Microinsurance and Gender Experiences at VimoSEWA

download Microinsurance and Gender Experiences at VimoSEWA

of 21

Transcript of Microinsurance and Gender Experiences at VimoSEWA

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    1/21

    Nahybalxsyflhc flm Oclmcy

    Czcyaclhcx f} PanbXC_F

    Xce` Cnzebqcm _bnclx Fxxbhaf}abl% 'XC_F!Almaf

    FMI% Lbpcnicy 69% 9:6:

    ]gc pacwx czycxxcm al }gax zfzcy fyc }gc pacwx b` }gc fs}gbyx flm mb lb} lchcxxfyaeq yc`ech} }gc pacwx by zbeahacxb` }gc Fxafl Mcpcebzncl} Ifld 'FMI!% by a}x Ibfym b` Obpcylbyx% by }gc obpcylncl}x }gcq yczycxcl}, FMI mbcxlb} osfyfl}cc }gc fhhsyfhq b` }gc mf}f alhesmcm al }gax zfzcy flm fhhcz}x lb ycxzblxaiaea}q `by flq hblxcvsclhcb` }gcay sxc, ]gc hbsl}yacx eax}cm al }gax zfzcy mb lb} anzeq flq pacw bl FMI/x zfy} fx }b xbpcycaol}q byalmczclmcl} x}f}sx by lchcxxfyaeq hbl`byn }b FMI/x }cynalbeboq,

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    2/21

    9

    Bs}ealc b` Zycxcl}f}abl

    Al}ybmsh}abl }b XC_F

    Al}ybmsh}abl }b PanbXC_F

    Zybhcxxcx al alxsyflhc zyboyfnnc flm }gcayoclmcy anzeahf}ablx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    3/21

    88

    Xce` Cnzebqcm _bnclx

    Fxxbhaf}abl 'XC_F!

    Lf}ablfe slabl b` 6,30 naeeabl zbby xce`.cnzebqcmwbncl wbydcyx 'al }gc al`bynfe chblbnq! x}fy}cmal 61?9

    Gcfmvsfy}cycm al Oskfyf}% Almaf . bzcyf}ablx al 7x}f}cx

    Fh}apa}acx alhesmc eapceagbbm zybnb}abl% ifldalo%fmpbhfhq `by wbydcyx yaog}x% xbhafe xchsya}q .

    hfzfha}q isaemalo

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    4/21

    =

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    5/21

    3

    XC_Fx OBFEX6, @SEE CNZEBQNCL]

    _byd Xchsya}q

    Alhbnc Xchsya}q

    @bbm Xchsya}q

    Xbhafe Xchsya}q

    9, XCE@. YCEAFLHC

    XBHAFE XCHSYA]Q

    Gcfe}g Hfyc

    Alxsyflhc

    Hgaem Hfyc

    Gbsxalo

    Zclxabl

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    6/21

    0

    Xbnc XC_F Ncnicyx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    7/21

    ??

    PanbXC_F

    Alxsyflhc x}fy}cm al 6119

    Ycoax}cycm fx f hbbzcyf}apc al 9::1 `ayx}

    lf}ablfe wbnclx hbbz, `by alxsyflhc

    Islmecm flm slislmecm zybmsh}x ea`c%fhhamcl}% gbxza}fea{f}abl% flm fxxc} ebxx

    Ncnicyx alhesmc wbncl% xzbsxcx flm hgaemycl

    Ncnicyxgaz al Xcz}cnicy 9:6: .6:8%809

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    8/21

    7

    Nbx} zbzsefy alxsyflhc zfhdfoc'Fee `aosycx al Almafl Yszccx!

    _bncl Ncl Hgaemycl

    'Fee!

    Zycnasn6?3 693 6::

    Ea`c 6:%::: 6:%::: .

    Gcfe}g 9%::: 9%::: 9%3::

    Gbsxc 6:%::: . .

    Fhhamcl}fe

    Mcf}g

    =:%::: =:%::: .

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    9/21

    1

    Alxsyflhc Zybmsh}x

    Islmecm zybmsh} mcpcebzcm al ycxzblxc }bnse}azec yaxdx `fhcm iq zbby xce`.cnzebqcmwbncl

    @acm mczbxa} nc}gbm mcpcebzcm }b zybnb}cfxxc} isaemalo,

    Blhc `fnaeafy wa}g hblhcz}% flm iclc`a}x% wbnclwfl} hbpcyfoc c}clmcm }b `fnaeacx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    10/21

    X}focx al anzecncl}alo f

    nahybalxsyflhc zyboyfnnc

    Anzeahf}ablx `by Oclmcy

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    11/21

    66

    Hblhcz} b` alxsyflhc

    Hblhcz} b` alxsyflhc lcw yaxd zyb}ch}abl lb} f`ce} lccm

    _fl} xbnc}galo ifhd

    Lbl hefanfl}x flm yclcwfe axxscx

    Blhc ncnicyx xcc iclc`a}x% mcnflm oybwx

    Hblhcz} b` xbeamfya}q `slm nf}hgcx hblhcz} b`

    slabl fx xbeamfya}q oybsz

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    12/21

    69

    Zybmsh} Mcpcebzncl}

    XC_Fx zybmsh} mcpcebzcm al ycxzblxc }blccm b` wbncl . islmecm zybmsh} `by

    gbeax}ah zyb}ch}abl

    Lcw zybmsh}x wa}g alzs}x `ybn XC_F

    ncnicyx flm ffocwflx

    _bncl zyanfyq zbeahq gbemcyx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    13/21

    68

    Max}yais}abl '6!

