=

2

442253

22

24233

4253

62

5

=

2

54

263

222

3454

65

4

=

2

5432

TOTA 3333 425363 52334 65463 5442


48/55

RATIO ANAL7SIS

/ross Prot Ratio:

0 /ross 1rot2Sales 3 '&&


Gr#ss %r#!i& 235 235 236 343544 3464

Sa"es 455 52 556624 634563 2362

Ra&i# 53.4J 53.J 53.J 55.6J 5.2J

48


49/55

') !et Prot Ratio:

0 !et 1rot2 Sales 3 '&&

Par&iu"ar 7ear 2 7ear 3 7ear 4 7ear 5 7ear 6

Ne& %r#!i& 6 236

2366

3

2656

2

244

3

Sa"es 455

52

55662

4

63456

3

236

2

Ra&i# 36.4J 3.3J 3.J 3.J 43.2J

49


50/55

+) 4i5e6 Assets to Current

50

Par&iu"ars 7ear 2 7ear 3 7ear 4 7ear 5 7ear

Fie Asse&s 266 66 2226 624 2

Curre'&

Asse&s

23263 3363 4553

5

5

54

2

Ra&i# . .5 .3 .2 .23


51/55

#) 7e-t Ser8ice Co8erage Ratio0

P972 Annual re1a;ment.


PBID 235 235 236 343544 3464

A''ua"

Re%a($e'&

3425 3425 3425 3425 3425

DSCR 6.6 . . . .

Te #a/ra) So!#n/ ercenta/e Rat#o

51


52/55

CHAPTER 6

SUGGESTION

CONCLUSION

52


53/55

BIBLIOGRAPH7SUGGESTION

Te De)t Ser'ice Co'era.e Ratio of te Re!taurant i!

con!i"era)le it mean! tat te Re!taurant i! in .oo" con"ition

in pa(in. it! "e)t!/

Te Re!taurant !oul" perform teir acti'itie! accor"in. to pre$

plannin.

Succe!!ful Re!taurant !oul" pro'i"e )etter Foo"! 5it )etter

!er'ice an" frien"l( atmo!pere/

53


54/55

CONCLUSION

I conclu"e 5it !a(in. tat for !moot runnin. of

)u!ine!! an" maintainin. .oo"5ill: Re!taurant !oul" !ati!f( te

con!umer! nee" to ma8imi?e it! profita)ilit(/

Re!taurant !oul" pro'i"e frien"l( atmo!pere to

attract more cu!tomer!/

Te Mana.er an" 5aiter! !oul" a'e .oo"

communication! !6ill to communicate properl( 5it te

cu!tomer!/

54


55/55

BIBLIOGRAPH7

,& Financial Statement! are )a!e" on a!!umption! .i'en earlier/

+& Financial !tatement! are a! follo5!*

Initial Source! an" Application of fun"!/

Profita)ilit( Statement

Ca! flo5 !tatement Balance !eet

1& Sce"ule! are a! follo5!*

Fi8e" A!!et an" Depreciation Repa(ment of loan

2& Referre" Boo6!

Financial Mana.ement * Ta6ur

Financial Mana.ement * Nirali Pra6a!an

& Information collecte"*

From te o5ner of te CRO;N re!taurant/

From te mana.er of te CRO;N re!taurant/

New Completed Crown Project

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