It is a trust created which invests the money collected, into funds for a particular

objective

Types Of Mutual Funds

Equity Based

Debt Based

Hybrid

New Concepts

Equity Based

On the Basis of Diversification

Sectoral Diversified

On the Basis of Capitalization

Large Cap Mid-Cap Multi-Cap

On the Basis of Valuations

Growth Funds Value Funds

Components of a Equity Fund

Shares: Large Caps, Mid Caps & Small Caps

Derivatives: futures and options

ADRs and GDRs

Call Money instruments (maintain liquidity. & safety)

Short term debt securities: T-Bills, CD, CPs

Long Term Debt papers (incase of bearish Mkts).

Benchmark returns- Equity & Debt

BENCHMARK RETURNS-EQUITY

Fund 1-Year 2-Year 3-Year 5-Year

BSE Sensex 39.82 26.26 39.01 18.88

S&P CNX Nifty 33.30 22.34 35.93 17.80

Sector Average-DIVERSIFIED 44.54 35.36 56.34 30.70

Sector Average-Midcap 54.97 46.02 73.62 46.60

CNX Midcap 200 99.43 84.81 56.96 27.99

BENCHMARK RETURNS-DEBT(Medium Term)

Sector Average-Debt 5.03 2.76 4.76 9.02

As on 26th December,2005)

Debt Based

On the Basis of investment Horizon

Ultra short term

Short term

Medium to Long Term

On the basis of Debt securities

Gilt Funds

Income Funds

Liquid Plans

Floating rate Fund

Dynamic Funds

Hybrid Funds

Balanced Funds

Monthly Income Plans

Positioning

Expected risk-return

Liquid funds

ST PLANS

Income Funds

Balanced

Diversified Equity

RISK

RETURN

MIP

Sectoral Equity

Professional management

Safety

Liquidity

Flexibility

Transparency

Systematic Investment PlanA Systematic Investment Plan (SIP) is a facility that allows you to invest in a

disciplined manner, by investing at regular intervals quarterly, monthly,

fortnightly or even every week into a Mutual Fund.

2.Disciplined Investing Habit

Benefits:1. Rupee Cost Averaging

(No need to time the market)

Systematic Investment Plan

Benefits contd..

3. No Entry Load

4. Auto Debit facility.

5. Flexible Investments.

6. Commensurate Returns

SIP Returns*

(as on 30.11.05)

Equity Schemes

Fund Since Inception Last 3 Years Last 2 Years Last 1 Year

Sundaram Growth

Fund

28.91% 52.54% 44.67% 52.21%

Sundaram Select

Focus

49.76% 49.17% 42.49% 53.57%

Sundaram Select

Mid cap

63.56% 63.62% 49.78% 33.82%

Sundaram India

Leadership Fund

75.21% - - 79.99%

Sundaram Tax

saver (OE)

37.61% 59.52% 55.43% 51.52%

* The SIP Returns are computed based on IRR method

The Commandments Risk appetite.

Time horizon.

Returns expected.

Advantage YOU !!!

Rapo with the Clients.

Greater level of trust.

Have a wide coverage / clientage.

Potential of the investor known.

One point contact.

Quality service & advice

Time Horizon Vs. Asset Class

Equity Funds: 1 year & above, ideally >2 yr.

Income Funds & L.t. Floater & MIPs: 1 year & above

S.T. plans & ST Floater: 3-12 months.

Liquid Funds: 1day-3 months.

For any of your Queries Pls call Mr. Vijay Goel

9999998091

vjgoel@gmail.com