    ]wb hbnzblcl}x ncnicy cmshf}abl flmnfydc}alo

    _bncl zyanfyq }fyoc} b` cmshf}abl flmnfydc}alo c``by}x

    ]yfmc b`` ic}wccl `bhsxalo bl wbncl `bycmshf}abl px, cmshf}alo ib}g

    XC_F ncnicyx mchamc xaloeq by kbal}eq

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    14/21

    6=

    Max}yais}abl '9!

    Xfecx `byhc myfwl ybn XC_Fx

    ncnicyxgaz

    _bncl ffocwflxnfydc} }b wbncl FLM

    }gcay xzbsxcx

    Alhbnc xbsyhc `by ffocwflx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    15/21

    63

    Hefan Zybhcxxalo '6!

    Hefan zybhcxxalo alpbepcx `bynfea}acx alxsyflhc ychcaz}

    hbeech}alo mbhsncl}x `ybn gbxza}fe

    al`bynalo }gc c}clxabl wbydcy

    Ncnicyx ecfyl `bynfe xqx}cnxfybslm hefan zybhcxxalo . ecfylalohsypc

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    16/21

    60

    Hefan Zybhcxxalo '9!

    Hefanx Hbnna}}cc hbnzyaxcx XC_Fncnicyx

    Hfzfha}q isaemalo al alxsyflhc

    ]ysx} alhycfxcx fnblo ncnicyx

    Hefanx Mbhsncl}x

    Ffocwflx gcez wa}g hefanx mbhsncl}x

    Ffocwflx mb hfxgecxx xcypahalo al}cyfh}alowa}g mbh}byx% gbxza}fe fmnalax}yf}byx

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    17/21

    6?

    B@ AL]CYCX]

    Fenbx} fee }gc ychbnnclmf}ablx nfmc al9::1 zfzcy 'AEB! cx}fieaxgcm zyfh}ahc f}XC_F

    'lc} }wb xeamcx!

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    18/21

    67

    Zybmsh}6,C}clmcm gcfe}g alxsyflhc hbpcy `by }gc wgbec

    `fnaeq,

    9,C}clmcm ea`c hbpcyfoc `by }gc mcf}g b` fxzbsxc,

    8,Zybzcy}q flm fxxc}x alxsyflhc% alhesmalo

    nfya}fe zybzcy}q% }gf} fxxsycx }gf} }gc }a}ec ax al}gc wbnflx lfnc,

    =,Hbpcyfoc }gf} clxsycx }gf} hgaemycl iclc`a}

    f`}cy f wbnflx mcf}g, Oapalo wbncl fhgbahc b` }gc lbnalf}cm iclc`ahafyq3,F``bymfiec hbpcyfoc `by gcfe}g zybiecnx `fhcm

    iq wbncl% cxzchafeeq nf}cyla}q hbpcyfoc,

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    19/21

    61

    Mceapcyq6,Hbpcyfoc fhhcxxaiec }b ibyybwcyx flm lbl.

    ibyybwcyx b` nahyb`alflhc alx}a}s}ablx 'N@Ax!,

    9,Ea`c hbpcyfoc }gf} ax pbesl}fyq flm `ecaiec,

    8,Oclmcy.xclxa}apc hbnnslahf}abl% cmshf}ablflm nfydc}alo x}yf}coacx mczebqcm iq wbnclxfecx focl}x,

    =,Hefanx xszzby} `by wbncl wgb nfq ycvsaycfxxax}flhc al oclcyf}alo ycvsaycmmbhsncl}f}abl by al nflfoalo b}gcy fxzch}x b`}gc hefanx ybhcxx,

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    20/21

    9:

    Zfzcy Yc`cyclhc

    Nahybalxsyflhc }gf} wbydx `by wbncl; nfdalo oclmcy.

    xclxa}apc Nahybalxsyflhc zyboyfnx

    Flkfea Ifl}gaf% _bnclx _byem Ifldalo

    Xsxfl Kbglxbl% Hcl}yc `by Mcpcebzncl} X}smacx% Slapcyxa}q b`

    If}gNahgfce K, NhHbym% ]gc NahybAlxsyflhc Hcl}ycIyflmbl Nf}gcwx% [syahg @alflhafe Xcypahcx

    Ecm iq _bnclx _byem Ifldalo flm }gc [syahg Alxsyflhc Hbnzflq,

    Xszzby}cm iq }gc AEBx Nahybalxsyflhc Allbpf}abl @fhaea}q flm Xwaxx

    Mcpcebzncl} Hbbzcyf}abl, 9::1

  • 8/8/2019 Microinsurance and Gender Experiences at VimoSEWA

    21/21

    96

    ]GFLD QBS